Home > Little Falls Bank > Income and Expense
Little Falls Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,260,000 | 1,448 |
| Total interest expense | $15,007,000 | 1,050 |
| Net interest income | $7,253,000 | 2,353 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $756,000 | 3,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $756,000 | 2,254 |
| Total noninterest expense | $5,490,000 | 2,389 |
| Salaries and employee benefits | $3,282,000 | 2,060 |
| Premises and equipment expense | $915,000 | 2,117 |
| Additional noninterest expense | $1,293,000 | 3,149 |
| Pre-tax net operating income | $2,339,000 | 2,952 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $793,000 | 2,758 |
| Income before extraordinary items | $1,593,000 | 3,103 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,593,000 | 3,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,561,510 | 3,066 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,917,000 | 1,579 |
| Total interest expense | $13,587,000 | 1,188 |
| Net interest income | $7,330,000 | 2,381 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $722,000 | 3,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $722,000 | 2,181 |
| Total noninterest expense | $5,312,000 | 2,425 |
| Salaries and employee benefits | $3,024,000 | 2,193 |
| Premises and equipment expense | $775,000 | 2,488 |
| Additional noninterest expense | $1,513,000 | 2,718 |
| Pre-tax net operating income | $2,500,000 | 2,917 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $899,000 | 2,661 |
| Income before extraordinary items | $1,601,000 | 3,164 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,601,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,601,000 | 3,102 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,650,000 | 1,815 |
| Total interest expense | $12,138,000 | 1,330 |
| Net interest income | $6,512,000 | 2,723 |
| Provision for loan and lease losses | $183,000 | 3,607 |
| Total noninterest income | $629,000 | 4,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $629,000 | 2,484 |
| Total noninterest expense | $6,567,000 | 2,108 |
| Salaries and employee benefits | $2,872,000 | 2,313 |
| Premises and equipment expense | $795,000 | 2,466 |
| Additional noninterest expense | $2,900,000 | 1,793 |
| Pre-tax net operating income | $391,000 | 8,558 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $143,000 | 7,982 |
| Income before extraordinary items | $248,000 | 8,851 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $248,000 | 8,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,630 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $248,000 | 8,786 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,719,000 | 2,437 |
| Total interest expense | $9,314,000 | 1,709 |
| Net interest income | $4,405,000 | 3,976 |
| Provision for loan and lease losses | $558,000 | 1,446 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $35,000 | 9,675 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $222,000 | 4,822 |
| Total noninterest expense | $3,701,000 | 3,553 |
| Salaries and employee benefits | $1,990,000 | 3,323 |
| Premises and equipment expense | $326,000 | 5,292 |
| Additional noninterest expense | $1,385,000 | 3,302 |
| Pre-tax net operating income | $403,000 | 9,049 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $270,000 | 9,225 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $270,000 | 9,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,807 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $270,000 | 9,199 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,145,000 | 2,317 |
| Total interest expense | $7,170,000 | 1,766 |
| Net interest income | $5,975,000 | 3,004 |
| Provision for loan and lease losses | $356,000 | 2,005 |
| Total noninterest income | $221,000 | 8,366 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $50,000 | 9,692 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $171,000 | 5,800 |
| Total noninterest expense | $3,060,000 | 4,338 |
| Salaries and employee benefits | $1,541,000 | 4,188 |
| Premises and equipment expense | $221,000 | 7,040 |
| Additional noninterest expense | $1,298,000 | 3,773 |
| Pre-tax net operating income | $2,780,000 | 2,549 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $994,000 | 2,254 |
| Income before extraordinary items | $1,786,000 | 2,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,786,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,847 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,786,000 | 2,725 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,326,000 | 2,169 |
| Total interest expense | $7,708,000 | 1,710 |
| Net interest income | $6,618,000 | 2,728 |
| Provision for loan and lease losses | $88,000 | 6,122 |
| Total noninterest income | $179,000 | 9,625 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $3,206,000 | 4,258 |
| Salaries and employee benefits | $1,522,000 | 4,218 |
| Premises and equipment expense | $263,000 | 6,446 |
| Additional noninterest expense | $1,421,000 | 3,664 |
| Pre-tax net operating income | $3,503,000 | 1,948 |
| Securities gains (losses) | $755,000 | 671 |
| Applicable income taxes | $1,493,000 | 1,560 |
| Income before extraordinary items | $2,765,000 | 1,806 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,765,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 3,131 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,274,250 | 2,066 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,420,000 | 2,158 |
| Total interest expense | $9,690,000 | 1,764 |
| Net interest income | $6,730,000 | 2,707 |
| Provision for loan and lease losses | $391,000 | 3,515 |
| Total noninterest income | $579,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $579,000 | 2,893 |
| Total noninterest expense | $2,839,000 | 4,758 |
| Salaries and employee benefits | $1,446,000 | 4,367 |
| Premises and equipment expense | $458,000 | 4,287 |
| Additional noninterest expense | $935,000 | 5,348 |
| Pre-tax net operating income | $4,079,000 | 1,542 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,430,000 | 1,504 |
| Income before extraordinary items | $2,649,000 | 1,725 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,649,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 13,700 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,649,000 | 1,592 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.