Home > Little Falls Bank > Assets and Liabilities
Little Falls Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $347,570,000 | 1,316 |
| Cash and due from depository institutions | $6,334,000 | 3,988 |
| Interest-bearing balances | $613,000 | 3,281 |
| Securities | $149,013,000 | 792 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 583 |
| Net loans & leases | $149,062,000 | 1,882 |
| Loan loss allowance | $1,329,000 | 2,586 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,683,000 | 3,000 |
| Other real estate owned | $297,000 | 3,988 |
| Goodwill and other intangibles | $2,496,000 | 903 |
| All other assets | $10,685,000 | 840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,569,000 | 1,316 |
| Total liabilities | $316,295,000 | 1,306 |
| Total deposits | $244,102,000 | 1,522 |
| Interest-bearing deposits | $236,954,000 | 1,348 |
| Deposits held in domestic offices | $244,102,000 | 1,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $70,550,000 | 486 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,643,000 | 2,342 |
| Total equity capital | $31,274,000 | 1,430 |
| Total bank equity capital | $31,274,000 | 1,430 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $14,883,000 | 1,112 |
| Undivided profits | $16,390,000 | 1,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,059,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $586,000 | 3,965 |
| Earning assets | $325,688,000 | 1,295 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $343,567,200 | 1,268 |
| Average Assets, quarterly | $342,656,500 | 1,318 |
| Volatile liabilities | $94,632,000 | 870 |
| Insider loans | $613,000 | 4,757 |
| FHLB advances | $68,500,000 | 146 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,746,000 | 3,681 |
| Tier 1 (core) risk-based capital | $28,740,000 | 1,464 |
| Tier 2 risk-based capital | $1,329,000 | 2,356 |
| Total risk weighted assets | $146,611,000 | 1,953 |
| Total unused commitments | $9,746,000 | 3,688 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 41 | 4,284 |
| Assets and Liabilities | ||
| Total Assets: | $328,661,000 | 1,406 |
| Cash and due from depository institutions | $3,275,000 | 4,284 |
| Interest-bearing balances | $551,000 | 3,031 |
| Securities | $162,875,000 | 744 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,551 |
| Net loans & leases | $147,035,000 | 1,913 |
| Loan loss allowance | $1,149,000 | 2,972 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,617,000 | 3,036 |
| Other real estate owned | $1,031,000 | 4,284 |
| Goodwill and other intangibles | $2,856,000 | 794 |
| All other assets | $5,472,000 | 1,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,661,000 | 1,406 |
| Total liabilities | $299,331,000 | 1,392 |
| Total deposits | $231,126,000 | 1,613 |
| Interest-bearing deposits | $226,157,000 | 1,416 |
| Deposits held in domestic offices | $231,126,000 | 1,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,369,000 | 1,155 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $58,609,000 | 527 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,227,000 | 3,009 |
| Total equity capital | $29,330,000 | 1,546 |
| Total bank equity capital | $29,330,000 | 1,546 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $14,746,000 | 1,114 |
| Undivided profits | $14,583,000 | 1,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,392,000 | 1,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $594,000 | 4,008 |
| Earning assets | $313,961,000 | 1,349 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $312,107,200 | 1,400 |
| Average Assets, quarterly | $326,631,500 | 1,392 |
| Volatile liabilities | $86,792,000 | 924 |
| Insider loans | $625,000 | 4,799 |
| FHLB advances | $50,351,000 | 188 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,539,000 | 4,133 |
| Tier 1 (core) risk-based capital | $26,545,000 | 1,593 |
| Tier 2 risk-based capital | $1,149,000 | 2,572 |
| Total risk weighted assets | $111,416,000 | 2,521 |
| Total unused commitments | $7,539,000 | 4,135 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $303,647,000 | 1,553 |
| Cash and due from depository institutions | $2,463,000 | 4,562 |
| Interest-bearing balances | $727,000 | 2,686 |
| Securities | $163,843,000 | 764 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,640 |
| Net loans & leases | $117,151,000 | 2,403 |
| Loan loss allowance | $936,000 | 3,722 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,805,000 | 2,773 |
| Other real estate owned | $1,395,000 | 4,562 |
| Goodwill and other intangibles | $3,217,000 | 695 |
| All other assets | $4,873,000 | 1,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,647,000 | 1,553 |
| Total liabilities | $274,792,000 | 1,558 |
| Total deposits | $228,700,000 | 1,676 |
| Interest-bearing deposits | $228,700,000 | 1,458 |
| Deposits held in domestic offices | $228,700,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,624,000 | 727 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $20,197,000 | 927 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,271,000 | 2,931 |
| Total equity capital | $28,855,000 | 1,571 |
| Total bank equity capital | $28,855,000 | 1,571 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $14,653,000 | 1,168 |
| Undivided profits | $14,201,000 | 1,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,901,000 | 1,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $485,000 | 4,791 |
| Earning assets | $289,621,000 | 1,505 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $292,497,000 | 1,542 |
| Average Assets, quarterly | $292,164,500 | 1,587 |
| Volatile liabilities | $62,998,000 | 1,187 |
| Insider loans | $429,000 | 5,919 |
| FHLB advances | $9,000,000 | 466 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,287,000 | 4,514 |
| Tier 1 (core) risk-based capital | $25,638,000 | 1,676 |
| Tier 2 risk-based capital | $936,000 | 3,170 |
| Total risk weighted assets | $94,667,000 | 2,937 |
| Total unused commitments | $6,287,000 | 4,528 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $310,463,000 | 1,539 |
| Cash and due from depository institutions | $10,778,000 | 4,330 |
| Interest-bearing balances | $7,698,000 | 615 |
| Securities | $148,058,000 | 865 |
| Federal funds sold & reverse repurchase agreements | $43,100,000 | 375 |
| Net loans & leases | $95,979,000 | 2,805 |
| Loan loss allowance | $1,052,000 | 3,366 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,033,000 | 2,528 |
| Other real estate owned | $1,954,000 | 4,330 |
| Goodwill and other intangibles | $3,608,000 | 631 |
| All other assets | $3,953,000 | 1,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,463,000 | 1,539 |
| Total liabilities | $294,679,000 | 1,460 |
| Total deposits | $293,828,000 | 1,329 |
| Interest-bearing deposits | $293,828,000 | 1,155 |
| Deposits held in domestic offices | $293,828,000 | 1,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $851,000 | 4,154 |
| Total equity capital | $15,784,000 | 2,822 |
| Total bank equity capital | $15,784,000 | 2,822 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $15,784,000 | 1,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,447,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $447,000 | 5,283 |
| Earning assets | $294,835,000 | 1,487 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $222,541,600 | 2,039 |
| Average Assets, quarterly | $259,412,000 | 1,793 |
| Volatile liabilities | $18,806,000 | 2,754 |
| Insider loans | $215,000 | 7,839 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,835,000 | 4,166 |
| Tier 1 (core) risk-based capital | $12,176,000 | 3,493 |
| Tier 2 risk-based capital | $1,051,000 | 2,771 |
| Total risk weighted assets | $89,428,000 | 3,000 |
| Total unused commitments | $6,835,000 | 4,179 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $193,398,000 | 2,386 |
| Cash and due from depository institutions | $1,965,000 | 5,876 |
| Interest-bearing balances | $137,000 | 4,867 |
| Securities | $89,168,000 | 1,443 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 3,625 |
| Net loans & leases | $95,408,000 | 2,761 |
| Loan loss allowance | $660,000 | 5,037 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,457,000 | 4,747 |
| Other real estate owned | $1,765,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,535,000 | 4,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,398,000 | 2,386 |
| Total liabilities | $177,588,000 | 2,361 |
| Total deposits | $177,071,000 | 2,187 |
| Interest-bearing deposits | $175,918,000 | 1,880 |
| Deposits held in domestic offices | $177,071,000 | 2,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $517,000 | 5,092 |
| Total equity capital | $15,810,000 | 2,598 |
| Total bank equity capital | $15,810,000 | 2,598 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $15,810,000 | 1,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,202,000 | 906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $881,000 | 2,272 |
| Earning assets | $186,813,000 | 2,269 |
| Long-term assets (5+ years) | $67,807,000 | 930 |
| Average Assets, year-to-date | $198,743,600 | 2,256 |
| Average Assets, quarterly | $195,026,500 | 2,350 |
| Volatile liabilities | $6,684,000 | 5,721 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,730,000 | 5,741 |
| Tier 1 (core) risk-based capital | $15,810,000 | 2,620 |
| Tier 2 risk-based capital | $660,000 | 4,176 |
| Total risk weighted assets | $67,596,100 | 3,797 |
| Total unused commitments | $3,730,000 | 5,747 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $202,245,000 | 2,306 |
| Cash and due from depository institutions | $4,509,000 | 6,114 |
| Interest-bearing balances | $1,780,000 | 2,573 |
| Securities | $82,979,000 | 1,659 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,705 |
| Net loans & leases | $102,119,000 | 2,567 |
| Loan loss allowance | $618,000 | 5,462 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,509,000 | 4,638 |
| Other real estate owned | $1,845,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,184,000 | 5,381 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,245,000 | 2,306 |
| Total liabilities | $188,221,000 | 2,264 |
| Total deposits | $187,694,000 | 2,123 |
| Interest-bearing deposits | $186,526,000 | 1,849 |
| Deposits held in domestic offices | $187,694,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $527,000 | 5,148 |
| Total equity capital | $14,024,000 | 2,881 |
| Total bank equity capital | $14,024,000 | 2,881 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $14,024,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,384,000 | 1,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $452,000 | 4,140 |
| Earning assets | $194,978,000 | 2,199 |
| Long-term assets (5+ years) | $69,673,000 | 931 |
| Average Assets, year-to-date | $201,891,600 | 2,229 |
| Average Assets, quarterly | $202,127,500 | 2,278 |
| Volatile liabilities | $6,214,000 | 5,748 |
| Insider loans | $347,000 | 6,842 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,131,000 | 5,426 |
| Tier 1 (core) risk-based capital | $14,024,000 | 2,818 |
| Tier 2 risk-based capital | $618,000 | 4,412 |
| Total risk weighted assets | $73,141,700 | 3,511 |
| Total unused commitments | $4,131,000 | 5,446 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $200,138,000 | 2,366 |
| Cash and due from depository institutions | $3,100,000 | 7,064 |
| Interest-bearing balances | $1,043,000 | 3,727 |
| Securities | $52,031,000 | 2,621 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,708 |
| Net loans & leases | $128,850,000 | 2,159 |
| Loan loss allowance | $731,000 | 4,836 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,564,000 | 4,513 |
| Other real estate owned | $1,677,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,316,000 | 2,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,138,000 | 2,366 |
| Total liabilities | $188,879,000 | 2,303 |
| Total deposits | $188,344,000 | 2,186 |
| Interest-bearing deposits | $187,442,000 | 1,922 |
| Deposits held in domestic offices | $188,344,000 | 2,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $535,000 | 5,528 |
| Total equity capital | $11,259,000 | 3,416 |
| Total bank equity capital | $11,259,000 | 3,416 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $11,259,000 | 1,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,897,000 | 1,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $676,000 | 2,949 |
| Earning assets | $191,524,000 | 2,254 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $199,708,800 | 2,312 |
| Average Assets, quarterly | $200,419,500 | 2,342 |
| Volatile liabilities | $8,581,000 | 4,600 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,682,000 | 4,801 |
| Tier 1 (core) risk-based capital | $11,259,000 | 3,364 |
| Tier 2 risk-based capital | $731,000 | 3,819 |
| Total risk weighted assets | $81,158,000 | 3,219 |
| Total unused commitments | $4,682,000 | 4,828 |
| Derivatives | $0 | 651 |