Home > Litchville State Bank > Income and Expense
Litchville State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 10,074 |
| Total interest expense | $585,000 | 9,874 |
| Net interest income | $608,000 | 10,166 |
| Provision for loan and lease losses | $2,000 | 8,765 |
| Total noninterest income | $83,000 | 9,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $384,000 | 10,519 |
| Salaries and employee benefits | $173,000 | 10,645 |
| Premises and equipment expense | $31,000 | 10,601 |
| Additional noninterest expense | $180,000 | 9,672 |
| Pre-tax net operating income | $305,000 | 8,970 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $102,000 | 8,365 |
| Income before extraordinary items | $203,000 | 9,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $203,000 | 9,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $203,000 | 9,085 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 10,504 |
| Total interest expense | $601,000 | 10,266 |
| Net interest income | $609,000 | 10,637 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,436 |
| Total noninterest expense | $366,000 | 11,073 |
| Salaries and employee benefits | $165,000 | 11,181 |
| Premises and equipment expense | $31,000 | 11,122 |
| Additional noninterest expense | $170,000 | 10,300 |
| Pre-tax net operating income | $324,000 | 8,966 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $116,000 | 8,455 |
| Income before extraordinary items | $208,000 | 9,220 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $208,000 | 9,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $208,000 | 9,166 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 11,100 |
| Total interest expense | $554,000 | 10,837 |
| Net interest income | $557,000 | 11,246 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $73,000 | 10,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $340,000 | 11,617 |
| Salaries and employee benefits | $156,000 | 11,717 |
| Premises and equipment expense | $27,000 | 11,683 |
| Additional noninterest expense | $157,000 | 10,973 |
| Pre-tax net operating income | $284,000 | 9,868 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $103,000 | 9,125 |
| Income before extraordinary items | $181,000 | 10,153 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $181,000 | 10,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $181,000 | 10,122 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 11,573 |
| Total interest expense | $492,000 | 11,139 |
| Net interest income | $579,000 | 11,776 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $78,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $331,000 | 12,263 |
| Salaries and employee benefits | $146,000 | 12,374 |
| Premises and equipment expense | $26,000 | 12,321 |
| Additional noninterest expense | $159,000 | 11,681 |
| Pre-tax net operating income | $316,000 | 10,018 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $112,000 | 9,094 |
| Income before extraordinary items | $204,000 | 10,225 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $204,000 | 10,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $204,000 | 10,274 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 12,264 |
| Total interest expense | $464,000 | 11,864 |
| Net interest income | $548,000 | 12,397 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $74,000 | 11,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $333,000 | 12,884 |
| Salaries and employee benefits | $140,000 | 13,040 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $167,000 | 12,191 |
| Pre-tax net operating income | $281,000 | 10,389 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $101,000 | 9,717 |
| Income before extraordinary items | $197,000 | 10,690 |
| Extraordinary gains, net | $13,000 | 2,867 |
| Net income | $210,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $185,780 | 10,594 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 12,778 |
| Total interest expense | $542,000 | 12,562 |
| Net interest income | $583,000 | 12,784 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $313,000 | 13,526 |
| Salaries and employee benefits | $129,000 | 13,683 |
| Premises and equipment expense | $24,000 | 13,574 |
| Additional noninterest expense | $160,000 | 12,788 |
| Pre-tax net operating income | $335,000 | 9,820 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $111,000 | 9,628 |
| Income before extraordinary items | $219,000 | 10,332 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $219,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $222,300 | 9,942 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.