Home > Litchfield Community Savings, S.B. > Income and Expense

Litchfield Community Savings, S.B., Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,305,000	10,386
Total interest expense	$853,000	9,473
Net interest income	$452,000	10,988
Provision for loan and lease losses	$1,000	9,010
Total noninterest income	$17,000	11,258
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	9,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	11,358
Total noninterest expense	$512,000	10,537
Salaries and employee benefits	$201,000	11,010
Premises and equipment expense	$35,000	11,039
Additional noninterest expense	$276,000	9,126
Pre-tax net operating income	$-44,000	10,887
Securities gains (losses)	$7,000	2,762
Applicable income taxes	$-13,000	10,959
Income before extraordinary items	$-24,000	10,883
Extraordinary gains, net	$0	53
Net income	$-24,000	10,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,441
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-28,550	10,846
1995-12-31 (YTD Data)		Rank
Total interest income	$1,365,000	10,740
Total interest expense	$899,000	9,617
Net interest income	$466,000	11,482
Provision for loan and lease losses	$1,000	8,909
Total noninterest income	$16,000	11,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$15,000	10,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	11,898
Total noninterest expense	$375,000	11,512
Salaries and employee benefits	$201,000	11,493
Premises and equipment expense	$32,000	11,571
Additional noninterest expense	$142,000	11,157
Pre-tax net operating income	$106,000	11,051
Securities gains (losses)	$0	3,831
Applicable income taxes	$34,000	10,512
Income before extraordinary items	$72,000	11,159
Extraordinary gains, net	$0	65
Net income	$72,000	11,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,260
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$615,000	347
Net operating income	$72,000	11,134
1994-12-31 (YTD Data)		Rank
Total interest income	$1,270,000	11,201
Total interest expense	$915,000	9,060
Net interest income	$355,000	12,317
Provision for loan and lease losses	$-1,000	11,674
Total noninterest income	$11,000	12,464
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	10,723
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	12,518
Total noninterest expense	$348,000	12,215
Salaries and employee benefits	$171,000	12,246
Premises and equipment expense	$28,000	12,262
Additional noninterest expense	$149,000	11,802
Pre-tax net operating income	$19,000	12,023
Securities gains (losses)	$-4,000	9,291
Applicable income taxes	$3,000	11,532
Income before extraordinary items	$12,000	11,997
Extraordinary gains, net	$0	249
Net income	$12,000	11,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	10,214
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$15,200	12,019
1993-12-31 (YTD Data)		Rank
Total interest income	$1,393,000	11,465
Total interest expense	$1,105,000	8,661
Net interest income	$288,000	13,028
Provision for loan and lease losses	$-14,000	12,543
Total noninterest income	$13,000	13,142
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$13,000	11,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	13,212
Total noninterest expense	$358,000	12,802
Salaries and employee benefits	$160,000	12,917
Premises and equipment expense	$27,000	12,925
Additional noninterest expense	$171,000	12,145
Pre-tax net operating income	$-43,000	12,526
Securities gains (losses)	$77,000	2,843
Applicable income taxes	$3,000	12,012
Income before extraordinary items	$31,000	12,368
Extraordinary gains, net	$0	3,149
Net income	$31,000	12,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-39,070	12,494
1992-12-31 (YTD Data)		Rank
Total interest income	$1,613,000	11,698
Total interest expense	$1,387,000	8,903
Net interest income	$226,000	13,737
Provision for loan and lease losses	$-41,000	13,586
Total noninterest income	$73,000	12,475
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$73,000	9,151
Total noninterest expense	$370,000	13,310
Salaries and employee benefits	$171,000	13,402
Premises and equipment expense	$27,000	13,499
Additional noninterest expense	$172,000	12,638
Pre-tax net operating income	$-30,000	12,819
Securities gains (losses)	$119,000	2,734
Applicable income taxes	$10,000	12,372
Income before extraordinary items	$79,000	12,232
Extraordinary gains, net	$0	1,422
Net income	$79,000	12,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	10,714
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-26,910	12,758

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.