Home > Litchfield Bancorp > Income and Expense

Litchfield Bancorp, Income and Expense

2020-12-31 (YTD Data)		Rank
Total interest income	$9,402,000	2,611
Total interest expense	$1,026,000	2,884
Net interest income	$8,376,000	2,550
Provision for loan and lease losses	$303,000	2,659
Total noninterest income	$1,562,000	2,373
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$362,000	2,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,200,000	2,303
Total noninterest expense	$9,011,000	2,102
Salaries and employee benefits	$5,668,000	1,978
Premises and equipment expense	$731,000	2,467
Additional noninterest expense	$2,612,000	2,140
Pre-tax net operating income	$624,000	4,082
Securities gains (losses)	$533,000	580
Applicable income taxes	$282,000	2,344
Income before extraordinary items	$875,000	3,783
Extraordinary gains, net	$0	4
Net income	$875,000	3,783
Minority interest net income	$0	72
Net income of bank and minority interests.	$875,000	3,783
Net charge-offs	$5,000	3,176
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$453,930	4,199
2020-09-30 (YTD Data)		Rank
Total interest income	$6,891,000	2,669
Total interest expense	$829,000	2,877
Net interest income	$6,062,000	2,608
Provision for loan and lease losses	$204,000	2,740
Total noninterest income	$987,000	2,539
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$265,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$722,000	2,459
Total noninterest expense	$6,652,000	2,105
Salaries and employee benefits	$4,167,000	1,989
Premises and equipment expense	$542,000	2,480
Additional noninterest expense	$1,943,000	2,113
Pre-tax net operating income	$193,000	4,508
Securities gains (losses)	$444,000	538
Applicable income taxes	$173,000	2,475
Income before extraordinary items	$464,000	4,065
Extraordinary gains, net	$0	4
Net income	$464,000	4,065
Minority interest net income	$0	65
Net income of bank and minority interests.	$464,000	4,065
Net charge-offs	$-3,000	3,980
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$113,240	4,595
2020-06-30 (YTD Data)		Rank
Total interest income	$4,619,000	2,694
Total interest expense	$600,000	2,878
Net interest income	$4,019,000	2,631
Provision for loan and lease losses	$105,000	2,917
Total noninterest income	$593,000	2,625
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$173,000	2,095
Trading account gains and fees	NA	NA
Additional Noninterest Income	$420,000	2,559
Total noninterest expense	$4,334,000	2,137
Salaries and employee benefits	$2,721,000	2,016
Premises and equipment expense	$357,000	2,479
Additional noninterest expense	$1,256,000	2,159
Pre-tax net operating income	$173,000	4,399
Securities gains (losses)	$221,000	660
Applicable income taxes	$117,000	2,427
Income before extraordinary items	$277,000	4,130
Extraordinary gains, net	$0	4
Net income	$277,000	4,129
Minority interest net income	$0	65
Net income of bank and minority interests.	$277,000	4,130
Net charge-offs	$0	3,033
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$102,410	4,536
2020-03-31 (YTD Data)		Rank
Total interest income	$2,333,000	2,675
Total interest expense	$319,000	2,927
Net interest income	$2,014,000	2,589
Provision for loan and lease losses	$57,000	2,429
Total noninterest income	$300,000	2,519
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$114,000	1,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	2,517
Total noninterest expense	$2,132,000	2,180
Salaries and employee benefits	$1,344,000	2,042
Premises and equipment expense	$180,000	2,494
Additional noninterest expense	$608,000	2,228
Pre-tax net operating income	$125,000	4,150
Securities gains (losses)	$113,000	563
Applicable income taxes	$62,000	2,267
Income before extraordinary items	$176,000	3,838
Extraordinary gains, net	$0	4
Net income	$176,000	3,839
Minority interest net income	$0	56
Net income of bank and minority interests.	$176,000	3,839
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$86,730	4,288
2019-12-31 (YTD Data)		Rank
Total interest income	$9,849,000	2,602
Total interest expense	$1,643,000	2,631
Net interest income	$8,206,000	2,572
Provision for loan and lease losses	$155,000	2,573
Total noninterest income	$1,194,000	2,578
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$528,000	1,847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$666,000	2,730
Total noninterest expense	$8,344,000	2,182
Salaries and employee benefits	$5,191,000	2,056
Premises and equipment expense	$692,000	2,563
Additional noninterest expense	$2,461,000	2,242
Pre-tax net operating income	$901,000	3,969
Securities gains (losses)	$184,000	665
Applicable income taxes	$317,000	2,321
Income before extraordinary items	$768,000	4,031
Extraordinary gains, net	$0	11
Net income	$768,000	4,033
Minority interest net income	$0	76
Net income of bank and minority interests.	$768,000	4,033
Net charge-offs	$-14,000	4,526
Cash dividends	$95,000	3,777
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$622,640	4,208
2019-09-30 (YTD Data)		Rank
Total interest income	$7,407,000	2,642
Total interest expense	$1,267,000	2,616
Net interest income	$6,140,000	2,606
Provision for loan and lease losses	$116,000	2,480
Total noninterest income	$854,000	2,660
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$395,000	1,848
Trading account gains and fees	NA	NA
Additional Noninterest Income	$459,000	2,821
Total noninterest expense	$6,160,000	2,211
Salaries and employee benefits	$3,777,000	2,099
Premises and equipment expense	$509,000	2,605
Additional noninterest expense	$1,874,000	2,213
Pre-tax net operating income	$718,000	4,012
Securities gains (losses)	$145,000	633
Applicable income taxes	$285,000	2,273
Income before extraordinary items	$578,000	4,135
Extraordinary gains, net	$0	11
Net income	$578,000	4,135
Minority interest net income	$0	72
Net income of bank and minority interests.	$578,000	4,135
Net charge-offs	$-28,000	4,688
Cash dividends	$95,000	3,378
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$463,450	4,317
2019-06-30 (YTD Data)		Rank
Total interest income	$4,937,000	2,647
Total interest expense	$847,000	2,591
Net interest income	$4,090,000	2,620
Provision for loan and lease losses	$75,000	2,429
Total noninterest income	$549,000	2,682
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$257,000	1,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$292,000	2,833
Total noninterest expense	$4,094,000	2,221
Salaries and employee benefits	$2,502,000	2,119
Premises and equipment expense	$342,000	2,591
Additional noninterest expense	$1,250,000	2,224
Pre-tax net operating income	$470,000	4,050
Securities gains (losses)	$81,000	600
Applicable income taxes	$179,000	2,283
Income before extraordinary items	$372,000	4,173
Extraordinary gains, net	$0	11
Net income	$372,000	4,171
Minority interest net income	$0	69
Net income of bank and minority interests.	$372,000	4,172
Net charge-offs	$-26,000	4,747
Cash dividends	$95,000	3,199
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$308,010	4,314
2019-03-31 (YTD Data)		Rank
Total interest income	$2,469,000	2,651
Total interest expense	$430,000	2,530
Net interest income	$2,039,000	2,641
Provision for loan and lease losses	$40,000	2,260
Total noninterest income	$259,000	2,700
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$123,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	2,867
Total noninterest expense	$2,040,000	2,237
Salaries and employee benefits	$1,256,000	2,128
Premises and equipment expense	$169,000	2,641
Additional noninterest expense	$615,000	2,238
Pre-tax net operating income	$218,000	4,132
Securities gains (losses)	$23,000	544
Applicable income taxes	$80,000	2,325
Income before extraordinary items	$161,000	4,284
Extraordinary gains, net	$0	5
Net income	$161,000	4,283
Minority interest net income	$0	52
Net income of bank and minority interests.	$161,000	4,283
Net charge-offs	$6,000	2,153
Cash dividends	$95,000	2,461
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$142,830	4,382
2018-12-31 (YTD Data)		Rank
Total interest income	$9,503,000	2,623
Total interest expense	$1,466,000	2,376
Net interest income	$8,037,000	2,647
Provision for loan and lease losses	$152,000	2,613
Total noninterest income	$1,084,000	2,755
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$525,000	1,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$559,000	2,929
Total noninterest expense	$7,655,000	2,323
Salaries and employee benefits	$4,670,000	2,211
Premises and equipment expense	$639,000	2,722
Additional noninterest expense	$2,346,000	2,329
Pre-tax net operating income	$1,314,000	3,705
Securities gains (losses)	$3,000	894
Applicable income taxes	$265,000	2,481
Income before extraordinary items	$1,052,000	3,846
Extraordinary gains, net	$0	6
Net income	$1,052,000	3,844
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,052,000	3,845
Net charge-offs	$16,000	3,193
Cash dividends	$88,000	3,854
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,049,600	3,853
2018-09-30 (YTD Data)		Rank
Total interest income	$7,017,000	2,643
Total interest expense	$1,066,000	2,348
Net interest income	$5,951,000	2,674
Provision for loan and lease losses	$113,000	2,505
Total noninterest income	$798,000	2,799
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$388,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$410,000	3,005
Total noninterest expense	$5,666,000	2,345
Salaries and employee benefits	$3,416,000	2,243
Premises and equipment expense	$485,000	2,729
Additional noninterest expense	$1,765,000	2,312
Pre-tax net operating income	$970,000	3,799
Securities gains (losses)	$3,000	888
Applicable income taxes	$193,000	2,569
Income before extraordinary items	$780,000	3,922
Extraordinary gains, net	$0	5
Net income	$780,000	3,920
Minority interest net income	$0	66
Net income of bank and minority interests.	$780,000	3,921
Net charge-offs	$17,000	2,776
Cash dividends	$88,000	3,418
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$777,600	3,926
2018-06-30 (YTD Data)		Rank
Total interest income	$4,622,000	2,659
Total interest expense	$680,000	2,334
Net interest income	$3,942,000	2,679
Provision for loan and lease losses	$74,000	2,455
Total noninterest income	$527,000	2,816
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$255,000	1,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$272,000	3,023
Total noninterest expense	$3,734,000	2,368
Salaries and employee benefits	$2,242,000	2,278
Premises and equipment expense	$329,000	2,713
Additional noninterest expense	$1,163,000	2,352
Pre-tax net operating income	$661,000	3,770
Securities gains (losses)	$3,000	768
Applicable income taxes	$121,000	2,584
Income before extraordinary items	$543,000	3,849
Extraordinary gains, net	$0	6
Net income	$543,000	3,847
Minority interest net income	$0	65
Net income of bank and minority interests.	$543,000	3,848
Net charge-offs	$18,000	2,302
Cash dividends	$88,000	3,234
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$540,540	3,861
2018-03-31 (YTD Data)		Rank
Total interest income	$2,247,000	2,708
Total interest expense	$337,000	2,264
Net interest income	$1,910,000	2,765
Provision for loan and lease losses	$37,000	2,310
Total noninterest income	$257,000	2,821
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$127,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	3,016
Total noninterest expense	$1,841,000	2,417
Salaries and employee benefits	$1,117,000	2,307
Premises and equipment expense	$157,000	2,830
Additional noninterest expense	$567,000	2,393
Pre-tax net operating income	$289,000	3,910
Securities gains (losses)	$10,000	437
Applicable income taxes	$55,000	2,621
Income before extraordinary items	$244,000	3,950
Extraordinary gains, net	$0	7
Net income	$244,000	3,950
Minority interest net income	$0	52
Net income of bank and minority interests.	$244,000	3,950
Net charge-offs	$6,000	2,135
Cash dividends	$88,000	2,402
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$235,800	4,003
2017-12-31 (YTD Data)		Rank
Total interest income	$8,568,000	2,735
Total interest expense	$1,066,000	2,442
Net interest income	$7,502,000	2,754
Provision for loan and lease losses	$154,000	2,631
Total noninterest income	$1,098,000	2,814
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$511,000	1,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$587,000	2,961
Total noninterest expense	$7,598,000	2,359
Salaries and employee benefits	$4,628,000	2,219
Premises and equipment expense	$664,000	2,748
Additional noninterest expense	$2,306,000	2,386
Pre-tax net operating income	$848,000	4,254
Securities gains (losses)	$30,000	1,140
Applicable income taxes	$805,000	2,064
Income before extraordinary items	$73,000	5,258
Extraordinary gains, net	$0	9
Net income	$73,000	5,257
Minority interest net income	$0	76
Net income of bank and minority interests.	$73,000	5,258
Net charge-offs	$94,000	2,498
Cash dividends	$95,000	3,936
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$53,800	5,280
2017-09-30 (YTD Data)		Rank
Total interest income	$6,415,000	2,758
Total interest expense	$748,000	2,534
Net interest income	$5,667,000	2,766
Provision for loan and lease losses	$116,000	2,535
Total noninterest income	$803,000	2,870
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$379,000	2,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$424,000	3,018
Total noninterest expense	$5,490,000	2,440
Salaries and employee benefits	$3,219,000	2,362
Premises and equipment expense	$500,000	2,763
Additional noninterest expense	$1,771,000	2,356
Pre-tax net operating income	$864,000	3,974
Securities gains (losses)	$22,000	1,272
Applicable income taxes	$309,000	2,456
Income before extraordinary items	$577,000	4,256
Extraordinary gains, net	$0	9
Net income	$577,000	4,255
Minority interest net income	$0	71
Net income of bank and minority interests.	$577,000	4,256
Net charge-offs	$88,000	2,041
Cash dividends	$95,000	3,449
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$562,700	4,280
2017-06-30 (YTD Data)		Rank
Total interest income	$4,205,000	2,772
Total interest expense	$449,000	2,667
Net interest income	$3,756,000	2,761
Provision for loan and lease losses	$79,000	2,448
Total noninterest income	$523,000	2,903
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$242,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$281,000	3,028
Total noninterest expense	$3,622,000	2,475
Salaries and employee benefits	$2,121,000	2,397
Premises and equipment expense	$323,000	2,818
Additional noninterest expense	$1,178,000	2,362
Pre-tax net operating income	$578,000	3,936
Securities gains (losses)	$0	1,906
Applicable income taxes	$203,000	2,459
Income before extraordinary items	$375,000	4,251
Extraordinary gains, net	$0	11
Net income	$375,000	4,250
Minority interest net income	$0	71
Net income of bank and minority interests.	$375,000	4,251
Net charge-offs	$74,000	1,720
Cash dividends	$95,000	3,234
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$375,000	4,229
2017-03-31 (YTD Data)		Rank
Total interest income	$2,088,000	2,784
Total interest expense	$213,000	2,735
Net interest income	$1,875,000	2,765
Provision for loan and lease losses	$40,000	2,253
Total noninterest income	$257,000	2,923
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$123,000	2,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	3,077
Total noninterest expense	$1,796,000	2,511
Salaries and employee benefits	$1,055,000	2,433
Premises and equipment expense	$156,000	2,921
Additional noninterest expense	$585,000	2,366
Pre-tax net operating income	$296,000	3,859
Securities gains (losses)	$0	1,153
Applicable income taxes	$98,000	2,445
Income before extraordinary items	$198,000	4,143
Extraordinary gains, net	$0	8
Net income	$198,000	4,143
Minority interest net income	$0	55
Net income of bank and minority interests.	$198,000	4,143
Net charge-offs	$23,000	1,807
Cash dividends	$95,000	2,422
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$198,000	4,127
2016-12-31 (YTD Data)		Rank
Total interest income	$7,888,000	2,877
Total interest expense	$896,000	2,607
Net interest income	$6,992,000	2,889
Provision for loan and lease losses	$151,000	2,719
Total noninterest income	$1,145,000	2,824
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$515,000	2,039
Trading account gains and fees	$0	170
Additional Noninterest Income	$630,000	2,969
Total noninterest expense	$7,283,000	2,474
Salaries and employee benefits	$4,130,000	2,440
Premises and equipment expense	$690,000	2,753
Additional noninterest expense	$2,463,000	2,342
Pre-tax net operating income	$703,000	4,500
Securities gains (losses)	$127,000	1,171
Applicable income taxes	$295,000	2,662
Income before extraordinary items	$535,000	4,651
Extraordinary gains, net	$0	5
Net income	$535,000	4,650
Minority interest net income	$0	82
Net income of bank and minority interests.	$535,000	4,650
Net charge-offs	$122,000	2,428
Cash dividends	$207,000	3,661
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$453,720	4,772
2016-09-30 (YTD Data)		Rank
Total interest income	$5,874,000	2,898
Total interest expense	$702,000	2,530
Net interest income	$5,172,000	2,920
Provision for loan and lease losses	$113,000	2,617
Total noninterest income	$856,000	2,843
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$387,000	2,041
Trading account gains and fees	$0	169
Additional Noninterest Income	$469,000	2,985
Total noninterest expense	$5,527,000	2,450
Salaries and employee benefits	$3,076,000	2,441
Premises and equipment expense	$517,000	2,772
Additional noninterest expense	$1,934,000	2,244
Pre-tax net operating income	$388,000	4,861
Securities gains (losses)	$110,000	1,186
Applicable income taxes	$163,000	2,941
Income before extraordinary items	$335,000	4,894
Extraordinary gains, net	$0	5
Net income	$335,000	4,894
Minority interest net income	$0	71
Net income of bank and minority interests.	$335,000	4,894
Net charge-offs	$86,000	2,188
Cash dividends	$207,000	3,133
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$261,300	5,035
2016-06-30 (YTD Data)		Rank
Total interest income	$3,889,000	2,923
Total interest expense	$486,000	2,470
Net interest income	$3,403,000	2,961
Provision for loan and lease losses	$75,000	2,531
Total noninterest income	$574,000	2,817
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$258,000	2,018
Trading account gains and fees	$0	157
Additional Noninterest Income	$316,000	2,955
Total noninterest expense	$3,652,000	2,479
Salaries and employee benefits	$2,043,000	2,466
Premises and equipment expense	$355,000	2,733
Additional noninterest expense	$1,254,000	2,316
Pre-tax net operating income	$250,000	4,928
Securities gains (losses)	$0	2,835
Applicable income taxes	$86,000	3,085
Income before extraordinary items	$164,000	5,172
Extraordinary gains, net	$0	16
Net income	$164,000	5,171
Minority interest net income	$0	71
Net income of bank and minority interests.	$164,000	5,171
Net charge-offs	$85,000	1,770
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$164,000	5,107
2016-03-31 (YTD Data)		Rank
Total interest income	$1,933,000	2,933
Total interest expense	$241,000	2,496
Net interest income	$1,692,000	2,977
Provision for loan and lease losses	$38,000	2,399
Total noninterest income	$309,000	2,686
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$130,000	1,990
Trading account gains and fees	$0	142
Additional Noninterest Income	$179,000	2,766
Total noninterest expense	$1,729,000	2,587
Salaries and employee benefits	$1,010,000	2,496
Premises and equipment expense	$172,000	2,817
Additional noninterest expense	$547,000	2,586
Pre-tax net operating income	$234,000	4,226
Securities gains (losses)	$0	2,077
Applicable income taxes	$50,000	2,979
Income before extraordinary items	$184,000	4,356
Extraordinary gains, net	$0	12
Net income	$184,000	4,353
Minority interest net income	$0	62
Net income of bank and minority interests.	$184,000	4,355
Net charge-offs	$84,000	1,109
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$184,000	4,304
2015-12-31 (YTD Data)		Rank
Total interest income	$7,591,000	2,944
Total interest expense	$957,000	2,489
Net interest income	$6,634,000	2,980
Provision for loan and lease losses	$282,000	1,973
Total noninterest income	$1,112,000	2,902
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$466,000	2,255
Trading account gains and fees	$0	159
Additional Noninterest Income	$646,000	2,936
Total noninterest expense	$7,171,000	2,520
Salaries and employee benefits	$4,069,000	2,460
Premises and equipment expense	$778,000	2,610
Additional noninterest expense	$2,324,000	2,487
Pre-tax net operating income	$293,000	5,299
Securities gains (losses)	$973,000	213
Applicable income taxes	$416,000	2,386
Income before extraordinary items	$850,000	4,161
Extraordinary gains, net	$0	23
Net income	$850,000	4,160
Minority interest net income	$0	81
Net income of bank and minority interests.	$850,000	4,161
Net charge-offs	$38,000	3,436
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$198,090	5,423
2015-09-30 (YTD Data)		Rank
Total interest income	$5,661,000	2,977
Total interest expense	$724,000	2,504
Net interest income	$4,937,000	3,026
Provision for loan and lease losses	$236,000	1,761
Total noninterest income	$827,000	2,926
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$340,000	2,313
Trading account gains and fees	$0	153
Additional Noninterest Income	$487,000	2,952
Total noninterest expense	$5,341,000	2,546
Salaries and employee benefits	$3,047,000	2,470
Premises and equipment expense	$594,000	2,609
Additional noninterest expense	$1,700,000	2,535
Pre-tax net operating income	$187,000	5,497
Securities gains (losses)	$973,000	187
Applicable income taxes	$282,000	2,531
Income before extraordinary items	$878,000	3,722
Extraordinary gains, net	$0	21
Net income	$878,000	3,721
Minority interest net income	$0	78
Net income of bank and minority interests.	$878,000	3,722
Net charge-offs	$19,000	3,373
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$138,520	5,570
2015-06-30 (YTD Data)		Rank
Total interest income	$3,765,000	2,978
Total interest expense	$486,000	2,506
Net interest income	$3,279,000	3,031
Provision for loan and lease losses	$191,000	1,562
Total noninterest income	$567,000	2,892
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$218,000	2,360
Trading account gains and fees	$0	157
Additional Noninterest Income	$349,000	2,849
Total noninterest expense	$3,530,000	2,582
Salaries and employee benefits	$2,031,000	2,482
Premises and equipment expense	$409,000	2,551
Additional noninterest expense	$1,090,000	2,630
Pre-tax net operating income	$125,000	5,514
Securities gains (losses)	$876,000	164
Applicable income taxes	$199,000	2,496
Income before extraordinary items	$802,000	3,159
Extraordinary gains, net	$0	22
Net income	$802,000	3,159
Minority interest net income	$0	75
Net income of bank and minority interests.	$802,000	3,160
Net charge-offs	$22,000	2,884
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$101,200	5,560
2015-03-31 (YTD Data)		Rank
Total interest income	$1,884,000	2,976
Total interest expense	$243,000	2,540
Net interest income	$1,641,000	3,030
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$232,000	3,164
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$103,000	2,425
Trading account gains and fees	$0	152
Additional Noninterest Income	$129,000	3,243
Total noninterest expense	$1,795,000	2,545
Salaries and employee benefits	$1,065,000	2,374
Premises and equipment expense	$211,000	2,544
Additional noninterest expense	$519,000	2,708
Pre-tax net operating income	$33,000	5,758
Securities gains (losses)	$114,000	538
Applicable income taxes	$44,000	3,091
Income before extraordinary items	$103,000	5,103
Extraordinary gains, net	$0	13
Net income	$103,000	5,105
Minority interest net income	$0	64
Net income of bank and minority interests.	$103,000	5,107
Net charge-offs	$9,000	2,520
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$23,200	5,824
2014-12-31 (YTD Data)		Rank
Total interest income	$7,847,000	2,926
Total interest expense	$1,189,000	2,281
Net interest income	$6,658,000	3,003
Provision for loan and lease losses	$80,000	3,409
Total noninterest income	$1,026,000	3,072
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$456,000	2,421
Trading account gains and fees	$0	180
Additional Noninterest Income	$570,000	3,089
Total noninterest expense	$7,243,000	2,544
Salaries and employee benefits	$4,293,000	2,340
Premises and equipment expense	$791,000	2,690
Additional noninterest expense	$2,159,000	2,717
Pre-tax net operating income	$361,000	5,340
Securities gains (losses)	$125,000	1,097
Applicable income taxes	$135,000	3,229
Income before extraordinary items	$351,000	5,282
Extraordinary gains, net	$0	17
Net income	$351,000	5,281
Minority interest net income	$0	84
Net income of bank and minority interests.	$351,000	5,282
Net charge-offs	$225,000	2,337
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$261,000	5,449
2014-09-30 (YTD Data)		Rank
Total interest income	$5,857,000	2,962
Total interest expense	$906,000	2,282
Net interest income	$4,951,000	3,043
Provision for loan and lease losses	$50,000	3,379
Total noninterest income	$759,000	3,126
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$346,000	2,423
Trading account gains and fees	$0	174
Additional Noninterest Income	$413,000	3,191
Total noninterest expense	$5,491,000	2,515
Salaries and employee benefits	$3,214,000	2,351
Premises and equipment expense	$580,000	2,761
Additional noninterest expense	$1,697,000	2,619
Pre-tax net operating income	$169,000	5,702
Securities gains (losses)	$96,000	1,026
Applicable income taxes	$59,000	3,584
Income before extraordinary items	$206,000	5,543
Extraordinary gains, net	$0	15
Net income	$206,000	5,542
Minority interest net income	$0	81
Net income of bank and minority interests.	$206,000	5,543
Net charge-offs	$31,000	3,605
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$131,120	5,766
2014-06-30 (YTD Data)		Rank
Total interest income	$3,941,000	2,950
Total interest expense	$604,000	2,313
Net interest income	$3,337,000	3,015
Provision for loan and lease losses	$47,000	3,096
Total noninterest income	$473,000	3,215
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$225,000	2,452
Trading account gains and fees	$0	172
Additional Noninterest Income	$248,000	3,305
Total noninterest expense	$3,660,000	2,522
Salaries and employee benefits	$2,140,000	2,355
Premises and equipment expense	$388,000	2,771
Additional noninterest expense	$1,132,000	2,615
Pre-tax net operating income	$103,000	5,760
Securities gains (losses)	$73,000	959
Applicable income taxes	$39,000	3,568
Income before extraordinary items	$137,000	5,551
Extraordinary gains, net	$0	20
Net income	$137,000	5,553
Minority interest net income	$0	80
Net income of bank and minority interests.	$137,000	5,554
Net charge-offs	$14,000	3,578
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$80,060	5,801
2014-03-31 (YTD Data)		Rank
Total interest income	$1,966,000	2,962
Total interest expense	$302,000	2,344
Net interest income	$1,664,000	3,028
Provision for loan and lease losses	$48,000	2,286
Total noninterest income	$226,000	3,250
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$107,000	2,533
Trading account gains and fees	$0	147
Additional Noninterest Income	$119,000	3,322
Total noninterest expense	$1,826,000	2,540
Salaries and employee benefits	$1,088,000	2,332
Premises and equipment expense	$185,000	2,908
Additional noninterest expense	$553,000	2,672
Pre-tax net operating income	$16,000	6,073
Securities gains (losses)	$0	1,715
Applicable income taxes	$-8,000	6,443
Income before extraordinary items	$24,000	5,999
Extraordinary gains, net	$0	16
Net income	$24,000	5,999
Minority interest net income	$0	66
Net income of bank and minority interests.	$24,000	6,000
Net charge-offs	$11,000	2,795
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$24,000	5,966
2013-12-31 (YTD Data)		Rank
Total interest income	$7,745,000	3,016
Total interest expense	$1,316,000	2,404
Net interest income	$6,429,000	3,096
Provision for loan and lease losses	$191,000	3,021
Total noninterest income	$1,043,000	3,119
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$482,000	2,454
Trading account gains and fees	$0	184
Additional Noninterest Income	$561,000	3,213
Total noninterest expense	$7,047,000	2,617
Salaries and employee benefits	$4,111,000	2,417
Premises and equipment expense	$730,000	2,880
Additional noninterest expense	$2,206,000	2,772
Pre-tax net operating income	$234,000	5,641
Securities gains (losses)	$394,000	557
Applicable income taxes	$189,000	2,990
Income before extraordinary items	$439,000	5,047
Extraordinary gains, net	$0	29
Net income	$439,000	5,050
Minority interest net income	$0	90
Net income of bank and minority interests.	$439,000	5,050
Net charge-offs	$73,000	4,051
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$163,200	5,754
2013-09-30 (YTD Data)		Rank
Total interest income	$5,800,000	3,043
Total interest expense	$1,010,000	2,421
Net interest income	$4,790,000	3,129
Provision for loan and lease losses	$143,000	2,991
Total noninterest income	$790,000	3,154
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$364,000	2,452
Trading account gains and fees	$0	180
Additional Noninterest Income	$426,000	3,257
Total noninterest expense	$5,195,000	2,656
Salaries and employee benefits	$3,015,000	2,478
Premises and equipment expense	$557,000	2,878
Additional noninterest expense	$1,623,000	2,803
Pre-tax net operating income	$242,000	5,549
Securities gains (losses)	$269,000	686
Applicable income taxes	$154,000	2,997
Income before extraordinary items	$357,000	5,075
Extraordinary gains, net	$0	25
Net income	$357,000	5,076
Minority interest net income	$0	84
Net income of bank and minority interests.	$357,000	5,077
Net charge-offs	$75,000	3,529
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$168,700	5,695
2013-06-30 (YTD Data)		Rank
Total interest income	$3,860,000	3,047
Total interest expense	$684,000	2,440
Net interest income	$3,176,000	3,148
Provision for loan and lease losses	$94,000	3,012
Total noninterest income	$529,000	3,193
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$238,000	2,457
Trading account gains and fees	$0	157
Additional Noninterest Income	$291,000	3,243
Total noninterest expense	$3,415,000	2,692
Salaries and employee benefits	$1,990,000	2,512
Premises and equipment expense	$363,000	2,915
Additional noninterest expense	$1,062,000	2,830
Pre-tax net operating income	$196,000	5,342
Securities gains (losses)	$159,000	850
Applicable income taxes	$108,000	2,951
Income before extraordinary items	$247,000	5,018
Extraordinary gains, net	$0	22
Net income	$247,000	5,021
Minority interest net income	$0	82
Net income of bank and minority interests.	$247,000	5,022
Net charge-offs	$37,000	3,590
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$135,700	5,538
2013-03-31 (YTD Data)		Rank
Total interest income	$1,937,000	3,070
Total interest expense	$346,000	2,476
Net interest income	$1,591,000	3,156
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$267,000	3,167
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$118,000	2,469
Trading account gains and fees	$0	148
Additional Noninterest Income	$149,000	3,187
Total noninterest expense	$1,679,000	2,756
Salaries and employee benefits	$999,000	2,513
Premises and equipment expense	$177,000	2,994
Additional noninterest expense	$503,000	2,971
Pre-tax net operating income	$134,000	4,997
Securities gains (losses)	$64,000	825
Applicable income taxes	$62,000	2,839
Income before extraordinary items	$136,000	4,871
Extraordinary gains, net	$0	10
Net income	$136,000	4,872
Minority interest net income	$0	76
Net income of bank and minority interests.	$136,000	4,873
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$91,840	5,246
2012-12-31 (YTD Data)		Rank
Total interest income	$8,457,000	2,966
Total interest expense	$1,853,000	2,276
Net interest income	$6,604,000	3,131
Provision for loan and lease losses	$208,000	3,887
Total noninterest income	$1,152,000	3,030
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$516,000	2,426
Trading account gains and fees	$0	166
Additional Noninterest Income	$636,000	3,025
Total noninterest expense	$6,716,000	2,765
Salaries and employee benefits	$3,885,000	2,522
Premises and equipment expense	$712,000	2,982
Additional noninterest expense	$2,119,000	2,957
Pre-tax net operating income	$832,000	4,291
Securities gains (losses)	$181,000	1,789
Applicable income taxes	$345,000	2,535
Income before extraordinary items	$668,000	4,543
Extraordinary gains, net	$0	29
Net income	$668,000	4,541
Minority interest net income	$0	93
Net income of bank and minority interests.	$668,000	4,542
Net charge-offs	$65,000	4,749
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$548,540	4,635
2012-09-30 (YTD Data)		Rank
Total interest income	$6,414,000	2,993
Total interest expense	$1,478,000	2,236
Net interest income	$4,936,000	3,189
Provision for loan and lease losses	$122,000	4,156
Total noninterest income	$837,000	3,083
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$385,000	2,456
Trading account gains and fees	$0	157
Additional Noninterest Income	$452,000	3,098
Total noninterest expense	$5,109,000	2,731
Salaries and employee benefits	$2,952,000	2,491
Premises and equipment expense	$550,000	2,960
Additional noninterest expense	$1,607,000	2,930
Pre-tax net operating income	$542,000	4,611
Securities gains (losses)	$104,000	1,945
Applicable income taxes	$206,000	2,802
Income before extraordinary items	$440,000	4,833
Extraordinary gains, net	$0	20
Net income	$440,000	4,833
Minority interest net income	$0	86
Net income of bank and minority interests.	$440,000	4,833
Net charge-offs	$58,000	4,416
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$369,280	4,901
2012-06-30 (YTD Data)		Rank
Total interest income	$4,335,000	2,991
Total interest expense	$1,034,000	2,224
Net interest income	$3,301,000	3,191
Provision for loan and lease losses	$64,000	4,309
Total noninterest income	$517,000	3,183
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$249,000	2,491
Trading account gains and fees	$0	153
Additional Noninterest Income	$268,000	3,230
Total noninterest expense	$3,372,000	2,768
Salaries and employee benefits	$1,970,000	2,492
Premises and equipment expense	$359,000	2,999
Additional noninterest expense	$1,043,000	3,017
Pre-tax net operating income	$382,000	4,523
Securities gains (losses)	$25,000	2,404
Applicable income taxes	$128,000	2,860
Income before extraordinary items	$279,000	4,916
Extraordinary gains, net	$0	19
Net income	$279,000	4,919
Minority interest net income	$0	84
Net income of bank and minority interests.	$279,000	4,919
Net charge-offs	$56,000	3,930
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$261,750	4,806
2012-03-31 (YTD Data)		Rank
Total interest income	$2,184,000	3,002
Total interest expense	$557,000	2,155
Net interest income	$1,627,000	3,232
Provision for loan and lease losses	$29,000	4,273
Total noninterest income	$240,000	3,310
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$124,000	2,487
Trading account gains and fees	$0	148
Additional Noninterest Income	$116,000	3,479
Total noninterest expense	$1,686,000	2,761
Salaries and employee benefits	$976,000	2,532
Premises and equipment expense	$172,000	3,125
Additional noninterest expense	$538,000	2,913
Pre-tax net operating income	$152,000	4,914
Securities gains (losses)	$25,000	1,501
Applicable income taxes	$54,000	3,007
Income before extraordinary items	$123,000	5,116
Extraordinary gains, net	$0	19
Net income	$123,000	5,118
Minority interest net income	$0	78
Net income of bank and minority interests.	$123,000	5,119
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$105,750	5,154
2011-12-31 (YTD Data)		Rank
Total interest income	$8,996,000	3,040
Total interest expense	$2,609,000	2,204
Net interest income	$6,387,000	3,304
Provision for loan and lease losses	$34,000	6,030
Total noninterest income	$974,000	3,160
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$477,000	2,674
Trading account gains and fees	$0	146
Additional Noninterest Income	$497,000	3,141
Total noninterest expense	$6,636,000	2,789
Salaries and employee benefits	$3,720,000	2,580
Premises and equipment expense	$672,000	3,293
Additional noninterest expense	$2,244,000	2,815
Pre-tax net operating income	$691,000	4,305
Securities gains (losses)	$235,000	1,328
Applicable income taxes	$283,000	2,595
Income before extraordinary items	$643,000	4,285
Extraordinary gains, net	$0	29
Net income	$643,000	4,287
Minority interest net income	$0	96
Net income of bank and minority interests.	$643,000	4,287
Net charge-offs	$75,000	5,207
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$480,850	4,587
2011-09-30 (YTD Data)		Rank
Total interest income	$6,789,000	3,057
Total interest expense	$1,990,000	2,264
Net interest income	$4,799,000	3,315
Provision for loan and lease losses	$34,000	5,777
Total noninterest income	$690,000	3,272
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$352,000	2,715
Trading account gains and fees	$0	145
Additional Noninterest Income	$338,000	3,288
Total noninterest expense	$5,087,000	2,739
Salaries and employee benefits	$2,851,000	2,524
Premises and equipment expense	$501,000	3,344
Additional noninterest expense	$1,735,000	2,767
Pre-tax net operating income	$368,000	4,864
Securities gains (losses)	$201,000	1,214
Applicable income taxes	$170,000	2,799
Income before extraordinary items	$399,000	4,664
Extraordinary gains, net	$0	21
Net income	$399,000	4,665
Minority interest net income	$0	87
Net income of bank and minority interests.	$399,000	4,665
Net charge-offs	$5,000	5,949
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$258,300	5,121
2011-06-30 (YTD Data)		Rank
Total interest income	$4,550,000	3,053
Total interest expense	$1,355,000	2,302
Net interest income	$3,195,000	3,325
Provision for loan and lease losses	$30,000	5,425
Total noninterest income	$485,000	3,177
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$225,000	2,789
Trading account gains and fees	$0	153
Additional Noninterest Income	$260,000	3,105
Total noninterest expense	$3,436,000	2,726
Salaries and employee benefits	$1,899,000	2,534
Premises and equipment expense	$341,000	3,316
Additional noninterest expense	$1,196,000	2,753
Pre-tax net operating income	$214,000	5,038
Securities gains (losses)	$124,000	987
Applicable income taxes	$94,000	2,904
Income before extraordinary items	$244,000	4,745
Extraordinary gains, net	$0	15
Net income	$244,000	4,744
Minority interest net income	$0	89
Net income of bank and minority interests.	$244,000	4,745
Net charge-offs	$-1,000	6,559
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$154,720	5,246
2011-03-31 (YTD Data)		Rank
Total interest income	$2,275,000	3,066
Total interest expense	$700,000	2,316
Net interest income	$1,575,000	3,341
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$236,000	3,266
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$163,000	2,076
Trading account gains and fees	$0	158
Additional Noninterest Income	$73,000	4,052
Total noninterest expense	$1,717,000	2,752
Salaries and employee benefits	$960,000	2,521
Premises and equipment expense	$179,000	3,251
Additional noninterest expense	$578,000	2,800
Pre-tax net operating income	$64,000	5,564
Securities gains (losses)	$66,000	656
Applicable income taxes	$32,000	3,147
Income before extraordinary items	$98,000	5,032
Extraordinary gains, net	$0	9
Net income	$98,000	5,030
Minority interest net income	$0	86
Net income of bank and minority interests.	$98,000	5,032
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$48,500	5,698
2010-12-31 (YTD Data)		Rank
Total interest income	$9,446,000	3,093
Total interest expense	$3,142,000	2,500
Net interest income	$6,304,000	3,353
Provision for loan and lease losses	$121,000	5,844
Total noninterest income	$619,000	4,174
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$752,000	1,934
Trading account gains and fees	$0	175
Additional Noninterest Income	$-133,000	7,225
Total noninterest expense	$6,684,000	2,835
Salaries and employee benefits	$3,710,000	2,589
Premises and equipment expense	$677,000	3,383
Additional noninterest expense	$2,297,000	2,882
Pre-tax net operating income	$118,000	5,431
Securities gains (losses)	$160,000	1,780
Applicable income taxes	$-9,000	6,559
Income before extraordinary items	$287,000	4,982
Extraordinary gains, net	$0	29
Net income	$287,000	4,985
Minority interest net income	$0	111
Net income of bank and minority interests.	$287,000	4,985
Net charge-offs	$27,000	6,248
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$127,000	5,394
2010-09-30 (YTD Data)		Rank
Total interest income	$7,141,000	3,135
Total interest expense	$2,370,000	2,586
Net interest income	$4,771,000	3,374
Provision for loan and lease losses	$91,000	5,751
Total noninterest income	$857,000	3,015
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$581,000	1,937
Trading account gains and fees	$0	165
Additional Noninterest Income	$276,000	3,673
Total noninterest expense	$4,921,000	2,881
Salaries and employee benefits	$2,688,000	2,675
Premises and equipment expense	$515,000	3,400
Additional noninterest expense	$1,718,000	2,822
Pre-tax net operating income	$616,000	3,913
Securities gains (losses)	$25,000	2,801
Applicable income taxes	$171,000	2,700
Income before extraordinary items	$470,000	4,234
Extraordinary gains, net	$0	23
Net income	$470,000	4,235
Minority interest net income	$0	110
Net income of bank and minority interests.	$470,000	4,235
Net charge-offs	$11,000	6,236
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$451,750	4,132
2010-06-30 (YTD Data)		Rank
Total interest income	$4,810,000	3,145
Total interest expense	$1,589,000	2,667
Net interest income	$3,221,000	3,337
Provision for loan and lease losses	$60,000	5,595
Total noninterest income	$543,000	3,062
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$397,000	1,899
Trading account gains and fees	$0	152
Additional Noninterest Income	$146,000	4,016
Total noninterest expense	$3,233,000	2,920
Salaries and employee benefits	$1,745,000	2,756
Premises and equipment expense	$345,000	3,419
Additional noninterest expense	$1,143,000	2,840
Pre-tax net operating income	$471,000	3,730
Securities gains (losses)	$25,000	2,268
Applicable income taxes	$140,000	2,470
Income before extraordinary items	$356,000	3,980
Extraordinary gains, net	$0	19
Net income	$356,000	3,978
Minority interest net income	$0	105
Net income of bank and minority interests.	$356,000	3,979
Net charge-offs	$4,000	6,102
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$338,000	3,958
2010-03-31 (YTD Data)		Rank
Total interest income	$2,462,000	3,143
Total interest expense	$808,000	2,739
Net interest income	$1,654,000	3,276
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$266,000	3,098
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$197,000	1,897
Trading account gains and fees	$0	175
Additional Noninterest Income	$69,000	4,144
Total noninterest expense	$1,640,000	2,906
Salaries and employee benefits	$893,000	2,744
Premises and equipment expense	$171,000	3,523
Additional noninterest expense	$576,000	2,807
Pre-tax net operating income	$250,000	3,680
Securities gains (losses)	$0	2,284
Applicable income taxes	$57,000	2,689
Income before extraordinary items	$193,000	3,951
Extraordinary gains, net	$0	16
Net income	$193,000	3,950
Minority interest net income	$0	91
Net income of bank and minority interests.	$193,000	3,950
Net charge-offs	$-1,000	6,806
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$193,000	3,844
2009-12-31 (YTD Data)		Rank
Total interest income	$10,324,000	3,155
Total interest expense	$3,964,000	2,760
Net interest income	$6,360,000	3,290
Provision for loan and lease losses	$152,000	6,049
Total noninterest income	$1,231,000	2,925
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$804,000	2,039
Trading account gains and fees	$0	211
Additional Noninterest Income	$427,000	3,452
Total noninterest expense	$6,651,000	2,922
Salaries and employee benefits	$3,693,000	2,645
Premises and equipment expense	$651,000	3,661
Additional noninterest expense	$2,307,000	2,941
Pre-tax net operating income	$788,000	3,373
Securities gains (losses)	$12,000	3,205
Applicable income taxes	$137,000	2,664
Income before extraordinary items	$663,000	3,449
Extraordinary gains, net	$0	34
Net income	$663,000	3,447
Minority interest net income	$0	115
Net income of bank and minority interests.	$663,000	3,447
Net charge-offs	$160,000	5,252
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$653,040	3,409
2009-09-30 (YTD Data)		Rank
Total interest income	$7,802,000	3,187
Total interest expense	$3,067,000	2,808
Net interest income	$4,735,000	3,318
Provision for loan and lease losses	$78,000	6,237
Total noninterest income	$894,000	3,045
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$591,000	2,070
Trading account gains and fees	$0	212
Additional Noninterest Income	$303,000	3,603
Total noninterest expense	$4,966,000	2,932
Salaries and employee benefits	$2,701,000	2,730
Premises and equipment expense	$483,000	3,712
Additional noninterest expense	$1,782,000	2,828
Pre-tax net operating income	$585,000	3,641
Securities gains (losses)	$3,000	3,260
Applicable income taxes	$98,000	2,888
Income before extraordinary items	$490,000	3,723
Extraordinary gains, net	$0	27
Net income	$490,000	3,721
Minority interest net income	$0	118
Net income of bank and minority interests.	$490,000	3,722
Net charge-offs	$3,000	6,797
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$487,510	3,647
2009-06-30 (YTD Data)		Rank
Total interest income	$5,253,000	3,182
Total interest expense	$2,092,000	2,863
Net interest income	$3,161,000	3,311
Provision for loan and lease losses	$53,000	6,030
Total noninterest income	$580,000	3,101
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$380,000	2,104
Trading account gains and fees	$0	193
Additional Noninterest Income	$200,000	3,649
Total noninterest expense	$3,245,000	3,012
Salaries and employee benefits	$1,787,000	2,788
Premises and equipment expense	$324,000	3,713
Additional noninterest expense	$1,134,000	2,969
Pre-tax net operating income	$443,000	3,508
Securities gains (losses)	$0	3,136
Applicable income taxes	$84,000	2,766
Income before extraordinary items	$359,000	3,661
Extraordinary gains, net	$0	21
Net income	$359,000	3,660
Minority interest net income	$0	112
Net income of bank and minority interests.	$359,000	3,660
Net charge-offs	$2,000	6,442
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$359,000	3,551
2009-03-31 (YTD Data)		Rank
Total interest income	$2,633,000	3,196
Total interest expense	$1,061,000	2,921
Net interest income	$1,572,000	3,318
Provision for loan and lease losses	$27,000	5,667
Total noninterest income	$255,000	3,336
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$185,000	2,097
Trading account gains and fees	$0	171
Additional Noninterest Income	$70,000	4,238
Total noninterest expense	$1,585,000	2,993
Salaries and employee benefits	$890,000	2,841
Premises and equipment expense	$161,000	3,778
Additional noninterest expense	$534,000	2,839
Pre-tax net operating income	$215,000	3,918
Securities gains (losses)	$0	2,434
Applicable income taxes	$40,000	3,064
Income before extraordinary items	$175,000	4,086
Extraordinary gains, net	$0	15
Net income	$175,000	4,089
Minority interest net income	$0	102
Net income of bank and minority interests.	$175,000	4,089
Net charge-offs	$3,000	5,319
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$175,000	3,933
2008-12-31 (YTD Data)		Rank
Total interest income	$10,723,000	3,347
Total interest expense	$4,837,000	3,045
Net interest income	$5,886,000	3,526
Provision for loan and lease losses	$81,000	6,232
Total noninterest income	$1,117,000	3,184
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$823,000	2,078
Trading account gains and fees	$0	154
Additional Noninterest Income	$294,000	4,142
Total noninterest expense	$5,944,000	3,102
Salaries and employee benefits	$3,475,000	2,843
Premises and equipment expense	$661,000	3,648
Additional noninterest expense	$1,808,000	3,129
Pre-tax net operating income	$978,000	3,801
Securities gains (losses)	$10,000	2,511
Applicable income taxes	$179,000	2,913
Income before extraordinary items	$809,000	3,678
Extraordinary gains, net	$0	39
Net income	$809,000	3,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,714
Cash dividends	$7,000	5,419
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$800,800	3,822
2008-09-30 (YTD Data)		Rank
Total interest income	$8,013,000	3,420
Total interest expense	$3,710,000	3,093
Net interest income	$4,303,000	3,618
Provision for loan and lease losses	$8,000	6,813
Total noninterest income	$819,000	3,285
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$610,000	2,115
Trading account gains and fees	$0	148
Additional Noninterest Income	$209,000	4,332
Total noninterest expense	$4,341,000	3,155
Salaries and employee benefits	$2,549,000	2,932
Premises and equipment expense	$489,000	3,690
Additional noninterest expense	$1,303,000	3,145
Pre-tax net operating income	$773,000	4,160
Securities gains (losses)	$-5,000	7,274
Applicable income taxes	$145,000	3,265
Income before extraordinary items	$623,000	4,063
Extraordinary gains, net	$0	31
Net income	$623,000	4,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,975
Cash dividends	$7,000	4,907
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$627,050	4,194
2008-06-30 (YTD Data)		Rank
Total interest income	$5,332,000	3,469
Total interest expense	$2,524,000	3,159
Net interest income	$2,808,000	3,666
Provision for loan and lease losses	$0	6,671
Total noninterest income	$529,000	3,394
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$396,000	2,137
Trading account gains and fees	$0	149
Additional Noninterest Income	$133,000	4,505
Total noninterest expense	$2,847,000	3,218
Salaries and employee benefits	$1,678,000	2,992
Premises and equipment expense	$324,000	3,731
Additional noninterest expense	$845,000	3,196
Pre-tax net operating income	$490,000	4,403
Securities gains (losses)	$-5,000	8,053
Applicable income taxes	$86,000	3,602
Income before extraordinary items	$399,000	4,477
Extraordinary gains, net	$0	21
Net income	$399,000	4,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,377
Cash dividends	$7,000	4,695
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$403,100	4,402
2008-03-31 (YTD Data)		Rank
Total interest income	$2,697,000	3,529
Total interest expense	$1,291,000	3,270
Net interest income	$1,406,000	3,649
Provision for loan and lease losses	$0	6,080
Total noninterest income	$257,000	3,457
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$189,000	2,180
Trading account gains and fees	$0	158
Additional Noninterest Income	$68,000	4,477
Total noninterest expense	$1,401,000	3,267
Salaries and employee benefits	$804,000	3,148
Premises and equipment expense	$161,000	3,774
Additional noninterest expense	$436,000	3,055
Pre-tax net operating income	$262,000	4,442
Securities gains (losses)	$0	2,688
Applicable income taxes	$50,000	3,552
Income before extraordinary items	$212,000	4,546
Extraordinary gains, net	$0	15
Net income	$212,000	4,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,249
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$212,000	4,450
2007-12-31 (YTD Data)		Rank
Total interest income	$10,803,000	3,582
Total interest expense	$5,520,000	3,209
Net interest income	$5,283,000	3,827
Provision for loan and lease losses	$31,000	6,052
Total noninterest income	$1,202,000	3,140
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$744,000	2,252
Trading account gains and fees	$0	178
Additional Noninterest Income	$458,000	3,485
Total noninterest expense	$5,840,000	3,041
Salaries and employee benefits	$3,466,000	2,828
Premises and equipment expense	$635,000	3,689
Additional noninterest expense	$1,739,000	3,028
Pre-tax net operating income	$614,000	5,655
Securities gains (losses)	$16,000	1,168
Applicable income taxes	$53,000	4,900
Income before extraordinary items	$577,000	5,423
Extraordinary gains, net	$0	39
Net income	$577,000	5,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,054
Cash dividends	$7,000	5,791
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$562,280	5,456
2007-09-30 (YTD Data)		Rank
Total interest income	$8,037,000	3,596
Total interest expense	$4,136,000	3,213
Net interest income	$3,901,000	3,889
Provision for loan and lease losses	$6,000	6,329
Total noninterest income	$913,000	3,104
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$540,000	2,298
Trading account gains and fees	$0	184
Additional Noninterest Income	$373,000	3,335
Total noninterest expense	$4,446,000	2,976
Salaries and employee benefits	$2,602,000	2,811
Premises and equipment expense	$460,000	3,780
Additional noninterest expense	$1,384,000	2,801
Pre-tax net operating income	$362,000	6,313
Securities gains (losses)	$16,000	875
Applicable income taxes	$-5,000	7,998
Income before extraordinary items	$383,000	5,906
Extraordinary gains, net	$0	33
Net income	$383,000	5,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,123
Cash dividends	$7,000	5,157
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$367,000	5,967
2007-06-30 (YTD Data)		Rank
Total interest income	$5,307,000	3,629
Total interest expense	$2,728,000	3,232
Net interest income	$2,579,000	3,933
Provision for loan and lease losses	$4,000	6,049
Total noninterest income	$652,000	2,974
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$343,000	2,395
Trading account gains and fees	$0	168
Additional Noninterest Income	$309,000	2,969
Total noninterest expense	$2,931,000	3,027
Salaries and employee benefits	$1,699,000	2,903
Premises and equipment expense	$306,000	3,801
Additional noninterest expense	$926,000	2,804
Pre-tax net operating income	$296,000	6,059
Securities gains (losses)	$0	1,444
Applicable income taxes	$14,000	5,519
Income before extraordinary items	$282,000	5,788
Extraordinary gains, net	$0	29
Net income	$282,000	5,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,230
Cash dividends	$7,000	4,947
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$282,000	5,777
2007-03-31 (YTD Data)		Rank
Total interest income	$2,635,000	3,632
Total interest expense	$1,343,000	3,250
Net interest income	$1,292,000	3,925
Provision for loan and lease losses	$0	5,779
Total noninterest income	$211,000	3,895
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$153,000	2,568
Trading account gains and fees	$0	195
Additional Noninterest Income	$58,000	4,822
Total noninterest expense	$1,457,000	3,057
Salaries and employee benefits	$857,000	2,896
Premises and equipment expense	$152,000	3,834
Additional noninterest expense	$448,000	2,867
Pre-tax net operating income	$46,000	7,339
Securities gains (losses)	$0	1,187
Applicable income taxes	$-34,000	8,372
Income before extraordinary items	$80,000	6,711
Extraordinary gains, net	$0	22
Net income	$80,000	6,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$3,000	3,928
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$80,000	6,694
2006-12-31 (YTD Data)		Rank
Total interest income	$10,113,000	3,539
Total interest expense	$4,623,000	3,233
Net interest income	$5,490,000	3,758
Provision for loan and lease losses	$11,000	6,554
Total noninterest income	$936,000	3,698
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$666,000	2,472
Trading account gains and fees	$0	130
Additional Noninterest Income	$270,000	4,504
Total noninterest expense	$5,704,000	2,994
Salaries and employee benefits	$3,375,000	2,819
Premises and equipment expense	$627,000	3,636
Additional noninterest expense	$1,702,000	2,964
Pre-tax net operating income	$711,000	5,899
Securities gains (losses)	$0	1,687
Applicable income taxes	$81,000	5,134
Income before extraordinary items	$630,000	5,715
Extraordinary gains, net	$0	51
Net income	$630,000	5,717
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,733
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$630,000	5,704
2006-09-30 (YTD Data)		Rank
Total interest income	$7,513,000	3,541
Total interest expense	$3,323,000	3,239
Net interest income	$4,190,000	3,730
Provision for loan and lease losses	$11,000	6,314
Total noninterest income	$686,000	3,761
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$418,000	2,857
Trading account gains and fees	$0	126
Additional Noninterest Income	$268,000	3,966
Total noninterest expense	$4,276,000	2,989
Salaries and employee benefits	$2,468,000	2,878
Premises and equipment expense	$493,000	3,509
Additional noninterest expense	$1,315,000	2,878
Pre-tax net operating income	$589,000	5,901
Securities gains (losses)	$0	1,388
Applicable income taxes	$85,000	5,067
Income before extraordinary items	$504,000	5,743
Extraordinary gains, net	$0	45
Net income	$504,000	5,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,128
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$504,000	5,740
2006-06-30 (YTD Data)		Rank
Total interest income	$4,918,000	3,536
Total interest expense	$2,091,000	3,259
Net interest income	$2,827,000	3,706
Provision for loan and lease losses	$11,000	5,966
Total noninterest income	$449,000	3,770
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$276,000	2,859
Trading account gains and fees	$0	126
Additional Noninterest Income	$173,000	4,029
Total noninterest expense	$2,871,000	2,996
Salaries and employee benefits	$1,641,000	2,892
Premises and equipment expense	$334,000	3,458
Additional noninterest expense	$896,000	2,827
Pre-tax net operating income	$394,000	5,930
Securities gains (losses)	$0	1,185
Applicable income taxes	$54,000	5,169
Income before extraordinary items	$340,000	5,753
Extraordinary gains, net	$0	39
Net income	$340,000	5,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,455
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$340,000	5,749
2006-03-31 (YTD Data)		Rank
Total interest income	$2,417,000	3,519
Total interest expense	$992,000	3,275
Net interest income	$1,425,000	3,686
Provision for loan and lease losses	$11,000	5,192
Total noninterest income	$219,000	3,789
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$134,000	2,842
Trading account gains and fees	$0	115
Additional Noninterest Income	$85,000	4,010
Total noninterest expense	$1,428,000	3,008
Salaries and employee benefits	$828,000	2,880
Premises and equipment expense	$164,000	3,516
Additional noninterest expense	$436,000	2,888
Pre-tax net operating income	$205,000	5,794
Securities gains (losses)	$0	955
Applicable income taxes	$21,000	5,307
Income before extraordinary items	$184,000	5,521
Extraordinary gains, net	$0	21
Net income	$184,000	5,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$184,000	5,517
2005-12-31 (YTD Data)		Rank
Total interest income	$8,963,000	3,430
Total interest expense	$3,035,000	3,299
Net interest income	$5,928,000	3,457
Provision for loan and lease losses	$15,000	6,626
Total noninterest income	$903,000	3,788
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$533,000	2,927
Trading account gains and fees	$0	138
Additional Noninterest Income	$370,000	3,909
Total noninterest expense	$5,537,000	2,961
Salaries and employee benefits	$3,021,000	2,940
Premises and equipment expense	$671,000	3,347
Additional noninterest expense	$1,845,000	2,700
Pre-tax net operating income	$1,279,000	4,768
Securities gains (losses)	$25,000	1,178
Applicable income taxes	$403,000	3,687
Income before extraordinary items	$901,000	5,084
Extraordinary gains, net	$0	46
Net income	$901,000	5,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,338
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$883,750	5,092
2005-09-30 (YTD Data)		Rank
Total interest income	$6,563,000	3,443
Total interest expense	$2,121,000	3,341
Net interest income	$4,442,000	3,454
Provision for loan and lease losses	$7,000	6,660
Total noninterest income	$645,000	3,901
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$386,000	2,997
Trading account gains and fees	$0	126
Additional Noninterest Income	$259,000	4,063
Total noninterest expense	$4,184,000	2,906
Salaries and employee benefits	$2,242,000	2,946
Premises and equipment expense	$523,000	3,230
Additional noninterest expense	$1,419,000	2,593
Pre-tax net operating income	$896,000	5,040
Securities gains (losses)	$25,000	1,139
Applicable income taxes	$279,000	3,919
Income before extraordinary items	$642,000	5,291
Extraordinary gains, net	$0	35
Net income	$642,000	5,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,349
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$624,500	5,325
2005-06-30 (YTD Data)		Rank
Total interest income	$4,331,000	3,405
Total interest expense	$1,349,000	3,314
Net interest income	$2,982,000	3,417
Provision for loan and lease losses	$2,000	6,551
Total noninterest income	$407,000	4,013
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$238,000	3,114
Trading account gains and fees	$0	116
Additional Noninterest Income	$169,000	4,061
Total noninterest expense	$2,784,000	2,898
Salaries and employee benefits	$1,484,000	2,957
Premises and equipment expense	$346,000	3,227
Additional noninterest expense	$954,000	2,556
Pre-tax net operating income	$603,000	5,001
Securities gains (losses)	$23,000	1,061
Applicable income taxes	$198,000	3,806
Income before extraordinary items	$428,000	5,279
Extraordinary gains, net	$0	30
Net income	$428,000	5,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,136
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$412,360	5,332
2005-03-31 (YTD Data)		Rank
Total interest income	$2,114,000	3,438
Total interest expense	$636,000	3,356
Net interest income	$1,478,000	3,445
Provision for loan and lease losses	$0	6,226
Total noninterest income	$178,000	4,283
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$96,000	3,535
Trading account gains and fees	$0	115
Additional Noninterest Income	$82,000	4,143
Total noninterest expense	$1,380,000	2,921
Salaries and employee benefits	$739,000	2,967
Premises and equipment expense	$171,000	3,298
Additional noninterest expense	$470,000	2,580
Pre-tax net operating income	$276,000	5,208
Securities gains (losses)	$0	1,685
Applicable income taxes	$86,000	4,012
Income before extraordinary items	$190,000	5,547
Extraordinary gains, net	$0	24
Net income	$190,000	5,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$190,000	5,513
2004-12-31 (YTD Data)		Rank
Total interest income	$8,078,000	3,388
Total interest expense	$2,288,000	3,270
Net interest income	$5,790,000	3,388
Provision for loan and lease losses	$0	7,314
Total noninterest income	$699,000	4,394
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$359,000	3,878
Trading account gains and fees	$0	138
Additional Noninterest Income	$340,000	4,032
Total noninterest expense	$5,213,000	2,993
Salaries and employee benefits	$2,808,000	3,021
Premises and equipment expense	$653,000	3,310
Additional noninterest expense	$1,752,000	2,722
Pre-tax net operating income	$1,276,000	4,640
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$374,000	3,829
Income before extraordinary items	$904,000	4,954
Extraordinary gains, net	$0	34
Net income	$904,000	4,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,264
Cash dividends	$9,000	6,110
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$902,580	4,889
2004-09-30 (YTD Data)		Rank
Total interest income	$5,995,000	3,392
Total interest expense	$1,685,000	3,270
Net interest income	$4,310,000	3,391
Provision for loan and lease losses	$0	7,100
Total noninterest income	$494,000	4,583
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$265,000	3,954
Trading account gains and fees	$0	134
Additional Noninterest Income	$229,000	4,237
Total noninterest expense	$3,770,000	3,065
Salaries and employee benefits	$2,071,000	3,039
Premises and equipment expense	$495,000	3,282
Additional noninterest expense	$1,204,000	2,927
Pre-tax net operating income	$1,034,000	4,528
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$318,000	3,689
Income before extraordinary items	$718,000	4,888
Extraordinary gains, net	$0	26
Net income	$718,000	4,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,054
Cash dividends	$9,000	5,311
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$716,620	4,803
2004-06-30 (YTD Data)		Rank
Total interest income	$3,959,000	3,409
Total interest expense	$1,104,000	3,295
Net interest income	$2,855,000	3,404
Provision for loan and lease losses	$0	6,885
Total noninterest income	$304,000	4,783
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$173,000	4,010
Trading account gains and fees	$0	130
Additional Noninterest Income	$131,000	4,586
Total noninterest expense	$2,513,000	3,076
Salaries and employee benefits	$1,375,000	3,071
Premises and equipment expense	$339,000	3,216
Additional noninterest expense	$799,000	2,943
Pre-tax net operating income	$646,000	4,650
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$183,000	3,937
Income before extraordinary items	$465,000	4,922
Extraordinary gains, net	$0	21
Net income	$465,000	4,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$463,560	4,839
2004-03-31 (YTD Data)		Rank
Total interest income	$1,977,000	3,418
Total interest expense	$558,000	3,304
Net interest income	$1,419,000	3,404
Provision for loan and lease losses	$0	6,501
Total noninterest income	$148,000	4,809
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$85,000	3,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$63,000	4,647
Total noninterest expense	$1,244,000	3,111
Salaries and employee benefits	$684,000	3,097
Premises and equipment expense	$170,000	3,240
Additional noninterest expense	$390,000	2,987
Pre-tax net operating income	$323,000	4,651
Securities gains (losses)	$0	2,934
Applicable income taxes	$70,000	4,347
Income before extraordinary items	$253,000	4,716
Extraordinary gains, net	$0	16
Net income	$253,000	4,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$253,000	4,594
2003-12-31 (YTD Data)		Rank
Total interest income	$8,233,000	3,355
Total interest expense	$2,681,000	3,169
Net interest income	$5,552,000	3,402
Provision for loan and lease losses	$0	7,651
Total noninterest income	$631,000	4,834
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$336,000	4,048
Trading account gains and fees	$0	160
Additional Noninterest Income	$295,000	4,548
Total noninterest expense	$4,862,000	3,121
Salaries and employee benefits	$2,566,000	3,206
Premises and equipment expense	$666,000	3,219
Additional noninterest expense	$1,630,000	2,855
Pre-tax net operating income	$1,321,000	4,435
Securities gains (losses)	$25,000	3,074
Applicable income taxes	$448,000	3,571
Income before extraordinary items	$898,000	4,948
Extraordinary gains, net	$0	54
Net income	$898,000	4,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,310
Cash dividends	$27,000	6,093
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$881,250	4,826
2003-09-30 (YTD Data)		Rank
Total interest income	$6,237,000	3,376
Total interest expense	$2,098,000	3,160
Net interest income	$4,139,000	3,422
Provision for loan and lease losses	$0	7,481
Total noninterest income	$447,000	5,037
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$245,000	4,136
Trading account gains and fees	$0	153
Additional Noninterest Income	$202,000	4,771
Total noninterest expense	$3,655,000	3,113
Salaries and employee benefits	$1,924,000	3,206
Premises and equipment expense	$485,000	3,296
Additional noninterest expense	$1,246,000	2,792
Pre-tax net operating income	$931,000	4,746
Securities gains (losses)	$25,000	2,828
Applicable income taxes	$311,000	3,848
Income before extraordinary items	$645,000	5,201
Extraordinary gains, net	$0	40
Net income	$645,000	5,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$7,000	5,465
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$628,250	5,098
2003-06-30 (YTD Data)		Rank
Total interest income	$4,210,000	3,354
Total interest expense	$1,460,000	3,128
Net interest income	$2,750,000	3,427
Provision for loan and lease losses	$0	7,324
Total noninterest income	$283,000	5,142
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$162,000	4,116
Trading account gains and fees	$0	150
Additional Noninterest Income	$121,000	4,975
Total noninterest expense	$2,447,000	3,100
Salaries and employee benefits	$1,284,000	3,194
Premises and equipment expense	$317,000	3,331
Additional noninterest expense	$846,000	2,745
Pre-tax net operating income	$586,000	4,893
Securities gains (losses)	$25,000	2,481
Applicable income taxes	$193,000	4,041
Income before extraordinary items	$418,000	5,287
Extraordinary gains, net	$0	30
Net income	$418,000	5,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$4,000	5,175
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$401,000	5,193
2003-03-31 (YTD Data)		Rank
Total interest income	$2,137,000	3,341
Total interest expense	$757,000	3,090
Net interest income	$1,380,000	3,404
Provision for loan and lease losses	$0	6,934
Total noninterest income	$136,000	5,137
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$78,000	4,130
Trading account gains and fees	$0	134
Additional Noninterest Income	$58,000	4,989
Total noninterest expense	$1,260,000	3,012
Salaries and employee benefits	$660,000	3,106
Premises and equipment expense	$153,000	3,437
Additional noninterest expense	$447,000	2,578
Pre-tax net operating income	$256,000	5,213
Securities gains (losses)	$25,000	1,791
Applicable income taxes	$79,000	4,379
Income before extraordinary items	$202,000	5,310
Extraordinary gains, net	$0	21
Net income	$202,000	5,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$4,000	3,899
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$184,000	5,332
2002-12-31 (YTD Data)		Rank
Total interest income	$8,857,000	3,348
Total interest expense	$3,661,000	2,970
Net interest income	$5,196,000	3,547
Provision for loan and lease losses	$56,000	6,595
Total noninterest income	$632,000	4,591
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$337,000	3,974
Trading account gains and fees	$0	153
Additional Noninterest Income	$295,000	4,295
Total noninterest expense	$4,655,000	3,121
Salaries and employee benefits	$2,421,000	3,198
Premises and equipment expense	$601,000	3,412
Additional noninterest expense	$1,633,000	2,757
Pre-tax net operating income	$1,117,000	4,905
Securities gains (losses)	$0	4,537
Applicable income taxes	$383,000	3,971
Income before extraordinary items	$734,000	5,429
Extraordinary gains, net	$0	70
Net income	$734,000	5,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,261
Cash dividends	$7,000	6,331
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$734,000	5,287
2001-12-31 (YTD Data)		Rank
Total interest income	$9,486,000	3,466
Total interest expense	$4,731,000	3,316
Net interest income	$4,755,000	3,587
Provision for loan and lease losses	$88,000	5,851
Total noninterest income	$489,000	5,126
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$397,000	3,421
Trading account gains and fees	$0	177
Additional Noninterest Income	$92,000	6,609
Total noninterest expense	$4,294,000	3,216
Salaries and employee benefits	$2,235,000	3,277
Premises and equipment expense	$567,000	3,529
Additional noninterest expense	$1,492,000	2,885
Pre-tax net operating income	$862,000	5,304
Securities gains (losses)	$26,000	2,933
Applicable income taxes	$299,000	4,273
Income before extraordinary items	$589,000	5,672
Extraordinary gains, net	$0	105
Net income	$589,000	5,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,516
Cash dividends	$89,000	5,847
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$571,840	5,623
2000-12-31 (YTD Data)		Rank
Total interest income	$9,541,000	3,544
Total interest expense	$4,879,000	3,396
Net interest income	$4,662,000	3,685
Provision for loan and lease losses	$86,000	5,621
Total noninterest income	$448,000	5,200
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$319,000	3,872
Trading account gains and fees	$0	180
Additional Noninterest Income	$129,000	5,837
Total noninterest expense	$4,117,000	3,253
Salaries and employee benefits	$2,136,000	3,284
Premises and equipment expense	$544,000	3,549
Additional noninterest expense	$1,437,000	2,926
Pre-tax net operating income	$907,000	5,525
Securities gains (losses)	$0	1,956
Applicable income taxes	$355,000	4,243
Income before extraordinary items	$552,000	6,071
Extraordinary gains, net	$0	38
Net income	$552,000	6,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,432
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$552,000	6,075
1999-12-31 (YTD Data)		Rank
Total interest income	$8,612,000	3,653
Total interest expense	$4,317,000	3,367
Net interest income	$4,295,000	3,931
Provision for loan and lease losses	$38,000	6,950
Total noninterest income	$375,000	5,795
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$238,000	4,655
Trading account gains and fees	$0	173
Additional Noninterest Income	$137,000	5,812
Total noninterest expense	$4,016,000	3,302
Salaries and employee benefits	$1,956,000	3,519
Premises and equipment expense	$570,000	3,408
Additional noninterest expense	$1,490,000	2,880
Pre-tax net operating income	$616,000	6,652
Securities gains (losses)	$0	3,155
Applicable income taxes	$204,000	5,664
Income before extraordinary items	$412,000	6,921
Extraordinary gains, net	$0	35
Net income	$412,000	6,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,056
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$412,000	6,902
1998-12-31 (YTD Data)		Rank
Total interest income	$8,381,000	3,766
Total interest expense	$4,329,000	3,423
Net interest income	$4,052,000	4,077
Provision for loan and lease losses	$43,000	6,849
Total noninterest income	$331,000	6,195
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$189,000	5,298
Trading account gains and fees	$0	224
Additional Noninterest Income	$142,000	5,826
Total noninterest expense	$3,728,000	3,428
Salaries and employee benefits	$1,855,000	3,578
Premises and equipment expense	$497,000	3,723
Additional noninterest expense	$1,376,000	2,993
Pre-tax net operating income	$612,000	6,843
Securities gains (losses)	$0	4,449
Applicable income taxes	$212,000	6,057
Income before extraordinary items	$400,000	7,219
Extraordinary gains, net	$0	32
Net income	$400,000	7,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,222
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$400,000	7,128
1997-12-31 (YTD Data)		Rank
Total interest income	$7,908,000	4,015
Total interest expense	$4,033,000	3,649
Net interest income	$3,875,000	4,357
Provision for loan and lease losses	$85,000	5,536
Total noninterest income	$273,000	6,973
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$149,000	6,183
Trading account gains and fees	$0	239
Additional Noninterest Income	$124,000	6,194
Total noninterest expense	$3,204,000	3,888
Salaries and employee benefits	$1,613,000	3,993
Premises and equipment expense	$406,000	4,402
Additional noninterest expense	$1,185,000	3,396
Pre-tax net operating income	$859,000	6,291
Securities gains (losses)	$0	3,944
Applicable income taxes	$-6,000	10,501
Income before extraordinary items	$865,000	5,200
Extraordinary gains, net	$0	44
Net income	$865,000	5,202
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,879
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$865,000	5,141
1996-12-31 (YTD Data)		Rank
Total interest income	$7,427,000	4,331
Total interest expense	$3,889,000	3,818
Net interest income	$3,538,000	4,785
Provision for loan and lease losses	$95,000	5,238
Total noninterest income	$210,000	8,082
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$102,000	7,439
Trading account gains and fees	$0	262
Additional Noninterest Income	$108,000	6,916
Total noninterest expense	$2,995,000	4,318
Salaries and employee benefits	$1,515,000	4,268
Premises and equipment expense	$381,000	4,710
Additional noninterest expense	$1,099,000	4,061
Pre-tax net operating income	$658,000	7,122
Securities gains (losses)	$0	4,148
Applicable income taxes	$-145,000	11,224
Income before extraordinary items	$803,000	5,292
Extraordinary gains, net	$0	53
Net income	$803,000	5,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	5,045
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$803,000	5,225
1995-12-31 (YTD Data)		Rank
Total interest income	$6,696,000	4,736
Total interest expense	$3,215,000	4,461
Net interest income	$3,481,000	4,897
Provision for loan and lease losses	$151,000	3,608
Total noninterest income	$454,000	5,519
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$103,000	7,717
Trading account gains and fees	$0	522
Additional Noninterest Income	$351,000	3,609
Total noninterest expense	$2,920,000	4,395
Salaries and employee benefits	$1,425,000	4,489
Premises and equipment expense	$350,000	5,024
Additional noninterest expense	$1,145,000	3,910
Pre-tax net operating income	$864,000	6,576
Securities gains (losses)	$23,000	1,804
Applicable income taxes	$10,000	10,932
Income before extraordinary items	$877,000	5,088
Extraordinary gains, net	$10,000	53
Net income	$887,000	5,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,442
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$854,230	5,186
1994-12-31 (YTD Data)		Rank
Total interest income	$6,059,000	4,828
Total interest expense	$2,524,000	4,609
Net interest income	$3,535,000	4,901
Provision for loan and lease losses	$163,000	3,436
Total noninterest income	$323,000	6,974
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$124,000	7,495
Trading account gains and fees	$0	475
Additional Noninterest Income	$199,000	5,282
Total noninterest expense	$3,366,000	3,976
Salaries and employee benefits	$1,419,000	4,502
Premises and equipment expense	$364,000	4,945
Additional noninterest expense	$1,583,000	3,153
Pre-tax net operating income	$329,000	9,921
Securities gains (losses)	$0	3,600
Applicable income taxes	$0	11,630
Income before extraordinary items	$329,000	8,832
Extraordinary gains, net	$0	249
Net income	$329,000	8,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,917
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$329,000	8,891
1993-12-31 (YTD Data)		Rank
Total interest income	$6,161,000	4,839
Total interest expense	$3,127,000	3,982
Net interest income	$3,034,000	5,609
Provision for loan and lease losses	$332,000	2,796
Total noninterest income	$295,000	7,754
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$123,000	7,765
Trading account gains and fees	$0	532
Additional Noninterest Income	$172,000	6,134
Total noninterest expense	$3,646,000	3,779
Salaries and employee benefits	$1,423,000	4,485
Premises and equipment expense	$395,000	4,769
Additional noninterest expense	$1,828,000	2,950
Pre-tax net operating income	$-649,000	12,898
Securities gains (losses)	$-206,000	13,219
Applicable income taxes	$0	12,141
Income before extraordinary items	$-855,000	12,980
Extraordinary gains, net	$0	3,149
Net income	$-855,000	12,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,895
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-649,000	12,884
1992-12-31 (YTD Data)		Rank
Total interest income	$7,013,000	4,817
Total interest expense	$4,114,000	3,975
Net interest income	$2,899,000	5,873
Provision for loan and lease losses	$335,000	3,884
Total noninterest income	$354,000	7,059
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$162,000	6,817
Trading account gains and fees	$0	504
Additional Noninterest Income	$192,000	5,803
Total noninterest expense	$2,948,000	4,611
Salaries and employee benefits	$1,365,000	4,612
Premises and equipment expense	$352,000	5,344
Additional noninterest expense	$1,231,000	4,252
Pre-tax net operating income	$-30,000	12,819
Securities gains (losses)	$38,000	4,584
Applicable income taxes	$0	12,680
Income before extraordinary items	$8,000	12,846
Extraordinary gains, net	$0	1,422
Net income	$8,000	12,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$602,000	2,170
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-30,000	12,768

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.