Home > Litchfield Bancorp > Income and Expense

Litchfield Bancorp, Income and Expense

2020-12-31 (YTD Data)Rank
Total interest income$9,402,0002,611
Total interest expense$1,026,0002,884
Net interest income$8,376,0002,550
Provision for loan and lease losses$303,0002,659
Total noninterest income$1,562,0002,373
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$362,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$1,200,0002,303
Total noninterest expense$9,011,0002,102
Salaries and employee benefits$5,668,0001,978
Premises and equipment expense$731,0002,467
Additional noninterest expense$2,612,0002,140
Pre-tax net operating income$624,0004,082
Securities gains (losses)$533,000580
Applicable income taxes$282,0002,344
Income before extraordinary items$875,0003,783
Extraordinary gains, net$04
Net income$875,0003,783
Minority interest net income$072
Net income of bank and minority interests.$875,0003,783
Net charge-offs$5,0003,176
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$453,9304,199
2020-09-30 (YTD Data)Rank
Total interest income$6,891,0002,669
Total interest expense$829,0002,877
Net interest income$6,062,0002,608
Provision for loan and lease losses$204,0002,740
Total noninterest income$987,0002,539
Gross Fiduciary activities income$0981
Service charges on deposit accounts$265,0002,043
Trading account gains and feesNANA
Additional Noninterest Income$722,0002,459
Total noninterest expense$6,652,0002,105
Salaries and employee benefits$4,167,0001,989
Premises and equipment expense$542,0002,480
Additional noninterest expense$1,943,0002,113
Pre-tax net operating income$193,0004,508
Securities gains (losses)$444,000538
Applicable income taxes$173,0002,475
Income before extraordinary items$464,0004,065
Extraordinary gains, net$04
Net income$464,0004,065
Minority interest net income$065
Net income of bank and minority interests.$464,0004,065
Net charge-offs$-3,0003,980
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$113,2404,595
2020-06-30 (YTD Data)Rank
Total interest income$4,619,0002,694
Total interest expense$600,0002,878
Net interest income$4,019,0002,631
Provision for loan and lease losses$105,0002,917
Total noninterest income$593,0002,625
Gross Fiduciary activities income$0970
Service charges on deposit accounts$173,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$420,0002,559
Total noninterest expense$4,334,0002,137
Salaries and employee benefits$2,721,0002,016
Premises and equipment expense$357,0002,479
Additional noninterest expense$1,256,0002,159
Pre-tax net operating income$173,0004,399
Securities gains (losses)$221,000660
Applicable income taxes$117,0002,427
Income before extraordinary items$277,0004,130
Extraordinary gains, net$04
Net income$277,0004,129
Minority interest net income$065
Net income of bank and minority interests.$277,0004,130
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$102,4104,536
2020-03-31 (YTD Data)Rank
Total interest income$2,333,0002,675
Total interest expense$319,0002,927
Net interest income$2,014,0002,589
Provision for loan and lease losses$57,0002,429
Total noninterest income$300,0002,519
Gross Fiduciary activities income$0941
Service charges on deposit accounts$114,0001,987
Trading account gains and feesNANA
Additional Noninterest Income$186,0002,517
Total noninterest expense$2,132,0002,180
Salaries and employee benefits$1,344,0002,042
Premises and equipment expense$180,0002,494
Additional noninterest expense$608,0002,228
Pre-tax net operating income$125,0004,150
Securities gains (losses)$113,000563
Applicable income taxes$62,0002,267
Income before extraordinary items$176,0003,838
Extraordinary gains, net$04
Net income$176,0003,839
Minority interest net income$056
Net income of bank and minority interests.$176,0003,839
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$86,7304,288
2019-12-31 (YTD Data)Rank
Total interest income$9,849,0002,602
Total interest expense$1,643,0002,631
Net interest income$8,206,0002,572
Provision for loan and lease losses$155,0002,573
Total noninterest income$1,194,0002,578
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$528,0001,847
Trading account gains and feesNANA
Additional Noninterest Income$666,0002,730
Total noninterest expense$8,344,0002,182
Salaries and employee benefits$5,191,0002,056
Premises and equipment expense$692,0002,563
Additional noninterest expense$2,461,0002,242
Pre-tax net operating income$901,0003,969
Securities gains (losses)$184,000665
Applicable income taxes$317,0002,321
Income before extraordinary items$768,0004,031
Extraordinary gains, net$011
Net income$768,0004,033
Minority interest net income$076
Net income of bank and minority interests.$768,0004,033
Net charge-offs$-14,0004,526
Cash dividends$95,0003,777
Sale, conversion, retirement of capital stock, net$0626
Net operating income$622,6404,208
2019-09-30 (YTD Data)Rank
Total interest income$7,407,0002,642
Total interest expense$1,267,0002,616
Net interest income$6,140,0002,606
Provision for loan and lease losses$116,0002,480
Total noninterest income$854,0002,660
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$395,0001,848
Trading account gains and feesNANA
Additional Noninterest Income$459,0002,821
Total noninterest expense$6,160,0002,211
Salaries and employee benefits$3,777,0002,099
Premises and equipment expense$509,0002,605
Additional noninterest expense$1,874,0002,213
Pre-tax net operating income$718,0004,012
Securities gains (losses)$145,000633
Applicable income taxes$285,0002,273
Income before extraordinary items$578,0004,135
Extraordinary gains, net$011
Net income$578,0004,135
Minority interest net income$072
Net income of bank and minority interests.$578,0004,135
Net charge-offs$-28,0004,688
Cash dividends$95,0003,378
Sale, conversion, retirement of capital stock, net$0590
Net operating income$463,4504,317
2019-06-30 (YTD Data)Rank
Total interest income$4,937,0002,647
Total interest expense$847,0002,591
Net interest income$4,090,0002,620
Provision for loan and lease losses$75,0002,429
Total noninterest income$549,0002,682
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$257,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$292,0002,833
Total noninterest expense$4,094,0002,221
Salaries and employee benefits$2,502,0002,119
Premises and equipment expense$342,0002,591
Additional noninterest expense$1,250,0002,224
Pre-tax net operating income$470,0004,050
Securities gains (losses)$81,000600
Applicable income taxes$179,0002,283
Income before extraordinary items$372,0004,173
Extraordinary gains, net$011
Net income$372,0004,171
Minority interest net income$069
Net income of bank and minority interests.$372,0004,172
Net charge-offs$-26,0004,747
Cash dividends$95,0003,199
Sale, conversion, retirement of capital stock, net$0573
Net operating income$308,0104,314
2019-03-31 (YTD Data)Rank
Total interest income$2,469,0002,651
Total interest expense$430,0002,530
Net interest income$2,039,0002,641
Provision for loan and lease losses$40,0002,260
Total noninterest income$259,0002,700
Gross Fiduciary activities income$0972
Service charges on deposit accounts$123,0001,929
Trading account gains and feesNANA
Additional Noninterest Income$136,0002,867
Total noninterest expense$2,040,0002,237
Salaries and employee benefits$1,256,0002,128
Premises and equipment expense$169,0002,641
Additional noninterest expense$615,0002,238
Pre-tax net operating income$218,0004,132
Securities gains (losses)$23,000544
Applicable income taxes$80,0002,325
Income before extraordinary items$161,0004,284
Extraordinary gains, net$05
Net income$161,0004,283
Minority interest net income$052
Net income of bank and minority interests.$161,0004,283
Net charge-offs$6,0002,153
Cash dividends$95,0002,461
Sale, conversion, retirement of capital stock, net$0529
Net operating income$142,8304,382
2018-12-31 (YTD Data)Rank
Total interest income$9,503,0002,623
Total interest expense$1,466,0002,376
Net interest income$8,037,0002,647
Provision for loan and lease losses$152,0002,613
Total noninterest income$1,084,0002,755
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$525,0001,911
Trading account gains and feesNANA
Additional Noninterest Income$559,0002,929
Total noninterest expense$7,655,0002,323
Salaries and employee benefits$4,670,0002,211
Premises and equipment expense$639,0002,722
Additional noninterest expense$2,346,0002,329
Pre-tax net operating income$1,314,0003,705
Securities gains (losses)$3,000894
Applicable income taxes$265,0002,481
Income before extraordinary items$1,052,0003,846
Extraordinary gains, net$06
Net income$1,052,0003,844
Minority interest net income$072
Net income of bank and minority interests.$1,052,0003,845
Net charge-offs$16,0003,193
Cash dividends$88,0003,854
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,049,6003,853
2018-09-30 (YTD Data)Rank
Total interest income$7,017,0002,643
Total interest expense$1,066,0002,348
Net interest income$5,951,0002,674
Provision for loan and lease losses$113,0002,505
Total noninterest income$798,0002,799
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$388,0001,943
Trading account gains and feesNANA
Additional Noninterest Income$410,0003,005
Total noninterest expense$5,666,0002,345
Salaries and employee benefits$3,416,0002,243
Premises and equipment expense$485,0002,729
Additional noninterest expense$1,765,0002,312
Pre-tax net operating income$970,0003,799
Securities gains (losses)$3,000888
Applicable income taxes$193,0002,569
Income before extraordinary items$780,0003,922
Extraordinary gains, net$05
Net income$780,0003,920
Minority interest net income$066
Net income of bank and minority interests.$780,0003,921
Net charge-offs$17,0002,776
Cash dividends$88,0003,418
Sale, conversion, retirement of capital stock, net$0633
Net operating income$777,6003,926
2018-06-30 (YTD Data)Rank
Total interest income$4,622,0002,659
Total interest expense$680,0002,334
Net interest income$3,942,0002,679
Provision for loan and lease losses$74,0002,455
Total noninterest income$527,0002,816
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$255,0001,956
Trading account gains and feesNANA
Additional Noninterest Income$272,0003,023
Total noninterest expense$3,734,0002,368
Salaries and employee benefits$2,242,0002,278
Premises and equipment expense$329,0002,713
Additional noninterest expense$1,163,0002,352
Pre-tax net operating income$661,0003,770
Securities gains (losses)$3,000768
Applicable income taxes$121,0002,584
Income before extraordinary items$543,0003,849
Extraordinary gains, net$06
Net income$543,0003,847
Minority interest net income$065
Net income of bank and minority interests.$543,0003,848
Net charge-offs$18,0002,302
Cash dividends$88,0003,234
Sale, conversion, retirement of capital stock, net$0620
Net operating income$540,5403,861
2018-03-31 (YTD Data)Rank
Total interest income$2,247,0002,708
Total interest expense$337,0002,264
Net interest income$1,910,0002,765
Provision for loan and lease losses$37,0002,310
Total noninterest income$257,0002,821
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$127,0001,962
Trading account gains and feesNANA
Additional Noninterest Income$130,0003,016
Total noninterest expense$1,841,0002,417
Salaries and employee benefits$1,117,0002,307
Premises and equipment expense$157,0002,830
Additional noninterest expense$567,0002,393
Pre-tax net operating income$289,0003,910
Securities gains (losses)$10,000437
Applicable income taxes$55,0002,621
Income before extraordinary items$244,0003,950
Extraordinary gains, net$07
Net income$244,0003,950
Minority interest net income$052
Net income of bank and minority interests.$244,0003,950
Net charge-offs$6,0002,135
Cash dividends$88,0002,402
Sale, conversion, retirement of capital stock, net$0580
Net operating income$235,8004,003
2017-12-31 (YTD Data)Rank
Total interest income$8,568,0002,735
Total interest expense$1,066,0002,442
Net interest income$7,502,0002,754
Provision for loan and lease losses$154,0002,631
Total noninterest income$1,098,0002,814
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$511,0001,987
Trading account gains and feesNANA
Additional Noninterest Income$587,0002,961
Total noninterest expense$7,598,0002,359
Salaries and employee benefits$4,628,0002,219
Premises and equipment expense$664,0002,748
Additional noninterest expense$2,306,0002,386
Pre-tax net operating income$848,0004,254
Securities gains (losses)$30,0001,140
Applicable income taxes$805,0002,064
Income before extraordinary items$73,0005,258
Extraordinary gains, net$09
Net income$73,0005,257
Minority interest net income$076
Net income of bank and minority interests.$73,0005,258
Net charge-offs$94,0002,498
Cash dividends$95,0003,936
Sale, conversion, retirement of capital stock, net$0711
Net operating income$53,8005,280
2017-09-30 (YTD Data)Rank
Total interest income$6,415,0002,758
Total interest expense$748,0002,534
Net interest income$5,667,0002,766
Provision for loan and lease losses$116,0002,535
Total noninterest income$803,0002,870
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$379,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$424,0003,018
Total noninterest expense$5,490,0002,440
Salaries and employee benefits$3,219,0002,362
Premises and equipment expense$500,0002,763
Additional noninterest expense$1,771,0002,356
Pre-tax net operating income$864,0003,974
Securities gains (losses)$22,0001,272
Applicable income taxes$309,0002,456
Income before extraordinary items$577,0004,256
Extraordinary gains, net$09
Net income$577,0004,255
Minority interest net income$071
Net income of bank and minority interests.$577,0004,256
Net charge-offs$88,0002,041
Cash dividends$95,0003,449
Sale, conversion, retirement of capital stock, net$0677
Net operating income$562,7004,280
2017-06-30 (YTD Data)Rank
Total interest income$4,205,0002,772
Total interest expense$449,0002,667
Net interest income$3,756,0002,761
Provision for loan and lease losses$79,0002,448
Total noninterest income$523,0002,903
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$242,0002,083
Trading account gains and feesNANA
Additional Noninterest Income$281,0003,028
Total noninterest expense$3,622,0002,475
Salaries and employee benefits$2,121,0002,397
Premises and equipment expense$323,0002,818
Additional noninterest expense$1,178,0002,362
Pre-tax net operating income$578,0003,936
Securities gains (losses)$01,906
Applicable income taxes$203,0002,459
Income before extraordinary items$375,0004,251
Extraordinary gains, net$011
Net income$375,0004,250
Minority interest net income$071
Net income of bank and minority interests.$375,0004,251
Net charge-offs$74,0001,720
Cash dividends$95,0003,234
Sale, conversion, retirement of capital stock, net$0659
Net operating income$375,0004,229
2017-03-31 (YTD Data)Rank
Total interest income$2,088,0002,784
Total interest expense$213,0002,735
Net interest income$1,875,0002,765
Provision for loan and lease losses$40,0002,253
Total noninterest income$257,0002,923
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$123,0002,056
Trading account gains and feesNANA
Additional Noninterest Income$134,0003,077
Total noninterest expense$1,796,0002,511
Salaries and employee benefits$1,055,0002,433
Premises and equipment expense$156,0002,921
Additional noninterest expense$585,0002,366
Pre-tax net operating income$296,0003,859
Securities gains (losses)$01,153
Applicable income taxes$98,0002,445
Income before extraordinary items$198,0004,143
Extraordinary gains, net$08
Net income$198,0004,143
Minority interest net income$055
Net income of bank and minority interests.$198,0004,143
Net charge-offs$23,0001,807
Cash dividends$95,0002,422
Sale, conversion, retirement of capital stock, net$0632
Net operating income$198,0004,127
2016-12-31 (YTD Data)Rank
Total interest income$7,888,0002,877
Total interest expense$896,0002,607
Net interest income$6,992,0002,889
Provision for loan and lease losses$151,0002,719
Total noninterest income$1,145,0002,824
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$515,0002,039
Trading account gains and fees$0170
Additional Noninterest Income$630,0002,969
Total noninterest expense$7,283,0002,474
Salaries and employee benefits$4,130,0002,440
Premises and equipment expense$690,0002,753
Additional noninterest expense$2,463,0002,342
Pre-tax net operating income$703,0004,500
Securities gains (losses)$127,0001,171
Applicable income taxes$295,0002,662
Income before extraordinary items$535,0004,651
Extraordinary gains, net$05
Net income$535,0004,650
Minority interest net income$082
Net income of bank and minority interests.$535,0004,650
Net charge-offs$122,0002,428
Cash dividends$207,0003,661
Sale, conversion, retirement of capital stock, net$0759
Net operating income$453,7204,772
2016-09-30 (YTD Data)Rank
Total interest income$5,874,0002,898
Total interest expense$702,0002,530
Net interest income$5,172,0002,920
Provision for loan and lease losses$113,0002,617
Total noninterest income$856,0002,843
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$387,0002,041
Trading account gains and fees$0169
Additional Noninterest Income$469,0002,985
Total noninterest expense$5,527,0002,450
Salaries and employee benefits$3,076,0002,441
Premises and equipment expense$517,0002,772
Additional noninterest expense$1,934,0002,244
Pre-tax net operating income$388,0004,861
Securities gains (losses)$110,0001,186
Applicable income taxes$163,0002,941
Income before extraordinary items$335,0004,894
Extraordinary gains, net$05
Net income$335,0004,894
Minority interest net income$071
Net income of bank and minority interests.$335,0004,894
Net charge-offs$86,0002,188
Cash dividends$207,0003,133
Sale, conversion, retirement of capital stock, net$0719
Net operating income$261,3005,035
2016-06-30 (YTD Data)Rank
Total interest income$3,889,0002,923
Total interest expense$486,0002,470
Net interest income$3,403,0002,961
Provision for loan and lease losses$75,0002,531
Total noninterest income$574,0002,817
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$258,0002,018
Trading account gains and fees$0157
Additional Noninterest Income$316,0002,955
Total noninterest expense$3,652,0002,479
Salaries and employee benefits$2,043,0002,466
Premises and equipment expense$355,0002,733
Additional noninterest expense$1,254,0002,316
Pre-tax net operating income$250,0004,928
Securities gains (losses)$02,835
Applicable income taxes$86,0003,085
Income before extraordinary items$164,0005,172
Extraordinary gains, net$016
Net income$164,0005,171
Minority interest net income$071
Net income of bank and minority interests.$164,0005,171
Net charge-offs$85,0001,770
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$164,0005,107
2016-03-31 (YTD Data)Rank
Total interest income$1,933,0002,933
Total interest expense$241,0002,496
Net interest income$1,692,0002,977
Provision for loan and lease losses$38,0002,399
Total noninterest income$309,0002,686
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$130,0001,990
Trading account gains and fees$0142
Additional Noninterest Income$179,0002,766
Total noninterest expense$1,729,0002,587
Salaries and employee benefits$1,010,0002,496
Premises and equipment expense$172,0002,817
Additional noninterest expense$547,0002,586
Pre-tax net operating income$234,0004,226
Securities gains (losses)$02,077
Applicable income taxes$50,0002,979
Income before extraordinary items$184,0004,356
Extraordinary gains, net$012
Net income$184,0004,353
Minority interest net income$062
Net income of bank and minority interests.$184,0004,355
Net charge-offs$84,0001,109
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$184,0004,304
2015-12-31 (YTD Data)Rank
Total interest income$7,591,0002,944
Total interest expense$957,0002,489
Net interest income$6,634,0002,980
Provision for loan and lease losses$282,0001,973
Total noninterest income$1,112,0002,902
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$466,0002,255
Trading account gains and fees$0159
Additional Noninterest Income$646,0002,936
Total noninterest expense$7,171,0002,520
Salaries and employee benefits$4,069,0002,460
Premises and equipment expense$778,0002,610
Additional noninterest expense$2,324,0002,487
Pre-tax net operating income$293,0005,299
Securities gains (losses)$973,000213
Applicable income taxes$416,0002,386
Income before extraordinary items$850,0004,161
Extraordinary gains, net$023
Net income$850,0004,160
Minority interest net income$081
Net income of bank and minority interests.$850,0004,161
Net charge-offs$38,0003,436
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$198,0905,423
2015-09-30 (YTD Data)Rank
Total interest income$5,661,0002,977
Total interest expense$724,0002,504
Net interest income$4,937,0003,026
Provision for loan and lease losses$236,0001,761
Total noninterest income$827,0002,926
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$340,0002,313
Trading account gains and fees$0153
Additional Noninterest Income$487,0002,952
Total noninterest expense$5,341,0002,546
Salaries and employee benefits$3,047,0002,470
Premises and equipment expense$594,0002,609
Additional noninterest expense$1,700,0002,535
Pre-tax net operating income$187,0005,497
Securities gains (losses)$973,000187
Applicable income taxes$282,0002,531
Income before extraordinary items$878,0003,722
Extraordinary gains, net$021
Net income$878,0003,721
Minority interest net income$078
Net income of bank and minority interests.$878,0003,722
Net charge-offs$19,0003,373
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$138,5205,570
2015-06-30 (YTD Data)Rank
Total interest income$3,765,0002,978
Total interest expense$486,0002,506
Net interest income$3,279,0003,031
Provision for loan and lease losses$191,0001,562
Total noninterest income$567,0002,892
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$218,0002,360
Trading account gains and fees$0157
Additional Noninterest Income$349,0002,849
Total noninterest expense$3,530,0002,582
Salaries and employee benefits$2,031,0002,482
Premises and equipment expense$409,0002,551
Additional noninterest expense$1,090,0002,630
Pre-tax net operating income$125,0005,514
Securities gains (losses)$876,000164
Applicable income taxes$199,0002,496
Income before extraordinary items$802,0003,159
Extraordinary gains, net$022
Net income$802,0003,159
Minority interest net income$075
Net income of bank and minority interests.$802,0003,160
Net charge-offs$22,0002,884
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$101,2005,560
2015-03-31 (YTD Data)Rank
Total interest income$1,884,0002,976
Total interest expense$243,0002,540
Net interest income$1,641,0003,030
Provision for loan and lease losses$45,0002,176
Total noninterest income$232,0003,164
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$103,0002,425
Trading account gains and fees$0152
Additional Noninterest Income$129,0003,243
Total noninterest expense$1,795,0002,545
Salaries and employee benefits$1,065,0002,374
Premises and equipment expense$211,0002,544
Additional noninterest expense$519,0002,708
Pre-tax net operating income$33,0005,758
Securities gains (losses)$114,000538
Applicable income taxes$44,0003,091
Income before extraordinary items$103,0005,103
Extraordinary gains, net$013
Net income$103,0005,105
Minority interest net income$064
Net income of bank and minority interests.$103,0005,107
Net charge-offs$9,0002,520
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$23,2005,824
2014-12-31 (YTD Data)Rank
Total interest income$7,847,0002,926
Total interest expense$1,189,0002,281
Net interest income$6,658,0003,003
Provision for loan and lease losses$80,0003,409
Total noninterest income$1,026,0003,072
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$456,0002,421
Trading account gains and fees$0180
Additional Noninterest Income$570,0003,089
Total noninterest expense$7,243,0002,544
Salaries and employee benefits$4,293,0002,340
Premises and equipment expense$791,0002,690
Additional noninterest expense$2,159,0002,717
Pre-tax net operating income$361,0005,340
Securities gains (losses)$125,0001,097
Applicable income taxes$135,0003,229
Income before extraordinary items$351,0005,282
Extraordinary gains, net$017
Net income$351,0005,281
Minority interest net income$084
Net income of bank and minority interests.$351,0005,282
Net charge-offs$225,0002,337
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$261,0005,449
2014-09-30 (YTD Data)Rank
Total interest income$5,857,0002,962
Total interest expense$906,0002,282
Net interest income$4,951,0003,043
Provision for loan and lease losses$50,0003,379
Total noninterest income$759,0003,126
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$346,0002,423
Trading account gains and fees$0174
Additional Noninterest Income$413,0003,191
Total noninterest expense$5,491,0002,515
Salaries and employee benefits$3,214,0002,351
Premises and equipment expense$580,0002,761
Additional noninterest expense$1,697,0002,619
Pre-tax net operating income$169,0005,702
Securities gains (losses)$96,0001,026
Applicable income taxes$59,0003,584
Income before extraordinary items$206,0005,543
Extraordinary gains, net$015
Net income$206,0005,542
Minority interest net income$081
Net income of bank and minority interests.$206,0005,543
Net charge-offs$31,0003,605
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$131,1205,766
2014-06-30 (YTD Data)Rank
Total interest income$3,941,0002,950
Total interest expense$604,0002,313
Net interest income$3,337,0003,015
Provision for loan and lease losses$47,0003,096
Total noninterest income$473,0003,215
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$225,0002,452
Trading account gains and fees$0172
Additional Noninterest Income$248,0003,305
Total noninterest expense$3,660,0002,522
Salaries and employee benefits$2,140,0002,355
Premises and equipment expense$388,0002,771
Additional noninterest expense$1,132,0002,615
Pre-tax net operating income$103,0005,760
Securities gains (losses)$73,000959
Applicable income taxes$39,0003,568
Income before extraordinary items$137,0005,551
Extraordinary gains, net$020
Net income$137,0005,553
Minority interest net income$080
Net income of bank and minority interests.$137,0005,554
Net charge-offs$14,0003,578
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$80,0605,801
2014-03-31 (YTD Data)Rank
Total interest income$1,966,0002,962
Total interest expense$302,0002,344
Net interest income$1,664,0003,028
Provision for loan and lease losses$48,0002,286
Total noninterest income$226,0003,250
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$107,0002,533
Trading account gains and fees$0147
Additional Noninterest Income$119,0003,322
Total noninterest expense$1,826,0002,540
Salaries and employee benefits$1,088,0002,332
Premises and equipment expense$185,0002,908
Additional noninterest expense$553,0002,672
Pre-tax net operating income$16,0006,073
Securities gains (losses)$01,715
Applicable income taxes$-8,0006,443
Income before extraordinary items$24,0005,999
Extraordinary gains, net$016
Net income$24,0005,999
Minority interest net income$066
Net income of bank and minority interests.$24,0006,000
Net charge-offs$11,0002,795
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$24,0005,966
2013-12-31 (YTD Data)Rank
Total interest income$7,745,0003,016
Total interest expense$1,316,0002,404
Net interest income$6,429,0003,096
Provision for loan and lease losses$191,0003,021
Total noninterest income$1,043,0003,119
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$482,0002,454
Trading account gains and fees$0184
Additional Noninterest Income$561,0003,213
Total noninterest expense$7,047,0002,617
Salaries and employee benefits$4,111,0002,417
Premises and equipment expense$730,0002,880
Additional noninterest expense$2,206,0002,772
Pre-tax net operating income$234,0005,641
Securities gains (losses)$394,000557
Applicable income taxes$189,0002,990
Income before extraordinary items$439,0005,047
Extraordinary gains, net$029
Net income$439,0005,050
Minority interest net income$090
Net income of bank and minority interests.$439,0005,050
Net charge-offs$73,0004,051
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$163,2005,754
2013-09-30 (YTD Data)Rank
Total interest income$5,800,0003,043
Total interest expense$1,010,0002,421
Net interest income$4,790,0003,129
Provision for loan and lease losses$143,0002,991
Total noninterest income$790,0003,154
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$364,0002,452
Trading account gains and fees$0180
Additional Noninterest Income$426,0003,257
Total noninterest expense$5,195,0002,656
Salaries and employee benefits$3,015,0002,478
Premises and equipment expense$557,0002,878
Additional noninterest expense$1,623,0002,803
Pre-tax net operating income$242,0005,549
Securities gains (losses)$269,000686
Applicable income taxes$154,0002,997
Income before extraordinary items$357,0005,075
Extraordinary gains, net$025
Net income$357,0005,076
Minority interest net income$084
Net income of bank and minority interests.$357,0005,077
Net charge-offs$75,0003,529
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$168,7005,695
2013-06-30 (YTD Data)Rank
Total interest income$3,860,0003,047
Total interest expense$684,0002,440
Net interest income$3,176,0003,148
Provision for loan and lease losses$94,0003,012
Total noninterest income$529,0003,193
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$238,0002,457
Trading account gains and fees$0157
Additional Noninterest Income$291,0003,243
Total noninterest expense$3,415,0002,692
Salaries and employee benefits$1,990,0002,512
Premises and equipment expense$363,0002,915
Additional noninterest expense$1,062,0002,830
Pre-tax net operating income$196,0005,342
Securities gains (losses)$159,000850
Applicable income taxes$108,0002,951
Income before extraordinary items$247,0005,018
Extraordinary gains, net$022
Net income$247,0005,021
Minority interest net income$082
Net income of bank and minority interests.$247,0005,022
Net charge-offs$37,0003,590
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$135,7005,538
2013-03-31 (YTD Data)Rank
Total interest income$1,937,0003,070
Total interest expense$346,0002,476
Net interest income$1,591,0003,156
Provision for loan and lease losses$45,0002,886
Total noninterest income$267,0003,167
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$118,0002,469
Trading account gains and fees$0148
Additional Noninterest Income$149,0003,187
Total noninterest expense$1,679,0002,756
Salaries and employee benefits$999,0002,513
Premises and equipment expense$177,0002,994
Additional noninterest expense$503,0002,971
Pre-tax net operating income$134,0004,997
Securities gains (losses)$64,000825
Applicable income taxes$62,0002,839
Income before extraordinary items$136,0004,871
Extraordinary gains, net$010
Net income$136,0004,872
Minority interest net income$076
Net income of bank and minority interests.$136,0004,873
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$91,8405,246
2012-12-31 (YTD Data)Rank
Total interest income$8,457,0002,966
Total interest expense$1,853,0002,276
Net interest income$6,604,0003,131
Provision for loan and lease losses$208,0003,887
Total noninterest income$1,152,0003,030
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$516,0002,426
Trading account gains and fees$0166
Additional Noninterest Income$636,0003,025
Total noninterest expense$6,716,0002,765
Salaries and employee benefits$3,885,0002,522
Premises and equipment expense$712,0002,982
Additional noninterest expense$2,119,0002,957
Pre-tax net operating income$832,0004,291
Securities gains (losses)$181,0001,789
Applicable income taxes$345,0002,535
Income before extraordinary items$668,0004,543
Extraordinary gains, net$029
Net income$668,0004,541
Minority interest net income$093
Net income of bank and minority interests.$668,0004,542
Net charge-offs$65,0004,749
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$548,5404,635
2012-09-30 (YTD Data)Rank
Total interest income$6,414,0002,993
Total interest expense$1,478,0002,236
Net interest income$4,936,0003,189
Provision for loan and lease losses$122,0004,156
Total noninterest income$837,0003,083
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$385,0002,456
Trading account gains and fees$0157
Additional Noninterest Income$452,0003,098
Total noninterest expense$5,109,0002,731
Salaries and employee benefits$2,952,0002,491
Premises and equipment expense$550,0002,960
Additional noninterest expense$1,607,0002,930
Pre-tax net operating income$542,0004,611
Securities gains (losses)$104,0001,945
Applicable income taxes$206,0002,802
Income before extraordinary items$440,0004,833
Extraordinary gains, net$020
Net income$440,0004,833
Minority interest net income$086
Net income of bank and minority interests.$440,0004,833
Net charge-offs$58,0004,416
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$369,2804,901
2012-06-30 (YTD Data)Rank
Total interest income$4,335,0002,991
Total interest expense$1,034,0002,224
Net interest income$3,301,0003,191
Provision for loan and lease losses$64,0004,309
Total noninterest income$517,0003,183
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$249,0002,491
Trading account gains and fees$0153
Additional Noninterest Income$268,0003,230
Total noninterest expense$3,372,0002,768
Salaries and employee benefits$1,970,0002,492
Premises and equipment expense$359,0002,999
Additional noninterest expense$1,043,0003,017
Pre-tax net operating income$382,0004,523
Securities gains (losses)$25,0002,404
Applicable income taxes$128,0002,860
Income before extraordinary items$279,0004,916
Extraordinary gains, net$019
Net income$279,0004,919
Minority interest net income$084
Net income of bank and minority interests.$279,0004,919
Net charge-offs$56,0003,930
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$261,7504,806
2012-03-31 (YTD Data)Rank
Total interest income$2,184,0003,002
Total interest expense$557,0002,155
Net interest income$1,627,0003,232
Provision for loan and lease losses$29,0004,273
Total noninterest income$240,0003,310
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$124,0002,487
Trading account gains and fees$0148
Additional Noninterest Income$116,0003,479
Total noninterest expense$1,686,0002,761
Salaries and employee benefits$976,0002,532
Premises and equipment expense$172,0003,125
Additional noninterest expense$538,0002,913
Pre-tax net operating income$152,0004,914
Securities gains (losses)$25,0001,501
Applicable income taxes$54,0003,007
Income before extraordinary items$123,0005,116
Extraordinary gains, net$019
Net income$123,0005,118
Minority interest net income$078
Net income of bank and minority interests.$123,0005,119
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$105,7505,154
2011-12-31 (YTD Data)Rank
Total interest income$8,996,0003,040
Total interest expense$2,609,0002,204
Net interest income$6,387,0003,304
Provision for loan and lease losses$34,0006,030
Total noninterest income$974,0003,160
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$477,0002,674
Trading account gains and fees$0146
Additional Noninterest Income$497,0003,141
Total noninterest expense$6,636,0002,789
Salaries and employee benefits$3,720,0002,580
Premises and equipment expense$672,0003,293
Additional noninterest expense$2,244,0002,815
Pre-tax net operating income$691,0004,305
Securities gains (losses)$235,0001,328
Applicable income taxes$283,0002,595
Income before extraordinary items$643,0004,285
Extraordinary gains, net$029
Net income$643,0004,287
Minority interest net income$096
Net income of bank and minority interests.$643,0004,287
Net charge-offs$75,0005,207
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$480,8504,587
2011-09-30 (YTD Data)Rank
Total interest income$6,789,0003,057
Total interest expense$1,990,0002,264
Net interest income$4,799,0003,315
Provision for loan and lease losses$34,0005,777
Total noninterest income$690,0003,272
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$352,0002,715
Trading account gains and fees$0145
Additional Noninterest Income$338,0003,288
Total noninterest expense$5,087,0002,739
Salaries and employee benefits$2,851,0002,524
Premises and equipment expense$501,0003,344
Additional noninterest expense$1,735,0002,767
Pre-tax net operating income$368,0004,864
Securities gains (losses)$201,0001,214
Applicable income taxes$170,0002,799
Income before extraordinary items$399,0004,664
Extraordinary gains, net$021
Net income$399,0004,665
Minority interest net income$087
Net income of bank and minority interests.$399,0004,665
Net charge-offs$5,0005,949
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$258,3005,121
2011-06-30 (YTD Data)Rank
Total interest income$4,550,0003,053
Total interest expense$1,355,0002,302
Net interest income$3,195,0003,325
Provision for loan and lease losses$30,0005,425
Total noninterest income$485,0003,177
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$225,0002,789
Trading account gains and fees$0153
Additional Noninterest Income$260,0003,105
Total noninterest expense$3,436,0002,726
Salaries and employee benefits$1,899,0002,534
Premises and equipment expense$341,0003,316
Additional noninterest expense$1,196,0002,753
Pre-tax net operating income$214,0005,038
Securities gains (losses)$124,000987
Applicable income taxes$94,0002,904
Income before extraordinary items$244,0004,745
Extraordinary gains, net$015
Net income$244,0004,744
Minority interest net income$089
Net income of bank and minority interests.$244,0004,745
Net charge-offs$-1,0006,559
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$154,7205,246
2011-03-31 (YTD Data)Rank
Total interest income$2,275,0003,066
Total interest expense$700,0002,316
Net interest income$1,575,0003,341
Provision for loan and lease losses$30,0004,582
Total noninterest income$236,0003,266
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$163,0002,076
Trading account gains and fees$0158
Additional Noninterest Income$73,0004,052
Total noninterest expense$1,717,0002,752
Salaries and employee benefits$960,0002,521
Premises and equipment expense$179,0003,251
Additional noninterest expense$578,0002,800
Pre-tax net operating income$64,0005,564
Securities gains (losses)$66,000656
Applicable income taxes$32,0003,147
Income before extraordinary items$98,0005,032
Extraordinary gains, net$09
Net income$98,0005,030
Minority interest net income$086
Net income of bank and minority interests.$98,0005,032
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$48,5005,698
2010-12-31 (YTD Data)Rank
Total interest income$9,446,0003,093
Total interest expense$3,142,0002,500
Net interest income$6,304,0003,353
Provision for loan and lease losses$121,0005,844
Total noninterest income$619,0004,174
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$752,0001,934
Trading account gains and fees$0175
Additional Noninterest Income$-133,0007,225
Total noninterest expense$6,684,0002,835
Salaries and employee benefits$3,710,0002,589
Premises and equipment expense$677,0003,383
Additional noninterest expense$2,297,0002,882
Pre-tax net operating income$118,0005,431
Securities gains (losses)$160,0001,780
Applicable income taxes$-9,0006,559
Income before extraordinary items$287,0004,982
Extraordinary gains, net$029
Net income$287,0004,985
Minority interest net income$0111
Net income of bank and minority interests.$287,0004,985
Net charge-offs$27,0006,248
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$127,0005,394
2010-09-30 (YTD Data)Rank
Total interest income$7,141,0003,135
Total interest expense$2,370,0002,586
Net interest income$4,771,0003,374
Provision for loan and lease losses$91,0005,751
Total noninterest income$857,0003,015
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$581,0001,937
Trading account gains and fees$0165
Additional Noninterest Income$276,0003,673
Total noninterest expense$4,921,0002,881
Salaries and employee benefits$2,688,0002,675
Premises and equipment expense$515,0003,400
Additional noninterest expense$1,718,0002,822
Pre-tax net operating income$616,0003,913
Securities gains (losses)$25,0002,801
Applicable income taxes$171,0002,700
Income before extraordinary items$470,0004,234
Extraordinary gains, net$023
Net income$470,0004,235
Minority interest net income$0110
Net income of bank and minority interests.$470,0004,235
Net charge-offs$11,0006,236
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$451,7504,132
2010-06-30 (YTD Data)Rank
Total interest income$4,810,0003,145
Total interest expense$1,589,0002,667
Net interest income$3,221,0003,337
Provision for loan and lease losses$60,0005,595
Total noninterest income$543,0003,062
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$397,0001,899
Trading account gains and fees$0152
Additional Noninterest Income$146,0004,016
Total noninterest expense$3,233,0002,920
Salaries and employee benefits$1,745,0002,756
Premises and equipment expense$345,0003,419
Additional noninterest expense$1,143,0002,840
Pre-tax net operating income$471,0003,730
Securities gains (losses)$25,0002,268
Applicable income taxes$140,0002,470
Income before extraordinary items$356,0003,980
Extraordinary gains, net$019
Net income$356,0003,978
Minority interest net income$0105
Net income of bank and minority interests.$356,0003,979
Net charge-offs$4,0006,102
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$338,0003,958
2010-03-31 (YTD Data)Rank
Total interest income$2,462,0003,143
Total interest expense$808,0002,739
Net interest income$1,654,0003,276
Provision for loan and lease losses$30,0005,300
Total noninterest income$266,0003,098
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$197,0001,897
Trading account gains and fees$0175
Additional Noninterest Income$69,0004,144
Total noninterest expense$1,640,0002,906
Salaries and employee benefits$893,0002,744
Premises and equipment expense$171,0003,523
Additional noninterest expense$576,0002,807
Pre-tax net operating income$250,0003,680
Securities gains (losses)$02,284
Applicable income taxes$57,0002,689
Income before extraordinary items$193,0003,951
Extraordinary gains, net$016
Net income$193,0003,950
Minority interest net income$091
Net income of bank and minority interests.$193,0003,950
Net charge-offs$-1,0006,806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$193,0003,844
2009-12-31 (YTD Data)Rank
Total interest income$10,324,0003,155
Total interest expense$3,964,0002,760
Net interest income$6,360,0003,290
Provision for loan and lease losses$152,0006,049
Total noninterest income$1,231,0002,925
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$804,0002,039
Trading account gains and fees$0211
Additional Noninterest Income$427,0003,452
Total noninterest expense$6,651,0002,922
Salaries and employee benefits$3,693,0002,645
Premises and equipment expense$651,0003,661
Additional noninterest expense$2,307,0002,941
Pre-tax net operating income$788,0003,373
Securities gains (losses)$12,0003,205
Applicable income taxes$137,0002,664
Income before extraordinary items$663,0003,449
Extraordinary gains, net$034
Net income$663,0003,447
Minority interest net income$0115
Net income of bank and minority interests.$663,0003,447
Net charge-offs$160,0005,252
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$653,0403,409
2009-09-30 (YTD Data)Rank
Total interest income$7,802,0003,187
Total interest expense$3,067,0002,808
Net interest income$4,735,0003,318
Provision for loan and lease losses$78,0006,237
Total noninterest income$894,0003,045
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$591,0002,070
Trading account gains and fees$0212
Additional Noninterest Income$303,0003,603
Total noninterest expense$4,966,0002,932
Salaries and employee benefits$2,701,0002,730
Premises and equipment expense$483,0003,712
Additional noninterest expense$1,782,0002,828
Pre-tax net operating income$585,0003,641
Securities gains (losses)$3,0003,260
Applicable income taxes$98,0002,888
Income before extraordinary items$490,0003,723
Extraordinary gains, net$027
Net income$490,0003,721
Minority interest net income$0118
Net income of bank and minority interests.$490,0003,722
Net charge-offs$3,0006,797
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$487,5103,647
2009-06-30 (YTD Data)Rank
Total interest income$5,253,0003,182
Total interest expense$2,092,0002,863
Net interest income$3,161,0003,311
Provision for loan and lease losses$53,0006,030
Total noninterest income$580,0003,101
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$380,0002,104
Trading account gains and fees$0193
Additional Noninterest Income$200,0003,649
Total noninterest expense$3,245,0003,012
Salaries and employee benefits$1,787,0002,788
Premises and equipment expense$324,0003,713
Additional noninterest expense$1,134,0002,969
Pre-tax net operating income$443,0003,508
Securities gains (losses)$03,136
Applicable income taxes$84,0002,766
Income before extraordinary items$359,0003,661
Extraordinary gains, net$021
Net income$359,0003,660
Minority interest net income$0112
Net income of bank and minority interests.$359,0003,660
Net charge-offs$2,0006,442
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$359,0003,551
2009-03-31 (YTD Data)Rank
Total interest income$2,633,0003,196
Total interest expense$1,061,0002,921
Net interest income$1,572,0003,318
Provision for loan and lease losses$27,0005,667
Total noninterest income$255,0003,336
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$185,0002,097
Trading account gains and fees$0171
Additional Noninterest Income$70,0004,238
Total noninterest expense$1,585,0002,993
Salaries and employee benefits$890,0002,841
Premises and equipment expense$161,0003,778
Additional noninterest expense$534,0002,839
Pre-tax net operating income$215,0003,918
Securities gains (losses)$02,434
Applicable income taxes$40,0003,064
Income before extraordinary items$175,0004,086
Extraordinary gains, net$015
Net income$175,0004,089
Minority interest net income$0102
Net income of bank and minority interests.$175,0004,089
Net charge-offs$3,0005,319
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$175,0003,933
2008-12-31 (YTD Data)Rank
Total interest income$10,723,0003,347
Total interest expense$4,837,0003,045
Net interest income$5,886,0003,526
Provision for loan and lease losses$81,0006,232
Total noninterest income$1,117,0003,184
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$823,0002,078
Trading account gains and fees$0154
Additional Noninterest Income$294,0004,142
Total noninterest expense$5,944,0003,102
Salaries and employee benefits$3,475,0002,843
Premises and equipment expense$661,0003,648
Additional noninterest expense$1,808,0003,129
Pre-tax net operating income$978,0003,801
Securities gains (losses)$10,0002,511
Applicable income taxes$179,0002,913
Income before extraordinary items$809,0003,678
Extraordinary gains, net$039
Net income$809,0003,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,714
Cash dividends$7,0005,419
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$800,8003,822
2008-09-30 (YTD Data)Rank
Total interest income$8,013,0003,420
Total interest expense$3,710,0003,093
Net interest income$4,303,0003,618
Provision for loan and lease losses$8,0006,813
Total noninterest income$819,0003,285
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$610,0002,115
Trading account gains and fees$0148
Additional Noninterest Income$209,0004,332
Total noninterest expense$4,341,0003,155
Salaries and employee benefits$2,549,0002,932
Premises and equipment expense$489,0003,690
Additional noninterest expense$1,303,0003,145
Pre-tax net operating income$773,0004,160
Securities gains (losses)$-5,0007,274
Applicable income taxes$145,0003,265
Income before extraordinary items$623,0004,063
Extraordinary gains, net$031
Net income$623,0004,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,975
Cash dividends$7,0004,907
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$627,0504,194
2008-06-30 (YTD Data)Rank
Total interest income$5,332,0003,469
Total interest expense$2,524,0003,159
Net interest income$2,808,0003,666
Provision for loan and lease losses$06,671
Total noninterest income$529,0003,394
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$396,0002,137
Trading account gains and fees$0149
Additional Noninterest Income$133,0004,505
Total noninterest expense$2,847,0003,218
Salaries and employee benefits$1,678,0002,992
Premises and equipment expense$324,0003,731
Additional noninterest expense$845,0003,196
Pre-tax net operating income$490,0004,403
Securities gains (losses)$-5,0008,053
Applicable income taxes$86,0003,602
Income before extraordinary items$399,0004,477
Extraordinary gains, net$021
Net income$399,0004,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$7,0004,695
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$403,1004,402
2008-03-31 (YTD Data)Rank
Total interest income$2,697,0003,529
Total interest expense$1,291,0003,270
Net interest income$1,406,0003,649
Provision for loan and lease losses$06,080
Total noninterest income$257,0003,457
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$189,0002,180
Trading account gains and fees$0158
Additional Noninterest Income$68,0004,477
Total noninterest expense$1,401,0003,267
Salaries and employee benefits$804,0003,148
Premises and equipment expense$161,0003,774
Additional noninterest expense$436,0003,055
Pre-tax net operating income$262,0004,442
Securities gains (losses)$02,688
Applicable income taxes$50,0003,552
Income before extraordinary items$212,0004,546
Extraordinary gains, net$015
Net income$212,0004,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$212,0004,450
2007-12-31 (YTD Data)Rank
Total interest income$10,803,0003,582
Total interest expense$5,520,0003,209
Net interest income$5,283,0003,827
Provision for loan and lease losses$31,0006,052
Total noninterest income$1,202,0003,140
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$744,0002,252
Trading account gains and fees$0178
Additional Noninterest Income$458,0003,485
Total noninterest expense$5,840,0003,041
Salaries and employee benefits$3,466,0002,828
Premises and equipment expense$635,0003,689
Additional noninterest expense$1,739,0003,028
Pre-tax net operating income$614,0005,655
Securities gains (losses)$16,0001,168
Applicable income taxes$53,0004,900
Income before extraordinary items$577,0005,423
Extraordinary gains, net$039
Net income$577,0005,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,054
Cash dividends$7,0005,791
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$562,2805,456
2007-09-30 (YTD Data)Rank
Total interest income$8,037,0003,596
Total interest expense$4,136,0003,213
Net interest income$3,901,0003,889
Provision for loan and lease losses$6,0006,329
Total noninterest income$913,0003,104
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$540,0002,298
Trading account gains and fees$0184
Additional Noninterest Income$373,0003,335
Total noninterest expense$4,446,0002,976
Salaries and employee benefits$2,602,0002,811
Premises and equipment expense$460,0003,780
Additional noninterest expense$1,384,0002,801
Pre-tax net operating income$362,0006,313
Securities gains (losses)$16,000875
Applicable income taxes$-5,0007,998
Income before extraordinary items$383,0005,906
Extraordinary gains, net$033
Net income$383,0005,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,123
Cash dividends$7,0005,157
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$367,0005,967
2007-06-30 (YTD Data)Rank
Total interest income$5,307,0003,629
Total interest expense$2,728,0003,232
Net interest income$2,579,0003,933
Provision for loan and lease losses$4,0006,049
Total noninterest income$652,0002,974
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$343,0002,395
Trading account gains and fees$0168
Additional Noninterest Income$309,0002,969
Total noninterest expense$2,931,0003,027
Salaries and employee benefits$1,699,0002,903
Premises and equipment expense$306,0003,801
Additional noninterest expense$926,0002,804
Pre-tax net operating income$296,0006,059
Securities gains (losses)$01,444
Applicable income taxes$14,0005,519
Income before extraordinary items$282,0005,788
Extraordinary gains, net$029
Net income$282,0005,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,230
Cash dividends$7,0004,947
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$282,0005,777
2007-03-31 (YTD Data)Rank
Total interest income$2,635,0003,632
Total interest expense$1,343,0003,250
Net interest income$1,292,0003,925
Provision for loan and lease losses$05,779
Total noninterest income$211,0003,895
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$153,0002,568
Trading account gains and fees$0195
Additional Noninterest Income$58,0004,822
Total noninterest expense$1,457,0003,057
Salaries and employee benefits$857,0002,896
Premises and equipment expense$152,0003,834
Additional noninterest expense$448,0002,867
Pre-tax net operating income$46,0007,339
Securities gains (losses)$01,187
Applicable income taxes$-34,0008,372
Income before extraordinary items$80,0006,711
Extraordinary gains, net$022
Net income$80,0006,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$3,0003,928
Sale, conversion, retirement of capital stock, net$0885
Net operating income$80,0006,694
2006-12-31 (YTD Data)Rank
Total interest income$10,113,0003,539
Total interest expense$4,623,0003,233
Net interest income$5,490,0003,758
Provision for loan and lease losses$11,0006,554
Total noninterest income$936,0003,698
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$666,0002,472
Trading account gains and fees$0130
Additional Noninterest Income$270,0004,504
Total noninterest expense$5,704,0002,994
Salaries and employee benefits$3,375,0002,819
Premises and equipment expense$627,0003,636
Additional noninterest expense$1,702,0002,964
Pre-tax net operating income$711,0005,899
Securities gains (losses)$01,687
Applicable income taxes$81,0005,134
Income before extraordinary items$630,0005,715
Extraordinary gains, net$051
Net income$630,0005,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,733
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$630,0005,704
2006-09-30 (YTD Data)Rank
Total interest income$7,513,0003,541
Total interest expense$3,323,0003,239
Net interest income$4,190,0003,730
Provision for loan and lease losses$11,0006,314
Total noninterest income$686,0003,761
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$418,0002,857
Trading account gains and fees$0126
Additional Noninterest Income$268,0003,966
Total noninterest expense$4,276,0002,989
Salaries and employee benefits$2,468,0002,878
Premises and equipment expense$493,0003,509
Additional noninterest expense$1,315,0002,878
Pre-tax net operating income$589,0005,901
Securities gains (losses)$01,388
Applicable income taxes$85,0005,067
Income before extraordinary items$504,0005,743
Extraordinary gains, net$045
Net income$504,0005,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,128
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$504,0005,740
2006-06-30 (YTD Data)Rank
Total interest income$4,918,0003,536
Total interest expense$2,091,0003,259
Net interest income$2,827,0003,706
Provision for loan and lease losses$11,0005,966
Total noninterest income$449,0003,770
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$276,0002,859
Trading account gains and fees$0126
Additional Noninterest Income$173,0004,029
Total noninterest expense$2,871,0002,996
Salaries and employee benefits$1,641,0002,892
Premises and equipment expense$334,0003,458
Additional noninterest expense$896,0002,827
Pre-tax net operating income$394,0005,930
Securities gains (losses)$01,185
Applicable income taxes$54,0005,169
Income before extraordinary items$340,0005,753
Extraordinary gains, net$039
Net income$340,0005,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,455
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$340,0005,749
2006-03-31 (YTD Data)Rank
Total interest income$2,417,0003,519
Total interest expense$992,0003,275
Net interest income$1,425,0003,686
Provision for loan and lease losses$11,0005,192
Total noninterest income$219,0003,789
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$134,0002,842
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,010
Total noninterest expense$1,428,0003,008
Salaries and employee benefits$828,0002,880
Premises and equipment expense$164,0003,516
Additional noninterest expense$436,0002,888
Pre-tax net operating income$205,0005,794
Securities gains (losses)$0955
Applicable income taxes$21,0005,307
Income before extraordinary items$184,0005,521
Extraordinary gains, net$021
Net income$184,0005,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$184,0005,517
2005-12-31 (YTD Data)Rank
Total interest income$8,963,0003,430
Total interest expense$3,035,0003,299
Net interest income$5,928,0003,457
Provision for loan and lease losses$15,0006,626
Total noninterest income$903,0003,788
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$533,0002,927
Trading account gains and fees$0138
Additional Noninterest Income$370,0003,909
Total noninterest expense$5,537,0002,961
Salaries and employee benefits$3,021,0002,940
Premises and equipment expense$671,0003,347
Additional noninterest expense$1,845,0002,700
Pre-tax net operating income$1,279,0004,768
Securities gains (losses)$25,0001,178
Applicable income taxes$403,0003,687
Income before extraordinary items$901,0005,084
Extraordinary gains, net$046
Net income$901,0005,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,338
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$883,7505,092
2005-09-30 (YTD Data)Rank
Total interest income$6,563,0003,443
Total interest expense$2,121,0003,341
Net interest income$4,442,0003,454
Provision for loan and lease losses$7,0006,660
Total noninterest income$645,0003,901
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$386,0002,997
Trading account gains and fees$0126
Additional Noninterest Income$259,0004,063
Total noninterest expense$4,184,0002,906
Salaries and employee benefits$2,242,0002,946
Premises and equipment expense$523,0003,230
Additional noninterest expense$1,419,0002,593
Pre-tax net operating income$896,0005,040
Securities gains (losses)$25,0001,139
Applicable income taxes$279,0003,919
Income before extraordinary items$642,0005,291
Extraordinary gains, net$035
Net income$642,0005,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,349
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$624,5005,325
2005-06-30 (YTD Data)Rank
Total interest income$4,331,0003,405
Total interest expense$1,349,0003,314
Net interest income$2,982,0003,417
Provision for loan and lease losses$2,0006,551
Total noninterest income$407,0004,013
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$238,0003,114
Trading account gains and fees$0116
Additional Noninterest Income$169,0004,061
Total noninterest expense$2,784,0002,898
Salaries and employee benefits$1,484,0002,957
Premises and equipment expense$346,0003,227
Additional noninterest expense$954,0002,556
Pre-tax net operating income$603,0005,001
Securities gains (losses)$23,0001,061
Applicable income taxes$198,0003,806
Income before extraordinary items$428,0005,279
Extraordinary gains, net$030
Net income$428,0005,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$412,3605,332
2005-03-31 (YTD Data)Rank
Total interest income$2,114,0003,438
Total interest expense$636,0003,356
Net interest income$1,478,0003,445
Provision for loan and lease losses$06,226
Total noninterest income$178,0004,283
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$96,0003,535
Trading account gains and fees$0115
Additional Noninterest Income$82,0004,143
Total noninterest expense$1,380,0002,921
Salaries and employee benefits$739,0002,967
Premises and equipment expense$171,0003,298
Additional noninterest expense$470,0002,580
Pre-tax net operating income$276,0005,208
Securities gains (losses)$01,685
Applicable income taxes$86,0004,012
Income before extraordinary items$190,0005,547
Extraordinary gains, net$024
Net income$190,0005,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$190,0005,513
2004-12-31 (YTD Data)Rank
Total interest income$8,078,0003,388
Total interest expense$2,288,0003,270
Net interest income$5,790,0003,388
Provision for loan and lease losses$07,314
Total noninterest income$699,0004,394
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$359,0003,878
Trading account gains and fees$0138
Additional Noninterest Income$340,0004,032
Total noninterest expense$5,213,0002,993
Salaries and employee benefits$2,808,0003,021
Premises and equipment expense$653,0003,310
Additional noninterest expense$1,752,0002,722
Pre-tax net operating income$1,276,0004,640
Securities gains (losses)$2,0003,489
Applicable income taxes$374,0003,829
Income before extraordinary items$904,0004,954
Extraordinary gains, net$034
Net income$904,0004,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,264
Cash dividends$9,0006,110
Sale, conversion, retirement of capital stock, net$0872
Net operating income$902,5804,889
2004-09-30 (YTD Data)Rank
Total interest income$5,995,0003,392
Total interest expense$1,685,0003,270
Net interest income$4,310,0003,391
Provision for loan and lease losses$07,100
Total noninterest income$494,0004,583
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$265,0003,954
Trading account gains and fees$0134
Additional Noninterest Income$229,0004,237
Total noninterest expense$3,770,0003,065
Salaries and employee benefits$2,071,0003,039
Premises and equipment expense$495,0003,282
Additional noninterest expense$1,204,0002,927
Pre-tax net operating income$1,034,0004,528
Securities gains (losses)$2,0003,384
Applicable income taxes$318,0003,689
Income before extraordinary items$718,0004,888
Extraordinary gains, net$026
Net income$718,0004,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,054
Cash dividends$9,0005,311
Sale, conversion, retirement of capital stock, net$0738
Net operating income$716,6204,803
2004-06-30 (YTD Data)Rank
Total interest income$3,959,0003,409
Total interest expense$1,104,0003,295
Net interest income$2,855,0003,404
Provision for loan and lease losses$06,885
Total noninterest income$304,0004,783
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$173,0004,010
Trading account gains and fees$0130
Additional Noninterest Income$131,0004,586
Total noninterest expense$2,513,0003,076
Salaries and employee benefits$1,375,0003,071
Premises and equipment expense$339,0003,216
Additional noninterest expense$799,0002,943
Pre-tax net operating income$646,0004,650
Securities gains (losses)$2,0003,048
Applicable income taxes$183,0003,937
Income before extraordinary items$465,0004,922
Extraordinary gains, net$021
Net income$465,0004,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$463,5604,839
2004-03-31 (YTD Data)Rank
Total interest income$1,977,0003,418
Total interest expense$558,0003,304
Net interest income$1,419,0003,404
Provision for loan and lease losses$06,501
Total noninterest income$148,0004,809
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$85,0003,976
Trading account gains and fees$0121
Additional Noninterest Income$63,0004,647
Total noninterest expense$1,244,0003,111
Salaries and employee benefits$684,0003,097
Premises and equipment expense$170,0003,240
Additional noninterest expense$390,0002,987
Pre-tax net operating income$323,0004,651
Securities gains (losses)$02,934
Applicable income taxes$70,0004,347
Income before extraordinary items$253,0004,716
Extraordinary gains, net$016
Net income$253,0004,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$253,0004,594
2003-12-31 (YTD Data)Rank
Total interest income$8,233,0003,355
Total interest expense$2,681,0003,169
Net interest income$5,552,0003,402
Provision for loan and lease losses$07,651
Total noninterest income$631,0004,834
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$336,0004,048
Trading account gains and fees$0160
Additional Noninterest Income$295,0004,548
Total noninterest expense$4,862,0003,121
Salaries and employee benefits$2,566,0003,206
Premises and equipment expense$666,0003,219
Additional noninterest expense$1,630,0002,855
Pre-tax net operating income$1,321,0004,435
Securities gains (losses)$25,0003,074
Applicable income taxes$448,0003,571
Income before extraordinary items$898,0004,948
Extraordinary gains, net$054
Net income$898,0004,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$27,0006,093
Sale, conversion, retirement of capital stock, net$0868
Net operating income$881,2504,826
2003-09-30 (YTD Data)Rank
Total interest income$6,237,0003,376
Total interest expense$2,098,0003,160
Net interest income$4,139,0003,422
Provision for loan and lease losses$07,481
Total noninterest income$447,0005,037
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$245,0004,136
Trading account gains and fees$0153
Additional Noninterest Income$202,0004,771
Total noninterest expense$3,655,0003,113
Salaries and employee benefits$1,924,0003,206
Premises and equipment expense$485,0003,296
Additional noninterest expense$1,246,0002,792
Pre-tax net operating income$931,0004,746
Securities gains (losses)$25,0002,828
Applicable income taxes$311,0003,848
Income before extraordinary items$645,0005,201
Extraordinary gains, net$040
Net income$645,0005,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$7,0005,465
Sale, conversion, retirement of capital stock, net$0722
Net operating income$628,2505,098
2003-06-30 (YTD Data)Rank
Total interest income$4,210,0003,354
Total interest expense$1,460,0003,128
Net interest income$2,750,0003,427
Provision for loan and lease losses$07,324
Total noninterest income$283,0005,142
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$162,0004,116
Trading account gains and fees$0150
Additional Noninterest Income$121,0004,975
Total noninterest expense$2,447,0003,100
Salaries and employee benefits$1,284,0003,194
Premises and equipment expense$317,0003,331
Additional noninterest expense$846,0002,745
Pre-tax net operating income$586,0004,893
Securities gains (losses)$25,0002,481
Applicable income taxes$193,0004,041
Income before extraordinary items$418,0005,287
Extraordinary gains, net$030
Net income$418,0005,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$4,0005,175
Sale, conversion, retirement of capital stock, net$0589
Net operating income$401,0005,193
2003-03-31 (YTD Data)Rank
Total interest income$2,137,0003,341
Total interest expense$757,0003,090
Net interest income$1,380,0003,404
Provision for loan and lease losses$06,934
Total noninterest income$136,0005,137
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$78,0004,130
Trading account gains and fees$0134
Additional Noninterest Income$58,0004,989
Total noninterest expense$1,260,0003,012
Salaries and employee benefits$660,0003,106
Premises and equipment expense$153,0003,437
Additional noninterest expense$447,0002,578
Pre-tax net operating income$256,0005,213
Securities gains (losses)$25,0001,791
Applicable income taxes$79,0004,379
Income before extraordinary items$202,0005,310
Extraordinary gains, net$021
Net income$202,0005,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$4,0003,899
Sale, conversion, retirement of capital stock, net$0419
Net operating income$184,0005,332
2002-12-31 (YTD Data)Rank
Total interest income$8,857,0003,348
Total interest expense$3,661,0002,970
Net interest income$5,196,0003,547
Provision for loan and lease losses$56,0006,595
Total noninterest income$632,0004,591
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$337,0003,974
Trading account gains and fees$0153
Additional Noninterest Income$295,0004,295
Total noninterest expense$4,655,0003,121
Salaries and employee benefits$2,421,0003,198
Premises and equipment expense$601,0003,412
Additional noninterest expense$1,633,0002,757
Pre-tax net operating income$1,117,0004,905
Securities gains (losses)$04,537
Applicable income taxes$383,0003,971
Income before extraordinary items$734,0005,429
Extraordinary gains, net$070
Net income$734,0005,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,261
Cash dividends$7,0006,331
Sale, conversion, retirement of capital stock, net$0862
Net operating income$734,0005,287
2001-12-31 (YTD Data)Rank
Total interest income$9,486,0003,466
Total interest expense$4,731,0003,316
Net interest income$4,755,0003,587
Provision for loan and lease losses$88,0005,851
Total noninterest income$489,0005,126
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$397,0003,421
Trading account gains and fees$0177
Additional Noninterest Income$92,0006,609
Total noninterest expense$4,294,0003,216
Salaries and employee benefits$2,235,0003,277
Premises and equipment expense$567,0003,529
Additional noninterest expense$1,492,0002,885
Pre-tax net operating income$862,0005,304
Securities gains (losses)$26,0002,933
Applicable income taxes$299,0004,273
Income before extraordinary items$589,0005,672
Extraordinary gains, net$0105
Net income$589,0005,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,516
Cash dividends$89,0005,847
Sale, conversion, retirement of capital stock, net$0922
Net operating income$571,8405,623
2000-12-31 (YTD Data)Rank
Total interest income$9,541,0003,544
Total interest expense$4,879,0003,396
Net interest income$4,662,0003,685
Provision for loan and lease losses$86,0005,621
Total noninterest income$448,0005,200
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$319,0003,872
Trading account gains and fees$0180
Additional Noninterest Income$129,0005,837
Total noninterest expense$4,117,0003,253
Salaries and employee benefits$2,136,0003,284
Premises and equipment expense$544,0003,549
Additional noninterest expense$1,437,0002,926
Pre-tax net operating income$907,0005,525
Securities gains (losses)$01,956
Applicable income taxes$355,0004,243
Income before extraordinary items$552,0006,071
Extraordinary gains, net$038
Net income$552,0006,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,432
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$552,0006,075
1999-12-31 (YTD Data)Rank
Total interest income$8,612,0003,653
Total interest expense$4,317,0003,367
Net interest income$4,295,0003,931
Provision for loan and lease losses$38,0006,950
Total noninterest income$375,0005,795
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$238,0004,655
Trading account gains and fees$0173
Additional Noninterest Income$137,0005,812
Total noninterest expense$4,016,0003,302
Salaries and employee benefits$1,956,0003,519
Premises and equipment expense$570,0003,408
Additional noninterest expense$1,490,0002,880
Pre-tax net operating income$616,0006,652
Securities gains (losses)$03,155
Applicable income taxes$204,0005,664
Income before extraordinary items$412,0006,921
Extraordinary gains, net$035
Net income$412,0006,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,056
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$412,0006,902
1998-12-31 (YTD Data)Rank
Total interest income$8,381,0003,766
Total interest expense$4,329,0003,423
Net interest income$4,052,0004,077
Provision for loan and lease losses$43,0006,849
Total noninterest income$331,0006,195
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$189,0005,298
Trading account gains and fees$0224
Additional Noninterest Income$142,0005,826
Total noninterest expense$3,728,0003,428
Salaries and employee benefits$1,855,0003,578
Premises and equipment expense$497,0003,723
Additional noninterest expense$1,376,0002,993
Pre-tax net operating income$612,0006,843
Securities gains (losses)$04,449
Applicable income taxes$212,0006,057
Income before extraordinary items$400,0007,219
Extraordinary gains, net$032
Net income$400,0007,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,222
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$400,0007,128
1997-12-31 (YTD Data)Rank
Total interest income$7,908,0004,015
Total interest expense$4,033,0003,649
Net interest income$3,875,0004,357
Provision for loan and lease losses$85,0005,536
Total noninterest income$273,0006,973
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$149,0006,183
Trading account gains and fees$0239
Additional Noninterest Income$124,0006,194
Total noninterest expense$3,204,0003,888
Salaries and employee benefits$1,613,0003,993
Premises and equipment expense$406,0004,402
Additional noninterest expense$1,185,0003,396
Pre-tax net operating income$859,0006,291
Securities gains (losses)$03,944
Applicable income taxes$-6,00010,501
Income before extraordinary items$865,0005,200
Extraordinary gains, net$044
Net income$865,0005,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,879
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$865,0005,141
1996-12-31 (YTD Data)Rank
Total interest income$7,427,0004,331
Total interest expense$3,889,0003,818
Net interest income$3,538,0004,785
Provision for loan and lease losses$95,0005,238
Total noninterest income$210,0008,082
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$102,0007,439
Trading account gains and fees$0262
Additional Noninterest Income$108,0006,916
Total noninterest expense$2,995,0004,318
Salaries and employee benefits$1,515,0004,268
Premises and equipment expense$381,0004,710
Additional noninterest expense$1,099,0004,061
Pre-tax net operating income$658,0007,122
Securities gains (losses)$04,148
Applicable income taxes$-145,00011,224
Income before extraordinary items$803,0005,292
Extraordinary gains, net$053
Net income$803,0005,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,045
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$803,0005,225
1995-12-31 (YTD Data)Rank
Total interest income$6,696,0004,736
Total interest expense$3,215,0004,461
Net interest income$3,481,0004,897
Provision for loan and lease losses$151,0003,608
Total noninterest income$454,0005,519
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$103,0007,717
Trading account gains and fees$0522
Additional Noninterest Income$351,0003,609
Total noninterest expense$2,920,0004,395
Salaries and employee benefits$1,425,0004,489
Premises and equipment expense$350,0005,024
Additional noninterest expense$1,145,0003,910
Pre-tax net operating income$864,0006,576
Securities gains (losses)$23,0001,804
Applicable income taxes$10,00010,932
Income before extraordinary items$877,0005,088
Extraordinary gains, net$10,00053
Net income$887,0005,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,442
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$854,2305,186
1994-12-31 (YTD Data)Rank
Total interest income$6,059,0004,828
Total interest expense$2,524,0004,609
Net interest income$3,535,0004,901
Provision for loan and lease losses$163,0003,436
Total noninterest income$323,0006,974
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$124,0007,495
Trading account gains and fees$0475
Additional Noninterest Income$199,0005,282
Total noninterest expense$3,366,0003,976
Salaries and employee benefits$1,419,0004,502
Premises and equipment expense$364,0004,945
Additional noninterest expense$1,583,0003,153
Pre-tax net operating income$329,0009,921
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$329,0008,832
Extraordinary gains, net$0249
Net income$329,0008,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,917
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$329,0008,891
1993-12-31 (YTD Data)Rank
Total interest income$6,161,0004,839
Total interest expense$3,127,0003,982
Net interest income$3,034,0005,609
Provision for loan and lease losses$332,0002,796
Total noninterest income$295,0007,754
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$123,0007,765
Trading account gains and fees$0532
Additional Noninterest Income$172,0006,134
Total noninterest expense$3,646,0003,779
Salaries and employee benefits$1,423,0004,485
Premises and equipment expense$395,0004,769
Additional noninterest expense$1,828,0002,950
Pre-tax net operating income$-649,00012,898
Securities gains (losses)$-206,00013,219
Applicable income taxes$012,141
Income before extraordinary items$-855,00012,980
Extraordinary gains, net$03,149
Net income$-855,00012,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,895
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-649,00012,884
1992-12-31 (YTD Data)Rank
Total interest income$7,013,0004,817
Total interest expense$4,114,0003,975
Net interest income$2,899,0005,873
Provision for loan and lease losses$335,0003,884
Total noninterest income$354,0007,059
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$162,0006,817
Trading account gains and fees$0504
Additional Noninterest Income$192,0005,803
Total noninterest expense$2,948,0004,611
Salaries and employee benefits$1,365,0004,612
Premises and equipment expense$352,0005,344
Additional noninterest expense$1,231,0004,252
Pre-tax net operating income$-30,00012,819
Securities gains (losses)$38,0004,584
Applicable income taxes$012,680
Income before extraordinary items$8,00012,846
Extraordinary gains, net$01,422
Net income$8,00012,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,0002,170
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-30,00012,768

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.