Home > Lisle Savings Bank > Income and Expense

Lisle Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,863,0001,971
Total interest expense$7,924,0001,507
Net interest income$10,939,0002,253
Provision for loan and lease losses$-65,0004,294
Total noninterest income$2,005,0002,007
Gross Fiduciary activities income$0981
Service charges on deposit accounts$50,0003,817
Trading account gains and feesNANA
Additional Noninterest Income$1,955,0001,638
Total noninterest expense$9,588,0002,096
Salaries and employee benefits$5,395,0002,096
Premises and equipment expense$793,0002,319
Additional noninterest expense$1,955,0001,638
Pre-tax net operating income$3,421,0002,358
Securities gains (losses)$-225,0003,990
Applicable income taxes$621,0001,755
Income before extraordinary items$2,575,0002,502
Extraordinary gains, net$054
Net income$2,575,0002,527
Minority interest net income$088
Net income of bank and minority interests.$2,575,0002,504
Net charge-offs$-15,0003,924
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,757,2502,450
2023-09-30 (YTD Data)Rank
Total interest income$14,085,0001,943
Total interest expense$5,452,0001,491
Net interest income$8,633,0002,186
Provision for loan and lease losses$-65,0004,345
Total noninterest income$1,507,0002,009
Gross Fiduciary activities income$0950
Service charges on deposit accounts$36,0003,860
Trading account gains and feesNANA
Additional Noninterest Income$1,471,0001,629
Total noninterest expense$7,238,0002,082
Salaries and employee benefits$4,036,0002,085
Premises and equipment expense$609,0002,292
Additional noninterest expense$1,471,0001,629
Pre-tax net operating income$2,967,0002,240
Securities gains (losses)$-226,0004,222
Applicable income taxes$557,0001,684
Income before extraordinary items$2,184,0002,417
Extraordinary gains, net$052
Net income$2,184,0002,440
Minority interest net income$081
Net income of bank and minority interests.$2,184,0002,419
Net charge-offs$-13,0003,885
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,364,8002,333
2023-06-30 (YTD Data)Rank
Total interest income$9,326,0001,927
Total interest expense$3,300,0001,472
Net interest income$6,026,0002,144
Provision for loan and lease losses$-64,0004,424
Total noninterest income$934,0002,034
Gross Fiduciary activities income$0931
Service charges on deposit accounts$23,0003,900
Trading account gains and feesNANA
Additional Noninterest Income$911,0001,622
Total noninterest expense$4,778,0002,092
Salaries and employee benefits$2,670,0002,093
Premises and equipment expense$399,0002,309
Additional noninterest expense$911,0001,620
Pre-tax net operating income$2,246,0002,100
Securities gains (losses)$-224,0004,361
Applicable income taxes$424,0001,596
Income before extraordinary items$1,598,0002,333
Extraordinary gains, net$051
Net income$1,598,0002,360
Minority interest net income$081
Net income of bank and minority interests.$1,598,0002,333
Net charge-offs$-9,0003,888
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,774,9602,215
2023-03-31 (YTD Data)Rank
Total interest income$4,592,0001,929
Total interest expense$1,455,0001,456
Net interest income$3,137,0002,098
Provision for loan and lease losses$-2,0004,417
Total noninterest income$500,0001,953
Gross Fiduciary activities income$0913
Service charges on deposit accounts$11,0003,949
Trading account gains and feesNANA
Additional Noninterest Income$489,0001,540
Total noninterest expense$2,359,0002,131
Salaries and employee benefits$1,339,0002,121
Premises and equipment expense$189,0002,432
Additional noninterest expense$489,0001,540
Pre-tax net operating income$1,280,0001,988
Securities gains (losses)$0950
Applicable income taxes$286,0001,428
Income before extraordinary items$994,0002,096
Extraordinary gains, net$04
Net income$994,0002,096
Minority interest net income$048
Net income of bank and minority interests.$994,0002,096
Net charge-offs$-6,0003,898
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$994,0002,125
2022-12-31 (YTD Data)Rank
Total interest income$16,510,0001,819
Total interest expense$2,265,0001,468
Net interest income$14,245,0001,851
Provision for loan and lease losses$-19,0004,278
Total noninterest income$1,247,0002,553
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$55,0003,869
Trading account gains and feesNANA
Additional Noninterest Income$1,192,0002,153
Total noninterest expense$8,758,0002,186
Salaries and employee benefits$5,183,0002,127
Premises and equipment expense$726,0002,444
Additional noninterest expense$1,192,0002,153
Pre-tax net operating income$6,753,0001,691
Securities gains (losses)$38,000270
Applicable income taxes$1,530,0001,247
Income before extraordinary items$5,261,0001,755
Extraordinary gains, net$05
Net income$5,261,0001,752
Minority interest net income$063
Net income of bank and minority interests.$5,261,0001,754
Net charge-offs$-12,0003,682
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,230,9801,795
2022-09-30 (YTD Data)Rank
Total interest income$12,024,0001,799
Total interest expense$1,284,0001,477
Net interest income$10,740,0001,831
Provision for loan and lease losses$-17,0004,374
Total noninterest income$924,0002,587
Gross Fiduciary activities income$0968
Service charges on deposit accounts$42,0003,890
Trading account gains and feesNANA
Additional Noninterest Income$882,0002,202
Total noninterest expense$6,639,0002,162
Salaries and employee benefits$3,925,0002,106
Premises and equipment expense$551,0002,439
Additional noninterest expense$882,0002,202
Pre-tax net operating income$5,042,0001,690
Securities gains (losses)$38,000270
Applicable income taxes$1,141,0001,255
Income before extraordinary items$3,939,0001,747
Extraordinary gains, net$04
Net income$3,939,0001,747
Minority interest net income$057
Net income of bank and minority interests.$3,939,0001,746
Net charge-offs$-8,0003,537
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,908,9801,793
2022-06-30 (YTD Data)Rank
Total interest income$7,714,0001,804
Total interest expense$748,0001,429
Net interest income$6,966,0001,820
Provision for loan and lease losses$-4,0004,365
Total noninterest income$621,0002,576
Gross Fiduciary activities income$0925
Service charges on deposit accounts$29,0003,907
Trading account gains and feesNANA
Additional Noninterest Income$592,0002,212
Total noninterest expense$4,486,0002,128
Salaries and employee benefits$2,655,0002,100
Premises and equipment expense$368,0002,445
Additional noninterest expense$1,463,0002,044
Pre-tax net operating income$3,105,0001,692
Securities gains (losses)$0687
Applicable income taxes$676,0001,266
Income before extraordinary items$2,429,0001,750
Extraordinary gains, net$04
Net income$2,429,0001,750
Minority interest net income$060
Net income of bank and minority interests.$2,429,0001,750
Net charge-offs$80,000799
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,429,0001,783
2022-03-31 (YTD Data)Rank
Total interest income$3,881,0001,761
Total interest expense$374,0001,383
Net interest income$3,507,0001,783
Provision for loan and lease losses$-2,0004,391
Total noninterest income$305,0002,573
Gross Fiduciary activities income$0892
Service charges on deposit accounts$14,0003,937
Trading account gains and feesNANA
Additional Noninterest Income$291,0002,219
Total noninterest expense$2,194,0002,156
Salaries and employee benefits$1,295,0002,137
Premises and equipment expense$176,0002,502
Additional noninterest expense$723,0002,053
Pre-tax net operating income$1,620,0001,555
Securities gains (losses)$0623
Applicable income taxes$379,0001,137
Income before extraordinary items$1,241,0001,661
Extraordinary gains, net$04
Net income$1,241,0001,661
Minority interest net income$050
Net income of bank and minority interests.$1,241,0001,661
Net charge-offs$82,000540
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,241,0001,683
2021-12-31 (YTD Data)Rank
Total interest income$15,188,0001,856
Total interest expense$1,935,0001,368
Net interest income$13,253,0001,902
Provision for loan and lease losses$-410,0004,408
Total noninterest income$1,456,0002,573
Gross Fiduciary activities income$0994
Service charges on deposit accounts$48,0004,040
Trading account gains and feesNANA
Additional Noninterest Income$1,408,0002,285
Total noninterest expense$8,540,0002,195
Salaries and employee benefits$5,051,0002,161
Premises and equipment expense$796,0002,319
Additional noninterest expense$2,693,0002,141
Pre-tax net operating income$6,579,0001,710
Securities gains (losses)$1,465,000172
Applicable income taxes$2,564,000943
Income before extraordinary items$5,480,0001,767
Extraordinary gains, net$010
Net income$5,480,0001,767
Minority interest net income$074
Net income of bank and minority interests.$5,480,0001,768
Net charge-offs$-39,0004,047
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,322,6502,041
2021-09-30 (YTD Data)Rank
Total interest income$11,295,0001,892
Total interest expense$1,536,0001,373
Net interest income$9,759,0001,956
Provision for loan and lease losses$-408,0004,526
Total noninterest income$1,144,0002,559
Gross Fiduciary activities income$0957
Service charges on deposit accounts$35,0004,103
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0002,272
Total noninterest expense$6,428,0002,197
Salaries and employee benefits$3,757,0002,178
Premises and equipment expense$624,0002,289
Additional noninterest expense$2,047,0002,125
Pre-tax net operating income$4,883,0001,798
Securities gains (losses)$1,433,000154
Applicable income taxes$2,178,000923
Income before extraordinary items$4,138,0001,833
Extraordinary gains, net$08
Net income$4,138,0001,832
Minority interest net income$069
Net income of bank and minority interests.$4,138,0001,833
Net charge-offs$-38,0004,117
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,005,9302,214
2021-06-30 (YTD Data)Rank
Total interest income$7,517,0001,892
Total interest expense$1,107,0001,350
Net interest income$6,410,0001,955
Provision for loan and lease losses$-399,0004,588
Total noninterest income$829,0002,439
Gross Fiduciary activities income$0951
Service charges on deposit accounts$23,0004,102
Trading account gains and feesNANA
Additional Noninterest Income$806,0002,158
Total noninterest expense$4,353,0002,167
Salaries and employee benefits$2,516,0002,166
Premises and equipment expense$432,0002,238
Additional noninterest expense$1,405,0002,062
Pre-tax net operating income$3,285,0001,741
Securities gains (losses)$1,165,000143
Applicable income taxes$1,743,000808
Income before extraordinary items$2,707,0001,827
Extraordinary gains, net$06
Net income$2,707,0001,828
Minority interest net income$067
Net income of bank and minority interests.$2,707,0001,827
Net charge-offs$-49,0004,355
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,786,6502,346
2021-03-31 (YTD Data)Rank
Total interest income$3,749,0001,879
Total interest expense$602,0001,307
Net interest income$3,147,0001,962
Provision for loan and lease losses$-254,0004,713
Total noninterest income$377,0002,553
Gross Fiduciary activities income$0922
Service charges on deposit accounts$11,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$366,0002,247
Total noninterest expense$2,077,0002,214
Salaries and employee benefits$1,192,0002,226
Premises and equipment expense$222,0002,219
Additional noninterest expense$663,0002,105
Pre-tax net operating income$1,701,0001,705
Securities gains (losses)$1,135,00099
Applicable income taxes$780,000864
Income before extraordinary items$2,056,0001,363
Extraordinary gains, net$03
Net income$2,056,0001,362
Minority interest net income$055
Net income of bank and minority interests.$2,056,0001,363
Net charge-offs$-47,0004,601
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,159,3502,000
2020-12-31 (YTD Data)Rank
Total interest income$15,001,0001,892
Total interest expense$4,041,0001,153
Net interest income$10,960,0002,105
Provision for loan and lease losses$739,0001,893
Total noninterest income$1,396,0002,506
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$48,0004,193
Trading account gains and feesNANA
Additional Noninterest Income$1,348,0002,176
Total noninterest expense$8,150,0002,240
Salaries and employee benefits$4,702,0002,236
Premises and equipment expense$920,0002,141
Additional noninterest expense$2,528,0002,189
Pre-tax net operating income$3,467,0002,246
Securities gains (losses)$760,000457
Applicable income taxes$621,0001,790
Income before extraordinary items$3,606,0002,047
Extraordinary gains, net$04
Net income$3,606,0002,047
Minority interest net income$072
Net income of bank and minority interests.$3,606,0002,047
Net charge-offs$-127,0004,798
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,960,0002,279
2020-09-30 (YTD Data)Rank
Total interest income$11,114,0001,921
Total interest expense$3,292,0001,139
Net interest income$7,822,0002,185
Provision for loan and lease losses$742,0001,617
Total noninterest income$1,080,0002,437
Gross Fiduciary activities income$0981
Service charges on deposit accounts$36,0004,225
Trading account gains and feesNANA
Additional Noninterest Income$1,044,0002,100
Total noninterest expense$6,188,0002,198
Salaries and employee benefits$3,548,0002,212
Premises and equipment expense$707,0002,104
Additional noninterest expense$1,933,0002,120
Pre-tax net operating income$1,972,0002,598
Securities gains (losses)$573,000454
Applicable income taxes$302,0002,092
Income before extraordinary items$2,243,0002,288
Extraordinary gains, net$04
Net income$2,243,0002,287
Minority interest net income$065
Net income of bank and minority interests.$2,243,0002,288
Net charge-offs$-24,0004,467
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,738,7602,591
2020-06-30 (YTD Data)Rank
Total interest income$7,416,0001,939
Total interest expense$2,367,0001,150
Net interest income$5,049,0002,258
Provision for loan and lease losses$745,0001,287
Total noninterest income$625,0002,555
Gross Fiduciary activities income$0970
Service charges on deposit accounts$25,0004,219
Trading account gains and feesNANA
Additional Noninterest Income$600,0002,191
Total noninterest expense$4,206,0002,177
Salaries and employee benefits$2,393,0002,189
Premises and equipment expense$513,0001,995
Additional noninterest expense$1,300,0002,105
Pre-tax net operating income$723,0003,350
Securities gains (losses)$410,000417
Applicable income taxes$49,0002,906
Income before extraordinary items$1,084,0002,699
Extraordinary gains, net$04
Net income$1,084,0002,698
Minority interest net income$065
Net income of bank and minority interests.$1,084,0002,699
Net charge-offs$-24,0004,568
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$690,4003,236
2020-03-31 (YTD Data)Rank
Total interest income$3,789,0001,897
Total interest expense$1,216,0001,230
Net interest income$2,573,0002,173
Provision for loan and lease losses$397,0001,038
Total noninterest income$344,0002,347
Gross Fiduciary activities income$0941
Service charges on deposit accounts$15,0004,249
Trading account gains and feesNANA
Additional Noninterest Income$329,0001,912
Total noninterest expense$2,094,0002,215
Salaries and employee benefits$1,191,0002,218
Premises and equipment expense$241,0002,095
Additional noninterest expense$662,0002,094
Pre-tax net operating income$426,0002,985
Securities gains (losses)$410,000219
Applicable income taxes$118,0001,808
Income before extraordinary items$718,0002,126
Extraordinary gains, net$04
Net income$718,0002,124
Minority interest net income$056
Net income of bank and minority interests.$718,0002,126
Net charge-offs$-18,0004,636
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$365,4003,021
2019-12-31 (YTD Data)Rank
Total interest income$15,679,0001,858
Total interest expense$4,362,0001,380
Net interest income$11,317,0002,022
Provision for loan and lease losses$-217,0005,047
Total noninterest income$4,166,0001,275
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$69,0004,247
Trading account gains and feesNANA
Additional Noninterest Income$4,097,000948
Total noninterest expense$8,472,0002,157
Salaries and employee benefits$4,862,0002,152
Premises and equipment expense$799,0002,341
Additional noninterest expense$2,811,0002,028
Pre-tax net operating income$7,228,0001,329
Securities gains (losses)$574,000324
Applicable income taxes$670,0001,743
Income before extraordinary items$7,132,0001,226
Extraordinary gains, net$011
Net income$7,132,0001,226
Minority interest net income$076
Net income of bank and minority interests.$7,132,0001,228
Net charge-offs$-145,0004,951
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,609,6601,270
2019-09-30 (YTD Data)Rank
Total interest income$11,936,0001,860
Total interest expense$3,250,0001,387
Net interest income$8,686,0002,002
Provision for loan and lease losses$-12,0005,044
Total noninterest income$3,888,0001,094
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$53,0004,298
Trading account gains and feesNANA
Additional Noninterest Income$3,835,000815
Total noninterest expense$6,440,0002,144
Salaries and employee benefits$3,658,0002,158
Premises and equipment expense$573,0002,427
Additional noninterest expense$2,209,0001,958
Pre-tax net operating income$6,146,0001,236
Securities gains (losses)$118,000721
Applicable income taxes$390,0002,018
Income before extraordinary items$5,874,0001,155
Extraordinary gains, net$011
Net income$5,874,0001,156
Minority interest net income$072
Net income of bank and minority interests.$5,874,0001,156
Net charge-offs$-146,0005,036
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,763,0801,154
2019-06-30 (YTD Data)Rank
Total interest income$8,105,0001,830
Total interest expense$2,104,0001,408
Net interest income$6,001,0001,952
Provision for loan and lease losses$-6,0005,101
Total noninterest income$3,604,000866
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$35,0004,324
Trading account gains and feesNANA
Additional Noninterest Income$3,569,000644
Total noninterest expense$4,401,0002,117
Salaries and employee benefits$2,447,0002,148
Premises and equipment expense$375,0002,456
Additional noninterest expense$1,579,0001,852
Pre-tax net operating income$5,210,0001,008
Securities gains (losses)$89,000570
Applicable income taxes$305,0001,843
Income before extraordinary items$4,994,000922
Extraordinary gains, net$011
Net income$4,994,000922
Minority interest net income$069
Net income of bank and minority interests.$4,994,000922
Net charge-offs$-146,0005,120
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,910,340919
2019-03-31 (YTD Data)Rank
Total interest income$3,853,0001,901
Total interest expense$994,0001,439
Net interest income$2,859,0002,033
Provision for loan and lease losses$-3,0005,196
Total noninterest income$304,0002,508
Gross Fiduciary activities income$0972
Service charges on deposit accounts$16,0004,429
Trading account gains and feesNANA
Additional Noninterest Income$288,0002,006
Total noninterest expense$2,292,0002,062
Salaries and employee benefits$1,330,0002,040
Premises and equipment expense$191,0002,447
Additional noninterest expense$771,0001,875
Pre-tax net operating income$874,0002,239
Securities gains (losses)$4,000883
Applicable income taxes$31,0002,945
Income before extraordinary items$847,0002,121
Extraordinary gains, net$05
Net income$847,0002,120
Minority interest net income$052
Net income of bank and minority interests.$847,0002,120
Net charge-offs$-146,0005,239
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$843,1602,113
2018-12-31 (YTD Data)Rank
Total interest income$15,061,0001,852
Total interest expense$3,094,0001,397
Net interest income$11,967,0001,964
Provision for loan and lease losses$242,0002,178
Total noninterest income$1,560,0002,287
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$73,0004,432
Trading account gains and feesNANA
Additional Noninterest Income$1,487,0001,809
Total noninterest expense$9,162,0002,039
Salaries and employee benefits$5,363,0001,982
Premises and equipment expense$754,0002,446
Additional noninterest expense$3,045,0001,894
Pre-tax net operating income$4,123,0002,064
Securities gains (losses)$65,000384
Applicable income taxes$198,0002,689
Income before extraordinary items$3,990,0001,920
Extraordinary gains, net$06
Net income$3,990,0001,918
Minority interest net income$072
Net income of bank and minority interests.$3,990,0001,919
Net charge-offs$334,0001,248
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,928,2501,928
2018-09-30 (YTD Data)Rank
Total interest income$11,261,0001,848
Total interest expense$2,187,0001,398
Net interest income$9,074,0001,942
Provision for loan and lease losses$244,0001,782
Total noninterest income$1,265,0002,216
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$55,0004,480
Trading account gains and feesNANA
Additional Noninterest Income$1,210,0001,736
Total noninterest expense$6,903,0002,024
Salaries and employee benefits$4,025,0001,973
Premises and equipment expense$566,0002,466
Additional noninterest expense$2,312,0001,869
Pre-tax net operating income$3,192,0002,040
Securities gains (losses)$52,000413
Applicable income taxes$165,0002,686
Income before extraordinary items$3,079,0001,876
Extraordinary gains, net$05
Net income$3,079,0001,874
Minority interest net income$066
Net income of bank and minority interests.$3,079,0001,875
Net charge-offs$261,0001,074
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,029,6001,879
2018-06-30 (YTD Data)Rank
Total interest income$7,431,0001,849
Total interest expense$1,377,0001,390
Net interest income$6,054,0001,932
Provision for loan and lease losses$204,0001,498
Total noninterest income$616,0002,610
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$36,0004,534
Trading account gains and feesNANA
Additional Noninterest Income$580,0002,108
Total noninterest expense$4,684,0002,015
Salaries and employee benefits$2,671,0001,989
Premises and equipment expense$388,0002,457
Additional noninterest expense$1,625,0001,791
Pre-tax net operating income$1,782,0002,260
Securities gains (losses)$49,000341
Applicable income taxes$2,0003,899
Income before extraordinary items$1,829,0002,013
Extraordinary gains, net$06
Net income$1,829,0002,011
Minority interest net income$065
Net income of bank and minority interests.$1,829,0002,012
Net charge-offs$190,000966
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,780,0002,044
2018-03-31 (YTD Data)Rank
Total interest income$3,696,0001,837
Total interest expense$652,0001,389
Net interest income$3,044,0001,913
Provision for loan and lease losses$207,000920
Total noninterest income$279,0002,720
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$18,0004,565
Trading account gains and feesNANA
Additional Noninterest Income$261,0002,176
Total noninterest expense$2,227,0002,111
Salaries and employee benefits$1,314,0002,050
Premises and equipment expense$228,0002,236
Additional noninterest expense$685,0002,072
Pre-tax net operating income$889,0002,207
Securities gains (losses)$56,000225
Applicable income taxes$-18,0005,492
Income before extraordinary items$963,0001,891
Extraordinary gains, net$07
Net income$963,0001,890
Minority interest net income$052
Net income of bank and minority interests.$963,0001,891
Net charge-offs$248,000493
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$907,0001,966
2017-12-31 (YTD Data)Rank
Total interest income$14,877,0001,781
Total interest expense$2,284,0001,382
Net interest income$12,593,0001,835
Provision for loan and lease losses$39,0003,691
Total noninterest income$1,257,0002,640
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$74,0004,653
Trading account gains and feesNANA
Additional Noninterest Income$1,183,0002,079
Total noninterest expense$8,720,0002,131
Salaries and employee benefits$5,152,0002,043
Premises and equipment expense$807,0002,439
Additional noninterest expense$2,761,0002,075
Pre-tax net operating income$5,091,0001,686
Securities gains (losses)$507,000220
Applicable income taxes$1,438,0001,575
Income before extraordinary items$4,160,0001,562
Extraordinary gains, net$09
Net income$4,160,0001,562
Minority interest net income$076
Net income of bank and minority interests.$4,160,0001,562
Net charge-offs$54,0002,920
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,784,8201,660
2017-09-30 (YTD Data)Rank
Total interest income$11,256,0001,761
Total interest expense$1,682,0001,385
Net interest income$9,574,0001,806
Provision for loan and lease losses$57,0003,147
Total noninterest income$955,0002,636
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$56,0004,681
Trading account gains and feesNANA
Additional Noninterest Income$899,0002,103
Total noninterest expense$6,542,0002,137
Salaries and employee benefits$3,828,0002,066
Premises and equipment expense$604,0002,465
Additional noninterest expense$2,110,0002,026
Pre-tax net operating income$3,930,0001,670
Securities gains (losses)$467,000216
Applicable income taxes$436,0002,195
Income before extraordinary items$3,961,0001,383
Extraordinary gains, net$09
Net income$3,961,0001,382
Minority interest net income$071
Net income of bank and minority interests.$3,961,0001,383
Net charge-offs$54,0002,411
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,540,7001,489
2017-06-30 (YTD Data)Rank
Total interest income$7,518,0001,740
Total interest expense$1,107,0001,374
Net interest income$6,411,0001,793
Provision for loan and lease losses$61,0002,593
Total noninterest income$662,0002,578
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$38,0004,680
Trading account gains and feesNANA
Additional Noninterest Income$624,0002,072
Total noninterest expense$4,433,0002,112
Salaries and employee benefits$2,555,0002,071
Premises and equipment expense$406,0002,452
Additional noninterest expense$1,472,0001,969
Pre-tax net operating income$2,579,0001,657
Securities gains (losses)$120,000388
Applicable income taxes$195,0002,502
Income before extraordinary items$2,504,0001,428
Extraordinary gains, net$011
Net income$2,504,0001,428
Minority interest net income$071
Net income of bank and minority interests.$2,504,0001,429
Net charge-offs$74,0001,720
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,392,4001,462
2017-03-31 (YTD Data)Rank
Total interest income$3,701,0001,756
Total interest expense$548,0001,360
Net interest income$3,153,0001,815
Provision for loan and lease losses$-142,0005,761
Total noninterest income$294,0002,736
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$19,0004,687
Trading account gains and feesNANA
Additional Noninterest Income$275,0002,210
Total noninterest expense$2,130,0002,204
Salaries and employee benefits$1,269,0002,102
Premises and equipment expense$181,0002,671
Additional noninterest expense$680,0002,091
Pre-tax net operating income$1,459,0001,472
Securities gains (losses)$01,153
Applicable income taxes$131,0002,229
Income before extraordinary items$1,328,0001,344
Extraordinary gains, net$08
Net income$1,328,0001,343
Minority interest net income$055
Net income of bank and minority interests.$1,328,0001,344
Net charge-offs$-122,0005,641
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,328,0001,327
2016-12-31 (YTD Data)Rank
Total interest income$14,969,0001,685
Total interest expense$2,379,0001,218
Net interest income$12,590,0001,785
Provision for loan and lease losses$-94,0005,579
Total noninterest income$1,347,0002,626
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$79,0004,788
Trading account gains and fees$0170
Additional Noninterest Income$1,268,0002,107
Total noninterest expense$8,639,0002,157
Salaries and employee benefits$5,082,0002,070
Premises and equipment expense$834,0002,422
Additional noninterest expense$2,723,0002,140
Pre-tax net operating income$5,392,0001,524
Securities gains (losses)$1,729,000142
Applicable income taxes$1,204,0001,472
Income before extraordinary items$5,917,0001,211
Extraordinary gains, net$05
Net income$5,917,0001,210
Minority interest net income$082
Net income of bank and minority interests.$5,917,0001,210
Net charge-offs$235,0001,770
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,481,9301,481
2016-09-30 (YTD Data)Rank
Total interest income$11,251,0001,683
Total interest expense$1,815,0001,187
Net interest income$9,436,0001,786
Provision for loan and lease losses$-11,0005,637
Total noninterest income$1,017,0002,616
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$59,0004,836
Trading account gains and fees$0169
Additional Noninterest Income$958,0002,100
Total noninterest expense$6,492,0002,152
Salaries and employee benefits$3,804,0002,067
Premises and equipment expense$618,0002,450
Additional noninterest expense$2,070,0002,118
Pre-tax net operating income$3,972,0001,565
Securities gains (losses)$1,743,000114
Applicable income taxes$1,055,0001,359
Income before extraordinary items$4,660,0001,171
Extraordinary gains, net$05
Net income$4,660,0001,171
Minority interest net income$071
Net income of bank and minority interests.$4,660,0001,171
Net charge-offs$121,0001,896
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,230,7401,541
2016-06-30 (YTD Data)Rank
Total interest income$7,667,0001,654
Total interest expense$1,201,0001,192
Net interest income$6,466,0001,746
Provision for loan and lease losses$-9,0005,753
Total noninterest income$699,0002,553
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$41,0004,809
Trading account gains and fees$0157
Additional Noninterest Income$658,0002,025
Total noninterest expense$4,439,0002,105
Salaries and employee benefits$2,557,0002,059
Premises and equipment expense$438,0002,355
Additional noninterest expense$1,444,0002,040
Pre-tax net operating income$2,735,0001,518
Securities gains (losses)$611,000241
Applicable income taxes$473,0001,720
Income before extraordinary items$2,873,0001,244
Extraordinary gains, net$016
Net income$2,873,0001,244
Minority interest net income$071
Net income of bank and minority interests.$2,873,0001,244
Net charge-offs$121,0001,461
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,347,5401,423
2016-03-31 (YTD Data)Rank
Total interest income$3,792,0001,673
Total interest expense$598,0001,188
Net interest income$3,194,0001,761
Provision for loan and lease losses$-3,0005,871
Total noninterest income$315,0002,661
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$21,0004,775
Trading account gains and fees$0142
Additional Noninterest Income$294,0002,111
Total noninterest expense$2,158,0002,182
Salaries and employee benefits$1,252,0002,104
Premises and equipment expense$204,0002,511
Additional noninterest expense$702,0002,084
Pre-tax net operating income$1,354,0001,502
Securities gains (losses)$302,000212
Applicable income taxes$314,0001,430
Income before extraordinary items$1,342,0001,290
Extraordinary gains, net$012
Net income$1,342,0001,291
Minority interest net income$062
Net income of bank and minority interests.$1,342,0001,291
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,097,3801,469
2015-12-31 (YTD Data)Rank
Total interest income$15,366,0001,616
Total interest expense$2,403,0001,159
Net interest income$12,963,0001,688
Provision for loan and lease losses$-407,0005,920
Total noninterest income$1,308,0002,667
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$90,0004,836
Trading account gains and fees$0159
Additional Noninterest Income$1,218,0002,121
Total noninterest expense$8,734,0002,138
Salaries and employee benefits$4,916,0002,090
Premises and equipment expense$882,0002,388
Additional noninterest expense$2,936,0002,039
Pre-tax net operating income$5,944,0001,373
Securities gains (losses)$364,000468
Applicable income taxes$1,561,0001,209
Income before extraordinary items$4,747,0001,406
Extraordinary gains, net$023
Net income$4,747,0001,406
Minority interest net income$081
Net income of bank and minority interests.$4,747,0001,406
Net charge-offs$-58,0005,616
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,474,0001,455
2015-09-30 (YTD Data)Rank
Total interest income$11,632,0001,610
Total interest expense$1,789,0001,184
Net interest income$9,843,0001,682
Provision for loan and lease losses$-339,0006,041
Total noninterest income$963,0002,715
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$68,0004,884
Trading account gains and fees$0153
Additional Noninterest Income$895,0002,170
Total noninterest expense$6,700,0002,100
Salaries and employee benefits$3,804,0002,037
Premises and equipment expense$637,0002,472
Additional noninterest expense$2,259,0001,991
Pre-tax net operating income$4,445,0001,404
Securities gains (losses)$364,000407
Applicable income taxes$1,333,0001,133
Income before extraordinary items$3,476,0001,455
Extraordinary gains, net$021
Net income$3,476,0001,456
Minority interest net income$078
Net income of bank and minority interests.$3,476,0001,456
Net charge-offs$-126,0005,858
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,213,9201,505
2015-06-30 (YTD Data)Rank
Total interest income$7,795,0001,604
Total interest expense$1,171,0001,207
Net interest income$6,624,0001,675
Provision for loan and lease losses$-451,0006,190
Total noninterest income$675,0002,667
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$45,0004,906
Trading account gains and fees$0157
Additional Noninterest Income$630,0002,100
Total noninterest expense$4,296,0002,182
Salaries and employee benefits$2,449,0002,110
Premises and equipment expense$434,0002,441
Additional noninterest expense$1,413,0002,106
Pre-tax net operating income$3,454,0001,219
Securities gains (losses)$219,000494
Applicable income taxes$1,230,000887
Income before extraordinary items$2,443,0001,367
Extraordinary gains, net$022
Net income$2,443,0001,369
Minority interest net income$075
Net income of bank and minority interests.$2,443,0001,368
Net charge-offs$-174,0006,043
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,296,2701,408
2015-03-31 (YTD Data)Rank
Total interest income$3,868,0001,604
Total interest expense$569,0001,240
Net interest income$3,299,0001,676
Provision for loan and lease losses$-392,0006,304
Total noninterest income$226,0003,204
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$22,0004,927
Trading account gains and fees$0152
Additional Noninterest Income$204,0002,603
Total noninterest expense$2,191,0002,159
Salaries and employee benefits$1,245,0002,090
Premises and equipment expense$227,0002,409
Additional noninterest expense$719,0002,057
Pre-tax net operating income$1,726,0001,182
Securities gains (losses)$219,000333
Applicable income taxes$850,000699
Income before extraordinary items$1,095,0001,466
Extraordinary gains, net$013
Net income$1,095,0001,468
Minority interest net income$064
Net income of bank and minority interests.$1,095,0001,468
Net charge-offs$-249,0006,270
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$954,8401,605
2014-12-31 (YTD Data)Rank
Total interest income$15,543,0001,601
Total interest expense$2,223,0001,308
Net interest income$13,320,0001,658
Provision for loan and lease losses$-303,0006,191
Total noninterest income$1,281,0002,732
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$94,0005,087
Trading account gains and fees$0180
Additional Noninterest Income$1,187,0002,089
Total noninterest expense$8,657,0002,172
Salaries and employee benefits$4,958,0002,065
Premises and equipment expense$723,0002,865
Additional noninterest expense$2,976,0002,049
Pre-tax net operating income$6,247,0001,262
Securities gains (losses)$185,000841
Applicable income taxes$2,311,000881
Income before extraordinary items$4,121,0001,549
Extraordinary gains, net$017
Net income$4,121,0001,547
Minority interest net income$084
Net income of bank and minority interests.$4,121,0001,548
Net charge-offs$418,0001,671
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,002,6001,560
2014-09-30 (YTD Data)Rank
Total interest income$11,813,0001,580
Total interest expense$1,655,0001,333
Net interest income$10,158,0001,634
Provision for loan and lease losses$2,0004,362
Total noninterest income$762,0003,118
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$70,0005,165
Trading account gains and fees$0174
Additional Noninterest Income$692,0002,455
Total noninterest expense$6,551,0002,162
Salaries and employee benefits$3,723,0002,075
Premises and equipment expense$517,0002,976
Additional noninterest expense$2,311,0001,988
Pre-tax net operating income$4,367,0001,362
Securities gains (losses)$61,0001,320
Applicable income taxes$1,784,000874
Income before extraordinary items$2,644,0001,761
Extraordinary gains, net$015
Net income$2,644,0001,762
Minority interest net income$081
Net income of bank and minority interests.$2,644,0001,761
Net charge-offs$515,0001,132
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,604,9601,755
2014-06-30 (YTD Data)Rank
Total interest income$7,882,0001,578
Total interest expense$1,112,0001,333
Net interest income$6,770,0001,624
Provision for loan and lease losses$3,0004,116
Total noninterest income$568,0002,906
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$44,0005,248
Trading account gains and fees$0172
Additional Noninterest Income$524,0002,253
Total noninterest expense$4,438,0002,125
Salaries and employee benefits$2,475,0002,086
Premises and equipment expense$342,0003,018
Additional noninterest expense$1,621,0001,885
Pre-tax net operating income$2,897,0001,328
Securities gains (losses)$02,580
Applicable income taxes$786,0001,146
Income before extraordinary items$2,111,0001,460
Extraordinary gains, net$020
Net income$2,111,0001,462
Minority interest net income$080
Net income of bank and minority interests.$2,111,0001,462
Net charge-offs$504,000865
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,111,0001,437
2014-03-31 (YTD Data)Rank
Total interest income$3,993,0001,548
Total interest expense$563,0001,337
Net interest income$3,430,0001,596
Provision for loan and lease losses$6,0003,525
Total noninterest income$268,0002,965
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$22,0005,246
Trading account gains and fees$0147
Additional Noninterest Income$246,0002,279
Total noninterest expense$2,210,0002,145
Salaries and employee benefits$1,235,0002,100
Premises and equipment expense$209,0002,679
Additional noninterest expense$766,0001,979
Pre-tax net operating income$1,482,0001,258
Securities gains (losses)$01,715
Applicable income taxes$384,0001,118
Income before extraordinary items$1,098,0001,386
Extraordinary gains, net$016
Net income$1,098,0001,389
Minority interest net income$066
Net income of bank and minority interests.$1,098,0001,388
Net charge-offs$224,000874
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,098,0001,357
2013-12-31 (YTD Data)Rank
Total interest income$15,563,0001,603
Total interest expense$2,441,0001,394
Net interest income$13,122,0001,646
Provision for loan and lease losses$113,0003,582
Total noninterest income$1,036,0003,128
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$93,0005,342
Trading account gains and fees$0184
Additional Noninterest Income$943,0002,456
Total noninterest expense$8,782,0002,150
Salaries and employee benefits$4,804,0002,126
Premises and equipment expense$911,0002,434
Additional noninterest expense$3,067,0002,044
Pre-tax net operating income$5,263,0001,373
Securities gains (losses)$68,0001,586
Applicable income taxes$1,433,0001,158
Income before extraordinary items$3,898,0001,540
Extraordinary gains, net$029
Net income$3,898,0001,543
Minority interest net income$090
Net income of bank and minority interests.$3,898,0001,544
Net charge-offs$685,0001,670
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,848,3601,515
2013-09-30 (YTD Data)Rank
Total interest income$11,717,0001,614
Total interest expense$1,854,0001,420
Net interest income$9,863,0001,647
Provision for loan and lease losses$-9,0006,454
Total noninterest income$728,0003,308
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$71,0005,377
Trading account gains and fees$0180
Additional Noninterest Income$657,0002,597
Total noninterest expense$6,558,0002,149
Salaries and employee benefits$3,585,0002,135
Premises and equipment expense$628,0002,629
Additional noninterest expense$2,345,0001,999
Pre-tax net operating income$4,042,0001,371
Securities gains (losses)$97,0001,240
Applicable income taxes$1,186,0001,104
Income before extraordinary items$2,953,0001,527
Extraordinary gains, net$025
Net income$2,953,0001,529
Minority interest net income$084
Net income of bank and minority interests.$2,953,0001,530
Net charge-offs$409,0001,797
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,884,1301,523
2013-06-30 (YTD Data)Rank
Total interest income$7,750,0001,616
Total interest expense$1,251,0001,434
Net interest income$6,499,0001,660
Provision for loan and lease losses$-6,0006,573
Total noninterest income$433,0003,564
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$45,0005,441
Trading account gains and fees$0157
Additional Noninterest Income$388,0002,842
Total noninterest expense$4,287,0002,194
Salaries and employee benefits$2,261,0002,255
Premises and equipment expense$430,0002,593
Additional noninterest expense$1,596,0001,960
Pre-tax net operating income$2,651,0001,369
Securities gains (losses)$97,0001,135
Applicable income taxes$813,0001,090
Income before extraordinary items$1,935,0001,563
Extraordinary gains, net$022
Net income$1,935,0001,566
Minority interest net income$082
Net income of bank and minority interests.$1,935,0001,568
Net charge-offs$398,0001,447
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,867,1001,552
2013-03-31 (YTD Data)Rank
Total interest income$3,858,0001,643
Total interest expense$631,0001,472
Net interest income$3,227,0001,682
Provision for loan and lease losses$-3,0006,725
Total noninterest income$323,0002,903
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$22,0005,472
Trading account gains and fees$0148
Additional Noninterest Income$301,0002,213
Total noninterest expense$2,068,0002,299
Salaries and employee benefits$1,089,0002,335
Premises and equipment expense$183,0002,931
Additional noninterest expense$796,0001,965
Pre-tax net operating income$1,485,0001,225
Securities gains (losses)$11,0001,452
Applicable income taxes$470,000966
Income before extraordinary items$1,026,0001,441
Extraordinary gains, net$010
Net income$1,026,0001,443
Minority interest net income$076
Net income of bank and minority interests.$1,026,0001,443
Net charge-offs$216,0001,299
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,018,4101,400
2012-12-31 (YTD Data)Rank
Total interest income$16,684,0001,598
Total interest expense$2,852,0001,556
Net interest income$13,832,0001,593
Provision for loan and lease losses$2,121,0001,026
Total noninterest income$880,0003,482
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$116,0005,211
Trading account gains and fees$0166
Additional Noninterest Income$764,0002,758
Total noninterest expense$8,068,0002,333
Salaries and employee benefits$4,350,0002,273
Premises and equipment expense$711,0002,986
Additional noninterest expense$3,007,0002,155
Pre-tax net operating income$4,523,0001,501
Securities gains (losses)$946,000554
Applicable income taxes$1,700,000992
Income before extraordinary items$3,769,0001,527
Extraordinary gains, net$029
Net income$3,769,0001,529
Minority interest net income$093
Net income of bank and minority interests.$3,769,0001,528
Net charge-offs$2,239,0001,066
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,116,2601,695
2012-09-30 (YTD Data)Rank
Total interest income$12,731,0001,597
Total interest expense$2,188,0001,593
Net interest income$10,543,0001,581
Provision for loan and lease losses$1,759,000955
Total noninterest income$541,0003,867
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$87,0005,277
Trading account gains and fees$0157
Additional Noninterest Income$454,0003,090
Total noninterest expense$6,114,0002,319
Salaries and employee benefits$3,299,0002,248
Premises and equipment expense$535,0003,008
Additional noninterest expense$2,280,0002,137
Pre-tax net operating income$3,211,0001,609
Securities gains (losses)$943,000424
Applicable income taxes$1,320,000996
Income before extraordinary items$2,834,0001,565
Extraordinary gains, net$020
Net income$2,834,0001,566
Minority interest net income$086
Net income of bank and minority interests.$2,834,0001,566
Net charge-offs$1,962,000940
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,192,7601,829
2012-06-30 (YTD Data)Rank
Total interest income$8,675,0001,571
Total interest expense$1,521,0001,584
Net interest income$7,154,0001,555
Provision for loan and lease losses$1,666,000741
Total noninterest income$143,0005,378
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$57,0005,318
Trading account gains and fees$0153
Additional Noninterest Income$86,0004,844
Total noninterest expense$4,209,0002,277
Salaries and employee benefits$2,287,0002,183
Premises and equipment expense$383,0002,857
Additional noninterest expense$1,539,0002,109
Pre-tax net operating income$1,422,0002,232
Securities gains (losses)$940,000296
Applicable income taxes$733,0001,132
Income before extraordinary items$1,629,0001,761
Extraordinary gains, net$019
Net income$1,629,0001,759
Minority interest net income$084
Net income of bank and minority interests.$1,629,0001,761
Net charge-offs$1,776,000757
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$980,4002,515
2012-03-31 (YTD Data)Rank
Total interest income$4,422,0001,558
Total interest expense$805,0001,558
Net interest income$3,617,0001,549
Provision for loan and lease losses$1,078,000577
Total noninterest income$-147,0007,227
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$31,0005,167
Trading account gains and fees$0148
Additional Noninterest Income$-178,0007,196
Total noninterest expense$2,005,0002,362
Salaries and employee benefits$1,034,0002,399
Premises and equipment expense$186,0002,940
Additional noninterest expense$785,0002,067
Pre-tax net operating income$387,0003,363
Securities gains (losses)$938,000151
Applicable income taxes$431,0001,013
Income before extraordinary items$894,0001,629
Extraordinary gains, net$019
Net income$894,0001,630
Minority interest net income$078
Net income of bank and minority interests.$894,0001,630
Net charge-offs$1,173,000603
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$265,5403,709
2011-12-31 (YTD Data)Rank
Total interest income$18,870,0001,508
Total interest expense$4,025,0001,505
Net interest income$14,845,0001,502
Provision for loan and lease losses$4,277,000898
Total noninterest income$-601,0007,209
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$134,0005,077
Trading account gains and fees$0146
Additional Noninterest Income$-735,0007,152
Total noninterest expense$7,967,0002,384
Salaries and employee benefits$4,052,0002,371
Premises and equipment expense$709,0003,177
Additional noninterest expense$3,206,0002,079
Pre-tax net operating income$2,000,0002,516
Securities gains (losses)$21,0003,059
Applicable income taxes$301,0002,528
Income before extraordinary items$1,720,0002,522
Extraordinary gains, net$029
Net income$1,720,0002,522
Minority interest net income$096
Net income of bank and minority interests.$1,720,0002,523
Net charge-offs$2,488,0001,356
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,702,1502,461
2011-09-30 (YTD Data)Rank
Total interest income$14,499,0001,497
Total interest expense$3,117,0001,515
Net interest income$11,382,0001,470
Provision for loan and lease losses$3,438,000839
Total noninterest income$-854,0007,344
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$98,0005,150
Trading account gains and fees$0145
Additional Noninterest Income$-952,0007,315
Total noninterest expense$6,028,0002,374
Salaries and employee benefits$3,045,0002,371
Premises and equipment expense$531,0003,217
Additional noninterest expense$2,452,0002,044
Pre-tax net operating income$1,062,0003,200
Securities gains (losses)$-111,0007,231
Applicable income taxes$-24,0006,853
Income before extraordinary items$975,0003,117
Extraordinary gains, net$021
Net income$975,0003,118
Minority interest net income$087
Net income of bank and minority interests.$975,0003,118
Net charge-offs$2,266,0001,124
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,086,0002,801
2011-06-30 (YTD Data)Rank
Total interest income$9,717,0001,497
Total interest expense$2,135,0001,530
Net interest income$7,582,0001,468
Provision for loan and lease losses$2,752,000730
Total noninterest income$-789,0007,438
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$63,0005,201
Trading account gains and fees$0153
Additional Noninterest Income$-852,0007,422
Total noninterest expense$4,077,0002,359
Salaries and employee benefits$1,999,0002,423
Premises and equipment expense$359,0003,194
Additional noninterest expense$1,719,0001,990
Pre-tax net operating income$-36,0006,299
Securities gains (losses)$-111,0007,326
Applicable income taxes$-221,0007,230
Income before extraordinary items$74,0005,862
Extraordinary gains, net$015
Net income$74,0005,861
Minority interest net income$089
Net income of bank and minority interests.$74,0005,862
Net charge-offs$1,639,0001,047
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$145,0405,304
2011-03-31 (YTD Data)Rank
Total interest income$4,821,0001,522
Total interest expense$1,095,0001,551
Net interest income$3,726,0001,499
Provision for loan and lease losses$1,109,000792
Total noninterest income$-408,0007,509
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$30,0005,223
Trading account gains and fees$0158
Additional Noninterest Income$-438,0007,499
Total noninterest expense$2,000,0002,419
Salaries and employee benefits$981,0002,473
Premises and equipment expense$171,0003,368
Additional noninterest expense$848,0001,992
Pre-tax net operating income$209,0004,167
Securities gains (losses)$-111,0007,412
Applicable income taxes$-45,0007,180
Income before extraordinary items$143,0004,531
Extraordinary gains, net$09
Net income$143,0004,530
Minority interest net income$086
Net income of bank and minority interests.$143,0004,531
Net charge-offs$576,0001,224
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$254,0003,492
2010-12-31 (YTD Data)Rank
Total interest income$20,709,0001,486
Total interest expense$6,303,0001,312
Net interest income$14,406,0001,556
Provision for loan and lease losses$6,202,000970
Total noninterest income$-1,058,0007,548
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$102,0005,453
Trading account gains and fees$0175
Additional Noninterest Income$-1,160,0007,507
Total noninterest expense$8,990,0002,158
Salaries and employee benefits$4,262,0002,262
Premises and equipment expense$633,0003,577
Additional noninterest expense$4,095,0001,756
Pre-tax net operating income$-1,844,0006,732
Securities gains (losses)$-13,0007,048
Applicable income taxes$-995,0007,316
Income before extraordinary items$-862,0006,526
Extraordinary gains, net$029
Net income$-862,0006,527
Minority interest net income$0111
Net income of bank and minority interests.$-862,0006,527
Net charge-offs$8,137,000708
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-853,6806,484
2010-09-30 (YTD Data)Rank
Total interest income$15,777,0001,499
Total interest expense$4,985,0001,293
Net interest income$10,792,0001,568
Provision for loan and lease losses$5,076,000868
Total noninterest income$-589,0007,653
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$75,0005,574
Trading account gains and fees$0165
Additional Noninterest Income$-664,0007,607
Total noninterest expense$6,915,0002,090
Salaries and employee benefits$3,263,0002,228
Premises and equipment expense$467,0003,677
Additional noninterest expense$3,185,0001,672
Pre-tax net operating income$-1,788,0007,023
Securities gains (losses)$-13,0007,228
Applicable income taxes$-888,0007,472
Income before extraordinary items$-913,0006,868
Extraordinary gains, net$023
Net income$-913,0006,868
Minority interest net income$0110
Net income of bank and minority interests.$-913,0006,868
Net charge-offs$7,554,000589
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-904,6806,813
2010-06-30 (YTD Data)Rank
Total interest income$10,599,0001,506
Total interest expense$3,494,0001,277
Net interest income$7,105,0001,591
Provision for loan and lease losses$4,520,000687
Total noninterest income$-691,0007,768
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$50,0005,593
Trading account gains and fees$0152
Additional Noninterest Income$-741,0007,742
Total noninterest expense$4,708,0002,062
Salaries and employee benefits$2,254,0002,162
Premises and equipment expense$324,0003,594
Additional noninterest expense$2,130,0001,654
Pre-tax net operating income$-2,814,0007,388
Securities gains (losses)$-111,0007,535
Applicable income taxes$-1,255,0007,636
Income before extraordinary items$-1,670,0007,285
Extraordinary gains, net$019
Net income$-1,670,0007,284
Minority interest net income$0105
Net income of bank and minority interests.$-1,670,0007,285
Net charge-offs$7,019,000433
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,598,9607,253
2010-03-31 (YTD Data)Rank
Total interest income$5,347,0001,530
Total interest expense$1,792,0001,307
Net interest income$3,555,0001,613
Provision for loan and lease losses$851,0001,309
Total noninterest income$191,0003,748
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$26,0005,562
Trading account gains and fees$0175
Additional Noninterest Income$165,0002,679
Total noninterest expense$2,108,0002,314
Salaries and employee benefits$991,0002,484
Premises and equipment expense$155,0003,807
Additional noninterest expense$962,0001,804
Pre-tax net operating income$787,0001,640
Securities gains (losses)$-62,0007,645
Applicable income taxes$229,0001,303
Income before extraordinary items$496,0002,155
Extraordinary gains, net$016
Net income$496,0002,154
Minority interest net income$091
Net income of bank and minority interests.$496,0002,155
Net charge-offs$546,0001,515
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$538,1601,937
2009-12-31 (YTD Data)Rank
Total interest income$22,198,0001,543
Total interest expense$11,146,0001,060
Net interest income$11,052,0001,992
Provision for loan and lease losses$9,363,000925
Total noninterest income$659,0004,187
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$112,0005,598
Trading account gains and fees$0211
Additional Noninterest Income$547,0003,050
Total noninterest expense$7,928,0002,483
Salaries and employee benefits$3,847,0002,533
Premises and equipment expense$634,0003,740
Additional noninterest expense$3,447,0002,080
Pre-tax net operating income$-5,580,0007,231
Securities gains (losses)$-212,0007,430
Applicable income taxes$-2,533,0007,582
Income before extraordinary items$-3,259,0007,042
Extraordinary gains, net$034
Net income$-3,259,0007,040
Minority interest net income$0115
Net income of bank and minority interests.$-3,259,0007,040
Net charge-offs$8,364,000786
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,123,3207,019
2009-09-30 (YTD Data)Rank
Total interest income$16,773,0001,560
Total interest expense$8,933,0001,047
Net interest income$7,840,0002,091
Provision for loan and lease losses$8,368,000719
Total noninterest income$546,0004,049
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$85,0005,621
Trading account gains and fees$0212
Additional Noninterest Income$461,0002,951
Total noninterest expense$6,016,0002,459
Salaries and employee benefits$2,880,0002,556
Premises and equipment expense$483,0003,712
Additional noninterest expense$2,653,0001,992
Pre-tax net operating income$-5,998,0007,565
Securities gains (losses)$-388,0007,699
Applicable income taxes$-2,680,0007,786
Income before extraordinary items$-3,706,0007,454
Extraordinary gains, net$027
Net income$-3,706,0007,454
Minority interest net income$0118
Net income of bank and minority interests.$-3,706,0007,454
Net charge-offs$6,924,000651
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,457,6807,437
2009-06-30 (YTD Data)Rank
Total interest income$11,313,0001,571
Total interest expense$6,265,0001,065
Net interest income$5,048,0002,169
Provision for loan and lease losses$7,963,000535
Total noninterest income$286,0004,523
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$56,0005,635
Trading account gains and fees$0193
Additional Noninterest Income$230,0003,427
Total noninterest expense$4,009,0002,494
Salaries and employee benefits$1,880,0002,642
Premises and equipment expense$299,0003,943
Additional noninterest expense$1,830,0001,955
Pre-tax net operating income$-6,638,0007,823
Securities gains (losses)$-251,0007,819
Applicable income taxes$-2,805,0007,960
Income before extraordinary items$-4,084,0007,737
Extraordinary gains, net$021
Net income$-4,084,0007,736
Minority interest net income$0112
Net income of bank and minority interests.$-4,084,0007,736
Net charge-offs$6,564,000493
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,923,3607,723
2009-03-31 (YTD Data)Rank
Total interest income$5,735,0001,580
Total interest expense$3,212,0001,078
Net interest income$2,523,0002,168
Provision for loan and lease losses$2,855,000584
Total noninterest income$149,0004,420
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$29,0005,556
Trading account gains and fees$0171
Additional Noninterest Income$120,0003,356
Total noninterest expense$1,896,0002,550
Salaries and employee benefits$928,0002,724
Premises and equipment expense$176,0003,557
Additional noninterest expense$792,0002,012
Pre-tax net operating income$-2,079,0007,840
Securities gains (losses)$-273,0008,069
Applicable income taxes$-983,0008,002
Income before extraordinary items$-1,369,0007,802
Extraordinary gains, net$015
Net income$-1,369,0007,803
Minority interest net income$0102
Net income of bank and minority interests.$-1,369,0007,803
Net charge-offs$1,588,000710
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,194,2807,751
2008-12-31 (YTD Data)Rank
Total interest income$23,630,0001,637
Total interest expense$14,703,0001,106
Net interest income$8,927,0002,438
Provision for loan and lease losses$3,114,0001,350
Total noninterest income$938,0003,546
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$117,0005,687
Trading account gains and fees$0154
Additional Noninterest Income$821,0002,427
Total noninterest expense$6,815,0002,749
Salaries and employee benefits$3,726,0002,667
Premises and equipment expense$707,0003,482
Additional noninterest expense$2,382,0002,444
Pre-tax net operating income$-64,0006,416
Securities gains (losses)$-2,627,0007,959
Applicable income taxes$-1,253,0007,786
Income before extraordinary items$-1,438,0007,194
Extraordinary gains, net$039
Net income$-1,438,0007,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$935,0002,032
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$243,2805,478
2008-09-30 (YTD Data)Rank
Total interest income$17,775,0001,667
Total interest expense$11,298,0001,116
Net interest income$6,477,0002,543
Provision for loan and lease losses$1,996,0001,193
Total noninterest income$802,0003,331
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$82,0005,812
Trading account gains and fees$0148
Additional Noninterest Income$720,0002,278
Total noninterest expense$4,945,0002,800
Salaries and employee benefits$2,768,0002,721
Premises and equipment expense$448,0003,954
Additional noninterest expense$1,729,0002,449
Pre-tax net operating income$338,0005,494
Securities gains (losses)$-2,026,0008,065
Applicable income taxes$-811,0007,999
Income before extraordinary items$-877,0007,441
Extraordinary gains, net$031
Net income$-877,0007,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,0001,569
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$419,6404,884
2008-06-30 (YTD Data)Rank
Total interest income$11,927,0001,684
Total interest expense$7,892,0001,107
Net interest income$4,035,0002,690
Provision for loan and lease losses$1,838,000835
Total noninterest income$514,0003,443
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$51,0005,920
Trading account gains and fees$0149
Additional Noninterest Income$463,0002,366
Total noninterest expense$3,253,0002,836
Salaries and employee benefits$1,820,0002,778
Premises and equipment expense$306,0003,916
Additional noninterest expense$1,127,0002,468
Pre-tax net operating income$-542,0007,638
Securities gains (losses)$-1,260,0008,383
Applicable income taxes$-795,0008,248
Income before extraordinary items$-1,007,0007,998
Extraordinary gains, net$021
Net income$-1,007,0007,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$611,0001,158
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-200,6007,387
2008-03-31 (YTD Data)Rank
Total interest income$6,121,0001,693
Total interest expense$4,225,0001,109
Net interest income$1,896,0002,837
Provision for loan and lease losses$115,0002,537
Total noninterest income$246,0003,549
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$27,0005,833
Trading account gains and fees$0158
Additional Noninterest Income$219,0002,443
Total noninterest expense$1,602,0002,880
Salaries and employee benefits$913,0002,790
Premises and equipment expense$154,0003,903
Additional noninterest expense$535,0002,561
Pre-tax net operating income$425,0003,404
Securities gains (losses)$-455,0008,452
Applicable income taxes$-60,0008,058
Income before extraordinary items$30,0006,876
Extraordinary gains, net$015
Net income$30,0006,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,854
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$321,2003,554
2007-12-31 (YTD Data)Rank
Total interest income$28,454,0001,514
Total interest expense$18,969,0001,030
Net interest income$9,485,0002,343
Provision for loan and lease losses$30,0006,068
Total noninterest income$1,018,0003,503
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$106,0005,958
Trading account gains and fees$0178
Additional Noninterest Income$912,0002,360
Total noninterest expense$6,160,0002,899
Salaries and employee benefits$3,599,0002,730
Premises and equipment expense$619,0003,752
Additional noninterest expense$1,942,0002,727
Pre-tax net operating income$4,313,0001,865
Securities gains (losses)$02,146
Applicable income taxes$1,464,0001,435
Income before extraordinary items$2,849,0002,119
Extraordinary gains, net$039
Net income$2,849,0002,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,253
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,849,0002,104
2007-09-30 (YTD Data)Rank
Total interest income$21,469,0001,517
Total interest expense$14,344,0001,024
Net interest income$7,125,0002,348
Provision for loan and lease losses$06,528
Total noninterest income$761,0003,510
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$76,0006,039
Trading account gains and fees$0184
Additional Noninterest Income$685,0002,358
Total noninterest expense$4,648,0002,858
Salaries and employee benefits$2,700,0002,724
Premises and equipment expense$473,0003,702
Additional noninterest expense$1,475,0002,653
Pre-tax net operating income$3,238,0001,975
Securities gains (losses)$01,655
Applicable income taxes$1,106,0001,533
Income before extraordinary items$2,132,0002,263
Extraordinary gains, net$033
Net income$2,132,0002,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,610
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,132,0002,243
2007-06-30 (YTD Data)Rank
Total interest income$14,304,0001,527
Total interest expense$9,510,0001,035
Net interest income$4,794,0002,363
Provision for loan and lease losses$06,209
Total noninterest income$501,0003,559
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$50,0006,089
Trading account gains and fees$0168
Additional Noninterest Income$451,0002,405
Total noninterest expense$3,107,0002,882
Salaries and employee benefits$1,790,0002,770
Premises and equipment expense$336,0003,549
Additional noninterest expense$981,0002,676
Pre-tax net operating income$2,188,0002,002
Securities gains (losses)$01,444
Applicable income taxes$751,0001,564
Income before extraordinary items$1,437,0002,277
Extraordinary gains, net$029
Net income$1,437,0002,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,437,0002,258
2007-03-31 (YTD Data)Rank
Total interest income$7,262,0001,497
Total interest expense$4,721,0001,040
Net interest income$2,541,0002,266
Provision for loan and lease losses$05,779
Total noninterest income$250,0003,531
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$26,0006,005
Trading account gains and fees$0195
Additional Noninterest Income$224,0002,383
Total noninterest expense$1,617,0002,789
Salaries and employee benefits$937,0002,696
Premises and equipment expense$164,0003,633
Additional noninterest expense$516,0002,549
Pre-tax net operating income$1,174,0001,893
Securities gains (losses)$01,187
Applicable income taxes$409,0001,497
Income before extraordinary items$765,0002,146
Extraordinary gains, net$022
Net income$765,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$765,0002,140
2006-12-31 (YTD Data)Rank
Total interest income$28,888,0001,377
Total interest expense$17,754,000942
Net interest income$11,134,0002,087
Provision for loan and lease losses$06,850
Total noninterest income$1,026,0003,491
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$111,0006,003
Trading account gains and fees$0130
Additional Noninterest Income$915,0002,364
Total noninterest expense$6,130,0002,826
Salaries and employee benefits$3,560,0002,705
Premises and equipment expense$632,0003,618
Additional noninterest expense$1,938,0002,648
Pre-tax net operating income$6,030,0001,593
Securities gains (losses)$01,687
Applicable income taxes$2,134,0001,263
Income before extraordinary items$3,896,0001,835
Extraordinary gains, net$051
Net income$3,896,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-560,0008,648
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,896,0001,809
2006-09-30 (YTD Data)Rank
Total interest income$21,302,0001,398
Total interest expense$12,870,000945
Net interest income$8,432,0002,078
Provision for loan and lease losses$06,685
Total noninterest income$778,0003,457
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$83,0006,071
Trading account gains and fees$0126
Additional Noninterest Income$695,0002,332
Total noninterest expense$4,589,0002,820
Salaries and employee benefits$2,665,0002,708
Premises and equipment expense$481,0003,579
Additional noninterest expense$1,443,0002,648
Pre-tax net operating income$4,621,0001,607
Securities gains (losses)$01,388
Applicable income taxes$1,638,0001,304
Income before extraordinary items$2,983,0001,840
Extraordinary gains, net$045
Net income$2,983,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-560,0008,704
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,983,0001,822
2006-06-30 (YTD Data)Rank
Total interest income$13,899,0001,396
Total interest expense$8,134,000950
Net interest income$5,765,0002,030
Provision for loan and lease losses$06,419
Total noninterest income$513,0003,466
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$55,0006,106
Trading account gains and fees$0126
Additional Noninterest Income$458,0002,341
Total noninterest expense$3,064,0002,833
Salaries and employee benefits$1,748,0002,746
Premises and equipment expense$333,0003,467
Additional noninterest expense$983,0002,611
Pre-tax net operating income$3,214,0001,559
Securities gains (losses)$01,185
Applicable income taxes$1,144,0001,249
Income before extraordinary items$2,070,0001,759
Extraordinary gains, net$039
Net income$2,070,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-560,0008,739
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,070,0001,748
2006-03-31 (YTD Data)Rank
Total interest income$6,764,0001,395
Total interest expense$3,790,000963
Net interest income$2,974,0001,954
Provision for loan and lease losses$06,013
Total noninterest income$256,0003,405
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$41,0005,358
Trading account gains and fees$0115
Additional Noninterest Income$215,0002,387
Total noninterest expense$1,504,0002,869
Salaries and employee benefits$879,0002,743
Premises and equipment expense$152,0003,747
Additional noninterest expense$473,0002,666
Pre-tax net operating income$1,726,0001,440
Securities gains (losses)$0955
Applicable income taxes$608,0001,181
Income before extraordinary items$1,118,0001,609
Extraordinary gains, net$021
Net income$1,118,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,118,0001,589
2005-12-31 (YTD Data)Rank
Total interest income$27,228,0001,229
Total interest expense$11,871,000940
Net interest income$15,357,0001,415
Provision for loan and lease losses$07,120
Total noninterest income$1,027,0003,491
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$152,0005,600
Trading account gains and fees$0138
Additional Noninterest Income$875,0002,404
Total noninterest expense$6,329,0002,615
Salaries and employee benefits$3,775,0002,418
Premises and equipment expense$692,0003,269
Additional noninterest expense$1,862,0002,675
Pre-tax net operating income$10,055,000979
Securities gains (losses)$-90,0008,391
Applicable income taxes$3,704,000821
Income before extraordinary items$6,261,0001,162
Extraordinary gains, net$046
Net income$6,261,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-440,0008,779
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,318,6001,124
2005-09-30 (YTD Data)Rank
Total interest income$20,558,0001,178
Total interest expense$8,435,000937
Net interest income$12,123,0001,339
Provision for loan and lease losses$06,899
Total noninterest income$775,0003,478
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$111,0005,669
Trading account gains and fees$0126
Additional Noninterest Income$664,0002,397
Total noninterest expense$4,820,0002,559
Salaries and employee benefits$2,918,0002,325
Premises and equipment expense$489,0003,410
Additional noninterest expense$1,413,0002,603
Pre-tax net operating income$8,078,000917
Securities gains (losses)$-90,0008,611
Applicable income taxes$2,969,000786
Income before extraordinary items$5,019,0001,070
Extraordinary gains, net$035
Net income$5,019,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-440,0008,806
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,076,6001,042
2005-06-30 (YTD Data)Rank
Total interest income$13,970,0001,113
Total interest expense$5,364,000920
Net interest income$8,606,0001,233
Provision for loan and lease losses$06,626
Total noninterest income$532,0003,377
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$74,0005,641
Trading account gains and fees$0116
Additional Noninterest Income$458,0002,317
Total noninterest expense$3,252,0002,499
Salaries and employee benefits$1,988,0002,265
Premises and equipment expense$323,0003,407
Additional noninterest expense$941,0002,587
Pre-tax net operating income$5,886,000811
Securities gains (losses)$95,000589
Applicable income taxes$2,233,000703
Income before extraordinary items$3,748,000932
Extraordinary gains, net$030
Net income$3,748,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-440,0008,818
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,687,200926
2005-03-31 (YTD Data)Rank
Total interest income$7,325,0001,033
Total interest expense$2,536,000924
Net interest income$4,789,0001,092
Provision for loan and lease losses$06,226
Total noninterest income$268,0003,313
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$37,0005,594
Trading account gains and fees$0115
Additional Noninterest Income$231,0002,270
Total noninterest expense$1,574,0002,595
Salaries and employee benefits$932,0002,421
Premises and equipment expense$155,0003,563
Additional noninterest expense$487,0002,499
Pre-tax net operating income$3,483,000703
Securities gains (losses)$01,685
Applicable income taxes$1,307,000628
Income before extraordinary items$2,176,000808
Extraordinary gains, net$024
Net income$2,176,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,176,000785
2004-12-31 (YTD Data)Rank
Total interest income$26,681,0001,057
Total interest expense$8,320,000976
Net interest income$18,361,0001,090
Provision for loan and lease losses$197,0003,726
Total noninterest income$1,005,0003,525
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$145,0005,851
Trading account gains and fees$0138
Additional Noninterest Income$860,0002,368
Total noninterest expense$6,096,0002,592
Salaries and employee benefits$3,658,0002,375
Premises and equipment expense$622,0003,429
Additional noninterest expense$1,816,0002,631
Pre-tax net operating income$13,073,000694
Securities gains (losses)$185,000866
Applicable income taxes$4,964,000608
Income before extraordinary items$8,294,000800
Extraordinary gains, net$034
Net income$8,294,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,000782
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,175,600784
2004-09-30 (YTD Data)Rank
Total interest income$19,991,0001,044
Total interest expense$5,932,0001,002
Net interest income$14,059,0001,050
Provision for loan and lease losses$197,0003,018
Total noninterest income$768,0003,507
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$113,0005,820
Trading account gains and fees$0134
Additional Noninterest Income$655,0002,369
Total noninterest expense$4,561,0002,571
Salaries and employee benefits$2,740,0002,362
Premises and equipment expense$469,0003,430
Additional noninterest expense$1,352,0002,618
Pre-tax net operating income$10,069,000682
Securities gains (losses)$185,000797
Applicable income taxes$3,840,000603
Income before extraordinary items$6,414,000785
Extraordinary gains, net$026
Net income$6,414,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,000571
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,295,600760
2004-06-30 (YTD Data)Rank
Total interest income$12,874,0001,073
Total interest expense$3,784,0001,034
Net interest income$9,090,0001,076
Provision for loan and lease losses$197,0002,246
Total noninterest income$554,0003,345
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$73,0005,890
Trading account gains and fees$0130
Additional Noninterest Income$481,0002,251
Total noninterest expense$3,050,0002,575
Salaries and employee benefits$1,801,0002,392
Premises and equipment expense$326,0003,323
Additional noninterest expense$923,0002,565
Pre-tax net operating income$6,397,000707
Securities gains (losses)$139,000830
Applicable income taxes$2,441,000624
Income before extraordinary items$4,095,000803
Extraordinary gains, net$021
Net income$4,095,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,000426
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,006,040782
2004-03-31 (YTD Data)Rank
Total interest income$6,431,0001,089
Total interest expense$1,901,0001,041
Net interest income$4,530,0001,092
Provision for loan and lease losses$06,501
Total noninterest income$266,0003,377
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$38,0005,782
Trading account gains and fees$0121
Additional Noninterest Income$228,0002,268
Total noninterest expense$1,481,0002,656
Salaries and employee benefits$901,0002,410
Premises and equipment expense$146,0003,659
Additional noninterest expense$434,0002,692
Pre-tax net operating income$3,315,000672
Securities gains (losses)$139,000652
Applicable income taxes$1,280,000608
Income before extraordinary items$2,174,000766
Extraordinary gains, net$016
Net income$2,174,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,085,040751
2003-12-31 (YTD Data)Rank
Total interest income$26,017,0001,085
Total interest expense$8,227,0001,089
Net interest income$17,790,0001,085
Provision for loan and lease losses$07,651
Total noninterest income$810,0004,201
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$121,0006,263
Trading account gains and fees$0160
Additional Noninterest Income$689,0002,994
Total noninterest expense$5,494,0002,815
Salaries and employee benefits$3,411,0002,475
Premises and equipment expense$571,0003,668
Additional noninterest expense$1,512,0003,057
Pre-tax net operating income$13,106,000672
Securities gains (losses)$98,0001,917
Applicable income taxes$4,893,000629
Income before extraordinary items$8,311,000783
Extraordinary gains, net$054
Net income$8,311,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,726
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,248,280738
2003-09-30 (YTD Data)Rank
Total interest income$19,859,0001,085
Total interest expense$6,270,0001,117
Net interest income$13,589,0001,076
Provision for loan and lease losses$07,481
Total noninterest income$601,0004,275
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$85,0006,406
Trading account gains and fees$0153
Additional Noninterest Income$516,0003,080
Total noninterest expense$4,077,0002,850
Salaries and employee benefits$2,529,0002,494
Premises and equipment expense$427,0003,665
Additional noninterest expense$1,121,0003,076
Pre-tax net operating income$10,113,000680
Securities gains (losses)$60,0002,163
Applicable income taxes$3,778,000641
Income before extraordinary items$6,395,000800
Extraordinary gains, net$040
Net income$6,395,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,690
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,356,600745
2003-06-30 (YTD Data)Rank
Total interest income$13,362,0001,089
Total interest expense$4,279,0001,118
Net interest income$9,083,0001,073
Provision for loan and lease losses$07,324
Total noninterest income$399,0004,247
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$53,0006,490
Trading account gains and fees$0150
Additional Noninterest Income$346,0003,033
Total noninterest expense$2,757,0002,805
Salaries and employee benefits$1,678,0002,498
Premises and equipment expense$293,0003,567
Additional noninterest expense$786,0002,909
Pre-tax net operating income$6,725,000680
Securities gains (losses)$60,0001,899
Applicable income taxes$2,518,000647
Income before extraordinary items$4,267,000794
Extraordinary gains, net$030
Net income$4,267,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,733
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,228,600740
2003-03-31 (YTD Data)Rank
Total interest income$6,692,0001,097
Total interest expense$2,189,0001,122
Net interest income$4,503,0001,086
Provision for loan and lease losses$06,934
Total noninterest income$192,0004,272
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$25,0006,543
Trading account gains and fees$0134
Additional Noninterest Income$167,0003,023
Total noninterest expense$1,277,0002,984
Salaries and employee benefits$766,0002,710
Premises and equipment expense$144,0003,607
Additional noninterest expense$367,0003,068
Pre-tax net operating income$3,418,000663
Securities gains (losses)$02,891
Applicable income taxes$1,260,000650
Income before extraordinary items$2,158,000784
Extraordinary gains, net$021
Net income$2,158,000783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,558
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,158,000721
2002-12-31 (YTD Data)Rank
Total interest income$27,229,0001,135
Total interest expense$11,082,0001,008
Net interest income$16,147,0001,196
Provision for loan and lease losses$-9,0009,184
Total noninterest income$768,0004,101
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$109,0006,431
Trading account gains and fees$0153
Additional Noninterest Income$659,0002,804
Total noninterest expense$4,821,0003,017
Salaries and employee benefits$2,998,0002,631
Premises and equipment expense$560,0003,614
Additional noninterest expense$1,263,0003,465
Pre-tax net operating income$12,103,000728
Securities gains (losses)$196,0001,189
Applicable income taxes$4,610,000641
Income before extraordinary items$7,689,000826
Extraordinary gains, net$070
Net income$7,689,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-84,0009,219
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,563,560807
2001-12-31 (YTD Data)Rank
Total interest income$27,552,0001,248
Total interest expense$16,498,000970
Net interest income$11,054,0001,612
Provision for loan and lease losses$31,0007,199
Total noninterest income$798,0003,856
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$80,0006,973
Trading account gains and fees$0177
Additional Noninterest Income$718,0002,539
Total noninterest expense$4,132,0003,336
Salaries and employee benefits$2,657,0002,803
Premises and equipment expense$498,0003,877
Additional noninterest expense$977,0004,141
Pre-tax net operating income$7,689,000981
Securities gains (losses)$48,0002,391
Applicable income taxes$2,812,000884
Income before extraordinary items$4,925,0001,107
Extraordinary gains, net$0105
Net income$4,925,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0009,298
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,894,2801,077
2000-12-31 (YTD Data)Rank
Total interest income$27,985,0001,265
Total interest expense$19,126,000934
Net interest income$8,859,0002,001
Provision for loan and lease losses$40,0006,852
Total noninterest income$653,0004,196
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$113,0006,341
Trading account gains and fees$0180
Additional Noninterest Income$540,0002,827
Total noninterest expense$3,840,0003,434
Salaries and employee benefits$2,434,0002,902
Premises and equipment expense$444,0004,169
Additional noninterest expense$962,0004,104
Pre-tax net operating income$5,632,0001,313
Securities gains (losses)$4,0001,432
Applicable income taxes$1,903,0001,217
Income before extraordinary items$3,733,0001,418
Extraordinary gains, net$038
Net income$3,733,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,877
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,730,3601,408
1999-12-31 (YTD Data)Rank
Total interest income$25,946,0001,252
Total interest expense$15,400,000996
Net interest income$10,546,0001,653
Provision for loan and lease losses$442,0001,949
Total noninterest income$644,0004,225
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$115,0006,446
Trading account gains and fees$0173
Additional Noninterest Income$529,0002,855
Total noninterest expense$4,682,0002,884
Salaries and employee benefits$3,072,0002,283
Premises and equipment expense$451,0004,112
Additional noninterest expense$1,159,0003,551
Pre-tax net operating income$6,066,0001,265
Securities gains (losses)$22,0001,340
Applicable income taxes$2,138,0001,165
Income before extraordinary items$3,950,0001,363
Extraordinary gains, net$035
Net income$3,950,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0009,951
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,935,7001,347
1998-12-31 (YTD Data)Rank
Total interest income$24,413,0001,320
Total interest expense$15,362,0001,030
Net interest income$9,051,0001,894
Provision for loan and lease losses$146,0004,231
Total noninterest income$656,0004,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$656,0002,496
Total noninterest expense$3,485,0003,628
Salaries and employee benefits$2,332,0002,902
Premises and equipment expense$498,0003,715
Additional noninterest expense$655,0005,418
Pre-tax net operating income$6,076,0001,233
Securities gains (losses)$8,0003,124
Applicable income taxes$2,143,0001,175
Income before extraordinary items$3,941,0001,350
Extraordinary gains, net$032
Net income$3,941,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,00010,156
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,935,8001,294
1997-12-31 (YTD Data)Rank
Total interest income$21,171,0001,553
Total interest expense$12,558,0001,268
Net interest income$8,613,0002,022
Provision for loan and lease losses$176,0003,791
Total noninterest income$737,0003,811
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$737,0002,152
Total noninterest expense$3,436,0003,663
Salaries and employee benefits$2,245,0002,954
Premises and equipment expense$581,0003,239
Additional noninterest expense$610,0005,741
Pre-tax net operating income$5,738,0001,350
Securities gains (losses)$2,0003,292
Applicable income taxes$2,121,0001,251
Income before extraordinary items$3,619,0001,493
Extraordinary gains, net$044
Net income$3,619,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,774
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,617,7201,458
1996-12-31 (YTD Data)Rank
Total interest income$21,048,0001,595
Total interest expense$12,274,0001,313
Net interest income$8,774,0002,042
Provision for loan and lease losses$56,0006,391
Total noninterest income$499,0005,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$499,0002,922
Total noninterest expense$4,958,0002,757
Salaries and employee benefits$2,058,0003,249
Premises and equipment expense$606,0003,183
Additional noninterest expense$2,294,0002,178
Pre-tax net operating income$4,259,0001,695
Securities gains (losses)$04,148
Applicable income taxes$1,613,0001,492
Income before extraordinary items$2,646,0001,872
Extraordinary gains, net$053
Net income$2,646,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,158
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,646,0001,838
1995-12-31 (YTD Data)Rank
Total interest income$19,738,0001,723
Total interest expense$11,762,0001,390
Net interest income$7,976,0002,258
Provision for loan and lease losses$105,0004,483
Total noninterest income$459,0005,486
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$459,0003,033
Total noninterest expense$3,578,0003,663
Salaries and employee benefits$1,849,0003,560
Premises and equipment expense$603,0003,198
Additional noninterest expense$1,126,0003,955
Pre-tax net operating income$4,752,0001,566
Securities gains (losses)$03,831
Applicable income taxes$1,798,0001,398
Income before extraordinary items$2,954,0001,710
Extraordinary gains, net$065
Net income$2,954,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$2,954,0001,688
1994-12-31 (YTD Data)Rank
Total interest income$18,886,0001,633
Total interest expense$9,211,0001,414
Net interest income$9,675,0001,871
Provision for loan and lease losses$132,0003,859
Total noninterest income$389,0006,244
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$389,0003,469
Total noninterest expense$3,340,0004,014
Salaries and employee benefits$1,682,0003,859
Premises and equipment expense$603,0003,254
Additional noninterest expense$1,055,0004,504
Pre-tax net operating income$6,592,0001,155
Securities gains (losses)$03,600
Applicable income taxes$2,493,0001,015
Income before extraordinary items$4,099,0001,231
Extraordinary gains, net$0249
Net income$4,099,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,00011,924
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,099,0001,242
1993-12-31 (YTD Data)Rank
Total interest income$18,429,0001,697
Total interest expense$8,775,0001,525
Net interest income$9,654,0001,868
Provision for loan and lease losses$239,0003,549
Total noninterest income$555,0005,219
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$555,0003,035
Total noninterest expense$3,367,0004,059
Salaries and employee benefits$1,701,0003,820
Premises and equipment expense$619,0003,231
Additional noninterest expense$1,047,0004,732
Pre-tax net operating income$6,603,0001,067
Securities gains (losses)$07,477
Applicable income taxes$2,425,0001,035
Income before extraordinary items$4,178,0001,227
Extraordinary gains, net$-95,00012,903
Net income$4,083,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,178,0001,136
1992-12-31 (YTD Data)Rank
Total interest income$18,813,0001,879
Total interest expense$9,694,0001,762
Net interest income$9,119,0002,008
Provision for loan and lease losses$235,0004,801
Total noninterest income$583,0005,066
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$583,0002,883
Total noninterest expense$3,231,0004,228
Salaries and employee benefits$1,615,0003,962
Premises and equipment expense$621,0003,252
Additional noninterest expense$995,0005,070
Pre-tax net operating income$6,236,0001,046
Securities gains (losses)$08,369
Applicable income taxes$2,227,0001,031
Income before extraordinary items$4,009,0001,168
Extraordinary gains, net$01,422
Net income$4,009,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,009,0001,078

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.