Home > Lisco State Bank > Income and Expense
Lisco State Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 6,737 |
| Total interest expense | $80,000 | 6,472 |
| Net interest income | $418,000 | 6,750 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $25,000 | 6,630 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $14,000 | 6,503 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 6,396 |
| Total noninterest expense | $273,000 | 6,838 |
| Salaries and employee benefits | $170,000 | 6,812 |
| Premises and equipment expense | $17,000 | 6,824 |
| Additional noninterest expense | $86,000 | 6,829 |
| Pre-tax net operating income | $170,000 | 5,766 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $170,000 | 5,748 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $170,000 | 5,749 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $170,000 | 5,749 |
| Net charge-offs | $-10,000 | 6,131 |
| Cash dividends | $100,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $170,000 | 5,682 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $318,000 | 6,797 |
| Total interest expense | $51,000 | 6,566 |
| Net interest income | $267,000 | 6,809 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $17,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $9,000 | 6,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 6,417 |
| Total noninterest expense | $179,000 | 6,894 |
| Salaries and employee benefits | $111,000 | 6,867 |
| Premises and equipment expense | $12,000 | 6,865 |
| Additional noninterest expense | $56,000 | 6,877 |
| Pre-tax net operating income | $105,000 | 5,790 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $105,000 | 5,823 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $105,000 | 5,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $105,000 | 5,825 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $105,000 | 5,734 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 6,877 |
| Total interest expense | $24,000 | 6,681 |
| Net interest income | $133,000 | 6,879 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $8,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $89,000 | 6,972 |
| Salaries and employee benefits | $55,000 | 6,935 |
| Premises and equipment expense | $6,000 | 6,929 |
| Additional noninterest expense | $28,000 | 6,959 |
| Pre-tax net operating income | $52,000 | 5,818 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $52,000 | 5,822 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $52,000 | 5,824 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $52,000 | 5,824 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $52,000 | 5,733 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 6,911 |
| Total interest expense | $136,000 | 6,679 |
| Net interest income | $610,000 | 6,915 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $33,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $19,000 | 6,677 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $14,000 | 6,358 |
| Total noninterest expense | $369,000 | 7,030 |
| Salaries and employee benefits | $219,000 | 6,998 |
| Premises and equipment expense | $25,000 | 7,007 |
| Additional noninterest expense | $125,000 | 7,011 |
| Pre-tax net operating income | $274,000 | 5,486 |
| Securities gains (losses) | $11,000 | 3,357 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $285,000 | 5,520 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $285,000 | 5,517 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $285,000 | 5,518 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $274,000 | 5,359 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $558,000 | 7,013 |
| Total interest expense | $105,000 | 6,789 |
| Net interest income | $453,000 | 7,025 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $25,000 | 6,822 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $14,000 | 6,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 6,470 |
| Total noninterest expense | $265,000 | 7,135 |
| Salaries and employee benefits | $162,000 | 7,101 |
| Premises and equipment expense | $17,000 | 7,107 |
| Additional noninterest expense | $86,000 | 7,124 |
| Pre-tax net operating income | $213,000 | 5,633 |
| Securities gains (losses) | $11,000 | 3,090 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $224,000 | 5,624 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $224,000 | 5,623 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $224,000 | 5,623 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $34,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $213,000 | 5,490 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $362,000 | 7,085 |
| Total interest expense | $68,000 | 6,877 |
| Net interest income | $294,000 | 7,095 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $18,000 | 6,864 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,504 |
| Total noninterest expense | $177,000 | 7,200 |
| Salaries and employee benefits | $108,000 | 7,161 |
| Premises and equipment expense | $11,000 | 7,170 |
| Additional noninterest expense | $58,000 | 7,185 |
| Pre-tax net operating income | $135,000 | 5,675 |
| Securities gains (losses) | $11,000 | 2,698 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $146,000 | 5,656 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $146,000 | 5,655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $146,000 | 5,655 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $34,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $135,000 | 5,543 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $179,000 | 7,144 |
| Total interest expense | $34,000 | 6,960 |
| Net interest income | $145,000 | 7,152 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $8,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $92,000 | 7,260 |
| Salaries and employee benefits | $54,000 | 7,222 |
| Premises and equipment expense | $5,000 | 7,233 |
| Additional noninterest expense | $33,000 | 7,215 |
| Pre-tax net operating income | $61,000 | 5,804 |
| Securities gains (losses) | $11,000 | 1,753 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $72,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 5,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $72,000 | 5,721 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $61,000 | 5,711 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 7,178 |
| Total interest expense | $175,000 | 6,988 |
| Net interest income | $609,000 | 7,195 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $33,000 | 6,864 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $14,000 | 6,474 |
| Total noninterest expense | $357,000 | 7,314 |
| Salaries and employee benefits | $213,000 | 7,283 |
| Premises and equipment expense | $28,000 | 7,277 |
| Additional noninterest expense | $116,000 | 7,299 |
| Pre-tax net operating income | $285,000 | 5,279 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $285,000 | 5,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $285,000 | 5,300 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $285,000 | 5,300 |
| Net charge-offs | $-5,000 | 6,942 |
| Cash dividends | $132,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $285,000 | 5,184 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 7,248 |
| Total interest expense | $136,000 | 7,065 |
| Net interest income | $449,000 | 7,275 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $25,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $14,000 | 6,802 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $11,000 | 6,610 |
| Total noninterest expense | $266,000 | 7,384 |
| Salaries and employee benefits | $156,000 | 7,356 |
| Premises and equipment expense | $22,000 | 7,337 |
| Additional noninterest expense | $88,000 | 7,368 |
| Pre-tax net operating income | $208,000 | 5,443 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $208,000 | 5,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,466 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $208,000 | 5,466 |
| Net charge-offs | $-5,000 | 6,888 |
| Cash dividends | $107,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $208,000 | 5,326 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $381,000 | 7,327 |
| Total interest expense | $93,000 | 7,138 |
| Net interest income | $288,000 | 7,352 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $16,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $9,000 | 6,846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $178,000 | 7,460 |
| Salaries and employee benefits | $107,000 | 7,424 |
| Premises and equipment expense | $13,000 | 7,428 |
| Additional noninterest expense | $58,000 | 7,447 |
| Pre-tax net operating income | $126,000 | 5,539 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $126,000 | 5,517 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 5,516 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $126,000 | 5,517 |
| Net charge-offs | $-5,000 | 6,855 |
| Cash dividends | $107,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $126,000 | 5,430 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $179,000 | 7,413 |
| Total interest expense | $42,000 | 7,262 |
| Net interest income | $137,000 | 7,418 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $7,000 | 7,170 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $90,000 | 7,522 |
| Salaries and employee benefits | $54,000 | 7,480 |
| Premises and equipment expense | $7,000 | 7,466 |
| Additional noninterest expense | $29,000 | 7,505 |
| Pre-tax net operating income | $54,000 | 5,697 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $54,000 | 5,637 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $54,000 | 5,636 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $54,000 | 5,637 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $54,000 | 5,590 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 7,505 |
| Total interest expense | $119,000 | 7,492 |
| Net interest income | $556,000 | 7,478 |
| Provision for loan and lease losses | $62,000 | 6,340 |
| Total noninterest income | $124,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,566 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $99,000 | 5,456 |
| Total noninterest expense | $373,000 | 7,589 |
| Salaries and employee benefits | $227,000 | 7,550 |
| Premises and equipment expense | $28,000 | 7,567 |
| Additional noninterest expense | $118,000 | 7,578 |
| Pre-tax net operating income | $245,000 | 5,066 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $245,000 | 5,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $245,000 | 5,141 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $245,000 | 5,141 |
| Net charge-offs | $27,000 | 6,248 |
| Cash dividends | $50,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $245,000 | 4,986 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $490,000 | 7,623 |
| Total interest expense | $87,000 | 7,617 |
| Net interest income | $403,000 | 7,590 |
| Provision for loan and lease losses | $8,000 | 6,891 |
| Total noninterest income | $115,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $19,000 | 6,661 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $96,000 | 5,256 |
| Total noninterest expense | $274,000 | 7,694 |
| Salaries and employee benefits | $165,000 | 7,661 |
| Premises and equipment expense | $21,000 | 7,670 |
| Additional noninterest expense | $88,000 | 7,685 |
| Pre-tax net operating income | $236,000 | 5,112 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $236,000 | 5,150 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $236,000 | 5,152 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $236,000 | 5,153 |
| Net charge-offs | $11,000 | 6,236 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $236,000 | 4,978 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $313,000 | 7,695 |
| Total interest expense | $59,000 | 7,684 |
| Net interest income | $254,000 | 7,674 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $104,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $92,000 | 4,756 |
| Total noninterest expense | $187,000 | 7,757 |
| Salaries and employee benefits | $111,000 | 7,727 |
| Premises and equipment expense | $14,000 | 7,738 |
| Additional noninterest expense | $62,000 | 7,740 |
| Pre-tax net operating income | $165,000 | 5,127 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $165,000 | 5,126 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $165,000 | 5,129 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $165,000 | 5,128 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $165,000 | 4,971 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 7,806 |
| Total interest expense | $30,000 | 7,793 |
| Net interest income | $124,000 | 7,776 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $10,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $91,000 | 7,868 |
| Salaries and employee benefits | $55,000 | 7,824 |
| Premises and equipment expense | $6,000 | 7,840 |
| Additional noninterest expense | $30,000 | 7,846 |
| Pre-tax net operating income | $40,000 | 5,778 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $40,000 | 5,846 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 5,847 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $40,000 | 5,846 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $40,000 | 5,735 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $718,000 | 7,837 |
| Total interest expense | $153,000 | 7,841 |
| Net interest income | $565,000 | 7,793 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $50,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $33,000 | 6,736 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $17,000 | 7,025 |
| Total noninterest expense | $406,000 | 7,927 |
| Salaries and employee benefits | $252,000 | 7,874 |
| Premises and equipment expense | $20,000 | 7,949 |
| Additional noninterest expense | $134,000 | 7,914 |
| Pre-tax net operating income | $209,000 | 4,784 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $209,000 | 4,777 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $209,000 | 4,776 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $209,000 | 4,777 |
| Net charge-offs | $1,000 | 7,192 |
| Cash dividends | $50,000 | 4,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $209,000 | 4,710 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,926 |
| Total interest expense | $122,000 | 7,922 |
| Net interest income | $416,000 | 7,876 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $38,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $26,000 | 6,770 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,000 | 7,206 |
| Total noninterest expense | $318,000 | 7,992 |
| Salaries and employee benefits | $197,000 | 7,936 |
| Premises and equipment expense | $17,000 | 8,020 |
| Additional noninterest expense | $104,000 | 7,976 |
| Pre-tax net operating income | $136,000 | 5,160 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $136,000 | 5,150 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $136,000 | 5,150 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $136,000 | 5,150 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $136,000 | 5,097 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $357,000 | 8,015 |
| Total interest expense | $87,000 | 8,002 |
| Net interest income | $270,000 | 7,961 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $25,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $17,000 | 6,819 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $206,000 | 8,088 |
| Salaries and employee benefits | $133,000 | 8,017 |
| Premises and equipment expense | $9,000 | 8,121 |
| Additional noninterest expense | $64,000 | 8,078 |
| Pre-tax net operating income | $89,000 | 5,294 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $89,000 | 5,297 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 5,294 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $89,000 | 5,294 |
| Net charge-offs | $-6,000 | 7,819 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $89,000 | 5,208 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $182,000 | 8,074 |
| Total interest expense | $48,000 | 8,042 |
| Net interest income | $134,000 | 8,019 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $14,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $97,000 | 8,152 |
| Salaries and employee benefits | $67,000 | 8,063 |
| Premises and equipment expense | $4,000 | 8,178 |
| Additional noninterest expense | $26,000 | 8,154 |
| Pre-tax net operating income | $51,000 | 5,618 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $51,000 | 5,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 5,670 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $51,000 | 5,670 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,000 | 5,498 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 8,020 |
| Total interest expense | $279,000 | 8,023 |
| Net interest income | $653,000 | 7,965 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $46,000 | 7,766 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,909 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $16,000 | 7,535 |
| Total noninterest expense | $387,000 | 8,201 |
| Salaries and employee benefits | $261,000 | 8,127 |
| Premises and equipment expense | $17,000 | 8,226 |
| Additional noninterest expense | $109,000 | 8,192 |
| Pre-tax net operating income | $312,000 | 5,405 |
| Securities gains (losses) | $-55,000 | 7,174 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $257,000 | 5,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $257,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $90,000 | 5,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $312,000 | 5,219 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,100 |
| Total interest expense | $219,000 | 8,098 |
| Net interest income | $497,000 | 8,034 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $33,000 | 7,911 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $21,000 | 6,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $295,000 | 8,258 |
| Salaries and employee benefits | $196,000 | 8,198 |
| Premises and equipment expense | $13,000 | 8,309 |
| Additional noninterest expense | $86,000 | 8,241 |
| Pre-tax net operating income | $235,000 | 5,905 |
| Securities gains (losses) | $-55,000 | 7,489 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $180,000 | 5,811 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $180,000 | 5,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,856 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $235,000 | 5,706 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $490,000 | 8,156 |
| Total interest expense | $154,000 | 8,157 |
| Net interest income | $336,000 | 8,067 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $21,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $12,000 | 7,080 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $198,000 | 8,328 |
| Salaries and employee benefits | $131,000 | 8,269 |
| Premises and equipment expense | $9,000 | 8,375 |
| Additional noninterest expense | $58,000 | 8,294 |
| Pre-tax net operating income | $159,000 | 6,062 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $159,000 | 5,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $159,000 | 5,854 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 8,176 |
| Total interest expense | $85,000 | 8,180 |
| Net interest income | $180,000 | 8,073 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $11,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $102,000 | 8,363 |
| Salaries and employee benefits | $66,000 | 8,308 |
| Premises and equipment expense | $4,000 | 8,417 |
| Additional noninterest expense | $32,000 | 8,284 |
| Pre-tax net operating income | $89,000 | 6,137 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $89,000 | 5,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $89,000 | 5,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $89,000 | 5,902 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 8,155 |
| Total interest expense | $494,000 | 7,956 |
| Net interest income | $575,000 | 8,219 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $49,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $34,000 | 6,968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,000 | 7,927 |
| Total noninterest expense | $385,000 | 8,430 |
| Salaries and employee benefits | $252,000 | 8,363 |
| Premises and equipment expense | $28,000 | 8,411 |
| Additional noninterest expense | $105,000 | 8,402 |
| Pre-tax net operating income | $239,000 | 6,770 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $239,000 | 6,654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $239,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $239,000 | 6,636 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $776,000 | 8,228 |
| Total interest expense | $386,000 | 7,985 |
| Net interest income | $390,000 | 8,317 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $38,000 | 8,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,980 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 7,986 |
| Total noninterest expense | $300,000 | 8,418 |
| Salaries and employee benefits | $197,000 | 8,333 |
| Premises and equipment expense | $22,000 | 8,408 |
| Additional noninterest expense | $81,000 | 8,412 |
| Pre-tax net operating income | $128,000 | 7,218 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $128,000 | 7,138 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $128,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $128,000 | 7,123 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,279 |
| Total interest expense | $262,000 | 8,008 |
| Net interest income | $272,000 | 8,366 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $23,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $16,000 | 7,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $207,000 | 8,461 |
| Salaries and employee benefits | $132,000 | 8,392 |
| Premises and equipment expense | $13,000 | 8,471 |
| Additional noninterest expense | $62,000 | 8,409 |
| Pre-tax net operating income | $88,000 | 7,311 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $88,000 | 7,195 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $88,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $88,000 | 7,190 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,325 |
| Total interest expense | $133,000 | 8,033 |
| Net interest income | $137,000 | 8,424 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $10,000 | 8,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $99,000 | 8,512 |
| Salaries and employee benefits | $66,000 | 8,430 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $26,000 | 8,497 |
| Pre-tax net operating income | $48,000 | 7,317 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $48,000 | 7,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $48,000 | 7,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $48,000 | 7,175 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 8,264 |
| Total interest expense | $397,000 | 8,105 |
| Net interest income | $630,000 | 8,285 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $53,000 | 8,191 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $37,000 | 7,075 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $379,000 | 8,553 |
| Salaries and employee benefits | $254,000 | 8,469 |
| Premises and equipment expense | $18,000 | 8,593 |
| Additional noninterest expense | $107,000 | 8,533 |
| Pre-tax net operating income | $304,000 | 7,104 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $304,000 | 6,897 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $304,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $304,000 | 6,900 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 8,344 |
| Total interest expense | $271,000 | 8,210 |
| Net interest income | $482,000 | 8,345 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $41,000 | 8,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $28,000 | 7,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $287,000 | 8,597 |
| Salaries and employee benefits | $191,000 | 8,504 |
| Premises and equipment expense | $15,000 | 8,641 |
| Additional noninterest expense | $81,000 | 8,574 |
| Pre-tax net operating income | $236,000 | 7,272 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $236,000 | 7,030 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $236,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $236,000 | 7,030 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $492,000 | 8,407 |
| Total interest expense | $167,000 | 8,276 |
| Net interest income | $325,000 | 8,401 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $27,000 | 8,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $191,000 | 8,638 |
| Salaries and employee benefits | $127,000 | 8,550 |
| Premises and equipment expense | $9,000 | 8,681 |
| Additional noninterest expense | $55,000 | 8,605 |
| Pre-tax net operating income | $161,000 | 7,313 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $161,000 | 7,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $161,000 | 7,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $161,000 | 7,082 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $244,000 | 8,422 |
| Total interest expense | $81,000 | 8,297 |
| Net interest income | $163,000 | 8,416 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $13,000 | 8,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $96,000 | 8,654 |
| Salaries and employee benefits | $64,000 | 8,563 |
| Premises and equipment expense | $5,000 | 8,677 |
| Additional noninterest expense | $27,000 | 8,629 |
| Pre-tax net operating income | $80,000 | 7,307 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $80,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $80,000 | 7,051 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 8,424 |
| Total interest expense | $274,000 | 8,251 |
| Net interest income | $621,000 | 8,427 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $61,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $39,000 | 7,245 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,086 |
| Total noninterest expense | $372,000 | 8,694 |
| Salaries and employee benefits | $243,000 | 8,613 |
| Premises and equipment expense | $20,000 | 8,729 |
| Additional noninterest expense | $109,000 | 8,672 |
| Pre-tax net operating income | $310,000 | 7,344 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $314,000 | 7,125 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $314,000 | 7,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $310,000 | 7,121 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 8,453 |
| Total interest expense | $193,000 | 8,298 |
| Net interest income | $477,000 | 8,453 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $46,000 | 8,376 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 7,291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $278,000 | 8,705 |
| Salaries and employee benefits | $182,000 | 8,616 |
| Premises and equipment expense | $16,000 | 8,734 |
| Additional noninterest expense | $80,000 | 8,683 |
| Pre-tax net operating income | $245,000 | 7,446 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $249,000 | 7,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $249,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,316 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $245,000 | 7,170 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $440,000 | 8,476 |
| Total interest expense | $124,000 | 8,312 |
| Net interest income | $316,000 | 8,473 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $31,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $184,000 | 8,714 |
| Salaries and employee benefits | $121,000 | 8,634 |
| Premises and equipment expense | $11,000 | 8,735 |
| Additional noninterest expense | $52,000 | 8,708 |
| Pre-tax net operating income | $163,000 | 7,454 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $167,000 | 7,199 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $167,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $163,000 | 7,189 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 8,555 |
| Total interest expense | $55,000 | 8,450 |
| Net interest income | $163,000 | 8,529 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $91,000 | 8,785 |
| Salaries and employee benefits | $60,000 | 8,696 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $25,000 | 8,768 |
| Pre-tax net operating income | $89,000 | 7,387 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $89,000 | 7,078 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $89,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $89,000 | 7,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 8,515 |
| Total interest expense | $222,000 | 8,391 |
| Net interest income | $640,000 | 8,502 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $50,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $38,000 | 7,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,473 |
| Total noninterest expense | $386,000 | 8,807 |
| Salaries and employee benefits | $238,000 | 8,753 |
| Premises and equipment expense | $26,000 | 8,835 |
| Additional noninterest expense | $122,000 | 8,726 |
| Pre-tax net operating income | $289,000 | 7,478 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $289,000 | 7,278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $289,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,680 |
| Cash dividends | $225,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $289,000 | 7,224 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $635,000 | 8,576 |
| Total interest expense | $165,000 | 8,441 |
| Net interest income | $470,000 | 8,563 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $36,000 | 8,652 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $27,000 | 7,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $281,000 | 8,848 |
| Salaries and employee benefits | $179,000 | 8,772 |
| Premises and equipment expense | $13,000 | 8,928 |
| Additional noninterest expense | $89,000 | 8,777 |
| Pre-tax net operating income | $225,000 | 7,569 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $225,000 | 7,338 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $225,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $225,000 | 7,273 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,656 |
| Total interest expense | $108,000 | 8,518 |
| Net interest income | $303,000 | 8,641 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $22,000 | 8,736 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $16,000 | 7,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $191,000 | 8,898 |
| Salaries and employee benefits | $121,000 | 8,818 |
| Premises and equipment expense | $10,000 | 8,958 |
| Additional noninterest expense | $60,000 | 8,818 |
| Pre-tax net operating income | $134,000 | 7,666 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $134,000 | 7,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $134,000 | 7,400 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $203,000 | 8,702 |
| Total interest expense | $53,000 | 8,586 |
| Net interest income | $150,000 | 8,690 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $94,000 | 8,938 |
| Salaries and employee benefits | $60,000 | 8,858 |
| Premises and equipment expense | $2,000 | 9,056 |
| Additional noninterest expense | $32,000 | 8,814 |
| Pre-tax net operating income | $65,000 | 7,680 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $65,000 | 7,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $65,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $65,000 | 7,404 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 8,725 |
| Total interest expense | $224,000 | 8,677 |
| Net interest income | $619,000 | 8,669 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $45,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $34,000 | 7,662 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,000 | 8,737 |
| Total noninterest expense | $348,000 | 9,034 |
| Salaries and employee benefits | $225,000 | 8,950 |
| Premises and equipment expense | $16,000 | 9,094 |
| Additional noninterest expense | $107,000 | 8,969 |
| Pre-tax net operating income | $306,000 | 7,412 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $306,000 | 7,257 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $306,000 | 7,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $306,000 | 7,113 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 8,801 |
| Total interest expense | $168,000 | 8,790 |
| Net interest income | $463,000 | 8,742 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $34,000 | 8,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $264,000 | 9,076 |
| Salaries and employee benefits | $170,000 | 8,986 |
| Premises and equipment expense | $14,000 | 9,135 |
| Additional noninterest expense | $80,000 | 9,019 |
| Pre-tax net operating income | $233,000 | 7,534 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $233,000 | 7,380 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $233,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $233,000 | 7,215 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $408,000 | 8,866 |
| Total interest expense | $110,000 | 8,860 |
| Net interest income | $298,000 | 8,801 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $20,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $15,000 | 7,804 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $178,000 | 9,096 |
| Salaries and employee benefits | $114,000 | 9,019 |
| Premises and equipment expense | $10,000 | 9,145 |
| Additional noninterest expense | $54,000 | 9,041 |
| Pre-tax net operating income | $140,000 | 7,680 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $140,000 | 7,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $140,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $140,000 | 7,362 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $195,000 | 8,956 |
| Total interest expense | $56,000 | 8,920 |
| Net interest income | $139,000 | 8,907 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $8,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $84,000 | 9,166 |
| Salaries and employee benefits | $57,000 | 9,056 |
| Premises and equipment expense | $5,000 | 9,168 |
| Additional noninterest expense | $22,000 | 9,147 |
| Pre-tax net operating income | $63,000 | 7,787 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $63,000 | 7,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $63,000 | 7,480 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 8,954 |
| Total interest expense | $282,000 | 8,926 |
| Net interest income | $576,000 | 8,924 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $40,000 | 9,038 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $28,000 | 7,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,821 |
| Total noninterest expense | $384,000 | 9,153 |
| Salaries and employee benefits | $213,000 | 9,135 |
| Premises and equipment expense | $20,000 | 9,239 |
| Additional noninterest expense | $151,000 | 8,872 |
| Pre-tax net operating income | $232,000 | 7,816 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $231,000 | 7,673 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $231,000 | 7,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $232,000 | 7,577 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $971,000 | 9,172 |
| Total interest expense | $454,000 | 9,093 |
| Net interest income | $517,000 | 9,164 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $42,000 | 9,250 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $367,000 | 9,410 |
| Salaries and employee benefits | $239,000 | 9,290 |
| Premises and equipment expense | $21,000 | 9,487 |
| Additional noninterest expense | $107,000 | 9,341 |
| Pre-tax net operating income | $192,000 | 7,922 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-10,000 | 9,004 |
| Income before extraordinary items | $202,000 | 7,720 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $202,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $202,000 | 7,598 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 9,358 |
| Total interest expense | $484,000 | 9,278 |
| Net interest income | $568,000 | 9,336 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $36,000 | 9,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $355,000 | 9,676 |
| Salaries and employee benefits | $234,000 | 9,516 |
| Premises and equipment expense | $23,000 | 9,742 |
| Additional noninterest expense | $98,000 | 9,642 |
| Pre-tax net operating income | $249,000 | 8,136 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $92,000 | 6,616 |
| Income before extraordinary items | $157,000 | 8,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $157,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $157,000 | 8,368 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 9,641 |
| Total interest expense | $414,000 | 9,619 |
| Net interest income | $550,000 | 9,601 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $33,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $344,000 | 9,993 |
| Salaries and employee benefits | $226,000 | 9,813 |
| Premises and equipment expense | $26,000 | 10,029 |
| Additional noninterest expense | $92,000 | 9,977 |
| Pre-tax net operating income | $239,000 | 8,388 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $74,000 | 7,277 |
| Income before extraordinary items | $165,000 | 8,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $165,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $135,000 | 5,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $165,000 | 8,504 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 9,898 |
| Total interest expense | $431,000 | 9,844 |
| Net interest income | $513,000 | 9,891 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $31,000 | 10,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $321,000 | 10,221 |
| Salaries and employee benefits | $214,000 | 10,046 |
| Premises and equipment expense | $26,000 | 10,237 |
| Additional noninterest expense | $81,000 | 10,258 |
| Pre-tax net operating income | $223,000 | 8,805 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $73,000 | 7,940 |
| Income before extraordinary items | $151,000 | 8,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $151,000 | 8,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $160,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $150,330 | 8,910 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 10,339 |
| Total interest expense | $421,000 | 10,295 |
| Net interest income | $538,000 | 10,307 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $33,000 | 10,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $292,000 | 10,719 |
| Salaries and employee benefits | $205,000 | 10,513 |
| Premises and equipment expense | $12,000 | 10,837 |
| Additional noninterest expense | $75,000 | 10,727 |
| Pre-tax net operating income | $279,000 | 9,122 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $91,000 | 8,552 |
| Income before extraordinary items | $188,000 | 9,266 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $188,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $188,000 | 9,218 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 10,915 |
| Total interest expense | $410,000 | 10,849 |
| Net interest income | $505,000 | 10,884 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 9,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $302,000 | 11,220 |
| Salaries and employee benefits | $196,000 | 11,031 |
| Premises and equipment expense | $23,000 | 11,257 |
| Additional noninterest expense | $83,000 | 11,224 |
| Pre-tax net operating income | $284,000 | 9,237 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $91,000 | 8,903 |
| Income before extraordinary items | $186,000 | 9,429 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $186,000 | 9,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $190,690 | 9,334 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 11,335 |
| Total interest expense | $415,000 | 11,278 |
| Net interest income | $554,000 | 11,253 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 9,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $301,000 | 11,709 |
| Salaries and employee benefits | $186,000 | 11,564 |
| Premises and equipment expense | $26,000 | 11,697 |
| Additional noninterest expense | $89,000 | 11,708 |
| Pre-tax net operating income | $347,000 | 9,404 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $110,000 | 8,977 |
| Income before extraordinary items | $237,000 | 9,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $237,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 11,769 |
| Cash dividends | $275,000 | 4,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $237,000 | 9,518 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 12,081 |
| Total interest expense | $338,000 | 11,872 |
| Net interest income | $453,000 | 12,119 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $36,000 | 12,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $309,000 | 12,330 |
| Salaries and employee benefits | $186,000 | 12,162 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $98,000 | 12,307 |
| Pre-tax net operating income | $180,000 | 11,055 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $135,000 | 11,000 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $135,000 | 11,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $135,000 | 11,055 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 12,775 |
| Total interest expense | $313,000 | 12,623 |
| Net interest income | $412,000 | 12,787 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $57,000 | 12,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $299,000 | 12,986 |
| Salaries and employee benefits | $181,000 | 12,768 |
| Premises and equipment expense | $24,000 | 13,001 |
| Additional noninterest expense | $94,000 | 12,986 |
| Pre-tax net operating income | $170,000 | 11,320 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $39,000 | 11,180 |
| Income before extraordinary items | $133,000 | 11,420 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $133,000 | 11,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $131,460 | 11,226 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 13,308 |
| Total interest expense | $381,000 | 13,255 |
| Net interest income | $445,000 | 13,249 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $47,000 | 13,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $279,000 | 13,627 |
| Salaries and employee benefits | $159,000 | 13,490 |
| Premises and equipment expense | $24,000 | 13,574 |
| Additional noninterest expense | $96,000 | 13,567 |
| Pre-tax net operating income | $213,000 | 10,952 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $55,000 | 11,116 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $158,000 | 10,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.