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LINKBANK, Income and Expense

2021-06-30 (YTD Data)Rank
Total interest income$8,163,0001,780
Total interest expense$866,0001,617
Net interest income$7,297,0001,776
Provision for loan and lease losses$617,000488
Total noninterest income$299,0003,526
Gross Fiduciary activities income$0951
Service charges on deposit accounts$65,0003,144
Trading account gains and fees$0133
Additional Noninterest Income$234,0003,362
Total noninterest expense$6,191,0001,694
Salaries and employee benefits$3,746,0001,639
Premises and equipment expense$403,0002,327
Additional noninterest expense$2,042,0001,548
Pre-tax net operating income$788,0003,544
Securities gains (losses)$01,818
Applicable income taxes$-2,953,0004,948
Income before extraordinary items$3,741,0001,473
Extraordinary gains, net$06
Net income$3,741,0001,473
Minority interest net income$067
Net income of bank and minority interests.$3,741,0001,473
Net charge-offs$-6,0003,611
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$36,000441
Net operating income$3,741,0001,436
2021-03-31 (YTD Data)Rank
Total interest income$3,765,0001,875
Total interest expense$433,0001,686
Net interest income$3,332,0001,871
Provision for loan and lease losses$207,000790
Total noninterest income$125,0003,690
Gross Fiduciary activities income$0922
Service charges on deposit accounts$28,0003,295
Trading account gains and fees$0127
Additional Noninterest Income$97,0003,531
Total noninterest expense$3,213,0001,633
Salaries and employee benefits$1,906,0001,617
Premises and equipment expense$203,0002,338
Additional noninterest expense$1,104,0001,415
Pre-tax net operating income$37,0004,653
Securities gains (losses)$01,392
Applicable income taxes$-3,006,0004,975
Income before extraordinary items$3,043,0001,008
Extraordinary gains, net$03
Net income$3,043,0001,008
Minority interest net income$055
Net income of bank and minority interests.$3,043,0001,008
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$18,000417
Net operating income$3,043,000980
2020-12-31 (YTD Data)Rank
Total interest income$12,559,0002,154
Total interest expense$3,121,0001,440
Net interest income$9,438,0002,355
Provision for loan and lease losses$2,470,000917
Total noninterest income$748,0003,196
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$74,0003,860
Trading account gains and fees$0133
Additional Noninterest Income$674,0002,851
Total noninterest expense$8,945,0002,107
Salaries and employee benefits$5,785,0001,952
Premises and equipment expense$813,0002,322
Additional noninterest expense$2,347,0002,286
Pre-tax net operating income$-1,229,0004,919
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$-1,229,0004,921
Extraordinary gains, net$04
Net income$-1,229,0004,921
Minority interest net income$072
Net income of bank and minority interests.$-1,229,0004,921
Net charge-offs$-18,0004,374
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$80,000460
Net operating income$-1,229,0004,917
2020-09-30 (YTD Data)Rank
Total interest income$9,281,0002,196
Total interest expense$2,552,0001,406
Net interest income$6,729,0002,417
Provision for loan and lease losses$2,310,000818
Total noninterest income$455,0003,401
Gross Fiduciary activities income$0981
Service charges on deposit accounts$44,0004,080
Trading account gains and fees$0125
Additional Noninterest Income$411,0003,026
Total noninterest expense$6,534,0002,133
Salaries and employee benefits$4,150,0001,996
Premises and equipment expense$617,0002,297
Additional noninterest expense$1,767,0002,257
Pre-tax net operating income$-1,660,0004,963
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$-1,660,0004,959
Extraordinary gains, net$04
Net income$-1,660,0004,959
Minority interest net income$065
Net income of bank and minority interests.$-1,660,0004,959
Net charge-offs$-5,0004,085
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$57,000439
Net operating income$-1,660,0004,960
2020-06-30 (YTD Data)Rank
Total interest income$6,182,0002,229
Total interest expense$1,903,0001,365
Net interest income$4,279,0002,523
Provision for loan and lease losses$2,065,000705
Total noninterest income$276,0003,488
Gross Fiduciary activities income$0970
Service charges on deposit accounts$25,0004,219
Trading account gains and fees$0123
Additional Noninterest Income$251,0003,078
Total noninterest expense$4,519,0002,076
Salaries and employee benefits$2,937,0001,902
Premises and equipment expense$422,0002,250
Additional noninterest expense$1,160,0002,272
Pre-tax net operating income$-2,029,0005,006
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$-2,029,0005,000
Extraordinary gains, net$04
Net income$-2,029,0005,000
Minority interest net income$065
Net income of bank and minority interests.$-2,029,0005,000
Net charge-offs$-11,0004,346
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$38,000416
Net operating income$-2,029,0005,004
2020-03-31 (YTD Data)Rank
Total interest income$2,315,0002,685
Total interest expense$970,0001,460
Net interest income$1,345,0003,231
Provision for loan and lease losses$1,950,000416
Total noninterest income$147,0003,408
Gross Fiduciary activities income$0941
Service charges on deposit accounts$12,0004,405
Trading account gains and fees$0106
Additional Noninterest Income$135,0002,877
Total noninterest expense$2,038,0002,244
Salaries and employee benefits$1,298,0002,089
Premises and equipment expense$195,0002,381
Additional noninterest expense$545,0002,385
Pre-tax net operating income$-2,496,0005,065
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$-2,496,0005,048
Extraordinary gains, net$04
Net income$-2,496,0005,048
Minority interest net income$056
Net income of bank and minority interests.$-2,496,0005,048
Net charge-offs$-5,0004,210
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$19,000406
Net operating income$-2,496,0005,062
2019-12-31 (YTD Data)Rank
Total interest income$5,587,0003,549
Total interest expense$1,710,0002,587
Net interest income$3,877,0003,830
Provision for loan and lease losses$1,605,000618
Total noninterest income$423,0003,848
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$37,0004,647
Trading account gains and fees$0135
Additional Noninterest Income$386,0003,313
Total noninterest expense$9,676,0001,972
Salaries and employee benefits$4,837,0002,158
Premises and equipment expense$661,0002,629
Additional noninterest expense$4,178,0001,455
Pre-tax net operating income$-6,981,0005,179
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$-6,981,0005,170
Extraordinary gains, net$011
Net income$-6,981,0005,170
Minority interest net income$076
Net income of bank and minority interests.$-6,981,0005,170
Net charge-offs$-35,0004,703
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$39,000549
Net operating income$-6,981,0005,169
2019-09-30 (YTD Data)Rank
Total interest income$3,512,0003,895
Total interest expense$755,0003,323
Net interest income$2,757,0003,961
Provision for loan and lease losses$875,000772
Total noninterest income$202,0004,274
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$25,0004,763
Trading account gains and fees$0129
Additional Noninterest Income$177,0003,838
Total noninterest expense$6,318,0002,170
Salaries and employee benefits$3,597,0002,179
Premises and equipment expense$457,0002,777
Additional noninterest expense$2,264,0001,901
Pre-tax net operating income$-4,234,0005,254
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$-4,234,0005,249
Extraordinary gains, net$011
Net income$-4,234,0005,249
Minority interest net income$072
Net income of bank and minority interests.$-4,234,0005,249
Net charge-offs$-29,0004,698
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$4,000576
Net operating income$-4,234,0005,248
2019-06-30 (YTD Data)Rank
Total interest income$1,919,0004,187
Total interest expense$160,0004,606
Net interest income$1,759,0004,053
Provision for loan and lease losses$565,000784
Total noninterest income$101,0004,535
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$8,0005,006
Trading account gains and fees$0131
Additional Noninterest Income$93,0004,049
Total noninterest expense$4,219,0002,181
Salaries and employee benefits$2,374,0002,204
Premises and equipment expense$258,0003,084
Additional noninterest expense$1,587,0001,840
Pre-tax net operating income$-2,924,0005,298
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$-2,924,0005,292
Extraordinary gains, net$011
Net income$-2,924,0005,292
Minority interest net income$069
Net income of bank and minority interests.$-2,924,0005,292
Net charge-offs$-23,0004,718
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-2,924,0005,292
2019-03-31 (YTD Data)Rank
Total interest income$898,0004,299
Total interest expense$60,0004,808
Net interest income$838,0004,155
Provision for loan and lease losses$180,0001,010
Total noninterest income$43,0004,655
Gross Fiduciary activities income$0972
Service charges on deposit accounts$3,0005,102
Trading account gains and fees$0126
Additional Noninterest Income$40,0004,165
Total noninterest expense$1,869,0002,377
Salaries and employee benefits$1,141,0002,279
Premises and equipment expense$103,0003,493
Additional noninterest expense$625,0002,219
Pre-tax net operating income$-1,168,0005,344
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-1,168,0005,334
Extraordinary gains, net$05
Net income$-1,168,0005,333
Minority interest net income$052
Net income of bank and minority interests.$-1,168,0005,333
Net charge-offs$-8,0004,574
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-1,168,0005,337
2018-12-31 (YTD Data)Rank
Total interest income$767,0005,314
Total interest expense$65,0005,266
Net interest income$702,0005,304
Provision for loan and lease losses$04,082
Total noninterest income$10,0005,324
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,0005,250
Trading account gains and fees$0126
Additional Noninterest Income$7,0005,231
Total noninterest expense$2,004,0004,549
Salaries and employee benefits$1,284,0004,378
Premises and equipment expense$48,0005,289
Additional noninterest expense$672,0004,454
Pre-tax net operating income$-1,292,0005,364
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-1,292,0005,358
Extraordinary gains, net$06
Net income$-1,292,0005,357
Minority interest net income$072
Net income of bank and minority interests.$-1,292,0005,357
Net charge-offs$-57,0004,926
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-1,292,0005,357
2018-09-30 (YTD Data)Rank
Total interest income$1,612,0004,881
Total interest expense$237,0004,437
Net interest income$1,375,0004,917
Provision for loan and lease losses$03,948
Total noninterest income$152,0004,681
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$16,0005,123
Trading account gains and fees$0138
Additional Noninterest Income$136,0004,196
Total noninterest expense$2,314,0003,988
Salaries and employee benefits$1,074,0004,258
Premises and equipment expense$160,0004,499
Additional noninterest expense$1,080,0003,249
Pre-tax net operating income$-787,0005,428
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-787,0005,421
Extraordinary gains, net$05
Net income$-787,0005,420
Minority interest net income$066
Net income of bank and minority interests.$-787,0005,420
Net charge-offs$-8,0004,430
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-787,0005,422
2018-06-30 (YTD Data)Rank
Total interest income$1,121,0004,882
Total interest expense$163,0004,374
Net interest income$958,0004,919
Provision for loan and lease losses$03,782
Total noninterest income$103,0004,726
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$11,0005,170
Trading account gains and fees$0130
Additional Noninterest Income$92,0004,216
Total noninterest expense$1,530,0004,037
Salaries and employee benefits$684,0004,365
Premises and equipment expense$108,0004,523
Additional noninterest expense$738,0003,218
Pre-tax net operating income$-469,0005,474
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-469,0005,467
Extraordinary gains, net$06
Net income$-469,0005,466
Minority interest net income$065
Net income of bank and minority interests.$-469,0005,466
Net charge-offs$8,0002,667
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-469,0005,468
2018-03-31 (YTD Data)Rank
Total interest income$590,0004,865
Total interest expense$83,0004,340
Net interest income$507,0004,903
Provision for loan and lease losses$03,508
Total noninterest income$53,0004,722
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$5,0005,244
Trading account gains and fees$0123
Additional Noninterest Income$48,0004,189
Total noninterest expense$792,0004,012
Salaries and employee benefits$337,0004,442
Premises and equipment expense$54,0004,573
Additional noninterest expense$401,0003,055
Pre-tax net operating income$-232,0005,537
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-232,0005,525
Extraordinary gains, net$07
Net income$-232,0005,525
Minority interest net income$052
Net income of bank and minority interests.$-232,0005,525
Net charge-offs$-11,0004,784
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-232,0005,529
2017-12-31 (YTD Data)Rank
Total interest income$2,741,0004,694
Total interest expense$648,0003,262
Net interest income$2,093,0004,884
Provision for loan and lease losses$582,0001,324
Total noninterest income$265,0004,620
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$27,0005,253
Trading account gains and fees$0151
Additional Noninterest Income$238,0004,048
Total noninterest expense$3,420,0003,867
Salaries and employee benefits$1,522,0004,272
Premises and equipment expense$230,0004,562
Additional noninterest expense$1,668,0003,004
Pre-tax net operating income$-1,644,0005,630
Securities gains (losses)$33,0001,098
Applicable income taxes$04,135
Income before extraordinary items$-1,611,0005,602
Extraordinary gains, net$09
Net income$-1,611,0005,602
Minority interest net income$076
Net income of bank and minority interests.$-1,611,0005,602
Net charge-offs$970,000710
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,644,0005,603
2017-09-30 (YTD Data)Rank
Total interest income$2,059,0004,739
Total interest expense$538,0003,091
Net interest income$1,521,0004,972
Provision for loan and lease losses$82,0002,889
Total noninterest income$206,0004,642
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$20,0005,319
Trading account gains and fees$0145
Additional Noninterest Income$186,0004,048
Total noninterest expense$2,600,0003,853
Salaries and employee benefits$1,159,0004,257
Premises and equipment expense$174,0004,583
Additional noninterest expense$1,267,0002,980
Pre-tax net operating income$-955,0005,680
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-955,0005,689
Extraordinary gains, net$09
Net income$-955,0005,689
Minority interest net income$071
Net income of bank and minority interests.$-955,0005,689
Net charge-offs$407,000925
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-955,0005,685
2017-06-30 (YTD Data)Rank
Total interest income$1,357,0004,774
Total interest expense$365,0003,039
Net interest income$992,0005,032
Provision for loan and lease losses$82,0002,419
Total noninterest income$118,0004,793
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$13,0005,370
Trading account gains and fees$0139
Additional Noninterest Income$105,0004,233
Total noninterest expense$1,736,0003,872
Salaries and employee benefits$808,0004,197
Premises and equipment expense$116,0004,594
Additional noninterest expense$812,0003,073
Pre-tax net operating income$-708,0005,736
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-708,0005,738
Extraordinary gains, net$011
Net income$-708,0005,738
Minority interest net income$071
Net income of bank and minority interests.$-708,0005,738
Net charge-offs$439,000629
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-708,0005,737
2017-03-31 (YTD Data)Rank
Total interest income$673,0004,828
Total interest expense$187,0002,980
Net interest income$486,0005,086
Provision for loan and lease losses$03,537
Total noninterest income$58,0004,849
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$7,0005,388
Trading account gains and fees$0142
Additional Noninterest Income$51,0004,270
Total noninterest expense$877,0003,881
Salaries and employee benefits$409,0004,231
Premises and equipment expense$59,0004,613
Additional noninterest expense$409,0003,072
Pre-tax net operating income$-333,0005,794
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-333,0005,796
Extraordinary gains, net$08
Net income$-333,0005,796
Minority interest net income$055
Net income of bank and minority interests.$-333,0005,796
Net charge-offs$-135,0005,662
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-333,0005,796
2016-12-31 (YTD Data)Rank
Total interest income$3,469,0004,487
Total interest expense$910,0002,581
Net interest income$2,559,0004,764
Provision for loan and lease losses$04,332
Total noninterest income$85,0005,577
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$28,0005,461
Trading account gains and fees$0170
Additional Noninterest Income$57,0005,266
Total noninterest expense$3,781,0003,757
Salaries and employee benefits$1,612,0004,258
Premises and equipment expense$237,0004,687
Additional noninterest expense$1,932,0002,823
Pre-tax net operating income$-1,137,0005,843
Securities gains (losses)$6,0002,819
Applicable income taxes$04,278
Income before extraordinary items$-1,131,0005,845
Extraordinary gains, net$05
Net income$-1,131,0005,844
Minority interest net income$082
Net income of bank and minority interests.$-1,131,0005,844
Net charge-offs$111,0002,514
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,137,0005,842
2016-09-30 (YTD Data)Rank
Total interest income$2,733,0004,409
Total interest expense$704,0002,526
Net interest income$2,029,0004,722
Provision for loan and lease losses$04,186
Total noninterest income$24,0005,840
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$21,0005,522
Trading account gains and fees$0169
Additional Noninterest Income$3,0005,827
Total noninterest expense$2,886,0003,726
Salaries and employee benefits$1,218,0004,249
Premises and equipment expense$178,0004,706
Additional noninterest expense$1,490,0002,764
Pre-tax net operating income$-833,0005,917
Securities gains (losses)$6,0002,746
Applicable income taxes$04,325
Income before extraordinary items$-827,0005,916
Extraordinary gains, net$05
Net income$-827,0005,916
Minority interest net income$071
Net income of bank and minority interests.$-827,0005,916
Net charge-offs$-112,0005,601
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-833,0005,914
2016-06-30 (YTD Data)Rank
Total interest income$1,937,0004,323
Total interest expense$483,0002,483
Net interest income$1,454,0004,652
Provision for loan and lease losses$04,017
Total noninterest income$34,0005,775
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$14,0005,583
Trading account gains and fees$0157
Additional Noninterest Income$20,0005,533
Total noninterest expense$1,917,0003,763
Salaries and employee benefits$821,0004,254
Premises and equipment expense$119,0004,740
Additional noninterest expense$977,0002,804
Pre-tax net operating income$-429,0005,970
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-429,0005,976
Extraordinary gains, net$016
Net income$-429,0005,975
Minority interest net income$071
Net income of bank and minority interests.$-429,0005,975
Net charge-offs$-68,0005,597
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-429,0005,966
2016-03-31 (YTD Data)Rank
Total interest income$1,059,0004,187
Total interest expense$244,0002,468
Net interest income$815,0004,475
Provision for loan and lease losses$03,656
Total noninterest income$59,0004,988
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$7,0005,613
Trading account gains and fees$0142
Additional Noninterest Income$52,0004,354
Total noninterest expense$977,0003,758
Salaries and employee benefits$430,0004,196
Premises and equipment expense$60,0004,758
Additional noninterest expense$487,0002,819
Pre-tax net operating income$-103,0005,964
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-103,0005,968
Extraordinary gains, net$012
Net income$-103,0005,967
Minority interest net income$062
Net income of bank and minority interests.$-103,0005,967
Net charge-offs$-368,0006,048
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-103,0005,957
2015-12-31 (YTD Data)Rank
Total interest income$4,693,0003,985
Total interest expense$1,161,0002,172
Net interest income$3,532,0004,317
Provision for loan and lease losses$150,0002,613
Total noninterest income$277,0004,899
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$39,0005,578
Trading account gains and fees$0159
Additional Noninterest Income$238,0004,253
Total noninterest expense$5,169,0003,141
Salaries and employee benefits$2,057,0003,848
Premises and equipment expense$335,0004,261
Additional noninterest expense$2,777,0002,148
Pre-tax net operating income$-1,510,0006,124
Securities gains (losses)$25,0002,106
Applicable income taxes$04,402
Income before extraordinary items$-1,485,0006,118
Extraordinary gains, net$023
Net income$-1,485,0006,118
Minority interest net income$081
Net income of bank and minority interests.$-1,485,0006,118
Net charge-offs$595,0001,015
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-1,510,0006,118
2015-09-30 (YTD Data)Rank
Total interest income$3,636,0003,953
Total interest expense$889,0002,162
Net interest income$2,747,0004,290
Provision for loan and lease losses$150,0002,243
Total noninterest income$243,0004,754
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$32,0005,591
Trading account gains and fees$0153
Additional Noninterest Income$211,0004,075
Total noninterest expense$4,093,0003,073
Salaries and employee benefits$1,610,0003,767
Premises and equipment expense$265,0004,216
Additional noninterest expense$2,218,0002,018
Pre-tax net operating income$-1,253,0006,217
Securities gains (losses)$25,0001,898
Applicable income taxes$04,489
Income before extraordinary items$-1,228,0006,216
Extraordinary gains, net$021
Net income$-1,228,0006,216
Minority interest net income$078
Net income of bank and minority interests.$-1,228,0006,216
Net charge-offs$325,0001,149
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-1,253,0006,213
2015-06-30 (YTD Data)Rank
Total interest income$2,541,0003,857
Total interest expense$606,0002,139
Net interest income$1,935,0004,209
Provision for loan and lease losses$04,069
Total noninterest income$244,0004,254
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$23,0005,570
Trading account gains and fees$0157
Additional Noninterest Income$221,0003,481
Total noninterest expense$2,505,0003,261
Salaries and employee benefits$1,113,0003,731
Premises and equipment expense$182,0004,176
Additional noninterest expense$1,210,0002,410
Pre-tax net operating income$-326,0006,217
Securities gains (losses)$25,0001,600
Applicable income taxes$04,497
Income before extraordinary items$-301,0006,216
Extraordinary gains, net$022
Net income$-301,0006,216
Minority interest net income$075
Net income of bank and minority interests.$-301,0006,216
Net charge-offs$27,0002,754
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-326,0006,214
2015-03-31 (YTD Data)Rank
Total interest income$1,220,0003,969
Total interest expense$310,0002,116
Net interest income$910,0004,349
Provision for loan and lease losses$03,703
Total noninterest income$148,0003,938
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$11,0005,619
Trading account gains and fees$0152
Additional Noninterest Income$137,0003,150
Total noninterest expense$1,284,0003,223
Salaries and employee benefits$597,0003,583
Premises and equipment expense$91,0004,214
Additional noninterest expense$596,0002,426
Pre-tax net operating income$-226,0006,309
Securities gains (losses)$22,0001,194
Applicable income taxes$04,400
Income before extraordinary items$-204,0006,309
Extraordinary gains, net$013
Net income$-204,0006,310
Minority interest net income$064
Net income of bank and minority interests.$-204,0006,310
Net charge-offs$23,0002,046
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-226,0006,314
2014-12-31 (YTD Data)Rank
Total interest income$5,859,0003,585
Total interest expense$1,376,0002,032
Net interest income$4,483,0003,930
Provision for loan and lease losses$1,051,000844
Total noninterest income$250,0005,197
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$52,0005,681
Trading account gains and fees$0180
Additional Noninterest Income$198,0004,551
Total noninterest expense$5,264,0003,195
Salaries and employee benefits$2,571,0003,415
Premises and equipment expense$396,0004,118
Additional noninterest expense$2,297,0002,576
Pre-tax net operating income$-1,582,0006,407
Securities gains (losses)$85,0001,378
Applicable income taxes$04,531
Income before extraordinary items$-1,497,0006,405
Extraordinary gains, net$017
Net income$-1,497,0006,405
Minority interest net income$084
Net income of bank and minority interests.$-1,497,0006,405
Net charge-offs$760,0001,106
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,582,0006,407
2014-09-30 (YTD Data)Rank
Total interest income$4,544,0003,534
Total interest expense$1,049,0002,033
Net interest income$3,495,0003,857
Provision for loan and lease losses$126,0002,565
Total noninterest income$493,0003,864
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$38,0005,774
Trading account gains and fees$0174
Additional Noninterest Income$455,0003,039
Total noninterest expense$3,899,0003,244
Salaries and employee benefits$1,926,0003,438
Premises and equipment expense$304,0004,109
Additional noninterest expense$1,669,0002,648
Pre-tax net operating income$-37,0006,196
Securities gains (losses)$85,0001,106
Applicable income taxes$04,583
Income before extraordinary items$48,0006,041
Extraordinary gains, net$015
Net income$48,0006,040
Minority interest net income$081
Net income of bank and minority interests.$48,0006,041
Net charge-offs$439,0001,275
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-37,0006,195
2014-06-30 (YTD Data)Rank
Total interest income$3,119,0003,468
Total interest expense$707,0002,031
Net interest income$2,412,0003,765
Provision for loan and lease losses$04,196
Total noninterest income$346,0003,759
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$24,0005,831
Trading account gains and fees$0172
Additional Noninterest Income$322,0002,938
Total noninterest expense$2,590,0003,268
Salaries and employee benefits$1,309,0003,410
Premises and equipment expense$200,0004,178
Additional noninterest expense$1,081,0002,712
Pre-tax net operating income$168,0005,468
Securities gains (losses)$12,0001,855
Applicable income taxes$04,568
Income before extraordinary items$180,0005,317
Extraordinary gains, net$020
Net income$180,0005,319
Minority interest net income$080
Net income of bank and minority interests.$180,0005,320
Net charge-offs$212,0001,540
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$168,0005,333
2014-03-31 (YTD Data)Rank
Total interest income$1,604,0003,434
Total interest expense$352,0002,060
Net interest income$1,252,0003,684
Provision for loan and lease losses$03,817
Total noninterest income$195,0003,501
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$11,0005,924
Trading account gains and fees$0147
Additional Noninterest Income$184,0002,677
Total noninterest expense$1,348,0003,201
Salaries and employee benefits$663,0003,414
Premises and equipment expense$106,0004,083
Additional noninterest expense$579,0002,567
Pre-tax net operating income$99,0005,287
Securities gains (losses)$12,0001,116
Applicable income taxes$04,445
Income before extraordinary items$111,0005,036
Extraordinary gains, net$016
Net income$111,0005,039
Minority interest net income$066
Net income of bank and minority interests.$111,0005,038
Net charge-offs$36,0002,105
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$99,0005,124
2013-12-31 (YTD Data)Rank
Total interest income$7,706,0003,030
Total interest expense$1,740,0001,930
Net interest income$5,966,0003,295
Provision for loan and lease losses$1,350,000866
Total noninterest income$-330,0006,753
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$57,0005,874
Trading account gains and fees$0184
Additional Noninterest Income$-387,0006,718
Total noninterest expense$6,513,0002,799
Salaries and employee benefits$2,602,0003,448
Premises and equipment expense$581,0003,382
Additional noninterest expense$3,330,0001,902
Pre-tax net operating income$-2,227,0006,674
Securities gains (losses)$45,0001,876
Applicable income taxes$04,631
Income before extraordinary items$-2,182,0006,681
Extraordinary gains, net$029
Net income$-2,182,0006,681
Minority interest net income$090
Net income of bank and minority interests.$-2,182,0006,681
Net charge-offs$3,156,000518
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,227,0006,676
2013-09-30 (YTD Data)Rank
Total interest income$6,006,0002,967
Total interest expense$1,358,0001,926
Net interest income$4,648,0003,206
Provision for loan and lease losses$1,150,000792
Total noninterest income$-119,0006,822
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$45,0005,884
Trading account gains and fees$0180
Additional Noninterest Income$-164,0006,777
Total noninterest expense$4,936,0002,777
Salaries and employee benefits$1,980,0003,415
Premises and equipment expense$441,0003,390
Additional noninterest expense$2,515,0001,878
Pre-tax net operating income$-1,557,0006,759
Securities gains (losses)$45,0001,740
Applicable income taxes$04,713
Income before extraordinary items$-1,512,0006,764
Extraordinary gains, net$025
Net income$-1,512,0006,765
Minority interest net income$084
Net income of bank and minority interests.$-1,512,0006,765
Net charge-offs$2,118,000573
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,557,0006,759
2013-06-30 (YTD Data)Rank
Total interest income$4,157,0002,871
Total interest expense$958,0001,852
Net interest income$3,199,0003,130
Provision for loan and lease losses$350,0001,497
Total noninterest income$-89,0006,859
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$30,0005,892
Trading account gains and fees$0157
Additional Noninterest Income$-119,0006,810
Total noninterest expense$3,339,0002,743
Salaries and employee benefits$1,326,0003,429
Premises and equipment expense$294,0003,409
Additional noninterest expense$1,719,0001,836
Pre-tax net operating income$-579,0006,714
Securities gains (losses)$45,0001,592
Applicable income taxes$04,679
Income before extraordinary items$-534,0006,730
Extraordinary gains, net$022
Net income$-534,0006,732
Minority interest net income$082
Net income of bank and minority interests.$-534,0006,731
Net charge-offs$1,088,000717
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-579,0006,727
2013-03-31 (YTD Data)Rank
Total interest income$2,119,0002,849
Total interest expense$506,0001,820
Net interest income$1,613,0003,119
Provision for loan and lease losses$04,409
Total noninterest income$177,0003,874
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$15,0005,892
Trading account gains and fees$0148
Additional Noninterest Income$162,0003,075
Total noninterest expense$1,679,0002,756
Salaries and employee benefits$681,0003,390
Premises and equipment expense$151,0003,367
Additional noninterest expense$847,0001,849
Pre-tax net operating income$111,0005,205
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$111,0005,124
Extraordinary gains, net$010
Net income$111,0005,126
Minority interest net income$076
Net income of bank and minority interests.$111,0005,126
Net charge-offs$507,000765
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$111,0005,017
2012-12-31 (YTD Data)Rank
Total interest income$11,528,0002,255
Total interest expense$3,100,0001,434
Net interest income$8,428,0002,549
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$-730,0007,010
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$64,0006,006
Trading account gains and fees$0166
Additional Noninterest Income$-794,0006,980
Total noninterest expense$8,943,0002,132
Salaries and employee benefits$3,074,0003,081
Premises and equipment expense$661,0003,153
Additional noninterest expense$5,208,0001,306
Pre-tax net operating income$-2,445,0006,842
Securities gains (losses)$695,000731
Applicable income taxes$04,751
Income before extraordinary items$-1,750,0006,809
Extraordinary gains, net$029
Net income$-1,750,0006,806
Minority interest net income$093
Net income of bank and minority interests.$-1,750,0006,807
Net charge-offs$5,612,000525
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-2,445,0006,846
2012-09-30 (YTD Data)Rank
Total interest income$9,015,0002,217
Total interest expense$2,502,0001,404
Net interest income$6,513,0002,506
Provision for loan and lease losses$1,100,0001,335
Total noninterest income$-437,0007,102
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$48,0006,080
Trading account gains and fees$0157
Additional Noninterest Income$-485,0007,073
Total noninterest expense$7,019,0002,045
Salaries and employee benefits$2,398,0003,012
Premises and equipment expense$502,0003,159
Additional noninterest expense$4,119,0001,237
Pre-tax net operating income$-2,043,0006,976
Securities gains (losses)$472,000779
Applicable income taxes$04,802
Income before extraordinary items$-1,571,0006,958
Extraordinary gains, net$020
Net income$-1,571,0006,955
Minority interest net income$086
Net income of bank and minority interests.$-1,571,0006,957
Net charge-offs$4,100,000542
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,043,0006,980
2012-06-30 (YTD Data)Rank
Total interest income$6,134,0002,175
Total interest expense$1,799,0001,349
Net interest income$4,335,0002,509
Provision for loan and lease losses$1,000,0001,094
Total noninterest income$-613,0007,198
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$31,0006,134
Trading account gains and fees$0153
Additional Noninterest Income$-644,0007,179
Total noninterest expense$4,979,0001,933
Salaries and employee benefits$1,654,0002,946
Premises and equipment expense$346,0003,078
Additional noninterest expense$2,979,0001,155
Pre-tax net operating income$-2,257,0007,106
Securities gains (losses)$326,000800
Applicable income taxes$04,770
Income before extraordinary items$-1,931,0007,102
Extraordinary gains, net$019
Net income$-1,931,0007,101
Minority interest net income$084
Net income of bank and minority interests.$-1,931,0007,102
Net charge-offs$2,539,000578
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,257,0007,112
2012-03-31 (YTD Data)Rank
Total interest income$3,186,0002,125
Total interest expense$980,0001,285
Net interest income$2,206,0002,484
Provision for loan and lease losses$500,0001,039
Total noninterest income$-329,0007,265
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$16,0006,090
Trading account gains and fees$0148
Additional Noninterest Income$-345,0007,256
Total noninterest expense$2,798,0001,726
Salaries and employee benefits$870,0002,825
Premises and equipment expense$174,0003,098
Additional noninterest expense$1,754,000973
Pre-tax net operating income$-1,421,0007,195
Securities gains (losses)$326,000420
Applicable income taxes$04,704
Income before extraordinary items$-1,095,0007,178
Extraordinary gains, net$019
Net income$-1,095,0007,178
Minority interest net income$078
Net income of bank and minority interests.$-1,095,0007,178
Net charge-offs$1,739,000440
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,421,0007,201
2011-12-31 (YTD Data)Rank
Total interest income$14,866,0001,892
Total interest expense$5,196,0001,158
Net interest income$9,670,0002,268
Provision for loan and lease losses$6,429,000646
Total noninterest income$-5,045,0007,332
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$60,0006,162
Trading account gains and fees$0146
Additional Noninterest Income$-5,105,0007,334
Total noninterest expense$10,741,0001,799
Salaries and employee benefits$3,928,0002,441
Premises and equipment expense$768,0003,001
Additional noninterest expense$6,045,0001,163
Pre-tax net operating income$-12,545,0007,247
Securities gains (losses)$296,0001,149
Applicable income taxes$04,719
Income before extraordinary items$-12,249,0007,239
Extraordinary gains, net$029
Net income$-12,249,0007,239
Minority interest net income$096
Net income of bank and minority interests.$-12,249,0007,239
Net charge-offs$6,601,000638
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-12,545,0007,240
2011-09-30 (YTD Data)Rank
Total interest income$11,500,0001,855
Total interest expense$4,037,0001,163
Net interest income$7,463,0002,209
Provision for loan and lease losses$5,229,000593
Total noninterest income$-1,794,0007,385
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$48,0006,117
Trading account gains and fees$0145
Additional Noninterest Income$-1,842,0007,371
Total noninterest expense$8,290,0001,749
Salaries and employee benefits$3,030,0002,384
Premises and equipment expense$597,0002,947
Additional noninterest expense$4,663,0001,126
Pre-tax net operating income$-7,850,0007,303
Securities gains (losses)$296,000935
Applicable income taxes$-412,0007,186
Income before extraordinary items$-7,142,0007,302
Extraordinary gains, net$021
Net income$-7,142,0007,302
Minority interest net income$087
Net income of bank and minority interests.$-7,142,0007,302
Net charge-offs$4,965,000630
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-7,423,2007,302
2011-06-30 (YTD Data)Rank
Total interest income$7,823,0001,832
Total interest expense$2,786,0001,159
Net interest income$5,037,0002,173
Provision for loan and lease losses$3,729,000564
Total noninterest income$-1,396,0007,468
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$32,0006,121
Trading account gains and fees$0153
Additional Noninterest Income$-1,428,0007,460
Total noninterest expense$5,856,0001,678
Salaries and employee benefits$2,110,0002,299
Premises and equipment expense$416,0002,863
Additional noninterest expense$3,330,0001,070
Pre-tax net operating income$-5,944,0007,389
Securities gains (losses)$135,000933
Applicable income taxes$04,697
Income before extraordinary items$-5,809,0007,390
Extraordinary gains, net$015
Net income$-5,809,0007,389
Minority interest net income$089
Net income of bank and minority interests.$-5,809,0007,390
Net charge-offs$3,949,000565
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-5,944,0007,392
2011-03-31 (YTD Data)Rank
Total interest income$3,991,0001,811
Total interest expense$1,440,0001,165
Net interest income$2,551,0002,131
Provision for loan and lease losses$1,050,000819
Total noninterest income$200,0003,586
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$17,0006,004
Trading account gains and fees$0158
Additional Noninterest Income$183,0002,597
Total noninterest expense$3,033,0001,637
Salaries and employee benefits$1,122,0002,190
Premises and equipment expense$217,0002,797
Additional noninterest expense$1,694,0001,051
Pre-tax net operating income$-1,332,0007,329
Securities gains (losses)$509,000153
Applicable income taxes$-304,0007,427
Income before extraordinary items$-519,0007,136
Extraordinary gains, net$09
Net income$-519,0007,137
Minority interest net income$086
Net income of bank and minority interests.$-519,0007,137
Net charge-offs$895,000925
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-844,7607,250
2010-12-31 (YTD Data)Rank
Total interest income$19,786,0001,557
Total interest expense$7,802,0001,061
Net interest income$11,984,0001,832
Provision for loan and lease losses$10,143,000654
Total noninterest income$580,0004,307
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$90,0005,617
Trading account gains and fees$0175
Additional Noninterest Income$490,0003,222
Total noninterest expense$10,507,0001,870
Salaries and employee benefits$4,649,0002,080
Premises and equipment expense$911,0002,675
Additional noninterest expense$4,947,0001,463
Pre-tax net operating income$-8,086,0007,293
Securities gains (losses)$204,0001,571
Applicable income taxes$-2,791,0007,516
Income before extraordinary items$-5,091,0007,182
Extraordinary gains, net$029
Net income$-5,091,0007,182
Minority interest net income$0111
Net income of bank and minority interests.$-5,091,0007,182
Net charge-offs$12,144,000519
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,223,6007,167
2010-09-30 (YTD Data)Rank
Total interest income$15,371,0001,534
Total interest expense$6,163,0001,052
Net interest income$9,208,0001,827
Provision for loan and lease losses$5,000,000878
Total noninterest income$731,0003,320
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$69,0005,672
Trading account gains and fees$0165
Additional Noninterest Income$662,0002,352
Total noninterest expense$7,591,0001,923
Salaries and employee benefits$3,506,0002,064
Premises and equipment expense$693,0002,676
Additional noninterest expense$3,392,0001,567
Pre-tax net operating income$-2,652,0007,158
Securities gains (losses)$211,0001,342
Applicable income taxes$-913,0007,476
Income before extraordinary items$-1,528,0007,060
Extraordinary gains, net$023
Net income$-1,528,0007,059
Minority interest net income$0110
Net income of bank and minority interests.$-1,528,0007,060
Net charge-offs$4,746,000812
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,663,0407,051
2010-06-30 (YTD Data)Rank
Total interest income$10,541,0001,515
Total interest expense$4,345,0001,033
Net interest income$6,196,0001,807
Provision for loan and lease losses$1,100,0001,842
Total noninterest income$261,0004,520
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$46,0005,712
Trading account gains and fees$0152
Additional Noninterest Income$215,0003,391
Total noninterest expense$4,760,0002,042
Salaries and employee benefits$2,323,0002,092
Premises and equipment expense$472,0002,635
Additional noninterest expense$1,965,0001,794
Pre-tax net operating income$597,0003,309
Securities gains (losses)$166,0001,064
Applicable income taxes$208,0002,093
Income before extraordinary items$555,0003,214
Extraordinary gains, net$019
Net income$555,0003,209
Minority interest net income$0105
Net income of bank and minority interests.$555,0003,212
Net charge-offs$2,428,000975
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$433,8203,542
2010-03-31 (YTD Data)Rank
Total interest income$5,434,0001,494
Total interest expense$2,270,0001,034
Net interest income$3,164,0001,785
Provision for loan and lease losses$500,0001,815
Total noninterest income$124,0004,646
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$22,0005,793
Trading account gains and fees$0175
Additional Noninterest Income$102,0003,485
Total noninterest expense$2,255,0002,161
Salaries and employee benefits$1,169,0002,114
Premises and equipment expense$236,0002,704
Additional noninterest expense$850,0001,995
Pre-tax net operating income$533,0002,292
Securities gains (losses)$-10,0007,504
Applicable income taxes$138,0001,810
Income before extraordinary items$385,0002,616
Extraordinary gains, net$016
Net income$385,0002,613
Minority interest net income$091
Net income of bank and minority interests.$385,0002,616
Net charge-offs$347,0001,891
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$392,4002,495
2009-12-31 (YTD Data)Rank
Total interest income$24,704,0001,391
Total interest expense$12,831,000922
Net interest income$11,873,0001,868
Provision for loan and lease losses$8,450,000991
Total noninterest income$575,0004,458
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$106,0005,668
Trading account gains and fees$0211
Additional Noninterest Income$469,0003,320
Total noninterest expense$9,415,0002,120
Salaries and employee benefits$4,883,0002,016
Premises and equipment expense$943,0002,719
Additional noninterest expense$3,589,0002,021
Pre-tax net operating income$-5,417,0007,214
Securities gains (losses)$744,000651
Applicable income taxes$-1,793,0007,486
Income before extraordinary items$-2,880,0006,970
Extraordinary gains, net$034
Net income$-2,880,0006,969
Minority interest net income$0115
Net income of bank and minority interests.$-2,880,0006,969
Net charge-offs$4,703,0001,200
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,356,1607,058
2009-09-30 (YTD Data)Rank
Total interest income$18,939,0001,378
Total interest expense$10,072,000926
Net interest income$8,867,0001,869
Provision for loan and lease losses$3,950,0001,238
Total noninterest income$443,0004,461
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$81,0005,686
Trading account gains and fees$0212
Additional Noninterest Income$362,0003,349
Total noninterest expense$6,970,0002,144
Salaries and employee benefits$3,675,0002,022
Premises and equipment expense$710,0002,741
Additional noninterest expense$2,585,0002,047
Pre-tax net operating income$-1,610,0006,910
Securities gains (losses)$261,0001,111
Applicable income taxes$-603,0007,393
Income before extraordinary items$-746,0006,592
Extraordinary gains, net$027
Net income$-746,0006,593
Minority interest net income$0118
Net income of bank and minority interests.$-746,0006,593
Net charge-offs$3,568,0001,060
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-913,0406,699
2009-06-30 (YTD Data)Rank
Total interest income$12,939,0001,379
Total interest expense$6,977,000940
Net interest income$5,962,0001,862
Provision for loan and lease losses$650,0002,587
Total noninterest income$296,0004,456
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$53,0005,721
Trading account gains and fees$0193
Additional Noninterest Income$243,0003,350
Total noninterest expense$4,674,0002,160
Salaries and employee benefits$2,418,0002,085
Premises and equipment expense$481,0002,737
Additional noninterest expense$1,775,0002,005
Pre-tax net operating income$934,0002,235
Securities gains (losses)$1,0003,011
Applicable income taxes$213,0001,895
Income before extraordinary items$722,0002,415
Extraordinary gains, net$021
Net income$722,0002,413
Minority interest net income$0112
Net income of bank and minority interests.$722,0002,415
Net charge-offs$865,0001,755
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$721,2302,345
2009-03-31 (YTD Data)Rank
Total interest income$6,630,0001,366
Total interest expense$3,625,000936
Net interest income$3,005,0001,844
Provision for loan and lease losses$350,0002,122
Total noninterest income$137,0004,615
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$27,0005,653
Trading account gains and fees$0171
Additional Noninterest Income$110,0003,505
Total noninterest expense$2,198,0002,225
Salaries and employee benefits$1,218,0002,098
Premises and equipment expense$236,0002,812
Additional noninterest expense$744,0002,109
Pre-tax net operating income$594,0002,071
Securities gains (losses)$02,434
Applicable income taxes$150,0001,741
Income before extraordinary items$444,0002,354
Extraordinary gains, net$015
Net income$444,0002,354
Minority interest net income$0102
Net income of bank and minority interests.$444,0002,356
Net charge-offs$107,0002,796
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$444,0002,217
2008-12-31 (YTD Data)Rank
Total interest income$29,654,0001,304
Total interest expense$16,677,000959
Net interest income$12,977,0001,716
Provision for loan and lease losses$4,372,0001,104
Total noninterest income$662,0004,263
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$118,0005,672
Trading account gains and fees$0154
Additional Noninterest Income$544,0003,042
Total noninterest expense$9,159,0002,099
Salaries and employee benefits$5,464,0001,862
Premises and equipment expense$949,0002,757
Additional noninterest expense$2,746,0002,177
Pre-tax net operating income$108,0005,994
Securities gains (losses)$-1,762,0007,858
Applicable income taxes$-427,0007,438
Income before extraordinary items$-1,227,0007,105
Extraordinary gains, net$039
Net income$-1,227,0007,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,605,0001,488
Cash dividends$770,0002,708
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$76,8806,093
2008-09-30 (YTD Data)Rank
Total interest income$22,542,0001,313
Total interest expense$12,757,000974
Net interest income$9,785,0001,714
Provision for loan and lease losses$1,022,0001,801
Total noninterest income$523,0004,233
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$83,0005,793
Trading account gains and fees$0148
Additional Noninterest Income$440,0003,018
Total noninterest expense$6,873,0002,089
Salaries and employee benefits$4,202,0001,849
Premises and equipment expense$710,0002,772
Additional noninterest expense$1,961,0002,201
Pre-tax net operating income$2,413,0001,994
Securities gains (losses)$-555,0007,800
Applicable income taxes$823,0001,344
Income before extraordinary items$1,035,0003,029
Extraordinary gains, net$031
Net income$1,035,0003,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0002,042
Cash dividends$770,0002,145
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,390,2002,588
2008-06-30 (YTD Data)Rank
Total interest income$14,991,0001,332
Total interest expense$8,699,000994
Net interest income$6,292,0001,774
Provision for loan and lease losses$647,0001,619
Total noninterest income$380,0004,112
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$56,0005,799
Trading account gains and fees$0149
Additional Noninterest Income$324,0002,905
Total noninterest expense$4,510,0002,130
Salaries and employee benefits$2,786,0001,875
Premises and equipment expense$469,0002,796
Additional noninterest expense$1,255,0002,252
Pre-tax net operating income$1,515,0002,175
Securities gains (losses)$-555,0008,348
Applicable income taxes$563,0001,468
Income before extraordinary items$397,0004,488
Extraordinary gains, net$021
Net income$397,0004,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,790
Cash dividends$490,0002,330
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$752,2003,127
2008-03-31 (YTD Data)Rank
Total interest income$7,564,0001,361
Total interest expense$4,489,0001,038
Net interest income$3,075,0001,817
Provision for loan and lease losses$300,0001,372
Total noninterest income$191,0004,094
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$28,0005,782
Trading account gains and fees$0158
Additional Noninterest Income$163,0002,901
Total noninterest expense$2,367,0002,027
Salaries and employee benefits$1,493,0001,764
Premises and equipment expense$225,0002,923
Additional noninterest expense$649,0002,154
Pre-tax net operating income$599,0002,703
Securities gains (losses)$186,000468
Applicable income taxes$216,0001,871
Income before extraordinary items$569,0002,422
Extraordinary gains, net$015
Net income$569,0002,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,776
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$435,0802,918
2007-12-31 (YTD Data)Rank
Total interest income$29,910,0001,441
Total interest expense$17,956,0001,099
Net interest income$11,954,0001,893
Provision for loan and lease losses$530,0002,245
Total noninterest income$924,0003,693
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$119,0005,781
Trading account gains and fees$35,000149
Additional Noninterest Income$770,0002,610
Total noninterest expense$8,861,0002,081
Salaries and employee benefits$5,445,0001,850
Premises and equipment expense$765,0003,199
Additional noninterest expense$2,651,0002,068
Pre-tax net operating income$3,487,0002,208
Securities gains (losses)$19,0001,121
Applicable income taxes$986,0001,881
Income before extraordinary items$2,520,0002,340
Extraordinary gains, net$039
Net income$2,520,0002,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0002,057
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,506,3202,348
2007-09-30 (YTD Data)Rank
Total interest income$21,931,0001,474
Total interest expense$13,143,0001,123
Net interest income$8,788,0001,955
Provision for loan and lease losses$380,0001,935
Total noninterest income$628,0003,927
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$91,0005,771
Trading account gains and fees$41,000146
Additional Noninterest Income$496,0002,864
Total noninterest expense$6,401,0002,123
Salaries and employee benefits$3,989,0001,885
Premises and equipment expense$575,0003,179
Additional noninterest expense$1,837,0002,172
Pre-tax net operating income$2,635,0002,338
Securities gains (losses)$5,0001,185
Applicable income taxes$744,0001,997
Income before extraordinary items$1,896,0002,485
Extraordinary gains, net$033
Net income$1,896,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,543
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,892,4002,465
2007-06-30 (YTD Data)Rank
Total interest income$14,137,0001,544
Total interest expense$8,472,0001,174
Net interest income$5,665,0002,045
Provision for loan and lease losses$195,0002,206
Total noninterest income$460,0003,729
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$61,0005,796
Trading account gains and fees$35,000134
Additional Noninterest Income$364,0002,707
Total noninterest expense$4,178,0002,203
Salaries and employee benefits$2,595,0001,961
Premises and equipment expense$383,0003,195
Additional noninterest expense$1,200,0002,204
Pre-tax net operating income$1,752,0002,388
Securities gains (losses)$5,0001,010
Applicable income taxes$494,0002,084
Income before extraordinary items$1,263,0002,530
Extraordinary gains, net$029
Net income$1,263,0002,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,957
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,259,4002,521
2007-03-31 (YTD Data)Rank
Total interest income$6,937,0001,566
Total interest expense$4,162,0001,180
Net interest income$2,775,0002,093
Provision for loan and lease losses$75,0002,404
Total noninterest income$197,0004,058
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$27,0005,944
Trading account gains and fees$17,000164
Additional Noninterest Income$153,0002,982
Total noninterest expense$2,028,0002,266
Salaries and employee benefits$1,274,0002,019
Premises and equipment expense$185,0003,320
Additional noninterest expense$569,0002,299
Pre-tax net operating income$869,0002,409
Securities gains (losses)$5,000805
Applicable income taxes$244,0002,125
Income before extraordinary items$630,0002,529
Extraordinary gains, net$022
Net income$630,0002,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,580
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$626,4002,518
2006-12-31 (YTD Data)Rank
Total interest income$24,945,0001,619
Total interest expense$14,493,0001,157
Net interest income$10,452,0002,214
Provision for loan and lease losses$325,0002,629
Total noninterest income$717,0004,305
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$94,0006,232
Trading account gains and fees$0130
Additional Noninterest Income$623,0002,947
Total noninterest expense$7,748,0002,279
Salaries and employee benefits$4,673,0002,089
Premises and equipment expense$707,0003,312
Additional noninterest expense$2,368,0002,206
Pre-tax net operating income$3,096,0002,719
Securities gains (losses)$01,687
Applicable income taxes$973,0002,237
Income before extraordinary items$2,123,0002,972
Extraordinary gains, net$051
Net income$2,123,0002,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,431
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,123,0002,967
2006-09-30 (YTD Data)Rank
Total interest income$18,292,0001,629
Total interest expense$10,442,0001,166
Net interest income$7,850,0002,227
Provision for loan and lease losses$325,0002,004
Total noninterest income$536,0004,320
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$71,0006,303
Trading account gains and fees$0126
Additional Noninterest Income$465,0002,964
Total noninterest expense$5,811,0002,275
Salaries and employee benefits$3,489,0002,103
Premises and equipment expense$674,0002,728
Additional noninterest expense$1,648,0002,350
Pre-tax net operating income$2,250,0002,872
Securities gains (losses)$01,388
Applicable income taxes$702,0002,381
Income before extraordinary items$1,548,0003,139
Extraordinary gains, net$045
Net income$1,548,0003,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0002,535
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,548,0003,127
2006-06-30 (YTD Data)Rank
Total interest income$11,977,0001,622
Total interest expense$6,686,0001,161
Net interest income$5,291,0002,205
Provision for loan and lease losses$300,0001,464
Total noninterest income$375,0004,199
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$46,0006,355
Trading account gains and fees$0126
Additional Noninterest Income$329,0002,848
Total noninterest expense$3,865,0002,290
Salaries and employee benefits$2,297,0002,140
Premises and equipment expense$341,0003,396
Additional noninterest expense$1,227,0002,128
Pre-tax net operating income$1,501,0002,879
Securities gains (losses)$01,185
Applicable income taxes$469,0002,405
Income before extraordinary items$1,032,0003,142
Extraordinary gains, net$039
Net income$1,032,0003,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,631
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,032,0003,126
2006-03-31 (YTD Data)Rank
Total interest income$5,861,0001,619
Total interest expense$3,204,0001,148
Net interest income$2,657,0002,196
Provision for loan and lease losses$200,0001,130
Total noninterest income$169,0004,354
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$23,0006,323
Trading account gains and fees$0115
Additional Noninterest Income$146,0003,015
Total noninterest expense$1,822,0002,431
Salaries and employee benefits$1,096,0002,244
Premises and equipment expense$174,0003,356
Additional noninterest expense$552,0002,327
Pre-tax net operating income$804,0002,696
Securities gains (losses)$0955
Applicable income taxes$253,0002,248
Income before extraordinary items$551,0002,925
Extraordinary gains, net$021
Net income$551,0002,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0001,771
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$551,0002,910
2005-12-31 (YTD Data)Rank
Total interest income$19,806,0001,699
Total interest expense$10,501,0001,068
Net interest income$9,305,0002,378
Provision for loan and lease losses$472,0001,997
Total noninterest income$982,0003,610
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$116,0006,056
Trading account gains and fees$0138
Additional Noninterest Income$866,0002,423
Total noninterest expense$7,195,0002,326
Salaries and employee benefits$3,816,0002,395
Premises and equipment expense$622,0003,549
Additional noninterest expense$2,757,0001,834
Pre-tax net operating income$2,620,0003,077
Securities gains (losses)$02,296
Applicable income taxes$728,0002,749
Income before extraordinary items$1,892,0003,231
Extraordinary gains, net$046
Net income$1,892,0003,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,685
Cash dividends$350,0004,170
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,892,0003,201
2005-09-30 (YTD Data)Rank
Total interest income$14,559,0001,695
Total interest expense$7,536,0001,049
Net interest income$7,023,0002,337
Provision for loan and lease losses$288,0002,264
Total noninterest income$1,030,0002,850
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$93,0005,984
Trading account gains and fees$0126
Additional Noninterest Income$937,0001,901
Total noninterest expense$5,348,0002,312
Salaries and employee benefits$2,798,0002,405
Premises and equipment expense$459,0003,590
Additional noninterest expense$2,091,0001,792
Pre-tax net operating income$2,417,0002,637
Securities gains (losses)$02,317
Applicable income taxes$677,0002,444
Income before extraordinary items$1,740,0002,761
Extraordinary gains, net$035
Net income$1,740,0002,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,017
Cash dividends$350,0003,299
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,740,0002,734
2005-06-30 (YTD Data)Rank
Total interest income$9,591,0001,671
Total interest expense$4,693,0001,065
Net interest income$4,898,0002,213
Provision for loan and lease losses$180,0002,307
Total noninterest income$753,0002,650
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$65,0005,865
Trading account gains and fees$0116
Additional Noninterest Income$688,0001,765
Total noninterest expense$3,605,0002,279
Salaries and employee benefits$1,914,0002,344
Premises and equipment expense$286,0003,760
Additional noninterest expense$1,405,0001,762
Pre-tax net operating income$1,866,0002,312
Securities gains (losses)$02,146
Applicable income taxes$509,0002,252
Income before extraordinary items$1,357,0002,394
Extraordinary gains, net$030
Net income$1,357,0002,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,003
Cash dividends$350,0002,694
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,357,0002,369
2005-03-31 (YTD Data)Rank
Total interest income$4,634,0001,690
Total interest expense$2,126,0001,099
Net interest income$2,508,0002,152
Provision for loan and lease losses$35,0003,777
Total noninterest income$304,0003,026
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$33,0005,810
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,023
Total noninterest expense$1,659,0002,468
Salaries and employee benefits$939,0002,411
Premises and equipment expense$128,0004,125
Additional noninterest expense$592,0002,070
Pre-tax net operating income$1,118,0001,978
Securities gains (losses)$01,685
Applicable income taxes$341,0001,810
Income before extraordinary items$777,0002,138
Extraordinary gains, net$024
Net income$777,0002,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,446
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$777,0002,103
2004-12-31 (YTD Data)Rank
Total interest income$15,611,0001,832
Total interest expense$6,423,0001,278
Net interest income$9,188,0002,228
Provision for loan and lease losses$719,0001,430
Total noninterest income$922,0003,738
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$105,0006,397
Trading account gains and fees$0138
Additional Noninterest Income$817,0002,465
Total noninterest expense$6,251,0002,545
Salaries and employee benefits$3,078,0002,784
Premises and equipment expense$533,0003,891
Additional noninterest expense$2,640,0001,840
Pre-tax net operating income$3,140,0002,491
Securities gains (losses)$-18,0008,362
Applicable income taxes$1,012,0002,129
Income before extraordinary items$2,110,0002,783
Extraordinary gains, net$034
Net income$2,110,0002,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,086,000728
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,122,2402,715
2004-09-30 (YTD Data)Rank
Total interest income$11,040,0001,916
Total interest expense$4,542,0001,328
Net interest income$6,498,0002,320
Provision for loan and lease losses$563,0001,301
Total noninterest income$710,0003,701
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$74,0006,546
Trading account gains and fees$0134
Additional Noninterest Income$636,0002,419
Total noninterest expense$4,689,0002,509
Salaries and employee benefits$2,370,0002,699
Premises and equipment expense$405,0003,839
Additional noninterest expense$1,914,0001,871
Pre-tax net operating income$1,956,0002,941
Securities gains (losses)$-22,0008,667
Applicable income taxes$620,0002,514
Income before extraordinary items$1,314,0003,326
Extraordinary gains, net$026
Net income$1,314,0003,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$949,000592
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,328,9603,206
2004-06-30 (YTD Data)Rank
Total interest income$6,745,0002,062
Total interest expense$2,797,0001,414
Net interest income$3,948,0002,519
Provision for loan and lease losses$342,0001,396
Total noninterest income$492,0003,611
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$52,0006,467
Trading account gains and fees$0130
Additional Noninterest Income$440,0002,380
Total noninterest expense$3,111,0002,537
Salaries and employee benefits$1,577,0002,706
Premises and equipment expense$273,0003,808
Additional noninterest expense$1,261,0001,890
Pre-tax net operating income$987,0003,567
Securities gains (losses)$-19,0008,791
Applicable income taxes$306,0003,050
Income before extraordinary items$662,0003,981
Extraordinary gains, net$021
Net income$662,0003,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,084
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$674,9203,856
2004-03-31 (YTD Data)Rank
Total interest income$3,173,0002,206
Total interest expense$1,307,0001,529
Net interest income$1,866,0002,653
Provision for loan and lease losses$83,0002,440
Total noninterest income$244,0003,582
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$27,0006,373
Trading account gains and fees$0121
Additional Noninterest Income$217,0002,343
Total noninterest expense$1,481,0002,656
Salaries and employee benefits$778,0002,759
Premises and equipment expense$139,0003,799
Additional noninterest expense$564,0002,103
Pre-tax net operating income$546,0003,304
Securities gains (losses)$7,0002,210
Applicable income taxes$176,0002,798
Income before extraordinary items$377,0003,672
Extraordinary gains, net$016
Net income$377,0003,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,622
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$372,2403,578
2003-12-31 (YTD Data)Rank
Total interest income$11,811,0002,417
Total interest expense$5,431,0001,664
Net interest income$6,380,0003,014
Provision for loan and lease losses$1,207,000975
Total noninterest income$1,017,0003,693
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$128,0006,168
Trading account gains and fees$0160
Additional Noninterest Income$889,0002,562
Total noninterest expense$5,495,0002,814
Salaries and employee benefits$2,591,0003,169
Premises and equipment expense$510,0004,005
Additional noninterest expense$2,394,0002,011
Pre-tax net operating income$695,0006,028
Securities gains (losses)$58,0002,371
Applicable income taxes$207,0004,874
Income before extraordinary items$546,0006,152
Extraordinary gains, net$054
Net income$546,0006,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,0001,225
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$503,6606,168
2003-09-30 (YTD Data)Rank
Total interest income$8,844,0002,462
Total interest expense$4,173,0001,694
Net interest income$4,671,0003,093
Provision for loan and lease losses$689,0001,245
Total noninterest income$741,0003,812
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$92,0006,274
Trading account gains and fees$0153
Additional Noninterest Income$649,0002,695
Total noninterest expense$3,805,0003,012
Salaries and employee benefits$1,867,0003,278
Premises and equipment expense$378,0004,030
Additional noninterest expense$1,560,0002,298
Pre-tax net operating income$918,0004,781
Securities gains (losses)$04,204
Applicable income taxes$275,0004,082
Income before extraordinary items$643,0005,206
Extraordinary gains, net$040
Net income$643,0005,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,349
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$643,0005,031
2003-06-30 (YTD Data)Rank
Total interest income$5,842,0002,494
Total interest expense$2,804,0001,731
Net interest income$3,038,0003,151
Provision for loan and lease losses$554,0001,054
Total noninterest income$509,0003,696
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$63,0006,212
Trading account gains and fees$0150
Additional Noninterest Income$446,0002,623
Total noninterest expense$2,425,0003,128
Salaries and employee benefits$1,213,0003,336
Premises and equipment expense$239,0004,194
Additional noninterest expense$973,0002,424
Pre-tax net operating income$568,0004,991
Securities gains (losses)$03,782
Applicable income taxes$193,0004,041
Income before extraordinary items$375,0005,581
Extraordinary gains, net$030
Net income$375,0005,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0001,483
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$375,0005,369
2003-03-31 (YTD Data)Rank
Total interest income$2,851,0002,566
Total interest expense$1,369,0001,813
Net interest income$1,482,0003,204
Provision for loan and lease losses$310,000890
Total noninterest income$271,0003,475
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$32,0006,144
Trading account gains and fees$0134
Additional Noninterest Income$239,0002,426
Total noninterest expense$1,205,0003,135
Salaries and employee benefits$629,0003,227
Premises and equipment expense$113,0004,362
Additional noninterest expense$463,0002,502
Pre-tax net operating income$238,0005,416
Securities gains (losses)$02,891
Applicable income taxes$81,0004,334
Income before extraordinary items$157,0005,910
Extraordinary gains, net$021
Net income$157,0005,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0001,069
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$157,0005,719
2002-12-31 (YTD Data)Rank
Total interest income$10,409,0002,915
Total interest expense$4,888,0002,296
Net interest income$5,521,0003,369
Provision for loan and lease losses$1,551,000916
Total noninterest income$599,0004,738
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$97,0006,623
Trading account gains and fees$0153
Additional Noninterest Income$502,0003,282
Total noninterest expense$3,907,0003,622
Salaries and employee benefits$1,812,0004,062
Premises and equipment expense$407,0004,587
Additional noninterest expense$1,688,0002,675
Pre-tax net operating income$662,0006,213
Securities gains (losses)$473,000678
Applicable income taxes$-681,0009,273
Income before extraordinary items$1,816,0003,002
Extraordinary gains, net$070
Net income$1,816,0003,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$993,000979
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,343,0003,690
2001-12-31 (YTD Data)Rank
Total interest income$7,836,0004,082
Total interest expense$4,782,0003,277
Net interest income$3,054,0004,995
Provision for loan and lease losses$525,0002,118
Total noninterest income$329,0006,171
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$113,0006,354
Trading account gains and fees$0177
Additional Noninterest Income$216,0004,772
Total noninterest expense$3,060,0004,265
Salaries and employee benefits$1,473,0004,579
Premises and equipment expense$398,0004,614
Additional noninterest expense$1,189,0003,533
Pre-tax net operating income$-202,0008,968
Securities gains (losses)$255,0001,006
Applicable income taxes$07,903
Income before extraordinary items$53,0008,590
Extraordinary gains, net$0105
Net income$53,0008,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,911
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$2,823,000267
Net operating income$-202,0008,996
2000-12-31 (YTD Data)Rank
Total interest income$4,518,0006,082
Total interest expense$2,873,0005,085
Net interest income$1,645,0007,215
Provision for loan and lease losses$246,0003,276
Total noninterest income$59,0009,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0008,033
Trading account gains and feesNANA
Additional Noninterest Income$27,0008,667
Total noninterest expense$3,513,0003,690
Salaries and employee benefits$1,312,0004,870
Premises and equipment expense$450,0004,129
Additional noninterest expense$1,751,0002,449
Pre-tax net operating income$-2,055,0009,825
Securities gains (losses)$32,000827
Applicable income taxes$08,362
Income before extraordinary items$-2,023,0009,821
Extraordinary gains, net$038
Net income$-2,023,0009,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$4,430,000239
Net operating income$-2,055,0009,826
1999-12-31 (YTD Data)Rank
Total interest income$791,0009,780
Total interest expense$256,0009,861
Net interest income$535,0009,629
Provision for loan and lease losses$284,0002,798
Total noninterest income$17,0009,989
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$8,0008,712
Trading account gains and feesNANA
Additional Noninterest Income$9,0009,783
Total noninterest expense$1,568,0006,602
Salaries and employee benefits$691,0007,292
Premises and equipment expense$188,0006,999
Additional noninterest expense$689,0005,294
Pre-tax net operating income$-1,300,00010,108
Securities gains (losses)$-2,0008,771
Applicable income taxes$08,765
Income before extraordinary items$-1,302,00010,118
Extraordinary gains, net$035
Net income$-1,302,00010,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$6,000,000194
Net operating income$-1,300,00010,112

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.