| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0032% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0022% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0069% | 4,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 3,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0027% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 3,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0101% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 4,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0110% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0264% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0330% | 4,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 3,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0399% | 4,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.1295% | 4,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0426% | 4,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 4,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0948% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2573% | 5,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2573% | 4,986 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0572% | 4,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 4,747 |
| Percentage Net Loans Charged-off:Construction & development | -0.3024% | 4,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 4,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0624% | 4,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1605% | 4,660 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0835% | 5,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0835% | 5,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0861% | 4,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0557% | 4,898 |
| Percentage Net Loans Charged-off:Construction & development | -1.0152% | 4,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0694% | 4,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0807% | 4,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3164% | 4,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0777% | 4,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0631% | 5,009 |
| Percentage Net Loans Charged-off:Construction & development | -1.0444% | 4,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1040% | 5,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1236% | 5,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2728% | 4,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1482% | 5,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 4,061 |
| Percentage Net Loans Charged-off:Construction & development | -1.5045% | 4,930 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3958% | 5,204 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.7991% | 5,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.7991% | 5,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0269% | 4,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | -1.4934% | 4,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1215% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6605% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | -13.7069% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -13.7069% | 5,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0390% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 662 |
| Percentage Net Loans Charged-off:Construction & development | -1.5815% | 5,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2162% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2457% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6263% | 5,158 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.7168% | 5,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -7.7168% | 5,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1024% | 5,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0578% | 5,120 |
| Percentage Net Loans Charged-off:Construction & development | -1.2500% | 5,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0788% | 5,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0892% | 5,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6109% | 5,196 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.8227% | 5,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -11.8227% | 5,441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8246% | 79 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0468% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 20.0689% | 7 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1914% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5812% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6805% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7235% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2091% | 5,419 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6807% | 5,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6807% | 5,468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9849% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1696% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 7.9766% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8581% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9019% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0522% | 5,460 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2587% | 5,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2587% | 5,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5572% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8382% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 11.3724% | 9 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4605% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5101% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5249% | 5,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1663% | 5,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1663% | 5,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.9342% | 5,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8720% | 5,758 |
| Percentage Net Loans Charged-off:Construction & development | -10.6063% | 5,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4044% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4059% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6134% | 5,540 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0534% | 5,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.0534% | 5,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1620% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4321% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 5.3236% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7924% | 5,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2244% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2374% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3462% | 5,645 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3419% | 5,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3419% | 5,722 |
| Percentage Net Loans Charged-off: All other loans and lease | -500.0000% | 5,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2113% | 5,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1395% | 5,652 |
| Percentage Net Loans Charged-off:Construction & development | 4.4834% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2952% | 5,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6562% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6641% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8649% | 5,596 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2535% | 5,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2535% | 5,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1875% | 5,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2584% | 5,837 |
| Percentage Net Loans Charged-off:Construction & development | 6.6844% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.3317% | 5,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8373% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8486% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5500% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0811% | 5,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0811% | 5,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.9850% | 6,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.3149% | 6,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.1274% | 5,152 |
| Percentage Net Loans Charged-off: Commercial real estate | -6.2455% | 5,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2624% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2668% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4009% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0000% | 5,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0000% | 5,859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6923% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4678% | 333 |
| Percentage Net Loans Charged-off:Construction & development | -0.4999% | 5,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3986% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0465% | 5,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 5,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5379% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.1810% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.1810% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4909% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5379% | 267 |
| Percentage Net Loans Charged-off:Construction & development | -0.5569% | 5,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6127% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0503% | 5,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0513% | 5,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3792% | 5,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.4281% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.4281% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0596% | 2,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 1,886 |
| Percentage Net Loans Charged-off:Construction & development | -0.7813% | 5,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2584% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2639% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5270% | 5,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.1342% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 19.1342% | 10 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1001% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 5,195 |
| Percentage Net Loans Charged-off:Construction & development | -1.5515% | 5,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2664% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2728% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1394% | 5,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 37.2990% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 37.2990% | 5 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7183% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4954% | 610 |
| Percentage Net Loans Charged-off:Construction & development | -0.1495% | 5,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5989% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2797% | 5,099 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5732% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5868% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4950% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7556% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7556% | 150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5367% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2120% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.1374% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3867% | 6,281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4250% | 5,161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7573% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7752% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1676% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6121% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6121% | 449 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3807% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4373% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.2037% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2109% | 6,257 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5262% | 5,192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0708% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0958% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0494% | 5,036 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4673% | 6,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4673% | 6,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1268% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1556% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | -2.8830% | 5,970 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3992% | 6,424 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0387% | 5,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2933% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3235% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0623% | 5,174 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9270% | 6,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9270% | 6,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3396% | 132 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6487% | 82 |
| Percentage Net Loans Charged-off:Construction & development | 12.1814% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7660% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.9992% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8371% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8863% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 5,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7066% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7066% | 190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0185% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2930% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 11.8947% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8906% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1184% | 5,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9690% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0334% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 5,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7538% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7538% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4938% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6904% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 2.0027% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7400% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1294% | 5,329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9464% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0205% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 5,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8794% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8794% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3593% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5262% | 303 |
| Percentage Net Loans Charged-off:Construction & development | -2.5760% | 6,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1821% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1239% | 5,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3044% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3282% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 5,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4983% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4983% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.9673% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0313% | 147 |
| Percentage Net Loans Charged-off:Construction & development | 21.3883% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3578% | 1,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6076% | 539 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1716% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9402% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8820% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2780% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9186% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.9186% | 106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7571% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7127% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 19.1362% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3085% | 1,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7554% | 448 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8747% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3901% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4506% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9792% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7718% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7718% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.4561% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2349% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 16.4773% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4459% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0646% | 5,531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3317% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5510% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1589% | 2,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3783% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2795% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2795% | 195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.2527% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6843% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 18.2917% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8111% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0639% | 5,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5436% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5873% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6262% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6061% | 6,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6061% | 6,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.6842% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9471% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 6.1337% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1587% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9499% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5946% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1552% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6276% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2631% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1940% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1367% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.6241% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7160% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 3.5323% | 1,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9461% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1485% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8678% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8392% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8699% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8117% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7323% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6458% | 789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0676% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3591% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 5.6339% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8352% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2709% | 575 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6919% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2024% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6545% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2940% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5370% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4048% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3626% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5180% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 1.6152% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9575% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3767% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1773% | 2,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1903% | 2,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1831% | 6,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4615% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4615% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.8743% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9195% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 8.8812% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5892% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6035% | 459 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5236% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2590% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4735% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5247% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5522% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9500% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7431% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 1.8825% | 1,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3938% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3589% | 723 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2548% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3880% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1787% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0777% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6712% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4671% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4761% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 1.2467% | 1,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7664% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5286% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4125% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0840% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1700% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3367% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9365% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4126% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4391% | 2,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.1189% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6554% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4183% | 1,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4460% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2525% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3028% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2060% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | 4.4495% | 1,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 3,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1323% | 550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7406% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0700% | 1,814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7810% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3604% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4593% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2985% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3842% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 5.5091% | 895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0855% | 2,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5451% | 364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5534% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0941% | 1,498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5804% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4038% | 3,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0378% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4643% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4734% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.6021% | 2,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 2,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4252% | 218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6124% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1418% | 1,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6391% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2845% | 3,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3333% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1129% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 3,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2826% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1339% | 1,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5742% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9685% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4327% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2297% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.7183% | 1,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1995% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2060% | 2,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4375% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4655% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1666% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 3,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1787% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1837% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0454% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9564% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1678% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1062% | 2,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2579% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2634% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6650% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2190% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0417% | 3,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0930% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 6,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8999% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1160% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 2,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7550% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7320% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1505% | 7,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0558% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6746% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1849% | 7,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0757% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0088% | 2,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0531% | 64 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2267% | 7,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0847% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1091% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 1,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.4639% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0299% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 2,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0580% | 7,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5556% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0645% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.0519% | 7,583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0419% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1487% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7791% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3172% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -9.3544% | 7,637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0324% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 1,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5066% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6452% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.6923% | 7,620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0533% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1838% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 13.9806% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0593% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0510% | 3,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8085% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 26.2423% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8011% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0772% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7765% | 6,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 2,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6226% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | 34.3734% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2681% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0718% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0556% | 6,300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 2,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6721% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | 36.0387% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8136% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1051% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0476% | 8,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0926% | 6,272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5400% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7650% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 39.0244% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5419% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4716% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 2,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3724% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2180% | 5,316 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4651% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.1725% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5676% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0707% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1957% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1204% | 5,466 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4833% | 1,079 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.6845% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2669% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1125% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8132% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0685% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1478% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1402% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 7,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | -4.3478% | 2,595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3295% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3843% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1734% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1948% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4527% | 2,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4374% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | 20.3160% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4006% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3052% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3468% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7248% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2219% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0262% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2558% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8307% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 14.1176% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0241% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3612% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9593% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 29.4479% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2500% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7579% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9085% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5167% | 4,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5322% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4358% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 2,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 2,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1246% | 6,487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8023% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
