Home > Lindell Bank & Trust Company > Income and Expense

Lindell Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$38,241,0001,161
Total interest expense$5,669,0001,886
Net interest income$32,572,000967
Provision for loan and lease losses$-98,0004,327
Total noninterest income$2,978,0001,642
Gross Fiduciary activities income$2,000923
Service charges on deposit accounts$1,367,000790
Trading account gains and feesNANA
Additional Noninterest Income$1,609,0001,803
Total noninterest expense$20,670,0001,181
Salaries and employee benefits$9,765,0001,365
Premises and equipment expense$3,174,000815
Additional noninterest expense$1,609,0001,803
Pre-tax net operating income$14,978,000859
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$14,978,000742
Extraordinary gains, net$054
Net income$14,978,000753
Minority interest net income$088
Net income of bank and minority interests.$14,978,000745
Net charge-offs$1,032,000521
Cash dividends$5,927,000710
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,978,000749
2023-09-30 (YTD Data)Rank
Total interest income$27,967,0001,158
Total interest expense$3,769,0001,895
Net interest income$24,198,000976
Provision for loan and lease losses$-6,0004,244
Total noninterest income$2,413,0001,563
Gross Fiduciary activities income$2,000887
Service charges on deposit accounts$1,016,000793
Trading account gains and feesNANA
Additional Noninterest Income$1,395,0001,678
Total noninterest expense$15,340,0001,185
Salaries and employee benefits$7,277,0001,367
Premises and equipment expense$2,394,000816
Additional noninterest expense$1,395,0001,678
Pre-tax net operating income$11,277,000882
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$11,277,000757
Extraordinary gains, net$052
Net income$11,277,000761
Minority interest net income$081
Net income of bank and minority interests.$11,277,000757
Net charge-offs$-3,0003,563
Cash dividends$5,927,000546
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,277,000768
2023-06-30 (YTD Data)Rank
Total interest income$18,148,0001,159
Total interest expense$2,134,0001,938
Net interest income$16,014,000989
Provision for loan and lease losses$-6,0004,328
Total noninterest income$1,610,0001,490
Gross Fiduciary activities income$0931
Service charges on deposit accounts$674,000777
Trading account gains and feesNANA
Additional Noninterest Income$936,0001,600
Total noninterest expense$10,133,0001,183
Salaries and employee benefits$4,832,0001,369
Premises and equipment expense$1,538,000829
Additional noninterest expense$936,0001,598
Pre-tax net operating income$7,497,000900
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$7,497,000756
Extraordinary gains, net$051
Net income$7,497,000768
Minority interest net income$081
Net income of bank and minority interests.$7,497,000756
Net charge-offs$-1,0003,356
Cash dividends$4,446,000484
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,497,000761
2023-03-31 (YTD Data)Rank
Total interest income$8,834,0001,168
Total interest expense$851,0002,029
Net interest income$7,983,000995
Provision for loan and lease losses$02,612
Total noninterest income$795,0001,498
Gross Fiduciary activities income$0913
Service charges on deposit accounts$334,000798
Trading account gains and feesNANA
Additional Noninterest Income$461,0001,590
Total noninterest expense$5,023,0001,202
Salaries and employee benefits$2,401,0001,406
Premises and equipment expense$776,000859
Additional noninterest expense$461,0001,590
Pre-tax net operating income$3,755,000925
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,755,000778
Extraordinary gains, net$04
Net income$3,755,000777
Minority interest net income$048
Net income of bank and minority interests.$3,755,000777
Net charge-offs$1,0001,904
Cash dividends$1,327,000658
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,755,000793
2022-12-31 (YTD Data)Rank
Total interest income$31,505,0001,099
Total interest expense$580,0003,076
Net interest income$30,925,0001,007
Provision for loan and lease losses$03,012
Total noninterest income$3,244,0001,560
Gross Fiduciary activities income$2,000957
Service charges on deposit accounts$1,492,000742
Trading account gains and feesNANA
Additional Noninterest Income$1,750,0001,756
Total noninterest expense$19,796,0001,191
Salaries and employee benefits$9,323,0001,391
Premises and equipment expense$3,120,000830
Additional noninterest expense$1,750,0001,756
Pre-tax net operating income$14,373,000979
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$14,373,000825
Extraordinary gains, net$05
Net income$14,373,000826
Minority interest net income$063
Net income of bank and minority interests.$14,373,000826
Net charge-offs$150,0001,053
Cash dividends$8,583,000531
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,373,000845
2022-09-30 (YTD Data)Rank
Total interest income$22,835,0001,084
Total interest expense$282,0003,372
Net interest income$22,553,0001,015
Provision for loan and lease losses$02,835
Total noninterest income$2,395,0001,594
Gross Fiduciary activities income$2,000923
Service charges on deposit accounts$1,129,000743
Trading account gains and feesNANA
Additional Noninterest Income$1,264,0001,818
Total noninterest expense$14,693,0001,203
Salaries and employee benefits$6,965,0001,388
Premises and equipment expense$2,432,000794
Additional noninterest expense$1,264,0001,818
Pre-tax net operating income$10,255,0001,020
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$10,255,000876
Extraordinary gains, net$04
Net income$10,255,000876
Minority interest net income$057
Net income of bank and minority interests.$10,255,000876
Net charge-offs$-72,0004,203
Cash dividends$8,393,000412
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,255,000894
2022-06-30 (YTD Data)Rank
Total interest income$14,825,0001,070
Total interest expense$175,0003,365
Net interest income$14,650,0001,004
Provision for loan and lease losses$02,599
Total noninterest income$1,681,0001,540
Gross Fiduciary activities income$0925
Service charges on deposit accounts$730,000757
Trading account gains and feesNANA
Additional Noninterest Income$951,0001,722
Total noninterest expense$9,671,0001,208
Salaries and employee benefits$4,592,0001,400
Premises and equipment expense$1,556,000820
Additional noninterest expense$3,523,0001,031
Pre-tax net operating income$6,660,000984
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$6,660,000850
Extraordinary gains, net$04
Net income$6,660,000850
Minority interest net income$060
Net income of bank and minority interests.$6,660,000850
Net charge-offs$-61,0004,246
Cash dividends$6,441,000366
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,660,000862
2022-03-31 (YTD Data)Rank
Total interest income$7,201,0001,073
Total interest expense$87,0003,355
Net interest income$7,114,0001,006
Provision for loan and lease losses$02,285
Total noninterest income$887,0001,482
Gross Fiduciary activities income$0892
Service charges on deposit accounts$360,000761
Trading account gains and feesNANA
Additional Noninterest Income$527,0001,618
Total noninterest expense$4,813,0001,205
Salaries and employee benefits$2,248,0001,427
Premises and equipment expense$834,000782
Additional noninterest expense$1,731,0001,036
Pre-tax net operating income$3,188,000967
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,188,000843
Extraordinary gains, net$04
Net income$3,188,000842
Minority interest net income$050
Net income of bank and minority interests.$3,188,000843
Net charge-offs$-50,0004,406
Cash dividends$848,000861
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,188,000851
2021-12-31 (YTD Data)Rank
Total interest income$29,220,0001,081
Total interest expense$667,0002,766
Net interest income$28,553,0001,020
Provision for loan and lease losses$-400,0004,401
Total noninterest income$4,093,0001,495
Gross Fiduciary activities income$2,000941
Service charges on deposit accounts$1,301,000786
Trading account gains and feesNANA
Additional Noninterest Income$2,790,0001,553
Total noninterest expense$20,240,0001,156
Salaries and employee benefits$9,149,0001,395
Premises and equipment expense$3,203,000812
Additional noninterest expense$7,888,000942
Pre-tax net operating income$12,806,0001,065
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$12,806,000942
Extraordinary gains, net$010
Net income$12,806,000942
Minority interest net income$074
Net income of bank and minority interests.$12,806,000942
Net charge-offs$-355,0004,672
Cash dividends$2,214,0001,432
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,806,000930
2021-09-30 (YTD Data)Rank
Total interest income$22,011,0001,098
Total interest expense$568,0002,691
Net interest income$21,443,0001,025
Provision for loan and lease losses$02,963
Total noninterest income$3,052,0001,537
Gross Fiduciary activities income$2,000906
Service charges on deposit accounts$954,000800
Trading account gains and feesNANA
Additional Noninterest Income$2,096,0001,620
Total noninterest expense$15,338,0001,155
Salaries and employee benefits$6,971,0001,374
Premises and equipment expense$2,454,000806
Additional noninterest expense$5,913,000949
Pre-tax net operating income$9,157,0001,153
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$9,157,0001,025
Extraordinary gains, net$08
Net income$9,157,0001,025
Minority interest net income$069
Net income of bank and minority interests.$9,157,0001,025
Net charge-offs$-308,0004,753
Cash dividends$2,164,0001,103
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,157,0001,003
2021-06-30 (YTD Data)Rank
Total interest income$14,523,0001,099
Total interest expense$430,0002,565
Net interest income$14,093,0001,027
Provision for loan and lease losses$02,862
Total noninterest income$2,060,0001,498
Gross Fiduciary activities income$1,000917
Service charges on deposit accounts$614,000792
Trading account gains and feesNANA
Additional Noninterest Income$1,445,0001,548
Total noninterest expense$10,386,0001,135
Salaries and employee benefits$4,743,0001,350
Premises and equipment expense$1,588,000834
Additional noninterest expense$4,055,000919
Pre-tax net operating income$5,767,0001,179
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,767,0001,062
Extraordinary gains, net$06
Net income$5,767,0001,063
Minority interest net income$067
Net income of bank and minority interests.$5,767,0001,063
Net charge-offs$-267,0004,803
Cash dividends$1,704,000969
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,767,0001,041
2021-03-31 (YTD Data)Rank
Total interest income$5,214,0001,450
Total interest expense$158,0003,090
Net interest income$5,056,0001,356
Provision for loan and lease losses$02,741
Total noninterest income$472,0002,289
Gross Fiduciary activities income$0922
Service charges on deposit accounts$237,000958
Trading account gains and feesNANA
Additional Noninterest Income$235,0002,687
Total noninterest expense$3,316,0001,591
Salaries and employee benefits$1,591,0001,828
Premises and equipment expense$536,0001,155
Additional noninterest expense$1,189,0001,341
Pre-tax net operating income$2,212,0001,421
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,212,0001,292
Extraordinary gains, net$03
Net income$2,212,0001,292
Minority interest net income$055
Net income of bank and minority interests.$2,212,0001,292
Net charge-offs$-54,0004,638
Cash dividends$94,0002,158
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,212,0001,261
2020-12-31 (YTD Data)Rank
Total interest income$20,445,0001,470
Total interest expense$1,088,0002,808
Net interest income$19,357,0001,321
Provision for loan and lease losses$04,319
Total noninterest income$1,957,0002,145
Gross Fiduciary activities income$2,000977
Service charges on deposit accounts$988,000963
Trading account gains and feesNANA
Additional Noninterest Income$967,0002,515
Total noninterest expense$13,557,0001,538
Salaries and employee benefits$6,579,0001,760
Premises and equipment expense$2,206,0001,078
Additional noninterest expense$4,772,0001,335
Pre-tax net operating income$7,757,0001,278
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$7,757,0001,166
Extraordinary gains, net$04
Net income$7,757,0001,166
Minority interest net income$072
Net income of bank and minority interests.$7,757,0001,166
Net charge-offs$-420,0004,946
Cash dividends$41,830,000174
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,757,0001,135
2020-09-30 (YTD Data)Rank
Total interest income$14,939,0001,510
Total interest expense$894,0002,766
Net interest income$14,045,0001,358
Provision for loan and lease losses$04,239
Total noninterest income$1,448,0002,127
Gross Fiduciary activities income$2,000929
Service charges on deposit accounts$726,000972
Trading account gains and feesNANA
Additional Noninterest Income$720,0002,462
Total noninterest expense$9,969,0001,540
Salaries and employee benefits$5,025,0001,722
Premises and equipment expense$1,681,0001,069
Additional noninterest expense$3,263,0001,415
Pre-tax net operating income$5,524,0001,299
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$5,524,0001,179
Extraordinary gains, net$04
Net income$5,524,0001,178
Minority interest net income$065
Net income of bank and minority interests.$5,524,0001,179
Net charge-offs$-414,0004,985
Cash dividends$41,557,000132
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,524,0001,142
2020-06-30 (YTD Data)Rank
Total interest income$10,270,0001,480
Total interest expense$658,0002,733
Net interest income$9,612,0001,323
Provision for loan and lease losses$04,134
Total noninterest income$971,0002,049
Gross Fiduciary activities income$1,000937
Service charges on deposit accounts$487,000973
Trading account gains and feesNANA
Additional Noninterest Income$483,0002,402
Total noninterest expense$6,605,0001,535
Salaries and employee benefits$3,363,0001,711
Premises and equipment expense$1,121,0001,062
Additional noninterest expense$2,121,0001,429
Pre-tax net operating income$3,978,0001,168
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$3,978,0001,048
Extraordinary gains, net$04
Net income$3,978,0001,048
Minority interest net income$065
Net income of bank and minority interests.$3,978,0001,048
Net charge-offs$-396,0005,030
Cash dividends$1,750,000894
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,978,0001,024
2020-03-31 (YTD Data)Rank
Total interest income$5,350,0001,422
Total interest expense$388,0002,652
Net interest income$4,962,0001,269
Provision for loan and lease losses$03,711
Total noninterest income$572,0001,803
Gross Fiduciary activities income$0941
Service charges on deposit accounts$298,000948
Trading account gains and feesNANA
Additional Noninterest Income$274,0002,095
Total noninterest expense$3,260,0001,567
Salaries and employee benefits$1,668,0001,738
Premises and equipment expense$563,0001,073
Additional noninterest expense$1,029,0001,482
Pre-tax net operating income$2,274,000945
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,274,000836
Extraordinary gains, net$04
Net income$2,274,000836
Minority interest net income$056
Net income of bank and minority interests.$2,274,000836
Net charge-offs$-251,0005,053
Cash dividends$900,000882
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,274,000827
2019-12-31 (YTD Data)Rank
Total interest income$22,795,0001,362
Total interest expense$2,113,0002,259
Net interest income$20,682,0001,218
Provision for loan and lease losses$-1,150,0005,133
Total noninterest income$2,512,0001,744
Gross Fiduciary activities income$2,000989
Service charges on deposit accounts$1,248,000938
Trading account gains and feesNANA
Additional Noninterest Income$1,262,0001,993
Total noninterest expense$13,273,0001,507
Salaries and employee benefits$6,476,0001,740
Premises and equipment expense$2,198,0001,087
Additional noninterest expense$4,599,0001,343
Pre-tax net operating income$11,071,000975
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$11,071,000865
Extraordinary gains, net$011
Net income$11,071,000866
Minority interest net income$076
Net income of bank and minority interests.$11,071,000866
Net charge-offs$-972,0005,148
Cash dividends$4,735,000836
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,071,000843
2019-09-30 (YTD Data)Rank
Total interest income$17,413,0001,349
Total interest expense$1,648,0002,221
Net interest income$15,765,0001,215
Provision for loan and lease losses$03,836
Total noninterest income$1,924,0001,715
Gross Fiduciary activities income$1,000975
Service charges on deposit accounts$900,000973
Trading account gains and feesNANA
Additional Noninterest Income$1,023,0001,895
Total noninterest expense$10,000,0001,503
Salaries and employee benefits$4,928,0001,722
Premises and equipment expense$1,606,0001,114
Additional noninterest expense$3,466,0001,333
Pre-tax net operating income$7,689,0001,049
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$7,689,000935
Extraordinary gains, net$011
Net income$7,689,000936
Minority interest net income$072
Net income of bank and minority interests.$7,689,000936
Net charge-offs$-1,079,0005,232
Cash dividends$4,735,000645
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,689,000913
2019-06-30 (YTD Data)Rank
Total interest income$11,801,0001,321
Total interest expense$1,102,0002,199
Net interest income$10,699,0001,202
Provision for loan and lease losses$03,685
Total noninterest income$1,333,0001,644
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$574,000998
Trading account gains and feesNANA
Additional Noninterest Income$758,0001,760
Total noninterest expense$6,676,0001,503
Salaries and employee benefits$3,301,0001,729
Premises and equipment expense$1,037,0001,142
Additional noninterest expense$2,338,0001,340
Pre-tax net operating income$5,356,000988
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$5,356,000877
Extraordinary gains, net$011
Net income$5,356,000877
Minority interest net income$069
Net income of bank and minority interests.$5,356,000877
Net charge-offs$-1,073,0005,283
Cash dividends$4,735,000461
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,356,000863
2019-03-31 (YTD Data)Rank
Total interest income$6,007,0001,305
Total interest expense$540,0002,202
Net interest income$5,467,0001,174
Provision for loan and lease losses$03,406
Total noninterest income$788,0001,447
Gross Fiduciary activities income$0972
Service charges on deposit accounts$286,000998
Trading account gains and feesNANA
Additional Noninterest Income$502,0001,438
Total noninterest expense$3,275,0001,544
Salaries and employee benefits$1,646,0001,739
Premises and equipment expense$510,0001,173
Additional noninterest expense$1,119,0001,381
Pre-tax net operating income$2,980,000874
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,980,000778
Extraordinary gains, net$05
Net income$2,980,000778
Minority interest net income$052
Net income of bank and minority interests.$2,980,000777
Net charge-offs$-713,0005,342
Cash dividends$1,445,000655
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,980,000764
2018-12-31 (YTD Data)Rank
Total interest income$22,797,0001,289
Total interest expense$1,323,0002,521
Net interest income$21,474,0001,164
Provision for loan and lease losses$04,082
Total noninterest income$2,001,0001,984
Gross Fiduciary activities income$5,000991
Service charges on deposit accounts$1,308,000920
Trading account gains and feesNANA
Additional Noninterest Income$688,0002,674
Total noninterest expense$13,303,0001,479
Salaries and employee benefits$6,412,0001,718
Premises and equipment expense$2,106,0001,121
Additional noninterest expense$4,785,0001,291
Pre-tax net operating income$10,172,0001,018
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$10,172,000900
Extraordinary gains, net$06
Net income$10,172,000899
Minority interest net income$072
Net income of bank and minority interests.$10,172,000899
Net charge-offs$-628,0005,322
Cash dividends$4,632,000788
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,172,000899
2018-09-30 (YTD Data)Rank
Total interest income$16,869,0001,298
Total interest expense$913,0002,573
Net interest income$15,956,0001,175
Provision for loan and lease losses$03,948
Total noninterest income$1,813,0001,796
Gross Fiduciary activities income$4,000966
Service charges on deposit accounts$980,000921
Trading account gains and feesNANA
Additional Noninterest Income$829,0002,165
Total noninterest expense$9,702,0001,517
Salaries and employee benefits$4,859,0001,707
Premises and equipment expense$1,567,0001,130
Additional noninterest expense$3,276,0001,401
Pre-tax net operating income$8,067,000992
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$8,067,000855
Extraordinary gains, net$05
Net income$8,067,000853
Minority interest net income$066
Net income of bank and minority interests.$8,067,000854
Net charge-offs$-527,0005,389
Cash dividends$4,632,000578
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,067,000851
2018-06-30 (YTD Data)Rank
Total interest income$11,192,0001,287
Total interest expense$555,0002,635
Net interest income$10,637,0001,167
Provision for loan and lease losses$03,782
Total noninterest income$1,223,0001,782
Gross Fiduciary activities income$3,000959
Service charges on deposit accounts$657,000915
Trading account gains and feesNANA
Additional Noninterest Income$563,0002,137
Total noninterest expense$6,422,0001,531
Salaries and employee benefits$3,223,0001,728
Premises and equipment expense$1,014,0001,165
Additional noninterest expense$2,185,0001,402
Pre-tax net operating income$5,438,000966
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$5,438,000836
Extraordinary gains, net$06
Net income$5,438,000834
Minority interest net income$065
Net income of bank and minority interests.$5,438,000835
Net charge-offs$-287,0005,400
Cash dividends$3,451,000518
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,438,000831
2018-03-31 (YTD Data)Rank
Total interest income$5,539,0001,281
Total interest expense$269,0002,623
Net interest income$5,270,0001,174
Provision for loan and lease losses$03,508
Total noninterest income$580,0001,824
Gross Fiduciary activities income$3,000913
Service charges on deposit accounts$332,000910
Trading account gains and feesNANA
Additional Noninterest Income$245,0002,250
Total noninterest expense$3,224,0001,543
Salaries and employee benefits$1,607,0001,755
Premises and equipment expense$502,0001,194
Additional noninterest expense$1,115,0001,362
Pre-tax net operating income$2,626,000965
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,626,000838
Extraordinary gains, net$07
Net income$2,626,000838
Minority interest net income$052
Net income of bank and minority interests.$2,626,000838
Net charge-offs$-184,0005,470
Cash dividends$1,464,000551
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,626,000831
2017-12-31 (YTD Data)Rank
Total interest income$22,234,0001,236
Total interest expense$1,130,0002,336
Net interest income$21,104,0001,155
Provision for loan and lease losses$200,0002,355
Total noninterest income$2,436,0001,800
Gross Fiduciary activities income$11,000971
Service charges on deposit accounts$1,379,000893
Trading account gains and feesNANA
Additional Noninterest Income$1,046,0002,237
Total noninterest expense$13,161,0001,509
Salaries and employee benefits$6,121,0001,789
Premises and equipment expense$2,136,0001,095
Additional noninterest expense$4,904,0001,266
Pre-tax net operating income$10,179,000974
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$10,179,000744
Extraordinary gains, net$09
Net income$10,179,000743
Minority interest net income$076
Net income of bank and minority interests.$10,179,000744
Net charge-offs$1,032,000683
Cash dividends$4,969,000693
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,179,000734
2017-09-30 (YTD Data)Rank
Total interest income$16,773,0001,230
Total interest expense$873,0002,272
Net interest income$15,900,0001,155
Provision for loan and lease losses$04,088
Total noninterest income$1,828,0001,822
Gross Fiduciary activities income$8,000962
Service charges on deposit accounts$1,023,000905
Trading account gains and feesNANA
Additional Noninterest Income$797,0002,260
Total noninterest expense$9,777,0001,528
Salaries and employee benefits$4,623,0001,783
Premises and equipment expense$1,601,0001,112
Additional noninterest expense$3,553,0001,296
Pre-tax net operating income$7,951,000971
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$7,951,000773
Extraordinary gains, net$09
Net income$7,951,000772
Minority interest net income$071
Net income of bank and minority interests.$7,951,000773
Net charge-offs$563,000743
Cash dividends$4,969,000513
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,951,000760
2017-06-30 (YTD Data)Rank
Total interest income$11,288,0001,212
Total interest expense$602,0002,199
Net interest income$10,686,0001,143
Provision for loan and lease losses$03,871
Total noninterest income$1,196,0001,832
Gross Fiduciary activities income$5,000966
Service charges on deposit accounts$652,000930
Trading account gains and feesNANA
Additional Noninterest Income$539,0002,236
Total noninterest expense$6,520,0001,526
Salaries and employee benefits$3,067,0001,796
Premises and equipment expense$1,027,0001,153
Additional noninterest expense$2,426,0001,270
Pre-tax net operating income$5,362,000941
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$5,362,000752
Extraordinary gains, net$011
Net income$5,362,000751
Minority interest net income$071
Net income of bank and minority interests.$5,362,000752
Net charge-offs$-35,0005,183
Cash dividends$3,735,000458
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,362,000732
2017-03-31 (YTD Data)Rank
Total interest income$5,312,0001,265
Total interest expense$283,0002,265
Net interest income$5,029,0001,188
Provision for loan and lease losses$03,537
Total noninterest income$509,0002,025
Gross Fiduciary activities income$3,000952
Service charges on deposit accounts$295,0001,013
Trading account gains and fees$0142
Additional Noninterest Income$211,0002,513
Total noninterest expense$2,931,0001,682
Salaries and employee benefits$1,398,0001,958
Premises and equipment expense$465,0001,271
Additional noninterest expense$1,068,0001,417
Pre-tax net operating income$2,607,000928
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,607,000747
Extraordinary gains, net$08
Net income$2,607,000747
Minority interest net income$055
Net income of bank and minority interests.$2,607,000747
Net charge-offs$-1,0003,990
Cash dividends$1,300,000576
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,607,000732
2016-12-31 (YTD Data)Rank
Total interest income$20,721,0001,260
Total interest expense$1,124,0002,242
Net interest income$19,597,0001,199
Provision for loan and lease losses$04,332
Total noninterest income$2,042,0002,089
Gross Fiduciary activities income$14,000989
Service charges on deposit accounts$1,151,0001,066
Trading account gains and fees$0170
Additional Noninterest Income$877,0002,557
Total noninterest expense$12,501,0001,555
Salaries and employee benefits$5,488,0001,949
Premises and equipment expense$1,784,0001,306
Additional noninterest expense$5,229,0001,212
Pre-tax net operating income$9,138,000995
Securities gains (losses)$95,0001,389
Applicable income taxes$04,278
Income before extraordinary items$9,233,000817
Extraordinary gains, net$05
Net income$9,233,000817
Minority interest net income$082
Net income of bank and minority interests.$9,233,000816
Net charge-offs$-85,0005,489
Cash dividends$17,999,000231
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,138,000804
2016-09-30 (YTD Data)Rank
Total interest income$15,153,0001,294
Total interest expense$835,0002,252
Net interest income$14,318,0001,231
Provision for loan and lease losses$04,186
Total noninterest income$1,515,0002,112
Gross Fiduciary activities income$11,000969
Service charges on deposit accounts$849,0001,083
Trading account gains and fees$0169
Additional Noninterest Income$655,0002,563
Total noninterest expense$9,580,0001,522
Salaries and employee benefits$4,169,0001,911
Premises and equipment expense$1,343,0001,301
Additional noninterest expense$4,068,0001,192
Pre-tax net operating income$6,253,0001,078
Securities gains (losses)$95,0001,305
Applicable income taxes$04,325
Income before extraordinary items$6,348,000880
Extraordinary gains, net$05
Net income$6,348,000880
Minority interest net income$071
Net income of bank and minority interests.$6,348,000880
Net charge-offs$-340,0005,811
Cash dividends$17,999,000184
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,253,000863
2016-06-30 (YTD Data)Rank
Total interest income$9,877,0001,324
Total interest expense$525,0002,346
Net interest income$9,352,0001,252
Provision for loan and lease losses$04,017
Total noninterest income$994,0002,115
Gross Fiduciary activities income$7,000984
Service charges on deposit accounts$545,0001,107
Trading account gains and fees$0157
Additional Noninterest Income$442,0002,534
Total noninterest expense$6,444,0001,524
Salaries and employee benefits$2,753,0001,937
Premises and equipment expense$888,0001,313
Additional noninterest expense$2,803,0001,162
Pre-tax net operating income$3,902,0001,130
Securities gains (losses)$95,0001,000
Applicable income taxes$04,338
Income before extraordinary items$3,997,000913
Extraordinary gains, net$016
Net income$3,997,000910
Minority interest net income$071
Net income of bank and minority interests.$3,997,000912
Net charge-offs$-264,0005,896
Cash dividends$16,709,000149
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,902,000905
2016-03-31 (YTD Data)Rank
Total interest income$4,556,0001,390
Total interest expense$199,0002,847
Net interest income$4,357,0001,327
Provision for loan and lease losses$03,656
Total noninterest income$455,0002,193
Gross Fiduciary activities income$3,000976
Service charges on deposit accounts$254,0001,171
Trading account gains and fees$0142
Additional Noninterest Income$198,0002,629
Total noninterest expense$2,811,0001,722
Salaries and employee benefits$1,347,0001,976
Premises and equipment expense$403,0001,427
Additional noninterest expense$1,061,0001,442
Pre-tax net operating income$2,001,0001,089
Securities gains (losses)$95,000556
Applicable income taxes$04,259
Income before extraordinary items$2,096,000850
Extraordinary gains, net$012
Net income$2,096,000851
Minority interest net income$062
Net income of bank and minority interests.$2,096,000851
Net charge-offs$-60,0005,777
Cash dividends$13,955,000110
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,001,000866
2015-12-31 (YTD Data)Rank
Total interest income$18,102,0001,382
Total interest expense$734,0002,970
Net interest income$17,368,0001,303
Provision for loan and lease losses$600,0001,174
Total noninterest income$1,925,0002,166
Gross Fiduciary activities income$8,0001,058
Service charges on deposit accounts$1,103,0001,130
Trading account gains and fees$0159
Additional Noninterest Income$814,0002,630
Total noninterest expense$11,039,0001,719
Salaries and employee benefits$5,033,0002,044
Premises and equipment expense$1,605,0001,441
Additional noninterest expense$4,401,0001,413
Pre-tax net operating income$7,654,0001,115
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$7,654,000935
Extraordinary gains, net$023
Net income$7,654,000935
Minority interest net income$081
Net income of bank and minority interests.$7,654,000935
Net charge-offs$457,0001,248
Cash dividends$3,260,000911
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,654,000914
2015-09-30 (YTD Data)Rank
Total interest income$13,537,0001,396
Total interest expense$552,0003,004
Net interest income$12,985,0001,311
Provision for loan and lease losses$400,0001,230
Total noninterest income$1,457,0002,162
Gross Fiduciary activities income$4,0001,065
Service charges on deposit accounts$846,0001,108
Trading account gains and fees$0153
Additional Noninterest Income$607,0002,653
Total noninterest expense$8,243,0001,733
Salaries and employee benefits$3,832,0002,027
Premises and equipment expense$1,220,0001,423
Additional noninterest expense$3,191,0001,457
Pre-tax net operating income$5,799,0001,119
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$5,799,000920
Extraordinary gains, net$021
Net income$5,799,000920
Minority interest net income$078
Net income of bank and minority interests.$5,799,000920
Net charge-offs$39,0002,950
Cash dividends$3,260,000666
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,799,000896
2015-06-30 (YTD Data)Rank
Total interest income$9,090,0001,392
Total interest expense$372,0003,011
Net interest income$8,718,0001,310
Provision for loan and lease losses$400,000919
Total noninterest income$972,0002,173
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$573,0001,071
Trading account gains and fees$0157
Additional Noninterest Income$399,0002,679
Total noninterest expense$5,470,0001,754
Salaries and employee benefits$2,549,0002,052
Premises and equipment expense$813,0001,443
Additional noninterest expense$2,108,0001,465
Pre-tax net operating income$3,820,0001,124
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,820,000932
Extraordinary gains, net$022
Net income$3,820,000932
Minority interest net income$075
Net income of bank and minority interests.$3,820,000932
Net charge-offs$-330,0006,154
Cash dividends$1,960,000729
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,820,000902
2015-03-31 (YTD Data)Rank
Total interest income$4,693,0001,358
Total interest expense$191,0002,990
Net interest income$4,502,0001,260
Provision for loan and lease losses$300,000621
Total noninterest income$483,0002,146
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$293,0001,024
Trading account gains and fees$0152
Additional Noninterest Income$190,0002,707
Total noninterest expense$2,725,0001,758
Salaries and employee benefits$1,273,0002,050
Premises and equipment expense$413,0001,441
Additional noninterest expense$1,039,0001,481
Pre-tax net operating income$1,960,0001,080
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,960,000881
Extraordinary gains, net$013
Net income$1,960,000881
Minority interest net income$064
Net income of bank and minority interests.$1,960,000881
Net charge-offs$-14,0005,558
Cash dividends$1,010,000639
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,960,000850
2014-12-31 (YTD Data)Rank
Total interest income$19,650,0001,289
Total interest expense$884,0002,829
Net interest income$18,766,0001,203
Provision for loan and lease losses$1,600,000570
Total noninterest income$2,258,0001,938
Gross Fiduciary activities income$59,000911
Service charges on deposit accounts$1,214,0001,086
Trading account gains and fees$0180
Additional Noninterest Income$985,0002,343
Total noninterest expense$11,078,0001,730
Salaries and employee benefits$5,001,0002,043
Premises and equipment expense$1,568,0001,514
Additional noninterest expense$4,509,0001,415
Pre-tax net operating income$8,346,000985
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$8,346,000802
Extraordinary gains, net$017
Net income$8,346,000801
Minority interest net income$084
Net income of bank and minority interests.$8,346,000801
Net charge-offs$-238,0006,276
Cash dividends$5,234,000575
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,346,000784
2014-09-30 (YTD Data)Rank
Total interest income$14,846,0001,283
Total interest expense$676,0002,831
Net interest income$14,170,0001,195
Provision for loan and lease losses$1,300,000524
Total noninterest income$1,742,0001,910
Gross Fiduciary activities income$39,000919
Service charges on deposit accounts$910,0001,097
Trading account gains and fees$0174
Additional Noninterest Income$793,0002,269
Total noninterest expense$8,305,0001,726
Salaries and employee benefits$3,856,0001,993
Premises and equipment expense$1,186,0001,504
Additional noninterest expense$3,263,0001,458
Pre-tax net operating income$6,307,000997
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$6,307,000793
Extraordinary gains, net$015
Net income$6,307,000792
Minority interest net income$081
Net income of bank and minority interests.$6,307,000792
Net charge-offs$-307,0006,412
Cash dividends$5,234,000423
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,307,000778
2014-06-30 (YTD Data)Rank
Total interest income$10,005,0001,259
Total interest expense$457,0002,829
Net interest income$9,548,0001,176
Provision for loan and lease losses$1,000,000451
Total noninterest income$1,231,0001,805
Gross Fiduciary activities income$24,000928
Service charges on deposit accounts$611,0001,078
Trading account gains and fees$0172
Additional Noninterest Income$596,0002,067
Total noninterest expense$5,422,0001,752
Salaries and employee benefits$2,571,0002,006
Premises and equipment expense$796,0001,501
Additional noninterest expense$2,055,0001,528
Pre-tax net operating income$4,357,000938
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,357,000749
Extraordinary gains, net$020
Net income$4,357,000748
Minority interest net income$080
Net income of bank and minority interests.$4,357,000749
Net charge-offs$-140,0006,381
Cash dividends$3,990,000384
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,357,000729
2014-03-31 (YTD Data)Rank
Total interest income$5,047,0001,259
Total interest expense$232,0002,831
Net interest income$4,815,0001,162
Provision for loan and lease losses$600,000384
Total noninterest income$697,0001,607
Gross Fiduciary activities income$12,000926
Service charges on deposit accounts$311,0001,032
Trading account gains and fees$0147
Additional Noninterest Income$374,0001,737
Total noninterest expense$2,642,0001,797
Salaries and employee benefits$1,288,0002,016
Premises and equipment expense$403,0001,510
Additional noninterest expense$951,0001,614
Pre-tax net operating income$2,270,000875
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,270,000686
Extraordinary gains, net$016
Net income$2,270,000686
Minority interest net income$066
Net income of bank and minority interests.$2,270,000688
Net charge-offs$-25,0006,111
Cash dividends$900,000664
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,270,000672
2013-12-31 (YTD Data)Rank
Total interest income$18,869,0001,345
Total interest expense$1,053,0002,838
Net interest income$17,816,0001,237
Provision for loan and lease losses$3,000,000434
Total noninterest income$2,833,0001,674
Gross Fiduciary activities income$42,000960
Service charges on deposit accounts$1,315,0001,055
Trading account gains and fees$0184
Additional Noninterest Income$1,476,0001,872
Total noninterest expense$9,752,0001,941
Salaries and employee benefits$4,998,0002,039
Premises and equipment expense$1,626,0001,460
Additional noninterest expense$3,128,0002,006
Pre-tax net operating income$7,897,000981
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$7,897,000797
Extraordinary gains, net$029
Net income$7,897,000797
Minority interest net income$090
Net income of bank and minority interests.$7,897,000798
Net charge-offs$1,070,0001,206
Cash dividends$4,244,000652
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,897,000790
2013-09-30 (YTD Data)Rank
Total interest income$13,874,0001,382
Total interest expense$805,0002,877
Net interest income$13,069,0001,259
Provision for loan and lease losses$1,800,000542
Total noninterest income$2,219,0001,664
Gross Fiduciary activities income$31,000956
Service charges on deposit accounts$969,0001,070
Trading account gains and fees$0180
Additional Noninterest Income$1,219,0001,807
Total noninterest expense$7,350,0001,935
Salaries and employee benefits$3,858,0001,992
Premises and equipment expense$1,202,0001,501
Additional noninterest expense$2,290,0002,046
Pre-tax net operating income$6,138,000952
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$6,138,000786
Extraordinary gains, net$025
Net income$6,138,000787
Minority interest net income$084
Net income of bank and minority interests.$6,138,000788
Net charge-offs$-459,0006,809
Cash dividends$4,244,000480
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,138,000763
2013-06-30 (YTD Data)Rank
Total interest income$9,075,0001,404
Total interest expense$549,0002,887
Net interest income$8,526,0001,269
Provision for loan and lease losses$1,200,000571
Total noninterest income$1,231,0001,937
Gross Fiduciary activities income$19,000973
Service charges on deposit accounts$631,0001,069
Trading account gains and fees$0157
Additional Noninterest Income$581,0002,277
Total noninterest expense$4,839,0001,955
Salaries and employee benefits$2,576,0002,001
Premises and equipment expense$771,0001,550
Additional noninterest expense$1,492,0002,063
Pre-tax net operating income$3,718,0001,013
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,718,000831
Extraordinary gains, net$022
Net income$3,718,000831
Minority interest net income$082
Net income of bank and minority interests.$3,718,000833
Net charge-offs$6,0004,482
Cash dividends$3,380,000402
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,718,000812
2013-03-31 (YTD Data)Rank
Total interest income$4,596,0001,386
Total interest expense$291,0002,845
Net interest income$4,305,0001,259
Provision for loan and lease losses$600,000594
Total noninterest income$547,0002,087
Gross Fiduciary activities income$9,000976
Service charges on deposit accounts$314,0001,067
Trading account gains and fees$0148
Additional Noninterest Income$224,0002,617
Total noninterest expense$2,416,0001,978
Salaries and employee benefits$1,298,0001,995
Premises and equipment expense$399,0001,532
Additional noninterest expense$719,0002,165
Pre-tax net operating income$1,836,0001,005
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,836,000837
Extraordinary gains, net$010
Net income$1,836,000838
Minority interest net income$076
Net income of bank and minority interests.$1,836,000839
Net charge-offs$-156,0006,889
Cash dividends$500,000922
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,836,000797
2012-12-31 (YTD Data)Rank
Total interest income$20,972,0001,275
Total interest expense$1,651,0002,527
Net interest income$19,321,0001,133
Provision for loan and lease losses$6,700,000400
Total noninterest income$2,372,0001,935
Gross Fiduciary activities income$50,000968
Service charges on deposit accounts$1,303,0001,094
Trading account gains and fees$0166
Additional Noninterest Income$1,019,0002,345
Total noninterest expense$9,980,0001,915
Salaries and employee benefits$5,257,0001,916
Premises and equipment expense$1,603,0001,485
Additional noninterest expense$3,120,0002,077
Pre-tax net operating income$5,013,0001,368
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$5,013,0001,189
Extraordinary gains, net$029
Net income$5,013,0001,189
Minority interest net income$093
Net income of bank and minority interests.$5,013,0001,189
Net charge-offs$3,722,000728
Cash dividends$4,000,000690
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,013,0001,118
2012-09-30 (YTD Data)Rank
Total interest income$15,958,0001,275
Total interest expense$1,319,0002,490
Net interest income$14,639,0001,138
Provision for loan and lease losses$2,700,000671
Total noninterest income$1,755,0001,965
Gross Fiduciary activities income$41,000953
Service charges on deposit accounts$968,0001,105
Trading account gains and fees$0157
Additional Noninterest Income$746,0002,368
Total noninterest expense$7,589,0001,891
Salaries and employee benefits$4,107,0001,835
Premises and equipment expense$1,245,0001,439
Additional noninterest expense$2,237,0002,168
Pre-tax net operating income$6,105,000899
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$6,105,000756
Extraordinary gains, net$020
Net income$6,105,000754
Minority interest net income$086
Net income of bank and minority interests.$6,105,000756
Net charge-offs$-19,0006,736
Cash dividends$1,000,0001,322
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,105,000718
2012-06-30 (YTD Data)Rank
Total interest income$10,663,0001,293
Total interest expense$930,0002,443
Net interest income$9,733,0001,148
Provision for loan and lease losses$1,800,000692
Total noninterest income$1,168,0001,941
Gross Fiduciary activities income$31,000941
Service charges on deposit accounts$645,0001,100
Trading account gains and fees$0153
Additional Noninterest Income$492,0002,359
Total noninterest expense$5,043,0001,902
Salaries and employee benefits$2,780,0001,802
Premises and equipment expense$848,0001,399
Additional noninterest expense$1,415,0002,284
Pre-tax net operating income$4,058,000898
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$4,058,000754
Extraordinary gains, net$019
Net income$4,058,000753
Minority interest net income$084
Net income of bank and minority interests.$4,058,000754
Net charge-offs$99,0003,430
Cash dividends$500,0001,580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,058,000713
2012-03-31 (YTD Data)Rank
Total interest income$5,376,0001,285
Total interest expense$483,0002,446
Net interest income$4,893,0001,137
Provision for loan and lease losses$900,000668
Total noninterest income$513,0002,110
Gross Fiduciary activities income$17,000935
Service charges on deposit accounts$324,0001,078
Trading account gains and fees$0148
Additional Noninterest Income$172,0002,868
Total noninterest expense$2,506,0001,912
Salaries and employee benefits$1,418,0001,768
Premises and equipment expense$400,0001,486
Additional noninterest expense$688,0002,321
Pre-tax net operating income$2,000,000890
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$2,000,000756
Extraordinary gains, net$019
Net income$2,000,000758
Minority interest net income$078
Net income of bank and minority interests.$2,000,000758
Net charge-offs$-66,0007,120
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,000,000711
2011-12-31 (YTD Data)Rank
Total interest income$22,792,0001,258
Total interest expense$2,303,0002,487
Net interest income$20,489,0001,087
Provision for loan and lease losses$9,100,000451
Total noninterest income$2,402,0001,768
Gross Fiduciary activities income$47,000932
Service charges on deposit accounts$1,372,0001,073
Trading account gains and fees$0146
Additional Noninterest Income$983,0002,163
Total noninterest expense$10,500,0001,835
Salaries and employee benefits$5,502,0001,758
Premises and equipment expense$1,530,0001,619
Additional noninterest expense$3,468,0001,942
Pre-tax net operating income$3,291,0001,689
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$3,291,0001,489
Extraordinary gains, net$029
Net income$3,291,0001,489
Minority interest net income$096
Net income of bank and minority interests.$3,291,0001,489
Net charge-offs$7,822,000573
Cash dividends$1,350,0001,326
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,291,0001,419
2011-09-30 (YTD Data)Rank
Total interest income$17,215,0001,263
Total interest expense$1,788,0002,503
Net interest income$15,427,0001,091
Provision for loan and lease losses$2,700,0001,011
Total noninterest income$1,719,0001,813
Gross Fiduciary activities income$35,000907
Service charges on deposit accounts$1,017,0001,092
Trading account gains and fees$0145
Additional Noninterest Income$667,0002,280
Total noninterest expense$7,956,0001,817
Salaries and employee benefits$4,185,0001,738
Premises and equipment expense$1,160,0001,621
Additional noninterest expense$2,611,0001,936
Pre-tax net operating income$6,490,000731
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$6,490,000622
Extraordinary gains, net$021
Net income$6,490,000619
Minority interest net income$087
Net income of bank and minority interests.$6,490,000622
Net charge-offs$2,096,0001,180
Cash dividends$1,350,000912
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,490,000598
2011-06-30 (YTD Data)Rank
Total interest income$11,438,0001,275
Total interest expense$1,226,0002,516
Net interest income$10,212,0001,093
Provision for loan and lease losses$1,800,000988
Total noninterest income$1,088,0001,876
Gross Fiduciary activities income$24,000925
Service charges on deposit accounts$638,0001,144
Trading account gains and fees$0153
Additional Noninterest Income$426,0002,347
Total noninterest expense$5,276,0001,845
Salaries and employee benefits$2,789,0001,758
Premises and equipment expense$757,0001,670
Additional noninterest expense$1,730,0001,974
Pre-tax net operating income$4,224,000733
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$4,224,000618
Extraordinary gains, net$015
Net income$4,224,000617
Minority interest net income$089
Net income of bank and minority interests.$4,224,000618
Net charge-offs$196,0003,139
Cash dividends$750,0001,056
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,224,000597
2011-03-31 (YTD Data)Rank
Total interest income$5,636,0001,297
Total interest expense$642,0002,496
Net interest income$4,994,0001,114
Provision for loan and lease losses$900,000933
Total noninterest income$490,0002,013
Gross Fiduciary activities income$13,000926
Service charges on deposit accounts$319,0001,137
Trading account gains and fees$0158
Additional Noninterest Income$158,0002,815
Total noninterest expense$2,651,0001,852
Salaries and employee benefits$1,395,0001,769
Premises and equipment expense$378,0001,709
Additional noninterest expense$878,0001,930
Pre-tax net operating income$1,933,000787
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,933,000676
Extraordinary gains, net$09
Net income$1,933,000673
Minority interest net income$086
Net income of bank and minority interests.$1,933,000676
Net charge-offs$-335,0007,538
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,933,000664
2010-12-31 (YTD Data)Rank
Total interest income$24,869,0001,241
Total interest expense$3,743,0002,117
Net interest income$21,126,0001,045
Provision for loan and lease losses$10,530,000630
Total noninterest income$2,799,0001,630
Gross Fiduciary activities income$49,000967
Service charges on deposit accounts$1,659,000911
Trading account gains and fees$0175
Additional Noninterest Income$1,091,0002,075
Total noninterest expense$10,752,0001,828
Salaries and employee benefits$5,524,0001,758
Premises and equipment expense$1,679,0001,515
Additional noninterest expense$3,549,0001,987
Pre-tax net operating income$2,643,0001,812
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,643,0001,554
Extraordinary gains, net$029
Net income$2,643,0001,555
Minority interest net income$0111
Net income of bank and minority interests.$2,643,0001,556
Net charge-offs$7,313,000770
Cash dividends$400,0002,604
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,643,0001,509
2010-09-30 (YTD Data)Rank
Total interest income$19,110,0001,233
Total interest expense$3,063,0002,039
Net interest income$16,047,0001,037
Provision for loan and lease losses$3,130,0001,230
Total noninterest income$1,803,0001,832
Gross Fiduciary activities income$38,000949
Service charges on deposit accounts$1,292,000910
Trading account gains and fees$0165
Additional Noninterest Income$473,0002,848
Total noninterest expense$7,951,0001,844
Salaries and employee benefits$4,203,0001,749
Premises and equipment expense$1,248,0001,555
Additional noninterest expense$2,500,0002,063
Pre-tax net operating income$6,769,000623
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$6,769,000503
Extraordinary gains, net$023
Net income$6,769,000505
Minority interest net income$0110
Net income of bank and minority interests.$6,769,000506
Net charge-offs$1,024,0002,171
Cash dividends$400,0002,009
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,769,000481
2010-06-30 (YTD Data)Rank
Total interest income$13,138,0001,217
Total interest expense$2,216,0001,955
Net interest income$10,922,0001,016
Provision for loan and lease losses$1,730,0001,394
Total noninterest income$1,205,0001,763
Gross Fiduciary activities income$25,000960
Service charges on deposit accounts$887,000887
Trading account gains and fees$0152
Additional Noninterest Income$293,0002,874
Total noninterest expense$5,234,0001,870
Salaries and employee benefits$2,801,0001,750
Premises and equipment expense$829,0001,584
Additional noninterest expense$1,604,0002,129
Pre-tax net operating income$5,163,000535
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$5,163,000421
Extraordinary gains, net$019
Net income$5,163,000422
Minority interest net income$0105
Net income of bank and minority interests.$5,163,000422
Net charge-offs$658,0002,150
Cash dividends$400,0001,555
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,163,000414
2010-03-31 (YTD Data)Rank
Total interest income$6,645,0001,226
Total interest expense$1,265,0001,835
Net interest income$5,380,0001,039
Provision for loan and lease losses$230,0002,791
Total noninterest income$606,0001,771
Gross Fiduciary activities income$14,000950
Service charges on deposit accounts$450,000869
Trading account gains and fees$0175
Additional Noninterest Income$142,0002,939
Total noninterest expense$2,517,0001,965
Salaries and employee benefits$1,390,0001,802
Premises and equipment expense$395,0001,713
Additional noninterest expense$732,0002,312
Pre-tax net operating income$3,239,000410
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$3,239,000335
Extraordinary gains, net$016
Net income$3,239,000337
Minority interest net income$091
Net income of bank and minority interests.$3,239,000337
Net charge-offs$-88,0007,839
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,239,000320
2009-12-31 (YTD Data)Rank
Total interest income$18,572,0001,835
Total interest expense$3,364,0003,142
Net interest income$15,208,0001,474
Provision for loan and lease losses$8,240,0001,003
Total noninterest income$3,115,0001,566
Gross Fiduciary activities income$62,000931
Service charges on deposit accounts$1,467,0001,178
Trading account gains and fees$0211
Additional Noninterest Income$1,586,0001,601
Total noninterest expense$7,384,0002,662
Salaries and employee benefits$3,937,0002,484
Premises and equipment expense$1,307,0002,040
Additional noninterest expense$2,140,0003,146
Pre-tax net operating income$2,699,0001,484
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,699,0001,232
Extraordinary gains, net$034
Net income$2,699,0001,231
Minority interest net income$0115
Net income of bank and minority interests.$2,699,0001,231
Net charge-offs$6,035,000996
Cash dividends$850,0001,840
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,699,0001,220
2009-09-30 (YTD Data)Rank
Total interest income$13,595,0001,907
Total interest expense$2,520,0003,273
Net interest income$11,075,0001,518
Provision for loan and lease losses$180,0005,277
Total noninterest income$1,703,0001,988
Gross Fiduciary activities income$35,000958
Service charges on deposit accounts$1,048,0001,232
Trading account gains and fees$0212
Additional Noninterest Income$620,0002,467
Total noninterest expense$5,010,0002,912
Salaries and employee benefits$2,859,0002,576
Premises and equipment expense$925,0002,181
Additional noninterest expense$1,226,0003,823
Pre-tax net operating income$7,588,000431
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$7,588,000342
Extraordinary gains, net$027
Net income$7,588,000341
Minority interest net income$0118
Net income of bank and minority interests.$7,588,000342
Net charge-offs$944,0002,262
Cash dividends$800,0001,493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,588,000335
2009-06-30 (YTD Data)Rank
Total interest income$8,984,0001,960
Total interest expense$1,771,0003,275
Net interest income$7,213,0001,553
Provision for loan and lease losses$120,0005,054
Total noninterest income$1,035,0002,125
Gross Fiduciary activities income$23,000968
Service charges on deposit accounts$673,0001,257
Trading account gains and fees$0193
Additional Noninterest Income$339,0002,793
Total noninterest expense$3,060,0003,174
Salaries and employee benefits$1,906,0002,610
Premises and equipment expense$494,0002,667
Additional noninterest expense$660,0004,431
Pre-tax net operating income$5,068,000429
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$5,068,000346
Extraordinary gains, net$021
Net income$5,068,000344
Minority interest net income$0112
Net income of bank and minority interests.$5,068,000345
Net charge-offs$468,0002,417
Cash dividends$440,0001,772
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,068,000336
2009-03-31 (YTD Data)Rank
Total interest income$4,495,0001,981
Total interest expense$932,0003,247
Net interest income$3,563,0001,564
Provision for loan and lease losses$60,0004,614
Total noninterest income$459,0002,268
Gross Fiduciary activities income$11,000984
Service charges on deposit accounts$322,0001,276
Trading account gains and fees$0171
Additional Noninterest Income$126,0003,262
Total noninterest expense$1,504,0003,144
Salaries and employee benefits$950,0002,664
Premises and equipment expense$249,0002,686
Additional noninterest expense$305,0004,356
Pre-tax net operating income$2,458,000474
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,458,000391
Extraordinary gains, net$015
Net income$2,458,000392
Minority interest net income$0102
Net income of bank and minority interests.$2,458,000393
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,458,000361
2008-12-31 (YTD Data)Rank
Total interest income$18,850,0002,020
Total interest expense$5,331,0002,808
Net interest income$13,519,0001,648
Provision for loan and lease losses$6,840,000798
Total noninterest income$3,099,0001,526
Gross Fiduciary activities income$54,000965
Service charges on deposit accounts$1,363,0001,323
Trading account gains and fees$0154
Additional Noninterest Income$1,682,0001,475
Total noninterest expense$6,267,0002,950
Salaries and employee benefits$3,724,0002,668
Premises and equipment expense$1,020,0002,579
Additional noninterest expense$1,523,0003,579
Pre-tax net operating income$3,511,0001,553
Securities gains (losses)$03,220
Applicable income taxes$-76,0007,028
Income before extraordinary items$3,587,0001,159
Extraordinary gains, net$039
Net income$3,587,0001,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,379,000564
Cash dividends$4,316,000644
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,587,0001,230
2008-09-30 (YTD Data)Rank
Total interest income$14,271,0002,049
Total interest expense$4,277,0002,733
Net interest income$9,994,0001,678
Provision for loan and lease losses$180,0004,348
Total noninterest income$2,677,0001,426
Gross Fiduciary activities income$41,000962
Service charges on deposit accounts$1,011,0001,342
Trading account gains and fees$0148
Additional Noninterest Income$1,625,0001,287
Total noninterest expense$4,554,0003,017
Salaries and employee benefits$2,790,0002,700
Premises and equipment expense$764,0002,598
Additional noninterest expense$1,000,0003,870
Pre-tax net operating income$7,937,000626
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$7,937,000454
Extraordinary gains, net$031
Net income$7,937,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,903
Cash dividends$4,316,000516
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,937,000481
2008-06-30 (YTD Data)Rank
Total interest income$9,600,0002,066
Total interest expense$3,006,0002,704
Net interest income$6,594,0001,697
Provision for loan and lease losses$120,0003,966
Total noninterest income$2,209,0001,220
Gross Fiduciary activities income$28,000978
Service charges on deposit accounts$621,0001,432
Trading account gains and fees$0149
Additional Noninterest Income$1,560,0001,018
Total noninterest expense$3,004,0003,054
Salaries and employee benefits$1,852,0002,741
Premises and equipment expense$503,0002,627
Additional noninterest expense$649,0003,930
Pre-tax net operating income$5,679,000630
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$5,679,000492
Extraordinary gains, net$021
Net income$5,679,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,812
Cash dividends$3,314,000507
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,679,000482
2008-03-31 (YTD Data)Rank
Total interest income$4,923,0002,069
Total interest expense$1,628,0002,675
Net interest income$3,295,0001,692
Provision for loan and lease losses$60,0003,470
Total noninterest income$1,007,0001,328
Gross Fiduciary activities income$15,000976
Service charges on deposit accounts$287,0001,522
Trading account gains and fees$0158
Additional Noninterest Income$705,0001,110
Total noninterest expense$1,460,0003,144
Salaries and employee benefits$914,0002,784
Premises and equipment expense$247,0002,685
Additional noninterest expense$299,0004,131
Pre-tax net operating income$2,782,000694
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,782,000549
Extraordinary gains, net$015
Net income$2,782,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,578
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,782,000523
2007-12-31 (YTD Data)Rank
Total interest income$20,533,0002,043
Total interest expense$6,578,0002,780
Net interest income$13,955,0001,617
Provision for loan and lease losses$1,940,000863
Total noninterest income$2,174,0002,095
Gross Fiduciary activities income$64,000977
Service charges on deposit accounts$1,175,0001,532
Trading account gains and fees$0178
Additional Noninterest Income$935,0002,314
Total noninterest expense$5,903,0003,007
Salaries and employee benefits$3,557,0002,763
Premises and equipment expense$902,0002,796
Additional noninterest expense$1,444,0003,534
Pre-tax net operating income$8,286,0001,017
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$8,286,000788
Extraordinary gains, net$039
Net income$8,286,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,0001,245
Cash dividends$2,075,0001,559
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,286,000776
2007-09-30 (YTD Data)Rank
Total interest income$15,400,0002,047
Total interest expense$4,883,0002,801
Net interest income$10,517,0001,614
Provision for loan and lease losses$180,0003,151
Total noninterest income$1,719,0002,012
Gross Fiduciary activities income$48,000974
Service charges on deposit accounts$850,0001,550
Trading account gains and fees$0184
Additional Noninterest Income$821,0002,092
Total noninterest expense$4,159,0003,141
Salaries and employee benefits$2,549,0002,866
Premises and equipment expense$655,0002,852
Additional noninterest expense$955,0003,841
Pre-tax net operating income$7,897,000880
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$7,897,000660
Extraordinary gains, net$033
Net income$7,897,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-616,0008,540
Cash dividends$2,075,0001,182
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,897,000646
2007-06-30 (YTD Data)Rank
Total interest income$10,148,0002,080
Total interest expense$3,185,0002,850
Net interest income$6,963,0001,655
Provision for loan and lease losses$120,0002,960
Total noninterest income$1,333,0001,815
Gross Fiduciary activities income$35,000984
Service charges on deposit accounts$564,0001,559
Trading account gains and fees$0168
Additional Noninterest Income$734,0001,709
Total noninterest expense$2,750,0003,193
Salaries and employee benefits$1,682,0002,934
Premises and equipment expense$435,0002,889
Additional noninterest expense$633,0003,854
Pre-tax net operating income$5,426,000889
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$5,426,000677
Extraordinary gains, net$029
Net income$5,426,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,176
Cash dividends$1,375,0001,202
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,426,000665
2007-03-31 (YTD Data)Rank
Total interest income$5,048,0002,092
Total interest expense$1,600,0002,825
Net interest income$3,448,0001,673
Provision for loan and lease losses$60,0002,747
Total noninterest income$893,0001,424
Gross Fiduciary activities income$18,000983
Service charges on deposit accounts$264,0001,623
Trading account gains and fees$0195
Additional Noninterest Income$611,0001,183
Total noninterest expense$1,376,0003,193
Salaries and employee benefits$830,0002,978
Premises and equipment expense$217,0002,921
Additional noninterest expense$329,0003,693
Pre-tax net operating income$2,905,000821
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,905,000633
Extraordinary gains, net$022
Net income$2,905,000632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,000953
Cash dividends$400,0001,655
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,905,000621
2006-12-31 (YTD Data)Rank
Total interest income$19,529,0002,029
Total interest expense$5,740,0002,688
Net interest income$13,789,0001,661
Provision for loan and lease losses$2,240,000504
Total noninterest income$1,680,0002,496
Gross Fiduciary activities income$54,0001,017
Service charges on deposit accounts$1,166,0001,528
Trading account gains and fees$0130
Additional Noninterest Income$460,0003,481
Total noninterest expense$5,535,0003,067
Salaries and employee benefits$3,244,0002,913
Premises and equipment expense$845,0002,861
Additional noninterest expense$1,446,0003,388
Pre-tax net operating income$7,694,0001,272
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$7,694,000969
Extraordinary gains, net$051
Net income$7,694,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,156,000364
Cash dividends$3,124,0001,079
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,694,000955
2006-09-30 (YTD Data)Rank
Total interest income$14,525,0002,028
Total interest expense$4,219,0002,655
Net interest income$10,306,0001,680
Provision for loan and lease losses$180,0003,038
Total noninterest income$1,199,0002,602
Gross Fiduciary activities income$40,0001,015
Service charges on deposit accounts$895,0001,511
Trading account gains and fees$0126
Additional Noninterest Income$264,0003,992
Total noninterest expense$3,971,0003,188
Salaries and employee benefits$2,362,0002,989
Premises and equipment expense$644,0002,837
Additional noninterest expense$965,0003,706
Pre-tax net operating income$7,354,0001,040
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$7,354,000798
Extraordinary gains, net$045
Net income$7,354,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$878,000515
Cash dividends$3,124,000803
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,354,000789
2006-06-30 (YTD Data)Rank
Total interest income$9,537,0002,015
Total interest expense$2,753,0002,619
Net interest income$6,784,0001,712
Provision for loan and lease losses$120,0002,983
Total noninterest income$787,0002,618
Gross Fiduciary activities income$26,0001,035
Service charges on deposit accounts$591,0001,510
Trading account gains and fees$0126
Additional Noninterest Income$170,0004,069
Total noninterest expense$2,629,0003,215
Salaries and employee benefits$1,584,0002,988
Premises and equipment expense$396,0003,027
Additional noninterest expense$649,0003,676
Pre-tax net operating income$4,822,0001,051
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$4,822,000807
Extraordinary gains, net$039
Net income$4,822,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$518,000546
Cash dividends$2,202,000743
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,822,000796
2006-03-31 (YTD Data)Rank
Total interest income$4,710,0002,014
Total interest expense$1,325,0002,600
Net interest income$3,385,0001,706
Provision for loan and lease losses$60,0002,788
Total noninterest income$379,0002,635
Gross Fiduciary activities income$13,0001,040
Service charges on deposit accounts$269,0001,573
Trading account gains and fees$0115
Additional Noninterest Income$97,0003,775
Total noninterest expense$1,302,0003,257
Salaries and employee benefits$770,0003,071
Premises and equipment expense$211,0002,882
Additional noninterest expense$321,0003,687
Pre-tax net operating income$2,402,0001,039
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,402,000795
Extraordinary gains, net$021
Net income$2,402,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,315
Cash dividends$565,0001,220
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,402,000781
2005-12-31 (YTD Data)Rank
Total interest income$16,703,0002,004
Total interest expense$3,696,0002,824
Net interest income$13,007,0001,685
Provision for loan and lease losses$540,0001,779
Total noninterest income$1,459,0002,732
Gross Fiduciary activities income$54,0001,032
Service charges on deposit accounts$1,111,0001,567
Trading account gains and fees$0138
Additional Noninterest Income$294,0004,380
Total noninterest expense$5,733,0002,860
Salaries and employee benefits$3,198,0002,803
Premises and equipment expense$821,0002,834
Additional noninterest expense$1,714,0002,897
Pre-tax net operating income$8,193,0001,175
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$8,193,000879
Extraordinary gains, net$046
Net income$8,193,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-186,0008,723
Cash dividends$1,912,0001,528
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,193,000866
2005-09-30 (YTD Data)Rank
Total interest income$12,180,0002,002
Total interest expense$2,540,0002,896
Net interest income$9,640,0001,684
Provision for loan and lease losses$180,0003,127
Total noninterest income$1,091,0002,735
Gross Fiduciary activities income$37,0001,038
Service charges on deposit accounts$829,0001,562
Trading account gains and fees$0126
Additional Noninterest Income$225,0004,353
Total noninterest expense$3,865,0003,118
Salaries and employee benefits$2,321,0002,858
Premises and equipment expense$629,0002,758
Additional noninterest expense$915,0003,755
Pre-tax net operating income$6,686,0001,082
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$6,686,000802
Extraordinary gains, net$035
Net income$6,686,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-166,0008,717
Cash dividends$1,912,0001,103
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,686,000787
2005-06-30 (YTD Data)Rank
Total interest income$7,937,0001,994
Total interest expense$1,574,0002,939
Net interest income$6,363,0001,688
Provision for loan and lease losses$120,0003,004
Total noninterest income$714,0002,731
Gross Fiduciary activities income$24,0001,042
Service charges on deposit accounts$535,0001,569
Trading account gains and fees$0116
Additional Noninterest Income$155,0004,242
Total noninterest expense$2,518,0003,172
Salaries and employee benefits$1,536,0002,865
Premises and equipment expense$414,0002,760
Additional noninterest expense$568,0003,967
Pre-tax net operating income$4,439,0001,069
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$4,439,000800
Extraordinary gains, net$030
Net income$4,439,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-140,0008,717
Cash dividends$1,412,000991
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,439,000779
2005-03-31 (YTD Data)Rank
Total interest income$3,876,0002,009
Total interest expense$719,0003,048
Net interest income$3,157,0001,699
Provision for loan and lease losses$60,0002,830
Total noninterest income$344,0002,750
Gross Fiduciary activities income$13,0001,030
Service charges on deposit accounts$262,0001,548
Trading account gains and fees$0115
Additional Noninterest Income$69,0004,489
Total noninterest expense$1,244,0003,221
Salaries and employee benefits$752,0002,920
Premises and equipment expense$208,0002,776
Additional noninterest expense$284,0003,974
Pre-tax net operating income$2,197,0001,053
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$2,197,000798
Extraordinary gains, net$024
Net income$2,197,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0008,738
Cash dividends$400,0001,438
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,197,000779
2004-12-31 (YTD Data)Rank
Total interest income$14,387,0001,969
Total interest expense$2,231,0003,335
Net interest income$12,156,0001,670
Provision for loan and lease losses$945,0001,105
Total noninterest income$1,546,0002,632
Gross Fiduciary activities income$131,000878
Service charges on deposit accounts$1,122,0001,564
Trading account gains and fees$0138
Additional Noninterest Income$293,0004,312
Total noninterest expense$5,035,0003,100
Salaries and employee benefits$2,982,0002,858
Premises and equipment expense$843,0002,663
Additional noninterest expense$1,210,0003,719
Pre-tax net operating income$7,722,0001,136
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$7,722,000847
Extraordinary gains, net$034
Net income$7,722,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0001,737
Cash dividends$4,300,000703
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,722,000820
2004-09-30 (YTD Data)Rank
Total interest income$10,577,0001,985
Total interest expense$1,622,0003,372
Net interest income$8,955,0001,684
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,193,0002,585
Gross Fiduciary activities income$117,000839
Service charges on deposit accounts$841,0001,566
Trading account gains and fees$0134
Additional Noninterest Income$235,0004,186
Total noninterest expense$3,709,0003,120
Salaries and employee benefits$2,186,0002,893
Premises and equipment expense$619,0002,707
Additional noninterest expense$904,0003,703
Pre-tax net operating income$6,259,0001,052
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$6,259,000798
Extraordinary gains, net$026
Net income$6,259,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-321,0008,955
Cash dividends$4,300,000519
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,259,000765
2004-06-30 (YTD Data)Rank
Total interest income$6,932,0002,002
Total interest expense$1,091,0003,329
Net interest income$5,841,0001,713
Provision for loan and lease losses$120,0003,090
Total noninterest income$764,0002,666
Gross Fiduciary activities income$34,0001,021
Service charges on deposit accounts$550,0001,588
Trading account gains and fees$0130
Additional Noninterest Income$180,0003,968
Total noninterest expense$2,486,0003,113
Salaries and employee benefits$1,474,0002,879
Premises and equipment expense$414,0002,709
Additional noninterest expense$598,0003,755
Pre-tax net operating income$3,999,0001,085
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$3,999,000817
Extraordinary gains, net$021
Net income$3,999,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-297,0009,019
Cash dividends$3,800,000415
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,999,000784
2004-03-31 (YTD Data)Rank
Total interest income$3,534,0001,985
Total interest expense$557,0003,311
Net interest income$2,977,0001,680
Provision for loan and lease losses$60,0002,918
Total noninterest income$384,0002,604
Gross Fiduciary activities income$17,0001,022
Service charges on deposit accounts$242,0001,761
Trading account gains and fees$0121
Additional Noninterest Income$125,0003,263
Total noninterest expense$1,268,0003,058
Salaries and employee benefits$744,0002,859
Premises and equipment expense$221,0002,553
Additional noninterest expense$303,0003,723
Pre-tax net operating income$2,033,0001,061
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$2,033,000818
Extraordinary gains, net$016
Net income$2,033,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-263,0009,065
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,033,000769
2003-12-31 (YTD Data)Rank
Total interest income$13,969,0002,035
Total interest expense$2,656,0003,189
Net interest income$11,313,0001,711
Provision for loan and lease losses$340,0002,902
Total noninterest income$1,809,0002,484
Gross Fiduciary activities income$67,0001,035
Service charges on deposit accounts$924,0001,873
Trading account gains and fees$0160
Additional Noninterest Income$818,0002,707
Total noninterest expense$5,293,0002,920
Salaries and employee benefits$3,057,0002,720
Premises and equipment expense$911,0002,453
Additional noninterest expense$1,325,0003,437
Pre-tax net operating income$7,489,0001,118
Securities gains (losses)$04,500
Applicable income taxes$273,0004,427
Income before extraordinary items$7,216,000901
Extraordinary gains, net$054
Net income$7,216,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,516
Cash dividends$475,0003,637
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,216,000841
2003-09-30 (YTD Data)Rank
Total interest income$10,461,0002,072
Total interest expense$2,099,0003,157
Net interest income$8,362,0001,751
Provision for loan and lease losses$180,0003,498
Total noninterest income$1,494,0002,365
Gross Fiduciary activities income$51,0001,032
Service charges on deposit accounts$679,0001,904
Trading account gains and fees$0153
Additional Noninterest Income$764,0002,438
Total noninterest expense$3,836,0002,990
Salaries and employee benefits$2,211,0002,821
Premises and equipment expense$694,0002,427
Additional noninterest expense$931,0003,612
Pre-tax net operating income$5,840,0001,112
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$5,840,000871
Extraordinary gains, net$040
Net income$5,840,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0009,004
Cash dividends$475,0002,770
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,840,000805
2003-06-30 (YTD Data)Rank
Total interest income$7,041,0002,069
Total interest expense$1,487,0003,071
Net interest income$5,554,0001,752
Provision for loan and lease losses$120,0003,448
Total noninterest income$1,179,0002,086
Gross Fiduciary activities income$36,0001,021
Service charges on deposit accounts$445,0001,904
Trading account gains and fees$0150
Additional Noninterest Income$698,0001,974
Total noninterest expense$2,563,0002,987
Salaries and employee benefits$1,458,0002,853
Premises and equipment expense$479,0002,344
Additional noninterest expense$626,0003,590
Pre-tax net operating income$4,050,0001,063
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$4,050,000835
Extraordinary gains, net$030
Net income$4,050,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,902
Cash dividends$275,0003,005
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,050,000770
2003-03-31 (YTD Data)Rank
Total interest income$3,514,0002,091
Total interest expense$761,0003,078
Net interest income$2,753,0001,768
Provision for loan and lease losses$60,0003,248
Total noninterest income$335,0002,996
Gross Fiduciary activities income$18,0001,032
Service charges on deposit accounts$222,0001,839
Trading account gains and fees$0134
Additional Noninterest Income$95,0004,025
Total noninterest expense$1,278,0002,981
Salaries and employee benefits$722,0002,876
Premises and equipment expense$229,0002,426
Additional noninterest expense$327,0003,382
Pre-tax net operating income$1,750,0001,231
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,750,000964
Extraordinary gains, net$021
Net income$1,750,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,018
Cash dividends$25,0003,671
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,750,000889
2002-12-31 (YTD Data)Rank
Total interest income$14,955,0002,057
Total interest expense$4,040,0002,721
Net interest income$10,915,0001,772
Provision for loan and lease losses$865,0001,530
Total noninterest income$1,232,0003,016
Gross Fiduciary activities income$77,0001,041
Service charges on deposit accounts$921,0001,740
Trading account gains and fees$0153
Additional Noninterest Income$234,0004,713
Total noninterest expense$5,272,0002,792
Salaries and employee benefits$2,886,0002,729
Premises and equipment expense$1,084,0002,022
Additional noninterest expense$1,302,0003,368
Pre-tax net operating income$6,010,0001,400
Securities gains (losses)$04,537
Applicable income taxes$2,278,0001,161
Income before extraordinary items$3,732,0001,607
Extraordinary gains, net$070
Net income$3,732,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,0001,207
Cash dividends$55,0005,919
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,732,0001,557
2001-12-31 (YTD Data)Rank
Total interest income$17,328,0001,971
Total interest expense$8,132,0001,989
Net interest income$9,196,0001,941
Provision for loan and lease losses$2,180,000658
Total noninterest income$1,139,0003,041
Gross Fiduciary activities income$57,0001,113
Service charges on deposit accounts$883,0001,716
Trading account gains and fees$0177
Additional Noninterest Income$199,0004,932
Total noninterest expense$5,452,0002,600
Salaries and employee benefits$2,773,0002,692
Premises and equipment expense$1,037,0002,050
Additional noninterest expense$1,642,0002,657
Pre-tax net operating income$2,703,0002,506
Securities gains (losses)$04,612
Applicable income taxes$1,022,0002,041
Income before extraordinary items$1,681,0002,952
Extraordinary gains, net$0105
Net income$1,681,0002,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,886,000594
Cash dividends$815,0002,594
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,681,0002,856
2000-12-31 (YTD Data)Rank
Total interest income$18,905,0001,846
Total interest expense$8,518,0002,024
Net interest income$10,387,0001,693
Provision for loan and lease losses$368,0002,436
Total noninterest income$1,141,0002,870
Gross Fiduciary activities income$53,0001,040
Service charges on deposit accounts$853,0001,619
Trading account gains and fees$0180
Additional Noninterest Income$235,0004,427
Total noninterest expense$5,878,0002,322
Salaries and employee benefits$2,819,0002,536
Premises and equipment expense$1,770,0001,129
Additional noninterest expense$1,289,0003,203
Pre-tax net operating income$5,282,0001,403
Securities gains (losses)$01,956
Applicable income taxes$1,637,0001,396
Income before extraordinary items$3,645,0001,450
Extraordinary gains, net$038
Net income$3,645,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,865
Cash dividends$1,300,0001,851
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,645,0001,444
1999-12-31 (YTD Data)Rank
Total interest income$17,025,0001,919
Total interest expense$7,063,0002,111
Net interest income$9,962,0001,748
Provision for loan and lease losses$823,0001,164
Total noninterest income$1,441,0002,358
Gross Fiduciary activities income$68,0001,053
Service charges on deposit accounts$862,0001,530
Trading account gains and fees$0173
Additional Noninterest Income$511,0002,917
Total noninterest expense$6,020,0002,267
Salaries and employee benefits$2,838,0002,469
Premises and equipment expense$940,0002,175
Additional noninterest expense$2,242,0001,946
Pre-tax net operating income$4,560,0001,652
Securities gains (losses)$03,155
Applicable income taxes$1,760,0001,385
Income before extraordinary items$2,800,0001,895
Extraordinary gains, net$035
Net income$2,800,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,387
Cash dividends$50,0006,588
Sale, conversion, retirement of capital stock, net$-9,000,00010,210
Net operating income$2,800,0001,866
1998-12-31 (YTD Data)Rank
Total interest income$12,708,0002,568
Total interest expense$5,242,0002,864
Net interest income$7,466,0002,290
Provision for loan and lease losses$-1,656,00010,434
Total noninterest income$1,207,0002,675
Gross Fiduciary activities income$58,0001,091
Service charges on deposit accounts$782,0001,623
Trading account gains and fees$0224
Additional Noninterest Income$367,0003,606
Total noninterest expense$4,437,0002,922
Salaries and employee benefits$2,227,0003,014
Premises and equipment expense$730,0002,681
Additional noninterest expense$1,480,0002,817
Pre-tax net operating income$5,892,0001,274
Securities gains (losses)$04,449
Applicable income taxes$2,137,0001,183
Income before extraordinary items$3,755,0001,408
Extraordinary gains, net$032
Net income$3,755,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,00010,302
Cash dividends$9,090,000409
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,755,0001,356
1997-12-31 (YTD Data)Rank
Total interest income$10,462,0003,095
Total interest expense$3,847,0003,825
Net interest income$6,615,0002,630
Provision for loan and lease losses$190,0003,550
Total noninterest income$1,233,0002,569
Gross Fiduciary activities income$94,0001,064
Service charges on deposit accounts$757,0001,717
Trading account gains and fees$0239
Additional Noninterest Income$382,0003,384
Total noninterest expense$3,503,0003,607
Salaries and employee benefits$1,843,0003,556
Premises and equipment expense$673,0002,840
Additional noninterest expense$987,0003,959
Pre-tax net operating income$4,155,0001,829
Securities gains (losses)$03,944
Applicable income taxes$1,548,0001,668
Income before extraordinary items$2,607,0002,024
Extraordinary gains, net$044
Net income$2,607,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00010,459
Cash dividends$2,810,0001,005
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,607,0001,972
1996-12-31 (YTD Data)Rank
Total interest income$10,000,0003,279
Total interest expense$3,658,0004,015
Net interest income$6,342,0002,786
Provision for loan and lease losses$876,0001,128
Total noninterest income$1,209,0002,667
Gross Fiduciary activities income$55,0001,217
Service charges on deposit accounts$754,0001,788
Trading account gains and fees$0262
Additional Noninterest Income$400,0003,406
Total noninterest expense$3,436,0003,840
Salaries and employee benefits$1,845,0003,594
Premises and equipment expense$740,0002,639
Additional noninterest expense$851,0004,953
Pre-tax net operating income$3,239,0002,211
Securities gains (losses)$04,148
Applicable income taxes$1,209,0001,984
Income before extraordinary items$2,030,0002,427
Extraordinary gains, net$053
Net income$2,030,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0001,275
Cash dividends$90,0006,879
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,030,0002,376
1995-12-31 (YTD Data)Rank
Total interest income$9,634,0003,392
Total interest expense$3,304,0004,363
Net interest income$6,330,0002,825
Provision for loan and lease losses$581,0001,399
Total noninterest income$1,309,0002,531
Gross Fiduciary activities income$89,0001,183
Service charges on deposit accounts$772,0001,769
Trading account gains and fees$0522
Additional Noninterest Income$448,0003,078
Total noninterest expense$3,732,0003,530
Salaries and employee benefits$2,063,0003,213
Premises and equipment expense$767,0002,592
Additional noninterest expense$902,0004,762
Pre-tax net operating income$3,326,0002,210
Securities gains (losses)$03,831
Applicable income taxes$1,222,0001,994
Income before extraordinary items$2,104,0002,387
Extraordinary gains, net$065
Net income$2,104,0002,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,655
Cash dividends$90,0006,999
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,104,0002,365
1994-12-31 (YTD Data)Rank
Total interest income$7,994,0003,735
Total interest expense$2,484,0004,685
Net interest income$5,510,0003,242
Provision for loan and lease losses$805,0001,080
Total noninterest income$1,307,0002,564
Gross Fiduciary activities income$119,0001,143
Service charges on deposit accounts$777,0001,737
Trading account gains and fees$0475
Additional Noninterest Income$411,0003,353
Total noninterest expense$4,370,0003,148
Salaries and employee benefits$2,041,0003,223
Premises and equipment expense$656,0003,002
Additional noninterest expense$1,673,0003,007
Pre-tax net operating income$1,642,0004,076
Securities gains (losses)$-482,00012,234
Applicable income taxes$251,0006,521
Income before extraordinary items$909,0004,869
Extraordinary gains, net$0249
Net income$909,0004,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$805,0001,009
Cash dividends$90,0007,108
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,284,9603,667
1993-12-31 (YTD Data)Rank
Total interest income$7,397,0004,096
Total interest expense$2,280,0005,213
Net interest income$5,117,0003,490
Provision for loan and lease losses$372,0002,579
Total noninterest income$1,251,0002,810
Gross Fiduciary activities income$118,0001,178
Service charges on deposit accounts$728,0001,880
Trading account gains and fees$0532
Additional Noninterest Income$405,0003,720
Total noninterest expense$3,429,0003,985
Salaries and employee benefits$1,906,0003,422
Premises and equipment expense$408,0004,640
Additional noninterest expense$1,115,0004,481
Pre-tax net operating income$2,567,0002,650
Securities gains (losses)$07,477
Applicable income taxes$887,0002,542
Income before extraordinary items$1,680,0002,918
Extraordinary gains, net$171,0001,126
Net income$1,851,0002,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-228,00013,139
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,680,0002,767
1992-12-31 (YTD Data)Rank
Total interest income$8,015,0004,283
Total interest expense$2,879,0005,336
Net interest income$5,136,0003,547
Provision for loan and lease losses$413,0003,387
Total noninterest income$1,313,0002,667
Gross Fiduciary activities income$167,0001,128
Service charges on deposit accounts$653,0002,087
Trading account gains and fees$0504
Additional Noninterest Income$493,0003,224
Total noninterest expense$3,218,0004,243
Salaries and employee benefits$1,883,0003,388
Premises and equipment expense$395,0004,841
Additional noninterest expense$940,0005,324
Pre-tax net operating income$2,818,0002,188
Securities gains (losses)$08,369
Applicable income taxes$1,009,0002,095
Income before extraordinary items$1,809,0002,539
Extraordinary gains, net$01,422
Net income$1,809,0002,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0004,033
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,809,0002,354

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.