Home > Lindale State Bank > Income and Expense
Lindale State Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 4,765 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $2,645,000 | 4,610 |
| Provision for loan and lease losses | $10,000 | 4,707 |
| Total noninterest income | $630,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $533,000 | 1,811 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $97,000 | 5,206 |
| Total noninterest expense | $2,276,000 | 4,598 |
| Salaries and employee benefits | $1,207,000 | 4,603 |
| Premises and equipment expense | $322,000 | 4,108 |
| Additional noninterest expense | $747,000 | 4,614 |
| Pre-tax net operating income | $989,000 | 3,702 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $234,000 | 2,640 |
| Income before extraordinary items | $755,000 | 3,927 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $755,000 | 3,929 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $755,000 | 3,930 |
| Net charge-offs | $295,000 | 2,139 |
| Cash dividends | $250,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $755,000 | 3,860 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 4,794 |
| Total interest expense | $166,000 | 5,378 |
| Net interest income | $1,750,000 | 4,643 |
| Provision for loan and lease losses | $2,000 | 4,732 |
| Total noninterest income | $403,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $339,000 | 1,864 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 5,266 |
| Total noninterest expense | $1,550,000 | 4,569 |
| Salaries and employee benefits | $845,000 | 4,510 |
| Premises and equipment expense | $214,000 | 4,142 |
| Additional noninterest expense | $491,000 | 4,679 |
| Pre-tax net operating income | $601,000 | 3,819 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $146,000 | 2,715 |
| Income before extraordinary items | $455,000 | 4,100 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $455,000 | 4,103 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $455,000 | 4,103 |
| Net charge-offs | $194,000 | 2,127 |
| Cash dividends | $125,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $455,000 | 3,993 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 4,823 |
| Total interest expense | $86,000 | 5,406 |
| Net interest income | $874,000 | 4,666 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $192,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $162,000 | 1,912 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,316 |
| Total noninterest expense | $802,000 | 4,529 |
| Salaries and employee benefits | $445,000 | 4,434 |
| Premises and equipment expense | $108,000 | 4,148 |
| Additional noninterest expense | $249,000 | 4,655 |
| Pre-tax net operating income | $264,000 | 4,030 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $61,000 | 2,849 |
| Income before extraordinary items | $203,000 | 4,248 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $203,000 | 4,250 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $203,000 | 4,250 |
| Net charge-offs | $-9,000 | 6,154 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $203,000 | 4,150 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,856,000 | 4,963 |
| Total interest expense | $434,000 | 5,389 |
| Net interest income | $3,422,000 | 4,809 |
| Provision for loan and lease losses | $39,000 | 5,333 |
| Total noninterest income | $986,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $716,000 | 1,863 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $270,000 | 4,183 |
| Total noninterest expense | $3,320,000 | 4,502 |
| Salaries and employee benefits | $1,751,000 | 4,464 |
| Premises and equipment expense | $458,000 | 4,022 |
| Additional noninterest expense | $1,111,000 | 4,541 |
| Pre-tax net operating income | $1,049,000 | 3,948 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $231,000 | 2,894 |
| Income before extraordinary items | $818,000 | 4,241 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $818,000 | 4,240 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $818,000 | 4,242 |
| Net charge-offs | $-122,000 | 6,958 |
| Cash dividends | $150,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $818,000 | 4,064 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 5,065 |
| Total interest expense | $334,000 | 5,475 |
| Net interest income | $2,536,000 | 4,921 |
| Provision for loan and lease losses | $32,000 | 5,197 |
| Total noninterest income | $766,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $535,000 | 1,891 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 4,048 |
| Total noninterest expense | $2,473,000 | 4,539 |
| Salaries and employee benefits | $1,311,000 | 4,491 |
| Premises and equipment expense | $347,000 | 4,057 |
| Additional noninterest expense | $815,000 | 4,621 |
| Pre-tax net operating income | $797,000 | 4,038 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $176,000 | 2,948 |
| Income before extraordinary items | $621,000 | 4,307 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $621,000 | 4,306 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $621,000 | 4,306 |
| Net charge-offs | $-91,000 | 7,022 |
| Cash dividends | $150,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $621,000 | 4,135 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 5,094 |
| Total interest expense | $231,000 | 5,501 |
| Net interest income | $1,688,000 | 4,945 |
| Provision for loan and lease losses | $22,000 | 5,080 |
| Total noninterest income | $544,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $348,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,710 |
| Total noninterest expense | $1,638,000 | 4,582 |
| Salaries and employee benefits | $866,000 | 4,541 |
| Premises and equipment expense | $231,000 | 4,068 |
| Additional noninterest expense | $541,000 | 4,640 |
| Pre-tax net operating income | $572,000 | 3,884 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $131,000 | 2,846 |
| Income before extraordinary items | $441,000 | 4,197 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $441,000 | 4,202 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $441,000 | 4,201 |
| Net charge-offs | $-34,000 | 6,906 |
| Cash dividends | $25,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $441,000 | 4,020 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 5,128 |
| Total interest expense | $119,000 | 5,548 |
| Net interest income | $847,000 | 4,960 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $229,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $178,000 | 1,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,700 |
| Total noninterest expense | $822,000 | 4,585 |
| Salaries and employee benefits | $431,000 | 4,583 |
| Premises and equipment expense | $117,000 | 4,039 |
| Additional noninterest expense | $274,000 | 4,614 |
| Pre-tax net operating income | $254,000 | 4,146 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $199,000 | 4,392 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $199,000 | 4,395 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $199,000 | 4,395 |
| Net charge-offs | $-34,000 | 6,997 |
| Cash dividends | $25,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $199,000 | 4,237 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 5,217 |
| Total interest expense | $564,000 | 5,631 |
| Net interest income | $3,325,000 | 5,031 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $1,086,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $771,000 | 1,838 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $315,000 | 3,780 |
| Total noninterest expense | $3,265,000 | 4,648 |
| Salaries and employee benefits | $1,641,000 | 4,703 |
| Premises and equipment expense | $452,000 | 4,289 |
| Additional noninterest expense | $1,172,000 | 4,525 |
| Pre-tax net operating income | $1,066,000 | 3,598 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $240,000 | 2,734 |
| Income before extraordinary items | $826,000 | 3,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $826,000 | 3,895 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $826,000 | 3,894 |
| Net charge-offs | $80,000 | 5,166 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $826,000 | 3,767 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 5,258 |
| Total interest expense | $438,000 | 5,676 |
| Net interest income | $2,491,000 | 5,066 |
| Provision for loan and lease losses | $20,000 | 6,008 |
| Total noninterest income | $864,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $585,000 | 1,823 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $279,000 | 3,572 |
| Total noninterest expense | $2,463,000 | 4,644 |
| Salaries and employee benefits | $1,239,000 | 4,697 |
| Premises and equipment expense | $345,000 | 4,300 |
| Additional noninterest expense | $879,000 | 4,522 |
| Pre-tax net operating income | $872,000 | 3,559 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $207,000 | 2,633 |
| Income before extraordinary items | $665,000 | 3,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $665,000 | 3,850 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $665,000 | 3,850 |
| Net charge-offs | $72,000 | 4,714 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $665,000 | 3,730 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 5,306 |
| Total interest expense | $305,000 | 5,708 |
| Net interest income | $1,644,000 | 5,104 |
| Provision for loan and lease losses | $16,000 | 5,799 |
| Total noninterest income | $518,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $386,000 | 1,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 4,164 |
| Total noninterest expense | $1,635,000 | 4,709 |
| Salaries and employee benefits | $825,000 | 4,741 |
| Premises and equipment expense | $224,000 | 4,404 |
| Additional noninterest expense | $586,000 | 4,590 |
| Pre-tax net operating income | $511,000 | 3,783 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $118,000 | 2,725 |
| Income before extraordinary items | $393,000 | 4,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $393,000 | 4,009 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $393,000 | 4,010 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $393,000 | 3,914 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 5,345 |
| Total interest expense | $155,000 | 5,780 |
| Net interest income | $815,000 | 5,119 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $245,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $184,000 | 1,865 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,357 |
| Total noninterest expense | $849,000 | 4,632 |
| Salaries and employee benefits | $415,000 | 4,763 |
| Premises and equipment expense | $118,000 | 4,318 |
| Additional noninterest expense | $316,000 | 4,382 |
| Pre-tax net operating income | $199,000 | 4,239 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $42,000 | 2,965 |
| Income before extraordinary items | $157,000 | 4,374 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $157,000 | 4,373 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $157,000 | 4,374 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $25,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $157,000 | 4,310 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 5,423 |
| Total interest expense | $864,000 | 5,558 |
| Net interest income | $3,088,000 | 5,279 |
| Provision for loan and lease losses | $589,000 | 3,893 |
| Total noninterest income | $903,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $766,000 | 1,905 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $137,000 | 5,077 |
| Total noninterest expense | $3,245,000 | 4,787 |
| Salaries and employee benefits | $1,497,000 | 5,062 |
| Premises and equipment expense | $438,000 | 4,525 |
| Additional noninterest expense | $1,310,000 | 4,369 |
| Pre-tax net operating income | $157,000 | 5,316 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $12,000 | 4,176 |
| Income before extraordinary items | $145,000 | 5,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $145,000 | 5,471 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $145,000 | 5,472 |
| Net charge-offs | $288,000 | 4,353 |
| Cash dividends | $50,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $145,000 | 5,337 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 5,519 |
| Total interest expense | $697,000 | 5,542 |
| Net interest income | $2,268,000 | 5,402 |
| Provision for loan and lease losses | $288,000 | 4,380 |
| Total noninterest income | $665,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $564,000 | 1,980 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $101,000 | 5,195 |
| Total noninterest expense | $2,292,000 | 4,987 |
| Salaries and employee benefits | $1,134,000 | 5,071 |
| Premises and equipment expense | $319,000 | 4,685 |
| Additional noninterest expense | $839,000 | 4,788 |
| Pre-tax net operating income | $353,000 | 4,665 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $78,000 | 3,281 |
| Income before extraordinary items | $275,000 | 4,976 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $275,000 | 4,979 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $275,000 | 4,980 |
| Net charge-offs | $388,000 | 3,407 |
| Cash dividends | $50,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $275,000 | 4,789 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 5,579 |
| Total interest expense | $486,000 | 5,546 |
| Net interest income | $1,481,000 | 5,475 |
| Provision for loan and lease losses | $64,000 | 5,559 |
| Total noninterest income | $442,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $372,000 | 2,003 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $70,000 | 5,158 |
| Total noninterest expense | $1,506,000 | 5,058 |
| Salaries and employee benefits | $745,000 | 5,131 |
| Premises and equipment expense | $211,000 | 4,717 |
| Additional noninterest expense | $550,000 | 4,832 |
| Pre-tax net operating income | $353,000 | 4,163 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $120,000 | 2,626 |
| Income before extraordinary items | $233,000 | 4,670 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $233,000 | 4,670 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $233,000 | 4,670 |
| Net charge-offs | $214,000 | 3,466 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $233,000 | 4,518 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,629 |
| Total interest expense | $256,000 | 5,558 |
| Net interest income | $738,000 | 5,519 |
| Provision for loan and lease losses | $32,000 | 5,274 |
| Total noninterest income | $213,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $179,000 | 2,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $34,000 | 5,280 |
| Total noninterest expense | $729,000 | 5,184 |
| Salaries and employee benefits | $350,000 | 5,365 |
| Premises and equipment expense | $111,000 | 4,666 |
| Additional noninterest expense | $268,000 | 4,915 |
| Pre-tax net operating income | $190,000 | 4,170 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $65,000 | 2,550 |
| Income before extraordinary items | $125,000 | 4,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 4,667 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $125,000 | 4,665 |
| Net charge-offs | $79,000 | 3,321 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $125,000 | 4,554 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 5,533 |
| Total interest expense | $1,417,000 | 5,281 |
| Net interest income | $2,880,000 | 5,486 |
| Provision for loan and lease losses | $1,624,000 | 2,769 |
| Total noninterest income | $895,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $792,000 | 2,060 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $103,000 | 5,604 |
| Total noninterest expense | $2,690,000 | 5,482 |
| Salaries and employee benefits | $1,237,000 | 5,762 |
| Premises and equipment expense | $410,000 | 4,930 |
| Additional noninterest expense | $1,043,000 | 5,136 |
| Pre-tax net operating income | $-539,000 | 6,011 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-202,000 | 6,763 |
| Income before extraordinary items | $-337,000 | 5,958 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-337,000 | 5,957 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-337,000 | 5,957 |
| Net charge-offs | $1,458,000 | 2,405 |
| Cash dividends | $150,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-337,000 | 5,958 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 5,575 |
| Total interest expense | $1,134,000 | 5,276 |
| Net interest income | $2,123,000 | 5,561 |
| Provision for loan and lease losses | $98,000 | 6,009 |
| Total noninterest income | $669,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $592,000 | 2,066 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $77,000 | 5,751 |
| Total noninterest expense | $2,060,000 | 5,427 |
| Salaries and employee benefits | $952,000 | 5,710 |
| Premises and equipment expense | $300,000 | 5,037 |
| Additional noninterest expense | $808,000 | 5,032 |
| Pre-tax net operating income | $634,000 | 3,493 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $216,000 | 2,254 |
| Income before extraordinary items | $418,000 | 3,982 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $418,000 | 3,978 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $418,000 | 3,981 |
| Net charge-offs | $-13,000 | 7,898 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $418,000 | 3,882 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 5,586 |
| Total interest expense | $791,000 | 5,306 |
| Net interest income | $1,415,000 | 5,567 |
| Provision for loan and lease losses | $65,000 | 5,770 |
| Total noninterest income | $440,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $386,000 | 2,081 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $54,000 | 5,737 |
| Total noninterest expense | $1,340,000 | 5,554 |
| Salaries and employee benefits | $635,000 | 5,780 |
| Premises and equipment expense | $195,000 | 5,145 |
| Additional noninterest expense | $510,000 | 5,193 |
| Pre-tax net operating income | $450,000 | 3,477 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $153,000 | 2,244 |
| Income before extraordinary items | $297,000 | 3,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 3,979 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $297,000 | 3,979 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $25,000 | 3,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $297,000 | 3,860 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 5,636 |
| Total interest expense | $402,000 | 5,378 |
| Net interest income | $702,000 | 5,577 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $214,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $187,000 | 2,081 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $655,000 | 5,569 |
| Salaries and employee benefits | $313,000 | 5,871 |
| Premises and equipment expense | $96,000 | 5,219 |
| Additional noninterest expense | $246,000 | 4,991 |
| Pre-tax net operating income | $230,000 | 3,802 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $78,000 | 2,425 |
| Income before extraordinary items | $152,000 | 4,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 4,334 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $152,000 | 4,334 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $25,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $152,000 | 4,166 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 5,543 |
| Total interest expense | $1,878,000 | 5,466 |
| Net interest income | $2,983,000 | 5,429 |
| Provision for loan and lease losses | $1,047,000 | 2,641 |
| Total noninterest income | $847,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $793,000 | 2,140 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $54,000 | 6,692 |
| Total noninterest expense | $2,578,000 | 5,570 |
| Salaries and employee benefits | $1,223,000 | 5,924 |
| Premises and equipment expense | $399,000 | 5,090 |
| Additional noninterest expense | $956,000 | 4,963 |
| Pre-tax net operating income | $205,000 | 5,741 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $33,000 | 4,070 |
| Income before extraordinary items | $172,000 | 5,592 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $172,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,026,000 | 1,930 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $172,000 | 5,744 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 5,572 |
| Total interest expense | $1,452,000 | 5,515 |
| Net interest income | $2,250,000 | 5,460 |
| Provision for loan and lease losses | $105,000 | 5,094 |
| Total noninterest income | $645,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $599,000 | 2,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 6,702 |
| Total noninterest expense | $1,928,000 | 5,563 |
| Salaries and employee benefits | $941,000 | 5,861 |
| Premises and equipment expense | $300,000 | 5,114 |
| Additional noninterest expense | $687,000 | 5,009 |
| Pre-tax net operating income | $862,000 | 3,959 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $256,000 | 2,639 |
| Income before extraordinary items | $606,000 | 4,110 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $606,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,447 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $606,000 | 4,253 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 5,628 |
| Total interest expense | $1,008,000 | 5,556 |
| Net interest income | $1,473,000 | 5,517 |
| Provision for loan and lease losses | $69,000 | 4,790 |
| Total noninterest income | $428,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $387,000 | 2,191 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $1,281,000 | 5,610 |
| Salaries and employee benefits | $624,000 | 5,933 |
| Premises and equipment expense | $196,000 | 5,207 |
| Additional noninterest expense | $461,000 | 4,986 |
| Pre-tax net operating income | $551,000 | 4,202 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $187,000 | 2,768 |
| Income before extraordinary items | $364,000 | 4,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,693 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $364,000 | 4,598 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 5,628 |
| Total interest expense | $527,000 | 5,629 |
| Net interest income | $753,000 | 5,475 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $214,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $193,000 | 2,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $655,000 | 5,564 |
| Salaries and employee benefits | $312,000 | 5,975 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $244,000 | 4,770 |
| Pre-tax net operating income | $277,000 | 4,332 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $94,000 | 2,868 |
| Income before extraordinary items | $183,000 | 4,840 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,501 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $183,000 | 4,726 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 5,603 |
| Total interest expense | $1,967,000 | 5,862 |
| Net interest income | $3,246,000 | 5,272 |
| Provision for loan and lease losses | $138,000 | 4,449 |
| Total noninterest income | $887,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $789,000 | 2,157 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $98,000 | 6,242 |
| Total noninterest expense | $2,409,000 | 5,726 |
| Salaries and employee benefits | $1,163,000 | 6,071 |
| Premises and equipment expense | $405,000 | 4,994 |
| Additional noninterest expense | $841,000 | 5,179 |
| Pre-tax net operating income | $1,586,000 | 3,805 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $529,000 | 2,666 |
| Income before extraordinary items | $1,057,000 | 4,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,057,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,963 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,057,000 | 4,181 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 5,613 |
| Total interest expense | $1,445,000 | 5,936 |
| Net interest income | $2,485,000 | 5,236 |
| Provision for loan and lease losses | $101,000 | 4,083 |
| Total noninterest income | $640,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $569,000 | 2,210 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 6,326 |
| Total noninterest expense | $1,827,000 | 5,648 |
| Salaries and employee benefits | $875,000 | 6,053 |
| Premises and equipment expense | $324,000 | 4,778 |
| Additional noninterest expense | $628,000 | 5,146 |
| Pre-tax net operating income | $1,197,000 | 3,952 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $407,000 | 2,789 |
| Income before extraordinary items | $790,000 | 4,379 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $790,000 | 4,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $790,000 | 4,366 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 5,678 |
| Total interest expense | $931,000 | 6,025 |
| Net interest income | $1,657,000 | 5,263 |
| Provision for loan and lease losses | $68,000 | 3,874 |
| Total noninterest income | $415,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $371,000 | 2,249 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $1,190,000 | 5,753 |
| Salaries and employee benefits | $573,000 | 6,160 |
| Premises and equipment expense | $213,000 | 4,833 |
| Additional noninterest expense | $404,000 | 5,272 |
| Pre-tax net operating income | $814,000 | 3,982 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $277,000 | 2,827 |
| Income before extraordinary items | $537,000 | 4,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $537,000 | 4,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $125,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $537,000 | 4,403 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 5,750 |
| Total interest expense | $454,000 | 6,081 |
| Net interest income | $810,000 | 5,349 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $200,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $180,000 | 2,252 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $588,000 | 5,812 |
| Salaries and employee benefits | $284,000 | 6,209 |
| Premises and equipment expense | $106,000 | 4,871 |
| Additional noninterest expense | $198,000 | 5,286 |
| Pre-tax net operating income | $388,000 | 4,069 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $132,000 | 2,911 |
| Income before extraordinary items | $256,000 | 4,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $256,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,023 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $256,000 | 4,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 5,698 |
| Total interest expense | $1,591,000 | 5,973 |
| Net interest income | $3,145,000 | 5,381 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $815,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $725,000 | 2,302 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $90,000 | 6,499 |
| Total noninterest expense | $2,322,000 | 5,713 |
| Salaries and employee benefits | $1,080,000 | 6,213 |
| Premises and equipment expense | $415,000 | 4,807 |
| Additional noninterest expense | $827,000 | 5,136 |
| Pre-tax net operating income | $1,443,000 | 4,374 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $481,000 | 3,208 |
| Income before extraordinary items | $962,000 | 4,796 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $962,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,293 |
| Cash dividends | $154,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $962,000 | 4,786 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 5,767 |
| Total interest expense | $1,147,000 | 6,017 |
| Net interest income | $2,318,000 | 5,480 |
| Provision for loan and lease losses | $173,000 | 3,171 |
| Total noninterest income | $607,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $545,000 | 2,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,736,000 | 5,704 |
| Salaries and employee benefits | $806,000 | 6,201 |
| Premises and equipment expense | $317,000 | 4,749 |
| Additional noninterest expense | $613,000 | 5,147 |
| Pre-tax net operating income | $1,016,000 | 4,683 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $336,000 | 3,434 |
| Income before extraordinary items | $680,000 | 5,066 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $680,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 1,759 |
| Cash dividends | $154,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $680,000 | 5,061 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 5,857 |
| Total interest expense | $710,000 | 6,104 |
| Net interest income | $1,507,000 | 5,574 |
| Provision for loan and lease losses | $76,000 | 3,776 |
| Total noninterest income | $393,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $354,000 | 2,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $1,157,000 | 5,726 |
| Salaries and employee benefits | $535,000 | 6,246 |
| Premises and equipment expense | $204,000 | 4,869 |
| Additional noninterest expense | $418,000 | 5,055 |
| Pre-tax net operating income | $667,000 | 4,740 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $227,000 | 3,448 |
| Income before extraordinary items | $440,000 | 5,174 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $440,000 | 5,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,198 |
| Cash dividends | $154,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $440,000 | 5,169 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 5,951 |
| Total interest expense | $335,000 | 6,138 |
| Net interest income | $725,000 | 5,699 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $195,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $175,000 | 2,277 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $576,000 | 5,749 |
| Salaries and employee benefits | $262,000 | 6,327 |
| Premises and equipment expense | $101,000 | 4,920 |
| Additional noninterest expense | $213,000 | 4,982 |
| Pre-tax net operating income | $309,000 | 4,895 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $105,000 | 3,523 |
| Income before extraordinary items | $204,000 | 5,319 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $30,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $204,000 | 5,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 6,041 |
| Total interest expense | $934,000 | 6,451 |
| Net interest income | $2,761,000 | 5,768 |
| Provision for loan and lease losses | $164,000 | 3,980 |
| Total noninterest income | $773,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $682,000 | 2,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,549 |
| Total noninterest expense | $2,164,000 | 5,833 |
| Salaries and employee benefits | $960,000 | 6,482 |
| Premises and equipment expense | $410,000 | 4,778 |
| Additional noninterest expense | $794,000 | 5,196 |
| Pre-tax net operating income | $1,206,000 | 4,894 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $410,000 | 3,663 |
| Income before extraordinary items | $796,000 | 5,355 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $796,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,287 |
| Cash dividends | $48,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $796,000 | 5,334 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 6,113 |
| Total interest expense | $661,000 | 6,507 |
| Net interest income | $2,028,000 | 5,846 |
| Provision for loan and lease losses | $77,000 | 4,675 |
| Total noninterest income | $580,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $505,000 | 2,433 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,410 |
| Total noninterest expense | $1,634,000 | 5,785 |
| Salaries and employee benefits | $725,000 | 6,443 |
| Premises and equipment expense | $313,000 | 4,689 |
| Additional noninterest expense | $596,000 | 5,144 |
| Pre-tax net operating income | $897,000 | 5,036 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $305,000 | 3,780 |
| Income before extraordinary items | $592,000 | 5,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $592,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,790 |
| Cash dividends | $48,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $592,000 | 5,444 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 6,146 |
| Total interest expense | $412,000 | 6,535 |
| Net interest income | $1,320,000 | 5,904 |
| Provision for loan and lease losses | $44,000 | 4,779 |
| Total noninterest income | $377,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $324,000 | 2,463 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $53,000 | 6,309 |
| Total noninterest expense | $1,100,000 | 5,746 |
| Salaries and employee benefits | $501,000 | 6,339 |
| Premises and equipment expense | $206,000 | 4,727 |
| Additional noninterest expense | $393,000 | 5,153 |
| Pre-tax net operating income | $553,000 | 5,214 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $188,000 | 3,886 |
| Income before extraordinary items | $365,000 | 5,678 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,130 |
| Cash dividends | $24,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $365,000 | 5,640 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 6,233 |
| Total interest expense | $190,000 | 6,677 |
| Net interest income | $653,000 | 5,952 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $178,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $156,000 | 2,474 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $545,000 | 5,805 |
| Salaries and employee benefits | $248,000 | 6,409 |
| Premises and equipment expense | $101,000 | 4,827 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $262,000 | 5,336 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $89,000 | 3,959 |
| Income before extraordinary items | $173,000 | 5,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $173,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,285 |
| Cash dividends | $24,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $173,000 | 5,734 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 6,355 |
| Total interest expense | $574,000 | 7,046 |
| Net interest income | $2,491,000 | 6,018 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $816,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $680,000 | 2,441 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $136,000 | 5,870 |
| Total noninterest expense | $2,084,000 | 5,876 |
| Salaries and employee benefits | $922,000 | 6,531 |
| Premises and equipment expense | $392,000 | 4,829 |
| Additional noninterest expense | $770,000 | 5,220 |
| Pre-tax net operating income | $1,103,000 | 4,992 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $373,000 | 3,835 |
| Income before extraordinary items | $730,000 | 5,477 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $730,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,810 |
| Cash dividends | $48,000 | 5,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $730,000 | 5,396 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 6,424 |
| Total interest expense | $404,000 | 7,178 |
| Net interest income | $1,850,000 | 6,061 |
| Provision for loan and lease losses | $91,000 | 4,413 |
| Total noninterest income | $648,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $513,000 | 2,438 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 5,352 |
| Total noninterest expense | $1,569,000 | 5,833 |
| Salaries and employee benefits | $699,000 | 6,470 |
| Premises and equipment expense | $291,000 | 4,851 |
| Additional noninterest expense | $579,000 | 5,157 |
| Pre-tax net operating income | $838,000 | 5,059 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $282,000 | 3,895 |
| Income before extraordinary items | $556,000 | 5,551 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $556,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $48,000 | 5,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $556,000 | 5,487 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 6,518 |
| Total interest expense | $265,000 | 7,262 |
| Net interest income | $1,208,000 | 6,130 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $444,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $331,000 | 2,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 4,921 |
| Total noninterest expense | $1,028,000 | 5,914 |
| Salaries and employee benefits | $466,000 | 6,524 |
| Premises and equipment expense | $191,000 | 4,913 |
| Additional noninterest expense | $371,000 | 5,325 |
| Pre-tax net operating income | $564,000 | 4,987 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $192,000 | 3,855 |
| Income before extraordinary items | $372,000 | 5,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $48,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $372,000 | 5,410 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,587 |
| Total interest expense | $132,000 | 7,324 |
| Net interest income | $596,000 | 6,184 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $196,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $167,000 | 2,448 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $523,000 | 5,902 |
| Salaries and employee benefits | $232,000 | 6,571 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $197,000 | 5,125 |
| Pre-tax net operating income | $239,000 | 5,390 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $81,000 | 4,121 |
| Income before extraordinary items | $158,000 | 5,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $24,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $158,000 | 5,761 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 6,457 |
| Total interest expense | $690,000 | 7,075 |
| Net interest income | $2,359,000 | 6,082 |
| Provision for loan and lease losses | $612,000 | 1,815 |
| Total noninterest income | $702,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $639,000 | 2,565 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $63,000 | 7,244 |
| Total noninterest expense | $2,054,000 | 5,903 |
| Salaries and employee benefits | $887,000 | 6,638 |
| Premises and equipment expense | $377,000 | 4,943 |
| Additional noninterest expense | $790,000 | 5,093 |
| Pre-tax net operating income | $395,000 | 7,066 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $131,000 | 5,440 |
| Income before extraordinary items | $264,000 | 7,453 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $264,000 | 7,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,935 |
| Cash dividends | $48,000 | 5,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $264,000 | 7,304 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 6,499 |
| Total interest expense | $552,000 | 7,068 |
| Net interest income | $1,765,000 | 6,112 |
| Provision for loan and lease losses | $118,000 | 4,398 |
| Total noninterest income | $526,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $464,000 | 2,643 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 6,893 |
| Total noninterest expense | $1,537,000 | 5,901 |
| Salaries and employee benefits | $672,000 | 6,599 |
| Premises and equipment expense | $288,000 | 4,857 |
| Additional noninterest expense | $577,000 | 5,157 |
| Pre-tax net operating income | $636,000 | 5,744 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $211,000 | 4,573 |
| Income before extraordinary items | $425,000 | 6,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $425,000 | 6,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,415 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $425,000 | 6,047 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 6,486 |
| Total interest expense | $401,000 | 6,971 |
| Net interest income | $1,172,000 | 6,134 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $320,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $280,000 | 2,802 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $1,003,000 | 5,973 |
| Salaries and employee benefits | $442,000 | 6,658 |
| Premises and equipment expense | $195,000 | 4,779 |
| Additional noninterest expense | $366,000 | 5,323 |
| Pre-tax net operating income | $414,000 | 5,778 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $141,000 | 4,605 |
| Income before extraordinary items | $273,000 | 6,318 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $273,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,597 |
| Cash dividends | $24,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $273,000 | 6,105 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,478 |
| Total interest expense | $214,000 | 6,888 |
| Net interest income | $581,000 | 6,156 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $139,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 3,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $490,000 | 6,070 |
| Salaries and employee benefits | $212,000 | 6,799 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $183,000 | 5,286 |
| Pre-tax net operating income | $200,000 | 5,845 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $68,000 | 4,629 |
| Income before extraordinary items | $132,000 | 6,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $24,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $132,000 | 6,154 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 6,339 |
| Total interest expense | $1,173,000 | 6,494 |
| Net interest income | $2,329,000 | 6,138 |
| Provision for loan and lease losses | $179,000 | 4,618 |
| Total noninterest income | $533,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $422,000 | 3,402 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 6,234 |
| Total noninterest expense | $1,923,000 | 6,012 |
| Salaries and employee benefits | $825,000 | 6,794 |
| Premises and equipment expense | $379,000 | 4,832 |
| Additional noninterest expense | $719,000 | 5,317 |
| Pre-tax net operating income | $760,000 | 5,895 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $259,000 | 4,701 |
| Income before extraordinary items | $501,000 | 6,403 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $501,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,616 |
| Cash dividends | $48,000 | 6,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $501,000 | 6,240 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 6,018 |
| Total interest expense | $1,940,000 | 6,192 |
| Net interest income | $2,476,000 | 5,752 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $494,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $332,000 | 3,913 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $162,000 | 5,371 |
| Total noninterest expense | $2,061,000 | 5,624 |
| Salaries and employee benefits | $718,000 | 7,126 |
| Premises and equipment expense | $339,000 | 5,149 |
| Additional noninterest expense | $1,004,000 | 4,055 |
| Pre-tax net operating income | $819,000 | 5,431 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $277,000 | 4,426 |
| Income before extraordinary items | $542,000 | 5,878 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $542,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $48,000 | 6,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $542,000 | 5,758 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 6,148 |
| Total interest expense | $1,898,000 | 6,424 |
| Net interest income | $2,534,000 | 5,752 |
| Provision for loan and lease losses | $241,000 | 3,315 |
| Total noninterest income | $452,000 | 5,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,291 |
| Total noninterest expense | $1,876,000 | 5,907 |
| Salaries and employee benefits | $642,000 | 7,480 |
| Premises and equipment expense | $324,000 | 5,196 |
| Additional noninterest expense | $910,000 | 4,298 |
| Pre-tax net operating income | $869,000 | 5,645 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $295,000 | 4,629 |
| Income before extraordinary items | $574,000 | 5,962 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $574,000 | 5,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,367 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $574,000 | 5,975 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 6,588 |
| Total interest expense | $1,461,000 | 7,074 |
| Net interest income | $2,264,000 | 6,157 |
| Provision for loan and lease losses | $86,000 | 5,547 |
| Total noninterest income | $400,000 | 5,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $1,741,000 | 6,208 |
| Salaries and employee benefits | $610,000 | 7,704 |
| Premises and equipment expense | $313,000 | 5,345 |
| Additional noninterest expense | $818,000 | 4,706 |
| Pre-tax net operating income | $837,000 | 5,799 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $286,000 | 4,919 |
| Income before extraordinary items | $551,000 | 6,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $551,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $49,000 | 6,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $551,000 | 6,136 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 7,017 |
| Total interest expense | $1,300,000 | 7,676 |
| Net interest income | $2,145,000 | 6,404 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $339,000 | 6,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $1,730,000 | 6,162 |
| Salaries and employee benefits | $619,000 | 7,651 |
| Premises and equipment expense | $179,000 | 7,070 |
| Additional noninterest expense | $932,000 | 4,178 |
| Pre-tax net operating income | $674,000 | 6,589 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $220,000 | 5,952 |
| Income before extraordinary items | $454,000 | 6,885 |
| Extraordinary gains, net | $-6,000 | 10,398 |
| Net income | $448,000 | 6,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $24,000 | 7,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $454,000 | 6,778 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 7,828 |
| Total interest expense | $1,148,000 | 8,260 |
| Net interest income | $1,795,000 | 7,333 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $294,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $1,075,000 | 8,080 |
| Salaries and employee benefits | $444,000 | 8,983 |
| Premises and equipment expense | $142,000 | 7,983 |
| Additional noninterest expense | $489,000 | 6,596 |
| Pre-tax net operating income | $884,000 | 6,203 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $276,000 | 5,959 |
| Income before extraordinary items | $608,000 | 6,317 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $608,000 | 6,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,597 |
| Cash dividends | $78,000 | 6,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $608,000 | 6,262 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 8,352 |
| Total interest expense | $1,114,000 | 8,649 |
| Net interest income | $1,632,000 | 7,942 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $268,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,050,000 | 8,508 |
| Salaries and employee benefits | $405,000 | 9,574 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $518,000 | 6,913 |
| Pre-tax net operating income | $845,000 | 6,315 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $288,000 | 5,966 |
| Income before extraordinary items | $557,000 | 6,517 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $557,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 11,100 |
| Cash dividends | $96,000 | 6,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $557,000 | 6,459 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 8,948 |
| Total interest expense | $1,016,000 | 9,196 |
| Net interest income | $1,498,000 | 8,538 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $261,000 | 7,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $1,065,000 | 8,700 |
| Salaries and employee benefits | $397,000 | 9,967 |
| Premises and equipment expense | $144,000 | 8,429 |
| Additional noninterest expense | $524,000 | 7,082 |
| Pre-tax net operating income | $650,000 | 7,591 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $216,000 | 7,161 |
| Income before extraordinary items | $434,000 | 7,780 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $434,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $96,000 | 6,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $434,000 | 7,745 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 9,365 |
| Total interest expense | $834,000 | 9,424 |
| Net interest income | $1,402,000 | 9,140 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $255,000 | 7,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $1,082,000 | 9,045 |
| Salaries and employee benefits | $387,000 | 10,399 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $563,000 | 7,317 |
| Pre-tax net operating income | $575,000 | 8,156 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $190,000 | 7,515 |
| Income before extraordinary items | $385,000 | 8,311 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $385,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $88,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $385,000 | 8,367 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 9,826 |
| Total interest expense | $890,000 | 9,594 |
| Net interest income | $1,291,000 | 9,762 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $278,000 | 7,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,111,000 | 9,289 |
| Salaries and employee benefits | $385,000 | 10,792 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $591,000 | 7,418 |
| Pre-tax net operating income | $458,000 | 8,954 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $176,000 | 8,089 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $353,000 | 616 |
| Net income | $635,000 | 6,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 5,182 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $282,000 | 9,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 9,818 |
| Total interest expense | $1,180,000 | 9,670 |
| Net interest income | $1,366,000 | 9,747 |
| Provision for loan and lease losses | $275,000 | 4,347 |
| Total noninterest income | $294,000 | 7,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,267,000 | 8,775 |
| Salaries and employee benefits | $360,000 | 11,340 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $780,000 | 6,208 |
| Pre-tax net operating income | $118,000 | 11,835 |
| Securities gains (losses) | $122,000 | 2,695 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $124,000 | 11,632 |
| Extraordinary gains, net | $45,000 | 1,023 |
| Net income | $169,000 | 11,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 3,967 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $45,920 | 12,343 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.