Home > Lindale National Bank > Income and Expense
Lindale National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 8,286 |
| Total interest expense | $924,000 | 9,017 |
| Net interest income | $1,948,000 | 7,687 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $338,000 | 6,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,321,000 | 8,166 |
| Salaries and employee benefits | $683,000 | 8,009 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $540,000 | 7,514 |
| Pre-tax net operating income | $875,000 | 6,515 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $308,000 | 5,782 |
| Income before extraordinary items | $570,000 | 6,764 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $570,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,617 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $568,050 | 6,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 8,624 |
| Total interest expense | $1,014,000 | 9,040 |
| Net interest income | $1,810,000 | 8,224 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $386,000 | 6,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $1,284,000 | 8,567 |
| Salaries and employee benefits | $629,000 | 8,564 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $559,000 | 7,693 |
| Pre-tax net operating income | $792,000 | 6,859 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $276,000 | 6,401 |
| Income before extraordinary items | $533,000 | 7,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $533,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $51,000 | 7,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $521,780 | 7,129 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 9,146 |
| Total interest expense | $1,317,000 | 9,166 |
| Net interest income | $1,583,000 | 9,001 |
| Provision for loan and lease losses | $398,000 | 3,487 |
| Total noninterest income | $397,000 | 6,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,271,000 | 8,762 |
| Salaries and employee benefits | $575,000 | 9,031 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $596,000 | 7,551 |
| Pre-tax net operating income | $311,000 | 10,029 |
| Securities gains (losses) | $70,000 | 3,586 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $304,000 | 9,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $304,000 | 9,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 2,580 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $248,000 | 9,576 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.