Home > Lincoln State Bank > Assets and Liabilities
Lincoln State Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 350 | 434 |
| Assets and Liabilities | ||
| Total Assets: | $1,293,565,000 | 541 |
| Cash and due from depository institutions | $34,273,000 | 434 |
| Interest-bearing balances | $105,000 | 4,960 |
| Securities | $100,091,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $967,198,000 | 515 |
| Loan loss allowance | $26,445,000 | 283 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $24,473,000 | 450 |
| Other real estate owned | $3,148,000 | 434 |
| Goodwill and other intangibles | $127,302,000 | 151 |
| All other assets | $37,080,000 | 575 |
| Life insurance assets | $8,152,000 | 817 |
| Total liabilities and capital | $1,293,565,000 | 541 |
| Total liabilities | $1,075,804,000 | 575 |
| Total deposits | $1,041,825,000 | 494 |
| Interest-bearing deposits | $921,547,000 | 500 |
| Deposits held in domestic offices | $1,041,825,000 | 491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,000,000 | 961 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $7,057,000 | 3,575 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $8,922,000 | 725 |
| Total equity capital | $217,761,000 | 362 |
| Total bank equity capital | $217,761,000 | 362 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,454,000 | 2,419 |
| Surplus | $206,977,000 | 233 |
| Undivided profits | $9,330,000 | 3,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,608,000 | 155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $299,000 | 491 |
| Income earned, not collected on loans | $5,045,000 | 676 |
| Earning assets | $1,067,394,000 | 586 |
| Long-term assets (5+ years) | $80,794,000 | 1,517 |
| Average Assets, year-to-date | $1,333,664,000 | 514 |
| Average Assets, quarterly | $1,318,691,000 | 530 |
| Volatile liabilities | $172,687,000 | 886 |
| Insider loans | $17,359,000 | 388 |
| FHLB advances | $7,057,000 | 3,440 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $169,723,000 | 648 |
| Tier 1 (core) risk-based capital | $105,912,000 | 594 |
| Tier 2 risk-based capital | $12,495,000 | 503 |
| Total risk weighted assets | $985,670,000 | 534 |
| Total unused commitments | $169,723,000 | 648 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 375 | 408 |
| Assets and Liabilities | ||
| Total Assets: | $1,343,817,000 | 520 |
| Cash and due from depository institutions | $37,773,000 | 408 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $101,200,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $4,830,000 | 3,293 |
| Net loans & leases | $1,018,191,000 | 486 |
| Loan loss allowance | $26,390,000 | 271 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $24,594,000 | 444 |
| Other real estate owned | $2,360,000 | 408 |
| Goodwill and other intangibles | $118,139,000 | 161 |
| All other assets | $36,730,000 | 564 |
| Life insurance assets | $8,033,000 | 814 |
| Total liabilities and capital | $1,343,817,000 | 520 |
| Total liabilities | $1,124,446,000 | 550 |
| Total deposits | $1,072,003,000 | 482 |
| Interest-bearing deposits | $954,900,000 | 482 |
| Deposits held in domestic offices | $1,072,003,000 | 479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,000,000 | 656 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,606,000 | 2,686 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,837,000 | 779 |
| Total equity capital | $219,371,000 | 364 |
| Total bank equity capital | $219,371,000 | 364 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,454,000 | 2,417 |
| Surplus | $205,852,000 | 229 |
| Undivided profits | $12,065,000 | 2,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,200,000 | 317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,849,000 | 591 |
| Earning assets | $1,124,221,000 | 558 |
| Long-term assets (5+ years) | $83,343,000 | 1,433 |
| Average Assets, year-to-date | $1,353,713,500 | 512 |
| Average Assets, quarterly | $1,353,713,500 | 512 |
| Volatile liabilities | $189,283,000 | 777 |
| Insider loans | $20,462,000 | 305 |
| FHLB advances | $11,579,000 | 2,589 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $282,450,000 | 475 |
| Tier 1 (core) risk-based capital | $115,815,000 | 538 |
| Tier 2 risk-based capital | $13,450,000 | 461 |
| Total risk weighted assets | $1,063,605,000 | 501 |
| Total unused commitments | $282,450,000 | 475 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 427 | 359 |
| Assets and Liabilities | ||
| Total Assets: | $1,363,610,000 | 509 |
| Cash and due from depository institutions | $42,488,000 | 359 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $134,673,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $74,000 | 5,982 |
| Net loans & leases | $1,100,817,000 | 462 |
| Loan loss allowance | $13,105,000 | 433 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $23,273,000 | 468 |
| Other real estate owned | $2,983,000 | 359 |
| Goodwill and other intangibles | $26,114,000 | 374 |
| All other assets | $33,188,000 | 616 |
| Life insurance assets | $7,997,000 | 808 |
| Total liabilities and capital | $1,363,610,000 | 509 |
| Total liabilities | $1,227,006,000 | 507 |
| Total deposits | $1,050,168,000 | 486 |
| Interest-bearing deposits | $924,006,000 | 491 |
| Deposits held in domestic offices | $1,050,168,000 | 483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,444,000 | 394 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $97,369,000 | 580 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,025,000 | 819 |
| Total equity capital | $136,604,000 | 526 |
| Total bank equity capital | $136,604,000 | 526 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,725,000 | 2,185 |
| Surplus | $94,085,000 | 384 |
| Undivided profits | $40,794,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,284,000 | 263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,778,000 | 570 |
| Earning assets | $1,235,564,000 | 517 |
| Long-term assets (5+ years) | $87,105,000 | 1,303 |
| Average Assets, year-to-date | $1,361,668,400 | 487 |
| Average Assets, quarterly | $1,370,139,000 | 503 |
| Volatile liabilities | $246,363,000 | 641 |
| Insider loans | $29,273,000 | 184 |
| FHLB advances | $97,316,000 | 523 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $227,935,000 | 552 |
| Tier 1 (core) risk-based capital | $110,306,000 | 564 |
| Tier 2 risk-based capital | $13,105,000 | 461 |
| Total risk weighted assets | $1,132,355,000 | 469 |
| Total unused commitments | $227,935,000 | 553 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 154 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $602,430,000 | 1,090 |
| Cash and due from depository institutions | $13,171,000 | 1,091 |
| Interest-bearing balances | $125,000 | 4,315 |
| Securities | $45,645,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $521,488,000 | 887 |
| Loan loss allowance | $5,850,000 | 910 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,976,000 | 2,100 |
| Other real estate owned | $609,000 | 1,091 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,541,000 | 1,200 |
| Life insurance assets | $2,298,000 | 2,092 |
| Total liabilities and capital | $602,430,000 | 1,090 |
| Total liabilities | $551,760,000 | 1,066 |
| Total deposits | $448,207,000 | 1,145 |
| Interest-bearing deposits | $383,394,000 | 1,172 |
| Deposits held in domestic offices | $448,207,000 | 1,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,548,000 | 501 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,823,000 | 837 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,182,000 | 2,322 |
| Total equity capital | $50,670,000 | 1,343 |
| Total bank equity capital | $50,670,000 | 1,343 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,825,000 | 2,096 |
| Surplus | $25,550,000 | 1,158 |
| Undivided profits | $23,295,000 | 1,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,143,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,898,000 | 1,508 |
| Earning assets | $567,258,000 | 1,061 |
| Long-term assets (5+ years) | $32,406,000 | 2,635 |
| Average Assets, year-to-date | $591,878,750 | 1,089 |
| Average Assets, quarterly | $603,553,000 | 1,084 |
| Volatile liabilities | $92,036,000 | 1,534 |
| Insider loans | $27,018,000 | 203 |
| FHLB advances | $55,823,000 | 768 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $138,813,000 | 806 |
| Tier 1 (core) risk-based capital | $50,864,000 | 1,252 |
| Tier 2 risk-based capital | $5,850,000 | 901 |
| Total risk weighted assets | $540,303,000 | 917 |
| Total unused commitments | $138,813,000 | 806 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 171 | 992 |
| Assets and Liabilities | ||
| Total Assets: | $604,676,000 | 1,104 |
| Cash and due from depository institutions | $20,062,000 | 992 |
| Interest-bearing balances | $159,000 | 4,207 |
| Securities | $44,559,000 | 2,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $518,775,000 | 900 |
| Loan loss allowance | $5,230,000 | 1,001 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,037,000 | 2,078 |
| Other real estate owned | $693,000 | 992 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $14,550,000 | 1,284 |
| Life insurance assets | $2,279,000 | 2,105 |
| Total liabilities and capital | $604,676,000 | 1,104 |
| Total liabilities | $554,536,000 | 1,081 |
| Total deposits | $470,507,000 | 1,109 |
| Interest-bearing deposits | $383,595,000 | 1,179 |
| Deposits held in domestic offices | $470,507,000 | 1,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,340,000 | 721 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $56,822,000 | 797 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,867,000 | 2,480 |
| Total equity capital | $50,140,000 | 1,349 |
| Total bank equity capital | $50,140,000 | 1,349 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,825,000 | 2,093 |
| Surplus | $25,550,000 | 1,165 |
| Undivided profits | $22,765,000 | 1,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,759,000 | 867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,796,000 | 1,452 |
| Earning assets | $563,493,000 | 1,085 |
| Long-term assets (5+ years) | $33,793,000 | 2,517 |
| Average Assets, year-to-date | $588,361,670 | 1,117 |
| Average Assets, quarterly | $591,552,500 | 1,116 |
| Volatile liabilities | $79,159,000 | 1,719 |
| Insider loans | $26,657,000 | 203 |
| FHLB advances | $56,822,000 | 724 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $134,871,000 | 831 |
| Tier 1 (core) risk-based capital | $50,820,000 | 1,249 |
| Tier 2 risk-based capital | $5,230,000 | 1,007 |
| Total risk weighted assets | $526,048,000 | 940 |
| Total unused commitments | $134,871,000 | 831 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 121 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $488,138,000 | 1,361 |
| Cash and due from depository institutions | $11,854,000 | 1,424 |
| Interest-bearing balances | $73,000 | 5,142 |
| Securities | $42,143,000 | 2,674 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $417,556,000 | 1,088 |
| Loan loss allowance | $4,131,000 | 1,275 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,745,000 | 2,547 |
| Other real estate owned | $400,000 | 1,424 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $11,440,000 | 1,533 |
| Life insurance assets | $1,759,000 | 2,398 |
| Total liabilities and capital | $488,138,000 | 1,361 |
| Total liabilities | $446,742,000 | 1,336 |
| Total deposits | $381,517,000 | 1,389 |
| Interest-bearing deposits | $329,295,000 | 1,382 |
| Deposits held in domestic offices | $381,517,000 | 1,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,375,000 | 1,092 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $52,000,000 | 814 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,850,000 | 2,556 |
| Total equity capital | $41,396,000 | 1,652 |
| Total bank equity capital | $41,396,000 | 1,652 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,125,000 | 2,702 |
| Surplus | $14,555,000 | 1,866 |
| Undivided profits | $25,716,000 | 1,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,217,000 | 1,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,343,000 | 1,708 |
| Earning assets | $459,772,000 | 1,322 |
| Long-term assets (5+ years) | $33,055,000 | 2,529 |
| Average Assets, year-to-date | $488,555,000 | 1,350 |
| Average Assets, quarterly | $488,555,000 | 1,350 |
| Volatile liabilities | $62,212,000 | 2,083 |
| Insider loans | $22,598,000 | 253 |
| FHLB advances | $52,000,000 | 749 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $136,815,000 | 818 |
| Tier 1 (core) risk-based capital | $41,549,000 | 1,536 |
| Tier 2 risk-based capital | $4,131,000 | 1,271 |
| Total risk weighted assets | $423,925,000 | 1,153 |
| Total unused commitments | $136,815,000 | 818 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 123 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $488,972,000 | 1,346 |
| Cash and due from depository institutions | $7,988,000 | 1,401 |
| Interest-bearing balances | $30,000 | 5,777 |
| Securities | $42,422,000 | 2,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $422,083,000 | 1,059 |
| Loan loss allowance | $4,169,000 | 1,234 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,824,000 | 2,469 |
| Other real estate owned | $0 | 1,401 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,655,000 | 1,516 |
| Life insurance assets | $1,745,000 | 2,374 |
| Total liabilities and capital | $488,972,000 | 1,346 |
| Total liabilities | $448,223,000 | 1,320 |
| Total deposits | $374,364,000 | 1,389 |
| Interest-bearing deposits | $321,939,000 | 1,391 |
| Deposits held in domestic offices | $374,364,000 | 1,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,300,000 | 637 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,000,000 | 1,001 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,559,000 | 2,897 |
| Total equity capital | $40,749,000 | 1,647 |
| Total bank equity capital | $40,749,000 | 1,647 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,125,000 | 2,700 |
| Surplus | $14,555,000 | 1,822 |
| Undivided profits | $25,069,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,224,000 | 741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,167,000 | 1,931 |
| Earning assets | $464,535,000 | 1,297 |
| Long-term assets (5+ years) | $42,292,000 | 2,069 |
| Average Assets, year-to-date | $483,678,800 | 1,306 |
| Average Assets, quarterly | $482,536,000 | 1,344 |
| Volatile liabilities | $123,532,000 | 1,228 |
| Insider loans | $22,842,000 | 244 |
| FHLB advances | $42,000,000 | 934 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $142,947,000 | 775 |
| Tier 1 (core) risk-based capital | $41,004,000 | 1,541 |
| Tier 2 risk-based capital | $4,169,000 | 1,234 |
| Total risk weighted assets | $433,511,000 | 1,099 |
| Total unused commitments | $142,947,000 | 775 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 120 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $476,100,000 | 1,368 |
| Cash and due from depository institutions | $9,805,000 | 1,451 |
| Interest-bearing balances | $103,000 | 4,704 |
| Securities | $42,023,000 | 2,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $406,544,000 | 1,100 |
| Loan loss allowance | $3,658,000 | 1,435 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,965,000 | 2,388 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $12,763,000 | 1,411 |
| Life insurance assets | $1,730,000 | 2,343 |
| Total liabilities and capital | $476,100,000 | 1,368 |
| Total liabilities | $435,504,000 | 1,345 |
| Total deposits | $379,630,000 | 1,350 |
| Interest-bearing deposits | $331,672,000 | 1,334 |
| Deposits held in domestic offices | $379,630,000 | 1,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,977,000 | 1,089 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $42,000,000 | 1,051 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,897,000 | 2,443 |
| Total equity capital | $40,596,000 | 1,630 |
| Total bank equity capital | $40,596,000 | 1,630 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,125,000 | 2,714 |
| Surplus | $14,555,000 | 1,796 |
| Undivided profits | $24,916,000 | 1,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,841,000 | 1,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,042,000 | 2,043 |
| Earning assets | $448,670,000 | 1,328 |
| Long-term assets (5+ years) | $38,004,000 | 2,227 |
| Average Assets, year-to-date | $482,355,500 | 1,316 |
| Average Assets, quarterly | $487,421,000 | 1,332 |
| Volatile liabilities | $100,530,000 | 1,470 |
| Insider loans | $23,174,000 | 239 |
| FHLB advances | $42,000,000 | 971 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $177,787,000 | 685 |
| Tier 1 (core) risk-based capital | $40,935,000 | 1,533 |
| Tier 2 risk-based capital | $3,658,000 | 1,425 |
| Total risk weighted assets | $419,422,000 | 1,127 |
| Total unused commitments | $177,787,000 | 685 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 122 | 1,435 |
| Assets and Liabilities | ||
| Total Assets: | $498,742,000 | 1,303 |
| Cash and due from depository institutions | $17,940,000 | 1,435 |
| Interest-bearing balances | $68,000 | 5,283 |
| Securities | $41,144,000 | 2,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $420,937,000 | 1,042 |
| Loan loss allowance | $3,568,000 | 1,443 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,281,000 | 2,220 |
| Other real estate owned | $0 | 1,435 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $13,440,000 | 1,335 |
| Life insurance assets | $1,715,000 | 2,315 |
| Total liabilities and capital | $498,742,000 | 1,303 |
| Total liabilities | $459,077,000 | 1,268 |
| Total deposits | $389,857,000 | 1,284 |
| Interest-bearing deposits | $334,312,000 | 1,287 |
| Deposits held in domestic offices | $389,857,000 | 1,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,648,000 | 709 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $42,000,000 | 1,065 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,572,000 | 2,605 |
| Total equity capital | $39,665,000 | 1,606 |
| Total bank equity capital | $39,665,000 | 1,606 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,125,000 | 2,705 |
| Surplus | $14,555,000 | 1,756 |
| Undivided profits | $23,985,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,209,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,046,000 | 1,796 |
| Earning assets | $462,149,000 | 1,278 |
| Long-term assets (5+ years) | $39,307,000 | 2,162 |
| Average Assets, year-to-date | $484,440,670 | 1,309 |
| Average Assets, quarterly | $492,187,500 | 1,305 |
| Volatile liabilities | $126,913,000 | 1,187 |
| Insider loans | $25,470,000 | 212 |
| FHLB advances | $42,000,000 | 982 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $148,613,000 | 770 |
| Tier 1 (core) risk-based capital | $40,400,000 | 1,514 |
| Tier 2 risk-based capital | $3,568,000 | 1,428 |
| Total risk weighted assets | $431,980,000 | 1,066 |
| Total unused commitments | $148,613,000 | 770 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 123 | 1,405 |
| Assets and Liabilities | ||
| Total Assets: | $485,633,000 | 1,309 |
| Cash and due from depository institutions | $10,694,000 | 1,405 |
| Interest-bearing balances | $41,000 | 5,716 |
| Securities | $40,927,000 | 2,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $413,092,000 | 1,029 |
| Loan loss allowance | $3,454,000 | 1,463 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,371,000 | 2,122 |
| Other real estate owned | $0 | 1,405 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $15,549,000 | 1,141 |
| Life insurance assets | $1,700,000 | 2,283 |
| Total liabilities and capital | $485,633,000 | 1,309 |
| Total liabilities | $446,646,000 | 1,272 |
| Total deposits | $361,195,000 | 1,390 |
| Interest-bearing deposits | $311,687,000 | 1,374 |
| Deposits held in domestic offices | $361,195,000 | 1,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,777,000 | 530 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,500,000 | 967 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,174,000 | 3,177 |
| Total equity capital | $38,987,000 | 1,599 |
| Total bank equity capital | $38,987,000 | 1,599 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,125,000 | 2,693 |
| Surplus | $14,555,000 | 1,696 |
| Undivided profits | $23,307,000 | 1,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,884,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,949,000 | 1,798 |
| Earning assets | $454,060,000 | 1,279 |
| Long-term assets (5+ years) | $37,627,000 | 2,206 |
| Average Assets, year-to-date | $477,290,000 | 1,324 |
| Average Assets, quarterly | $477,290,000 | 1,324 |
| Volatile liabilities | $112,046,000 | 1,259 |
| Insider loans | $24,909,000 | 209 |
| FHLB advances | $45,500,000 | 897 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $147,512,000 | 759 |
| Tier 1 (core) risk-based capital | $39,451,000 | 1,518 |
| Tier 2 risk-based capital | $3,454,000 | 1,438 |
| Total risk weighted assets | $424,022,000 | 1,058 |
| Total unused commitments | $147,512,000 | 760 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 132 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $468,947,000 | 1,340 |
| Cash and due from depository institutions | $12,716,000 | 1,303 |
| Interest-bearing balances | $80,000 | 5,320 |
| Securities | $40,826,000 | 2,795 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $392,855,000 | 1,069 |
| Loan loss allowance | $3,282,000 | 1,511 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,361,000 | 2,105 |
| Other real estate owned | $1,461,000 | 1,303 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,728,000 | 1,104 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $468,947,000 | 1,340 |
| Total liabilities | $430,023,000 | 1,312 |
| Total deposits | $392,687,000 | 1,242 |
| Interest-bearing deposits | $332,698,000 | 1,249 |
| Deposits held in domestic offices | $392,687,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,010,000 | 1,503 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,344 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,326,000 | 2,859 |
| Total equity capital | $38,924,000 | 1,581 |
| Total bank equity capital | $38,924,000 | 1,581 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,125,000 | 2,689 |
| Surplus | $14,555,000 | 1,661 |
| Undivided profits | $23,244,000 | 1,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,849,000 | 1,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,838,000 | 1,921 |
| Earning assets | $433,761,000 | 1,325 |
| Long-term assets (5+ years) | $36,757,000 | 2,210 |
| Average Assets, year-to-date | $454,170,200 | 1,312 |
| Average Assets, quarterly | $467,211,000 | 1,328 |
| Volatile liabilities | $93,271,000 | 1,457 |
| Insider loans | $27,318,000 | 186 |
| FHLB advances | $30,000,000 | 1,243 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $152,210,000 | 734 |
| Tier 1 (core) risk-based capital | $39,306,000 | 1,491 |
| Tier 2 risk-based capital | $3,282,000 | 1,486 |
| Total risk weighted assets | $401,491,000 | 1,104 |
| Total unused commitments | $152,210,000 | 734 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 127 | 1,348 |
| Assets and Liabilities | ||
| Total Assets: | $465,475,000 | 1,313 |
| Cash and due from depository institutions | $12,271,000 | 1,348 |
| Interest-bearing balances | $126,000 | 4,751 |
| Securities | $41,122,000 | 2,757 |
| Federal funds sold & reverse repurchase agreements | $956,000 | 4,665 |
| Net loans & leases | $388,524,000 | 1,052 |
| Loan loss allowance | $3,558,000 | 1,374 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,434,000 | 2,022 |
| Other real estate owned | $1,492,000 | 1,348 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $15,676,000 | 1,090 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $465,475,000 | 1,313 |
| Total liabilities | $426,547,000 | 1,290 |
| Total deposits | $395,050,000 | 1,195 |
| Interest-bearing deposits | $342,835,000 | 1,164 |
| Deposits held in domestic offices | $395,050,000 | 1,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,000,000 | 1,327 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,497,000 | 2,589 |
| Total equity capital | $38,928,000 | 1,555 |
| Total bank equity capital | $38,928,000 | 1,555 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,125,000 | 2,670 |
| Surplus | $14,555,000 | 1,615 |
| Undivided profits | $23,248,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,597,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,699,000 | 2,010 |
| Earning assets | $430,728,000 | 1,303 |
| Long-term assets (5+ years) | $37,297,000 | 2,188 |
| Average Assets, year-to-date | $450,476,000 | 1,306 |
| Average Assets, quarterly | $463,423,500 | 1,304 |
| Volatile liabilities | $91,607,000 | 1,430 |
| Insider loans | $28,204,000 | 171 |
| FHLB advances | $30,000,000 | 1,227 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $146,316,000 | 745 |
| Tier 1 (core) risk-based capital | $38,989,000 | 1,463 |
| Tier 2 risk-based capital | $3,558,000 | 1,350 |
| Total risk weighted assets | $403,551,000 | 1,068 |
| Total unused commitments | $146,316,000 | 747 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 138 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $461,372,000 | 1,293 |
| Cash and due from depository institutions | $9,728,000 | 1,222 |
| Interest-bearing balances | $14,000 | 6,323 |
| Securities | $41,036,000 | 2,783 |
| Federal funds sold & reverse repurchase agreements | $130,000 | 5,486 |
| Net loans & leases | $389,306,000 | 1,022 |
| Loan loss allowance | $3,424,000 | 1,406 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,450,000 | 1,974 |
| Other real estate owned | $861,000 | 1,222 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $14,861,000 | 1,120 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $461,372,000 | 1,293 |
| Total liabilities | $422,606,000 | 1,265 |
| Total deposits | $356,283,000 | 1,314 |
| Interest-bearing deposits | $299,213,000 | 1,340 |
| Deposits held in domestic offices | $356,283,000 | 1,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,700,000 | 565 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,500,000 | 1,288 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,123,000 | 3,000 |
| Total equity capital | $38,766,000 | 1,522 |
| Total bank equity capital | $38,766,000 | 1,522 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,125,000 | 2,648 |
| Surplus | $14,555,000 | 1,576 |
| Undivided profits | $23,086,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,347,000 | 772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,601,000 | 1,931 |
| Earning assets | $430,486,000 | 1,270 |
| Long-term assets (5+ years) | $34,106,000 | 2,359 |
| Average Assets, year-to-date | $445,476,330 | 1,303 |
| Average Assets, quarterly | $451,045,500 | 1,304 |
| Volatile liabilities | $120,717,000 | 1,085 |
| Insider loans | $28,279,000 | 167 |
| FHLB advances | $31,500,000 | 1,202 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $115,041,000 | 867 |
| Tier 1 (core) risk-based capital | $38,751,000 | 1,424 |
| Tier 2 risk-based capital | $3,424,000 | 1,382 |
| Total risk weighted assets | $413,156,000 | 1,013 |
| Total unused commitments | $115,041,000 | 867 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 138 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $440,719,000 | 1,339 |
| Cash and due from depository institutions | $8,344,000 | 1,200 |
| Interest-bearing balances | $34,000 | 5,940 |
| Securities | $40,460,000 | 2,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $371,556,000 | 1,053 |
| Loan loss allowance | $3,340,000 | 1,436 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,460,000 | 1,947 |
| Other real estate owned | $861,000 | 1,200 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $14,038,000 | 1,160 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $440,719,000 | 1,339 |
| Total liabilities | $403,753,000 | 1,311 |
| Total deposits | $346,258,000 | 1,342 |
| Interest-bearing deposits | $288,961,000 | 1,371 |
| Deposits held in domestic offices | $346,258,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000,000 | 651 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,500,000 | 1,245 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $995,000 | 3,213 |
| Total equity capital | $36,966,000 | 1,557 |
| Total bank equity capital | $36,966,000 | 1,557 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,125,000 | 2,661 |
| Surplus | $13,055,000 | 1,687 |
| Undivided profits | $22,786,000 | 1,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,735,000 | 950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,529,000 | 1,977 |
| Earning assets | $412,050,000 | 1,308 |
| Long-term assets (5+ years) | $32,079,000 | 2,522 |
| Average Assets, year-to-date | $437,528,500 | 1,329 |
| Average Assets, quarterly | $437,528,500 | 1,329 |
| Volatile liabilities | $97,249,000 | 1,256 |
| Insider loans | $29,508,000 | 150 |
| FHLB advances | $31,500,000 | 1,158 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $116,310,000 | 855 |
| Tier 1 (core) risk-based capital | $37,145,000 | 1,459 |
| Tier 2 risk-based capital | $3,340,000 | 1,398 |
| Total risk weighted assets | $397,345,000 | 1,031 |
| Total unused commitments | $116,310,000 | 855 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 158 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $434,338,000 | 1,352 |
| Cash and due from depository institutions | $6,812,000 | 1,035 |
| Interest-bearing balances | $191,000 | 4,454 |
| Securities | $40,511,000 | 2,874 |
| Federal funds sold & reverse repurchase agreements | $1,172,000 | 4,683 |
| Net loans & leases | $365,431,000 | 1,071 |
| Loan loss allowance | $3,321,000 | 1,430 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,503,000 | 1,917 |
| Other real estate owned | $861,000 | 1,035 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $14,048,000 | 1,116 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $434,338,000 | 1,352 |
| Total liabilities | $398,807,000 | 1,320 |
| Total deposits | $334,328,000 | 1,390 |
| Interest-bearing deposits | $275,295,000 | 1,440 |
| Deposits held in domestic offices | $334,328,000 | 1,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,200,000 | 570 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $31,500,000 | 1,269 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $779,000 | 3,679 |
| Total equity capital | $35,531,000 | 1,609 |
| Total bank equity capital | $35,531,000 | 1,609 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,125,000 | 2,652 |
| Surplus | $11,555,000 | 1,830 |
| Undivided profits | $22,851,000 | 1,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,982,000 | 680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,341,000 | 2,245 |
| Earning assets | $407,305,000 | 1,322 |
| Long-term assets (5+ years) | $31,544,000 | 2,620 |
| Average Assets, year-to-date | $408,574,800 | 1,372 |
| Average Assets, quarterly | $428,451,500 | 1,344 |
| Volatile liabilities | $78,954,000 | 1,477 |
| Insider loans | $24,588,000 | 177 |
| FHLB advances | $31,500,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $91,687,000 | 989 |
| Tier 1 (core) risk-based capital | $35,445,000 | 1,507 |
| Tier 2 risk-based capital | $3,321,000 | 1,392 |
| Total risk weighted assets | $386,780,000 | 1,051 |
| Total unused commitments | $91,687,000 | 989 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 154 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $422,565,000 | 1,370 |
| Cash and due from depository institutions | $12,627,000 | 1,064 |
| Interest-bearing balances | $108,000 | 5,037 |
| Securities | $40,670,000 | 2,852 |
| Federal funds sold & reverse repurchase agreements | $1,327,000 | 4,203 |
| Net loans & leases | $348,025,000 | 1,090 |
| Loan loss allowance | $3,510,000 | 1,347 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,476,000 | 1,894 |
| Other real estate owned | $0 | 1,064 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $14,440,000 | 1,065 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $422,565,000 | 1,370 |
| Total liabilities | $386,977,000 | 1,340 |
| Total deposits | $315,017,000 | 1,459 |
| Interest-bearing deposits | $264,806,000 | 1,480 |
| Deposits held in domestic offices | $315,017,000 | 1,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,600,000 | 511 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $31,500,000 | 1,268 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $860,000 | 3,560 |
| Total equity capital | $35,588,000 | 1,598 |
| Total bank equity capital | $35,588,000 | 1,598 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,123,000 | 2,656 |
| Surplus | $11,557,000 | 1,793 |
| Undivided profits | $22,908,000 | 1,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,721,000 | 1,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,167 |
| Income earned, not collected on loans | $1,260,000 | 2,470 |
| Earning assets | $390,130,000 | 1,354 |
| Long-term assets (5+ years) | $28,671,000 | 2,823 |
| Average Assets, year-to-date | $402,134,000 | 1,397 |
| Average Assets, quarterly | $411,173,000 | 1,393 |
| Volatile liabilities | $62,708,000 | 1,727 |
| Insider loans | $23,583,000 | 190 |
| FHLB advances | $31,500,000 | 1,166 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $98,221,000 | 940 |
| Tier 1 (core) risk-based capital | $35,457,000 | 1,492 |
| Tier 2 risk-based capital | $3,510,000 | 1,310 |
| Total risk weighted assets | $372,850,000 | 1,066 |
| Total unused commitments | $98,221,000 | 942 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 139 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $399,781,000 | 1,429 |
| Cash and due from depository institutions | $7,812,000 | 1,220 |
| Interest-bearing balances | $157,000 | 4,772 |
| Securities | $39,340,000 | 2,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $332,703,000 | 1,105 |
| Loan loss allowance | $3,710,000 | 1,246 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,525,000 | 1,836 |
| Other real estate owned | $0 | 1,220 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $14,401,000 | 1,075 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $399,781,000 | 1,429 |
| Total liabilities | $365,001,000 | 1,426 |
| Total deposits | $320,818,000 | 1,402 |
| Interest-bearing deposits | $273,345,000 | 1,401 |
| Deposits held in domestic offices | $320,818,000 | 1,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,000,000 | 1,039 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $31,500,000 | 1,260 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $683,000 | 3,816 |
| Total equity capital | $34,780,000 | 1,563 |
| Total bank equity capital | $34,780,000 | 1,563 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,123,000 | 2,664 |
| Surplus | $11,557,000 | 1,753 |
| Undivided profits | $22,100,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,648,000 | 1,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,203,000 | 2,442 |
| Earning assets | $372,200,000 | 1,404 |
| Long-term assets (5+ years) | $23,832,000 | 3,286 |
| Average Assets, year-to-date | $395,323,670 | 1,413 |
| Average Assets, quarterly | $396,358,000 | 1,425 |
| Volatile liabilities | $36,118,000 | 2,635 |
| Insider loans | $23,678,000 | 185 |
| FHLB advances | $31,500,000 | 1,162 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $100,298,000 | 890 |
| Tier 1 (core) risk-based capital | $35,114,000 | 1,477 |
| Tier 2 risk-based capital | $3,710,000 | 1,212 |
| Total risk weighted assets | $357,956,000 | 1,087 |
| Total unused commitments | $100,298,000 | 892 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 128 | 1,340 |
| Assets and Liabilities | ||
| Total Assets: | $392,935,000 | 1,443 |
| Cash and due from depository institutions | $7,892,000 | 1,340 |
| Interest-bearing balances | $113,000 | 5,133 |
| Securities | $37,015,000 | 3,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $329,249,000 | 1,089 |
| Loan loss allowance | $3,491,000 | 1,326 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,588,000 | 1,779 |
| Other real estate owned | $0 | 1,340 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $13,191,000 | 1,102 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $392,935,000 | 1,443 |
| Total liabilities | $357,804,000 | 1,421 |
| Total deposits | $313,480,000 | 1,428 |
| Interest-bearing deposits | $268,830,000 | 1,431 |
| Deposits held in domestic offices | $313,480,000 | 1,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,250,000 | 962 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $31,500,000 | 1,174 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $574,000 | 4,533 |
| Total equity capital | $35,131,000 | 1,584 |
| Total bank equity capital | $35,131,000 | 1,584 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,123,000 | 2,659 |
| Surplus | $11,557,000 | 1,719 |
| Undivided profits | $22,451,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,322,000 | 1,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,191,000 | 2,402 |
| Earning assets | $366,377,000 | 1,409 |
| Long-term assets (5+ years) | $19,751,000 | 3,591 |
| Average Assets, year-to-date | $393,095,000 | 1,427 |
| Average Assets, quarterly | $393,095,000 | 1,427 |
| Volatile liabilities | $38,646,000 | 2,426 |
| Insider loans | $24,018,000 | 170 |
| FHLB advances | $31,500,000 | 1,072 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $85,902,000 | 985 |
| Tier 1 (core) risk-based capital | $34,885,000 | 1,469 |
| Tier 2 risk-based capital | $3,491,000 | 1,280 |
| Total risk weighted assets | $357,303,000 | 1,064 |
| Total unused commitments | $85,902,000 | 986 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 130 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $393,255,000 | 1,437 |
| Cash and due from depository institutions | $8,258,000 | 1,321 |
| Interest-bearing balances | $62,000 | 5,726 |
| Securities | $35,665,000 | 3,266 |
| Federal funds sold & reverse repurchase agreements | $1,544,000 | 4,424 |
| Net loans & leases | $328,769,000 | 1,091 |
| Loan loss allowance | $3,344,000 | 1,380 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,575,000 | 1,777 |
| Other real estate owned | $0 | 1,321 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $13,444,000 | 1,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $393,255,000 | 1,437 |
| Total liabilities | $358,225,000 | 1,426 |
| Total deposits | $310,558,000 | 1,429 |
| Interest-bearing deposits | $269,976,000 | 1,400 |
| Deposits held in domestic offices | $310,558,000 | 1,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,600,000 | 722 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,500,000 | 1,340 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $567,000 | 4,411 |
| Total equity capital | $35,030,000 | 1,555 |
| Total bank equity capital | $35,030,000 | 1,555 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,125,000 | 2,674 |
| Surplus | $11,555,000 | 1,696 |
| Undivided profits | $22,350,000 | 1,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,907,000 | 1,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,239,000 | 2,428 |
| Earning assets | $366,040,000 | 1,411 |
| Long-term assets (5+ years) | $11,922,000 | 4,674 |
| Average Assets, year-to-date | $373,707,200 | 1,461 |
| Average Assets, quarterly | $387,111,500 | 1,449 |
| Volatile liabilities | $50,111,000 | 1,961 |
| Insider loans | $22,615,000 | 189 |
| FHLB advances | $26,500,000 | 1,239 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $83,197,000 | 978 |
| Tier 1 (core) risk-based capital | $34,909,000 | 1,461 |
| Tier 2 risk-based capital | $3,344,000 | 1,323 |
| Total risk weighted assets | $354,242,000 | 1,066 |
| Total unused commitments | $83,197,000 | 979 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 130 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $380,968,000 | 1,485 |
| Cash and due from depository institutions | $9,425,000 | 1,336 |
| Interest-bearing balances | $105,000 | 5,226 |
| Securities | $33,526,000 | 3,356 |
| Federal funds sold & reverse repurchase agreements | $1,104,000 | 5,241 |
| Net loans & leases | $317,808,000 | 1,116 |
| Loan loss allowance | $3,394,000 | 1,371 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,606,000 | 1,741 |
| Other real estate owned | $111,000 | 1,336 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $13,388,000 | 1,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $380,968,000 | 1,485 |
| Total liabilities | $346,423,000 | 1,473 |
| Total deposits | $309,189,000 | 1,438 |
| Interest-bearing deposits | $267,124,000 | 1,429 |
| Deposits held in domestic offices | $309,189,000 | 1,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,316 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,500,000 | 1,232 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $734,000 | 3,943 |
| Total equity capital | $34,545,000 | 1,587 |
| Total bank equity capital | $34,545,000 | 1,587 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,125,000 | 2,691 |
| Surplus | $11,555,000 | 1,680 |
| Undivided profits | $21,865,000 | 1,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,297,000 | 2,423 |
| Earning assets | $352,543,000 | 1,468 |
| Long-term assets (5+ years) | $16,451,000 | 4,028 |
| Average Assets, year-to-date | $368,820,250 | 1,498 |
| Average Assets, quarterly | $376,624,000 | 1,492 |
| Volatile liabilities | $37,234,000 | 2,450 |
| Insider loans | $22,584,000 | 185 |
| FHLB advances | $29,500,000 | 1,124 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $73,276,000 | 1,106 |
| Tier 1 (core) risk-based capital | $34,233,000 | 1,504 |
| Tier 2 risk-based capital | $3,394,000 | 1,299 |
| Total risk weighted assets | $339,797,000 | 1,109 |
| Total unused commitments | $73,276,000 | 1,108 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 133 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $372,280,000 | 1,498 |
| Cash and due from depository institutions | $11,758,000 | 1,303 |
| Interest-bearing balances | $50,000 | 5,984 |
| Securities | $32,048,000 | 3,380 |
| Federal funds sold & reverse repurchase agreements | $431,000 | 6,423 |
| Net loans & leases | $309,271,000 | 1,137 |
| Loan loss allowance | $3,326,000 | 1,375 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,623,000 | 1,705 |
| Other real estate owned | $0 | 1,303 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $13,149,000 | 1,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $372,280,000 | 1,498 |
| Total liabilities | $337,825,000 | 1,482 |
| Total deposits | $296,388,000 | 1,494 |
| Interest-bearing deposits | $252,124,000 | 1,515 |
| Deposits held in domestic offices | $296,388,000 | 1,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,200,000 | 1,338 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,500,000 | 1,101 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $737,000 | 4,066 |
| Total equity capital | $34,455,000 | 1,584 |
| Total bank equity capital | $34,455,000 | 1,584 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,125,000 | 2,693 |
| Surplus | $11,555,000 | 1,643 |
| Undivided profits | $21,775,000 | 1,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,913,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,298 |
| Income earned, not collected on loans | $1,305,000 | 2,305 |
| Earning assets | $341,800,000 | 1,486 |
| Long-term assets (5+ years) | $22,960,000 | 3,181 |
| Average Assets, year-to-date | $364,771,000 | 1,496 |
| Average Assets, quarterly | $371,161,000 | 1,485 |
| Volatile liabilities | $41,937,000 | 2,166 |
| Insider loans | $21,242,000 | 191 |
| FHLB advances | $34,500,000 | 1,002 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $78,501,000 | 1,020 |
| Tier 1 (core) risk-based capital | $33,819,000 | 1,489 |
| Tier 2 risk-based capital | $3,326,000 | 1,281 |
| Total risk weighted assets | $332,149,000 | 1,123 |
| Total unused commitments | $78,501,000 | 1,024 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $370,042,000 | 1,472 |
| Cash and due from depository institutions | $10,176,000 | 1,309 |
| Interest-bearing balances | $121,000 | 5,059 |
| Securities | $35,395,000 | 3,107 |
| Federal funds sold & reverse repurchase agreements | $459,000 | 6,834 |
| Net loans & leases | $306,171,000 | 1,122 |
| Loan loss allowance | $3,308,000 | 1,359 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,440,000 | 1,730 |
| Other real estate owned | $0 | 1,309 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $12,401,000 | 1,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $370,042,000 | 1,472 |
| Total liabilities | $336,313,000 | 1,461 |
| Total deposits | $293,373,000 | 1,480 |
| Interest-bearing deposits | $247,613,000 | 1,529 |
| Deposits held in domestic offices | $293,373,000 | 1,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,800,000 | 1,131 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $34,500,000 | 1,048 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $640,000 | 4,472 |
| Total equity capital | $33,729,000 | 1,589 |
| Total bank equity capital | $33,729,000 | 1,589 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,125,000 | 2,705 |
| Surplus | $11,555,000 | 1,612 |
| Undivided profits | $21,049,000 | 1,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,188,000 | 1,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,453,000 | 2,066 |
| Earning assets | $342,146,000 | 1,464 |
| Long-term assets (5+ years) | $26,215,000 | 2,842 |
| Average Assets, year-to-date | $361,016,500 | 1,496 |
| Average Assets, quarterly | $361,016,500 | 1,496 |
| Volatile liabilities | $43,322,000 | 2,076 |
| Insider loans | $21,868,000 | 186 |
| FHLB advances | $34,500,000 | 959 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $71,755,000 | 1,069 |
| Tier 1 (core) risk-based capital | $33,312,000 | 1,492 |
| Tier 2 risk-based capital | $3,308,000 | 1,258 |
| Total risk weighted assets | $328,152,000 | 1,117 |
| Total unused commitments | $71,755,000 | 1,078 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 120 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $351,991,000 | 1,526 |
| Cash and due from depository institutions | $9,848,000 | 1,423 |
| Interest-bearing balances | $66,000 | 5,610 |
| Securities | $33,990,000 | 3,185 |
| Federal funds sold & reverse repurchase agreements | $7,980,000 | 1,828 |
| Net loans & leases | $280,955,000 | 1,224 |
| Loan loss allowance | $3,166,000 | 1,375 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,884,000 | 1,578 |
| Other real estate owned | $460,000 | 1,423 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $12,874,000 | 1,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,991,000 | 1,526 |
| Total liabilities | $318,631,000 | 1,522 |
| Total deposits | $281,823,000 | 1,508 |
| Interest-bearing deposits | $242,838,000 | 1,523 |
| Deposits held in domestic offices | $281,823,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $36,000,000 | 1,023 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $808,000 | 3,912 |
| Total equity capital | $33,360,000 | 1,573 |
| Total bank equity capital | $33,360,000 | 1,573 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,125,000 | 2,706 |
| Surplus | $11,555,000 | 1,576 |
| Undivided profits | $20,680,000 | 1,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,565,000 | 1,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,438,000 | 2,207 |
| Earning assets | $322,991,000 | 1,526 |
| Long-term assets (5+ years) | $24,771,000 | 2,898 |
| Average Assets, year-to-date | $313,427,600 | 1,614 |
| Average Assets, quarterly | $344,041,000 | 1,542 |
| Volatile liabilities | $41,976,000 | 2,115 |
| Insider loans | $20,527,000 | 190 |
| FHLB advances | $36,000,000 | 915 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $60,349,000 | 1,161 |
| Tier 1 (core) risk-based capital | $32,938,000 | 1,476 |
| Tier 2 risk-based capital | $3,166,000 | 1,283 |
| Total risk weighted assets | $303,097,000 | 1,187 |
| Total unused commitments | $60,349,000 | 1,163 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 41 | 3,973 |
| Assets and Liabilities | ||
| Total Assets: | $214,646,000 | 2,376 |
| Cash and due from depository institutions | $5,411,000 | 3,973 |
| Interest-bearing balances | $104,000 | 5,002 |
| Securities | $13,556,000 | 5,678 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $186,787,000 | 1,766 |
| Loan loss allowance | $2,513,000 | 1,615 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,095,000 | 2,210 |
| Other real estate owned | $0 | 3,973 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,797,000 | 2,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,646,000 | 2,376 |
| Total liabilities | $193,957,000 | 2,382 |
| Total deposits | $162,845,000 | 2,511 |
| Interest-bearing deposits | $127,631,000 | 2,748 |
| Deposits held in domestic offices | $162,845,000 | 2,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,300,000 | 1,112 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,000,000 | 1,362 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $812,000 | 4,012 |
| Total equity capital | $20,689,000 | 2,376 |
| Total bank equity capital | $20,689,000 | 2,376 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,125,000 | 2,752 |
| Surplus | $9,625,000 | 1,764 |
| Undivided profits | $9,939,000 | 2,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,436,000 | 1,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,020,000 | 3,405 |
| Earning assets | $200,447,000 | 2,319 |
| Long-term assets (5+ years) | $14,308,000 | 4,004 |
| Average Assets, year-to-date | $218,262,800 | 2,228 |
| Average Assets, quarterly | $215,096,500 | 2,349 |
| Volatile liabilities | $46,231,000 | 1,892 |
| Insider loans | $9,873,000 | 436 |
| FHLB advances | $21,000,000 | 1,248 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $45,179,000 | 1,363 |
| Tier 1 (core) risk-based capital | $20,651,000 | 2,257 |
| Tier 2 risk-based capital | $2,423,000 | 1,554 |
| Total risk weighted assets | $193,782,000 | 1,757 |
| Total unused commitments | $45,179,000 | 1,368 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $222,443,000 | 2,192 |
| Cash and due from depository institutions | $5,593,000 | 3,688 |
| Interest-bearing balances | $3,000 | 6,684 |
| Securities | $15,616,000 | 5,442 |
| Federal funds sold & reverse repurchase agreements | $117,000 | 6,781 |
| Net loans & leases | $194,018,000 | 1,636 |
| Loan loss allowance | $2,096,000 | 1,830 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,666,000 | 2,394 |
| Other real estate owned | $117,000 | 3,688 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,316,000 | 2,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,443,000 | 2,192 |
| Total liabilities | $203,703,000 | 2,154 |
| Total deposits | $163,095,000 | 2,429 |
| Interest-bearing deposits | $126,284,000 | 2,666 |
| Deposits held in domestic offices | $163,095,000 | 2,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,100,000 | 731 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,400,000 | 1,368 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,108,000 | 3,318 |
| Total equity capital | $18,740,000 | 2,504 |
| Total bank equity capital | $18,740,000 | 2,504 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,125,000 | 2,826 |
| Surplus | $9,625,000 | 1,715 |
| Undivided profits | $7,990,000 | 3,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,199,000 | 2,220 |
| Earning assets | $209,754,000 | 2,140 |
| Long-term assets (5+ years) | $27,405,000 | 2,581 |
| Average Assets, year-to-date | $206,986,600 | 2,226 |
| Average Assets, quarterly | $218,848,500 | 2,191 |
| Volatile liabilities | $56,796,000 | 1,561 |
| Insider loans | $12,191,000 | 338 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $50,181,000 | 1,167 |
| Tier 1 (core) risk-based capital | $18,882,000 | 2,384 |
| Tier 2 risk-based capital | $2,096,000 | 1,708 |
| Total risk weighted assets | $198,835,300 | 1,637 |
| Total unused commitments | $50,181,000 | 1,169 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $191,415,000 | 2,477 |
| Cash and due from depository institutions | $6,278,000 | 3,519 |
| Interest-bearing balances | $41,000 | 5,595 |
| Securities | $15,195,000 | 5,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $162,967,000 | 1,849 |
| Loan loss allowance | $1,491,000 | 2,395 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,964,000 | 2,182 |
| Other real estate owned | $0 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,011,000 | 2,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,415,000 | 2,477 |
| Total liabilities | $176,136,000 | 2,444 |
| Total deposits | $150,280,000 | 2,550 |
| Interest-bearing deposits | $118,107,000 | 2,790 |
| Deposits held in domestic offices | $150,280,000 | 2,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,100,000 | 1,425 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,400,000 | 1,400 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $356,000 | 6,448 |
| Total equity capital | $15,279,000 | 2,901 |
| Total bank equity capital | $15,279,000 | 2,901 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,125,000 | 2,888 |
| Surplus | $8,625,000 | 1,888 |
| Undivided profits | $5,529,000 | 3,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,159,000 | 1,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $754,000 | 3,119 |
| Earning assets | $178,203,000 | 2,438 |
| Long-term assets (5+ years) | $20,652,000 | 3,247 |
| Average Assets, year-to-date | $180,803,000 | 2,502 |
| Average Assets, quarterly | $185,364,000 | 2,520 |
| Volatile liabilities | $39,836,000 | 2,000 |
| Insider loans | $10,694,000 | 385 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $40,400,000 | 1,409 |
| Tier 1 (core) risk-based capital | $15,765,000 | 2,797 |
| Tier 2 risk-based capital | $1,491,000 | 2,195 |
| Total risk weighted assets | $166,876,900 | 1,825 |
| Total unused commitments | $40,400,000 | 1,412 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $182,064,000 | 2,520 |
| Cash and due from depository institutions | $6,138,000 | 3,479 |
| Interest-bearing balances | $9,000 | 6,332 |
| Securities | $20,802,000 | 4,713 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 8,312 |
| Net loans & leases | $149,496,000 | 1,879 |
| Loan loss allowance | $1,154,000 | 2,945 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,954,000 | 2,065 |
| Other real estate owned | $0 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,641,000 | 4,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,064,000 | 2,520 |
| Total liabilities | $167,531,000 | 2,473 |
| Total deposits | $154,221,000 | 2,474 |
| Interest-bearing deposits | $124,460,000 | 2,610 |
| Deposits held in domestic offices | $154,221,000 | 2,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,500,000 | 1,062 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,500,000 | 2,692 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $310,000 | 7,332 |
| Total equity capital | $14,533,000 | 3,088 |
| Total bank equity capital | $14,533,000 | 3,088 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,125,000 | 2,887 |
| Surplus | $8,625,000 | 1,809 |
| Undivided profits | $4,783,000 | 4,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $649,000 | 3,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $685,000 | 3,412 |
| Earning assets | $170,340,000 | 2,469 |
| Long-term assets (5+ years) | $15,003,000 | 3,763 |
| Average Assets, year-to-date | $166,966,600 | 2,583 |
| Average Assets, quarterly | $176,336,000 | 2,554 |
| Volatile liabilities | $30,863,000 | 2,104 |
| Insider loans | $12,260,000 | 312 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,184,000 | 1,698 |
| Tier 1 (core) risk-based capital | $14,567,000 | 2,934 |
| Tier 2 risk-based capital | $1,154,000 | 2,680 |
| Total risk weighted assets | $157,130,000 | 1,828 |
| Total unused commitments | $29,184,000 | 1,705 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $152,790,000 | 2,928 |
| Cash and due from depository institutions | $7,407,000 | 3,282 |
| Interest-bearing balances | $38,000 | 5,510 |
| Securities | $15,982,000 | 5,763 |
| Federal funds sold & reverse repurchase agreements | $772,000 | 6,794 |
| Net loans & leases | $123,348,000 | 2,261 |
| Loan loss allowance | $1,078,000 | 3,149 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,763,000 | 2,085 |
| Other real estate owned | $0 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,518,000 | 4,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,790,000 | 2,928 |
| Total liabilities | $141,421,000 | 2,847 |
| Total deposits | $141,148,000 | 2,640 |
| Interest-bearing deposits | $112,839,000 | 2,840 |
| Deposits held in domestic offices | $141,148,000 | 2,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $273,000 | 8,084 |
| Total equity capital | $11,369,000 | 3,849 |
| Total bank equity capital | $11,369,000 | 3,849 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,125,000 | 2,953 |
| Surplus | $6,375,000 | 2,280 |
| Undivided profits | $3,869,000 | 5,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $625,000 | 3,807 |
| Earning assets | $140,140,000 | 2,936 |
| Long-term assets (5+ years) | $9,095,000 | 4,569 |
| Average Assets, year-to-date | $139,949,800 | 3,015 |
| Average Assets, quarterly | $148,696,500 | 2,949 |
| Volatile liabilities | $16,787,000 | 3,450 |
| Insider loans | $11,948,000 | 333 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $25,861,000 | 1,746 |
| Tier 1 (core) risk-based capital | $11,332,000 | 3,726 |
| Tier 2 risk-based capital | $1,078,000 | 2,729 |
| Total risk weighted assets | $125,705,900 | 2,220 |
| Total unused commitments | $25,861,000 | 1,750 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $130,016,000 | 3,471 |
| Cash and due from depository institutions | $6,113,000 | 2,873 |
| Interest-bearing balances | $3,000 | 6,497 |
| Securities | $20,652,000 | 5,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $97,804,000 | 2,847 |
| Loan loss allowance | $1,025,000 | 3,428 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,815,000 | 2,080 |
| Other real estate owned | $0 | 2,873 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,632,000 | 4,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,016,000 | 3,471 |
| Total liabilities | $119,350,000 | 3,412 |
| Total deposits | $115,677,000 | 3,294 |
| Interest-bearing deposits | $89,771,000 | 3,621 |
| Deposits held in domestic offices | $115,677,000 | 3,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,845 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $173,000 | 9,633 |
| Total equity capital | $10,666,000 | 4,116 |
| Total bank equity capital | $10,666,000 | 4,116 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,125,000 | 3,155 |
| Surplus | $6,375,000 | 2,355 |
| Undivided profits | $3,166,000 | 5,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $549,000 | 4,190 |
| Earning assets | $118,459,000 | 3,497 |
| Long-term assets (5+ years) | $5,935,000 | 5,471 |
| Average Assets, year-to-date | $124,925,400 | 3,448 |
| Average Assets, quarterly | $129,662,000 | 3,437 |
| Volatile liabilities | $12,212,000 | 4,236 |
| Insider loans | $11,174,000 | 389 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $26,342,000 | 1,693 |
| Tier 1 (core) risk-based capital | $10,703,000 | 3,997 |
| Tier 2 risk-based capital | $1,025,000 | 2,903 |
| Total risk weighted assets | $105,893,300 | 2,634 |
| Total unused commitments | $26,342,000 | 1,711 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $121,932,000 | 3,676 |
| Cash and due from depository institutions | $7,451,000 | 3,539 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $23,151,000 | 4,999 |
| Federal funds sold & reverse repurchase agreements | $687,000 | 7,970 |
| Net loans & leases | $85,353,000 | 3,133 |
| Loan loss allowance | $877,000 | 3,937 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,781,000 | 2,040 |
| Other real estate owned | $0 | 3,539 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,509,000 | 4,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,932,000 | 3,676 |
| Total liabilities | $111,419,000 | 3,632 |
| Total deposits | $111,211,000 | 3,446 |
| Interest-bearing deposits | $87,716,000 | 3,738 |
| Deposits held in domestic offices | $111,211,000 | 3,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $208,000 | 9,590 |
| Total equity capital | $10,513,000 | 4,146 |
| Total bank equity capital | $10,513,000 | 4,146 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,125,000 | 3,285 |
| Surplus | $6,375,000 | 2,354 |
| Undivided profits | $3,013,000 | 6,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 8,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $480,000 | 4,921 |
| Earning assets | $109,191,000 | 3,765 |
| Long-term assets (5+ years) | $4,701,000 | 5,965 |
| Average Assets, year-to-date | $116,549,600 | 3,691 |
| Average Assets, quarterly | $120,683,000 | 3,674 |
| Volatile liabilities | $10,227,000 | 4,509 |
| Insider loans | $10,049,000 | 447 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,562,000 | 1,899 |
| Tier 1 (core) risk-based capital | $10,469,000 | 4,042 |
| Tier 2 risk-based capital | $877,000 | 3,294 |
| Total risk weighted assets | $91,662,600 | 2,937 |
| Total unused commitments | $21,562,000 | 1,908 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $115,305,000 | 3,836 |
| Cash and due from depository institutions | $6,187,000 | 3,646 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,856,000 | 5,331 |
| Federal funds sold & reverse repurchase agreements | $1,694,000 | 4,216 |
| Net loans & leases | $80,453,000 | 3,215 |
| Loan loss allowance | $841,000 | 4,170 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,299,000 | 3,214 |
| Other real estate owned | $73,000 | 3,646 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,743,000 | 4,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,305,000 | 3,836 |
| Total liabilities | $105,779,000 | 3,794 |
| Total deposits | $105,593,000 | 3,602 |
| Interest-bearing deposits | $83,534,000 | 3,871 |
| Deposits held in domestic offices | $105,593,000 | 3,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $186,000 | 9,267 |
| Total equity capital | $9,526,000 | 4,266 |
| Total bank equity capital | $9,526,000 | 4,266 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,125,000 | 3,407 |
| Surplus | $6,375,000 | 2,267 |
| Undivided profits | $2,026,000 | 7,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 6,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $410,000 | 5,075 |
| Earning assets | $105,003,000 | 3,855 |
| Long-term assets (5+ years) | $5,420,000 | 5,778 |
| Average Assets, year-to-date | $113,959,000 | 3,812 |
| Average Assets, quarterly | $115,217,500 | 3,822 |
| Volatile liabilities | $7,656,000 | 5,248 |
| Insider loans | $7,237,000 | 602 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,567,000 | 1,873 |
| Tier 1 (core) risk-based capital | $9,812,000 | 4,202 |
| Tier 2 risk-based capital | $841,000 | 3,406 |
| Total risk weighted assets | $81,778,700 | 3,202 |
| Total unused commitments | $20,567,000 | 1,885 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $109,272,000 | 4,113 |
| Cash and due from depository institutions | $4,761,000 | 4,066 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,852,000 | 6,874 |
| Federal funds sold & reverse repurchase agreements | $5,552,000 | 2,509 |
| Net loans & leases | $78,472,000 | 3,217 |
| Loan loss allowance | $740,000 | 4,754 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,324,000 | 3,142 |
| Other real estate owned | $75,000 | 4,066 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,236,000 | 5,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,272,000 | 4,113 |
| Total liabilities | $99,975,000 | 4,073 |
| Total deposits | $99,613,000 | 3,908 |
| Interest-bearing deposits | $80,307,000 | 4,186 |
| Deposits held in domestic offices | $99,613,000 | 3,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $362,000 | 6,727 |
| Total equity capital | $9,297,000 | 4,372 |
| Total bank equity capital | $9,297,000 | 4,372 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,125,000 | 3,507 |
| Surplus | $6,195,000 | 2,231 |
| Undivided profits | $1,977,000 | 7,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 7,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $369,000 | 5,028 |
| Earning assets | $100,876,000 | 4,097 |
| Long-term assets (5+ years) | $5,663,000 | 6,076 |
| Average Assets, year-to-date | $107,356,600 | 4,080 |
| Average Assets, quarterly | $109,326,500 | 4,079 |
| Volatile liabilities | $5,815,000 | 5,986 |
| Insider loans | $8,303,000 | 501 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,449,000 | 1,869 |
| Tier 1 (core) risk-based capital | $9,297,000 | 4,279 |
| Tier 2 risk-based capital | $740,000 | 3,776 |
| Total risk weighted assets | $77,834,500 | 3,315 |
| Total unused commitments | $20,449,000 | 1,889 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $106,931,000 | 4,256 |
| Cash and due from depository institutions | $8,666,000 | 3,791 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $16,636,000 | 6,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $78,049,000 | 3,317 |
| Loan loss allowance | $698,000 | 5,021 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,393,000 | 3,044 |
| Other real estate owned | $0 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,187,000 | 5,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,931,000 | 4,256 |
| Total liabilities | $98,153,000 | 4,244 |
| Total deposits | $97,884,000 | 4,091 |
| Interest-bearing deposits | $76,814,000 | 4,509 |
| Deposits held in domestic offices | $97,884,000 | 4,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $269,000 | 8,704 |
| Total equity capital | $8,778,000 | 4,409 |
| Total bank equity capital | $8,778,000 | 4,409 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,125,000 | 3,666 |
| Surplus | $6,195,000 | 2,140 |
| Undivided profits | $1,458,000 | 8,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $713,000 | 4,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $375,000 | 5,369 |
| Earning assets | $94,685,000 | 4,380 |
| Long-term assets (5+ years) | $6,749,000 | 5,561 |
| Average Assets, year-to-date | $105,363,200 | 4,228 |
| Average Assets, quarterly | $105,715,000 | 4,266 |
| Volatile liabilities | $2,118,000 | 9,836 |
| Insider loans | $86,000 | 6,083 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,334,000 | 1,864 |
| Tier 1 (core) risk-based capital | $8,778,000 | 4,342 |
| Tier 2 risk-based capital | $698,000 | 3,968 |
| Total risk weighted assets | $74,713,200 | 3,495 |
| Total unused commitments | $19,334,000 | 1,880 |
| Derivatives | $0 | 651 |