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Lincoln Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$89,962,000593
Total interest expense$40,657,000461
Net interest income$49,305,000677
Provision for loan and lease losses$2,491,000500
Total noninterest income$22,643,000417
Gross Fiduciary activities income$736,000551
Service charges on deposit accounts$1,147,000905
Trading account gains and fees$0123
Additional Noninterest Income$20,760,000315
Total noninterest expense$72,564,000409
Salaries and employee benefits$43,372,000365
Premises and equipment expense$6,450,000448
Additional noninterest expense$20,760,000315
Pre-tax net operating income$-3,107,0004,555
Securities gains (losses)$1,190,00063
Applicable income taxes$-2,049,0004,565
Income before extraordinary items$132,0004,211
Extraordinary gains, net$054
Net income$132,0004,251
Minority interest net income$088
Net income of bank and minority interests.$132,0004,212
Net charge-offs$1,342,000459
Cash dividends$1,324,0001,890
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-808,1004,478
2023-09-30 (YTD Data)Rank
Total interest income$66,179,000592
Total interest expense$28,170,000460
Net interest income$38,009,000673
Provision for loan and lease losses$1,521,000527
Total noninterest income$16,661,000427
Gross Fiduciary activities income$571,000543
Service charges on deposit accounts$824,000930
Trading account gains and fees$0125
Additional Noninterest Income$15,266,000324
Total noninterest expense$53,697,000407
Salaries and employee benefits$33,969,000354
Premises and equipment expense$4,859,000452
Additional noninterest expense$15,266,000324
Pre-tax net operating income$-548,0004,488
Securities gains (losses)$130,000138
Applicable income taxes$-1,459,0004,598
Income before extraordinary items$1,041,0003,254
Extraordinary gains, net$052
Net income$1,041,0003,287
Minority interest net income$081
Net income of bank and minority interests.$1,041,0003,255
Net charge-offs$675,000500
Cash dividends$769,0001,908
Sale, conversion, retirement of capital stock, net$0507
Net operating income$938,3003,379
2023-06-30 (YTD Data)Rank
Total interest income$43,220,000575
Total interest expense$16,605,000456
Net interest income$26,615,000645
Provision for loan and lease losses$1,370,000438
Total noninterest income$10,633,000426
Gross Fiduciary activities income$339,000553
Service charges on deposit accounts$520,000953
Trading account gains and fees$0112
Additional Noninterest Income$9,774,000330
Total noninterest expense$36,044,000399
Salaries and employee benefits$23,058,000338
Premises and equipment expense$3,193,000444
Additional noninterest expense$9,774,000330
Pre-tax net operating income$-166,0004,495
Securities gains (losses)$111,000160
Applicable income taxes$-908,0004,621
Income before extraordinary items$853,0003,045
Extraordinary gains, net$051
Net income$853,0003,078
Minority interest net income$081
Net income of bank and minority interests.$853,0003,044
Net charge-offs$-191,0004,532
Cash dividends$769,0001,602
Sale, conversion, retirement of capital stock, net$0486
Net operating income$765,3103,179
2023-03-31 (YTD Data)Rank
Total interest income$20,792,000585
Total interest expense$7,073,000462
Net interest income$13,719,000638
Provision for loan and lease losses$541,000498
Total noninterest income$5,439,000418
Gross Fiduciary activities income$161,000575
Service charges on deposit accounts$240,0001,020
Trading account gains and fees$097
Additional Noninterest Income$5,038,000318
Total noninterest expense$18,030,000409
Salaries and employee benefits$11,825,000346
Premises and equipment expense$1,666,000439
Additional noninterest expense$5,038,000318
Pre-tax net operating income$587,0002,922
Securities gains (losses)$103,000163
Applicable income taxes$-261,0004,620
Income before extraordinary items$951,0002,164
Extraordinary gains, net$04
Net income$951,0002,164
Minority interest net income$048
Net income of bank and minority interests.$951,0002,164
Net charge-offs$5,0001,579
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$848,0002,338
2022-09-30 (YTD Data)Rank
Total interest income$47,138,000582
Total interest expense$3,913,000583
Net interest income$43,225,000579
Provision for loan and lease losses$2,370,000356
Total noninterest income$18,373,000429
Gross Fiduciary activities income$591,000558
Service charges on deposit accounts$823,000955
Trading account gains and fees$0111
Additional Noninterest Income$16,959,000327
Total noninterest expense$52,789,000402
Salaries and employee benefits$33,534,000350
Premises and equipment expense$5,317,000405
Additional noninterest expense$16,959,000327
Pre-tax net operating income$6,439,0001,406
Securities gains (losses)$43,000258
Applicable income taxes$1,342,0001,157
Income before extraordinary items$5,140,0001,450
Extraordinary gains, net$04
Net income$5,140,0001,449
Minority interest net income$057
Net income of bank and minority interests.$5,140,0001,450
Net charge-offs$869,000328
Cash dividends$1,792,0001,215
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,106,0301,495
2022-06-30 (YTD Data)Rank
Total interest income$29,017,000599
Total interest expense$1,756,000675
Net interest income$27,261,000592
Provision for loan and lease losses$930,000446
Total noninterest income$12,237,000417
Gross Fiduciary activities income$574,000453
Service charges on deposit accounts$537,000958
Trading account gains and fees$0108
Additional Noninterest Income$11,126,000343
Total noninterest expense$33,560,000408
Salaries and employee benefits$21,303,000357
Premises and equipment expense$3,522,000396
Additional noninterest expense$8,735,000479
Pre-tax net operating income$5,008,0001,210
Securities gains (losses)$41,000239
Applicable income taxes$1,302,000861
Income before extraordinary items$3,747,0001,282
Extraordinary gains, net$04
Net income$3,747,0001,282
Minority interest net income$060
Net income of bank and minority interests.$3,747,0001,282
Net charge-offs$-1,084,0004,733
Cash dividends$1,792,000919
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,714,6101,317
2022-03-31 (YTD Data)Rank
Total interest income$13,895,000607
Total interest expense$821,000669
Net interest income$13,074,000593
Provision for loan and lease losses$790,000239
Total noninterest income$5,624,000448
Gross Fiduciary activities income$480,000380
Service charges on deposit accounts$260,000980
Trading account gains and fees$0103
Additional Noninterest Income$4,884,000390
Total noninterest expense$16,619,000410
Salaries and employee benefits$10,571,000364
Premises and equipment expense$1,780,000394
Additional noninterest expense$4,268,000482
Pre-tax net operating income$1,289,0001,829
Securities gains (losses)$56,000185
Applicable income taxes$198,0001,612
Income before extraordinary items$1,147,0001,752
Extraordinary gains, net$04
Net income$1,147,0001,752
Minority interest net income$050
Net income of bank and minority interests.$1,147,0001,752
Net charge-offs$-33,0004,294
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,099,4001,815
2021-12-31 (YTD Data)Rank
Total interest income$58,718,000581
Total interest expense$4,060,000664
Net interest income$54,658,000575
Provision for loan and lease losses$660,000827
Total noninterest income$29,903,000391
Gross Fiduciary activities income$1,166,000451
Service charges on deposit accounts$930,0001,019
Trading account gains and fees$0132
Additional Noninterest Income$27,807,000330
Total noninterest expense$62,088,000429
Salaries and employee benefits$40,217,000383
Premises and equipment expense$6,322,000438
Additional noninterest expense$15,549,000533
Pre-tax net operating income$21,813,000687
Securities gains (losses)$216,000580
Applicable income taxes$5,040,000623
Income before extraordinary items$16,989,000733
Extraordinary gains, net$010
Net income$16,989,000734
Minority interest net income$074
Net income of bank and minority interests.$16,989,000734
Net charge-offs$2,254,000265
Cash dividends$3,072,0001,146
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,818,360716
2021-09-30 (YTD Data)Rank
Total interest income$44,918,000585
Total interest expense$3,222,000662
Net interest income$41,696,000577
Provision for loan and lease losses$645,000670
Total noninterest income$21,982,000405
Gross Fiduciary activities income$921,000440
Service charges on deposit accounts$671,0001,039
Trading account gains and fees$0132
Additional Noninterest Income$20,390,000347
Total noninterest expense$47,264,000429
Salaries and employee benefits$30,893,000378
Premises and equipment expense$5,080,000416
Additional noninterest expense$11,291,000545
Pre-tax net operating income$15,769,000732
Securities gains (losses)$182,000588
Applicable income taxes$3,691,000660
Income before extraordinary items$12,260,000787
Extraordinary gains, net$08
Net income$12,260,000787
Minority interest net income$069
Net income of bank and minority interests.$12,260,000787
Net charge-offs$-229,0004,683
Cash dividends$1,536,0001,364
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,116,220775
2021-06-30 (YTD Data)Rank
Total interest income$29,492,000590
Total interest expense$2,334,000639
Net interest income$27,158,000585
Provision for loan and lease losses$630,000475
Total noninterest income$16,414,000378
Gross Fiduciary activities income$689,000422
Service charges on deposit accounts$419,0001,062
Trading account gains and fees$0133
Additional Noninterest Income$15,306,000317
Total noninterest expense$30,217,000436
Salaries and employee benefits$19,943,000382
Premises and equipment expense$3,331,000424
Additional noninterest expense$6,943,000567
Pre-tax net operating income$12,725,000631
Securities gains (losses)$157,000526
Applicable income taxes$3,034,000564
Income before extraordinary items$9,848,000665
Extraordinary gains, net$06
Net income$9,848,000665
Minority interest net income$067
Net income of bank and minority interests.$9,848,000665
Net charge-offs$-409,0004,853
Cash dividends$1,536,0001,032
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,723,970660
2021-03-31 (YTD Data)Rank
Total interest income$14,061,000611
Total interest expense$1,290,000605
Net interest income$12,771,000612
Provision for loan and lease losses$615,000302
Total noninterest income$8,378,000379
Gross Fiduciary activities income$445,000384
Service charges on deposit accounts$211,0001,037
Trading account gains and fees$0127
Additional Noninterest Income$7,722,000326
Total noninterest expense$14,200,000460
Salaries and employee benefits$9,603,000400
Premises and equipment expense$1,529,000458
Additional noninterest expense$3,068,000624
Pre-tax net operating income$6,334,000632
Securities gains (losses)$155,000374
Applicable income taxes$1,532,000561
Income before extraordinary items$4,957,000671
Extraordinary gains, net$03
Net income$4,957,000671
Minority interest net income$055
Net income of bank and minority interests.$4,957,000671
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,834,550671
2020-12-31 (YTD Data)Rank
Total interest income$60,255,000573
Total interest expense$10,189,000493
Net interest income$50,066,000584
Provision for loan and lease losses$8,160,000409
Total noninterest income$27,898,000393
Gross Fiduciary activities income$712,000520
Service charges on deposit accounts$973,000974
Trading account gains and fees$0133
Additional Noninterest Income$26,213,000330
Total noninterest expense$57,583,000445
Salaries and employee benefits$34,873,000421
Premises and equipment expense$5,909,000458
Additional noninterest expense$16,801,000475
Pre-tax net operating income$12,221,000895
Securities gains (losses)$-26,0004,891
Applicable income taxes$2,671,000762
Income before extraordinary items$9,524,000999
Extraordinary gains, net$04
Net income$9,524,000999
Minority interest net income$072
Net income of bank and minority interests.$9,524,000999
Net charge-offs$5,471,000208
Cash dividends$2,048,0001,487
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,544,540966
2020-09-30 (YTD Data)Rank
Total interest income$45,172,000570
Total interest expense$8,363,000485
Net interest income$36,809,000586
Provision for loan and lease losses$5,445,000476
Total noninterest income$19,705,000396
Gross Fiduciary activities income$537,000514
Service charges on deposit accounts$723,000975
Trading account gains and fees$0125
Additional Noninterest Income$18,445,000333
Total noninterest expense$39,051,000478
Salaries and employee benefits$25,385,000419
Premises and equipment expense$4,342,000460
Additional noninterest expense$9,324,000589
Pre-tax net operating income$12,018,000674
Securities gains (losses)$-48,0004,915
Applicable income taxes$2,697,000600
Income before extraordinary items$9,273,000762
Extraordinary gains, net$04
Net income$9,273,000762
Minority interest net income$065
Net income of bank and minority interests.$9,273,000762
Net charge-offs$2,773,000268
Cash dividends$1,024,0001,678
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,310,920729
2020-06-30 (YTD Data)Rank
Total interest income$30,475,000570
Total interest expense$6,280,000478
Net interest income$24,195,000595
Provision for loan and lease losses$2,730,000592
Total noninterest income$12,038,000390
Gross Fiduciary activities income$350,000518
Service charges on deposit accounts$484,000979
Trading account gains and fees$0123
Additional Noninterest Income$11,204,000328
Total noninterest expense$25,470,000477
Salaries and employee benefits$16,395,000425
Premises and equipment expense$2,853,000466
Additional noninterest expense$6,222,000586
Pre-tax net operating income$8,033,000627
Securities gains (losses)$-50,0004,922
Applicable income taxes$1,826,000533
Income before extraordinary items$6,157,000703
Extraordinary gains, net$04
Net income$6,157,000703
Minority interest net income$065
Net income of bank and minority interests.$6,157,000703
Net charge-offs$1,781,000271
Cash dividends$1,024,0001,293
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,196,500666
2020-03-31 (YTD Data)Rank
Total interest income$15,483,000564
Total interest expense$3,800,000450
Net interest income$11,683,000605
Provision for loan and lease losses$1,015,000596
Total noninterest income$5,370,000404
Gross Fiduciary activities income$174,000523
Service charges on deposit accounts$300,000943
Trading account gains and fees$0106
Additional Noninterest Income$4,896,000315
Total noninterest expense$12,226,000500
Salaries and employee benefits$7,957,000432
Premises and equipment expense$1,421,000473
Additional noninterest expense$2,848,000636
Pre-tax net operating income$3,812,000592
Securities gains (losses)$-48,0004,942
Applicable income taxes$856,000514
Income before extraordinary items$2,908,000674
Extraordinary gains, net$04
Net income$2,908,000674
Minority interest net income$056
Net income of bank and minority interests.$2,908,000674
Net charge-offs$-212,0005,040
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,945,920643
2019-12-31 (YTD Data)Rank
Total interest income$62,438,000564
Total interest expense$16,635,000449
Net interest income$45,803,000610
Provision for loan and lease losses$3,610,000323
Total noninterest income$21,120,000411
Gross Fiduciary activities income$711,000517
Service charges on deposit accounts$1,202,000973
Trading account gains and fees$0135
Additional Noninterest Income$19,207,000328
Total noninterest expense$46,198,000501
Salaries and employee benefits$29,746,000433
Premises and equipment expense$5,474,000482
Additional noninterest expense$10,978,000647
Pre-tax net operating income$17,115,000687
Securities gains (losses)$451,000387
Applicable income taxes$3,986,000583
Income before extraordinary items$13,580,000729
Extraordinary gains, net$011
Net income$13,580,000730
Minority interest net income$076
Net income of bank and minority interests.$13,580,000730
Net charge-offs$2,760,000334
Cash dividends$3,680,0001,032
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,223,710728
2019-09-30 (YTD Data)Rank
Total interest income$46,128,000573
Total interest expense$12,216,000460
Net interest income$33,912,000620
Provision for loan and lease losses$2,395,000354
Total noninterest income$15,042,000423
Gross Fiduciary activities income$530,000518
Service charges on deposit accounts$862,0001,018
Trading account gains and fees$0129
Additional Noninterest Income$13,650,000341
Total noninterest expense$34,166,000510
Salaries and employee benefits$22,208,000438
Premises and equipment expense$4,016,000493
Additional noninterest expense$7,942,000663
Pre-tax net operating income$12,393,000714
Securities gains (losses)$-11,0004,907
Applicable income taxes$2,786,000623
Income before extraordinary items$9,596,000768
Extraordinary gains, net$011
Net income$9,596,000770
Minority interest net income$072
Net income of bank and minority interests.$9,596,000769
Net charge-offs$2,118,000297
Cash dividends$2,041,0001,168
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,604,690754
2019-06-30 (YTD Data)Rank
Total interest income$29,998,000581
Total interest expense$7,809,000468
Net interest income$22,189,000632
Provision for loan and lease losses$1,530,000357
Total noninterest income$8,885,000465
Gross Fiduciary activities income$340,000529
Service charges on deposit accounts$561,0001,031
Trading account gains and fees$0131
Additional Noninterest Income$7,984,000369
Total noninterest expense$22,174,000524
Salaries and employee benefits$14,423,000445
Premises and equipment expense$2,618,000511
Additional noninterest expense$5,133,000690
Pre-tax net operating income$7,370,000746
Securities gains (losses)$01,702
Applicable income taxes$1,631,000654
Income before extraordinary items$5,739,000824
Extraordinary gains, net$011
Net income$5,739,000824
Minority interest net income$069
Net income of bank and minority interests.$5,739,000824
Net charge-offs$1,146,000319
Cash dividends$2,041,000847
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,739,000804
2019-03-31 (YTD Data)Rank
Total interest income$14,806,000585
Total interest expense$3,708,000474
Net interest income$11,098,000632
Provision for loan and lease losses$765,000345
Total noninterest income$4,392,000440
Gross Fiduciary activities income$158,000541
Service charges on deposit accounts$281,0001,012
Trading account gains and fees$0126
Additional Noninterest Income$3,953,000345
Total noninterest expense$10,759,000536
Salaries and employee benefits$7,042,000455
Premises and equipment expense$1,294,000515
Additional noninterest expense$2,423,000716
Pre-tax net operating income$3,966,000695
Securities gains (losses)$01,087
Applicable income taxes$886,000602
Income before extraordinary items$3,080,000756
Extraordinary gains, net$05
Net income$3,080,000756
Minority interest net income$052
Net income of bank and minority interests.$3,080,000755
Net charge-offs$480,000339
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,080,000742
2018-12-31 (YTD Data)Rank
Total interest income$54,964,000589
Total interest expense$12,297,000445
Net interest income$42,667,000646
Provision for loan and lease losses$2,850,000385
Total noninterest income$17,617,000462
Gross Fiduciary activities income$685,000535
Service charges on deposit accounts$1,259,000949
Trading account gains and fees$0126
Additional Noninterest Income$15,673,000373
Total noninterest expense$39,591,000564
Salaries and employee benefits$24,952,000496
Premises and equipment expense$5,073,000509
Additional noninterest expense$9,566,000733
Pre-tax net operating income$17,843,000648
Securities gains (losses)$01,125
Applicable income taxes$3,858,000559
Income before extraordinary items$13,985,000685
Extraordinary gains, net$06
Net income$13,985,000683
Minority interest net income$072
Net income of bank and minority interests.$13,985,000684
Net charge-offs$897,000651
Cash dividends$3,933,000895
Sale, conversion, retirement of capital stock, net$20,195,00035
Net operating income$13,985,000686
2018-09-30 (YTD Data)Rank
Total interest income$40,261,000596
Total interest expense$8,660,000443
Net interest income$31,601,000650
Provision for loan and lease losses$2,325,000350
Total noninterest income$13,760,000450
Gross Fiduciary activities income$487,000540
Service charges on deposit accounts$920,000975
Trading account gains and fees$0138
Additional Noninterest Income$12,353,000361
Total noninterest expense$29,320,000568
Salaries and employee benefits$18,546,000504
Premises and equipment expense$3,757,000518
Additional noninterest expense$7,017,000731
Pre-tax net operating income$13,716,000639
Securities gains (losses)$01,118
Applicable income taxes$2,990,000563
Income before extraordinary items$10,726,000671
Extraordinary gains, net$05
Net income$10,726,000670
Minority interest net income$066
Net income of bank and minority interests.$10,726,000670
Net charge-offs$316,000962
Cash dividends$1,678,0001,212
Sale, conversion, retirement of capital stock, net$7,695,00053
Net operating income$10,726,000670
2018-06-30 (YTD Data)Rank
Total interest income$26,144,000597
Total interest expense$5,359,000441
Net interest income$20,785,000656
Provision for loan and lease losses$1,550,000340
Total noninterest income$8,858,000462
Gross Fiduciary activities income$328,000541
Service charges on deposit accounts$606,000981
Trading account gains and fees$0130
Additional Noninterest Income$7,924,000376
Total noninterest expense$19,334,000576
Salaries and employee benefits$12,283,000509
Premises and equipment expense$2,472,000524
Additional noninterest expense$4,579,000743
Pre-tax net operating income$8,759,000656
Securities gains (losses)$0961
Applicable income taxes$1,837,000581
Income before extraordinary items$6,922,000694
Extraordinary gains, net$06
Net income$6,922,000693
Minority interest net income$065
Net income of bank and minority interests.$6,922,000693
Net charge-offs$368,000642
Cash dividends$1,678,000882
Sale, conversion, retirement of capital stock, net$5,000,00045
Net operating income$6,922,000689
2018-03-31 (YTD Data)Rank
Total interest income$12,738,000604
Total interest expense$2,478,000441
Net interest income$10,260,000657
Provision for loan and lease losses$775,000328
Total noninterest income$4,112,000477
Gross Fiduciary activities income$161,000556
Service charges on deposit accounts$284,0001,046
Trading account gains and fees$0123
Additional Noninterest Income$3,667,000390
Total noninterest expense$9,254,000622
Salaries and employee benefits$5,954,000526
Premises and equipment expense$1,216,000532
Additional noninterest expense$2,084,000789
Pre-tax net operating income$4,343,000651
Securities gains (losses)$0735
Applicable income taxes$817,000612
Income before extraordinary items$3,526,000669
Extraordinary gains, net$07
Net income$3,526,000668
Minority interest net income$052
Net income of bank and minority interests.$3,526,000669
Net charge-offs$353,000382
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$5,000,00029
Net operating income$3,526,000662
2017-12-31 (YTD Data)Rank
Total interest income$45,352,000636
Total interest expense$7,716,000458
Net interest income$37,636,000676
Provision for loan and lease losses$3,010,000352
Total noninterest income$15,273,000514
Gross Fiduciary activities income$622,000547
Service charges on deposit accounts$956,0001,226
Trading account gains and fees$0151
Additional Noninterest Income$13,695,000412
Total noninterest expense$35,391,000621
Salaries and employee benefits$21,728,000551
Premises and equipment expense$4,795,000526
Additional noninterest expense$8,868,000758
Pre-tax net operating income$14,508,000709
Securities gains (losses)$30,0001,140
Applicable income taxes$4,493,000716
Income before extraordinary items$10,045,000752
Extraordinary gains, net$09
Net income$10,045,000752
Minority interest net income$076
Net income of bank and minority interests.$10,045,000752
Net charge-offs$1,034,000676
Cash dividends$3,112,000994
Sale, conversion, retirement of capital stock, net$3,000,000137
Net operating income$10,024,300747
2017-09-30 (YTD Data)Rank
Total interest income$32,966,000654
Total interest expense$5,502,000471
Net interest income$27,464,000696
Provision for loan and lease losses$2,115,000380
Total noninterest income$11,306,000528
Gross Fiduciary activities income$385,000587
Service charges on deposit accounts$675,0001,302
Trading account gains and fees$0145
Additional Noninterest Income$10,246,000413
Total noninterest expense$26,327,000626
Salaries and employee benefits$16,282,000557
Premises and equipment expense$3,542,000535
Additional noninterest expense$6,503,000764
Pre-tax net operating income$10,328,000742
Securities gains (losses)$30,0001,110
Applicable income taxes$3,517,000607
Income before extraordinary items$6,841,000871
Extraordinary gains, net$09
Net income$6,841,000872
Minority interest net income$071
Net income of bank and minority interests.$6,841,000871
Net charge-offs$240,0001,265
Cash dividends$1,444,0001,344
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,821,200862
2017-06-30 (YTD Data)Rank
Total interest income$21,505,000659
Total interest expense$3,431,000490
Net interest income$18,074,000703
Provision for loan and lease losses$1,415,000379
Total noninterest income$7,142,000541
Gross Fiduciary activities income$274,000582
Service charges on deposit accounts$413,0001,379
Trading account gains and fees$0139
Additional Noninterest Income$6,455,000429
Total noninterest expense$17,634,000624
Salaries and employee benefits$11,060,000548
Premises and equipment expense$2,339,000533
Additional noninterest expense$4,235,000783
Pre-tax net operating income$6,167,000824
Securities gains (losses)$30,000834
Applicable income taxes$2,067,000653
Income before extraordinary items$4,130,000936
Extraordinary gains, net$011
Net income$4,130,000937
Minority interest net income$071
Net income of bank and minority interests.$4,130,000936
Net charge-offs$187,0001,094
Cash dividends$1,444,000995
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,109,900927
2017-03-31 (YTD Data)Rank
Total interest income$10,467,000672
Total interest expense$1,628,000494
Net interest income$8,839,000710
Provision for loan and lease losses$715,000343
Total noninterest income$3,852,000511
Gross Fiduciary activities income$106,000630
Service charges on deposit accounts$196,0001,434
Trading account gains and fees$0142
Additional Noninterest Income$3,550,000400
Total noninterest expense$8,711,000638
Salaries and employee benefits$5,537,000559
Premises and equipment expense$1,117,000570
Additional noninterest expense$2,057,000790
Pre-tax net operating income$3,265,000748
Securities gains (losses)$01,153
Applicable income taxes$1,095,000620
Income before extraordinary items$2,170,000870
Extraordinary gains, net$08
Net income$2,170,000871
Minority interest net income$055
Net income of bank and minority interests.$2,170,000870
Net charge-offs$49,0001,353
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,170,000855
2016-12-31 (YTD Data)Rank
Total interest income$38,221,000705
Total interest expense$5,624,000524
Net interest income$32,597,000736
Provision for loan and lease losses$2,360,000461
Total noninterest income$15,355,000507
Gross Fiduciary activities income$485,000599
Service charges on deposit accounts$956,0001,255
Trading account gains and fees$0170
Additional Noninterest Income$13,914,000405
Total noninterest expense$32,550,000664
Salaries and employee benefits$19,721,000596
Premises and equipment expense$4,700,000531
Additional noninterest expense$8,129,000819
Pre-tax net operating income$13,042,000735
Securities gains (losses)$190,000911
Applicable income taxes$4,373,000609
Income before extraordinary items$8,859,000848
Extraordinary gains, net$05
Net income$8,859,000848
Minority interest net income$082
Net income of bank and minority interests.$8,859,000847
Net charge-offs$373,0001,327
Cash dividends$2,972,0001,037
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,731,700840
2016-09-30 (YTD Data)Rank
Total interest income$28,116,000711
Total interest expense$4,042,000553
Net interest income$24,074,000738
Provision for loan and lease losses$1,845,000434
Total noninterest income$11,422,000509
Gross Fiduciary activities income$330,000618
Service charges on deposit accounts$706,0001,270
Trading account gains and fees$0169
Additional Noninterest Income$10,386,000406
Total noninterest expense$24,395,000662
Salaries and employee benefits$14,670,000600
Premises and equipment expense$3,556,000530
Additional noninterest expense$6,169,000812
Pre-tax net operating income$9,256,000766
Securities gains (losses)$190,000835
Applicable income taxes$3,149,000632
Income before extraordinary items$6,297,000887
Extraordinary gains, net$05
Net income$6,297,000886
Minority interest net income$071
Net income of bank and minority interests.$6,297,000887
Net charge-offs$350,0001,030
Cash dividends$1,062,0001,596
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,169,700872
2016-06-30 (YTD Data)Rank
Total interest income$18,665,000717
Total interest expense$2,533,000582
Net interest income$16,132,000731
Provision for loan and lease losses$1,230,000427
Total noninterest income$7,299,000520
Gross Fiduciary activities income$227,000620
Service charges on deposit accounts$436,0001,343
Trading account gains and fees$0157
Additional Noninterest Income$6,636,000408
Total noninterest expense$16,229,000667
Salaries and employee benefits$9,654,000612
Premises and equipment expense$2,424,000529
Additional noninterest expense$4,151,000799
Pre-tax net operating income$5,972,000784
Securities gains (losses)$02,835
Applicable income taxes$1,976,000656
Income before extraordinary items$3,996,000914
Extraordinary gains, net$016
Net income$3,996,000911
Minority interest net income$071
Net income of bank and minority interests.$3,996,000913
Net charge-offs$365,000748
Cash dividends$1,062,0001,254
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,996,000885
2016-03-31 (YTD Data)Rank
Total interest income$9,068,000739
Total interest expense$1,211,000609
Net interest income$7,857,000749
Provision for loan and lease losses$692,000369
Total noninterest income$3,695,000499
Gross Fiduciary activities income$99,000637
Service charges on deposit accounts$219,0001,325
Trading account gains and fees$0142
Additional Noninterest Income$3,377,000386
Total noninterest expense$7,932,000681
Salaries and employee benefits$4,718,000630
Premises and equipment expense$1,197,000534
Additional noninterest expense$2,017,000814
Pre-tax net operating income$2,928,000780
Securities gains (losses)$02,077
Applicable income taxes$965,000656
Income before extraordinary items$1,963,000909
Extraordinary gains, net$012
Net income$1,963,000910
Minority interest net income$062
Net income of bank and minority interests.$1,963,000910
Net charge-offs$177,000726
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,963,000881
2015-12-31 (YTD Data)Rank
Total interest income$34,339,000739
Total interest expense$4,187,000668
Net interest income$30,152,000745
Provision for loan and lease losses$2,100,000432
Total noninterest income$14,732,000507
Gross Fiduciary activities income$579,000569
Service charges on deposit accounts$960,0001,265
Trading account gains and fees$0159
Additional Noninterest Income$13,193,000403
Total noninterest expense$32,797,000634
Salaries and employee benefits$19,493,000575
Premises and equipment expense$5,086,000492
Additional noninterest expense$8,218,000800
Pre-tax net operating income$9,987,000898
Securities gains (losses)$03,216
Applicable income taxes$3,125,000728
Income before extraordinary items$6,862,0001,045
Extraordinary gains, net$023
Net income$6,862,0001,043
Minority interest net income$081
Net income of bank and minority interests.$6,862,0001,045
Net charge-offs$1,060,000653
Cash dividends$913,0002,251
Sale, conversion, retirement of capital stock, net$12,000,00045
Net operating income$6,862,0001,021
2015-09-30 (YTD Data)Rank
Total interest income$25,422,000754
Total interest expense$3,012,000695
Net interest income$22,410,000758
Provision for loan and lease losses$1,552,000403
Total noninterest income$11,618,000501
Gross Fiduciary activities income$424,000568
Service charges on deposit accounts$696,0001,308
Trading account gains and fees$0153
Additional Noninterest Income$10,498,000398
Total noninterest expense$25,444,000629
Salaries and employee benefits$15,360,000560
Premises and equipment expense$3,859,000500
Additional noninterest expense$6,225,000789
Pre-tax net operating income$7,032,000951
Securities gains (losses)$03,031
Applicable income taxes$2,194,000790
Income before extraordinary items$4,838,0001,107
Extraordinary gains, net$021
Net income$4,838,0001,105
Minority interest net income$078
Net income of bank and minority interests.$4,838,0001,107
Net charge-offs$876,000564
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$12,000,00030
Net operating income$4,838,0001,078
2015-06-30 (YTD Data)Rank
Total interest income$16,743,000765
Total interest expense$1,914,000736
Net interest income$14,829,000763
Provision for loan and lease losses$1,081,000403
Total noninterest income$7,301,000521
Gross Fiduciary activities income$247,000608
Service charges on deposit accounts$430,0001,384
Trading account gains and fees$0157
Additional Noninterest Income$6,624,000414
Total noninterest expense$16,729,000640
Salaries and employee benefits$10,012,000566
Premises and equipment expense$2,641,000498
Additional noninterest expense$4,076,000812
Pre-tax net operating income$4,320,0001,022
Securities gains (losses)$02,636
Applicable income taxes$1,326,000843
Income before extraordinary items$2,994,0001,175
Extraordinary gains, net$022
Net income$2,994,0001,175
Minority interest net income$075
Net income of bank and minority interests.$2,994,0001,176
Net charge-offs$797,000420
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$12,000,00028
Net operating income$2,994,0001,139
2015-03-31 (YTD Data)Rank
Total interest income$8,270,000776
Total interest expense$922,000758
Net interest income$7,348,000773
Provision for loan and lease losses$611,000336
Total noninterest income$3,143,000563
Gross Fiduciary activities income$102,000647
Service charges on deposit accounts$197,0001,464
Trading account gains and fees$0152
Additional Noninterest Income$2,844,000439
Total noninterest expense$7,943,000664
Salaries and employee benefits$4,772,000599
Premises and equipment expense$1,314,000502
Additional noninterest expense$1,857,000868
Pre-tax net operating income$1,937,0001,094
Securities gains (losses)$02,027
Applicable income taxes$581,000921
Income before extraordinary items$1,356,0001,239
Extraordinary gains, net$013
Net income$1,356,0001,239
Minority interest net income$064
Net income of bank and minority interests.$1,356,0001,240
Net charge-offs$256,000605
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$10,000,00020
Net operating income$1,356,0001,197
2014-12-31 (YTD Data)Rank
Total interest income$29,958,000840
Total interest expense$3,260,000919
Net interest income$26,698,000828
Provision for loan and lease losses$1,291,000693
Total noninterest income$12,454,000549
Gross Fiduciary activities income$493,000615
Service charges on deposit accounts$1,029,0001,258
Trading account gains and fees$0180
Additional Noninterest Income$10,932,000425
Total noninterest expense$29,987,000679
Salaries and employee benefits$17,401,000635
Premises and equipment expense$4,328,000574
Additional noninterest expense$8,258,000785
Pre-tax net operating income$7,874,0001,040
Securities gains (losses)$637,000328
Applicable income taxes$2,345,000870
Income before extraordinary items$6,166,0001,075
Extraordinary gains, net$017
Net income$6,166,0001,073
Minority interest net income$084
Net income of bank and minority interests.$6,166,0001,074
Net charge-offs$467,0001,539
Cash dividends$1,478,0001,586
Sale, conversion, retirement of capital stock, net$3,250,000104
Net operating income$5,707,3601,127
2014-09-30 (YTD Data)Rank
Total interest income$21,810,000865
Total interest expense$2,382,000953
Net interest income$19,428,000853
Provision for loan and lease losses$667,000924
Total noninterest income$9,150,000554
Gross Fiduciary activities income$350,000619
Service charges on deposit accounts$790,0001,243
Trading account gains and fees$0174
Additional Noninterest Income$8,010,000429
Total noninterest expense$21,978,000692
Salaries and employee benefits$12,816,000641
Premises and equipment expense$3,125,000591
Additional noninterest expense$6,037,000804
Pre-tax net operating income$5,933,0001,058
Securities gains (losses)$633,000240
Applicable income taxes$1,988,000808
Income before extraordinary items$4,578,0001,088
Extraordinary gains, net$015
Net income$4,578,0001,087
Minority interest net income$081
Net income of bank and minority interests.$4,578,0001,087
Net charge-offs$241,0001,800
Cash dividends$778,0001,764
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,134,9001,171
2014-06-30 (YTD Data)Rank
Total interest income$14,182,000888
Total interest expense$1,578,000959
Net interest income$12,604,000862
Provision for loan and lease losses$258,0001,424
Total noninterest income$5,591,000592
Gross Fiduciary activities income$234,000624
Service charges on deposit accounts$511,0001,253
Trading account gains and fees$0172
Additional Noninterest Income$4,846,000468
Total noninterest expense$14,344,000703
Salaries and employee benefits$8,283,000664
Premises and equipment expense$2,233,000560
Additional noninterest expense$3,828,000846
Pre-tax net operating income$3,593,0001,112
Securities gains (losses)$576,000199
Applicable income taxes$1,253,000814
Income before extraordinary items$2,916,0001,106
Extraordinary gains, net$020
Net income$2,916,0001,107
Minority interest net income$080
Net income of bank and minority interests.$2,916,0001,107
Net charge-offs$158,0001,792
Cash dividends$778,0001,402
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,512,8001,229
2014-03-31 (YTD Data)Rank
Total interest income$6,843,000929
Total interest expense$805,000952
Net interest income$6,038,000907
Provision for loan and lease losses$130,0001,393
Total noninterest income$2,352,000639
Gross Fiduciary activities income$91,000673
Service charges on deposit accounts$229,0001,369
Trading account gains and fees$0147
Additional Noninterest Income$2,032,000504
Total noninterest expense$6,840,000750
Salaries and employee benefits$3,936,000713
Premises and equipment expense$1,052,000598
Additional noninterest expense$1,852,000859
Pre-tax net operating income$1,420,0001,312
Securities gains (losses)$501,000136
Applicable income taxes$566,000844
Income before extraordinary items$1,355,0001,139
Extraordinary gains, net$016
Net income$1,355,0001,140
Minority interest net income$066
Net income of bank and minority interests.$1,355,0001,140
Net charge-offs$108,0001,328
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$999,2901,482
2013-12-31 (YTD Data)Rank
Total interest income$24,195,0001,048
Total interest expense$3,746,000908
Net interest income$20,449,0001,079
Provision for loan and lease losses$776,0001,366
Total noninterest income$14,357,000519
Gross Fiduciary activities income$438,000630
Service charges on deposit accounts$1,040,0001,305
Trading account gains and fees$0184
Additional Noninterest Income$12,879,000402
Total noninterest expense$27,458,000736
Salaries and employee benefits$15,878,000690
Premises and equipment expense$4,515,000547
Additional noninterest expense$7,065,000959
Pre-tax net operating income$6,572,0001,128
Securities gains (losses)$-11,0006,265
Applicable income taxes$1,662,0001,040
Income before extraordinary items$4,899,0001,242
Extraordinary gains, net$029
Net income$4,899,0001,244
Minority interest net income$090
Net income of bank and minority interests.$4,899,0001,245
Net charge-offs$330,0002,468
Cash dividends$1,415,0001,543
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,907,2501,219
2013-09-30 (YTD Data)Rank
Total interest income$17,505,0001,091
Total interest expense$2,936,000901
Net interest income$14,569,0001,130
Provision for loan and lease losses$647,0001,261
Total noninterest income$11,377,000505
Gross Fiduciary activities income$307,000648
Service charges on deposit accounts$776,0001,313
Trading account gains and fees$0180
Additional Noninterest Income$10,294,000391
Total noninterest expense$20,596,000744
Salaries and employee benefits$12,027,000680
Premises and equipment expense$3,347,000556
Additional noninterest expense$5,222,000970
Pre-tax net operating income$4,703,0001,208
Securities gains (losses)$-10,0006,507
Applicable income taxes$1,277,0001,058
Income before extraordinary items$3,416,0001,329
Extraordinary gains, net$025
Net income$3,416,0001,331
Minority interest net income$084
Net income of bank and minority interests.$3,416,0001,331
Net charge-offs$89,0003,376
Cash dividends$619,0001,891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,423,3001,306
2013-06-30 (YTD Data)Rank
Total interest income$11,138,0001,151
Total interest expense$2,102,000852
Net interest income$9,036,0001,210
Provision for loan and lease losses$518,0001,134
Total noninterest income$7,245,000532
Gross Fiduciary activities income$61,000842
Service charges on deposit accounts$511,0001,312
Trading account gains and fees$0157
Additional Noninterest Income$6,673,000416
Total noninterest expense$13,088,000786
Salaries and employee benefits$7,959,000691
Premises and equipment expense$2,193,000569
Additional noninterest expense$2,936,0001,143
Pre-tax net operating income$2,675,0001,364
Securities gains (losses)$-7,0006,634
Applicable income taxes$674,0001,224
Income before extraordinary items$1,994,0001,517
Extraordinary gains, net$022
Net income$1,994,0001,520
Minority interest net income$082
Net income of bank and minority interests.$1,994,0001,522
Net charge-offs$38,0003,570
Cash dividends$619,0001,501
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,999,2501,449
2013-03-31 (YTD Data)Rank
Total interest income$5,297,0001,210
Total interest expense$1,091,000847
Net interest income$4,206,0001,286
Provision for loan and lease losses$259,0001,126
Total noninterest income$3,656,000518
Gross Fiduciary activities income$20,000908
Service charges on deposit accounts$254,0001,315
Trading account gains and fees$0148
Additional Noninterest Income$3,382,000408
Total noninterest expense$6,547,000785
Salaries and employee benefits$4,059,000686
Premises and equipment expense$1,080,000575
Additional noninterest expense$1,408,0001,168
Pre-tax net operating income$1,056,0001,631
Securities gains (losses)$4,0001,680
Applicable income taxes$241,0001,540
Income before extraordinary items$819,0001,735
Extraordinary gains, net$010
Net income$819,0001,737
Minority interest net income$076
Net income of bank and minority interests.$819,0001,737
Net charge-offs$47,0002,457
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$815,9201,682
2012-12-31 (YTD Data)Rank
Total interest income$22,911,0001,167
Total interest expense$4,648,000978
Net interest income$18,263,0001,213
Provision for loan and lease losses$2,027,0001,053
Total noninterest income$13,856,000541
Gross Fiduciary activities income$383,000659
Service charges on deposit accounts$988,0001,424
Trading account gains and fees$0166
Additional Noninterest Income$12,485,000424
Total noninterest expense$23,862,000843
Salaries and employee benefits$14,382,000726
Premises and equipment expense$3,870,000625
Additional noninterest expense$5,610,0001,218
Pre-tax net operating income$6,230,0001,147
Securities gains (losses)$113,0002,174
Applicable income taxes$1,583,0001,047
Income before extraordinary items$4,760,0001,234
Extraordinary gains, net$029
Net income$4,760,0001,235
Minority interest net income$093
Net income of bank and minority interests.$4,760,0001,235
Net charge-offs$2,183,0001,092
Cash dividends$1,485,0001,515
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,675,2501,201
2012-09-30 (YTD Data)Rank
Total interest income$16,760,0001,219
Total interest expense$3,520,0001,015
Net interest income$13,240,0001,258
Provision for loan and lease losses$1,703,000982
Total noninterest income$10,423,000530
Gross Fiduciary activities income$300,000656
Service charges on deposit accounts$730,0001,458
Trading account gains and fees$0157
Additional Noninterest Income$9,393,000418
Total noninterest expense$17,460,000857
Salaries and employee benefits$10,545,000740
Premises and equipment expense$2,936,000612
Additional noninterest expense$3,979,0001,274
Pre-tax net operating income$4,500,0001,192
Securities gains (losses)$113,0001,884
Applicable income taxes$1,268,0001,022
Income before extraordinary items$3,345,0001,355
Extraordinary gains, net$020
Net income$3,345,0001,356
Minority interest net income$086
Net income of bank and minority interests.$3,345,0001,356
Net charge-offs$188,0003,372
Cash dividends$1,027,0001,300
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,262,5101,303
2012-06-30 (YTD Data)Rank
Total interest income$11,497,0001,187
Total interest expense$2,387,0001,033
Net interest income$9,110,0001,228
Provision for loan and lease losses$1,394,000852
Total noninterest income$6,298,000562
Gross Fiduciary activities income$197,000661
Service charges on deposit accounts$472,0001,489
Trading account gains and fees$0153
Additional Noninterest Income$5,629,000433
Total noninterest expense$11,323,000882
Salaries and employee benefits$6,730,000770
Premises and equipment expense$1,933,000621
Additional noninterest expense$2,660,0001,273
Pre-tax net operating income$2,691,0001,313
Securities gains (losses)$12,0002,678
Applicable income taxes$702,0001,171
Income before extraordinary items$2,001,0001,484
Extraordinary gains, net$019
Net income$2,001,0001,484
Minority interest net income$084
Net income of bank and minority interests.$2,001,0001,484
Net charge-offs$167,0002,931
Cash dividends$1,027,000940
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,992,1201,396
2012-03-31 (YTD Data)Rank
Total interest income$5,546,0001,240
Total interest expense$1,198,0001,060
Net interest income$4,348,0001,275
Provision for loan and lease losses$759,000757
Total noninterest income$2,996,000587
Gross Fiduciary activities income$84,000693
Service charges on deposit accounts$229,0001,511
Trading account gains and fees$0148
Additional Noninterest Income$2,683,000448
Total noninterest expense$5,560,000896
Salaries and employee benefits$3,263,000790
Premises and equipment expense$960,000624
Additional noninterest expense$1,337,0001,255
Pre-tax net operating income$1,025,0001,645
Securities gains (losses)$-10,0007,044
Applicable income taxes$192,0001,775
Income before extraordinary items$823,0001,756
Extraordinary gains, net$019
Net income$823,0001,758
Minority interest net income$078
Net income of bank and minority interests.$823,0001,757
Net charge-offs$114,0002,337
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$831,1001,642
2011-12-31 (YTD Data)Rank
Total interest income$24,836,0001,144
Total interest expense$5,195,0001,161
Net interest income$19,641,0001,135
Provision for loan and lease losses$4,186,000919
Total noninterest income$9,040,000668
Gross Fiduciary activities income$388,000613
Service charges on deposit accounts$1,107,0001,340
Trading account gains and fees$0146
Additional Noninterest Income$7,545,000524
Total noninterest expense$20,970,000941
Salaries and employee benefits$12,212,000812
Premises and equipment expense$3,360,000737
Additional noninterest expense$5,398,0001,287
Pre-tax net operating income$3,525,0001,587
Securities gains (losses)$2,386,000206
Applicable income taxes$1,349,0001,075
Income before extraordinary items$4,562,0001,090
Extraordinary gains, net$029
Net income$4,562,0001,089
Minority interest net income$096
Net income of bank and minority interests.$4,562,0001,090
Net charge-offs$4,025,000964
Cash dividends$2,227,000875
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,724,7801,672
2011-09-30 (YTD Data)Rank
Total interest income$18,807,0001,150
Total interest expense$3,966,0001,184
Net interest income$14,841,0001,132
Provision for loan and lease losses$3,177,000893
Total noninterest income$5,992,000732
Gross Fiduciary activities income$285,000610
Service charges on deposit accounts$838,0001,336
Trading account gains and fees$0145
Additional Noninterest Income$4,869,000586
Total noninterest expense$15,324,000964
Salaries and employee benefits$8,896,000835
Premises and equipment expense$2,398,000790
Additional noninterest expense$4,030,0001,275
Pre-tax net operating income$2,332,0001,843
Securities gains (losses)$1,482,000240
Applicable income taxes$926,0001,149
Income before extraordinary items$2,888,0001,337
Extraordinary gains, net$021
Net income$2,888,0001,337
Minority interest net income$087
Net income of bank and minority interests.$2,888,0001,337
Net charge-offs$3,020,000950
Cash dividends$1,078,0001,089
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,761,6801,933
2011-06-30 (YTD Data)Rank
Total interest income$12,719,0001,141
Total interest expense$2,705,0001,196
Net interest income$10,014,0001,118
Provision for loan and lease losses$1,544,0001,091
Total noninterest income$3,537,000802
Gross Fiduciary activities income$198,000610
Service charges on deposit accounts$522,0001,397
Trading account gains and fees$0153
Additional Noninterest Income$2,817,000651
Total noninterest expense$10,105,000988
Salaries and employee benefits$5,930,000845
Premises and equipment expense$1,598,000799
Additional noninterest expense$2,577,0001,359
Pre-tax net operating income$1,902,0001,523
Securities gains (losses)$-27,0007,167
Applicable income taxes$321,0001,726
Income before extraordinary items$1,554,0001,571
Extraordinary gains, net$015
Net income$1,554,0001,571
Minority interest net income$089
Net income of bank and minority interests.$1,554,0001,571
Net charge-offs$1,121,0001,376
Cash dividends$1,078,000767
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,576,4101,489
2011-03-31 (YTD Data)Rank
Total interest income$6,343,0001,150
Total interest expense$1,378,0001,215
Net interest income$4,965,0001,125
Provision for loan and lease losses$384,0001,677
Total noninterest income$1,593,000868
Gross Fiduciary activities income$95,000626
Service charges on deposit accounts$231,0001,539
Trading account gains and fees$0158
Additional Noninterest Income$1,267,000699
Total noninterest expense$4,805,0001,041
Salaries and employee benefits$2,848,000885
Premises and equipment expense$782,000842
Additional noninterest expense$1,175,0001,483
Pre-tax net operating income$1,369,0001,079
Securities gains (losses)$-28,0007,277
Applicable income taxes$308,0001,106
Income before extraordinary items$1,033,0001,187
Extraordinary gains, net$09
Net income$1,033,0001,187
Minority interest net income$086
Net income of bank and minority interests.$1,033,0001,187
Net charge-offs$-8,0006,939
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,054,5601,133
2010-12-31 (YTD Data)Rank
Total interest income$26,121,0001,189
Total interest expense$6,524,0001,267
Net interest income$19,597,0001,139
Provision for loan and lease losses$2,246,0001,929
Total noninterest income$6,858,000844
Gross Fiduciary activities income$352,000636
Service charges on deposit accounts$1,157,0001,305
Trading account gains and fees$0175
Additional Noninterest Income$5,349,000708
Total noninterest expense$17,777,0001,119
Salaries and employee benefits$10,130,000963
Premises and equipment expense$2,942,000876
Additional noninterest expense$4,705,0001,531
Pre-tax net operating income$6,432,000828
Securities gains (losses)$1,001,000490
Applicable income taxes$2,037,000737
Income before extraordinary items$5,396,000812
Extraordinary gains, net$029
Net income$5,396,000812
Minority interest net income$0111
Net income of bank and minority interests.$5,396,000813
Net charge-offs$828,0002,949
Cash dividends$2,370,000707
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,665,270896
2010-09-30 (YTD Data)Rank
Total interest income$19,740,0001,197
Total interest expense$5,040,0001,275
Net interest income$14,700,0001,141
Provision for loan and lease losses$1,737,0001,815
Total noninterest income$4,672,000888
Gross Fiduciary activities income$237,000648
Service charges on deposit accounts$880,0001,330
Trading account gains and fees$0165
Additional Noninterest Income$3,555,000725
Total noninterest expense$13,070,0001,141
Salaries and employee benefits$7,951,000920
Premises and equipment expense$2,205,000879
Additional noninterest expense$2,914,0001,820
Pre-tax net operating income$4,565,000908
Securities gains (losses)$977,000417
Applicable income taxes$1,548,000725
Income before extraordinary items$3,994,000869
Extraordinary gains, net$023
Net income$3,994,000870
Minority interest net income$0110
Net income of bank and minority interests.$3,994,000870
Net charge-offs$736,0002,578
Cash dividends$866,0001,192
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,290,560996
2010-06-30 (YTD Data)Rank
Total interest income$13,178,0001,213
Total interest expense$3,470,0001,287
Net interest income$9,708,0001,162
Provision for loan and lease losses$1,253,0001,693
Total noninterest income$3,027,000892
Gross Fiduciary activities income$172,000638
Service charges on deposit accounts$573,0001,370
Trading account gains and fees$0152
Additional Noninterest Income$2,282,000720
Total noninterest expense$8,585,0001,155
Salaries and employee benefits$5,274,000920
Premises and equipment expense$1,465,000896
Additional noninterest expense$1,846,0001,880
Pre-tax net operating income$2,897,000940
Securities gains (losses)$641,000380
Applicable income taxes$902,000787
Income before extraordinary items$2,636,000840
Extraordinary gains, net$019
Net income$2,636,000839
Minority interest net income$0105
Net income of bank and minority interests.$2,636,000841
Net charge-offs$668,0002,137
Cash dividends$866,000826
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,155,2501,001
2010-03-31 (YTD Data)Rank
Total interest income$6,448,0001,254
Total interest expense$1,768,0001,326
Net interest income$4,680,0001,231
Provision for loan and lease losses$384,0002,113
Total noninterest income$1,399,000928
Gross Fiduciary activities income$78,000667
Service charges on deposit accounts$266,0001,470
Trading account gains and fees$0175
Additional Noninterest Income$1,055,000761
Total noninterest expense$4,331,0001,161
Salaries and employee benefits$2,615,000938
Premises and equipment expense$736,000924
Additional noninterest expense$980,0001,768
Pre-tax net operating income$1,364,000982
Securities gains (losses)$2,0002,064
Applicable income taxes$322,000997
Income before extraordinary items$1,044,0001,050
Extraordinary gains, net$016
Net income$1,044,0001,050
Minority interest net income$091
Net income of bank and minority interests.$1,044,0001,052
Net charge-offs$41,0003,895
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,042,4801,018
2009-12-31 (YTD Data)Rank
Total interest income$26,955,0001,287
Total interest expense$8,746,0001,374
Net interest income$18,209,0001,231
Provision for loan and lease losses$1,862,0002,583
Total noninterest income$6,157,000927
Gross Fiduciary activities income$311,000661
Service charges on deposit accounts$1,244,0001,385
Trading account gains and fees$0211
Additional Noninterest Income$4,602,000764
Total noninterest expense$17,187,0001,216
Salaries and employee benefits$10,167,000961
Premises and equipment expense$2,816,000967
Additional noninterest expense$4,204,0001,776
Pre-tax net operating income$5,317,000796
Securities gains (losses)$-286,0007,485
Applicable income taxes$1,142,000873
Income before extraordinary items$3,889,000887
Extraordinary gains, net$034
Net income$3,889,000886
Minority interest net income$0115
Net income of bank and minority interests.$3,889,000886
Net charge-offs$1,124,0002,736
Cash dividends$2,203,000824
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,109,220829
2009-09-30 (YTD Data)Rank
Total interest income$20,678,0001,273
Total interest expense$6,773,0001,396
Net interest income$13,905,0001,200
Provision for loan and lease losses$1,153,0002,567
Total noninterest income$4,223,0001,006
Gross Fiduciary activities income$220,000671
Service charges on deposit accounts$931,0001,397
Trading account gains and fees$0212
Additional Noninterest Income$3,072,000839
Total noninterest expense$12,904,0001,195
Salaries and employee benefits$7,558,000983
Premises and equipment expense$2,031,0001,010
Additional noninterest expense$3,315,0001,637
Pre-tax net operating income$4,071,000830
Securities gains (losses)$-73,0007,429
Applicable income taxes$1,036,000821
Income before extraordinary items$2,962,000918
Extraordinary gains, net$027
Net income$2,962,000919
Minority interest net income$0118
Net income of bank and minority interests.$2,962,000919
Net charge-offs$1,085,0002,114
Cash dividends$1,177,0001,092
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,016,020892
2009-06-30 (YTD Data)Rank
Total interest income$13,719,0001,313
Total interest expense$4,683,0001,417
Net interest income$9,036,0001,235
Provision for loan and lease losses$759,0002,392
Total noninterest income$2,676,0001,054
Gross Fiduciary activities income$143,000683
Service charges on deposit accounts$604,0001,410
Trading account gains and fees$0193
Additional Noninterest Income$1,929,000910
Total noninterest expense$8,655,0001,199
Salaries and employee benefits$4,987,0001,013
Premises and equipment expense$1,369,0001,028
Additional noninterest expense$2,299,0001,590
Pre-tax net operating income$2,298,000994
Securities gains (losses)$-74,0007,643
Applicable income taxes$509,0001,073
Income before extraordinary items$1,715,0001,105
Extraordinary gains, net$021
Net income$1,715,0001,103
Minority interest net income$0112
Net income of bank and minority interests.$1,715,0001,105
Net charge-offs$765,0001,886
Cash dividends$1,177,000773
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,771,9801,044
2009-03-31 (YTD Data)Rank
Total interest income$6,722,0001,351
Total interest expense$2,402,0001,438
Net interest income$4,320,0001,284
Provision for loan and lease losses$489,0001,794
Total noninterest income$1,310,0001,035
Gross Fiduciary activities income$67,000710
Service charges on deposit accounts$294,0001,407
Trading account gains and fees$0171
Additional Noninterest Income$949,000885
Total noninterest expense$4,237,0001,181
Salaries and employee benefits$2,488,0001,015
Premises and equipment expense$689,0001,035
Additional noninterest expense$1,060,0001,523
Pre-tax net operating income$904,0001,427
Securities gains (losses)$5,0002,061
Applicable income taxes$174,0001,585
Income before extraordinary items$735,0001,477
Extraordinary gains, net$015
Net income$735,0001,479
Minority interest net income$0102
Net income of bank and minority interests.$735,0001,479
Net charge-offs$427,0001,479
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$730,9501,411
2008-12-31 (YTD Data)Rank
Total interest income$25,242,0001,536
Total interest expense$9,870,0001,643
Net interest income$15,372,0001,449
Provision for loan and lease losses$949,0002,791
Total noninterest income$5,789,000937
Gross Fiduciary activities income$320,000666
Service charges on deposit accounts$1,127,0001,587
Trading account gains and fees$0154
Additional Noninterest Income$4,342,000736
Total noninterest expense$15,033,0001,302
Salaries and employee benefits$9,070,0001,085
Premises and equipment expense$2,505,0001,111
Additional noninterest expense$3,458,0001,765
Pre-tax net operating income$5,179,0001,071
Securities gains (losses)$-11,0007,033
Applicable income taxes$1,429,000902
Income before extraordinary items$3,739,0001,110
Extraordinary gains, net$039
Net income$3,739,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$861,0002,133
Cash dividends$2,417,0001,133
Sale, conversion, retirement of capital stock, net$7,500,000191
Net operating income$3,746,9201,170
2008-09-30 (YTD Data)Rank
Total interest income$19,004,0001,569
Total interest expense$7,723,0001,632
Net interest income$11,281,0001,500
Provision for loan and lease losses$338,0003,355
Total noninterest income$4,340,000979
Gross Fiduciary activities income$218,000699
Service charges on deposit accounts$848,0001,589
Trading account gains and fees$0148
Additional Noninterest Income$3,274,000778
Total noninterest expense$10,830,0001,330
Salaries and employee benefits$6,564,0001,153
Premises and equipment expense$1,837,0001,132
Additional noninterest expense$2,429,0001,823
Pre-tax net operating income$4,453,0001,142
Securities gains (losses)$03,106
Applicable income taxes$1,272,000950
Income before extraordinary items$3,181,0001,159
Extraordinary gains, net$031
Net income$3,181,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,0001,610
Cash dividends$1,151,0001,634
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,181,0001,235
2008-06-30 (YTD Data)Rank
Total interest income$12,783,0001,584
Total interest expense$5,431,0001,604
Net interest income$7,352,0001,522
Provision for loan and lease losses$219,0003,018
Total noninterest income$2,849,0001,003
Gross Fiduciary activities income$146,000709
Service charges on deposit accounts$559,0001,575
Trading account gains and fees$0149
Additional Noninterest Income$2,144,000806
Total noninterest expense$7,147,0001,343
Salaries and employee benefits$4,391,0001,167
Premises and equipment expense$1,236,0001,129
Additional noninterest expense$1,520,0001,898
Pre-tax net operating income$2,835,0001,247
Securities gains (losses)$03,233
Applicable income taxes$772,0001,149
Income before extraordinary items$2,063,0001,332
Extraordinary gains, net$021
Net income$2,063,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,297
Cash dividends$1,151,0001,261
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,063,0001,303
2008-03-31 (YTD Data)Rank
Total interest income$6,481,0001,602
Total interest expense$2,878,0001,629
Net interest income$3,603,0001,547
Provision for loan and lease losses$106,0002,630
Total noninterest income$1,442,000996
Gross Fiduciary activities income$71,000730
Service charges on deposit accounts$273,0001,595
Trading account gains and fees$0158
Additional Noninterest Income$1,098,000801
Total noninterest expense$3,509,0001,361
Salaries and employee benefits$2,109,0001,228
Premises and equipment expense$628,0001,123
Additional noninterest expense$772,0001,824
Pre-tax net operating income$1,430,0001,326
Securities gains (losses)$02,688
Applicable income taxes$397,0001,202
Income before extraordinary items$1,033,0001,457
Extraordinary gains, net$015
Net income$1,033,0001,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,453
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,033,0001,401
2007-12-31 (YTD Data)Rank
Total interest income$25,665,0001,685
Total interest expense$11,518,0001,741
Net interest income$14,147,0001,596
Provision for loan and lease losses$397,0002,716
Total noninterest income$4,383,0001,211
Gross Fiduciary activities income$309,000700
Service charges on deposit accounts$1,113,0001,608
Trading account gains and fees$0178
Additional Noninterest Income$2,961,0001,026
Total noninterest expense$13,574,0001,358
Salaries and employee benefits$8,099,0001,232
Premises and equipment expense$2,432,0001,093
Additional noninterest expense$3,043,0001,812
Pre-tax net operating income$4,559,0001,783
Securities gains (losses)$02,146
Applicable income taxes$1,274,0001,584
Income before extraordinary items$3,285,0001,894
Extraordinary gains, net$039
Net income$3,285,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$746,0001,274
Cash dividends$1,841,0001,715
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,285,0001,880
2007-09-30 (YTD Data)Rank
Total interest income$19,114,0001,694
Total interest expense$8,528,0001,756
Net interest income$10,586,0001,605
Provision for loan and lease losses$298,0002,334
Total noninterest income$3,236,0001,216
Gross Fiduciary activities income$202,000731
Service charges on deposit accounts$823,0001,605
Trading account gains and fees$0184
Additional Noninterest Income$2,211,0001,029
Total noninterest expense$10,398,0001,330
Salaries and employee benefits$6,238,0001,196
Premises and equipment expense$1,843,0001,076
Additional noninterest expense$2,317,0001,754
Pre-tax net operating income$3,126,0002,035
Securities gains (losses)$01,655
Applicable income taxes$790,0001,919
Income before extraordinary items$2,336,0002,102
Extraordinary gains, net$033
Net income$2,336,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0001,009
Cash dividends$431,0003,150
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,336,0002,084
2007-06-30 (YTD Data)Rank
Total interest income$12,634,0001,721
Total interest expense$5,583,0001,785
Net interest income$7,051,0001,635
Provision for loan and lease losses$199,0002,192
Total noninterest income$2,095,0001,287
Gross Fiduciary activities income$137,000735
Service charges on deposit accounts$532,0001,663
Trading account gains and fees$0168
Additional Noninterest Income$1,426,0001,086
Total noninterest expense$7,129,0001,307
Salaries and employee benefits$4,257,0001,199
Premises and equipment expense$1,221,0001,094
Additional noninterest expense$1,651,0001,641
Pre-tax net operating income$1,818,0002,328
Securities gains (losses)$01,444
Applicable income taxes$447,0002,219
Income before extraordinary items$1,371,0002,372
Extraordinary gains, net$029
Net income$1,371,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,000938
Cash dividends$431,0002,655
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,371,0002,355
2007-03-31 (YTD Data)Rank
Total interest income$6,181,0001,749
Total interest expense$2,728,0001,812
Net interest income$3,453,0001,668
Provision for loan and lease losses$99,0002,066
Total noninterest income$1,037,0001,276
Gross Fiduciary activities income$72,000730
Service charges on deposit accounts$245,0001,739
Trading account gains and fees$0195
Additional Noninterest Income$720,0001,058
Total noninterest expense$3,618,0001,290
Salaries and employee benefits$2,171,0001,182
Premises and equipment expense$609,0001,097
Additional noninterest expense$838,0001,588
Pre-tax net operating income$773,0002,622
Securities gains (losses)$01,187
Applicable income taxes$176,0002,572
Income before extraordinary items$597,0002,639
Extraordinary gains, net$022
Net income$597,0002,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,000594
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$597,0002,623
2006-12-31 (YTD Data)Rank
Total interest income$23,604,0001,711
Total interest expense$9,221,0001,806
Net interest income$14,383,0001,597
Provision for loan and lease losses$614,0001,575
Total noninterest income$4,727,0001,145
Gross Fiduciary activities income$280,000732
Service charges on deposit accounts$1,131,0001,567
Trading account gains and fees$0130
Additional Noninterest Income$3,316,000924
Total noninterest expense$13,131,0001,360
Salaries and employee benefits$8,068,0001,205
Premises and equipment expense$2,324,0001,092
Additional noninterest expense$2,739,0001,922
Pre-tax net operating income$5,365,0001,775
Securities gains (losses)$342,000303
Applicable income taxes$1,673,0001,518
Income before extraordinary items$4,034,0001,774
Extraordinary gains, net$051
Net income$4,034,0001,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,0001,271
Cash dividends$2,591,0001,261
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,791,1801,858
2006-09-30 (YTD Data)Rank
Total interest income$17,387,0001,725
Total interest expense$6,480,0001,865
Net interest income$10,907,0001,595
Provision for loan and lease losses$515,0001,359
Total noninterest income$3,466,0001,181
Gross Fiduciary activities income$186,000748
Service charges on deposit accounts$856,0001,561
Trading account gains and fees$0126
Additional Noninterest Income$2,424,000961
Total noninterest expense$9,864,0001,371
Salaries and employee benefits$6,088,0001,212
Premises and equipment expense$1,808,0001,052
Additional noninterest expense$1,968,0001,983
Pre-tax net operating income$3,994,0001,845
Securities gains (losses)$342,000252
Applicable income taxes$1,244,0001,607
Income before extraordinary items$3,092,0001,787
Extraordinary gains, net$045
Net income$3,092,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,000931
Cash dividends$1,151,0001,746
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,849,1801,902
2006-06-30 (YTD Data)Rank
Total interest income$11,188,0001,761
Total interest expense$3,882,0001,953
Net interest income$7,306,0001,583
Provision for loan and lease losses$502,000972
Total noninterest income$2,277,0001,188
Gross Fiduciary activities income$121,000763
Service charges on deposit accounts$566,0001,563
Trading account gains and fees$0126
Additional Noninterest Income$1,590,000976
Total noninterest expense$6,567,0001,377
Salaries and employee benefits$4,010,0001,238
Premises and equipment expense$1,199,0001,063
Additional noninterest expense$1,358,0001,925
Pre-tax net operating income$2,514,0001,944
Securities gains (losses)$342,000202
Applicable income taxes$824,0001,625
Income before extraordinary items$2,032,0001,800
Extraordinary gains, net$039
Net income$2,032,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,000932
Cash dividends$1,151,0001,286
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,789,1802,009
2006-03-31 (YTD Data)Rank
Total interest income$5,515,0001,729
Total interest expense$1,839,0001,966
Net interest income$3,676,0001,556
Provision for loan and lease losses$433,000573
Total noninterest income$1,115,0001,178
Gross Fiduciary activities income$63,000766
Service charges on deposit accounts$271,0001,566
Trading account gains and fees$0115
Additional Noninterest Income$781,000973
Total noninterest expense$3,254,0001,389
Salaries and employee benefits$1,988,0001,252
Premises and equipment expense$591,0001,082
Additional noninterest expense$675,0001,935
Pre-tax net operating income$1,104,0002,110
Securities gains (losses)$334,000129
Applicable income taxes$416,0001,607
Income before extraordinary items$1,022,0001,754
Extraordinary gains, net$021
Net income$1,022,0001,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,000540
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$784,8602,216
2005-12-31 (YTD Data)Rank
Total interest income$20,259,0001,660
Total interest expense$6,267,0001,812
Net interest income$13,992,0001,565
Provision for loan and lease losses$749,0001,347
Total noninterest income$4,419,0001,187
Gross Fiduciary activities income$257,000752
Service charges on deposit accounts$1,021,0001,696
Trading account gains and fees$0138
Additional Noninterest Income$3,141,000983
Total noninterest expense$12,874,0001,341
Salaries and employee benefits$7,732,0001,189
Premises and equipment expense$2,103,0001,162
Additional noninterest expense$3,039,0001,658
Pre-tax net operating income$4,788,0001,932
Securities gains (losses)$02,296
Applicable income taxes$1,455,0001,739
Income before extraordinary items$3,333,0002,056
Extraordinary gains, net$046
Net income$3,333,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,277,000563
Cash dividends$2,302,0001,316
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,333,0002,032
2005-09-30 (YTD Data)Rank
Total interest income$15,069,0001,644
Total interest expense$4,537,0001,768
Net interest income$10,532,0001,541
Provision for loan and lease losses$553,0001,281
Total noninterest income$3,361,0001,184
Gross Fiduciary activities income$182,000748
Service charges on deposit accounts$721,0001,790
Trading account gains and fees$0126
Additional Noninterest Income$2,458,000958
Total noninterest expense$9,807,0001,308
Salaries and employee benefits$5,967,0001,150
Premises and equipment expense$1,591,0001,140
Additional noninterest expense$2,249,0001,669
Pre-tax net operating income$3,533,0001,968
Securities gains (losses)$02,317
Applicable income taxes$1,107,0001,751
Income before extraordinary items$2,426,0002,122
Extraordinary gains, net$035
Net income$2,426,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,240,000427
Cash dividends$1,151,0001,621
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,426,0002,082
2005-06-30 (YTD Data)Rank
Total interest income$10,027,0001,599
Total interest expense$2,906,0001,739
Net interest income$7,121,0001,494
Provision for loan and lease losses$364,0001,289
Total noninterest income$2,341,0001,131
Gross Fiduciary activities income$130,000727
Service charges on deposit accounts$447,0001,876
Trading account gains and fees$0116
Additional Noninterest Income$1,764,000887
Total noninterest expense$6,746,0001,256
Salaries and employee benefits$3,990,0001,140
Premises and equipment expense$1,079,0001,109
Additional noninterest expense$1,677,0001,493
Pre-tax net operating income$2,352,0001,932
Securities gains (losses)$02,146
Applicable income taxes$736,0001,730
Income before extraordinary items$1,616,0002,096
Extraordinary gains, net$030
Net income$1,616,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,078,000344
Cash dividends$1,151,0001,164
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,616,0002,061
2005-03-31 (YTD Data)Rank
Total interest income$4,974,0001,579
Total interest expense$1,409,0001,700
Net interest income$3,565,0001,481
Provision for loan and lease losses$180,0001,214
Total noninterest income$1,177,0001,104
Gross Fiduciary activities income$64,000751
Service charges on deposit accounts$193,0002,068
Trading account gains and fees$0115
Additional Noninterest Income$920,000839
Total noninterest expense$3,431,0001,239
Salaries and employee benefits$2,007,0001,135
Premises and equipment expense$532,0001,132
Additional noninterest expense$892,0001,395
Pre-tax net operating income$1,131,0001,962
Securities gains (losses)$01,685
Applicable income taxes$367,0001,711
Income before extraordinary items$764,0002,170
Extraordinary gains, net$024
Net income$764,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,000705
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$764,0002,134
2004-12-31 (YTD Data)Rank
Total interest income$18,594,0001,550
Total interest expense$5,354,0001,528
Net interest income$13,240,0001,533
Provision for loan and lease losses$1,020,0001,016
Total noninterest income$4,139,0001,240
Gross Fiduciary activities income$420,000619
Service charges on deposit accounts$898,0001,938
Trading account gains and fees$0138
Additional Noninterest Income$2,821,0001,031
Total noninterest expense$12,396,0001,327
Salaries and employee benefits$7,505,0001,153
Premises and equipment expense$1,834,0001,247
Additional noninterest expense$3,057,0001,596
Pre-tax net operating income$3,963,0002,078
Securities gains (losses)$-350,0008,853
Applicable income taxes$1,380,0001,712
Income before extraordinary items$2,233,0002,662
Extraordinary gains, net$034
Net income$2,233,0002,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000999
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$1,250,000382
Net operating income$2,457,0002,408
2004-09-30 (YTD Data)Rank
Total interest income$13,783,0001,551
Total interest expense$3,948,0001,528
Net interest income$9,835,0001,533
Provision for loan and lease losses$765,000996
Total noninterest income$3,141,0001,258
Gross Fiduciary activities income$304,000629
Service charges on deposit accounts$685,0001,926
Trading account gains and fees$0134
Additional Noninterest Income$2,152,0001,019
Total noninterest expense$9,381,0001,314
Salaries and employee benefits$5,734,0001,117
Premises and equipment expense$1,321,0001,302
Additional noninterest expense$2,326,0001,562
Pre-tax net operating income$2,830,0002,170
Securities gains (losses)$03,710
Applicable income taxes$972,0001,818
Income before extraordinary items$1,858,0002,485
Extraordinary gains, net$026
Net income$1,858,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,000872
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$750,000326
Net operating income$1,858,0002,422
2004-06-30 (YTD Data)Rank
Total interest income$8,956,0001,581
Total interest expense$2,562,0001,551
Net interest income$6,394,0001,558
Provision for loan and lease losses$510,000965
Total noninterest income$1,980,0001,300
Gross Fiduciary activities income$196,000642
Service charges on deposit accounts$442,0001,951
Trading account gains and fees$0130
Additional Noninterest Income$1,342,0001,073
Total noninterest expense$6,075,0001,342
Salaries and employee benefits$3,757,0001,157
Premises and equipment expense$851,0001,355
Additional noninterest expense$1,467,0001,641
Pre-tax net operating income$1,789,0002,245
Securities gains (losses)$03,413
Applicable income taxes$627,0001,863
Income before extraordinary items$1,162,0002,595
Extraordinary gains, net$021
Net income$1,162,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,176
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,162,0002,528
2004-03-31 (YTD Data)Rank
Total interest income$4,497,0001,568
Total interest expense$1,269,0001,583
Net interest income$3,228,0001,542
Provision for loan and lease losses$255,000932
Total noninterest income$975,0001,276
Gross Fiduciary activities income$98,000650
Service charges on deposit accounts$215,0001,949
Trading account gains and fees$0121
Additional Noninterest Income$662,0001,057
Total noninterest expense$2,960,0001,389
Salaries and employee benefits$1,838,0001,196
Premises and equipment expense$418,0001,402
Additional noninterest expense$704,0001,686
Pre-tax net operating income$988,0002,019
Securities gains (losses)$02,934
Applicable income taxes$350,0001,727
Income before extraordinary items$638,0002,361
Extraordinary gains, net$016
Net income$638,0002,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,000771
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$638,0002,277
2003-12-31 (YTD Data)Rank
Total interest income$17,878,0001,604
Total interest expense$5,541,0001,627
Net interest income$12,337,0001,580
Provision for loan and lease losses$1,232,000958
Total noninterest income$3,605,0001,456
Gross Fiduciary activities income$244,000760
Service charges on deposit accounts$905,0001,907
Trading account gains and fees$0160
Additional Noninterest Income$2,456,0001,244
Total noninterest expense$10,234,0001,557
Salaries and employee benefits$6,217,0001,376
Premises and equipment expense$1,494,0001,525
Additional noninterest expense$2,523,0001,908
Pre-tax net operating income$4,476,0001,797
Securities gains (losses)$04,500
Applicable income taxes$1,220,0001,918
Income before extraordinary items$3,256,0001,902
Extraordinary gains, net$054
Net income$3,256,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$718,0001,201
Cash dividends$1,083,0002,203
Sale, conversion, retirement of capital stock, net$1,000,000414
Net operating income$3,256,0001,818
2003-09-30 (YTD Data)Rank
Total interest income$13,391,0001,633
Total interest expense$4,250,0001,660
Net interest income$9,141,0001,606
Provision for loan and lease losses$1,132,000798
Total noninterest income$2,561,0001,554
Gross Fiduciary activities income$124,000860
Service charges on deposit accounts$668,0001,937
Trading account gains and fees$0153
Additional Noninterest Income$1,769,0001,355
Total noninterest expense$8,072,0001,492
Salaries and employee benefits$5,008,0001,304
Premises and equipment expense$1,073,0001,601
Additional noninterest expense$1,991,0001,812
Pre-tax net operating income$2,498,0002,386
Securities gains (losses)$04,204
Applicable income taxes$675,0002,448
Income before extraordinary items$1,823,0002,530
Extraordinary gains, net$040
Net income$1,823,0002,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,000917
Cash dividends$1,083,0001,650
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,823,0002,399
2003-06-30 (YTD Data)Rank
Total interest income$9,003,0001,630
Total interest expense$2,895,0001,685
Net interest income$6,108,0001,598
Provision for loan and lease losses$742,000832
Total noninterest income$1,698,0001,553
Gross Fiduciary activities income$75,000883
Service charges on deposit accounts$434,0001,946
Trading account gains and fees$0150
Additional Noninterest Income$1,189,0001,345
Total noninterest expense$5,461,0001,470
Salaries and employee benefits$3,442,0001,256
Premises and equipment expense$703,0001,632
Additional noninterest expense$1,316,0001,834
Pre-tax net operating income$1,603,0002,463
Securities gains (losses)$03,782
Applicable income taxes$441,0002,509
Income before extraordinary items$1,162,0002,657
Extraordinary gains, net$030
Net income$1,162,0002,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$560,000791
Cash dividends$1,083,0001,220
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,162,0002,501
2003-03-31 (YTD Data)Rank
Total interest income$4,687,0001,583
Total interest expense$1,494,0001,673
Net interest income$3,193,0001,528
Provision for loan and lease losses$165,0001,575
Total noninterest income$735,0001,703
Gross Fiduciary activities income$38,000886
Service charges on deposit accounts$211,0001,937
Trading account gains and fees$0134
Additional Noninterest Income$486,0001,511
Total noninterest expense$2,697,0001,472
Salaries and employee benefits$1,701,0001,269
Premises and equipment expense$358,0001,613
Additional noninterest expense$638,0001,846
Pre-tax net operating income$1,066,0001,926
Securities gains (losses)$02,891
Applicable income taxes$263,0002,251
Income before extraordinary items$803,0001,974
Extraordinary gains, net$021
Net income$803,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0001,321
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$803,0001,862
2002-12-31 (YTD Data)Rank
Total interest income$19,968,0001,546
Total interest expense$7,528,0001,510
Net interest income$12,440,0001,559
Provision for loan and lease losses$1,251,0001,088
Total noninterest income$2,575,0001,757
Gross Fiduciary activities income$130,000936
Service charges on deposit accounts$858,0001,883
Trading account gains and fees$0153
Additional Noninterest Income$1,587,0001,577
Total noninterest expense$9,370,0001,634
Salaries and employee benefits$5,956,0001,368
Premises and equipment expense$1,276,0001,733
Additional noninterest expense$2,138,0002,172
Pre-tax net operating income$4,394,0001,840
Securities gains (losses)$04,537
Applicable income taxes$1,208,0001,939
Income before extraordinary items$3,186,0001,876
Extraordinary gains, net$070
Net income$3,186,0001,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$681,0001,325
Cash dividends$2,058,0001,278
Sale, conversion, retirement of capital stock, net$950,000399
Net operating income$3,186,0001,816
2001-12-31 (YTD Data)Rank
Total interest income$21,492,0001,581
Total interest expense$10,579,0001,538
Net interest income$10,913,0001,632
Provision for loan and lease losses$1,299,0001,018
Total noninterest income$2,162,0001,899
Gross Fiduciary activities income$128,000936
Service charges on deposit accounts$802,0001,899
Trading account gains and fees$0177
Additional Noninterest Income$1,232,0001,765
Total noninterest expense$8,656,0001,679
Salaries and employee benefits$4,912,0001,532
Premises and equipment expense$1,216,0001,779
Additional noninterest expense$2,528,0001,813
Pre-tax net operating income$3,120,0002,183
Securities gains (losses)$48,0002,391
Applicable income taxes$843,0002,340
Income before extraordinary items$2,325,0002,230
Extraordinary gains, net$0105
Net income$2,325,0002,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,247,000799
Cash dividends$2,570,0001,050
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,289,9602,190
2000-12-31 (YTD Data)Rank
Total interest income$20,790,0001,667
Total interest expense$11,024,0001,558
Net interest income$9,766,0001,798
Provision for loan and lease losses$470,0001,999
Total noninterest income$2,372,0001,656
Gross Fiduciary activities income$111,000923
Service charges on deposit accounts$656,0002,104
Trading account gains and fees$0180
Additional Noninterest Income$1,605,0001,314
Total noninterest expense$8,429,0001,654
Salaries and employee benefits$4,699,0001,510
Premises and equipment expense$1,079,0001,927
Additional noninterest expense$2,651,0001,675
Pre-tax net operating income$3,239,0002,225
Securities gains (losses)$01,956
Applicable income taxes$838,0002,429
Income before extraordinary items$2,401,0002,160
Extraordinary gains, net$038
Net income$2,401,0002,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,601
Cash dividends$1,338,0001,804
Sale, conversion, retirement of capital stock, net$4,000,000255
Net operating income$2,401,0002,161
1999-12-31 (YTD Data)Rank
Total interest income$15,678,0002,082
Total interest expense$7,916,0001,899
Net interest income$7,762,0002,269
Provision for loan and lease losses$300,0002,624
Total noninterest income$1,667,0002,134
Gross Fiduciary activities income$96,000997
Service charges on deposit accounts$515,0002,563
Trading account gains and fees$0173
Additional Noninterest Income$1,056,0001,794
Total noninterest expense$5,893,0002,313
Salaries and employee benefits$3,428,0002,049
Premises and equipment expense$870,0002,332
Additional noninterest expense$1,595,0002,714
Pre-tax net operating income$3,236,0002,249
Securities gains (losses)$-1,0008,592
Applicable income taxes$890,0002,411
Income before extraordinary items$2,345,0002,229
Extraordinary gains, net$035
Net income$2,345,0002,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,685
Cash dividends$1,705,0001,528
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,345,7202,207
1998-12-31 (YTD Data)Rank
Total interest income$12,597,0002,592
Total interest expense$5,985,0002,526
Net interest income$6,612,0002,582
Provision for loan and lease losses$255,0002,948
Total noninterest income$1,299,0002,525
Gross Fiduciary activities income$86,0001,033
Service charges on deposit accounts$415,0003,034
Trading account gains and fees$0224
Additional Noninterest Income$798,0002,175
Total noninterest expense$4,680,0002,774
Salaries and employee benefits$2,855,0002,367
Premises and equipment expense$663,0002,907
Additional noninterest expense$1,162,0003,462
Pre-tax net operating income$2,976,0002,396
Securities gains (losses)$-1,0009,769
Applicable income taxes$750,0002,878
Income before extraordinary items$2,225,0002,317
Extraordinary gains, net$032
Net income$2,225,0002,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,910
Cash dividends$1,453,0001,710
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,225,7502,244
1997-12-31 (YTD Data)Rank
Total interest income$11,268,0002,894
Total interest expense$5,222,0002,867
Net interest income$6,046,0002,892
Provision for loan and lease losses$120,0004,629
Total noninterest income$1,505,0002,193
Gross Fiduciary activities income$82,0001,089
Service charges on deposit accounts$431,0003,027
Trading account gains and fees$0239
Additional Noninterest Income$992,0001,746
Total noninterest expense$4,560,0002,781
Salaries and employee benefits$2,821,0002,354
Premises and equipment expense$688,0002,786
Additional noninterest expense$1,051,0003,724
Pre-tax net operating income$2,871,0002,579
Securities gains (losses)$-5,0009,661
Applicable income taxes$704,0003,221
Income before extraordinary items$2,162,0002,404
Extraordinary gains, net$044
Net income$2,162,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,217
Cash dividends$2,623,0001,050
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,165,7502,344
1996-12-31 (YTD Data)Rank
Total interest income$10,124,0003,241
Total interest expense$4,715,0003,167
Net interest income$5,409,0003,273
Provision for loan and lease losses$55,0006,421
Total noninterest income$1,028,0003,062
Gross Fiduciary activities income$66,0001,179
Service charges on deposit accounts$391,0003,401
Trading account gains and fees$0262
Additional Noninterest Income$571,0002,655
Total noninterest expense$4,383,0003,089
Salaries and employee benefits$2,432,0002,769
Premises and equipment expense$652,0002,967
Additional noninterest expense$1,299,0003,532
Pre-tax net operating income$1,999,0003,421
Securities gains (losses)$-27,00010,789
Applicable income taxes$543,0003,885
Income before extraordinary items$1,429,0003,345
Extraordinary gains, net$053
Net income$1,429,0003,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,864
Cash dividends$6,421,000568
Sale, conversion, retirement of capital stock, net$5,470,000133
Net operating income$1,448,4403,269
1995-12-31 (YTD Data)Rank
Total interest income$8,274,0003,892
Total interest expense$3,831,0003,819
Net interest income$4,443,0003,955
Provision for loan and lease losses$105,0004,483
Total noninterest income$845,0003,534
Gross Fiduciary activities income$53,0001,275
Service charges on deposit accounts$320,0004,061
Trading account gains and fees$0522
Additional Noninterest Income$472,0002,984
Total noninterest expense$3,412,0003,829
Salaries and employee benefits$1,867,0003,533
Premises and equipment expense$503,0003,744
Additional noninterest expense$1,042,0004,210
Pre-tax net operating income$1,771,0003,891
Securities gains (losses)$52,0001,281
Applicable income taxes$500,0004,196
Income before extraordinary items$1,323,0003,622
Extraordinary gains, net$065
Net income$1,323,0003,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00010,916
Cash dividends$653,0002,769
Sale, conversion, retirement of capital stock, net$178,000498
Net operating income$1,285,0403,697
1994-12-31 (YTD Data)Rank
Total interest income$7,129,0004,153
Total interest expense$2,836,0004,165
Net interest income$4,293,0004,094
Provision for loan and lease losses$67,0005,416
Total noninterest income$763,0003,870
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$321,0004,122
Trading account gains and feesNANA
Additional Noninterest Income$442,0003,207
Total noninterest expense$3,177,0004,200
Salaries and employee benefits$1,865,0003,501
Premises and equipment expense$378,0004,815
Additional noninterest expense$934,0005,001
Pre-tax net operating income$1,812,0003,720
Securities gains (losses)$3,0002,889
Applicable income taxes$454,0004,359
Income before extraordinary items$1,361,0003,447
Extraordinary gains, net$0249
Net income$1,361,0003,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,022
Cash dividends$306,0004,389
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,358,7503,478
1993-12-31 (YTD Data)Rank
Total interest income$6,809,0004,425
Total interest expense$2,874,0004,273
Net interest income$3,935,0004,477
Provision for loan and lease losses$180,0004,132
Total noninterest income$784,0004,050
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$373,0003,675
Trading account gains and feesNANA
Additional Noninterest Income$411,0003,690
Total noninterest expense$2,808,0004,779
Salaries and employee benefits$1,525,0004,213
Premises and equipment expense$353,0005,195
Additional noninterest expense$930,0005,234
Pre-tax net operating income$1,731,0003,831
Securities gains (losses)$67,0003,024
Applicable income taxes$441,0004,658
Income before extraordinary items$1,357,0003,568
Extraordinary gains, net$03,149
Net income$1,357,0003,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0005,182
Cash dividends$171,0005,813
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,306,7503,500
1992-12-31 (YTD Data)Rank
Total interest income$7,463,0004,574
Total interest expense$3,636,0004,414
Net interest income$3,827,0004,627
Provision for loan and lease losses$573,0002,716
Total noninterest income$635,0004,763
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$311,0004,311
Trading account gains and feesNANA
Additional Noninterest Income$324,0004,222
Total noninterest expense$2,647,0005,041
Salaries and employee benefits$1,291,0004,850
Premises and equipment expense$295,0006,046
Additional noninterest expense$1,061,0004,814
Pre-tax net operating income$1,242,0004,782
Securities gains (losses)$58,0003,883
Applicable income taxes$298,0005,950
Income before extraordinary items$1,002,0004,497
Extraordinary gains, net$01,422
Net income$1,002,0004,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0002,815
Cash dividends$171,0005,476
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$957,3404,358

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.