Home > Lincoln Savings Bank > Income and Expense
Lincoln Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,582,000 | 1,581 |
| Total interest expense | $10,311,000 | 1,281 |
| Net interest income | $9,271,000 | 1,960 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $486,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $385,000 | 3,489 |
| Total noninterest expense | $4,271,000 | 3,216 |
| Salaries and employee benefits | $1,933,000 | 3,389 |
| Premises and equipment expense | $614,000 | 3,203 |
| Additional noninterest expense | $1,724,000 | 2,938 |
| Pre-tax net operating income | $5,458,000 | 1,357 |
| Securities gains (losses) | $-2,222,000 | 12,495 |
| Applicable income taxes | $2,400,000 | 1,036 |
| Income before extraordinary items | $836,000 | 5,185 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $836,000 | 5,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $1,440,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,258,080 | 2,186 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,761,000 | 1,869 |
| Total interest expense | $7,780,000 | 1,697 |
| Net interest income | $8,981,000 | 2,012 |
| Provision for loan and lease losses | $345,000 | 2,740 |
| Total noninterest income | $292,000 | 7,784 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $177,000 | 6,042 |
| Total noninterest expense | $3,641,000 | 3,786 |
| Salaries and employee benefits | $1,843,000 | 3,536 |
| Premises and equipment expense | $574,000 | 3,459 |
| Additional noninterest expense | $1,224,000 | 4,122 |
| Pre-tax net operating income | $5,287,000 | 1,321 |
| Securities gains (losses) | $220,000 | 1,588 |
| Applicable income taxes | $1,647,000 | 1,446 |
| Income before extraordinary items | $3,860,000 | 1,317 |
| Extraordinary gains, net | $566,000 | 394 |
| Net income | $4,426,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,996 |
| Cash dividends | $1,260,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,706,000 | 1,286 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,270,000 | 2,174 |
| Total interest expense | $8,479,000 | 2,008 |
| Net interest income | $7,791,000 | 2,316 |
| Provision for loan and lease losses | $985,000 | 1,863 |
| Total noninterest income | $238,000 | 8,712 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $3,954,000 | 3,540 |
| Salaries and employee benefits | $1,679,000 | 3,822 |
| Premises and equipment expense | $572,000 | 3,517 |
| Additional noninterest expense | $1,703,000 | 3,205 |
| Pre-tax net operating income | $3,090,000 | 2,010 |
| Securities gains (losses) | $258,000 | 1,680 |
| Applicable income taxes | $1,227,000 | 1,718 |
| Income before extraordinary items | $2,121,000 | 2,160 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,121,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $765,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,955,880 | 2,171 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.