Home > Lincoln Savings and Loan Association > Income and Expense
Lincoln Savings and Loan Association, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 9,364 |
| Total interest expense | $381,000 | 9,186 |
| Net interest income | $249,000 | 9,459 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $105,000 | 8,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $105,000 | 6,335 |
| Total noninterest expense | $379,000 | 9,392 |
| Salaries and employee benefits | $155,000 | 9,481 |
| Premises and equipment expense | $115,000 | 8,081 |
| Additional noninterest expense | $109,000 | 9,323 |
| Pre-tax net operating income | $-35,000 | 8,788 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $-39,000 | 8,883 |
| Extraordinary gains, net | $17,000 | 87 |
| Net income | $-22,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-39,000 | 8,807 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 9,567 |
| Total interest expense | $409,000 | 9,402 |
| Net interest income | $333,000 | 9,659 |
| Provision for loan and lease losses | $102,000 | 5,242 |
| Total noninterest income | $133,000 | 8,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $133,000 | 5,768 |
| Total noninterest expense | $410,000 | 9,578 |
| Salaries and employee benefits | $159,000 | 9,725 |
| Premises and equipment expense | $123,000 | 8,050 |
| Additional noninterest expense | $128,000 | 9,427 |
| Pre-tax net operating income | $-46,000 | 9,194 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,000 | 8,144 |
| Income before extraordinary items | $-53,000 | 9,211 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-53,000 | 9,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,014 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-53,000 | 9,205 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 9,750 |
| Total interest expense | $438,000 | 9,574 |
| Net interest income | $396,000 | 9,825 |
| Provision for loan and lease losses | $335,000 | 2,438 |
| Total noninterest income | $161,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $161,000 | 5,442 |
| Total noninterest expense | $388,000 | 9,900 |
| Salaries and employee benefits | $161,000 | 10,021 |
| Premises and equipment expense | $116,000 | 8,318 |
| Additional noninterest expense | $111,000 | 9,843 |
| Pre-tax net operating income | $-166,000 | 9,595 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,000 | 8,654 |
| Income before extraordinary items | $-169,000 | 9,651 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-169,000 | 9,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,079 |
| Cash dividends | $6,000 | 7,071 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 737 |
| Net operating income | $-169,000 | 9,625 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 10,000 |
| Total interest expense | $416,000 | 9,867 |
| Net interest income | $410,000 | 10,065 |
| Provision for loan and lease losses | $74,000 | 5,769 |
| Total noninterest income | $149,000 | 8,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $149,000 | 5,701 |
| Total noninterest expense | $402,000 | 10,051 |
| Salaries and employee benefits | $179,000 | 10,189 |
| Premises and equipment expense | $119,000 | 8,292 |
| Additional noninterest expense | $104,000 | 10,105 |
| Pre-tax net operating income | $83,000 | 9,479 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $23,000 | 8,827 |
| Income before extraordinary items | $60,000 | 9,569 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $60,000 | 9,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $15,000 | 7,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $60,000 | 9,506 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $786,000 | 10,492 |
| Total interest expense | $390,000 | 10,355 |
| Net interest income | $396,000 | 10,556 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $117,000 | 9,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $117,000 | 6,349 |
| Total noninterest expense | $351,000 | 10,590 |
| Salaries and employee benefits | $158,000 | 10,702 |
| Premises and equipment expense | $109,000 | 8,750 |
| Additional noninterest expense | $84,000 | 10,666 |
| Pre-tax net operating income | $96,000 | 10,085 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $26,000 | 9,624 |
| Income before extraordinary items | $70,000 | 10,134 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $70,000 | 10,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $14,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $70,000 | 10,095 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 11,063 |
| Total interest expense | $388,000 | 10,905 |
| Net interest income | $372,000 | 11,142 |
| Provision for loan and lease losses | $59,000 | 6,328 |
| Total noninterest income | $100,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $364,000 | 11,081 |
| Salaries and employee benefits | $149,000 | 11,242 |
| Premises and equipment expense | $86,000 | 9,652 |
| Additional noninterest expense | $129,000 | 10,805 |
| Pre-tax net operating income | $49,000 | 10,606 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-1,000 | 10,892 |
| Income before extraordinary items | $50,000 | 10,582 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $50,000 | 10,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $50,000 | 10,526 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 11,641 |
| Total interest expense | $367,000 | 11,424 |
| Net interest income | $319,000 | 11,740 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $102,000 | 10,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $342,000 | 11,614 |
| Salaries and employee benefits | $138,000 | 11,776 |
| Premises and equipment expense | $92,000 | 9,856 |
| Additional noninterest expense | $112,000 | 11,499 |
| Pre-tax net operating income | $71,000 | 11,222 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $14,000 | 10,859 |
| Income before extraordinary items | $57,000 | 11,249 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $57,000 | 11,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $16,000 | 8,456 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $57,000 | 11,223 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 12,302 |
| Total interest expense | $330,000 | 11,903 |
| Net interest income | $277,000 | 12,433 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $97,000 | 7,607 |
| Total noninterest expense | $320,000 | 12,295 |
| Salaries and employee benefits | $147,000 | 12,369 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $92,000 | 12,357 |
| Pre-tax net operating income | $54,000 | 11,894 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $11,000 | 11,350 |
| Income before extraordinary items | $43,000 | 11,862 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $43,000 | 11,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $9,000 | 8,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $43,000 | 11,897 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 12,790 |
| Total interest expense | $395,000 | 12,252 |
| Net interest income | $318,000 | 12,974 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $53,000 | 12,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $308,000 | 12,960 |
| Salaries and employee benefits | $153,000 | 12,972 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $48,000 | 13,218 |
| Pre-tax net operating income | $54,000 | 12,157 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $40,000 | 12,309 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $40,000 | 12,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $40,000 | 12,171 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 13,268 |
| Total interest expense | $514,000 | 12,703 |
| Net interest income | $339,000 | 13,539 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $134,000 | 7,060 |
| Total noninterest expense | $347,000 | 13,406 |
| Salaries and employee benefits | $156,000 | 13,514 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $41,000 | 13,866 |
| Pre-tax net operating income | $98,000 | 12,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $28,000 | 11,867 |
| Income before extraordinary items | $71,000 | 12,337 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $71,000 | 12,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $71,000 | 12,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.