Home > Lincoln Park Savings Bank > Income and Expense
Lincoln Park Savings Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 3,864 |
| Total interest expense | $905,000 | 2,481 |
| Net interest income | $994,000 | 4,703 |
| Provision for loan and lease losses | $32,000 | 5,274 |
| Total noninterest income | $329,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $270,000 | 1,976 |
| Total noninterest expense | $2,206,000 | 2,217 |
| Salaries and employee benefits | $853,000 | 2,849 |
| Premises and equipment expense | $377,000 | 1,798 |
| Additional noninterest expense | $976,000 | 1,776 |
| Pre-tax net operating income | $-915,000 | 7,388 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-915,000 | 7,445 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-915,000 | 7,444 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-915,000 | 7,446 |
| Net charge-offs | $203,000 | 2,422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-915,000 | 7,433 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,890,000 | 3,265 |
| Total interest expense | $5,439,000 | 2,092 |
| Net interest income | $4,451,000 | 4,264 |
| Provision for loan and lease losses | $5,445,000 | 1,343 |
| Total noninterest income | $3,318,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $274,000 | 4,052 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,044,000 | 1,029 |
| Total noninterest expense | $11,696,000 | 1,750 |
| Salaries and employee benefits | $5,147,000 | 1,917 |
| Premises and equipment expense | $1,630,000 | 1,658 |
| Additional noninterest expense | $4,919,000 | 1,514 |
| Pre-tax net operating income | $-9,372,000 | 7,462 |
| Securities gains (losses) | $114,000 | 2,035 |
| Applicable income taxes | $-30,000 | 6,365 |
| Income before extraordinary items | $-9,228,000 | 7,527 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,228,000 | 7,526 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,228,000 | 7,526 |
| Net charge-offs | $4,789,000 | 1,186 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,342,000 | 7,535 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,654,000 | 3,239 |
| Total interest expense | $4,302,000 | 2,080 |
| Net interest income | $3,352,000 | 4,258 |
| Provision for loan and lease losses | $2,698,000 | 1,582 |
| Total noninterest income | $2,677,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $205,000 | 4,087 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,472,000 | 999 |
| Total noninterest expense | $8,359,000 | 1,820 |
| Salaries and employee benefits | $3,714,000 | 2,000 |
| Premises and equipment expense | $1,205,000 | 1,708 |
| Additional noninterest expense | $3,440,000 | 1,571 |
| Pre-tax net operating income | $-5,028,000 | 7,508 |
| Securities gains (losses) | $33,000 | 2,514 |
| Applicable income taxes | $-30,000 | 6,750 |
| Income before extraordinary items | $-4,965,000 | 7,570 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,965,000 | 7,570 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,965,000 | 7,570 |
| Net charge-offs | $1,819,000 | 1,588 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,997,670 | 7,585 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 3,115 |
| Total interest expense | $2,932,000 | 2,137 |
| Net interest income | $2,442,000 | 3,997 |
| Provision for loan and lease losses | $2,181,000 | 1,329 |
| Total noninterest income | $1,796,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $133,000 | 4,108 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,663,000 | 1,018 |
| Total noninterest expense | $5,900,000 | 1,742 |
| Salaries and employee benefits | $2,510,000 | 2,004 |
| Premises and equipment expense | $863,000 | 1,616 |
| Additional noninterest expense | $2,527,000 | 1,467 |
| Pre-tax net operating income | $-3,843,000 | 7,650 |
| Securities gains (losses) | $33,000 | 2,127 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,810,000 | 7,709 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,810,000 | 7,708 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,810,000 | 7,708 |
| Net charge-offs | $1,819,000 | 1,191 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,843,000 | 7,719 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 2,954 |
| Total interest expense | $1,515,000 | 2,150 |
| Net interest income | $1,373,000 | 3,692 |
| Provision for loan and lease losses | $1,799,000 | 809 |
| Total noninterest income | $560,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $64,000 | 4,142 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $496,000 | 1,399 |
| Total noninterest expense | $2,532,000 | 1,963 |
| Salaries and employee benefits | $1,039,000 | 2,464 |
| Premises and equipment expense | $432,000 | 1,638 |
| Additional noninterest expense | $1,061,000 | 1,520 |
| Pre-tax net operating income | $-2,398,000 | 7,881 |
| Securities gains (losses) | $33,000 | 1,486 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,365,000 | 7,929 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,365,000 | 7,929 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,365,000 | 7,930 |
| Net charge-offs | $1,812,000 | 640 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,398,000 | 7,937 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,744,000 | 2,687 |
| Total interest expense | $7,612,000 | 2,058 |
| Net interest income | $6,132,000 | 3,422 |
| Provision for loan and lease losses | $3,341,000 | 1,296 |
| Total noninterest income | $1,532,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $309,000 | 3,968 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,223,000 | 1,854 |
| Total noninterest expense | $9,895,000 | 1,948 |
| Salaries and employee benefits | $3,785,000 | 2,640 |
| Premises and equipment expense | $1,678,000 | 1,644 |
| Additional noninterest expense | $4,432,000 | 1,400 |
| Pre-tax net operating income | $-5,572,000 | 7,836 |
| Securities gains (losses) | $-541,000 | 7,581 |
| Applicable income taxes | $1,456,000 | 890 |
| Income before extraordinary items | $-7,569,000 | 7,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,569,000 | 7,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,047,000 | 1,905 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-7,028,000 | 7,945 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,748,000 | 2,633 |
| Total interest expense | $5,903,000 | 2,071 |
| Net interest income | $4,845,000 | 3,299 |
| Provision for loan and lease losses | $731,000 | 2,204 |
| Total noninterest income | $1,121,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $234,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $887,000 | 1,987 |
| Total noninterest expense | $7,033,000 | 2,038 |
| Salaries and employee benefits | $2,791,000 | 2,697 |
| Premises and equipment expense | $1,270,000 | 1,640 |
| Additional noninterest expense | $2,972,000 | 1,503 |
| Pre-tax net operating income | $-1,798,000 | 7,820 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,773,000 | 7,807 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,773,000 | 7,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $589,000 | 1,787 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,798,000 | 7,896 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 2,652 |
| Total interest expense | $4,027,000 | 2,113 |
| Net interest income | $3,163,000 | 3,352 |
| Provision for loan and lease losses | $299,000 | 2,581 |
| Total noninterest income | $759,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $150,000 | 4,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $609,000 | 1,981 |
| Total noninterest expense | $4,603,000 | 2,091 |
| Salaries and employee benefits | $1,835,000 | 2,761 |
| Premises and equipment expense | $810,000 | 1,703 |
| Additional noninterest expense | $1,958,000 | 1,506 |
| Pre-tax net operating income | $-980,000 | 7,898 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-958,000 | 7,979 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-958,000 | 7,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-980,000 | 7,970 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 2,730 |
| Total interest expense | $2,099,000 | 2,152 |
| Net interest income | $1,479,000 | 3,514 |
| Provision for loan and lease losses | $67,000 | 3,363 |
| Total noninterest income | $364,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $294,000 | 2,001 |
| Total noninterest expense | $1,992,000 | 2,375 |
| Salaries and employee benefits | $813,000 | 3,118 |
| Premises and equipment expense | $434,000 | 1,611 |
| Additional noninterest expense | $745,000 | 1,893 |
| Pre-tax net operating income | $-216,000 | 7,789 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-201,000 | 7,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-201,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-216,000 | 7,835 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,462,000 | 2,786 |
| Total interest expense | $8,853,000 | 2,142 |
| Net interest income | $5,609,000 | 3,688 |
| Provision for loan and lease losses | $1,019,000 | 1,404 |
| Total noninterest income | $1,116,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $164,000 | 5,271 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $952,000 | 2,287 |
| Total noninterest expense | $8,912,000 | 2,065 |
| Salaries and employee benefits | $3,646,000 | 2,706 |
| Premises and equipment expense | $1,695,000 | 1,570 |
| Additional noninterest expense | $3,571,000 | 1,557 |
| Pre-tax net operating income | $-3,206,000 | 8,379 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $-1,497,000 | 8,442 |
| Income before extraordinary items | $-1,705,000 | 8,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,705,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $750,000 | 1,268 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,707,560 | 8,267 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,002,000 | 2,737 |
| Total interest expense | $6,643,000 | 2,131 |
| Net interest income | $4,359,000 | 3,602 |
| Provision for loan and lease losses | $261,000 | 2,546 |
| Total noninterest income | $893,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $123,000 | 5,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $770,000 | 2,173 |
| Total noninterest expense | $6,289,000 | 2,163 |
| Salaries and employee benefits | $2,861,000 | 2,591 |
| Premises and equipment expense | $1,257,000 | 1,582 |
| Additional noninterest expense | $2,171,000 | 1,858 |
| Pre-tax net operating income | $-1,298,000 | 8,355 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-611,000 | 8,463 |
| Income before extraordinary items | $-687,000 | 8,224 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-687,000 | 8,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,012 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-687,000 | 8,214 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,407,000 | 2,727 |
| Total interest expense | $4,434,000 | 2,143 |
| Net interest income | $2,973,000 | 3,561 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $631,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $549,000 | 2,113 |
| Total noninterest expense | $4,294,000 | 2,137 |
| Salaries and employee benefits | $1,958,000 | 2,569 |
| Premises and equipment expense | $882,000 | 1,524 |
| Additional noninterest expense | $1,454,000 | 1,861 |
| Pre-tax net operating income | $-750,000 | 8,393 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $-484,000 | 8,545 |
| Income before extraordinary items | $-264,000 | 8,171 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-264,000 | 8,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 940 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-265,280 | 8,159 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 2,661 |
| Total interest expense | $2,226,000 | 2,124 |
| Net interest income | $1,575,000 | 3,414 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $301,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $259,000 | 2,166 |
| Total noninterest expense | $2,083,000 | 2,225 |
| Salaries and employee benefits | $976,000 | 2,596 |
| Premises and equipment expense | $484,000 | 1,386 |
| Additional noninterest expense | $623,000 | 2,106 |
| Pre-tax net operating income | $-237,000 | 8,349 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-237,000 | 8,375 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-237,000 | 8,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-237,000 | 8,364 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,992,000 | 2,549 |
| Total interest expense | $8,011,000 | 2,045 |
| Net interest income | $6,981,000 | 3,111 |
| Provision for loan and lease losses | $342,000 | 2,558 |
| Total noninterest income | $2,175,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $203,000 | 4,955 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,972,000 | 1,375 |
| Total noninterest expense | $8,348,000 | 2,118 |
| Salaries and employee benefits | $3,780,000 | 2,570 |
| Premises and equipment expense | $1,829,000 | 1,399 |
| Additional noninterest expense | $2,739,000 | 1,922 |
| Pre-tax net operating income | $466,000 | 6,592 |
| Securities gains (losses) | $-41,000 | 7,867 |
| Applicable income taxes | $-83,000 | 8,353 |
| Income before extraordinary items | $508,000 | 6,134 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $508,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,752 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $549,000 | 5,990 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,244,000 | 2,547 |
| Total interest expense | $5,716,000 | 2,077 |
| Net interest income | $5,528,000 | 2,998 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $1,806,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $159,000 | 4,912 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,647,000 | 1,282 |
| Total noninterest expense | $6,135,000 | 2,161 |
| Salaries and employee benefits | $3,222,000 | 2,277 |
| Premises and equipment expense | $1,327,000 | 1,464 |
| Additional noninterest expense | $1,586,000 | 2,426 |
| Pre-tax net operating income | $1,109,000 | 4,496 |
| Securities gains (losses) | $-41,000 | 8,113 |
| Applicable income taxes | $253,000 | 3,818 |
| Income before extraordinary items | $815,000 | 4,655 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $815,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $846,160 | 4,559 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 2,554 |
| Total interest expense | $3,664,000 | 2,051 |
| Net interest income | $3,700,000 | 2,995 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $306,000 | 4,686 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $106,000 | 4,898 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 3,748 |
| Total noninterest expense | $3,989,000 | 2,209 |
| Salaries and employee benefits | $2,072,000 | 2,370 |
| Premises and equipment expense | $861,000 | 1,509 |
| Additional noninterest expense | $1,056,000 | 2,437 |
| Pre-tax net operating income | $-43,000 | 8,266 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-47,000 | 8,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-47,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,346 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-43,000 | 8,267 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 2,526 |
| Total interest expense | $1,738,000 | 2,054 |
| Net interest income | $1,911,000 | 2,899 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $151,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,720 |
| Total noninterest expense | $2,119,000 | 2,087 |
| Salaries and employee benefits | $1,132,000 | 2,179 |
| Premises and equipment expense | $453,000 | 1,434 |
| Additional noninterest expense | $534,000 | 2,403 |
| Pre-tax net operating income | $-87,000 | 8,424 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-89,000 | 8,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-89,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,023 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-87,000 | 8,426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,365,000 | 2,299 |
| Total interest expense | $6,182,000 | 1,836 |
| Net interest income | $8,183,000 | 2,642 |
| Provision for loan and lease losses | $108,000 | 4,712 |
| Total noninterest income | $946,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $205,000 | 4,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $741,000 | 2,667 |
| Total noninterest expense | $7,828,000 | 2,129 |
| Salaries and employee benefits | $4,135,000 | 2,217 |
| Premises and equipment expense | $1,658,000 | 1,474 |
| Additional noninterest expense | $2,035,000 | 2,447 |
| Pre-tax net operating income | $1,193,000 | 4,916 |
| Securities gains (losses) | $-15,000 | 7,693 |
| Applicable income taxes | $272,000 | 4,257 |
| Income before extraordinary items | $906,000 | 5,068 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $906,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,143 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $917,550 | 5,003 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,635,000 | 2,287 |
| Total interest expense | $4,509,000 | 1,779 |
| Net interest income | $6,126,000 | 2,626 |
| Provision for loan and lease losses | $81,000 | 4,591 |
| Total noninterest income | $594,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $139,000 | 5,232 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $455,000 | 3,047 |
| Total noninterest expense | $5,752,000 | 2,153 |
| Salaries and employee benefits | $3,004,000 | 2,268 |
| Premises and equipment expense | $1,622,000 | 1,113 |
| Additional noninterest expense | $1,126,000 | 3,193 |
| Pre-tax net operating income | $887,000 | 5,062 |
| Securities gains (losses) | $-32,000 | 8,352 |
| Applicable income taxes | $172,000 | 4,641 |
| Income before extraordinary items | $683,000 | 5,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $683,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $708,600 | 5,023 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 2,291 |
| Total interest expense | $2,879,000 | 1,759 |
| Net interest income | $4,024,000 | 2,639 |
| Provision for loan and lease losses | $54,000 | 4,449 |
| Total noninterest income | $428,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $80,000 | 5,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $348,000 | 2,782 |
| Total noninterest expense | $3,627,000 | 2,262 |
| Salaries and employee benefits | $1,825,000 | 2,444 |
| Premises and equipment expense | $747,000 | 1,614 |
| Additional noninterest expense | $1,055,000 | 2,307 |
| Pre-tax net operating income | $771,000 | 4,364 |
| Securities gains (losses) | $-26,000 | 8,439 |
| Applicable income taxes | $200,000 | 3,788 |
| Income before extraordinary items | $545,000 | 4,673 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $545,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $563,980 | 4,530 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 2,255 |
| Total interest expense | $1,395,000 | 1,716 |
| Net interest income | $2,027,000 | 2,612 |
| Provision for loan and lease losses | $27,000 | 4,321 |
| Total noninterest income | $228,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $189,000 | 2,570 |
| Total noninterest expense | $1,865,000 | 2,216 |
| Salaries and employee benefits | $941,000 | 2,406 |
| Premises and equipment expense | $394,000 | 1,544 |
| Additional noninterest expense | $530,000 | 2,300 |
| Pre-tax net operating income | $363,000 | 4,516 |
| Securities gains (losses) | $-28,000 | 8,715 |
| Applicable income taxes | $104,000 | 3,701 |
| Income before extraordinary items | $231,000 | 5,067 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $231,000 | 5,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $250,320 | 4,824 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,575,000 | 2,280 |
| Total interest expense | $5,248,000 | 1,562 |
| Net interest income | $7,327,000 | 2,762 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $1,195,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $190,000 | 5,334 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,005,000 | 2,143 |
| Total noninterest expense | $6,928,000 | 2,302 |
| Salaries and employee benefits | $3,468,000 | 2,506 |
| Premises and equipment expense | $1,315,000 | 1,753 |
| Additional noninterest expense | $2,145,000 | 2,269 |
| Pre-tax net operating income | $1,472,000 | 4,292 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $382,000 | 3,790 |
| Income before extraordinary items | $1,134,000 | 4,353 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,134,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,392 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,101,000 | 4,366 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,375,000 | 2,266 |
| Total interest expense | $3,885,000 | 1,563 |
| Net interest income | $5,490,000 | 2,739 |
| Provision for loan and lease losses | $81,000 | 4,696 |
| Total noninterest income | $940,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $143,000 | 5,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $797,000 | 2,078 |
| Total noninterest expense | $5,388,000 | 2,200 |
| Salaries and employee benefits | $2,731,000 | 2,370 |
| Premises and equipment expense | $968,000 | 1,790 |
| Additional noninterest expense | $1,689,000 | 2,137 |
| Pre-tax net operating income | $961,000 | 4,696 |
| Securities gains (losses) | $49,000 | 1,678 |
| Applicable income taxes | $207,000 | 4,388 |
| Income before extraordinary items | $803,000 | 4,620 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $803,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $763,800 | 4,655 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 2,289 |
| Total interest expense | $2,572,000 | 1,544 |
| Net interest income | $3,572,000 | 2,791 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $672,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $95,000 | 5,380 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $577,000 | 1,982 |
| Total noninterest expense | $3,623,000 | 2,186 |
| Salaries and employee benefits | $1,849,000 | 2,337 |
| Premises and equipment expense | $666,000 | 1,734 |
| Additional noninterest expense | $1,108,000 | 2,181 |
| Pre-tax net operating income | $567,000 | 4,969 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $63,000 | 5,384 |
| Income before extraordinary items | $524,000 | 4,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $506,200 | 4,614 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 2,211 |
| Total interest expense | $1,300,000 | 1,539 |
| Net interest income | $1,869,000 | 2,650 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $461,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $408,000 | 1,520 |
| Total noninterest expense | $1,915,000 | 2,089 |
| Salaries and employee benefits | $1,062,000 | 2,078 |
| Premises and equipment expense | $350,000 | 1,676 |
| Additional noninterest expense | $503,000 | 2,349 |
| Pre-tax net operating income | $388,000 | 4,153 |
| Securities gains (losses) | $20,000 | 1,707 |
| Applicable income taxes | $29,000 | 5,455 |
| Income before extraordinary items | $379,000 | 3,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $360,400 | 3,661 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,427,000 | 2,315 |
| Total interest expense | $5,531,000 | 1,632 |
| Net interest income | $6,896,000 | 2,794 |
| Provision for loan and lease losses | $130,000 | 4,806 |
| Total noninterest income | $1,420,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,195,000 | 2,129 |
| Total noninterest expense | $6,714,000 | 2,336 |
| Salaries and employee benefits | $3,223,000 | 2,610 |
| Premises and equipment expense | $1,409,000 | 1,619 |
| Additional noninterest expense | $2,082,000 | 2,316 |
| Pre-tax net operating income | $1,472,000 | 4,172 |
| Securities gains (losses) | $222,000 | 1,273 |
| Applicable income taxes | $479,000 | 3,450 |
| Income before extraordinary items | $1,215,000 | 4,112 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,215,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,344 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,055,160 | 4,320 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,325,000 | 2,354 |
| Total interest expense | $4,156,000 | 1,698 |
| Net interest income | $5,169,000 | 2,812 |
| Provision for loan and lease losses | $83,000 | 5,079 |
| Total noninterest income | $1,133,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $169,000 | 5,025 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $964,000 | 2,107 |
| Total noninterest expense | $5,037,000 | 2,344 |
| Salaries and employee benefits | $2,478,000 | 2,544 |
| Premises and equipment expense | $1,062,000 | 1,616 |
| Additional noninterest expense | $1,497,000 | 2,405 |
| Pre-tax net operating income | $1,182,000 | 4,116 |
| Securities gains (losses) | $29,000 | 2,717 |
| Applicable income taxes | $295,000 | 3,942 |
| Income before extraordinary items | $916,000 | 4,238 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $916,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,146 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $893,960 | 4,146 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 2,350 |
| Total interest expense | $2,807,000 | 1,730 |
| Net interest income | $3,434,000 | 2,811 |
| Provision for loan and lease losses | $56,000 | 5,002 |
| Total noninterest income | $822,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $106,000 | 5,131 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $716,000 | 1,937 |
| Total noninterest expense | $3,323,000 | 2,362 |
| Salaries and employee benefits | $1,638,000 | 2,560 |
| Premises and equipment expense | $708,000 | 1,622 |
| Additional noninterest expense | $977,000 | 2,413 |
| Pre-tax net operating income | $877,000 | 3,817 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $191,000 | 4,068 |
| Income before extraordinary items | $715,000 | 3,799 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $715,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $692,090 | 3,706 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 2,356 |
| Total interest expense | $1,390,000 | 1,786 |
| Net interest income | $1,732,000 | 2,789 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $351,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $302,000 | 2,098 |
| Total noninterest expense | $1,747,000 | 2,235 |
| Salaries and employee benefits | $899,000 | 2,336 |
| Premises and equipment expense | $372,000 | 1,542 |
| Additional noninterest expense | $476,000 | 2,445 |
| Pre-tax net operating income | $307,000 | 4,730 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $52,000 | 5,042 |
| Income before extraordinary items | $286,000 | 4,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $259,650 | 4,411 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,955,000 | 2,569 |
| Total interest expense | $6,091,000 | 1,877 |
| Net interest income | $5,864,000 | 3,204 |
| Provision for loan and lease losses | $97,000 | 5,787 |
| Total noninterest income | $956,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $207,000 | 5,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $749,000 | 2,611 |
| Total noninterest expense | $5,789,000 | 2,556 |
| Salaries and employee benefits | $2,901,000 | 2,712 |
| Premises and equipment expense | $1,135,000 | 1,945 |
| Additional noninterest expense | $1,753,000 | 2,598 |
| Pre-tax net operating income | $934,000 | 5,381 |
| Securities gains (losses) | $35,000 | 2,707 |
| Applicable income taxes | $217,000 | 4,999 |
| Income before extraordinary items | $752,000 | 5,366 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $752,000 | 5,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $724,700 | 5,323 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,436,000 | 2,731 |
| Total interest expense | $7,086,000 | 2,266 |
| Net interest income | $5,350,000 | 3,253 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $693,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $211,000 | 5,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $482,000 | 3,187 |
| Total noninterest expense | $4,934,000 | 2,855 |
| Salaries and employee benefits | $2,496,000 | 2,954 |
| Premises and equipment expense | $808,000 | 2,610 |
| Additional noninterest expense | $1,630,000 | 2,671 |
| Pre-tax net operating income | $1,037,000 | 4,820 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $219,000 | 4,865 |
| Income before extraordinary items | $827,000 | 4,789 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $827,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $819,890 | 4,689 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,685,000 | 2,751 |
| Total interest expense | $7,335,000 | 2,313 |
| Net interest income | $5,350,000 | 3,273 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $663,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $157,000 | 5,658 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $506,000 | 2,924 |
| Total noninterest expense | $4,325,000 | 3,115 |
| Salaries and employee benefits | $2,183,000 | 3,216 |
| Premises and equipment expense | $600,000 | 3,277 |
| Additional noninterest expense | $1,542,000 | 2,742 |
| Pre-tax net operating income | $1,658,000 | 3,781 |
| Securities gains (losses) | $-15,000 | 8,587 |
| Applicable income taxes | $408,000 | 3,950 |
| Income before extraordinary items | $1,235,000 | 3,784 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,235,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 9,638 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,246,250 | 3,744 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,174,000 | 2,672 |
| Total interest expense | $7,054,000 | 2,112 |
| Net interest income | $5,120,000 | 3,385 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $745,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $158,000 | 5,718 |
| Trading account gains and fees | $18,000 | 146 |
| Additional Noninterest Income | $569,000 | 2,713 |
| Total noninterest expense | $4,034,000 | 3,288 |
| Salaries and employee benefits | $2,041,000 | 3,378 |
| Premises and equipment expense | $536,000 | 3,560 |
| Additional noninterest expense | $1,457,000 | 2,937 |
| Pre-tax net operating income | $1,723,000 | 3,733 |
| Securities gains (losses) | $-162,000 | 10,016 |
| Applicable income taxes | $400,000 | 4,165 |
| Income before extraordinary items | $1,161,000 | 3,980 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,161,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 9,978 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,280,880 | 3,636 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,094,000 | 2,906 |
| Total interest expense | $6,782,000 | 2,236 |
| Net interest income | $4,312,000 | 3,873 |
| Provision for loan and lease losses | $109,000 | 4,942 |
| Total noninterest income | $901,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $113,000 | 6,606 |
| Trading account gains and fees | $-23,000 | 4,422 |
| Additional Noninterest Income | $811,000 | 2,151 |
| Total noninterest expense | $3,642,000 | 3,493 |
| Salaries and employee benefits | $1,797,000 | 3,671 |
| Premises and equipment expense | $564,000 | 3,362 |
| Additional noninterest expense | $1,281,000 | 3,181 |
| Pre-tax net operating income | $1,462,000 | 4,254 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $388,000 | 4,507 |
| Income before extraordinary items | $1,081,000 | 4,243 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,081,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,803 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,075,820 | 4,158 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 2,992 |
| Total interest expense | $6,461,000 | 2,323 |
| Net interest income | $4,388,000 | 3,891 |
| Provision for loan and lease losses | $107,000 | 5,029 |
| Total noninterest income | $564,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $103,000 | 7,134 |
| Trading account gains and fees | $29,000 | 189 |
| Additional Noninterest Income | $432,000 | 3,125 |
| Total noninterest expense | $3,183,000 | 3,907 |
| Salaries and employee benefits | $1,624,000 | 3,972 |
| Premises and equipment expense | $418,000 | 4,296 |
| Additional noninterest expense | $1,141,000 | 3,491 |
| Pre-tax net operating income | $1,664,000 | 4,104 |
| Securities gains (losses) | $-60,000 | 10,679 |
| Applicable income taxes | $488,000 | 4,282 |
| Income before extraordinary items | $1,114,000 | 4,314 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,114,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,156,000 | 4,123 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,751,000 | 3,360 |
| Total interest expense | $5,671,000 | 2,680 |
| Net interest income | $4,080,000 | 4,249 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $426,000 | 5,738 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $63,000 | 8,465 |
| Trading account gains and fees | $124,000 | 174 |
| Additional Noninterest Income | $239,000 | 4,664 |
| Total noninterest expense | $3,653,000 | 3,628 |
| Salaries and employee benefits | $1,489,000 | 4,339 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $1,860,000 | 2,622 |
| Pre-tax net operating income | $793,000 | 6,536 |
| Securities gains (losses) | $-75,000 | 11,139 |
| Applicable income taxes | $203,000 | 7,091 |
| Income before extraordinary items | $515,000 | 6,794 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $515,000 | 6,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $569,000 | 6,386 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 4,009 |
| Total interest expense | $4,300,000 | 3,464 |
| Net interest income | $3,717,000 | 4,615 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $355,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $80,000 | 8,310 |
| Trading account gains and fees | $-94,000 | 4,819 |
| Additional Noninterest Income | $369,000 | 3,489 |
| Total noninterest expense | $2,612,000 | 4,809 |
| Salaries and employee benefits | $1,280,000 | 4,923 |
| Premises and equipment expense | $329,000 | 5,259 |
| Additional noninterest expense | $1,003,000 | 4,339 |
| Pre-tax net operating income | $1,460,000 | 4,553 |
| Securities gains (losses) | $-46,000 | 11,123 |
| Applicable income taxes | $450,000 | 4,524 |
| Income before extraordinary items | $964,000 | 4,735 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $964,000 | 4,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,985 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $995,280 | 4,619 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,251,000 | 4,094 |
| Total interest expense | $4,000,000 | 3,060 |
| Net interest income | $3,251,000 | 5,264 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $433,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $359,000 | 3,660 |
| Total noninterest expense | $2,926,000 | 4,512 |
| Salaries and employee benefits | $1,334,000 | 4,769 |
| Premises and equipment expense | $379,000 | 4,801 |
| Additional noninterest expense | $1,213,000 | 4,021 |
| Pre-tax net operating income | $698,000 | 7,393 |
| Securities gains (losses) | $647,000 | 226 |
| Applicable income taxes | $453,000 | 4,366 |
| Income before extraordinary items | $892,000 | 4,955 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $892,000 | 4,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $464,980 | 7,628 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,003,000 | 3,815 |
| Total interest expense | $4,415,000 | 2,901 |
| Net interest income | $3,588,000 | 4,857 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $453,000 | 5,968 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $369,000 | 3,957 |
| Total noninterest expense | $2,564,000 | 5,162 |
| Salaries and employee benefits | $1,162,000 | 5,382 |
| Premises and equipment expense | $339,000 | 5,353 |
| Additional noninterest expense | $1,063,000 | 4,673 |
| Pre-tax net operating income | $1,417,000 | 4,551 |
| Securities gains (losses) | $-54,000 | 13,101 |
| Applicable income taxes | $135,000 | 8,981 |
| Income before extraordinary items | $1,228,000 | 3,926 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,228,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,602 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,276,600 | 3,583 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,239,000 | 3,769 |
| Total interest expense | $6,482,000 | 2,602 |
| Net interest income | $2,757,000 | 6,112 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $292,000 | 7,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $292,000 | 4,505 |
| Total noninterest expense | $2,367,000 | 5,554 |
| Salaries and employee benefits | $1,172,000 | 5,275 |
| Premises and equipment expense | $394,000 | 4,854 |
| Additional noninterest expense | $801,000 | 6,066 |
| Pre-tax net operating income | $557,000 | 8,015 |
| Securities gains (losses) | $333,000 | 1,441 |
| Applicable income taxes | $316,000 | 5,720 |
| Income before extraordinary items | $574,000 | 6,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $574,000 | 6,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $360,880 | 8,246 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.