Home > Lincoln National Bank > Income and Expense
Lincoln National Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 8,481 |
| Total interest expense | $204,000 | 8,735 |
| Net interest income | $909,000 | 8,246 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $309,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $194,000 | 5,318 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $115,000 | 6,296 |
| Total noninterest expense | $862,000 | 8,147 |
| Salaries and employee benefits | $396,000 | 8,424 |
| Premises and equipment expense | $121,000 | 7,796 |
| Additional noninterest expense | $345,000 | 7,481 |
| Pre-tax net operating income | $351,000 | 7,230 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $149,000 | 5,281 |
| Income before extraordinary items | $202,000 | 7,756 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $202,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $202,000 | 7,623 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 4,646 |
| Total interest expense | $1,159,000 | 4,918 |
| Net interest income | $2,937,000 | 4,450 |
| Provision for loan and lease losses | $483,000 | 1,714 |
| Total noninterest income | $908,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $600,000 | 2,143 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $308,000 | 3,995 |
| Total noninterest expense | $4,187,000 | 2,777 |
| Salaries and employee benefits | $1,735,000 | 3,477 |
| Premises and equipment expense | $422,000 | 3,694 |
| Additional noninterest expense | $2,030,000 | 1,782 |
| Pre-tax net operating income | $-825,000 | 9,047 |
| Securities gains (losses) | $125,000 | 1,554 |
| Applicable income taxes | $-220,000 | 9,127 |
| Income before extraordinary items | $-480,000 | 9,023 |
| Extraordinary gains, net | $136,000 | 12 |
| Net income | $-344,000 | 8,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,176 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-566,250 | 8,992 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 4,650 |
| Total interest expense | $807,000 | 4,899 |
| Net interest income | $1,961,000 | 4,453 |
| Provision for loan and lease losses | $211,000 | 2,406 |
| Total noninterest income | $591,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $381,000 | 2,175 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $210,000 | 3,950 |
| Total noninterest expense | $2,214,000 | 3,378 |
| Salaries and employee benefits | $1,153,000 | 3,482 |
| Premises and equipment expense | $279,000 | 3,707 |
| Additional noninterest expense | $782,000 | 2,918 |
| Pre-tax net operating income | $127,000 | 7,793 |
| Securities gains (losses) | $125,000 | 1,343 |
| Applicable income taxes | $86,000 | 5,320 |
| Income before extraordinary items | $166,000 | 7,294 |
| Extraordinary gains, net | $86,000 | 7 |
| Net income | $252,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $83,500 | 7,950 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 4,572 |
| Total interest expense | $416,000 | 4,918 |
| Net interest income | $1,006,000 | 4,379 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $252,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $164,000 | 2,409 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $1,107,000 | 3,372 |
| Salaries and employee benefits | $573,000 | 3,494 |
| Premises and equipment expense | $143,000 | 3,633 |
| Additional noninterest expense | $391,000 | 2,911 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $94,000 | 1,035 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $90,000 | 7,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,321 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,840 | 8,165 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 4,454 |
| Total interest expense | $1,955,000 | 4,861 |
| Net interest income | $4,244,000 | 4,159 |
| Provision for loan and lease losses | $1,575,000 | 903 |
| Total noninterest income | $871,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $668,000 | 2,337 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 4,991 |
| Total noninterest expense | $4,848,000 | 3,006 |
| Salaries and employee benefits | $2,547,000 | 3,071 |
| Premises and equipment expense | $559,000 | 3,621 |
| Additional noninterest expense | $1,742,000 | 2,610 |
| Pre-tax net operating income | $-1,308,000 | 9,181 |
| Securities gains (losses) | $130,000 | 1,506 |
| Applicable income taxes | $-494,000 | 9,243 |
| Income before extraordinary items | $-684,000 | 9,108 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-684,000 | 9,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,628,000 | 637 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-767,200 | 9,089 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,259,000 | 4,312 |
| Total interest expense | $2,882,000 | 4,878 |
| Net interest income | $4,377,000 | 3,845 |
| Provision for loan and lease losses | $413,000 | 2,556 |
| Total noninterest income | $1,179,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $784,000 | 1,941 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $395,000 | 3,561 |
| Total noninterest expense | $3,948,000 | 3,470 |
| Salaries and employee benefits | $1,925,000 | 3,707 |
| Premises and equipment expense | $471,000 | 4,094 |
| Additional noninterest expense | $1,552,000 | 2,788 |
| Pre-tax net operating income | $1,195,000 | 4,424 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $442,000 | 3,535 |
| Income before extraordinary items | $756,000 | 5,031 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $756,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,775 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $754,080 | 4,925 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 4,447 |
| Total interest expense | $3,111,000 | 4,782 |
| Net interest income | $4,144,000 | 4,061 |
| Provision for loan and lease losses | $272,000 | 3,065 |
| Total noninterest income | $1,174,000 | 2,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $747,000 | 1,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,212 |
| Total noninterest expense | $3,681,000 | 3,558 |
| Salaries and employee benefits | $1,861,000 | 3,682 |
| Premises and equipment expense | $380,000 | 4,664 |
| Additional noninterest expense | $1,440,000 | 2,922 |
| Pre-tax net operating income | $1,365,000 | 4,355 |
| Securities gains (losses) | $-76,000 | 9,341 |
| Applicable income taxes | $449,000 | 3,743 |
| Income before extraordinary items | $840,000 | 4,907 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $840,000 | 4,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,198 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $889,400 | 4,717 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 5,115 |
| Total interest expense | $2,328,000 | 5,450 |
| Net interest income | $3,382,000 | 4,750 |
| Provision for loan and lease losses | $162,000 | 4,084 |
| Total noninterest income | $981,000 | 3,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $603,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,549 |
| Total noninterest expense | $3,181,000 | 4,016 |
| Salaries and employee benefits | $1,540,000 | 4,241 |
| Premises and equipment expense | $398,000 | 4,553 |
| Additional noninterest expense | $1,243,000 | 3,321 |
| Pre-tax net operating income | $1,020,000 | 5,250 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $372,000 | 4,347 |
| Income before extraordinary items | $648,000 | 5,680 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $648,000 | 5,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,488 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $648,000 | 5,649 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 5,516 |
| Total interest expense | $2,147,000 | 5,927 |
| Net interest income | $3,066,000 | 5,055 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $907,000 | 3,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,643 |
| Total noninterest expense | $2,913,000 | 4,235 |
| Salaries and employee benefits | $1,379,000 | 4,541 |
| Premises and equipment expense | $319,000 | 5,197 |
| Additional noninterest expense | $1,215,000 | 3,333 |
| Pre-tax net operating income | $916,000 | 5,683 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $329,000 | 4,930 |
| Income before extraordinary items | $597,000 | 6,073 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $597,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,076 |
| Cash dividends | $110,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $590,600 | 5,995 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 5,699 |
| Total interest expense | $2,238,000 | 5,813 |
| Net interest income | $2,871,000 | 5,485 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $793,000 | 3,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,393 |
| Total noninterest expense | $2,534,000 | 4,740 |
| Salaries and employee benefits | $1,237,000 | 4,963 |
| Premises and equipment expense | $331,000 | 5,100 |
| Additional noninterest expense | $966,000 | 4,033 |
| Pre-tax net operating income | $1,022,000 | 5,766 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $363,000 | 5,184 |
| Income before extraordinary items | $659,000 | 6,072 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $659,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $659,000 | 6,027 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 6,360 |
| Total interest expense | $1,938,000 | 6,552 |
| Net interest income | $2,603,000 | 6,039 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $766,000 | 3,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,634 |
| Total noninterest expense | $2,569,000 | 4,897 |
| Salaries and employee benefits | $1,274,000 | 4,930 |
| Premises and equipment expense | $313,000 | 5,411 |
| Additional noninterest expense | $982,000 | 4,467 |
| Pre-tax net operating income | $744,000 | 6,734 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $275,000 | 6,111 |
| Income before extraordinary items | $476,000 | 7,068 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $476,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $195,000 | 5,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $471,520 | 7,042 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 6,715 |
| Total interest expense | $1,896,000 | 6,691 |
| Net interest income | $2,383,000 | 6,516 |
| Provision for loan and lease losses | $-53,000 | 11,608 |
| Total noninterest income | $716,000 | 4,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,266 |
| Total noninterest expense | $2,336,000 | 5,286 |
| Salaries and employee benefits | $1,126,000 | 5,493 |
| Premises and equipment expense | $287,000 | 5,828 |
| Additional noninterest expense | $923,000 | 4,663 |
| Pre-tax net operating income | $816,000 | 6,767 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $258,000 | 6,532 |
| Income before extraordinary items | $560,000 | 6,843 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $560,000 | 6,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,404 |
| Cash dividends | $37,000 | 8,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $558,640 | 6,832 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 7,143 |
| Total interest expense | $1,345,000 | 7,412 |
| Net interest income | $2,296,000 | 6,867 |
| Provision for loan and lease losses | $59,000 | 5,840 |
| Total noninterest income | $755,000 | 3,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $565,000 | 2,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,443 |
| Total noninterest expense | $2,474,000 | 5,209 |
| Salaries and employee benefits | $1,257,000 | 5,038 |
| Premises and equipment expense | $294,000 | 5,808 |
| Additional noninterest expense | $923,000 | 5,068 |
| Pre-tax net operating income | $518,000 | 8,535 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $130,000 | 8,710 |
| Income before extraordinary items | $388,000 | 8,292 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $388,000 | 8,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 12,010 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $388,000 | 8,344 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 7,698 |
| Total interest expense | $1,219,000 | 8,179 |
| Net interest income | $2,167,000 | 7,263 |
| Provision for loan and lease losses | $138,000 | 4,876 |
| Total noninterest income | $734,000 | 4,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $589,000 | 2,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $2,413,000 | 5,426 |
| Salaries and employee benefits | $1,134,000 | 5,493 |
| Premises and equipment expense | $328,000 | 5,487 |
| Additional noninterest expense | $951,000 | 5,140 |
| Pre-tax net operating income | $350,000 | 9,805 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $78,000 | 10,260 |
| Income before extraordinary items | $289,000 | 9,610 |
| Extraordinary gains, net | $-25,000 | 12,506 |
| Net income | $264,000 | 10,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,711 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $275,570 | 9,496 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 8,044 |
| Total interest expense | $1,481,000 | 8,567 |
| Net interest income | $2,115,000 | 7,457 |
| Provision for loan and lease losses | $326,000 | 3,942 |
| Total noninterest income | $745,000 | 4,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $628,000 | 2,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $2,378,000 | 5,531 |
| Salaries and employee benefits | $1,044,000 | 5,799 |
| Premises and equipment expense | $352,000 | 5,344 |
| Additional noninterest expense | $982,000 | 5,118 |
| Pre-tax net operating income | $156,000 | 11,467 |
| Securities gains (losses) | $79,000 | 3,391 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $191,000 | 10,722 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $191,000 | 10,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 3,943 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $127,010 | 11,262 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.