Home > Lincoln Federal Savings Bank > Income and Expense

Lincoln Federal Savings Bank, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,174,000	10,558
Total interest expense	$663,000	10,086
Net interest income	$511,000	10,868
Provision for loan and lease losses	$2,000	8,964
Total noninterest income	$56,000	10,746
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$56,000	8,626
Total noninterest expense	$360,000	11,086
Salaries and employee benefits	$167,000	11,173
Premises and equipment expense	$54,000	10,520
Additional noninterest expense	$139,000	10,687
Pre-tax net operating income	$205,000	9,759
Securities gains (losses)	$0	4,148
Applicable income taxes	$73,000	9,284
Income before extraordinary items	$132,000	9,950
Extraordinary gains, net	$0	53
Net income	$132,000	9,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,441
Cash dividends	$3,000,000	948
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$132,000	9,898
1995-12-31 (YTD Data)		Rank
Total interest income	$3,415,000	7,667
Total interest expense	$1,944,000	6,600
Net interest income	$1,471,000	8,618
Provision for loan and lease losses	$11,000	8,279
Total noninterest income	$163,000	9,088
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$163,000	5,743
Total noninterest expense	$1,309,000	7,836
Salaries and employee benefits	$831,000	6,946
Premises and equipment expense	$160,000	8,033
Additional noninterest expense	$318,000	9,059
Pre-tax net operating income	$314,000	9,644
Securities gains (losses)	$0	3,831
Applicable income taxes	$133,000	8,562
Income before extraordinary items	$181,000	10,153
Extraordinary gains, net	$0	65
Net income	$181,000	10,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,925
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$181,000	10,122
1994-12-31 (YTD Data)		Rank
Total interest income	$3,088,000	7,904
Total interest expense	$1,593,000	6,616
Net interest income	$1,495,000	8,898
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$144,000	9,822
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$144,000	6,323
Total noninterest expense	$982,000	9,433
Salaries and employee benefits	$540,000	9,042
Premises and equipment expense	$154,000	8,443
Additional noninterest expense	$288,000	10,093
Pre-tax net operating income	$597,000	8,018
Securities gains (losses)	$0	3,600
Applicable income taxes	$149,000	8,321
Income before extraordinary items	$448,000	7,737
Extraordinary gains, net	$0	249
Net income	$448,000	7,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,562
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$1,942,000	309
Net operating income	$448,000	7,781
1993-12-31 (YTD Data)		Rank
Total interest income	$3,194,000	8,022
Total interest expense	$1,784,000	6,372
Net interest income	$1,410,000	9,383
Provision for loan and lease losses	$43,000	7,841
Total noninterest income	$128,000	10,666
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$128,000	7,075
Total noninterest expense	$952,000	9,967
Salaries and employee benefits	$530,000	9,382
Premises and equipment expense	$157,000	8,726
Additional noninterest expense	$265,000	10,891
Pre-tax net operating income	$543,000	8,351
Securities gains (losses)	$0	7,477
Applicable income taxes	$202,000	7,571
Income before extraordinary items	$341,000	9,028
Extraordinary gains, net	$0	3,149
Net income	$341,000	9,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	8,388
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$341,000	8,769
1992-12-31 (YTD Data)		Rank
Total interest income	$3,570,000	8,083
Total interest expense	$2,148,000	6,762
Net interest income	$1,422,000	9,546
Provision for loan and lease losses	$56,000	8,797
Total noninterest income	$96,000	11,835
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$96,000	8,213
Total noninterest expense	$918,000	10,377
Salaries and employee benefits	$483,000	9,938
Premises and equipment expense	$164,000	8,734
Additional noninterest expense	$271,000	11,258
Pre-tax net operating income	$544,000	8,104
Securities gains (losses)	$7,000	6,774
Applicable income taxes	$207,000	7,418
Income before extraordinary items	$344,000	8,783
Extraordinary gains, net	$0	1,422
Net income	$344,000	8,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	12,482
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$339,520	8,463

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.