Home > Lincoln County Bank > Income and Expense
Lincoln County Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,370,000 | 2,445 |
| Total interest expense | $4,968,000 | 2,937 |
| Net interest income | $8,402,000 | 2,094 |
| Provision for loan and lease losses | $531,000 | 1,683 |
| Total noninterest income | $930,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $637,000 | 2,091 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $293,000 | 4,069 |
| Total noninterest expense | $6,726,000 | 2,025 |
| Salaries and employee benefits | $3,592,000 | 1,958 |
| Premises and equipment expense | $701,000 | 2,860 |
| Additional noninterest expense | $2,433,000 | 1,811 |
| Pre-tax net operating income | $2,075,000 | 3,237 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $1,293,000 | 1,792 |
| Income before extraordinary items | $791,000 | 5,123 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $791,000 | 5,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,630 |
| Cash dividends | $1,103,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $785,240 | 5,112 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,194,000 | 2,466 |
| Total interest expense | $4,933,000 | 3,035 |
| Net interest income | $8,261,000 | 2,062 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $1,016,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $657,000 | 1,941 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $359,000 | 3,652 |
| Total noninterest expense | $5,503,000 | 2,378 |
| Salaries and employee benefits | $3,276,000 | 2,065 |
| Premises and equipment expense | $716,000 | 2,710 |
| Additional noninterest expense | $1,511,000 | 2,751 |
| Pre-tax net operating income | $3,764,000 | 1,935 |
| Securities gains (losses) | $133,000 | 1,113 |
| Applicable income taxes | $1,336,000 | 1,810 |
| Income before extraordinary items | $2,561,000 | 2,040 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,561,000 | 2,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,803 |
| Cash dividends | $1,500,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,473,220 | 2,034 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,653,000 | 2,815 |
| Total interest expense | $4,731,000 | 3,142 |
| Net interest income | $6,922,000 | 2,506 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $1,071,000 | 2,883 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $668,000 | 1,965 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $402,000 | 3,267 |
| Total noninterest expense | $4,405,000 | 2,880 |
| Salaries and employee benefits | $2,429,000 | 2,723 |
| Premises and equipment expense | $695,000 | 2,758 |
| Additional noninterest expense | $1,281,000 | 3,152 |
| Pre-tax net operating income | $3,488,000 | 2,163 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $1,079,000 | 2,283 |
| Income before extraordinary items | $2,403,000 | 2,195 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,403,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,153 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,407,140 | 2,134 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,259,000 | 2,932 |
| Total interest expense | $4,634,000 | 3,226 |
| Net interest income | $6,625,000 | 2,669 |
| Provision for loan and lease losses | $275,000 | 2,762 |
| Total noninterest income | $851,000 | 3,528 |
| Gross Fiduciary activities income | $2,000 | 1,490 |
| Service charges on deposit accounts | $660,000 | 2,044 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $189,000 | 5,337 |
| Total noninterest expense | $4,160,000 | 3,233 |
| Salaries and employee benefits | $2,271,000 | 2,941 |
| Premises and equipment expense | $634,000 | 3,038 |
| Additional noninterest expense | $1,255,000 | 3,638 |
| Pre-tax net operating income | $3,041,000 | 2,346 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $1,031,000 | 2,292 |
| Income before extraordinary items | $2,014,000 | 2,446 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,014,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,709 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,011,360 | 2,405 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,526,000 | 3,146 |
| Total interest expense | $4,133,000 | 3,583 |
| Net interest income | $6,393,000 | 2,795 |
| Provision for loan and lease losses | $310,000 | 2,226 |
| Total noninterest income | $968,000 | 3,180 |
| Gross Fiduciary activities income | $2,000 | 1,553 |
| Service charges on deposit accounts | $671,000 | 2,013 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $295,000 | 4,038 |
| Total noninterest expense | $4,141,000 | 3,216 |
| Salaries and employee benefits | $2,154,000 | 3,088 |
| Premises and equipment expense | $545,000 | 3,488 |
| Additional noninterest expense | $1,442,000 | 3,191 |
| Pre-tax net operating income | $2,910,000 | 2,491 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $941,000 | 2,510 |
| Income before extraordinary items | $1,979,000 | 2,540 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,979,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,448 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,972,200 | 2,514 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,206,000 | 3,275 |
| Total interest expense | $3,065,000 | 3,888 |
| Net interest income | $6,141,000 | 2,940 |
| Provision for loan and lease losses | $350,000 | 2,026 |
| Total noninterest income | $843,000 | 3,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $639,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,199 |
| Total noninterest expense | $3,958,000 | 3,463 |
| Salaries and employee benefits | $2,011,000 | 3,265 |
| Premises and equipment expense | $620,000 | 3,171 |
| Additional noninterest expense | $1,327,000 | 3,711 |
| Pre-tax net operating income | $2,676,000 | 2,655 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $852,000 | 2,623 |
| Income before extraordinary items | $1,824,000 | 2,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,824,000 | 2,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,634 |
| Cash dividends | $950,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,824,000 | 2,674 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,632,000 | 3,554 |
| Total interest expense | $2,607,000 | 4,638 |
| Net interest income | $6,025,000 | 3,014 |
| Provision for loan and lease losses | $429,000 | 2,339 |
| Total noninterest income | $811,000 | 3,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $608,000 | 2,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,628 |
| Total noninterest expense | $3,722,000 | 3,722 |
| Salaries and employee benefits | $1,864,000 | 3,502 |
| Premises and equipment expense | $602,000 | 3,322 |
| Additional noninterest expense | $1,256,000 | 4,031 |
| Pre-tax net operating income | $2,685,000 | 2,543 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $1,074,000 | 2,104 |
| Income before extraordinary items | $1,603,000 | 3,048 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,603,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,608,120 | 2,875 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,595,000 | 4,020 |
| Total interest expense | $3,090,000 | 5,030 |
| Net interest income | $5,505,000 | 3,324 |
| Provision for loan and lease losses | $355,000 | 3,742 |
| Total noninterest income | $731,000 | 4,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $620,000 | 2,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $3,497,000 | 3,939 |
| Salaries and employee benefits | $1,626,000 | 3,936 |
| Premises and equipment expense | $483,000 | 4,096 |
| Additional noninterest expense | $1,388,000 | 3,820 |
| Pre-tax net operating income | $2,384,000 | 2,613 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $847,000 | 2,453 |
| Income before extraordinary items | $1,552,000 | 2,970 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,552,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 4,373 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,542,250 | 2,779 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.