Home > Lincoln Bank of North Carolina > Loan Charge- Offs and Recoveries

Lincoln Bank of North Carolina, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$374,0001,957
Loans secured by real estate, total$31,0002,326
To non-U.S. addressees$08
Real estate loans in domestic offices$31,0002,324
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$31,0001,678
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$52,0003,320
Loans to individuals$291,0001,082
Credit card loan charge offs$116,000505
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$175,0001,325
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$65,0002,816
Loans secured by real estate, total$03,744
To non-U.S. addressees$09
Real estate loans in domestic offices$03,741
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$17,0002,867
Loans to individuals$48,0001,604
Credit card loan recoveries$16,000614
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$32,0001,982
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$309,0001,774
Loans secured by real estate, total$31,0001,908
To non-U.S. addressees$07
Real estate loans in domestic offices$31,0001,907
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$31,0001,436
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$35,0003,176
To non-U.S. addressees$035
Loans to individuals$243,000962
Credit card loan net charge offs$100,000476
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$143,0001,163
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$425,0001,816
Loans secured by real estate, total$21,0002,811
To non-U.S. addressees$013
Real estate loans in domestic offices$21,0002,809
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$21,0002,078
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$82,0002,598
Loans to individuals$322,0001,016
Credit card loan charge offs$106,000591
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$216,0001,166
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$133,0001,698
Loans secured by real estate, total$37,0001,162
To non-U.S. addressees$010
Real estate loans in domestic offices$37,0001,162
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$37,000654
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$4,0004,667
Loans to individuals$92,000986
Credit card loan recoveries$6,0001,065
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$86,000884
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$292,0001,899
Loans secured by real estate, total$-16,0009,734
To non-U.S. addressees$012
Real estate loans in domestic offices$-16,0009,752
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-16,00010,088
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$78,0002,159
To non-U.S. addressees$036
Loans to individuals$230,0001,061
Credit card loan net charge offs$100,000551
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$130,0001,323
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$479,0001,797
Loans secured by real estate, total$64,0001,790
To non-U.S. addresseesNANA
Real estate loans in domestic offices$64,0001,790
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$64,0001,187
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0005,542
Loans to individuals$405,000962
Credit card loan charge offs$102,000655
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$303,000961
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$94,0002,416
Loans secured by real estate, total$21,0001,755
To non-U.S. addresseesNANA
Real estate loans in domestic offices$21,0001,755
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$21,0001,066
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0003,819
Loans to individuals$62,0001,402
Credit card loan recoveries$8,000909
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$54,0001,386
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$385,0001,644
Loans secured by real estate, total$43,0001,769
To non-U.S. addresseesNANA
Real estate loans in domestic offices$43,0001,768
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$43,0001,287
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-1,0008,786
To non-U.S. addresseesNANA
Loans to individuals$343,000898
Credit card loan net charge offs$94,000622
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$249,000864
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$315,0002,546
Loans secured by real estate, total$18,0003,282
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0003,282
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$18,0002,410
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$23,0004,802
Loans to individuals$274,0001,284
Credit card loan charge offs$35,0001,222
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$239,0001,156
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$87,0002,710
Loans secured by real estate, total$24,0001,832
To non-U.S. addresseesNANA
Real estate loans in domestic offices$24,0001,832
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$24,0001,065
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0006,130
Loans to individuals$61,0001,491
Credit card loan recoveries$6,0001,115
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$55,0001,425
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$228,0002,475
Loans secured by real estate, total$-6,00010,099
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-6,00010,124
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-6,00010,666
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0003,834
To non-U.S. addresseesNANA
Loans to individuals$213,0001,243
Credit card loan net charge offs$29,0001,224
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$184,0001,087
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$175,0003,601
Loans secured by real estate, total$55,0002,306
To non-U.S. addresseesNANA
Real estate loans in domestic offices$55,0002,304
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$55,0001,494
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$120,0002,032
Credit card loan charge offs$8,0002,250
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$112,0001,834
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$99,0002,614
Loans secured by real estate, total$14,0002,497
To non-U.S. addresseesNANA
Real estate loans in domestic offices$14,0002,495
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$14,0001,514
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0006,218
Loans to individuals$82,0001,199
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$80,0001,075
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$76,0004,321
Loans secured by real estate, total$41,0002,130
To non-U.S. addresseesNANA
Real estate loans in domestic offices$41,0002,128
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$41,0001,489
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-3,0009,500
To non-U.S. addresseesNANA
Loans to individuals$38,0003,210
Credit card loan net charge offs$6,0002,255
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$32,0003,066
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$124,0004,550
Loans secured by real estate, total$22,0003,777
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0003,776
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$22,0002,574
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$9,0006,228
Loans to individuals$93,0002,331
Credit card loan charge offs$5,0002,530
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$88,0002,098
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$66,0003,792
Loans secured by real estate, total$2,0004,711
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0004,710
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$2,0003,324
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0004,100
Loans to individuals$45,0001,989
Credit card loan recoveries$3,0001,578
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$42,0001,912
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$58,0004,830
Loans secured by real estate, total$20,0003,115
To non-U.S. addresseesNANA
Real estate loans in domestic offices$20,0003,116
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$20,0002,204
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-10,00010,471
To non-U.S. addresseesNANA
Loans to individuals$48,0002,612
Credit card loan net charge offs$2,0002,885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$46,0002,279
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$183,0004,297
Loans secured by real estate, total$40,0003,661
To non-U.S. addresseesNANA
Real estate loans in domestic offices$40,0003,660
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$40,0002,319
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$43,0004,811
Loans to individuals$100,0002,476
Credit card loan charge offs$5,0002,718
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$95,0002,227
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$40,0005,504
Loans secured by real estate, total$3,0004,734
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,734
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$3,0003,266
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$37,0002,456
Credit card loan recoveries$2,0001,867
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$35,0002,338
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$143,0003,785
Loans secured by real estate, total$37,0003,191
To non-U.S. addresseesNANA
Real estate loans in domestic offices$37,0003,188
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$37,0002,061
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$43,0003,669
To non-U.S. addresseesNANA
Loans to individuals$63,0002,445
Credit card loan net charge offs$3,0002,821
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$60,0002,131
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$330,0003,804
Loans secured by real estate, total$52,0004,067
To non-U.S. addresseesNANA
Real estate loans in domestic offices$52,0004,067
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$52,0002,388
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$161,0003,098
Loans to individuals$117,0002,730
Credit card loan charge offs$8,0002,480
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$109,0002,539
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$68,0004,265
Loans secured by real estate, total$2,0005,181
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,180
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$2,0003,676
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0004,525
Loans to individuals$45,0002,256
Credit card loan recoveries$2,0001,892
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$43,0002,134
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$262,0003,619
Loans secured by real estate, total$50,0003,664
To non-U.S. addresseesNANA
Real estate loans in domestic offices$50,0003,664
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$50,0002,152
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$140,0002,773
To non-U.S. addresseesNANA
Loans to individuals$72,0002,950
Credit card loan net charge offs$6,0002,534
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$66,0002,695
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.