Home > Lincoln Bank of North Carolina > Income and Expense
Lincoln Bank of North Carolina, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $36,919,000 | 913 |
| Total interest expense | $14,090,000 | 1,075 |
| Net interest income | $22,829,000 | 778 |
| Provision for loan and lease losses | $1,155,000 | 872 |
| Total noninterest income | $4,820,000 | 974 |
| Gross Fiduciary activities income | $261,000 | 801 |
| Service charges on deposit accounts | $2,768,000 | 490 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,791,000 | 1,241 |
| Total noninterest expense | $15,331,000 | 927 |
| Salaries and employee benefits | $7,478,000 | 920 |
| Premises and equipment expense | $2,460,000 | 820 |
| Additional noninterest expense | $5,393,000 | 904 |
| Pre-tax net operating income | $11,163,000 | 749 |
| Securities gains (losses) | $-70,000 | 9,881 |
| Applicable income taxes | $2,864,000 | 912 |
| Income before extraordinary items | $8,229,000 | 719 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,229,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,774 |
| Cash dividends | $915,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,280,800 | 702 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $32,569,000 | 1,012 |
| Total interest expense | $13,240,000 | 1,168 |
| Net interest income | $19,329,000 | 887 |
| Provision for loan and lease losses | $833,000 | 1,142 |
| Total noninterest income | $4,580,000 | 999 |
| Gross Fiduciary activities income | $235,000 | 834 |
| Service charges on deposit accounts | $2,528,000 | 511 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,817,000 | 1,236 |
| Total noninterest expense | $13,322,000 | 1,000 |
| Salaries and employee benefits | $6,694,000 | 975 |
| Premises and equipment expense | $2,127,000 | 910 |
| Additional noninterest expense | $4,501,000 | 1,025 |
| Pre-tax net operating income | $9,754,000 | 799 |
| Securities gains (losses) | $195,000 | 937 |
| Applicable income taxes | $3,025,000 | 861 |
| Income before extraordinary items | $6,924,000 | 793 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,924,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,899 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,787,500 | 781 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,295,000 | 1,186 |
| Total interest expense | $11,759,000 | 1,343 |
| Net interest income | $16,536,000 | 1,064 |
| Provision for loan and lease losses | $795,000 | 1,197 |
| Total noninterest income | $3,753,000 | 1,127 |
| Gross Fiduciary activities income | $200,000 | 892 |
| Service charges on deposit accounts | $2,071,000 | 620 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,482,000 | 1,332 |
| Total noninterest expense | $11,004,000 | 1,199 |
| Salaries and employee benefits | $5,553,000 | 1,184 |
| Premises and equipment expense | $1,772,000 | 1,129 |
| Additional noninterest expense | $3,679,000 | 1,202 |
| Pre-tax net operating income | $8,490,000 | 959 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $2,537,000 | 1,082 |
| Income before extraordinary items | $5,940,000 | 931 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,940,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,644 |
| Cash dividends | $3,807,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,949,100 | 904 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,657,000 | 1,388 |
| Total interest expense | $10,197,000 | 1,560 |
| Net interest income | $14,460,000 | 1,242 |
| Provision for loan and lease losses | $904,000 | 1,100 |
| Total noninterest income | $2,980,000 | 1,365 |
| Gross Fiduciary activities income | $149,000 | 1,041 |
| Service charges on deposit accounts | $1,784,000 | 744 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,047,000 | 1,764 |
| Total noninterest expense | $9,045,000 | 1,568 |
| Salaries and employee benefits | $4,764,000 | 1,410 |
| Premises and equipment expense | $1,379,000 | 1,471 |
| Additional noninterest expense | $2,902,000 | 1,791 |
| Pre-tax net operating income | $7,491,000 | 1,012 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $2,402,000 | 1,042 |
| Income before extraordinary items | $5,078,000 | 1,028 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,078,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,475 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,085,480 | 1,012 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,021,000 | 1,615 |
| Total interest expense | $8,754,000 | 1,807 |
| Net interest income | $12,267,000 | 1,464 |
| Provision for loan and lease losses | $480,000 | 1,623 |
| Total noninterest income | $2,606,000 | 1,492 |
| Gross Fiduciary activities income | $86,000 | 1,193 |
| Service charges on deposit accounts | $1,460,000 | 912 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,060,000 | 1,738 |
| Total noninterest expense | $8,407,000 | 1,675 |
| Salaries and employee benefits | $4,334,000 | 1,536 |
| Premises and equipment expense | $1,134,000 | 1,779 |
| Additional noninterest expense | $2,939,000 | 1,726 |
| Pre-tax net operating income | $5,986,000 | 1,275 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $1,886,000 | 1,340 |
| Income before extraordinary items | $4,101,000 | 1,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,101,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $117,000 | 6,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,100,320 | 1,266 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,555,000 | 1,751 |
| Total interest expense | $6,701,000 | 1,869 |
| Net interest income | $10,854,000 | 1,664 |
| Provision for loan and lease losses | $392,000 | 1,854 |
| Total noninterest income | $1,920,000 | 1,887 |
| Gross Fiduciary activities income | $11,000 | 1,469 |
| Service charges on deposit accounts | $1,385,000 | 954 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $524,000 | 2,871 |
| Total noninterest expense | $7,862,000 | 1,846 |
| Salaries and employee benefits | $4,089,000 | 1,638 |
| Premises and equipment expense | $949,000 | 2,133 |
| Additional noninterest expense | $2,824,000 | 1,916 |
| Pre-tax net operating income | $4,520,000 | 1,592 |
| Securities gains (losses) | $-67,000 | 11,264 |
| Applicable income taxes | $1,361,000 | 1,693 |
| Income before extraordinary items | $3,092,000 | 1,579 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,092,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $1,769,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,138,230 | 1,573 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,706,000 | 1,998 |
| Total interest expense | $6,319,000 | 2,050 |
| Net interest income | $9,387,000 | 1,926 |
| Provision for loan and lease losses | $511,000 | 2,052 |
| Total noninterest income | $2,790,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,171,000 | 1,147 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,619,000 | 1,459 |
| Total noninterest expense | $8,078,000 | 1,848 |
| Salaries and employee benefits | $4,320,000 | 1,563 |
| Premises and equipment expense | $1,062,000 | 1,947 |
| Additional noninterest expense | $2,696,000 | 2,080 |
| Pre-tax net operating income | $3,588,000 | 1,901 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $1,017,000 | 2,212 |
| Income before extraordinary items | $2,590,000 | 1,935 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,590,000 | 2,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,785 |
| Cash dividends | $315,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,576,320 | 1,827 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,859,000 | 2,360 |
| Total interest expense | $7,071,000 | 2,378 |
| Net interest income | $7,788,000 | 2,318 |
| Provision for loan and lease losses | $440,000 | 3,268 |
| Total noninterest income | $2,117,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,126,000 | 1,181 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $991,000 | 2,016 |
| Total noninterest expense | $7,143,000 | 2,069 |
| Salaries and employee benefits | $3,694,000 | 1,798 |
| Premises and equipment expense | $869,000 | 2,373 |
| Additional noninterest expense | $2,580,000 | 2,263 |
| Pre-tax net operating income | $2,322,000 | 2,689 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $614,000 | 3,370 |
| Income before extraordinary items | $1,708,000 | 2,695 |
| Extraordinary gains, net | $-158,000 | 13,711 |
| Net income | $1,550,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 3,619 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,708,000 | 2,495 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.