Home > Lincoln Bank > Income and Expense
Lincoln Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,445,000 | 840 |
| Total interest expense | $3,585,000 | 952 |
| Net interest income | $6,860,000 | 775 |
| Provision for loan and lease losses | $1,404,000 | 964 |
| Total noninterest income | $1,650,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $553,000 | 724 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,097,000 | 788 |
| Total noninterest expense | $5,669,000 | 893 |
| Salaries and employee benefits | $2,772,000 | 925 |
| Premises and equipment expense | $801,000 | 888 |
| Additional noninterest expense | $2,096,000 | 795 |
| Pre-tax net operating income | $1,437,000 | 892 |
| Securities gains (losses) | $430,000 | 389 |
| Applicable income taxes | $513,000 | 659 |
| Income before extraordinary items | $1,354,000 | 755 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,354,000 | 755 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,354,000 | 757 |
| Net charge-offs | $512,000 | 1,350 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 448 |
| Net operating income | $1,040,100 | 964 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,721,000 | 819 |
| Total interest expense | $22,758,000 | 701 |
| Net interest income | $22,963,000 | 931 |
| Provision for loan and lease losses | $7,453,000 | 754 |
| Total noninterest income | $6,598,000 | 843 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,707,000 | 643 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,891,000 | 784 |
| Total noninterest expense | $59,853,000 | 369 |
| Salaries and employee benefits | $19,191,000 | 502 |
| Premises and equipment expense | $3,899,000 | 704 |
| Additional noninterest expense | $36,763,000 | 264 |
| Pre-tax net operating income | $-37,745,000 | 8,177 |
| Securities gains (losses) | $70,000 | 1,377 |
| Applicable income taxes | $-5,421,000 | 8,122 |
| Income before extraordinary items | $-32,254,000 | 8,155 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-32,254,000 | 8,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,353,000 | 926 |
| Cash dividends | $1,083,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 869 |
| Net operating income | $-32,314,200 | 8,169 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $35,702,000 | 801 |
| Total interest expense | $17,594,000 | 708 |
| Net interest income | $18,108,000 | 899 |
| Provision for loan and lease losses | $2,162,000 | 1,123 |
| Total noninterest income | $5,441,000 | 811 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,066,000 | 638 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,375,000 | 761 |
| Total noninterest expense | $42,945,000 | 382 |
| Salaries and employee benefits | $9,889,000 | 775 |
| Premises and equipment expense | $2,921,000 | 711 |
| Additional noninterest expense | $30,135,000 | 230 |
| Pre-tax net operating income | $-21,558,000 | 8,290 |
| Securities gains (losses) | $70,000 | 1,197 |
| Applicable income taxes | $212,000 | 2,840 |
| Income before extraordinary items | $-21,700,000 | 8,282 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-21,700,000 | 8,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 2,143 |
| Cash dividends | $1,083,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 749 |
| Net operating income | $-21,770,000 | 8,295 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $24,184,000 | 803 |
| Total interest expense | $12,250,000 | 697 |
| Net interest income | $11,934,000 | 902 |
| Provision for loan and lease losses | $1,806,000 | 844 |
| Total noninterest income | $3,730,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,340,000 | 644 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,390,000 | 743 |
| Total noninterest expense | $12,700,000 | 768 |
| Salaries and employee benefits | $6,682,000 | 771 |
| Premises and equipment expense | $1,984,000 | 699 |
| Additional noninterest expense | $4,034,000 | 747 |
| Pre-tax net operating income | $1,158,000 | 2,654 |
| Securities gains (losses) | $70,000 | 1,202 |
| Applicable income taxes | $-8,000 | 7,604 |
| Income before extraordinary items | $1,236,000 | 2,138 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,236,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,262 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 661 |
| Net operating income | $1,166,000 | 2,212 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,527,000 | 802 |
| Total interest expense | $6,677,000 | 683 |
| Net interest income | $5,850,000 | 911 |
| Provision for loan and lease losses | $1,507,000 | 473 |
| Total noninterest income | $1,878,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $643,000 | 659 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,235,000 | 722 |
| Total noninterest expense | $6,299,000 | 764 |
| Salaries and employee benefits | $3,376,000 | 758 |
| Premises and equipment expense | $1,011,000 | 691 |
| Additional noninterest expense | $1,912,000 | 762 |
| Pre-tax net operating income | $-78,000 | 7,493 |
| Securities gains (losses) | $70,000 | 899 |
| Applicable income taxes | $-238,000 | 8,284 |
| Income before extraordinary items | $230,000 | 4,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,799 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 548 |
| Net operating income | $185,200 | 4,700 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $53,683,000 | 772 |
| Total interest expense | $31,918,000 | 627 |
| Net interest income | $21,765,000 | 1,019 |
| Provision for loan and lease losses | $957,000 | 1,472 |
| Total noninterest income | $4,965,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,482,000 | 717 |
| Trading account gains and fees | $307,000 | 95 |
| Additional Noninterest Income | $2,176,000 | 1,299 |
| Total noninterest expense | $24,071,000 | 771 |
| Salaries and employee benefits | $12,203,000 | 804 |
| Premises and equipment expense | $3,814,000 | 698 |
| Additional noninterest expense | $8,054,000 | 715 |
| Pre-tax net operating income | $1,702,000 | 3,665 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $-336,000 | 8,233 |
| Income before extraordinary items | $2,065,000 | 2,745 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,065,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,684 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 885 |
| Net operating income | $2,038,000 | 2,758 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $40,301,000 | 774 |
| Total interest expense | $24,135,000 | 621 |
| Net interest income | $16,166,000 | 1,029 |
| Provision for loan and lease losses | $457,000 | 1,678 |
| Total noninterest income | $3,285,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,813,000 | 719 |
| Trading account gains and fees | $307,000 | 96 |
| Additional Noninterest Income | $1,165,000 | 1,630 |
| Total noninterest expense | $18,094,000 | 759 |
| Salaries and employee benefits | $9,092,000 | 816 |
| Premises and equipment expense | $2,866,000 | 692 |
| Additional noninterest expense | $6,136,000 | 677 |
| Pre-tax net operating income | $900,000 | 4,595 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $-275,000 | 8,360 |
| Income before extraordinary items | $1,188,000 | 3,488 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,188,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,525 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 763 |
| Net operating income | $1,175,000 | 3,504 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,701,000 | 786 |
| Total interest expense | $16,031,000 | 628 |
| Net interest income | $10,670,000 | 1,050 |
| Provision for loan and lease losses | $307,000 | 1,508 |
| Total noninterest income | $1,734,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,191,000 | 736 |
| Trading account gains and fees | $306,000 | 91 |
| Additional Noninterest Income | $237,000 | 3,456 |
| Total noninterest expense | $11,960,000 | 780 |
| Salaries and employee benefits | $6,094,000 | 829 |
| Premises and equipment expense | $1,856,000 | 739 |
| Additional noninterest expense | $4,010,000 | 711 |
| Pre-tax net operating income | $137,000 | 7,042 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-397,000 | 8,527 |
| Income before extraordinary items | $534,000 | 4,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,401 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 631 |
| Net operating income | $534,000 | 4,412 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,220,000 | 779 |
| Total interest expense | $7,876,000 | 630 |
| Net interest income | $5,344,000 | 1,043 |
| Provision for loan and lease losses | $207,000 | 1,129 |
| Total noninterest income | $-171,000 | 8,635 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $544,000 | 787 |
| Trading account gains and fees | $-419,000 | 8,640 |
| Additional Noninterest Income | $-296,000 | 8,648 |
| Total noninterest expense | $5,854,000 | 801 |
| Salaries and employee benefits | $3,048,000 | 833 |
| Premises and equipment expense | $905,000 | 754 |
| Additional noninterest expense | $1,901,000 | 733 |
| Pre-tax net operating income | $-888,000 | 8,579 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-537,000 | 8,615 |
| Income before extraordinary items | $-351,000 | 8,470 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-351,000 | 8,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 518 |
| Net operating income | $-351,000 | 8,460 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $51,207,000 | 749 |
| Total interest expense | $28,983,000 | 592 |
| Net interest income | $22,224,000 | 1,001 |
| Provision for loan and lease losses | $884,000 | 1,170 |
| Total noninterest income | $5,175,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,356,000 | 752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,819,000 | 1,042 |
| Total noninterest expense | $22,443,000 | 790 |
| Salaries and employee benefits | $11,555,000 | 832 |
| Premises and equipment expense | $3,331,000 | 755 |
| Additional noninterest expense | $7,557,000 | 716 |
| Pre-tax net operating income | $4,072,000 | 2,230 |
| Securities gains (losses) | $14,000 | 999 |
| Applicable income taxes | $854,000 | 2,387 |
| Income before extraordinary items | $3,232,000 | 2,144 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,232,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,024 |
| Cash dividends | $5,450,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,220,940 | 2,139 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $37,700,000 | 760 |
| Total interest expense | $21,039,000 | 602 |
| Net interest income | $16,661,000 | 1,025 |
| Provision for loan and lease losses | $622,000 | 1,174 |
| Total noninterest income | $3,793,000 | 1,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,793,000 | 676 |
| Total noninterest expense | $16,740,000 | 801 |
| Salaries and employee benefits | $9,046,000 | 799 |
| Premises and equipment expense | $3,674,000 | 529 |
| Additional noninterest expense | $4,020,000 | 1,004 |
| Pre-tax net operating income | $3,092,000 | 2,279 |
| Securities gains (losses) | $302,000 | 273 |
| Applicable income taxes | $760,000 | 2,274 |
| Income before extraordinary items | $2,634,000 | 2,062 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,634,000 | 2,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 916 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,398,440 | 2,210 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $24,645,000 | 760 |
| Total interest expense | $13,473,000 | 597 |
| Net interest income | $11,172,000 | 1,018 |
| Provision for loan and lease losses | $502,000 | 972 |
| Total noninterest income | $2,466,000 | 1,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,466,000 | 684 |
| Total noninterest expense | $11,044,000 | 810 |
| Salaries and employee benefits | $5,956,000 | 815 |
| Premises and equipment expense | $2,509,000 | 515 |
| Additional noninterest expense | $2,579,000 | 1,045 |
| Pre-tax net operating income | $2,092,000 | 2,230 |
| Securities gains (losses) | $125,000 | 321 |
| Applicable income taxes | $490,000 | 2,344 |
| Income before extraordinary items | $1,727,000 | 2,087 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,727,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 635 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,629,500 | 2,172 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,949,000 | 765 |
| Total interest expense | $6,419,000 | 591 |
| Net interest income | $5,530,000 | 1,025 |
| Provision for loan and lease losses | $236,000 | 990 |
| Total noninterest income | $1,222,000 | 1,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,222,000 | 694 |
| Total noninterest expense | $5,539,000 | 804 |
| Salaries and employee benefits | $2,970,000 | 817 |
| Premises and equipment expense | $1,273,000 | 508 |
| Additional noninterest expense | $1,296,000 | 1,031 |
| Pre-tax net operating income | $977,000 | 2,316 |
| Securities gains (losses) | $58,000 | 328 |
| Applicable income taxes | $196,000 | 2,634 |
| Income before extraordinary items | $839,000 | 2,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $839,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 571 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $792,020 | 2,191 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $43,639,000 | 731 |
| Total interest expense | $20,989,000 | 562 |
| Net interest income | $22,650,000 | 938 |
| Provision for loan and lease losses | $2,642,000 | 404 |
| Total noninterest income | $4,496,000 | 1,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,496,000 | 725 |
| Total noninterest expense | $23,502,000 | 732 |
| Salaries and employee benefits | $11,336,000 | 791 |
| Premises and equipment expense | $4,744,000 | 512 |
| Additional noninterest expense | $7,422,000 | 714 |
| Pre-tax net operating income | $1,002,000 | 5,359 |
| Securities gains (losses) | $286,000 | 419 |
| Applicable income taxes | $-12,000 | 8,471 |
| Income before extraordinary items | $1,300,000 | 4,151 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,300,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,755,000 | 305 |
| Cash dividends | $5,000,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,014,000 | 4,779 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $31,918,000 | 729 |
| Total interest expense | $14,998,000 | 554 |
| Net interest income | $16,920,000 | 928 |
| Provision for loan and lease losses | $2,075,000 | 368 |
| Total noninterest income | $3,365,000 | 1,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,365,000 | 738 |
| Total noninterest expense | $18,152,000 | 694 |
| Salaries and employee benefits | $8,371,000 | 799 |
| Premises and equipment expense | $3,597,000 | 509 |
| Additional noninterest expense | $6,184,000 | 657 |
| Pre-tax net operating income | $58,000 | 8,161 |
| Securities gains (losses) | $249,000 | 425 |
| Applicable income taxes | $-173,000 | 8,749 |
| Income before extraordinary items | $480,000 | 5,992 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $480,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,609,000 | 257 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $231,000 | 7,257 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,810,000 | 728 |
| Total interest expense | $9,696,000 | 540 |
| Net interest income | $11,114,000 | 944 |
| Provision for loan and lease losses | $1,930,000 | 269 |
| Total noninterest income | $2,236,000 | 1,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,236,000 | 739 |
| Total noninterest expense | $12,918,000 | 661 |
| Salaries and employee benefits | $5,693,000 | 779 |
| Premises and equipment expense | $2,432,000 | 496 |
| Additional noninterest expense | $4,793,000 | 572 |
| Pre-tax net operating income | $-1,498,000 | 8,819 |
| Securities gains (losses) | $92,000 | 598 |
| Applicable income taxes | $-815,000 | 8,848 |
| Income before extraordinary items | $-591,000 | 8,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-591,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,535,000 | 194 |
| Cash dividends | $5,000,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-649,880 | 8,721 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,028,000 | 748 |
| Total interest expense | $4,512,000 | 549 |
| Net interest income | $5,516,000 | 942 |
| Provision for loan and lease losses | $14,000 | 5,196 |
| Total noninterest income | $1,050,000 | 1,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,050,000 | 758 |
| Total noninterest expense | $5,370,000 | 773 |
| Salaries and employee benefits | $2,753,000 | 806 |
| Premises and equipment expense | $1,220,000 | 490 |
| Additional noninterest expense | $1,397,000 | 898 |
| Pre-tax net operating income | $1,182,000 | 1,910 |
| Securities gains (losses) | $187,000 | 263 |
| Applicable income taxes | $384,000 | 1,655 |
| Income before extraordinary items | $985,000 | 1,702 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $985,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,492 |
| Cash dividends | $5,000,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $850,360 | 1,942 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $34,145,000 | 810 |
| Total interest expense | $15,587,000 | 531 |
| Net interest income | $18,558,000 | 1,078 |
| Provision for loan and lease losses | $655,000 | 1,535 |
| Total noninterest income | $3,406,000 | 1,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,406,000 | 899 |
| Total noninterest expense | $16,990,000 | 955 |
| Salaries and employee benefits | $9,025,000 | 949 |
| Premises and equipment expense | $3,217,000 | 719 |
| Additional noninterest expense | $4,748,000 | 1,054 |
| Pre-tax net operating income | $4,319,000 | 1,918 |
| Securities gains (losses) | $657,000 | 380 |
| Applicable income taxes | $1,103,000 | 2,019 |
| Income before extraordinary items | $3,873,000 | 1,662 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,873,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,300 |
| Cash dividends | $5,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,360,540 | 1,835 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,899,000 | 864 |
| Total interest expense | $11,030,000 | 549 |
| Net interest income | $12,869,000 | 1,155 |
| Provision for loan and lease losses | $539,000 | 1,377 |
| Total noninterest income | $2,336,000 | 1,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,336,000 | 966 |
| Total noninterest expense | $10,946,000 | 1,107 |
| Salaries and employee benefits | $6,115,000 | 1,051 |
| Premises and equipment expense | $2,202,000 | 772 |
| Additional noninterest expense | $2,629,000 | 1,404 |
| Pre-tax net operating income | $3,720,000 | 1,723 |
| Securities gains (losses) | $318,000 | 570 |
| Applicable income taxes | $926,000 | 1,896 |
| Income before extraordinary items | $3,112,000 | 1,559 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,112,000 | 1,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,031 |
| Cash dividends | $5,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,867,140 | 1,648 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,744,000 | 924 |
| Total interest expense | $6,966,000 | 569 |
| Net interest income | $7,778,000 | 1,275 |
| Provision for loan and lease losses | $423,000 | 1,170 |
| Total noninterest income | $1,416,000 | 1,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,416,000 | 1,032 |
| Total noninterest expense | $6,506,000 | 1,249 |
| Salaries and employee benefits | $3,611,000 | 1,207 |
| Premises and equipment expense | $1,336,000 | 840 |
| Additional noninterest expense | $1,559,000 | 1,552 |
| Pre-tax net operating income | $2,265,000 | 1,851 |
| Securities gains (losses) | $138,000 | 835 |
| Applicable income taxes | $539,000 | 2,082 |
| Income before extraordinary items | $1,864,000 | 1,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,864,000 | 1,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,927 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,756,360 | 1,751 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,452,000 | 916 |
| Total interest expense | $3,506,000 | 583 |
| Net interest income | $3,946,000 | 1,259 |
| Provision for loan and lease losses | $200,000 | 1,147 |
| Total noninterest income | $636,000 | 1,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $636,000 | 1,088 |
| Total noninterest expense | $3,352,000 | 1,212 |
| Salaries and employee benefits | $1,925,000 | 1,134 |
| Premises and equipment expense | $648,000 | 879 |
| Additional noninterest expense | $779,000 | 1,538 |
| Pre-tax net operating income | $1,030,000 | 1,948 |
| Securities gains (losses) | $70,000 | 1,007 |
| Applicable income taxes | $231,000 | 2,321 |
| Income before extraordinary items | $869,000 | 1,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $869,000 | 1,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,853 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $813,700 | 1,836 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,520,000 | 953 |
| Total interest expense | $14,621,000 | 610 |
| Net interest income | $14,899,000 | 1,310 |
| Provision for loan and lease losses | $754,000 | 1,532 |
| Total noninterest income | $3,393,000 | 1,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,393,000 | 993 |
| Total noninterest expense | $13,375,000 | 1,210 |
| Salaries and employee benefits | $7,485,000 | 1,131 |
| Premises and equipment expense | $2,614,000 | 853 |
| Additional noninterest expense | $3,276,000 | 1,509 |
| Pre-tax net operating income | $4,163,000 | 1,917 |
| Securities gains (losses) | $745,000 | 580 |
| Applicable income taxes | $1,098,000 | 2,057 |
| Income before extraordinary items | $3,810,000 | 1,632 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,810,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,307 |
| Cash dividends | $15,000,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,228,900 | 1,826 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,105,000 | 974 |
| Total interest expense | $11,008,000 | 632 |
| Net interest income | $11,097,000 | 1,323 |
| Provision for loan and lease losses | $624,000 | 1,365 |
| Total noninterest income | $2,479,000 | 1,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,479,000 | 1,064 |
| Total noninterest expense | $9,823,000 | 1,245 |
| Salaries and employee benefits | $5,493,000 | 1,165 |
| Premises and equipment expense | $1,976,000 | 866 |
| Additional noninterest expense | $2,354,000 | 1,563 |
| Pre-tax net operating income | $3,129,000 | 1,977 |
| Securities gains (losses) | $701,000 | 555 |
| Applicable income taxes | $882,000 | 2,055 |
| Income before extraordinary items | $2,948,000 | 1,631 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,948,000 | 1,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,051 |
| Cash dividends | $15,000,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,408,230 | 1,884 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,706,000 | 982 |
| Total interest expense | $7,325,000 | 659 |
| Net interest income | $7,381,000 | 1,328 |
| Provision for loan and lease losses | $435,000 | 1,299 |
| Total noninterest income | $1,600,000 | 1,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,600,000 | 1,086 |
| Total noninterest expense | $6,512,000 | 1,245 |
| Salaries and employee benefits | $3,606,000 | 1,194 |
| Premises and equipment expense | $1,375,000 | 827 |
| Additional noninterest expense | $1,531,000 | 1,587 |
| Pre-tax net operating income | $2,034,000 | 2,004 |
| Securities gains (losses) | $627,000 | 501 |
| Applicable income taxes | $601,000 | 2,040 |
| Income before extraordinary items | $2,060,000 | 1,571 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,060,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,411 |
| Cash dividends | $15,000,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,577,210 | 1,908 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 1,001 |
| Total interest expense | $3,596,000 | 676 |
| Net interest income | $3,685,000 | 1,328 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $795,000 | 1,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $795,000 | 1,052 |
| Total noninterest expense | $3,320,000 | 1,208 |
| Salaries and employee benefits | $1,855,000 | 1,137 |
| Premises and equipment expense | $718,000 | 806 |
| Additional noninterest expense | $747,000 | 1,579 |
| Pre-tax net operating income | $995,000 | 2,049 |
| Securities gains (losses) | $225,000 | 613 |
| Applicable income taxes | $259,000 | 2,279 |
| Income before extraordinary items | $961,000 | 1,670 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $961,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,251 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $783,250 | 1,896 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,729,000 | 993 |
| Total interest expense | $15,529,000 | 728 |
| Net interest income | $15,200,000 | 1,268 |
| Provision for loan and lease losses | $302,000 | 3,398 |
| Total noninterest income | $2,526,000 | 1,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,526,000 | 1,120 |
| Total noninterest expense | $12,301,000 | 1,248 |
| Salaries and employee benefits | $7,080,000 | 1,133 |
| Premises and equipment expense | $2,357,000 | 926 |
| Additional noninterest expense | $2,864,000 | 1,640 |
| Pre-tax net operating income | $5,123,000 | 1,596 |
| Securities gains (losses) | $1,645,000 | 313 |
| Applicable income taxes | $2,060,000 | 1,257 |
| Income before extraordinary items | $4,708,000 | 1,331 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,708,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $1,040,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,556,500 | 1,628 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $35,040,000 | 969 |
| Total interest expense | $19,747,000 | 831 |
| Net interest income | $15,293,000 | 1,157 |
| Provision for loan and lease losses | $470,000 | 2,326 |
| Total noninterest income | $2,814,000 | 1,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,814,000 | 992 |
| Total noninterest expense | $11,672,000 | 1,247 |
| Salaries and employee benefits | $7,019,000 | 1,057 |
| Premises and equipment expense | $1,898,000 | 1,121 |
| Additional noninterest expense | $2,755,000 | 1,675 |
| Pre-tax net operating income | $5,965,000 | 1,255 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $1,910,000 | 1,224 |
| Income before extraordinary items | $4,096,000 | 1,333 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,096,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,957 |
| Cash dividends | $18,939,000 | 244 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,068,120 | 1,280 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,638,000 | 1,112 |
| Total interest expense | $19,073,000 | 935 |
| Net interest income | $12,565,000 | 1,402 |
| Provision for loan and lease losses | $283,000 | 2,986 |
| Total noninterest income | $1,478,000 | 2,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,478,000 | 1,392 |
| Total noninterest expense | $9,424,000 | 1,472 |
| Salaries and employee benefits | $5,816,000 | 1,222 |
| Premises and equipment expense | $1,702,000 | 1,187 |
| Additional noninterest expense | $1,906,000 | 2,267 |
| Pre-tax net operating income | $4,336,000 | 1,694 |
| Securities gains (losses) | $107,000 | 552 |
| Applicable income taxes | $1,188,000 | 1,841 |
| Income before extraordinary items | $3,255,000 | 1,621 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,255,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $8,503,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,176,890 | 1,645 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,232,000 | 1,202 |
| Total interest expense | $15,052,000 | 1,016 |
| Net interest income | $12,180,000 | 1,437 |
| Provision for loan and lease losses | $384,000 | 2,178 |
| Total noninterest income | $1,489,000 | 2,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,489,000 | 1,407 |
| Total noninterest expense | $7,348,000 | 1,879 |
| Salaries and employee benefits | $4,425,000 | 1,566 |
| Premises and equipment expense | $1,483,000 | 1,373 |
| Additional noninterest expense | $1,440,000 | 2,958 |
| Pre-tax net operating income | $5,937,000 | 1,290 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $2,231,000 | 1,117 |
| Income before extraordinary items | $3,697,000 | 1,451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,697,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,032 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-3,562,000 | 10,198 |
| Net operating income | $3,702,760 | 1,427 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,470,000 | 1,433 |
| Total interest expense | $13,835,000 | 1,121 |
| Net interest income | $8,635,000 | 1,979 |
| Provision for loan and lease losses | $172,000 | 3,890 |
| Total noninterest income | $819,000 | 3,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $819,000 | 2,138 |
| Total noninterest expense | $5,718,000 | 2,285 |
| Salaries and employee benefits | $3,101,000 | 2,175 |
| Premises and equipment expense | $1,444,000 | 1,348 |
| Additional noninterest expense | $1,173,000 | 3,443 |
| Pre-tax net operating income | $3,564,000 | 2,036 |
| Securities gains (losses) | $137,000 | 1,099 |
| Applicable income taxes | $891,000 | 2,515 |
| Income before extraordinary items | $2,810,000 | 1,868 |
| Extraordinary gains, net | $-378,000 | 10,449 |
| Net income | $2,432,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,056 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $33,440,000 | 29 |
| Net operating income | $2,705,880 | 1,857 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,076,000 | 1,323 |
| Total interest expense | $15,651,000 | 1,045 |
| Net interest income | $9,425,000 | 1,851 |
| Provision for loan and lease losses | $298,000 | 2,656 |
| Total noninterest income | $1,415,000 | 2,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,415,000 | 1,379 |
| Total noninterest expense | $5,738,000 | 2,250 |
| Salaries and employee benefits | $2,565,000 | 2,580 |
| Premises and equipment expense | $1,317,000 | 1,480 |
| Additional noninterest expense | $1,856,000 | 2,244 |
| Pre-tax net operating income | $4,804,000 | 1,606 |
| Securities gains (losses) | $162,000 | 801 |
| Applicable income taxes | $1,399,000 | 1,805 |
| Income before extraordinary items | $3,567,000 | 1,508 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,567,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 10,747 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,450,360 | 1,526 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,282,000 | 1,408 |
| Total interest expense | $15,138,000 | 1,080 |
| Net interest income | $9,144,000 | 1,966 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $-8,000 | 11,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $-8,000 | 11,469 |
| Total noninterest expense | $5,120,000 | 2,663 |
| Salaries and employee benefits | $1,860,000 | 3,569 |
| Premises and equipment expense | $861,000 | 2,294 |
| Additional noninterest expense | $2,399,000 | 2,084 |
| Pre-tax net operating income | $3,896,000 | 1,851 |
| Securities gains (losses) | $106,000 | 932 |
| Applicable income taxes | $1,012,000 | 2,327 |
| Income before extraordinary items | $2,990,000 | 1,667 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,990,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,910,500 | 1,676 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,029,000 | 1,537 |
| Total interest expense | $14,500,000 | 1,157 |
| Net interest income | $7,529,000 | 2,384 |
| Provision for loan and lease losses | $128,000 | 3,968 |
| Total noninterest income | $1,036,000 | 3,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,036,000 | 1,763 |
| Total noninterest expense | $3,237,000 | 4,026 |
| Salaries and employee benefits | $1,640,000 | 3,958 |
| Premises and equipment expense | $657,000 | 2,977 |
| Additional noninterest expense | $940,000 | 4,586 |
| Pre-tax net operating income | $5,200,000 | 1,453 |
| Securities gains (losses) | $40,000 | 1,447 |
| Applicable income taxes | $2,000,000 | 1,271 |
| Income before extraordinary items | $3,240,000 | 1,578 |
| Extraordinary gains, net | $-58,000 | 11,934 |
| Net income | $3,182,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,214,400 | 1,565 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,412,000 | 1,676 |
| Total interest expense | $9,427,000 | 1,383 |
| Net interest income | $8,985,000 | 2,017 |
| Provision for loan and lease losses | $1,405,000 | 740 |
| Total noninterest income | $1,012,000 | 3,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,012,000 | 1,823 |
| Total noninterest expense | $3,566,000 | 3,782 |
| Salaries and employee benefits | $1,457,000 | 4,387 |
| Premises and equipment expense | $606,000 | 3,241 |
| Additional noninterest expense | $1,503,000 | 3,285 |
| Pre-tax net operating income | $5,026,000 | 1,469 |
| Securities gains (losses) | $43,000 | 1,243 |
| Applicable income taxes | $1,685,000 | 1,393 |
| Income before extraordinary items | $3,384,000 | 1,455 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,384,000 | 1,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,355,190 | 1,487 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,845,000 | 1,979 |
| Total interest expense | $7,519,000 | 1,752 |
| Net interest income | $8,326,000 | 2,168 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $305,000 | 7,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $305,000 | 4,425 |
| Total noninterest expense | $2,643,000 | 5,024 |
| Salaries and employee benefits | $1,250,000 | 5,053 |
| Premises and equipment expense | $560,000 | 3,528 |
| Additional noninterest expense | $833,000 | 5,734 |
| Pre-tax net operating income | $5,793,000 | 1,204 |
| Securities gains (losses) | $641,000 | 761 |
| Applicable income taxes | $2,462,000 | 1,018 |
| Income before extraordinary items | $3,972,000 | 1,282 |
| Extraordinary gains, net | $190,000 | 1,051 |
| Net income | $4,162,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 12,841 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,561,760 | 1,342 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,267,000 | 2,459 |
| Total interest expense | $7,328,000 | 2,309 |
| Net interest income | $6,939,000 | 2,620 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $337,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $337,000 | 4,123 |
| Total noninterest expense | $2,173,000 | 5,985 |
| Salaries and employee benefits | $1,031,000 | 5,868 |
| Premises and equipment expense | $443,000 | 4,409 |
| Additional noninterest expense | $699,000 | 6,753 |
| Pre-tax net operating income | $4,753,000 | 1,342 |
| Securities gains (losses) | $394,000 | 1,298 |
| Applicable income taxes | $1,740,000 | 1,273 |
| Income before extraordinary items | $3,407,000 | 1,369 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,407,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,146,960 | 1,376 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.