Home > Limestone Bank, Inc. > Net charge- offs to loans
Limestone Bank, Inc., Net charge- offs to loans
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0380% | 4,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 4,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0764% | 4,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1381% | 4,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2522% | 4,645 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1148% | 4,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 3,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6844% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6848% | 721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1323% | 4,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2009% | 4,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4007% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0308% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5009% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5010% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1945% | 4,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2736% | 4,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5380% | 4,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0363% | 4,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2158% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2158% | 1,434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2694% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6036% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0141% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2813% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2813% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1735% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0502% | 4,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 3,293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0581% | 4,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 3,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 1,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3064% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6896% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 3,879 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0537% | 4,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0715% | 4,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2436% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2436% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0328% | 4,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 3,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0698% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0698% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 4,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1129% | 3,541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 3,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1051% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0356% | 4,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 4,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0878% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 4,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1305% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1305% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0473% | 4,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1249% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3467% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3467% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0707% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0946% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 4,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0235% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3832% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3832% | 411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0309% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2927% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0610% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3650% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3650% | 508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0463% | 4,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1360% | 4,929 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0941% | 3,706 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1438% | 4,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 4,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1632% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1632% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0621% | 4,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2328% | 5,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1361% | 3,785 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2497% | 5,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 4,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8578% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8578% | 828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 4,638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 3,566 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 4,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1415% | 4,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6032% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6032% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 3,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3617% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3617% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1586% | 5,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1795% | 5,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5755% | 5,230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1258% | 4,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 4,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0358% | 3,700 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0501% | 4,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1722% | 4,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0830% | 3,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0830% | 2,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1686% | 5,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1736% | 5,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5729% | 5,291 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1663% | 4,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0971% | 5,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1058% | 5,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2263% | 4,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0499% | 4,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0499% | 4,592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1446% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0969% | 5,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4965% | 5,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0471% | 4,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 3,673 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0519% | 4,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4112% | 5,068 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1319% | 4,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1319% | 4,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1798% | 5,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0474% | 5,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1076% | 5,241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1217% | 5,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8227% | 5,243 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1200% | 4,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1200% | 4,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0780% | 5,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2186% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1384% | 4,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2708% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 4,613 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5826% | 5,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5826% | 5,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1047% | 5,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2526% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2487% | 4,162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3255% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0503% | 4,574 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5701% | 5,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5701% | 5,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 2,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1499% | 5,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4230% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1727% | 4,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5086% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0804% | 4,729 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4070% | 5,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4070% | 5,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 2,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0557% | 5,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5370% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3080% | 4,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6577% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,203 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8264% | 5,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8264% | 5,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1962% | 673 |
| Percentage Net Loans Charged-off:Construction & development | -0.2887% | 5,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3013% | 5,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6693% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2214% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5968% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0678% | 4,861 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0258% | 5,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0258% | 5,714 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2396% | 5,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 561 |
| Percentage Net Loans Charged-off:Construction & development | -0.4499% | 5,249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2000% | 5,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6157% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6747% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4790% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1728% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1579% | 5,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1579% | 5,773 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2223% | 5,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2535% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3151% | 381 |
| Percentage Net Loans Charged-off:Construction & development | -0.6774% | 5,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1152% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8112% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4408% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6045% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4748% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1821% | 5,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1821% | 5,857 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1879% | 5,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2305% | 467 |
| Percentage Net Loans Charged-off:Construction & development | -1.3336% | 5,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8605% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5952% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8936% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1083% | 5,122 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0432% | 5,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0432% | 5,766 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1362% | 5,489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4469% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5273% | 276 |
| Percentage Net Loans Charged-off:Construction & development | -1.3103% | 5,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1248% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1212% | 4,833 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7623% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2063% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7094% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0348% | 4,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3515% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | 60.5469% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0573% | 3,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3457% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6229% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6544% | 195 |
| Percentage Net Loans Charged-off:Construction & development | -1.5719% | 5,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1892% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 4,746 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8523% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1213% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7027% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4758% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5256% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | 64.5781% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1384% | 2,579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4824% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8006% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8906% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 0.1376% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4556% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,783 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9426% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1585% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8006% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2022% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3069% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3173% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4757% | 496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4845% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3356% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.1601% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6175% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3670% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3971% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5607% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5150% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5292% | 432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2230% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3975% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7050% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 2.7794% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0550% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2443% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5425% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6266% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3151% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8136% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3041% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3149% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0339% | 5,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0397% | 99 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2916% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 3.3426% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6552% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0031% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5727% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9666% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5305% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7423% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0528% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0614% | 732 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0051% | 1,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7389% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0982% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 4.7134% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1543% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0046% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8444% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0680% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8208% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7417% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0033% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0111% | 790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1278% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5568% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7183% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 1.2597% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8623% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4861% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1358% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9767% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7423% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4050% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4859% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4970% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2727% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7076% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9093% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 2.0326% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6803% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2681% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0643% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7127% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0017% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1314% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9707% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9896% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5348% | 6,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2234% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5539% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 2.3814% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.7011% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4933% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3868% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3911% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3864% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3631% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9835% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0021% | 253 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7573% | 6,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6940% | 38 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1257% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 3.8622% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.0218% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4600% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6862% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7765% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7732% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5119% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7135% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7362% | 204 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1353% | 6,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.0112% | 20 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.5209% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 6.9026% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 13.8415% | 19 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.5857% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7711% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2829% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0045% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6342% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7154% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7429% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2169% | 6,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5243% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3256% | 115 |
| Percentage Net Loans Charged-off:Construction & development | 3.8795% | 695 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2014% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4540% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5993% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0718% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6450% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7631% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3752% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8389% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3936% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3172% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0116% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8595% | 80 |
| Percentage Net Loans Charged-off:Construction & development | 4.8706% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8307% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4772% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9429% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4446% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9855% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6047% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7938% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0857% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8079% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6733% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5993% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5586% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 2.8139% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0759% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1773% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9488% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2908% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0040% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1713% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6508% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6172% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6562% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3128% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8502% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7283% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 2.1585% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3003% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2045% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5625% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2579% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2194% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2799% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2964% | 325 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2693% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5883% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4822% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 6.5156% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3222% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3020% | 413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3382% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5234% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4973% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2727% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3528% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3280% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2733% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2863% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1653% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 2.8495% | 1,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7954% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0808% | 389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5547% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9495% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5198% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4300% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5519% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5321% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6016% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2505% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1321% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 3.6167% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7672% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1444% | 622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4902% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6813% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4730% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6980% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9661% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9520% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0631% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7938% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9219% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 2.6068% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5499% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3036% | 378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5173% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7055% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5001% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3213% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4509% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4364% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6465% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5942% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 4.7728% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5378% | 1,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3588% | 908 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3060% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6587% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2717% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0262% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1345% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3415% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0817% | 1,666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1371% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1267% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 2.8977% | 1,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3757% | 1,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2290% | 778 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1467% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5594% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2045% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7365% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8015% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8076% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0672% | 1,535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3360% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3649% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 3.9095% | 1,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4312% | 1,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3460% | 587 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2294% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6575% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2858% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5750% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7322% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9483% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0077% | 6,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8215% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8156% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 2.6774% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5822% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6205% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6540% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6172% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1109% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9236% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7971% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0306% | 6,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5420% | 3,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5198% | 2,860 |
| Percentage Net Loans Charged-off:Construction & development | 1.2321% | 2,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 3,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5960% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9886% | 859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5536% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2725% | 4,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1576% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0298% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1419% | 1,712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2822% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2430% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.3330% | 2,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 2,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4809% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1819% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4037% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1712% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9257% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7741% | 1,664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1269% | 1,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3105% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2595% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.4568% | 2,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 2,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4346% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3494% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3321% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2734% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1336% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3605% | 1,657 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1916% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2592% | 3,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1929% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.3321% | 1,581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0754% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2576% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4486% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2359% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2339% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5129% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2140% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2672% | 3,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2224% | 2,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.3036% | 2,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1456% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0359% | 517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3098% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1403% | 1,129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3294% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2539% | 3,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7060% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 34.1410% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1053% | 1,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1609% | 2,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.2090% | 1,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1527% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1840% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1640% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1864% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0895% | 3,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0883% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | 31.5727% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 1,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1543% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.1924% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2274% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0992% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 2,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7302% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | 28.8462% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0939% | 6,999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 2,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.1453% | 914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 6,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9598% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1974% | 7,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2116% | 2,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1924% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.3015% | 856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1149% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2586% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2418% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2603% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3125% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5560% | 2,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1505% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1538% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.1715% | 646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1543% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2022% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4285% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0636% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5634% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2038% | 1,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1589% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0236% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2385% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2731% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6494% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2328% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0769% | 7,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4701% | 2,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1086% | 7,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1266% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1181% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3463% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3152% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2385% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0761% | 7,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1915% | 3,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0824% | 7,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0941% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0112% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0802% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0177% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2372% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 3,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1833% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 6,886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0240% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2280% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 2,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3258% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0189% | 6,962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1529% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3358% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1959% | 7,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1497% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0434% | 7,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3084% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2954% | 7,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2629% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0869% | 7,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4147% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2015% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3725% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1629% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3911% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6537% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3011% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2884% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 2,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 7,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2209% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 8,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3957% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 7,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0415% | 8,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0451% | 8,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1372% | 2,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2652% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 8,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0753% | 8,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0815% | 8,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9048% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3099% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1656% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8733% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5422% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1974% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 2,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5225% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2888% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2064% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 8,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1030% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3290% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0339% | 4,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0672% | 7,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2140% | 3,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2978% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3044% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5302% | 2,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2193% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0983% | 1,542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2429% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4165% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4241% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7811% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0555% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1092% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1444% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1468% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6626% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1342% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1697% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2413% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2969% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3025% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9513% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0683% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2428% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 2,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4490% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2108% | 5,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0516% | 1,774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3680% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9122% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1862% | 6,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5323% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 5,925 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0295% | 9,534 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 4,291 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 8,307 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 8,587 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1262% | 11,588 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 11,333 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 9,825 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |