Home > Lighthouse Community Bank > Income and Expense
Lighthouse Community Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 900 |
| Total interest expense | $3,969,000 | 624 |
| Net interest income | $4,281,000 | 1,147 |
| Provision for loan and lease losses | $197,000 | 1,393 |
| Total noninterest income | $3,828,000 | 499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,828,000 | 367 |
| Total noninterest expense | $5,065,000 | 801 |
| Salaries and employee benefits | $3,657,000 | 603 |
| Premises and equipment expense | $778,000 | 755 |
| Additional noninterest expense | $630,000 | 1,868 |
| Pre-tax net operating income | $2,847,000 | 791 |
| Securities gains (losses) | $463,000 | 371 |
| Applicable income taxes | $1,412,000 | 591 |
| Income before extraordinary items | $1,898,000 | 884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,898,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,601,680 | 969 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,491,000 | 964 |
| Total interest expense | $16,291,000 | 695 |
| Net interest income | $15,200,000 | 1,268 |
| Provision for loan and lease losses | $625,000 | 1,990 |
| Total noninterest income | $9,931,000 | 632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,931,000 | 441 |
| Total noninterest expense | $14,839,000 | 1,045 |
| Salaries and employee benefits | $10,102,000 | 796 |
| Premises and equipment expense | $2,727,000 | 804 |
| Additional noninterest expense | $2,010,000 | 2,297 |
| Pre-tax net operating income | $9,667,000 | 898 |
| Securities gains (losses) | $1,387,000 | 347 |
| Applicable income taxes | $4,213,000 | 695 |
| Income before extraordinary items | $6,841,000 | 914 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,841,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,701 |
| Cash dividends | $901,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,953,320 | 1,015 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,144,000 | 996 |
| Total interest expense | $21,398,000 | 767 |
| Net interest income | $12,746,000 | 1,395 |
| Provision for loan and lease losses | $1,707,000 | 802 |
| Total noninterest income | $9,183,000 | 643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,183,000 | 439 |
| Total noninterest expense | $13,663,000 | 1,083 |
| Salaries and employee benefits | $9,197,000 | 799 |
| Premises and equipment expense | $2,284,000 | 914 |
| Additional noninterest expense | $2,182,000 | 2,062 |
| Pre-tax net operating income | $6,559,000 | 1,132 |
| Securities gains (losses) | $280,000 | 929 |
| Applicable income taxes | $2,530,000 | 968 |
| Income before extraordinary items | $4,309,000 | 1,261 |
| Extraordinary gains, net | $-587,000 | 9,559 |
| Net income | $3,722,000 | 1,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,883 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,129,800 | 1,263 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,317,000 | 1,123 |
| Total interest expense | $21,679,000 | 833 |
| Net interest income | $9,638,000 | 1,830 |
| Provision for loan and lease losses | $886,000 | 1,178 |
| Total noninterest income | $7,060,000 | 721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,060,000 | 512 |
| Total noninterest expense | $10,602,000 | 1,311 |
| Salaries and employee benefits | $6,840,000 | 1,025 |
| Premises and equipment expense | $2,105,000 | 948 |
| Additional noninterest expense | $1,657,000 | 2,568 |
| Pre-tax net operating income | $5,210,000 | 1,423 |
| Securities gains (losses) | $-602,000 | 9,724 |
| Applicable income taxes | $1,861,000 | 1,250 |
| Income before extraordinary items | $2,747,000 | 1,894 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,747,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,132,280 | 1,670 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,980,000 | 1,561 |
| Total interest expense | $13,893,000 | 1,092 |
| Net interest income | $7,087,000 | 2,491 |
| Provision for loan and lease losses | $568,000 | 1,597 |
| Total noninterest income | $2,977,000 | 1,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,977,000 | 894 |
| Total noninterest expense | $6,612,000 | 2,057 |
| Salaries and employee benefits | $4,418,000 | 1,567 |
| Premises and equipment expense | $1,068,000 | 1,921 |
| Additional noninterest expense | $1,126,000 | 3,649 |
| Pre-tax net operating income | $2,884,000 | 2,500 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,097,000 | 2,067 |
| Income before extraordinary items | $1,787,000 | 2,827 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,787,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,787,000 | 2,792 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,783,000 | 2,999 |
| Total interest expense | $6,972,000 | 2,175 |
| Net interest income | $3,811,000 | 4,290 |
| Provision for loan and lease losses | $308,000 | 2,536 |
| Total noninterest income | $725,000 | 3,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $725,000 | 2,328 |
| Total noninterest expense | $2,644,000 | 4,576 |
| Salaries and employee benefits | $1,422,000 | 4,437 |
| Premises and equipment expense | $616,000 | 3,088 |
| Additional noninterest expense | $606,000 | 5,723 |
| Pre-tax net operating income | $1,584,000 | 4,013 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $602,000 | 3,397 |
| Income before extraordinary items | $982,000 | 4,583 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $982,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $982,000 | 4,490 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,768,000 | 5,210 |
| Total interest expense | $3,653,000 | 4,000 |
| Net interest income | $2,115,000 | 6,688 |
| Provision for loan and lease losses | $121,000 | 4,616 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $288,000 | 4,024 |
| Total noninterest expense | $1,210,000 | 7,636 |
| Salaries and employee benefits | $518,000 | 8,475 |
| Premises and equipment expense | $287,000 | 5,575 |
| Additional noninterest expense | $405,000 | 7,305 |
| Pre-tax net operating income | $1,072,000 | 5,619 |
| Securities gains (losses) | $125,000 | 890 |
| Applicable income taxes | $432,000 | 4,648 |
| Income before extraordinary items | $765,000 | 5,606 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $765,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,030,000 | 364 |
| Net operating income | $685,000 | 5,924 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 10,039 |
| Total interest expense | $836,000 | 9,523 |
| Net interest income | $717,000 | 10,337 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $41,000 | 10,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $745,000 | 9,656 |
| Salaries and employee benefits | $287,000 | 10,457 |
| Premises and equipment expense | $185,000 | 7,320 |
| Additional noninterest expense | $273,000 | 9,162 |
| Pre-tax net operating income | $-75,000 | 10,924 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $-22,000 | 10,997 |
| Income before extraordinary items | $-49,000 | 10,925 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-49,000 | 10,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,015,000 | 372 |
| Net operating income | $-51,760 | 10,887 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.