Home > Lighthouse Community Bank > Assets and Liabilities
Lighthouse Community Bank, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 131 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $614,304,000 | 895 |
| Cash and due from depository institutions | $18,204,000 | 1,295 |
| Interest-bearing balances | $16,853,000 | 501 |
| Securities | $42,245,000 | 2,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $533,421,000 | 656 |
| Loan loss allowance | $4,490,000 | 1,013 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,855,000 | 4,302 |
| Other real estate owned | $143,000 | 1,295 |
| Goodwill and other intangibles | $5,610,000 | 633 |
| All other assets | $12,826,000 | 1,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $614,304,000 | 895 |
| Total liabilities | $571,189,000 | 866 |
| Total deposits | $408,137,000 | 1,034 |
| Interest-bearing deposits | $383,290,000 | 960 |
| Deposits held in domestic offices | $408,137,000 | 1,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 999 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $142,871,000 | 390 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,181,000 | 619 |
| Total equity capital | $43,115,000 | 1,238 |
| Total bank equity capital | $43,115,000 | 1,238 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $187,000 | 6,415 |
| Surplus | $23,870,000 | 884 |
| Undivided profits | $19,058,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,574,000 | 304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,670,000 | 1,047 |
| Earning assets | $592,519,000 | 858 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $619,769,000 | 878 |
| Average Assets, quarterly | $619,769,000 | 878 |
| Volatile liabilities | $302,636,000 | 459 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $142,871,000 | 330 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $164,707,000 | 583 |
| Tier 1 (core) risk-based capital | $40,214,000 | 1,220 |
| Tier 2 risk-based capital | $4,490,000 | 941 |
| Total risk weighted assets | $391,067,000 | 935 |
| Total unused commitments | $164,707,000 | 584 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 134 | 1,250 |
| Assets and Liabilities | ||
| Total Assets: | $625,234,000 | 866 |
| Cash and due from depository institutions | $20,177,000 | 1,250 |
| Interest-bearing balances | $18,909,000 | 391 |
| Securities | $34,084,000 | 3,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $550,733,000 | 630 |
| Loan loss allowance | $4,296,000 | 1,027 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,882,000 | 4,244 |
| Other real estate owned | $1,438,000 | 1,250 |
| Goodwill and other intangibles | $5,183,000 | 652 |
| All other assets | $11,737,000 | 1,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $625,234,000 | 866 |
| Total liabilities | $584,017,000 | 830 |
| Total deposits | $410,616,000 | 1,007 |
| Interest-bearing deposits | $383,615,000 | 934 |
| Deposits held in domestic offices | $410,616,000 | 1,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,438 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $156,943,000 | 371 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,458,000 | 563 |
| Total equity capital | $41,217,000 | 1,267 |
| Total bank equity capital | $41,217,000 | 1,267 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $187,000 | 6,440 |
| Surplus | $23,870,000 | 864 |
| Undivided profits | $17,160,000 | 1,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,776,000 | 384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,764,000 | 1,035 |
| Earning assets | $603,726,000 | 821 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $532,979,000 | 960 |
| Average Assets, quarterly | $601,844,500 | 886 |
| Volatile liabilities | $318,159,000 | 433 |
| Insider loans | $16,000 | 8,226 |
| FHLB advances | $156,943,000 | 306 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $171,673,000 | 543 |
| Tier 1 (core) risk-based capital | $38,469,000 | 1,244 |
| Tier 2 risk-based capital | $4,296,000 | 964 |
| Total risk weighted assets | $387,029,000 | 929 |
| Total unused commitments | $171,673,000 | 544 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 114 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $500,867,000 | 1,013 |
| Cash and due from depository institutions | $26,739,000 | 1,474 |
| Interest-bearing balances | $25,887,000 | 261 |
| Securities | $37,538,000 | 2,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $421,264,000 | 796 |
| Loan loss allowance | $3,605,000 | 1,155 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,910,000 | 4,160 |
| Other real estate owned | $206,000 | 1,474 |
| Goodwill and other intangibles | $4,756,000 | 649 |
| All other assets | $8,454,000 | 1,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $500,867,000 | 1,013 |
| Total liabilities | $469,213,000 | 983 |
| Total deposits | $347,033,000 | 1,150 |
| Interest-bearing deposits | $327,395,000 | 1,043 |
| Deposits held in domestic offices | $347,033,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,400,000 | 1,010 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $98,529,000 | 505 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $12,251,000 | 537 |
| Total equity capital | $31,654,000 | 1,550 |
| Total bank equity capital | $31,654,000 | 1,550 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $187,000 | 6,594 |
| Surplus | $21,770,000 | 901 |
| Undivided profits | $9,697,000 | 2,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,800,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,551,000 | 1,228 |
| Earning assets | $484,689,000 | 967 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $449,348,400 | 1,082 |
| Average Assets, quarterly | $477,392,000 | 1,067 |
| Volatile liabilities | $214,097,000 | 541 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $98,529,000 | 425 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $130,055,000 | 625 |
| Tier 1 (core) risk-based capital | $31,818,000 | 1,446 |
| Tier 2 risk-based capital | $3,605,000 | 1,086 |
| Total risk weighted assets | $364,499,000 | 948 |
| Total unused commitments | $130,055,000 | 625 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 101 | 1,649 |
| Assets and Liabilities | ||
| Total Assets: | $417,847,000 | 1,160 |
| Cash and due from depository institutions | $9,568,000 | 1,649 |
| Interest-bearing balances | $8,957,000 | 520 |
| Securities | $20,804,000 | 4,507 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $372,628,000 | 867 |
| Loan loss allowance | $2,009,000 | 1,899 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,154,000 | 3,792 |
| Other real estate owned | $0 | 1,649 |
| Goodwill and other intangibles | $3,559,000 | 755 |
| All other assets | $9,134,000 | 1,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,847,000 | 1,160 |
| Total liabilities | $391,506,000 | 1,135 |
| Total deposits | $291,145,000 | 1,302 |
| Interest-bearing deposits | $281,894,000 | 1,174 |
| Deposits held in domestic offices | $291,145,000 | 1,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,955 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $90,614,000 | 497 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,747,000 | 799 |
| Total equity capital | $26,341,000 | 1,758 |
| Total bank equity capital | $26,341,000 | 1,758 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $187,000 | 6,806 |
| Surplus | $20,070,000 | 927 |
| Undivided profits | $6,084,000 | 3,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,827,000 | 1,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,648,000 | 930 |
| Earning assets | $402,389,000 | 1,105 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $394,850,000 | 1,174 |
| Average Assets, quarterly | $409,551,000 | 1,175 |
| Volatile liabilities | $164,190,000 | 685 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $90,614,000 | 144 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $120,833,000 | 627 |
| Tier 1 (core) risk-based capital | $26,395,000 | 1,671 |
| Tier 2 risk-based capital | $2,009,000 | 1,772 |
| Total risk weighted assets | $285,733,000 | 1,148 |
| Total unused commitments | $120,833,000 | 628 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 90 | 1,917 |
| Assets and Liabilities | ||
| Total Assets: | $383,625,000 | 1,232 |
| Cash and due from depository institutions | $9,994,000 | 1,917 |
| Interest-bearing balances | $8,049,000 | 510 |
| Securities | $34,003,000 | 3,246 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $327,918,000 | 955 |
| Loan loss allowance | $1,131,000 | 3,076 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,859,000 | 4,205 |
| Other real estate owned | $0 | 1,917 |
| Goodwill and other intangibles | $2,400,000 | 962 |
| All other assets | $7,451,000 | 1,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,625,000 | 1,232 |
| Total liabilities | $360,631,000 | 1,189 |
| Total deposits | $269,883,000 | 1,390 |
| Interest-bearing deposits | $269,883,000 | 1,201 |
| Deposits held in domestic offices | $269,883,000 | 1,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,519,000 | 810 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $64,700,000 | 639 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,529,000 | 885 |
| Total equity capital | $22,994,000 | 1,929 |
| Total bank equity capital | $22,994,000 | 1,929 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $187,000 | 7,048 |
| Surplus | $20,070,000 | 926 |
| Undivided profits | $2,737,000 | 5,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $912,000 | 2,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,718,000 | 1,234 |
| Earning assets | $369,970,000 | 1,181 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $287,653,800 | 1,565 |
| Average Assets, quarterly | $370,262,500 | 1,254 |
| Volatile liabilities | $229,104,000 | 556 |
| Insider loans | $162,000 | 7,485 |
| FHLB advances | $64,700,000 | 175 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $63,942,000 | 1,007 |
| Tier 1 (core) risk-based capital | $23,628,000 | 1,853 |
| Tier 2 risk-based capital | $1,131,000 | 2,817 |
| Total risk weighted assets | $236,647,000 | 1,313 |
| Total unused commitments | $63,942,000 | 1,008 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 17 | 7,418 |
| Assets and Liabilities | ||
| Total Assets: | $190,942,000 | 2,400 |
| Cash and due from depository institutions | $10,442,000 | 7,418 |
| Interest-bearing balances | $9,852,000 | 637 |
| Securities | $7,220,000 | 7,956 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $167,738,000 | 1,677 |
| Loan loss allowance | $528,000 | 5,412 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $389,000 | 8,249 |
| Other real estate owned | $0 | 7,418 |
| Goodwill and other intangibles | $46,000 | 2,930 |
| All other assets | $5,107,000 | 1,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,942,000 | 2,400 |
| Total liabilities | $178,730,000 | 2,315 |
| Total deposits | $142,380,000 | 2,682 |
| Interest-bearing deposits | $135,966,000 | 2,398 |
| Deposits held in domestic offices | $142,380,000 | 2,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,100,000 | 757 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,250,000 | 1,791 |
| Total equity capital | $12,212,000 | 3,645 |
| Total bank equity capital | $12,212,000 | 3,645 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $187,000 | 7,182 |
| Surplus | $0 | 9,669 |
| Undivided profits | $12,025,000 | 2,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $763,000 | 3,031 |
| Earning assets | $184,810,000 | 2,290 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $146,969,400 | 2,932 |
| Average Assets, quarterly | $183,576,500 | 2,455 |
| Volatile liabilities | $68,302,000 | 1,095 |
| Insider loans | $262,000 | 6,711 |
| FHLB advances | $31,100,000 | 242 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $37,521,000 | 1,405 |
| Tier 1 (core) risk-based capital | $12,203,000 | 3,489 |
| Tier 2 risk-based capital | $559,000 | 4,826 |
| Total risk weighted assets | $123,409,000 | 2,322 |
| Total unused commitments | $37,521,000 | 1,410 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $105,239,000 | 4,133 |
| Cash and due from depository institutions | $7,347,000 | 8,855 |
| Interest-bearing balances | $6,345,000 | 709 |
| Securities | $5,034,000 | 9,226 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $90,745,000 | 3,002 |
| Loan loss allowance | $220,000 | 8,537 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $465,000 | 8,082 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $60,000 | 2,854 |
| All other assets | $1,588,000 | 4,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,239,000 | 4,133 |
| Total liabilities | $95,956,000 | 4,079 |
| Total deposits | $75,420,000 | 4,739 |
| Interest-bearing deposits | $73,769,000 | 4,250 |
| Deposits held in domestic offices | $75,420,000 | 4,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $19,226,000 | 977 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,310,000 | 2,834 |
| Total equity capital | $9,283,000 | 4,594 |
| Total bank equity capital | $9,283,000 | 4,594 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $187,000 | 7,487 |
| Surplus | $8,358,000 | 1,824 |
| Undivided profits | $738,000 | 9,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $426,000 | 5,406 |
| Earning assets | $102,124,000 | 3,955 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $72,112,400 | 5,400 |
| Average Assets, quarterly | $98,311,500 | 4,340 |
| Volatile liabilities | $31,545,000 | 2,054 |
| Insider loans | $228,000 | 7,219 |
| FHLB advances | $18,226,000 | 319 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $39,481,000 | 1,293 |
| Tier 1 (core) risk-based capital | $9,201,000 | 4,485 |
| Tier 2 risk-based capital | $220,000 | 8,113 |
| Total risk weighted assets | $58,825,000 | 4,435 |
| Total unused commitments | $39,481,000 | 1,296 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $36,913,000 | 8,471 |
| Cash and due from depository institutions | $3,918,000 | 9,804 |
| Interest-bearing balances | $2,520,000 | 1,398 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $31,997,000 | 6,707 |
| Loan loss allowance | $99,000 | 10,562 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $392,000 | 8,662 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $79,000 | 2,617 |
| All other assets | $527,000 | 8,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,913,000 | 8,471 |
| Total liabilities | $32,447,000 | 8,519 |
| Total deposits | $30,875,000 | 8,557 |
| Interest-bearing deposits | $30,875,000 | 7,930 |
| Deposits held in domestic offices | $30,875,000 | 8,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $572,000 | 5,433 |
| Total equity capital | $4,466,000 | 7,727 |
| Total bank equity capital | $4,466,000 | 7,727 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $129,000 | 8,399 |
| Surplus | $4,386,000 | 3,203 |
| Undivided profits | $-49,000 | 10,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $119,000 | 9,875 |
| Earning assets | $34,517,000 | 8,397 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $27,122,000 | 9,381 |
| Average Assets, quarterly | $34,611,000 | 8,660 |
| Volatile liabilities | $7,136,000 | 5,997 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $1,000,000 | 778 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,428,000 | 3,514 |
| Tier 1 (core) risk-based capital | $4,387,000 | 7,692 |
| Tier 2 risk-based capital | $99,000 | 10,348 |
| Total risk weighted assets | $22,113,000 | 8,266 |
| Total unused commitments | $9,428,000 | 3,528 |
| Derivatives | $0 | 549 |