Home > Life Savings Bank, FSB > Loan Charge- Offs and Recoveries
Life Savings Bank, FSB, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,380,000 | 440 |
| Loans secured by real estate, total | $2,126,000 | 162 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,126,000 | 162 |
| Construction and land development | $0 | 676 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $12,000 | 2,733 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $2,114,000 | 56 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $84,000 | 2,587 |
| Loans to individuals | $1,170,000 | 515 |
| Credit card loan charge offs | $45,000 | 1,042 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,125,000 | 372 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $581,000 | 601 |
| Loans secured by real estate, total | $420,000 | 277 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $420,000 | 277 |
| Construction and land development | $27,000 | 211 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 824 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $361,000 | 184 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $161,000 | 669 |
| Credit card loan recoveries | $13,000 | 702 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $148,000 | 590 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,799,000 | 403 |
| Loans secured by real estate, total | $1,706,000 | 132 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,706,000 | 131 |
| Construction and land development | $-27,000 | 10,776 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-20,000 | 10,561 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $1,753,000 | 35 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $84,000 | 1,993 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,009,000 | 489 |
| Credit card loan net charge offs | $32,000 | 1,144 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $977,000 | 340 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $497,000 | 1,840 |
| Loans secured by real estate, total | $277,000 | 878 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $277,000 | 878 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $165,000 | 716 |
| Secured by multifamily residential properties | $38,000 | 324 |
| Secured by nonfarm nonresidential properties | $74,000 | 853 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $220,000 | 1,498 |
| Credit card loan charge offs | $69,000 | 850 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $151,000 | 1,669 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,794,000 | 337 |
| Loans secured by real estate, total | $1,735,000 | 120 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,735,000 | 120 |
| Construction and land development | $38,000 | 216 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $64,000 | 537 |
| Secured by multifamily residential properties | $10,000 | 263 |
| Secured by nonfarm nonresidential properties | $1,623,000 | 72 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $59,000 | 1,531 |
| Credit card loan recoveries | $8,000 | 974 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $51,000 | 1,516 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-1,297,000 | 11,441 |
| Loans secured by real estate, total | $-1,458,000 | 11,424 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-1,458,000 | 11,449 |
| Construction and land development | $-38,000 | 11,319 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $101,000 | 818 |
| Secured by multifamily residential properties | $28,000 | 304 |
| Secured by nonfarm nonresidential properties | $-1,549,000 | 11,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $161,000 | 1,458 |
| Credit card loan net charge offs | $61,000 | 835 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $100,000 | 1,704 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $753,000 | 1,338 |
| Loans secured by real estate, total | $601,000 | 643 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $601,000 | 642 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $137,000 | 885 |
| Secured by multifamily residential properties | $174,000 | 247 |
| Secured by nonfarm nonresidential properties | $290,000 | 518 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $152,000 | 1,758 |
| Credit card loan charge offs | $103,000 | 707 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $49,000 | 3,204 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $319,000 | 1,038 |
| Loans secured by real estate, total | $244,000 | 493 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $244,000 | 492 |
| Construction and land development | $37,000 | 260 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $28,000 | 981 |
| Secured by multifamily residential properties | $58,000 | 162 |
| Secured by nonfarm nonresidential properties | $121,000 | 447 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $75,000 | 1,281 |
| Credit card loan recoveries | $18,000 | 704 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,411 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $434,000 | 1,512 |
| Loans secured by real estate, total | $357,000 | 703 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $357,000 | 702 |
| Construction and land development | $-37,000 | 11,817 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $109,000 | 857 |
| Secured by multifamily residential properties | $116,000 | 262 |
| Secured by nonfarm nonresidential properties | $169,000 | 570 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $77,000 | 2,103 |
| Credit card loan net charge offs | $85,000 | 697 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-8,000 | 11,478 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $941,000 | 1,183 |
| Loans secured by real estate, total | $802,000 | 622 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $802,000 | 622 |
| Construction and land development | $387,000 | 180 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $357,000 | 504 |
| Secured by multifamily residential properties | $58,000 | 417 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $139,000 | 1,763 |
| Credit card loan charge offs | $60,000 | 855 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $79,000 | 2,279 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $711,000 | 673 |
| Loans secured by real estate, total | $608,000 | 302 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $608,000 | 301 |
| Construction and land development | $248,000 | 129 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $36,000 | 932 |
| Secured by multifamily residential properties | $24,000 | 248 |
| Secured by nonfarm nonresidential properties | $300,000 | 272 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $103,000 | 1,085 |
| Credit card loan recoveries | $27,000 | 599 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $76,000 | 1,195 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $230,000 | 2,273 |
| Loans secured by real estate, total | $194,000 | 1,130 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $194,000 | 1,130 |
| Construction and land development | $139,000 | 281 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $321,000 | 451 |
| Secured by multifamily residential properties | $34,000 | 447 |
| Secured by nonfarm nonresidential properties | $-300,000 | 12,511 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $36,000 | 3,125 |
| Credit card loan net charge offs | $33,000 | 998 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,000 | 6,583 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $357,000 | 2,871 |
| Loans secured by real estate, total | $129,000 | 2,133 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $129,000 | 2,132 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $17,000 | 3,447 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $112,000 | 1,217 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $228,000 | 1,368 |
| Credit card loan charge offs | $102,000 | 743 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $126,000 | 1,789 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $375,000 | 1,126 |
| Loans secured by real estate, total | $270,000 | 518 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $270,000 | 517 |
| Construction and land development | $86,000 | 249 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $73,000 | 555 |
| Secured by multifamily residential properties | $60,000 | 170 |
| Secured by nonfarm nonresidential properties | $51,000 | 811 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $105,000 | 1,162 |
| Credit card loan recoveries | $23,000 | 676 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $82,000 | 1,227 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-18,000 | 12,066 |
| Loans secured by real estate, total | $-141,000 | 13,130 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-141,000 | 13,169 |
| Construction and land development | $-86,000 | 13,180 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-56,000 | 13,158 |
| Secured by multifamily residential properties | $-60,000 | 13,226 |
| Secured by nonfarm nonresidential properties | $61,000 | 1,373 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $123,000 | 1,582 |
| Credit card loan net charge offs | $79,000 | 750 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $44,000 | 2,627 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,170,000 | 1,053 |
| Loans secured by real estate, total | $1,857,000 | 584 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,857,000 | 584 |
| Construction and land development | $114,000 | 764 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $970,000 | 287 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $773,000 | 570 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $313,000 | 1,357 |
| Credit card loan charge offs | $231,000 | 588 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $82,000 | 3,069 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $645,000 | 769 |
| Loans secured by real estate, total | $600,000 | 259 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $600,000 | 259 |
| Construction and land development | $68,000 | 299 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $219,000 | 198 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $313,000 | 217 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $45,000 | 2,256 |
| Credit card loan recoveries | $10,000 | 1,021 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $35,000 | 2,474 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,525,000 | 1,177 |
| Loans secured by real estate, total | $1,257,000 | 685 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,257,000 | 685 |
| Construction and land development | $46,000 | 990 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $751,000 | 318 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $460,000 | 715 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $268,000 | 1,175 |
| Credit card loan net charge offs | $221,000 | 551 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $47,000 | 3,335 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.