Home > Life Savings Bank, FSB > Income and Expense
Life Savings Bank, FSB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $105,674,000 | 390 |
| Total interest expense | $70,441,000 | 297 |
| Net interest income | $35,233,000 | 538 |
| Provision for loan and lease losses | $7,838,000 | 243 |
| Total noninterest income | $3,987,000 | 1,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,987,000 | 716 |
| Total noninterest expense | $39,858,000 | 403 |
| Salaries and employee benefits | $26,931,000 | 263 |
| Premises and equipment expense | $6,285,000 | 359 |
| Additional noninterest expense | $6,642,000 | 785 |
| Pre-tax net operating income | $-8,476,000 | 10,928 |
| Securities gains (losses) | $1,002,000 | 277 |
| Applicable income taxes | $-1,882,000 | 10,900 |
| Income before extraordinary items | $-5,592,000 | 10,907 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-5,592,000 | 10,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,799,000 | 403 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-6,343,500 | 10,904 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $95,110,000 | 456 |
| Total interest expense | $62,902,000 | 359 |
| Net interest income | $32,208,000 | 624 |
| Provision for loan and lease losses | $-265,000 | 11,367 |
| Total noninterest income | $4,267,000 | 1,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,267,000 | 709 |
| Total noninterest expense | $24,871,000 | 651 |
| Salaries and employee benefits | $12,429,000 | 567 |
| Premises and equipment expense | $2,322,000 | 929 |
| Additional noninterest expense | $10,120,000 | 669 |
| Pre-tax net operating income | $11,869,000 | 687 |
| Securities gains (losses) | $100,000 | 963 |
| Applicable income taxes | $4,948,000 | 591 |
| Income before extraordinary items | $7,021,000 | 777 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,021,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,297,000 | 11,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,957,000 | 763 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $77,025,000 | 554 |
| Total interest expense | $51,176,000 | 436 |
| Net interest income | $25,849,000 | 756 |
| Provision for loan and lease losses | $454,000 | 1,701 |
| Total noninterest income | $3,173,000 | 1,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,173,000 | 860 |
| Total noninterest expense | $16,990,000 | 906 |
| Salaries and employee benefits | $11,071,000 | 642 |
| Premises and equipment expense | $1,876,000 | 1,126 |
| Additional noninterest expense | $4,043,000 | 1,325 |
| Pre-tax net operating income | $11,578,000 | 734 |
| Securities gains (losses) | $-740,000 | 11,845 |
| Applicable income taxes | $3,923,000 | 738 |
| Income before extraordinary items | $6,915,000 | 819 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,915,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,512 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $7,388,600 | 769 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $56,714,000 | 631 |
| Total interest expense | $36,119,000 | 475 |
| Net interest income | $20,595,000 | 908 |
| Provision for loan and lease losses | $1,423,000 | 733 |
| Total noninterest income | $1,471,000 | 2,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-292,000 | 4,908 |
| Additional Noninterest Income | $1,763,000 | 1,237 |
| Total noninterest expense | $10,409,000 | 1,408 |
| Salaries and employee benefits | $7,836,000 | 874 |
| Premises and equipment expense | $1,851,000 | 1,141 |
| Additional noninterest expense | $722,000 | 6,172 |
| Pre-tax net operating income | $10,234,000 | 779 |
| Securities gains (losses) | $-596,000 | 12,292 |
| Applicable income taxes | $3,692,000 | 737 |
| Income before extraordinary items | $5,946,000 | 882 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,946,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,273 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $49,111,000 | 26 |
| Net operating income | $6,327,440 | 831 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $51,593,000 | 675 |
| Total interest expense | $32,002,000 | 505 |
| Net interest income | $19,591,000 | 947 |
| Provision for loan and lease losses | $5,886,000 | 393 |
| Total noninterest income | $5,284,000 | 945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,284,000 | 641 |
| Total noninterest expense | $12,702,000 | 1,215 |
| Salaries and employee benefits | $6,549,000 | 1,050 |
| Premises and equipment expense | $1,769,000 | 1,212 |
| Additional noninterest expense | $4,384,000 | 1,413 |
| Pre-tax net operating income | $6,287,000 | 1,109 |
| Securities gains (losses) | $235,000 | 1,507 |
| Applicable income taxes | $1,545,000 | 1,528 |
| Income before extraordinary items | $4,977,000 | 1,039 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,977,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 12,066 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,798,400 | 1,010 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $55,094,000 | 711 |
| Total interest expense | $34,966,000 | 585 |
| Net interest income | $20,128,000 | 932 |
| Provision for loan and lease losses | $1,779,000 | 1,249 |
| Total noninterest income | $2,049,000 | 1,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,049,000 | 1,221 |
| Total noninterest expense | $12,300,000 | 1,292 |
| Salaries and employee benefits | $6,075,000 | 1,101 |
| Premises and equipment expense | $1,566,000 | 1,387 |
| Additional noninterest expense | $4,662,000 | 1,414 |
| Pre-tax net operating income | $8,098,000 | 792 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,582,000 | 660 |
| Income before extraordinary items | $4,516,000 | 1,047 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,516,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,525,000 | 1,177 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,516,000 | 952 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.