Home > Life Savings Bank, FSB > Net charge- offs to loans
Life Savings Bank, FSB, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4336% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2782% | 115 |
| Percentage Net Loans Charged-off:Construction & development | -0.0467% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7091% | 21 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 157.3034% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5718% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6701% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2288% | 11,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2590% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0759% | 1,347 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7241% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1361% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5230% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8891% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 564 |
| Percentage Net Loans Charged-off:Construction & development | -0.1501% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3688% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5440% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3735% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4654% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 6,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.8849% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7502% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1485% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1037% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4479% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2044% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0522% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 10,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.9564% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1401% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2471% | 1,397 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5701% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3372% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 5,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3000% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.4885% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9248% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2238% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2238% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0500% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5436% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |