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Life Savings Bank, FSB, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 218 | 826 |
| Assets and Liabilities | ||
| Total Assets: | $1,446,484,000 | 392 |
| Cash and due from depository institutions | $62,342,000 | 826 |
| Interest-bearing balances | $49,906,000 | 98 |
| Securities | $702,817,000 | 214 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $633,165,000 | 521 |
| Loan loss allowance | $11,461,000 | 441 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $13,785,000 | 535 |
| Other real estate owned | $939,000 | 826 |
| Goodwill and other intangibles | $4,080,000 | 632 |
| All other assets | $29,356,000 | 401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,446,484,000 | 392 |
| Total liabilities | $1,320,027,000 | 382 |
| Total deposits | $738,069,000 | 528 |
| Interest-bearing deposits | $729,831,000 | 464 |
| Deposits held in domestic offices | $738,069,000 | 521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $261,000,000 | 192 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $309,603,000 | 202 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,355,000 | 576 |
| Total equity capital | $126,457,000 | 408 |
| Total bank equity capital | $126,457,000 | 408 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $60,665,000 | 367 |
| Undivided profits | $65,791,000 | 384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,867,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $4,215,000 | 536 |
| Earning assets | $1,385,888,000 | 377 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $1,449,439,800 | 370 |
| Average Assets, quarterly | $1,466,355,000 | 379 |
| Volatile liabilities | $635,909,000 | 251 |
| Insider loans | $1,204,000 | 3,113 |
| FHLB advances | $288,298,000 | 56 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $88,943,000 | 715 |
| Tier 1 (core) risk-based capital | $118,361,000 | 391 |
| Tier 2 risk-based capital | $1,708,000 | 1,778 |
| Total risk weighted assets | $615,151,000 | 547 |
| Total unused commitments | $128,943,000 | 540 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 241 | 785 |
| Assets and Liabilities | ||
| Total Assets: | $1,418,659,000 | 419 |
| Cash and due from depository institutions | $11,284,000 | 785 |
| Interest-bearing balances | $3,497,000 | 1,100 |
| Securities | $736,752,000 | 220 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $622,007,000 | 569 |
| Loan loss allowance | $9,656,000 | 543 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,338,000 | 443 |
| Other real estate owned | $1,202,000 | 785 |
| Goodwill and other intangibles | $4,950,000 | 548 |
| All other assets | $25,126,000 | 467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,418,659,000 | 419 |
| Total liabilities | $1,290,814,000 | 418 |
| Total deposits | $734,320,000 | 572 |
| Interest-bearing deposits | $734,320,000 | 503 |
| Deposits held in domestic offices | $734,320,000 | 566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $259,000,000 | 220 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $289,938,000 | 209 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,556,000 | 730 |
| Total equity capital | $127,845,000 | 413 |
| Total bank equity capital | $127,845,000 | 413 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $57,774,000 | 389 |
| Undivided profits | $70,070,000 | 382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,551,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $8,456,000 | 342 |
| Earning assets | $1,362,256,000 | 402 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $1,273,786,200 | 445 |
| Average Assets, quarterly | $1,413,496,500 | 419 |
| Volatile liabilities | $600,211,000 | 269 |
| Insider loans | $1,230,000 | 3,111 |
| FHLB advances | $261,711,000 | 62 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $66,833,000 | 883 |
| Tier 1 (core) risk-based capital | $120,927,000 | 403 |
| Tier 2 risk-based capital | $3,248,000 | 1,038 |
| Total risk weighted assets | $589,241,000 | 590 |
| Total unused commitments | $66,833,000 | 889 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 211 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $1,097,962,000 | 544 |
| Cash and due from depository institutions | $8,845,000 | 913 |
| Interest-bearing balances | $1,668,000 | 2,009 |
| Securities | $585,185,000 | 287 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $467,371,000 | 714 |
| Loan loss allowance | $4,439,000 | 993 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $13,970,000 | 542 |
| Other real estate owned | $622,000 | 913 |
| Goodwill and other intangibles | $459,000 | 1,598 |
| All other assets | $21,510,000 | 551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,097,962,000 | 544 |
| Total liabilities | $979,922,000 | 551 |
| Total deposits | $610,795,000 | 683 |
| Interest-bearing deposits | $610,795,000 | 601 |
| Deposits held in domestic offices | $610,795,000 | 673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,797,000 | 413 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $272,154,000 | 219 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $8,176,000 | 745 |
| Total equity capital | $118,040,000 | 455 |
| Total bank equity capital | $118,040,000 | 455 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $55,157,000 | 431 |
| Undivided profits | $62,882,000 | 428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,758,000 | 1,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $7,613,000 | 394 |
| Earning assets | $1,054,224,000 | 518 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $1,054,226,400 | 537 |
| Average Assets, quarterly | $1,078,326,000 | 542 |
| Volatile liabilities | $395,577,000 | 353 |
| Insider loans | $1,066,000 | 3,584 |
| FHLB advances | $148,636,000 | 96 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $34,579,000 | 1,332 |
| Tier 1 (core) risk-based capital | $115,728,000 | 438 |
| Tier 2 risk-based capital | $3,274,000 | 1,056 |
| Total risk weighted assets | $427,433,000 | 753 |
| Total unused commitments | $34,579,000 | 1,342 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 207 | 954 |
| Assets and Liabilities | ||
| Total Assets: | $997,456,000 | 564 |
| Cash and due from depository institutions | $7,945,000 | 954 |
| Interest-bearing balances | $2,208,000 | 1,466 |
| Securities | $527,922,000 | 320 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $421,191,000 | 759 |
| Loan loss allowance | $4,459,000 | 990 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $14,241,000 | 524 |
| Other real estate owned | $954,000 | 954 |
| Goodwill and other intangibles | $555,000 | 1,385 |
| All other assets | $24,648,000 | 520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $997,456,000 | 564 |
| Total liabilities | $898,143,000 | 572 |
| Total deposits | $591,596,000 | 694 |
| Interest-bearing deposits | $589,798,000 | 606 |
| Deposits held in domestic offices | $591,596,000 | 682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,468,000 | 499 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $231,136,000 | 231 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $9,943,000 | 609 |
| Total equity capital | $99,313,000 | 478 |
| Total bank equity capital | $99,313,000 | 478 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $49,110,000 | 441 |
| Undivided profits | $50,202,000 | 467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,680,000 | 1,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $4,493,000 | 500 |
| Earning assets | $951,321,000 | 540 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $871,918,200 | 606 |
| Average Assets, quarterly | $969,149,000 | 571 |
| Volatile liabilities | $330,971,000 | 394 |
| Insider loans | $1,158,000 | 3,320 |
| FHLB advances | $174,977,000 | 89 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,401,000 | 2,132 |
| Tier 1 (core) risk-based capital | $103,223,000 | 466 |
| Tier 2 risk-based capital | $3,126,000 | 1,071 |
| Total risk weighted assets | $387,469,000 | 782 |
| Total unused commitments | $17,401,000 | 2,144 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 208 | 997 |
| Assets and Liabilities | ||
| Total Assets: | $770,089,000 | 695 |
| Cash and due from depository institutions | $9,372,000 | 997 |
| Interest-bearing balances | $2,951,000 | 1,883 |
| Securities | $343,553,000 | 457 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $370,137,000 | 809 |
| Loan loss allowance | $8,149,000 | 687 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $13,568,000 | 543 |
| Other real estate owned | $2,622,000 | 997 |
| Goodwill and other intangibles | $929,000 | 1,041 |
| All other assets | $29,908,000 | 454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $770,089,000 | 695 |
| Total liabilities | $721,837,000 | 687 |
| Total deposits | $531,537,000 | 777 |
| Interest-bearing deposits | $531,537,000 | 680 |
| Deposits held in domestic offices | $531,537,000 | 763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,234,000 | 863 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $170,537,000 | 248 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,529,000 | 1,014 |
| Total equity capital | $48,252,000 | 870 |
| Total bank equity capital | $48,252,000 | 870 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $48,252,000 | 474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,579,000 | 2,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,409,000 | 553 |
| Earning assets | $716,641,000 | 683 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $755,886,000 | 687 |
| Average Assets, quarterly | $781,012,500 | 686 |
| Volatile liabilities | $217,797,000 | 482 |
| Insider loans | $325,000 | 7,040 |
| FHLB advances | $159,272,000 | 86 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,508,000 | 1,991 |
| Tier 1 (core) risk-based capital | $48,046,000 | 846 |
| Tier 2 risk-based capital | $4,203,000 | 829 |
| Total risk weighted assets | $333,326,000 | 880 |
| Total unused commitments | $56,808,000 | 927 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 205 | 1,038 |
| Assets and Liabilities | ||
| Total Assets: | $710,481,000 | 765 |
| Cash and due from depository institutions | $10,055,000 | 1,038 |
| Interest-bearing balances | $2,397,000 | 2,415 |
| Securities | $205,244,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $425,363,000 | 738 |
| Loan loss allowance | $3,156,000 | 1,485 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $11,779,000 | 623 |
| Other real estate owned | $3,685,000 | 1,038 |
| Goodwill and other intangibles | $16,973,000 | 200 |
| All other assets | $37,382,000 | 429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $710,481,000 | 765 |
| Total liabilities | $651,059,000 | 775 |
| Total deposits | $525,971,000 | 841 |
| Interest-bearing deposits | $523,468,000 | 745 |
| Deposits held in domestic offices | $525,971,000 | 831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,967,000 | 432 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $66,927,000 | 370 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $6,194,000 | 832 |
| Total equity capital | $59,422,000 | 686 |
| Total bank equity capital | $59,422,000 | 686 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $59,422,000 | 360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,577,000 | 1,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,282,000 | 644 |
| Earning assets | $633,004,000 | 773 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $680,543,800 | 777 |
| Average Assets, quarterly | $705,717,000 | 770 |
| Volatile liabilities | $150,909,000 | 576 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $52,388,000 | 166 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,856,000 | 2,130 |
| Tier 1 (core) risk-based capital | $49,376,000 | 800 |
| Tier 2 risk-based capital | $2,572,000 | 1,281 |
| Total risk weighted assets | $348,741,000 | 881 |
| Total unused commitments | $15,856,000 | 2,146 |
| Derivatives | $0 | 651 |