Home > Libertyville Bank & Trust Company > Net charge- offs to loans
Libertyville Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 4,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0009% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0009% | 2,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0004% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0004% | 2,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 4,360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0662% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 2,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0012% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0012% | 1,809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0874% | 4,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0791% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1204% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0022% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0022% | 2,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 3,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1210% | 4,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1160% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1684% | 4,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0030% | 2,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0030% | 2,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1817% | 4,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1998% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2612% | 4,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0179% | 3,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0047% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0047% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4731% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 3,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0082% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0082% | 1,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 2,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0517% | 4,404 |
| Percentage Net Loans Charged-off:Construction & development | -0.1807% | 4,308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1535% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2165% | 4,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0655% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0004% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0004% | 2,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0626% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | -0.2550% | 4,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2361% | 4,689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0610% | 3,440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2884% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0005% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0005% | 2,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0926% | 4,660 |
| Percentage Net Loans Charged-off:Construction & development | -0.4010% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3455% | 4,767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0594% | 3,475 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4358% | 4,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0008% | 1,888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0707% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.8025% | 4,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0582% | 3,524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0889% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0035% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0035% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1023% | 4,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2215% | 3,679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 1,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0029% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0029% | 2,886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1201% | 4,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2703% | 3,707 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0488% | 4,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0007% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0007% | 2,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 4,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1537% | 4,815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3793% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 4,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0020% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0020% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 4,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0489% | 4,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0258% | 4,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2537% | 4,912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6922% | 3,763 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0467% | 4,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 768 |
| Percentage Net Loans Charged-off:Construction & development | -0.0998% | 4,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2188% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1490% | 4,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1973% | 3,774 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1217% | 4,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0051% | 3,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0051% | 3,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 588 |
| Percentage Net Loans Charged-off:Construction & development | -0.1272% | 4,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2510% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1708% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2464% | 3,838 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1261% | 4,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0054% | 3,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0054% | 3,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1074% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1946% | 334 |
| Percentage Net Loans Charged-off:Construction & development | -0.1804% | 4,685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3609% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 4,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2191% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1715% | 5,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0542% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0060% | 2,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 2,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4601% | 125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 4,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7273% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1838% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4757% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0079% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0079% | 2,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | -0.0390% | 4,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0650% | 4,311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0847% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1247% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1611% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0026% | 3,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0026% | 3,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 870 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1596% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2098% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0042% | 3,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0042% | 3,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 967 |
| Percentage Net Loans Charged-off:Construction & development | -0.0406% | 4,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1235% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1604% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0063% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0063% | 2,737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0500% | 4,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0738% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1303% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3117% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 5,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 3,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0107% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0107% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2274% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4163% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.2688% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2596% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2489% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7654% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6270% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0718% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0022% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0022% | 3,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 1,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 0.3778% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1672% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4137% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8657% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0036% | 3,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0036% | 3,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3911% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 0.5528% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7673% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0982% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3552% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0022% | 3,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0022% | 2,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 1.1119% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1769% | 5,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3446% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7834% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0022% | 4,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0022% | 4,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0681% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.5549% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 5,181 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0212% | 4,589 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2643% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2828% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2373% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1159% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0408% | 3,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0408% | 3,429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.8308% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 5,111 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0296% | 4,630 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 5,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,936 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0626% | 5,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0489% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0489% | 3,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0175% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0575% | 5,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0728% | 5,524 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0443% | 4,679 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 5,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,990 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 5,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0785% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0785% | 2,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0237% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 4,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 5,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 5,248 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0879% | 4,748 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 5,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,989 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0600% | 5,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0276% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0026% | 2,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0026% | 2,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1723% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.6231% | 5,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7676% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5445% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9361% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1499% | 5,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1566% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0043% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0043% | 3,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0087% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2249% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.1701% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0212% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4910% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8597% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1823% | 5,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1931% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0019% | 5,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0019% | 4,944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3559% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.1502% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5043% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8201% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2940% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0687% | 5,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0561% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0245% | 5,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2240% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3038% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0538% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0598% | 5,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0548% | 4,391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0692% | 5,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2304% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0306% | 5,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2283% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.2197% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,913 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6071% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1629% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4971% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2184% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0382% | 3,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0382% | 3,630 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2875% | 5,741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2238% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3056% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.3191% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1498% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 4,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7999% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2180% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9766% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2650% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0151% | 3,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0151% | 3,437 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3943% | 5,818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3201% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.3641% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2304% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6532% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2802% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4097% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0120% | 3,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0120% | 3,136 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6074% | 5,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1047% | 1,609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0428% | 5,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3901% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1751% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8199% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0277% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0277% | 2,562 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0138% | 5,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6060% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1829% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 2.1074% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2539% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0967% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9826% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5984% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7500% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0994% | 2,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0046% | 4,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0046% | 4,052 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 5,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4766% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9141% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 3.4414% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5979% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4697% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0723% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7903% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6331% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0061% | 3,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0061% | 3,701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0184% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4190% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8112% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 4.6047% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7330% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0118% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4486% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4529% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4400% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0060% | 3,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 3,309 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0096% | 5,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6185% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2317% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 5.9802% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7204% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8255% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1194% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8884% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5853% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 4,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0149% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0149% | 2,645 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0192% | 5,656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3377% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6922% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 3.9821% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8726% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1237% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9608% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5140% | 1,009 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6789% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2259% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4955% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4955% | 2,234 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0976% | 6,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9926% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6258% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 4.6326% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0876% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1822% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7774% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6803% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8002% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1893% | 2,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6738% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6738% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1049% | 6,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3281% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2068% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 6.6375% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4248% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1140% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2690% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0343% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4942% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0411% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0411% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1211% | 6,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1719% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9665% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 4.7537% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4853% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.8498% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2624% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5418% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7595% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0787% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8515% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8515% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1394% | 6,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1150% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9981% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 5.5278% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7769% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.2972% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2971% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4426% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7677% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0710% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4649% | 2,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4645% | 2,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0741% | 1,408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0229% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8609% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 3.7552% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5383% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.1279% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2262% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0260% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2622% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8017% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6471% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6462% | 1,889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2283% | 994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1674% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0543% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 2.3452% | 1,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5695% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 24.9494% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9223% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5093% | 983 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2751% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6429% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9997% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9978% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1110% | 1,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4276% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8284% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 2.9580% | 834 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2474% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3749% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3459% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3210% | 835 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6079% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1883% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9736% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9678% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0400% | 6,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6807% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0784% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 7.2151% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4301% | 2,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.8200% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6434% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0098% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7181% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2008% | 4,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5013% | 3,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6760% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6917% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0456% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 8.9204% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2946% | 2,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6235% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1118% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8018% | 904 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6476% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2643% | 3,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0917% | 4,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6142% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1015% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8899% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 1.2811% | 1,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1997% | 2,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7082% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9270% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5735% | 904 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5424% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5794% | 2,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1316% | 4,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.0263% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5463% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3708% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 1.9057% | 1,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1711% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1776% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0318% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4328% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 2,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1347% | 3,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.4414% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5166% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2685% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 9.3334% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5254% | 1,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8028% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6044% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2049% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2942% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5245% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2119% | 5,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1249% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4776% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0409% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 7.8666% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4288% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5530% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3309% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7624% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3057% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4084% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4566% | 3,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0510% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8023% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2343% | 2,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.4755% | 2,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2529% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1256% | 2,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0447% | 1,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2638% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8721% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4373% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7317% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3400% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.9495% | 1,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2850% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1965% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5228% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2395% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3875% | 2,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5064% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 2.3211% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0905% | 1,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2185% | 2,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5208% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0775% | 4,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0745% | 7,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0026% | 1,896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3375% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 1.5681% | 843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 3,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 2,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 3,388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1642% | 7,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0034% | 1,625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1198% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.2588% | 1,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1420% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1022% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2535% | 7,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0050% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1192% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1352% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.4219% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0930% | 3,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2301% | 4,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 5,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 3,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3162% | 3,493 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 2,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5264% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 6,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0726% | 7,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1621% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 7,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1247% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0719% | 5,291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 4,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0399% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1206% | 4,526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 4,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 2,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3353% | 3,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 6,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 6,907 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5705% | 7,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 5,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 2,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0607% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0901% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 7,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2619% | 4,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2425% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 5,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0834% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 3,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3800% | 3,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3696% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 3,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.1342% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2190% | 4,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0937% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 3,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1699% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4876% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1878% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 4,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2529% | 2,892 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0508% | 8,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0227% | 7,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3380% | 2,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0303% | 7,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 3,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3643% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0320% | 5,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 4,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2814% | 3,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0944% | 7,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 4,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3379% | 3,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6362% | 3,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8474% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2594% | 2,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7722% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9815% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1950% | 2,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0212% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8799% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3661% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7623% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9181% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 3,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4078% | 3,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6767% | 3,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7512% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1527% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 3,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 2,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1128% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2171% | 3,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5800% | 3,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0408% | 1,733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 7,550 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |