Home > LibertyBank > Income and Expense
LibertyBank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,893,000 | 697 |
| Total interest expense | $5,441,000 | 805 |
| Net interest income | $16,452,000 | 652 |
| Provision for loan and lease losses | $21,100,000 | 210 |
| Total noninterest income | $-2,770,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $814,000 | 977 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,584,000 | 7,823 |
| Total noninterest expense | $14,239,000 | 698 |
| Salaries and employee benefits | $6,421,000 | 744 |
| Premises and equipment expense | $2,129,000 | 614 |
| Additional noninterest expense | $5,689,000 | 640 |
| Pre-tax net operating income | $-21,657,000 | 7,761 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $9,930,000 | 128 |
| Income before extraordinary items | $-31,587,000 | 7,781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-31,587,000 | 7,781 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-31,587,000 | 7,781 |
| Net charge-offs | $18,593,000 | 212 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-31,587,000 | 7,782 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,197,000 | 699 |
| Total interest expense | $2,815,000 | 820 |
| Net interest income | $8,382,000 | 648 |
| Provision for loan and lease losses | $10,555,000 | 220 |
| Total noninterest income | $-1,462,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $409,000 | 962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,871,000 | 7,920 |
| Total noninterest expense | $7,305,000 | 684 |
| Salaries and employee benefits | $3,285,000 | 745 |
| Premises and equipment expense | $1,064,000 | 627 |
| Additional noninterest expense | $2,956,000 | 619 |
| Pre-tax net operating income | $-10,940,000 | 7,856 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-4,267,000 | 7,897 |
| Income before extraordinary items | $-6,673,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,673,000 | 7,821 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,673,000 | 7,821 |
| Net charge-offs | $3,863,000 | 410 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,673,000 | 7,819 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $54,689,000 | 596 |
| Total interest expense | $17,634,000 | 655 |
| Net interest income | $37,055,000 | 581 |
| Provision for loan and lease losses | $59,645,000 | 207 |
| Total noninterest income | $-4,518,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,807,000 | 959 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-6,325,000 | 7,999 |
| Total noninterest expense | $29,764,000 | 709 |
| Salaries and employee benefits | $13,371,000 | 727 |
| Premises and equipment expense | $4,613,000 | 572 |
| Additional noninterest expense | $11,780,000 | 689 |
| Pre-tax net operating income | $-56,872,000 | 7,876 |
| Securities gains (losses) | $324,000 | 1,173 |
| Applicable income taxes | $-22,219,000 | 7,926 |
| Income before extraordinary items | $-34,329,000 | 7,832 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-34,329,000 | 7,832 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-34,329,000 | 7,832 |
| Net charge-offs | $63,543,000 | 162 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $5,151,000 | 177 |
| Net operating income | $-34,536,360 | 7,836 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $42,267,000 | 594 |
| Total interest expense | $14,247,000 | 639 |
| Net interest income | $28,020,000 | 588 |
| Provision for loan and lease losses | $54,760,000 | 199 |
| Total noninterest income | $-1,145,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,356,000 | 956 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-2,501,000 | 8,066 |
| Total noninterest expense | $22,151,000 | 711 |
| Salaries and employee benefits | $10,145,000 | 726 |
| Premises and equipment expense | $3,477,000 | 578 |
| Additional noninterest expense | $8,529,000 | 675 |
| Pre-tax net operating income | $-50,036,000 | 7,983 |
| Securities gains (losses) | $324,000 | 948 |
| Applicable income taxes | $-19,553,000 | 8,025 |
| Income before extraordinary items | $-30,159,000 | 7,950 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-30,159,000 | 7,949 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-30,159,000 | 7,949 |
| Net charge-offs | $51,178,000 | 161 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $5,151,000 | 144 |
| Net operating income | $-30,366,360 | 7,949 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $29,093,000 | 592 |
| Total interest expense | $9,868,000 | 657 |
| Net interest income | $19,225,000 | 576 |
| Provision for loan and lease losses | $32,870,000 | 206 |
| Total noninterest income | $-819,000 | 8,126 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $901,000 | 944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,720,000 | 8,152 |
| Total noninterest expense | $14,882,000 | 714 |
| Salaries and employee benefits | $6,806,000 | 741 |
| Premises and equipment expense | $2,357,000 | 584 |
| Additional noninterest expense | $5,719,000 | 679 |
| Pre-tax net operating income | $-29,346,000 | 8,058 |
| Securities gains (losses) | $324,000 | 711 |
| Applicable income taxes | $-11,484,000 | 8,101 |
| Income before extraordinary items | $-17,538,000 | 8,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-17,538,000 | 8,024 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-17,538,000 | 8,024 |
| Net charge-offs | $36,169,000 | 156 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-17,745,360 | 8,021 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $15,075,000 | 581 |
| Total interest expense | $5,117,000 | 654 |
| Net interest income | $9,958,000 | 545 |
| Provision for loan and lease losses | $12,035,000 | 227 |
| Total noninterest income | $74,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $438,000 | 941 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-364,000 | 8,183 |
| Total noninterest expense | $7,031,000 | 713 |
| Salaries and employee benefits | $3,482,000 | 723 |
| Premises and equipment expense | $1,196,000 | 589 |
| Additional noninterest expense | $2,353,000 | 722 |
| Pre-tax net operating income | $-9,034,000 | 8,100 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-3,523,000 | 8,136 |
| Income before extraordinary items | $-5,511,000 | 8,070 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,511,000 | 8,070 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,511,000 | 8,070 |
| Net charge-offs | $12,424,000 | 180 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,511,000 | 8,072 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $69,189,000 | 543 |
| Total interest expense | $26,567,000 | 591 |
| Net interest income | $42,622,000 | 508 |
| Provision for loan and lease losses | $27,887,000 | 286 |
| Total noninterest income | $3,434,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,903,000 | 941 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,531,000 | 1,567 |
| Total noninterest expense | $28,599,000 | 698 |
| Salaries and employee benefits | $14,633,000 | 669 |
| Premises and equipment expense | $4,571,000 | 611 |
| Additional noninterest expense | $9,395,000 | 717 |
| Pre-tax net operating income | $-10,430,000 | 7,996 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-4,126,000 | 8,068 |
| Income before extraordinary items | $-6,304,000 | 7,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,304,000 | 7,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,319,000 | 247 |
| Cash dividends | $118,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 324 |
| Net operating income | $-6,304,000 | 7,927 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $53,570,000 | 547 |
| Total interest expense | $20,825,000 | 600 |
| Net interest income | $32,745,000 | 512 |
| Provision for loan and lease losses | $19,307,000 | 248 |
| Total noninterest income | $2,994,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,410,000 | 951 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,584,000 | 1,309 |
| Total noninterest expense | $21,535,000 | 688 |
| Salaries and employee benefits | $11,179,000 | 672 |
| Premises and equipment expense | $3,300,000 | 636 |
| Additional noninterest expense | $7,056,000 | 679 |
| Pre-tax net operating income | $-5,103,000 | 8,132 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-2,041,000 | 8,186 |
| Income before extraordinary items | $-3,062,000 | 8,021 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,062,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,925,000 | 225 |
| Cash dividends | $118,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,062,000 | 8,077 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $36,769,000 | 537 |
| Total interest expense | $14,690,000 | 590 |
| Net interest income | $22,079,000 | 508 |
| Provision for loan and lease losses | $12,160,000 | 230 |
| Total noninterest income | $2,075,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $903,000 | 972 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,172,000 | 1,259 |
| Total noninterest expense | $14,179,000 | 683 |
| Salaries and employee benefits | $7,332,000 | 689 |
| Premises and equipment expense | $2,136,000 | 651 |
| Additional noninterest expense | $4,711,000 | 660 |
| Pre-tax net operating income | $-2,185,000 | 8,181 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-902,000 | 8,259 |
| Income before extraordinary items | $-1,283,000 | 8,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,283,000 | 8,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,875,000 | 226 |
| Cash dividends | $118,000 | 3,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,283,000 | 8,085 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,535,000 | 547 |
| Total interest expense | $7,878,000 | 589 |
| Net interest income | $10,657,000 | 518 |
| Provision for loan and lease losses | $5,989,000 | 193 |
| Total noninterest income | $973,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $458,000 | 947 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $515,000 | 1,392 |
| Total noninterest expense | $6,678,000 | 720 |
| Salaries and employee benefits | $3,437,000 | 744 |
| Premises and equipment expense | $1,048,000 | 671 |
| Additional noninterest expense | $2,193,000 | 667 |
| Pre-tax net operating income | $-1,037,000 | 8,278 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-410,000 | 8,344 |
| Income before extraordinary items | $-627,000 | 8,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-627,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,930,000 | 295 |
| Cash dividends | $59,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-627,000 | 8,192 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $81,699,000 | 531 |
| Total interest expense | $35,619,000 | 567 |
| Net interest income | $46,080,000 | 492 |
| Provision for loan and lease losses | $5,336,000 | 389 |
| Total noninterest income | $3,876,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,744,000 | 1,025 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,132,000 | 1,319 |
| Total noninterest expense | $26,313,000 | 716 |
| Salaries and employee benefits | $14,336,000 | 674 |
| Premises and equipment expense | $3,860,000 | 691 |
| Additional noninterest expense | $8,117,000 | 706 |
| Pre-tax net operating income | $18,307,000 | 494 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,271,000 | 414 |
| Income before extraordinary items | $11,036,000 | 599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,036,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,797,000 | 489 |
| Cash dividends | $596,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $11,036,000 | 587 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $61,377,000 | 528 |
| Total interest expense | $26,855,000 | 561 |
| Net interest income | $34,522,000 | 493 |
| Provision for loan and lease losses | $2,755,000 | 406 |
| Total noninterest income | $2,910,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,296,000 | 1,017 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,614,000 | 1,313 |
| Total noninterest expense | $19,870,000 | 701 |
| Salaries and employee benefits | $10,906,000 | 665 |
| Premises and equipment expense | $2,835,000 | 700 |
| Additional noninterest expense | $6,129,000 | 678 |
| Pre-tax net operating income | $14,807,000 | 510 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,893,000 | 420 |
| Income before extraordinary items | $8,914,000 | 595 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,914,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,699,000 | 449 |
| Cash dividends | $477,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,914,000 | 588 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $40,626,000 | 549 |
| Total interest expense | $17,808,000 | 575 |
| Net interest income | $22,818,000 | 514 |
| Provision for loan and lease losses | $1,826,000 | 347 |
| Total noninterest income | $1,920,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $853,000 | 1,035 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,067,000 | 1,341 |
| Total noninterest expense | $12,909,000 | 734 |
| Salaries and employee benefits | $6,954,000 | 711 |
| Premises and equipment expense | $1,867,000 | 735 |
| Additional noninterest expense | $4,088,000 | 693 |
| Pre-tax net operating income | $10,003,000 | 528 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,902,000 | 459 |
| Income before extraordinary items | $6,101,000 | 609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,101,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 419 |
| Cash dividends | $358,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,101,000 | 599 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $19,731,000 | 556 |
| Total interest expense | $8,757,000 | 577 |
| Net interest income | $10,974,000 | 528 |
| Provision for loan and lease losses | $761,000 | 358 |
| Total noninterest income | $863,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $421,000 | 1,019 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $442,000 | 1,491 |
| Total noninterest expense | $6,337,000 | 739 |
| Salaries and employee benefits | $3,316,000 | 756 |
| Premises and equipment expense | $904,000 | 755 |
| Additional noninterest expense | $2,117,000 | 656 |
| Pre-tax net operating income | $4,739,000 | 541 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,849,000 | 470 |
| Income before extraordinary items | $2,890,000 | 634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,890,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 445 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,890,000 | 623 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $69,022,000 | 582 |
| Total interest expense | $28,089,000 | 612 |
| Net interest income | $40,933,000 | 566 |
| Provision for loan and lease losses | $2,893,000 | 387 |
| Total noninterest income | $3,936,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,580,000 | 1,120 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,356,000 | 1,192 |
| Total noninterest expense | $23,157,000 | 766 |
| Salaries and employee benefits | $12,611,000 | 748 |
| Premises and equipment expense | $3,413,000 | 744 |
| Additional noninterest expense | $7,133,000 | 761 |
| Pre-tax net operating income | $18,819,000 | 568 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,170,000 | 487 |
| Income before extraordinary items | $11,649,000 | 651 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,649,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,046,000 | 655 |
| Cash dividends | $239,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,649,000 | 644 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $49,739,000 | 610 |
| Total interest expense | $19,580,000 | 643 |
| Net interest income | $30,159,000 | 585 |
| Provision for loan and lease losses | $2,046,000 | 394 |
| Total noninterest income | $2,910,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,160,000 | 1,156 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,750,000 | 1,217 |
| Total noninterest expense | $17,419,000 | 772 |
| Salaries and employee benefits | $9,521,000 | 758 |
| Premises and equipment expense | $2,553,000 | 758 |
| Additional noninterest expense | $5,345,000 | 762 |
| Pre-tax net operating income | $13,604,000 | 609 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,137,000 | 532 |
| Income before extraordinary items | $8,467,000 | 698 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,467,000 | 697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 579 |
| Cash dividends | $239,000 | 3,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,467,000 | 689 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $31,891,000 | 624 |
| Total interest expense | $12,181,000 | 651 |
| Net interest income | $19,710,000 | 596 |
| Provision for loan and lease losses | $1,328,000 | 387 |
| Total noninterest income | $1,897,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $758,000 | 1,167 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,139,000 | 1,241 |
| Total noninterest expense | $11,476,000 | 784 |
| Salaries and employee benefits | $6,233,000 | 775 |
| Premises and equipment expense | $1,726,000 | 752 |
| Additional noninterest expense | $3,517,000 | 764 |
| Pre-tax net operating income | $8,803,000 | 619 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,341,000 | 547 |
| Income before extraordinary items | $5,462,000 | 720 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,462,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 621 |
| Cash dividends | $239,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,462,000 | 708 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,089,000 | 637 |
| Total interest expense | $5,595,000 | 661 |
| Net interest income | $9,494,000 | 609 |
| Provision for loan and lease losses | $676,000 | 363 |
| Total noninterest income | $921,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $378,000 | 1,144 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $543,000 | 1,260 |
| Total noninterest expense | $5,816,000 | 772 |
| Salaries and employee benefits | $3,125,000 | 772 |
| Premises and equipment expense | $872,000 | 746 |
| Additional noninterest expense | $1,819,000 | 743 |
| Pre-tax net operating income | $3,923,000 | 680 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,491,000 | 594 |
| Income before extraordinary items | $2,432,000 | 785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,432,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 590 |
| Cash dividends | $119,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,432,000 | 769 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $50,750,000 | 642 |
| Total interest expense | $15,866,000 | 715 |
| Net interest income | $34,884,000 | 622 |
| Provision for loan and lease losses | $3,023,000 | 358 |
| Total noninterest income | $3,537,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,471,000 | 1,212 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,066,000 | 1,328 |
| Total noninterest expense | $20,784,000 | 809 |
| Salaries and employee benefits | $11,146,000 | 817 |
| Premises and equipment expense | $3,288,000 | 735 |
| Additional noninterest expense | $6,350,000 | 818 |
| Pre-tax net operating income | $14,614,000 | 684 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,596,000 | 589 |
| Income before extraordinary items | $9,018,000 | 801 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,018,000 | 803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,569,000 | 488 |
| Cash dividends | $477,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,018,000 | 786 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $36,635,000 | 647 |
| Total interest expense | $10,964,000 | 730 |
| Net interest income | $25,671,000 | 628 |
| Provision for loan and lease losses | $2,326,000 | 338 |
| Total noninterest income | $2,654,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,096,000 | 1,203 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,558,000 | 1,322 |
| Total noninterest expense | $15,445,000 | 814 |
| Salaries and employee benefits | $8,333,000 | 805 |
| Premises and equipment expense | $2,451,000 | 738 |
| Additional noninterest expense | $4,661,000 | 821 |
| Pre-tax net operating income | $10,554,000 | 699 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,072,000 | 614 |
| Income before extraordinary items | $6,482,000 | 827 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,482,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,334,000 | 410 |
| Cash dividends | $358,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,482,000 | 813 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $23,313,000 | 656 |
| Total interest expense | $6,658,000 | 754 |
| Net interest income | $16,655,000 | 634 |
| Provision for loan and lease losses | $1,581,000 | 328 |
| Total noninterest income | $1,705,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $699,000 | 1,218 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,006,000 | 1,339 |
| Total noninterest expense | $10,029,000 | 832 |
| Salaries and employee benefits | $5,396,000 | 827 |
| Premises and equipment expense | $1,630,000 | 732 |
| Additional noninterest expense | $3,003,000 | 844 |
| Pre-tax net operating income | $6,750,000 | 724 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,629,000 | 619 |
| Income before extraordinary items | $4,121,000 | 845 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,121,000 | 845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 371 |
| Cash dividends | $238,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,121,000 | 827 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,146,000 | 672 |
| Total interest expense | $2,975,000 | 806 |
| Net interest income | $8,171,000 | 634 |
| Provision for loan and lease losses | $681,000 | 357 |
| Total noninterest income | $805,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $320,000 | 1,280 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $485,000 | 1,350 |
| Total noninterest expense | $5,006,000 | 830 |
| Salaries and employee benefits | $2,720,000 | 817 |
| Premises and equipment expense | $807,000 | 744 |
| Additional noninterest expense | $1,479,000 | 842 |
| Pre-tax net operating income | $3,289,000 | 742 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,282,000 | 636 |
| Income before extraordinary items | $2,007,000 | 866 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,007,000 | 867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 918 |
| Cash dividends | $119,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,007,000 | 846 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $39,923,000 | 698 |
| Total interest expense | $10,063,000 | 809 |
| Net interest income | $29,860,000 | 666 |
| Provision for loan and lease losses | $2,467,000 | 455 |
| Total noninterest income | $3,114,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,134,000 | 1,550 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,980,000 | 1,330 |
| Total noninterest expense | $18,368,000 | 893 |
| Salaries and employee benefits | $9,750,000 | 880 |
| Premises and equipment expense | $2,866,000 | 787 |
| Additional noninterest expense | $5,752,000 | 870 |
| Pre-tax net operating income | $12,139,000 | 728 |
| Securities gains (losses) | $23,000 | 2,306 |
| Applicable income taxes | $4,696,000 | 629 |
| Income before extraordinary items | $7,466,000 | 881 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,466,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,299,000 | 643 |
| Cash dividends | $289,000 | 4,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,451,280 | 850 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,559,000 | 704 |
| Total interest expense | $7,441,000 | 806 |
| Net interest income | $22,118,000 | 671 |
| Provision for loan and lease losses | $1,863,000 | 436 |
| Total noninterest income | $2,272,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $819,000 | 1,614 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,453,000 | 1,361 |
| Total noninterest expense | $13,735,000 | 888 |
| Salaries and employee benefits | $7,311,000 | 884 |
| Premises and equipment expense | $2,118,000 | 800 |
| Additional noninterest expense | $4,306,000 | 858 |
| Pre-tax net operating income | $8,792,000 | 755 |
| Securities gains (losses) | $23,000 | 2,216 |
| Applicable income taxes | $3,391,000 | 661 |
| Income before extraordinary items | $5,424,000 | 920 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,424,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 530 |
| Cash dividends | $170,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,409,280 | 877 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,627,000 | 697 |
| Total interest expense | $4,945,000 | 794 |
| Net interest income | $14,682,000 | 662 |
| Provision for loan and lease losses | $1,297,000 | 437 |
| Total noninterest income | $1,465,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $521,000 | 1,679 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $944,000 | 1,381 |
| Total noninterest expense | $8,917,000 | 913 |
| Salaries and employee benefits | $4,722,000 | 905 |
| Premises and equipment expense | $1,400,000 | 807 |
| Additional noninterest expense | $2,795,000 | 887 |
| Pre-tax net operating income | $5,933,000 | 752 |
| Securities gains (losses) | $25,000 | 1,902 |
| Applicable income taxes | $2,231,000 | 664 |
| Income before extraordinary items | $3,727,000 | 877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,727,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $798,000 | 506 |
| Cash dividends | $114,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,711,000 | 845 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,734,000 | 716 |
| Total interest expense | $2,506,000 | 809 |
| Net interest income | $7,228,000 | 677 |
| Provision for loan and lease losses | $641,000 | 424 |
| Total noninterest income | $666,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 1,716 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $419,000 | 1,486 |
| Total noninterest expense | $4,404,000 | 928 |
| Salaries and employee benefits | $2,347,000 | 923 |
| Premises and equipment expense | $697,000 | 825 |
| Additional noninterest expense | $1,360,000 | 909 |
| Pre-tax net operating income | $2,849,000 | 771 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $1,117,000 | 677 |
| Income before extraordinary items | $1,747,000 | 928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,747,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 441 |
| Cash dividends | $57,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,737,400 | 889 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,675,000 | 731 |
| Total interest expense | $11,306,000 | 788 |
| Net interest income | $27,369,000 | 692 |
| Provision for loan and lease losses | $2,794,000 | 509 |
| Total noninterest income | $2,115,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $711,000 | 2,325 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,404,000 | 1,909 |
| Total noninterest expense | $15,739,000 | 1,037 |
| Salaries and employee benefits | $8,224,000 | 1,032 |
| Premises and equipment expense | $2,491,000 | 898 |
| Additional noninterest expense | $5,024,000 | 1,016 |
| Pre-tax net operating income | $10,951,000 | 789 |
| Securities gains (losses) | $57,000 | 2,386 |
| Applicable income taxes | $4,316,000 | 695 |
| Income before extraordinary items | $6,692,000 | 966 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,692,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,508,000 | 682 |
| Cash dividends | $283,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,655,520 | 915 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,888,000 | 753 |
| Total interest expense | $8,702,000 | 798 |
| Net interest income | $20,186,000 | 710 |
| Provision for loan and lease losses | $2,125,000 | 510 |
| Total noninterest income | $1,369,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $487,000 | 2,534 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $882,000 | 2,227 |
| Total noninterest expense | $11,397,000 | 1,072 |
| Salaries and employee benefits | $6,036,000 | 1,058 |
| Premises and equipment expense | $1,833,000 | 927 |
| Additional noninterest expense | $3,528,000 | 1,094 |
| Pre-tax net operating income | $8,033,000 | 837 |
| Securities gains (losses) | $38,000 | 2,527 |
| Applicable income taxes | $3,171,000 | 734 |
| Income before extraordinary items | $4,900,000 | 1,027 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,900,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,148,000 | 627 |
| Cash dividends | $226,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,875,680 | 966 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,102,000 | 767 |
| Total interest expense | $5,958,000 | 808 |
| Net interest income | $13,144,000 | 726 |
| Provision for loan and lease losses | $1,418,000 | 503 |
| Total noninterest income | $894,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $282,000 | 2,788 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $612,000 | 2,167 |
| Total noninterest expense | $7,383,000 | 1,103 |
| Salaries and employee benefits | $3,872,000 | 1,092 |
| Premises and equipment expense | $1,201,000 | 955 |
| Additional noninterest expense | $2,310,000 | 1,099 |
| Pre-tax net operating income | $5,237,000 | 853 |
| Securities gains (losses) | $38,000 | 2,204 |
| Applicable income taxes | $2,057,000 | 756 |
| Income before extraordinary items | $3,218,000 | 1,040 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,218,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 676 |
| Cash dividends | $169,000 | 3,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,193,680 | 971 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 783 |
| Total interest expense | $3,039,000 | 812 |
| Net interest income | $6,376,000 | 747 |
| Provision for loan and lease losses | $653,000 | 513 |
| Total noninterest income | $561,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 3,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $443,000 | 1,613 |
| Total noninterest expense | $3,660,000 | 1,094 |
| Salaries and employee benefits | $1,873,000 | 1,127 |
| Premises and equipment expense | $618,000 | 930 |
| Additional noninterest expense | $1,169,000 | 1,060 |
| Pre-tax net operating income | $2,624,000 | 857 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,023,000 | 782 |
| Income before extraordinary items | $1,601,000 | 1,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,601,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 674 |
| Cash dividends | $56,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,601,000 | 970 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $36,253,000 | 835 |
| Total interest expense | $14,544,000 | 766 |
| Net interest income | $21,709,000 | 900 |
| Provision for loan and lease losses | $2,199,000 | 692 |
| Total noninterest income | $2,586,000 | 1,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,586,000 | 1,107 |
| Total noninterest expense | $14,154,000 | 1,101 |
| Salaries and employee benefits | $7,464,000 | 1,066 |
| Premises and equipment expense | $3,974,000 | 565 |
| Additional noninterest expense | $2,716,000 | 1,725 |
| Pre-tax net operating income | $7,942,000 | 1,067 |
| Securities gains (losses) | $172,000 | 1,271 |
| Applicable income taxes | $3,194,000 | 875 |
| Income before extraordinary items | $4,920,000 | 1,282 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,920,000 | 1,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $902,000 | 1,065 |
| Cash dividends | $228,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,809,920 | 1,258 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $36,944,000 | 927 |
| Total interest expense | $20,960,000 | 781 |
| Net interest income | $15,984,000 | 1,113 |
| Provision for loan and lease losses | $1,919,000 | 736 |
| Total noninterest income | $3,017,000 | 1,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,017,000 | 940 |
| Total noninterest expense | $13,191,000 | 1,126 |
| Salaries and employee benefits | $6,814,000 | 1,093 |
| Premises and equipment expense | $3,897,000 | 568 |
| Additional noninterest expense | $2,480,000 | 1,843 |
| Pre-tax net operating income | $3,891,000 | 1,811 |
| Securities gains (losses) | $930,000 | 414 |
| Applicable income taxes | $1,879,000 | 1,241 |
| Income before extraordinary items | $2,942,000 | 1,791 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,942,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,138,000 | 855 |
| Cash dividends | $226,000 | 4,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,346,800 | 2,139 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,832,000 | 987 |
| Total interest expense | $21,038,000 | 849 |
| Net interest income | $14,794,000 | 1,190 |
| Provision for loan and lease losses | $1,707,000 | 689 |
| Total noninterest income | $3,344,000 | 1,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,344,000 | 801 |
| Total noninterest expense | $12,662,000 | 1,102 |
| Salaries and employee benefits | $6,203,000 | 1,141 |
| Premises and equipment expense | $4,382,000 | 513 |
| Additional noninterest expense | $2,077,000 | 2,090 |
| Pre-tax net operating income | $3,769,000 | 1,939 |
| Securities gains (losses) | $589,000 | 235 |
| Applicable income taxes | $1,724,000 | 1,337 |
| Income before extraordinary items | $2,634,000 | 1,982 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,634,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,117,000 | 684 |
| Cash dividends | $228,000 | 4,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,257,040 | 2,294 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $29,333,000 | 1,120 |
| Total interest expense | $15,286,000 | 1,003 |
| Net interest income | $14,047,000 | 1,252 |
| Provision for loan and lease losses | $911,000 | 1,052 |
| Total noninterest income | $3,574,000 | 1,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,574,000 | 798 |
| Total noninterest expense | $12,780,000 | 1,093 |
| Salaries and employee benefits | $6,102,000 | 1,130 |
| Premises and equipment expense | $4,449,000 | 508 |
| Additional noninterest expense | $2,229,000 | 1,958 |
| Pre-tax net operating income | $3,930,000 | 1,872 |
| Securities gains (losses) | $957,000 | 226 |
| Applicable income taxes | $1,966,000 | 1,250 |
| Income before extraordinary items | $2,921,000 | 1,824 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,921,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,318 |
| Cash dividends | $226,000 | 5,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,308,520 | 2,238 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,569,000 | 1,183 |
| Total interest expense | $14,378,000 | 1,090 |
| Net interest income | $13,191,000 | 1,291 |
| Provision for loan and lease losses | $952,000 | 1,015 |
| Total noninterest income | $3,576,000 | 1,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,576,000 | 808 |
| Total noninterest expense | $11,230,000 | 1,168 |
| Salaries and employee benefits | $6,248,000 | 1,045 |
| Premises and equipment expense | $3,007,000 | 688 |
| Additional noninterest expense | $1,975,000 | 2,134 |
| Pre-tax net operating income | $4,585,000 | 1,611 |
| Securities gains (losses) | $1,693,000 | 263 |
| Applicable income taxes | $2,309,000 | 1,087 |
| Income before extraordinary items | $3,969,000 | 1,336 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,969,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,398 |
| Cash dividends | $226,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,885,480 | 1,753 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,846,000 | 1,380 |
| Total interest expense | $11,950,000 | 1,320 |
| Net interest income | $11,896,000 | 1,454 |
| Provision for loan and lease losses | $569,000 | 1,612 |
| Total noninterest income | $1,643,000 | 2,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,643,000 | 1,260 |
| Total noninterest expense | $10,146,000 | 1,302 |
| Salaries and employee benefits | $5,846,000 | 1,120 |
| Premises and equipment expense | $2,395,000 | 844 |
| Additional noninterest expense | $1,905,000 | 2,195 |
| Pre-tax net operating income | $2,824,000 | 2,619 |
| Securities gains (losses) | $1,406,000 | 233 |
| Applicable income taxes | $1,658,000 | 1,562 |
| Income before extraordinary items | $2,572,000 | 2,059 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,572,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,722 |
| Cash dividends | $215,000 | 5,222 |
| Sale, conversion, retirement of capital stock, net | $1,327,000 | 423 |
| Net operating income | $1,672,160 | 2,979 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,674,000 | 1,545 |
| Total interest expense | $11,488,000 | 1,411 |
| Net interest income | $10,186,000 | 1,738 |
| Provision for loan and lease losses | $337,000 | 2,379 |
| Total noninterest income | $2,017,000 | 1,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,017,000 | 1,151 |
| Total noninterest expense | $10,156,000 | 1,413 |
| Salaries and employee benefits | $5,274,000 | 1,273 |
| Premises and equipment expense | $2,060,000 | 1,025 |
| Additional noninterest expense | $2,822,000 | 1,835 |
| Pre-tax net operating income | $1,710,000 | 3,895 |
| Securities gains (losses) | $1,638,000 | 174 |
| Applicable income taxes | $1,251,000 | 1,926 |
| Income before extraordinary items | $2,097,000 | 2,348 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,097,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,307 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,048,680 | 4,258 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,755,000 | 1,913 |
| Total interest expense | $9,538,000 | 1,672 |
| Net interest income | $8,217,000 | 2,188 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $1,789,000 | 2,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,789,000 | 1,211 |
| Total noninterest expense | $7,679,000 | 1,832 |
| Salaries and employee benefits | $4,309,000 | 1,547 |
| Premises and equipment expense | $1,760,000 | 1,187 |
| Additional noninterest expense | $1,610,000 | 2,901 |
| Pre-tax net operating income | $2,277,000 | 3,114 |
| Securities gains (losses) | $1,842,000 | 146 |
| Applicable income taxes | $1,529,000 | 1,627 |
| Income before extraordinary items | $2,590,000 | 1,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,590,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $202,000 | 5,430 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,411,120 | 3,405 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,609,000 | 2,859 |
| Total interest expense | $5,103,000 | 2,417 |
| Net interest income | $5,506,000 | 3,248 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $1,529,000 | 2,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,529,000 | 1,365 |
| Total noninterest expense | $7,083,000 | 2,018 |
| Salaries and employee benefits | $3,985,000 | 1,683 |
| Premises and equipment expense | $1,696,000 | 1,234 |
| Additional noninterest expense | $1,402,000 | 3,525 |
| Pre-tax net operating income | $-98,000 | 12,199 |
| Securities gains (losses) | $1,795,000 | 102 |
| Applicable income taxes | $592,000 | 3,553 |
| Income before extraordinary items | $1,105,000 | 4,162 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,105,000 | 4,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $164,000 | 5,893 |
| Sale, conversion, retirement of capital stock, net | $1,650,000 | 335 |
| Net operating income | $-61,750 | 12,138 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,725,000 | 3,178 |
| Total interest expense | $4,916,000 | 2,612 |
| Net interest income | $4,809,000 | 3,695 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $1,180,000 | 2,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,180,000 | 1,827 |
| Total noninterest expense | $6,882,000 | 2,128 |
| Salaries and employee benefits | $3,989,000 | 1,693 |
| Premises and equipment expense | $1,774,000 | 1,209 |
| Additional noninterest expense | $1,119,000 | 4,465 |
| Pre-tax net operating income | $-947,000 | 12,968 |
| Securities gains (losses) | $2,874,000 | 244 |
| Applicable income taxes | $768,000 | 2,846 |
| Income before extraordinary items | $1,159,000 | 4,149 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,159,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $166,000 | 5,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-680,360 | 12,894 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,140,000 | 3,154 |
| Total interest expense | $6,420,000 | 2,625 |
| Net interest income | $4,720,000 | 3,834 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $674,000 | 4,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $674,000 | 2,605 |
| Total noninterest expense | $6,603,000 | 2,227 |
| Salaries and employee benefits | $3,317,000 | 1,984 |
| Premises and equipment expense | $1,574,000 | 1,378 |
| Additional noninterest expense | $1,712,000 | 3,191 |
| Pre-tax net operating income | $-1,299,000 | 13,540 |
| Securities gains (losses) | $2,630,000 | 333 |
| Applicable income taxes | $633,000 | 3,283 |
| Income before extraordinary items | $698,000 | 5,940 |
| Extraordinary gains, net | $-1,017,000 | 13,862 |
| Net income | $-319,000 | 13,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $164,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 807 |
| Net operating income | $-985,200 | 13,475 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.