Home > LibertyBank > Assets and Liabilities
LibertyBank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 210 | 707 |
| Assets and Liabilities | ||
| Total Assets: | $714,574,000 | 946 |
| Cash and due from depository institutions | $59,021,000 | 707 |
| Interest-bearing balances | $50,692,000 | 693 |
| Securities | $35,316,000 | 3,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $557,037,000 | 797 |
| Loan loss allowance | $18,477,000 | 476 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $22,606,000 | 478 |
| Other real estate owned | $21,148,000 | 707 |
| Goodwill and other intangibles | $14,000 | 2,972 |
| All other assets | $19,432,000 | 1,164 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $714,574,000 | 946 |
| Total liabilities | $698,787,000 | 873 |
| Total deposits | $692,670,000 | 776 |
| Interest-bearing deposits | $625,524,000 | 733 |
| Deposits held in domestic offices | $692,670,000 | 773 |
| % insured | 95.73% | 1,338 |
| Federal funds purchased & repurchase agreements | $2,228,000 | 1,734 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $1,217,000 | 4,512 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,672,000 | 1,697 |
| Total equity capital | $15,787,000 | 3,885 |
| Total bank equity capital | $15,787,000 | 3,885 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,056,000 | 2,554 |
| Surplus | $11,916,000 | 2,340 |
| Undivided profits | $2,815,000 | 5,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $44,464,000 | 428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $129,000 | 900 |
| Income earned, not collected on loans | $2,321,000 | 1,304 |
| Earning assets | $643,045,000 | 959 |
| Long-term assets (5+ years) | $167,268,000 | 829 |
| Average Assets, year-to-date | $768,161,330 | 885 |
| Average Assets, quarterly | $741,398,000 | 921 |
| Volatile liabilities | $173,655,000 | 816 |
| Insider loans | $369,000 | 5,539 |
| FHLB advances | $969,000 | 4,464 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $50,926,000 | 1,263 |
| Tier 1 (core) risk-based capital | $15,035,000 | 3,845 |
| Tier 2 risk-based capital | $7,309,000 | 791 |
| Total risk weighted assets | $574,457,000 | 811 |
| Total unused commitments | $50,926,000 | 1,264 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 213 | 704 |
| Assets and Liabilities | ||
| Total Assets: | $768,222,000 | 905 |
| Cash and due from depository institutions | $54,018,000 | 704 |
| Interest-bearing balances | $45,507,000 | 748 |
| Securities | $38,174,000 | 2,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $589,548,000 | 764 |
| Loan loss allowance | $22,662,000 | 415 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $22,894,000 | 486 |
| Other real estate owned | $28,649,000 | 704 |
| Goodwill and other intangibles | $16,000 | 2,971 |
| All other assets | $34,923,000 | 709 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $768,222,000 | 905 |
| Total liabilities | $727,713,000 | 855 |
| Total deposits | $718,541,000 | 756 |
| Interest-bearing deposits | $652,703,000 | 721 |
| Deposits held in domestic offices | $718,541,000 | 753 |
| % insured | 95.69% | 1,437 |
| Federal funds purchased & repurchase agreements | $4,984,000 | 1,383 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,280,000 | 4,600 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,908,000 | 1,588 |
| Total equity capital | $40,509,000 | 1,673 |
| Total bank equity capital | $40,509,000 | 1,671 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,056,000 | 2,602 |
| Surplus | $11,916,000 | 2,369 |
| Undivided profits | $27,537,000 | 1,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $44,398,000 | 454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $155,000 | 835 |
| Income earned, not collected on loans | $2,607,000 | 1,179 |
| Earning assets | $673,229,000 | 937 |
| Long-term assets (5+ years) | $176,499,000 | 783 |
| Average Assets, year-to-date | $794,955,000 | 875 |
| Average Assets, quarterly | $794,955,000 | 875 |
| Volatile liabilities | $177,680,000 | 828 |
| Insider loans | $484,000 | 5,310 |
| FHLB advances | $993,000 | 4,573 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $48,889,000 | 1,358 |
| Tier 1 (core) risk-based capital | $25,630,000 | 2,444 |
| Tier 2 risk-based capital | $7,854,000 | 751 |
| Total risk weighted assets | $613,411,000 | 778 |
| Total unused commitments | $48,889,000 | 1,360 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 223 | 666 |
| Assets and Liabilities | ||
| Total Assets: | $821,688,000 | 853 |
| Cash and due from depository institutions | $58,376,000 | 666 |
| Interest-bearing balances | $48,247,000 | 610 |
| Securities | $40,348,000 | 2,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $625,436,000 | 730 |
| Loan loss allowance | $15,970,000 | 561 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $23,265,000 | 479 |
| Other real estate owned | $32,886,000 | 666 |
| Goodwill and other intangibles | $17,000 | 2,989 |
| All other assets | $41,360,000 | 602 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $821,688,000 | 853 |
| Total liabilities | $774,596,000 | 809 |
| Total deposits | $757,309,000 | 729 |
| Interest-bearing deposits | $690,411,000 | 682 |
| Deposits held in domestic offices | $757,309,000 | 726 |
| % insured | 95.56% | 1,471 |
| Federal funds purchased & repurchase agreements | $7,581,000 | 1,200 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,462,000 | 3,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,244,000 | 1,461 |
| Total equity capital | $47,092,000 | 1,416 |
| Total bank equity capital | $47,092,000 | 1,416 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,056,000 | 2,642 |
| Surplus | $11,916,000 | 2,374 |
| Undivided profits | $34,120,000 | 967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $27,116,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,923,000 | 1,096 |
| Earning assets | $714,031,000 | 889 |
| Long-term assets (5+ years) | $172,907,000 | 811 |
| Average Assets, year-to-date | $873,146,400 | 775 |
| Average Assets, quarterly | $838,823,500 | 824 |
| Volatile liabilities | $179,927,000 | 823 |
| Insider loans | $498,000 | 5,357 |
| FHLB advances | $6,037,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $53,680,000 | 1,264 |
| Tier 1 (core) risk-based capital | $36,512,000 | 1,737 |
| Tier 2 risk-based capital | $8,413,000 | 732 |
| Total risk weighted assets | $665,382,000 | 730 |
| Total unused commitments | $53,680,000 | 1,265 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 223 | 677 |
| Assets and Liabilities | ||
| Total Assets: | $855,959,000 | 817 |
| Cash and due from depository institutions | $53,581,000 | 677 |
| Interest-bearing balances | $41,523,000 | 658 |
| Securities | $40,990,000 | 2,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $659,894,000 | 707 |
| Loan loss allowance | $23,450,000 | 406 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $23,610,000 | 474 |
| Other real estate owned | $38,885,000 | 677 |
| Goodwill and other intangibles | $18,000 | 3,023 |
| All other assets | $38,981,000 | 584 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $855,959,000 | 817 |
| Total liabilities | $804,668,000 | 782 |
| Total deposits | $789,969,000 | 692 |
| Interest-bearing deposits | $717,532,000 | 658 |
| Deposits held in domestic offices | $789,969,000 | 689 |
| % insured | 95.53% | 1,649 |
| Federal funds purchased & repurchase agreements | $4,545,000 | 1,540 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,395,000 | 3,478 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,759,000 | 1,420 |
| Total equity capital | $51,291,000 | 1,340 |
| Total bank equity capital | $51,291,000 | 1,339 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,056,000 | 2,674 |
| Surplus | $11,916,000 | 2,355 |
| Undivided profits | $38,319,000 | 880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $34,221,000 | 556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,969,000 | 1,149 |
| Earning assets | $742,407,000 | 870 |
| Long-term assets (5+ years) | $176,809,000 | 780 |
| Average Assets, year-to-date | $886,011,000 | 769 |
| Average Assets, quarterly | $864,731,500 | 801 |
| Volatile liabilities | $172,442,000 | 885 |
| Insider loans | $513,000 | 5,336 |
| FHLB advances | $6,087,000 | 3,386 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $63,735,000 | 1,168 |
| Tier 1 (core) risk-based capital | $35,093,000 | 1,843 |
| Tier 2 risk-based capital | $8,967,000 | 699 |
| Total risk weighted assets | $702,751,000 | 705 |
| Total unused commitments | $63,735,000 | 1,170 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 223 | 693 |
| Assets and Liabilities | ||
| Total Assets: | $873,504,000 | 813 |
| Cash and due from depository institutions | $11,595,000 | 693 |
| Interest-bearing balances | $312,000 | 5,647 |
| Securities | $34,959,000 | 3,092 |
| Federal funds sold & reverse repurchase agreements | $16,210,000 | 598 |
| Net loans & leases | $726,755,000 | 657 |
| Loan loss allowance | $16,569,000 | 514 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $23,983,000 | 472 |
| Other real estate owned | $26,188,000 | 693 |
| Goodwill and other intangibles | $21,000 | 3,026 |
| All other assets | $33,793,000 | 679 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $873,504,000 | 813 |
| Total liabilities | $814,889,000 | 785 |
| Total deposits | $782,921,000 | 705 |
| Interest-bearing deposits | $716,894,000 | 663 |
| Deposits held in domestic offices | $782,921,000 | 703 |
| % insured | 75.26% | 4,974 |
| Federal funds purchased & repurchase agreements | $5,736,000 | 1,417 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $16,729,000 | 2,246 |
| Subordinated debt | $5,000,000 | 188 |
| All other liabilities | $4,503,000 | 1,278 |
| Total equity capital | $58,615,000 | 1,156 |
| Total bank equity capital | $58,615,000 | 1,154 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $967,000 | 3,059 |
| Surplus | $6,855,000 | 3,453 |
| Undivided profits | $50,793,000 | 642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $53,588,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,123,000 | 1,066 |
| Earning assets | $778,236,000 | 829 |
| Long-term assets (5+ years) | $172,906,000 | 803 |
| Average Assets, year-to-date | $896,028,330 | 784 |
| Average Assets, quarterly | $887,690,000 | 799 |
| Volatile liabilities | $180,744,000 | 852 |
| Insider loans | $6,679,000 | 1,183 |
| FHLB advances | $16,137,000 | 2,160 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $73,506,000 | 1,072 |
| Tier 1 (core) risk-based capital | $53,104,000 | 1,203 |
| Tier 2 risk-based capital | $14,631,000 | 479 |
| Total risk weighted assets | $763,438,000 | 680 |
| Total unused commitments | $73,506,000 | 1,074 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 221 | 706 |
| Assets and Liabilities | ||
| Total Assets: | $901,876,000 | 788 |
| Cash and due from depository institutions | $10,410,000 | 706 |
| Interest-bearing balances | $454,000 | 5,067 |
| Securities | $35,267,000 | 3,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $785,905,000 | 618 |
| Loan loss allowance | $19,479,000 | 426 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $24,419,000 | 461 |
| Other real estate owned | $18,693,000 | 706 |
| Goodwill and other intangibles | $21,000 | 3,064 |
| All other assets | $27,161,000 | 810 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $901,876,000 | 788 |
| Total liabilities | $830,996,000 | 770 |
| Total deposits | $774,664,000 | 700 |
| Interest-bearing deposits | $709,740,000 | 667 |
| Deposits held in domestic offices | $774,664,000 | 699 |
| % insured | 73.31% | 5,505 |
| Federal funds purchased & repurchase agreements | $5,232,000 | 1,487 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $41,889,000 | 1,215 |
| Subordinated debt | $5,000,000 | 190 |
| All other liabilities | $4,211,000 | 1,305 |
| Total equity capital | $70,880,000 | 952 |
| Total bank equity capital | $70,880,000 | 951 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $967,000 | 3,081 |
| Surplus | $6,855,000 | 3,432 |
| Undivided profits | $63,058,000 | 525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $60,362,000 | 318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,641,000 | 915 |
| Earning assets | $821,626,000 | 785 |
| Long-term assets (5+ years) | $177,430,000 | 764 |
| Average Assets, year-to-date | $907,290,500 | 776 |
| Average Assets, quarterly | $907,290,500 | 776 |
| Volatile liabilities | $195,908,000 | 794 |
| Insider loans | $6,730,000 | 1,178 |
| FHLB advances | $41,437,000 | 1,132 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $92,908,000 | 941 |
| Tier 1 (core) risk-based capital | $70,290,000 | 884 |
| Tier 2 risk-based capital | $15,436,000 | 447 |
| Total risk weighted assets | $825,633,000 | 637 |
| Total unused commitments | $92,908,000 | 941 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 247 | 627 |
| Assets and Liabilities | ||
| Total Assets: | $912,705,000 | 771 |
| Cash and due from depository institutions | $12,463,000 | 627 |
| Interest-bearing balances | $472,000 | 4,440 |
| Securities | $36,650,000 | 2,997 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $796,907,000 | 611 |
| Loan loss allowance | $19,868,000 | 404 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $24,836,000 | 454 |
| Other real estate owned | $18,109,000 | 627 |
| Goodwill and other intangibles | $22,000 | 3,073 |
| All other assets | $23,718,000 | 928 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $912,705,000 | 771 |
| Total liabilities | $836,379,000 | 755 |
| Total deposits | $763,512,000 | 676 |
| Interest-bearing deposits | $699,491,000 | 642 |
| Deposits held in domestic offices | $763,512,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,580,000 | 1,320 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $54,487,000 | 1,085 |
| Subordinated debt | $5,000,000 | 190 |
| All other liabilities | $4,800,000 | 1,188 |
| Total equity capital | $76,326,000 | 868 |
| Total bank equity capital | $76,326,000 | 868 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $967,000 | 3,103 |
| Surplus | $6,855,000 | 3,431 |
| Undivided profits | $68,504,000 | 462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,122,000 | 259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 802 |
| Income earned, not collected on loans | $3,504,000 | 1,006 |
| Earning assets | $834,029,000 | 761 |
| Long-term assets (5+ years) | $170,615,000 | 781 |
| Average Assets, year-to-date | $937,578,400 | 711 |
| Average Assets, quarterly | $918,424,000 | 749 |
| Volatile liabilities | $210,329,000 | 737 |
| Insider loans | $6,716,000 | 1,187 |
| FHLB advances | $53,637,000 | 1,004 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $122,380,000 | 771 |
| Tier 1 (core) risk-based capital | $75,800,000 | 806 |
| Tier 2 risk-based capital | $15,519,000 | 454 |
| Total risk weighted assets | $832,035,000 | 624 |
| Total unused commitments | $122,380,000 | 771 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 256 | 620 |
| Assets and Liabilities | ||
| Total Assets: | $924,143,000 | 740 |
| Cash and due from depository institutions | $12,220,000 | 620 |
| Interest-bearing balances | $458,000 | 3,772 |
| Securities | $33,281,000 | 3,143 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 5,382 |
| Net loans & leases | $821,182,000 | 597 |
| Loan loss allowance | $17,682,000 | 405 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $25,133,000 | 446 |
| Other real estate owned | $9,713,000 | 620 |
| Goodwill and other intangibles | $24,000 | 3,113 |
| All other assets | $22,335,000 | 940 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $924,143,000 | 740 |
| Total liabilities | $846,902,000 | 725 |
| Total deposits | $785,434,000 | 642 |
| Interest-bearing deposits | $723,932,000 | 615 |
| Deposits held in domestic offices | $785,434,000 | 641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,808,000 | 1,533 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $43,938,000 | 1,305 |
| Subordinated debt | $5,000,000 | 194 |
| All other liabilities | $5,722,000 | 1,017 |
| Total equity capital | $77,241,000 | 867 |
| Total bank equity capital | $77,241,000 | 867 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $942,000 | 3,154 |
| Surplus | $4,880,000 | 4,126 |
| Undivided profits | $71,419,000 | 470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,015,000 | 238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $191,000 | 633 |
| Income earned, not collected on loans | $3,909,000 | 919 |
| Earning assets | $855,176,000 | 721 |
| Long-term assets (5+ years) | $171,102,000 | 774 |
| Average Assets, year-to-date | $943,796,750 | 706 |
| Average Assets, quarterly | $935,645,000 | 724 |
| Volatile liabilities | $211,227,000 | 720 |
| Insider loans | $6,666,000 | 1,186 |
| FHLB advances | $43,088,000 | 1,237 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $140,408,000 | 733 |
| Tier 1 (core) risk-based capital | $77,042,000 | 802 |
| Tier 2 risk-based capital | $15,665,000 | 435 |
| Total risk weighted assets | $845,973,000 | 610 |
| Total unused commitments | $140,408,000 | 733 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 262 | 608 |
| Assets and Liabilities | ||
| Total Assets: | $947,147,000 | 716 |
| Cash and due from depository institutions | $14,778,000 | 608 |
| Interest-bearing balances | $1,618,000 | 2,424 |
| Securities | $33,878,000 | 3,161 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $848,177,000 | 580 |
| Loan loss allowance | $16,585,000 | 412 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $25,126,000 | 439 |
| Other real estate owned | $4,175,000 | 608 |
| Goodwill and other intangibles | $25,000 | 3,137 |
| All other assets | $20,988,000 | 976 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $947,147,000 | 716 |
| Total liabilities | $868,310,000 | 705 |
| Total deposits | $778,222,000 | 649 |
| Interest-bearing deposits | $708,603,000 | 621 |
| Deposits held in domestic offices | $778,222,000 | 646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,170,000 | 1,461 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $71,038,000 | 851 |
| Subordinated debt | $5,000,000 | 181 |
| All other liabilities | $5,880,000 | 994 |
| Total equity capital | $78,837,000 | 862 |
| Total bank equity capital | $78,837,000 | 862 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $942,000 | 3,181 |
| Surplus | $4,880,000 | 4,130 |
| Undivided profits | $73,015,000 | 464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,012,000 | 229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,062,000 | 872 |
| Earning assets | $883,673,000 | 691 |
| Long-term assets (5+ years) | $179,508,000 | 726 |
| Average Assets, year-to-date | $950,348,000 | 699 |
| Average Assets, quarterly | $953,616,000 | 703 |
| Volatile liabilities | $232,409,000 | 667 |
| Insider loans | $6,693,000 | 1,183 |
| FHLB advances | $70,188,000 | 791 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $183,607,000 | 609 |
| Tier 1 (core) risk-based capital | $78,821,000 | 783 |
| Tier 2 risk-based capital | $15,952,000 | 417 |
| Total risk weighted assets | $870,257,000 | 591 |
| Total unused commitments | $183,607,000 | 609 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 266 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $960,085,000 | 702 |
| Cash and due from depository institutions | $14,605,000 | 581 |
| Interest-bearing balances | $143,000 | 4,683 |
| Securities | $35,214,000 | 3,058 |
| Federal funds sold & reverse repurchase agreements | $1,830,000 | 5,091 |
| Net loans & leases | $866,780,000 | 560 |
| Loan loss allowance | $16,359,000 | 385 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $23,573,000 | 461 |
| Other real estate owned | $1,815,000 | 581 |
| Goodwill and other intangibles | $6,000 | 3,258 |
| All other assets | $16,262,000 | 1,188 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $960,085,000 | 702 |
| Total liabilities | $880,141,000 | 686 |
| Total deposits | $767,904,000 | 656 |
| Interest-bearing deposits | $707,606,000 | 625 |
| Deposits held in domestic offices | $767,904,000 | 654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,266,000 | 1,169 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $89,854,000 | 671 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $6,117,000 | 1,013 |
| Total equity capital | $79,944,000 | 863 |
| Total bank equity capital | $79,944,000 | 863 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $942,000 | 3,194 |
| Surplus | $4,880,000 | 4,116 |
| Undivided profits | $74,122,000 | 486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,798,000 | 234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,288,000 | 1,148 |
| Earning assets | $903,967,000 | 677 |
| Long-term assets (5+ years) | $127,799,000 | 973 |
| Average Assets, year-to-date | $951,948,500 | 699 |
| Average Assets, quarterly | $951,948,500 | 699 |
| Volatile liabilities | $245,864,000 | 627 |
| Insider loans | $6,715,000 | 1,166 |
| FHLB advances | $89,288,000 | 615 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $168,839,000 | 669 |
| Tier 1 (core) risk-based capital | $79,536,000 | 777 |
| Tier 2 risk-based capital | $16,131,000 | 398 |
| Total risk weighted assets | $884,993,000 | 584 |
| Total unused commitments | $168,839,000 | 669 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 256 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $943,812,000 | 713 |
| Cash and due from depository institutions | $16,037,000 | 617 |
| Interest-bearing balances | $3,091,000 | 1,509 |
| Securities | $33,079,000 | 3,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $856,828,000 | 572 |
| Loan loss allowance | $12,300,000 | 458 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $22,723,000 | 484 |
| Other real estate owned | $0 | 617 |
| Goodwill and other intangibles | $6,000 | 3,246 |
| All other assets | $15,139,000 | 1,256 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $943,812,000 | 713 |
| Total liabilities | $863,437,000 | 696 |
| Total deposits | $755,916,000 | 672 |
| Interest-bearing deposits | $684,652,000 | 640 |
| Deposits held in domestic offices | $755,916,000 | 670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,722,000 | 1,207 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $83,939,000 | 673 |
| Subordinated debt | $5,000,000 | 173 |
| All other liabilities | $6,860,000 | 933 |
| Total equity capital | $80,375,000 | 848 |
| Total bank equity capital | $80,375,000 | 848 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $942,000 | 3,198 |
| Surplus | $4,880,000 | 4,091 |
| Undivided profits | $74,553,000 | 493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,928,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,858,000 | 1,035 |
| Earning assets | $892,998,000 | 682 |
| Long-term assets (5+ years) | $108,456,000 | 1,076 |
| Average Assets, year-to-date | $920,920,400 | 700 |
| Average Assets, quarterly | $936,206,000 | 712 |
| Volatile liabilities | $228,098,000 | 680 |
| Insider loans | $6,654,000 | 1,155 |
| FHLB advances | $83,238,000 | 615 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $191,573,000 | 620 |
| Tier 1 (core) risk-based capital | $80,222,000 | 775 |
| Tier 2 risk-based capital | $15,900,000 | 396 |
| Total risk weighted assets | $870,411,000 | 599 |
| Total unused commitments | $191,573,000 | 620 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 246 | 643 |
| Assets and Liabilities | ||
| Total Assets: | $928,600,000 | 708 |
| Cash and due from depository institutions | $16,960,000 | 643 |
| Interest-bearing balances | $1,201,000 | 2,237 |
| Securities | $31,279,000 | 3,351 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,734 |
| Net loans & leases | $846,800,000 | 564 |
| Loan loss allowance | $10,817,000 | 500 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,888,000 | 584 |
| Other real estate owned | $0 | 643 |
| Goodwill and other intangibles | $6,000 | 3,252 |
| All other assets | $14,367,000 | 1,295 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $928,600,000 | 708 |
| Total liabilities | $850,463,000 | 688 |
| Total deposits | $771,421,000 | 642 |
| Interest-bearing deposits | $707,778,000 | 617 |
| Deposits held in domestic offices | $771,421,000 | 640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,069,000 | 1,399 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $56,937,000 | 827 |
| Subordinated debt | $5,000,000 | 170 |
| All other liabilities | $9,036,000 | 738 |
| Total equity capital | $78,137,000 | 870 |
| Total bank equity capital | $78,137,000 | 870 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $942,000 | 3,183 |
| Surplus | $4,880,000 | 4,047 |
| Undivided profits | $72,315,000 | 511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,979,000 | 782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,925,000 | 1,085 |
| Earning assets | $879,580,000 | 683 |
| Long-term assets (5+ years) | $85,240,000 | 1,294 |
| Average Assets, year-to-date | $915,197,500 | 702 |
| Average Assets, quarterly | $929,415,000 | 702 |
| Volatile liabilities | $173,197,000 | 832 |
| Insider loans | $6,673,000 | 1,115 |
| FHLB advances | $56,087,000 | 764 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $223,649,000 | 566 |
| Tier 1 (core) risk-based capital | $78,219,000 | 791 |
| Tier 2 risk-based capital | $15,639,000 | 391 |
| Total risk weighted assets | $850,718,000 | 591 |
| Total unused commitments | $223,649,000 | 566 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 245 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $930,230,000 | 713 |
| Cash and due from depository institutions | $22,950,000 | 664 |
| Interest-bearing balances | $6,710,000 | 836 |
| Securities | $31,089,000 | 3,347 |
| Federal funds sold & reverse repurchase agreements | $2,115,000 | 4,153 |
| Net loans & leases | $840,815,000 | 574 |
| Loan loss allowance | $10,486,000 | 514 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,806,000 | 587 |
| Other real estate owned | $0 | 664 |
| Goodwill and other intangibles | $8,000 | 3,272 |
| All other assets | $14,447,000 | 1,292 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $930,230,000 | 713 |
| Total liabilities | $854,991,000 | 694 |
| Total deposits | $771,145,000 | 667 |
| Interest-bearing deposits | $699,034,000 | 641 |
| Deposits held in domestic offices | $771,145,000 | 665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,689,000 | 1,367 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $64,053,000 | 715 |
| Subordinated debt | $5,000,000 | 178 |
| All other liabilities | $7,104,000 | 870 |
| Total equity capital | $75,239,000 | 902 |
| Total bank equity capital | $75,239,000 | 902 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $942,000 | 3,187 |
| Surplus | $4,880,000 | 4,050 |
| Undivided profits | $69,417,000 | 533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,629,000 | 723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,605,000 | 1,119 |
| Earning assets | $880,729,000 | 692 |
| Long-term assets (5+ years) | $81,558,000 | 1,306 |
| Average Assets, year-to-date | $910,730,000 | 717 |
| Average Assets, quarterly | $919,306,000 | 718 |
| Volatile liabilities | $183,757,000 | 794 |
| Insider loans | $6,641,000 | 1,115 |
| FHLB advances | $63,237,000 | 656 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $203,292,000 | 617 |
| Tier 1 (core) risk-based capital | $75,524,000 | 827 |
| Tier 2 risk-based capital | $15,602,000 | 403 |
| Total risk weighted assets | $848,021,000 | 598 |
| Total unused commitments | $203,292,000 | 617 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 237 | 674 |
| Assets and Liabilities | ||
| Total Assets: | $908,382,000 | 720 |
| Cash and due from depository institutions | $14,033,000 | 674 |
| Interest-bearing balances | $1,744,000 | 2,079 |
| Securities | $32,256,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $2,735,000 | 4,553 |
| Net loans & leases | $827,599,000 | 567 |
| Loan loss allowance | $10,077,000 | 525 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,228,000 | 644 |
| Other real estate owned | $0 | 674 |
| Goodwill and other intangibles | $8,000 | 3,262 |
| All other assets | $14,523,000 | 1,234 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $908,382,000 | 720 |
| Total liabilities | $835,820,000 | 698 |
| Total deposits | $747,229,000 | 678 |
| Interest-bearing deposits | $685,310,000 | 647 |
| Deposits held in domestic offices | $747,229,000 | 676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,573,000 | 1,491 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $72,030,000 | 640 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $5,988,000 | 994 |
| Total equity capital | $72,562,000 | 917 |
| Total bank equity capital | $72,562,000 | 917 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $942,000 | 3,184 |
| Surplus | $4,880,000 | 4,014 |
| Undivided profits | $66,740,000 | 563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,805,000 | 427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,648,000 | 1,059 |
| Earning assets | $864,334,000 | 692 |
| Long-term assets (5+ years) | $74,855,000 | 1,379 |
| Average Assets, year-to-date | $900,980,000 | 726 |
| Average Assets, quarterly | $900,980,000 | 726 |
| Volatile liabilities | $190,010,000 | 753 |
| Insider loans | $542,000 | 5,381 |
| FHLB advances | $71,388,000 | 575 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $241,772,000 | 546 |
| Tier 1 (core) risk-based capital | $72,672,000 | 841 |
| Tier 2 risk-based capital | $15,307,000 | 400 |
| Total risk weighted assets | $826,973,000 | 595 |
| Total unused commitments | $241,772,000 | 546 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 224 | 719 |
| Assets and Liabilities | ||
| Total Assets: | $893,578,000 | 730 |
| Cash and due from depository institutions | $23,851,000 | 719 |
| Interest-bearing balances | $7,192,000 | 813 |
| Securities | $33,423,000 | 3,208 |
| Federal funds sold & reverse repurchase agreements | $120,000 | 6,195 |
| Net loans & leases | $807,276,000 | 576 |
| Loan loss allowance | $9,761,000 | 535 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $15,491,000 | 701 |
| Other real estate owned | $0 | 719 |
| Goodwill and other intangibles | $9,000 | 3,249 |
| All other assets | $13,408,000 | 1,333 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $893,578,000 | 730 |
| Total liabilities | $823,950,000 | 703 |
| Total deposits | $710,524,000 | 708 |
| Interest-bearing deposits | $644,165,000 | 669 |
| Deposits held in domestic offices | $710,524,000 | 706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,054,000 | 1,317 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $94,988,000 | 523 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $5,384,000 | 1,078 |
| Total equity capital | $69,628,000 | 934 |
| Total bank equity capital | $69,628,000 | 934 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $942,000 | 3,181 |
| Surplus | $4,880,000 | 3,968 |
| Undivided profits | $63,806,000 | 575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,804,000 | 1,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,701,000 | 1,068 |
| Earning assets | $848,011,000 | 696 |
| Long-term assets (5+ years) | $78,416,000 | 1,323 |
| Average Assets, year-to-date | $804,513,800 | 775 |
| Average Assets, quarterly | $867,641,500 | 743 |
| Volatile liabilities | $317,640,000 | 549 |
| Insider loans | $292,000 | 6,209 |
| FHLB advances | $94,138,000 | 467 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $198,550,000 | 612 |
| Tier 1 (core) risk-based capital | $69,782,000 | 866 |
| Tier 2 risk-based capital | $14,991,000 | 402 |
| Total risk weighted assets | $804,443,000 | 610 |
| Total unused commitments | $198,550,000 | 612 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 216 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $841,705,000 | 773 |
| Cash and due from depository institutions | $13,556,000 | 756 |
| Interest-bearing balances | $1,147,000 | 2,273 |
| Securities | $34,161,000 | 3,204 |
| Federal funds sold & reverse repurchase agreements | $120,000 | 5,776 |
| Net loans & leases | $767,411,000 | 601 |
| Loan loss allowance | $9,206,000 | 574 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,623,000 | 804 |
| Other real estate owned | $0 | 756 |
| Goodwill and other intangibles | $9,000 | 3,254 |
| All other assets | $12,825,000 | 1,408 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $841,705,000 | 773 |
| Total liabilities | $775,327,000 | 752 |
| Total deposits | $653,608,000 | 750 |
| Interest-bearing deposits | $590,779,000 | 728 |
| Deposits held in domestic offices | $653,608,000 | 748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,166,000 | 1,530 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $103,687,000 | 508 |
| Subordinated debt | $5,000,000 | 181 |
| All other liabilities | $6,866,000 | 871 |
| Total equity capital | $66,378,000 | 989 |
| Total bank equity capital | $66,378,000 | 989 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $942,000 | 3,196 |
| Surplus | $4,880,000 | 3,945 |
| Undivided profits | $60,556,000 | 613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 3,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,135,000 | 1,256 |
| Earning assets | $802,839,000 | 737 |
| Long-term assets (5+ years) | $86,156,000 | 1,222 |
| Average Assets, year-to-date | $782,247,750 | 807 |
| Average Assets, quarterly | $822,912,000 | 784 |
| Volatile liabilities | $289,214,000 | 600 |
| Insider loans | $319,000 | 6,128 |
| FHLB advances | $102,837,000 | 456 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $288,296,000 | 495 |
| Tier 1 (core) risk-based capital | $66,600,000 | 912 |
| Tier 2 risk-based capital | $14,436,000 | 427 |
| Total risk weighted assets | $762,469,000 | 645 |
| Total unused commitments | $288,296,000 | 495 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 217 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $804,119,000 | 801 |
| Cash and due from depository institutions | $21,363,000 | 754 |
| Interest-bearing balances | $4,595,000 | 1,074 |
| Securities | $32,800,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 5,606 |
| Net loans & leases | $724,537,000 | 629 |
| Loan loss allowance | $8,800,000 | 590 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,184,000 | 819 |
| Other real estate owned | $0 | 754 |
| Goodwill and other intangibles | $9,000 | 3,257 |
| All other assets | $12,101,000 | 1,481 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $804,119,000 | 801 |
| Total liabilities | $740,988,000 | 783 |
| Total deposits | $650,546,000 | 747 |
| Interest-bearing deposits | $581,365,000 | 726 |
| Deposits held in domestic offices | $650,546,000 | 745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,682,000 | 1,499 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $74,360,000 | 679 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $4,400,000 | 1,152 |
| Total equity capital | $63,131,000 | 1,009 |
| Total bank equity capital | $63,131,000 | 1,009 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $942,000 | 3,191 |
| Surplus | $4,880,000 | 3,900 |
| Undivided profits | $57,309,000 | 616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 2,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,842,000 | 1,251 |
| Earning assets | $762,057,000 | 771 |
| Long-term assets (5+ years) | $84,218,000 | 1,219 |
| Average Assets, year-to-date | $762,428,670 | 825 |
| Average Assets, quarterly | $782,642,500 | 812 |
| Volatile liabilities | $269,458,000 | 639 |
| Insider loans | $360,000 | 5,999 |
| FHLB advances | $74,238,000 | 611 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $254,400,000 | 525 |
| Tier 1 (core) risk-based capital | $63,595,000 | 935 |
| Tier 2 risk-based capital | $13,992,000 | 430 |
| Total risk weighted assets | $719,337,000 | 668 |
| Total unused commitments | $254,400,000 | 525 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 206 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $761,166,000 | 829 |
| Cash and due from depository institutions | $13,669,000 | 784 |
| Interest-bearing balances | $1,212,000 | 2,382 |
| Securities | $31,857,000 | 3,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $691,260,000 | 636 |
| Loan loss allowance | $8,377,000 | 616 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,558,000 | 837 |
| Other real estate owned | $0 | 784 |
| Goodwill and other intangibles | $10,000 | 3,231 |
| All other assets | $11,812,000 | 1,454 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $761,166,000 | 829 |
| Total liabilities | $700,818,000 | 807 |
| Total deposits | $617,386,000 | 785 |
| Interest-bearing deposits | $552,432,000 | 752 |
| Deposits held in domestic offices | $617,386,000 | 783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,606,000 | 1,539 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $69,152,000 | 690 |
| Subordinated debt | $5,000,000 | 171 |
| All other liabilities | $3,674,000 | 1,335 |
| Total equity capital | $60,348,000 | 1,049 |
| Total bank equity capital | $60,348,000 | 1,049 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $942,000 | 3,178 |
| Surplus | $4,880,000 | 3,827 |
| Undivided profits | $54,526,000 | 645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 1,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,780,000 | 1,206 |
| Earning assets | $724,329,000 | 800 |
| Long-term assets (5+ years) | $93,714,000 | 1,104 |
| Average Assets, year-to-date | $741,583,500 | 846 |
| Average Assets, quarterly | $741,583,500 | 846 |
| Volatile liabilities | $248,645,000 | 643 |
| Insider loans | $331,000 | 6,061 |
| FHLB advances | $69,031,000 | 624 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $222,222,000 | 567 |
| Tier 1 (core) risk-based capital | $60,685,000 | 968 |
| Tier 2 risk-based capital | $13,496,000 | 428 |
| Total risk weighted assets | $679,530,000 | 682 |
| Total unused commitments | $222,222,000 | 567 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 209 | 769 |
| Assets and Liabilities | ||
| Total Assets: | $722,001,000 | 876 |
| Cash and due from depository institutions | $12,164,000 | 769 |
| Interest-bearing balances | $899,000 | 2,764 |
| Securities | $29,384,000 | 3,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $657,342,000 | 650 |
| Loan loss allowance | $7,914,000 | 626 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,608,000 | 913 |
| Other real estate owned | $0 | 769 |
| Goodwill and other intangibles | $10,000 | 3,229 |
| All other assets | $11,493,000 | 1,480 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $722,001,000 | 876 |
| Total liabilities | $663,917,000 | 842 |
| Total deposits | $582,622,000 | 823 |
| Interest-bearing deposits | $523,398,000 | 776 |
| Deposits held in domestic offices | $582,622,000 | 821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,687,000 | 1,257 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $63,318,000 | 761 |
| Subordinated debt | $5,000,000 | 172 |
| All other liabilities | $4,290,000 | 1,149 |
| Total equity capital | $58,084,000 | 1,060 |
| Total bank equity capital | $58,084,000 | 1,060 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $942,000 | 3,187 |
| Surplus | $4,880,000 | 3,781 |
| Undivided profits | $52,262,000 | 673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 2,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,533,000 | 1,330 |
| Earning assets | $687,625,000 | 821 |
| Long-term assets (5+ years) | $92,710,000 | 1,088 |
| Average Assets, year-to-date | $654,509,200 | 905 |
| Average Assets, quarterly | $702,108,500 | 888 |
| Volatile liabilities | $243,175,000 | 653 |
| Insider loans | $348,000 | 6,004 |
| FHLB advances | $62,480,000 | 694 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $223,371,000 | 558 |
| Tier 1 (core) risk-based capital | $58,372,000 | 983 |
| Tier 2 risk-based capital | $12,997,000 | 434 |
| Total risk weighted assets | $639,841,000 | 718 |
| Total unused commitments | $223,371,000 | 558 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 205 | 782 |
| Assets and Liabilities | ||
| Total Assets: | $682,216,000 | 901 |
| Cash and due from depository institutions | $11,409,000 | 782 |
| Interest-bearing balances | $402,000 | 3,654 |
| Securities | $28,173,000 | 3,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $620,247,000 | 666 |
| Loan loss allowance | $7,452,000 | 654 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,135,000 | 929 |
| Other real estate owned | $0 | 782 |
| Goodwill and other intangibles | $11,000 | 3,207 |
| All other assets | $11,241,000 | 1,467 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $682,216,000 | 901 |
| Total liabilities | $626,454,000 | 872 |
| Total deposits | $551,367,000 | 853 |
| Interest-bearing deposits | $484,440,000 | 809 |
| Deposits held in domestic offices | $551,367,000 | 851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,778,000 | 1,667 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $59,861,000 | 789 |
| Subordinated debt | $5,000,000 | 164 |
| All other liabilities | $5,448,000 | 918 |
| Total equity capital | $55,762,000 | 1,086 |
| Total bank equity capital | $55,762,000 | 1,086 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $942,000 | 3,170 |
| Surplus | $4,880,000 | 3,726 |
| Undivided profits | $49,940,000 | 699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,275,000 | 1,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,255,000 | 1,455 |
| Earning assets | $648,822,000 | 868 |
| Long-term assets (5+ years) | $31,182,000 | 2,513 |
| Average Assets, year-to-date | $637,636,250 | 917 |
| Average Assets, quarterly | $679,973,500 | 883 |
| Volatile liabilities | $207,957,000 | 719 |
| Insider loans | $489,000 | 5,473 |
| FHLB advances | $58,915,000 | 728 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $253,455,000 | 494 |
| Tier 1 (core) risk-based capital | $55,956,000 | 1,001 |
| Tier 2 risk-based capital | $12,548,000 | 435 |
| Total risk weighted assets | $605,036,000 | 735 |
| Total unused commitments | $253,455,000 | 494 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 204 | 782 |
| Assets and Liabilities | ||
| Total Assets: | $677,731,000 | 873 |
| Cash and due from depository institutions | $20,614,000 | 782 |
| Interest-bearing balances | $9,778,000 | 559 |
| Securities | $27,214,000 | 3,820 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $607,747,000 | 659 |
| Loan loss allowance | $7,056,000 | 677 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,226,000 | 899 |
| Other real estate owned | $0 | 782 |
| Goodwill and other intangibles | $11,000 | 3,195 |
| All other assets | $10,919,000 | 1,477 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $677,731,000 | 873 |
| Total liabilities | $624,113,000 | 849 |
| Total deposits | $522,547,000 | 862 |
| Interest-bearing deposits | $466,835,000 | 814 |
| Deposits held in domestic offices | $522,547,000 | 860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,709,000 | 1,544 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $86,875,000 | 602 |
| Subordinated debt | $5,000,000 | 161 |
| All other liabilities | $3,982,000 | 1,114 |
| Total equity capital | $53,618,000 | 1,111 |
| Total bank equity capital | $53,618,000 | 1,111 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $942,000 | 3,151 |
| Surplus | $4,880,000 | 3,678 |
| Undivided profits | $47,796,000 | 720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,095,000 | 836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,296,000 | 1,281 |
| Earning assets | $644,739,000 | 842 |
| Long-term assets (5+ years) | $67,673,000 | 1,395 |
| Average Assets, year-to-date | $622,776,330 | 928 |
| Average Assets, quarterly | $643,635,500 | 911 |
| Volatile liabilities | $235,613,000 | 630 |
| Insider loans | $491,000 | 5,453 |
| FHLB advances | $86,391,000 | 532 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $210,307,000 | 540 |
| Tier 1 (core) risk-based capital | $53,715,000 | 1,022 |
| Tier 2 risk-based capital | $12,271,000 | 438 |
| Total risk weighted assets | $595,544,000 | 719 |
| Total unused commitments | $210,307,000 | 540 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 196 | 802 |
| Assets and Liabilities | ||
| Total Assets: | $609,540,000 | 959 |
| Cash and due from depository institutions | $10,322,000 | 802 |
| Interest-bearing balances | $828,000 | 2,907 |
| Securities | $25,035,000 | 4,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $552,221,000 | 709 |
| Loan loss allowance | $7,223,000 | 649 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,438,000 | 867 |
| Other real estate owned | $0 | 802 |
| Goodwill and other intangibles | $12,000 | 3,185 |
| All other assets | $10,512,000 | 1,499 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $609,540,000 | 959 |
| Total liabilities | $557,984,000 | 942 |
| Total deposits | $452,909,000 | 986 |
| Interest-bearing deposits | $404,144,000 | 938 |
| Deposits held in domestic offices | $452,909,000 | 982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,825,000 | 1,755 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $92,673,000 | 554 |
| Subordinated debt | $5,000,000 | 164 |
| All other liabilities | $3,577,000 | 1,222 |
| Total equity capital | $51,556,000 | 1,111 |
| Total bank equity capital | $51,556,000 | 1,111 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $942,000 | 3,160 |
| Surplus | $4,880,000 | 3,655 |
| Undivided profits | $45,734,000 | 726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,773,000 | 700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,072,000 | 1,402 |
| Earning assets | $578,084,000 | 930 |
| Long-term assets (5+ years) | $78,907,000 | 1,251 |
| Average Assets, year-to-date | $595,299,000 | 970 |
| Average Assets, quarterly | $595,299,000 | 970 |
| Volatile liabilities | $202,297,000 | 683 |
| Insider loans | $486,000 | 5,460 |
| FHLB advances | $92,041,000 | 494 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $216,886,000 | 527 |
| Tier 1 (core) risk-based capital | $51,720,000 | 1,048 |
| Tier 2 risk-based capital | $11,731,000 | 450 |
| Total risk weighted assets | $538,328,000 | 765 |
| Total unused commitments | $216,886,000 | 527 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 198 | 805 |
| Assets and Liabilities | ||
| Total Assets: | $581,058,000 | 999 |
| Cash and due from depository institutions | $8,200,000 | 805 |
| Interest-bearing balances | $255,000 | 4,134 |
| Securities | $21,565,000 | 4,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $529,512,000 | 739 |
| Loan loss allowance | $6,675,000 | 711 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,326,000 | 870 |
| Other real estate owned | $0 | 805 |
| Goodwill and other intangibles | $12,000 | 3,184 |
| All other assets | $10,443,000 | 1,477 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $581,058,000 | 999 |
| Total liabilities | $531,248,000 | 978 |
| Total deposits | $426,491,000 | 1,026 |
| Interest-bearing deposits | $384,352,000 | 974 |
| Deposits held in domestic offices | $426,491,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,998,000 | 1,998 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $93,330,000 | 570 |
| Subordinated debt | $5,000,000 | 169 |
| All other liabilities | $3,429,000 | 1,251 |
| Total equity capital | $49,810,000 | 1,149 |
| Total bank equity capital | $49,810,000 | 1,149 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $942,000 | 3,157 |
| Surplus | $4,880,000 | 3,612 |
| Undivided profits | $43,988,000 | 770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,255,000 | 1,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,023,000 | 1,408 |
| Earning assets | $551,332,000 | 967 |
| Long-term assets (5+ years) | $109,134,000 | 961 |
| Average Assets, year-to-date | $546,448,000 | 1,006 |
| Average Assets, quarterly | $564,837,000 | 1,011 |
| Volatile liabilities | $177,159,000 | 743 |
| Insider loans | $702,000 | 4,821 |
| FHLB advances | $92,744,000 | 504 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $202,626,000 | 541 |
| Tier 1 (core) risk-based capital | $49,831,000 | 1,071 |
| Tier 2 risk-based capital | $11,414,000 | 470 |
| Total risk weighted assets | $512,850,000 | 798 |
| Total unused commitments | $202,626,000 | 541 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 184 | 866 |
| Assets and Liabilities | ||
| Total Assets: | $548,616,000 | 1,033 |
| Cash and due from depository institutions | $8,615,000 | 866 |
| Interest-bearing balances | $963,000 | 2,921 |
| Securities | $20,423,000 | 4,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $499,056,000 | 759 |
| Loan loss allowance | $6,271,000 | 755 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,406,000 | 929 |
| Other real estate owned | $0 | 866 |
| Goodwill and other intangibles | $13,000 | 3,136 |
| All other assets | $10,103,000 | 1,498 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $548,616,000 | 1,033 |
| Total liabilities | $500,662,000 | 1,020 |
| Total deposits | $403,364,000 | 1,076 |
| Interest-bearing deposits | $367,656,000 | 1,007 |
| Deposits held in domestic offices | $403,364,000 | 1,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,628,000 | 2,140 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $85,116,000 | 605 |
| Subordinated debt | $5,000,000 | 173 |
| All other liabilities | $4,554,000 | 983 |
| Total equity capital | $47,954,000 | 1,179 |
| Total bank equity capital | $47,954,000 | 1,179 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $942,000 | 3,166 |
| Surplus | $4,880,000 | 3,567 |
| Undivided profits | $42,132,000 | 789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,151,000 | 2,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,880,000 | 1,593 |
| Earning assets | $520,442,000 | 999 |
| Long-term assets (5+ years) | $230,412,000 | 486 |
| Average Assets, year-to-date | $537,795,500 | 1,019 |
| Average Assets, quarterly | $547,295,500 | 1,028 |
| Volatile liabilities | $141,747,000 | 855 |
| Insider loans | $589,000 | 5,132 |
| FHLB advances | $84,625,000 | 534 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $188,032,000 | 561 |
| Tier 1 (core) risk-based capital | $47,909,000 | 1,102 |
| Tier 2 risk-based capital | $10,977,000 | 480 |
| Total risk weighted assets | $478,012,000 | 842 |
| Total unused commitments | $188,032,000 | 561 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 179 | 896 |
| Assets and Liabilities | ||
| Total Assets: | $545,975,000 | 1,021 |
| Cash and due from depository institutions | $21,608,000 | 896 |
| Interest-bearing balances | $1,038,000 | 2,824 |
| Securities | $20,213,000 | 4,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $484,436,000 | 759 |
| Loan loss allowance | $6,006,000 | 780 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,519,000 | 1,005 |
| Other real estate owned | $0 | 896 |
| Goodwill and other intangibles | $13,000 | 3,141 |
| All other assets | $10,186,000 | 1,495 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $545,975,000 | 1,021 |
| Total liabilities | $499,761,000 | 1,006 |
| Total deposits | $393,223,000 | 1,097 |
| Interest-bearing deposits | $354,478,000 | 1,030 |
| Deposits held in domestic offices | $393,223,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,327,000 | 2,274 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $96,243,000 | 555 |
| Subordinated debt | $5,000,000 | 183 |
| All other liabilities | $2,968,000 | 1,300 |
| Total equity capital | $46,214,000 | 1,174 |
| Total bank equity capital | $46,214,000 | 1,174 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $942,000 | 3,179 |
| Surplus | $4,880,000 | 3,523 |
| Undivided profits | $40,392,000 | 789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $738,000 | 3,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 918 |
| Income earned, not collected on loans | $1,928,000 | 1,404 |
| Earning assets | $505,687,000 | 1,001 |
| Long-term assets (5+ years) | $228,600,000 | 507 |
| Average Assets, year-to-date | $534,188,670 | 1,021 |
| Average Assets, quarterly | $537,125,500 | 1,026 |
| Volatile liabilities | $146,606,000 | 818 |
| Insider loans | $396,000 | 5,874 |
| FHLB advances | $95,839,000 | 495 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $128,178,000 | 745 |
| Tier 1 (core) risk-based capital | $46,268,000 | 1,107 |
| Tier 2 risk-based capital | $10,820,000 | 480 |
| Total risk weighted assets | $465,408,000 | 844 |
| Total unused commitments | $128,178,000 | 746 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 177 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $528,276,000 | 1,047 |
| Cash and due from depository institutions | $18,256,000 | 913 |
| Interest-bearing balances | $1,941,000 | 2,377 |
| Securities | $20,695,000 | 4,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $469,835,000 | 767 |
| Loan loss allowance | $5,669,000 | 824 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,330,000 | 1,023 |
| Other real estate owned | $0 | 913 |
| Goodwill and other intangibles | $15,000 | 3,122 |
| All other assets | $10,145,000 | 1,397 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $528,276,000 | 1,047 |
| Total liabilities | $483,756,000 | 1,031 |
| Total deposits | $395,061,000 | 1,069 |
| Interest-bearing deposits | $363,419,000 | 989 |
| Deposits held in domestic offices | $395,061,000 | 1,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,659,000 | 1,545 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $76,477,000 | 627 |
| Subordinated debt | $5,000,000 | 181 |
| All other liabilities | $2,559,000 | 1,619 |
| Total equity capital | $44,520,000 | 1,246 |
| Total bank equity capital | $44,520,000 | 1,246 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $942,000 | 3,180 |
| Surplus | $4,880,000 | 3,479 |
| Undivided profits | $38,698,000 | 857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 2,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 955 |
| Income earned, not collected on loans | $1,853,000 | 1,462 |
| Earning assets | $492,471,000 | 1,031 |
| Long-term assets (5+ years) | $218,520,000 | 511 |
| Average Assets, year-to-date | $528,295,500 | 1,039 |
| Average Assets, quarterly | $528,295,500 | 1,039 |
| Volatile liabilities | $130,762,000 | 857 |
| Insider loans | $378,000 | 5,915 |
| FHLB advances | $75,495,000 | 562 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $123,959,000 | 745 |
| Tier 1 (core) risk-based capital | $44,344,000 | 1,139 |
| Tier 2 risk-based capital | $10,559,000 | 484 |
| Total risk weighted assets | $444,647,000 | 865 |
| Total unused commitments | $123,959,000 | 745 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 172 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $528,315,000 | 1,048 |
| Cash and due from depository institutions | $19,288,000 | 941 |
| Interest-bearing balances | $1,676,000 | 2,390 |
| Securities | $21,460,000 | 4,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $468,840,000 | 762 |
| Loan loss allowance | $5,507,000 | 849 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,783,000 | 1,075 |
| Other real estate owned | $0 | 941 |
| Goodwill and other intangibles | $16,000 | 3,099 |
| All other assets | $9,928,000 | 1,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $528,315,000 | 1,048 |
| Total liabilities | $485,538,000 | 1,036 |
| Total deposits | $378,239,000 | 1,121 |
| Interest-bearing deposits | $346,950,000 | 1,047 |
| Deposits held in domestic offices | $378,239,000 | 1,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,147,000 | 1,922 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $96,103,000 | 548 |
| Subordinated debt | $5,000,000 | 183 |
| All other liabilities | $3,049,000 | 1,353 |
| Total equity capital | $42,777,000 | 1,270 |
| Total bank equity capital | $42,777,000 | 1,270 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $942,000 | 3,206 |
| Surplus | $4,880,000 | 3,447 |
| Undivided profits | $36,955,000 | 870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,952,000 | 1,426 |
| Earning assets | $491,976,000 | 1,028 |
| Long-term assets (5+ years) | $211,953,000 | 531 |
| Average Assets, year-to-date | $500,752,400 | 1,072 |
| Average Assets, quarterly | $520,408,000 | 1,058 |
| Volatile liabilities | $136,419,000 | 831 |
| Insider loans | $509,000 | 5,426 |
| FHLB advances | $95,768,000 | 476 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $124,161,000 | 718 |
| Tier 1 (core) risk-based capital | $42,654,000 | 1,179 |
| Tier 2 risk-based capital | $10,507,000 | 479 |
| Total risk weighted assets | $440,887,000 | 869 |
| Total unused commitments | $124,161,000 | 718 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 172 | 955 |
| Assets and Liabilities | ||
| Total Assets: | $512,501,000 | 1,090 |
| Cash and due from depository institutions | $14,524,000 | 955 |
| Interest-bearing balances | $857,000 | 3,247 |
| Securities | $21,589,000 | 4,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $457,956,000 | 774 |
| Loan loss allowance | $5,198,000 | 915 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,002,000 | 1,181 |
| Other real estate owned | $230,000 | 955 |
| Goodwill and other intangibles | $35,000 | 3,000 |
| All other assets | $10,165,000 | 1,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $512,501,000 | 1,090 |
| Total liabilities | $471,415,000 | 1,069 |
| Total deposits | $384,313,000 | 1,122 |
| Interest-bearing deposits | $345,712,000 | 1,070 |
| Deposits held in domestic offices | $384,313,000 | 1,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,912,000 | 1,924 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $74,935,000 | 625 |
| Subordinated debt | $5,000,000 | 179 |
| All other liabilities | $4,255,000 | 1,101 |
| Total equity capital | $41,086,000 | 1,335 |
| Total bank equity capital | $41,086,000 | 1,335 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $942,000 | 3,225 |
| Surplus | $4,880,000 | 3,379 |
| Undivided profits | $35,264,000 | 922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,209,000 | 2,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $128,000 | 819 |
| Income earned, not collected on loans | $1,858,000 | 1,624 |
| Earning assets | $480,402,000 | 1,060 |
| Long-term assets (5+ years) | $206,435,000 | 549 |
| Average Assets, year-to-date | $493,861,750 | 1,107 |
| Average Assets, quarterly | $502,783,000 | 1,112 |
| Volatile liabilities | $100,018,000 | 1,072 |
| Insider loans | $556,000 | 5,264 |
| FHLB advances | $74,800,000 | 550 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $130,412,000 | 709 |
| Tier 1 (core) risk-based capital | $40,918,000 | 1,246 |
| Tier 2 risk-based capital | $10,198,000 | 496 |
| Total risk weighted assets | $426,200,000 | 889 |
| Total unused commitments | $130,412,000 | 710 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 168 | 992 |
| Assets and Liabilities | ||
| Total Assets: | $493,065,000 | 1,134 |
| Cash and due from depository institutions | $8,599,000 | 992 |
| Interest-bearing balances | $589,000 | 3,738 |
| Securities | $18,147,000 | 4,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $447,700,000 | 788 |
| Loan loss allowance | $4,952,000 | 924 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,090,000 | 1,141 |
| Other real estate owned | $280,000 | 992 |
| Goodwill and other intangibles | $49,000 | 2,904 |
| All other assets | $10,200,000 | 1,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $493,065,000 | 1,134 |
| Total liabilities | $453,515,000 | 1,111 |
| Total deposits | $373,450,000 | 1,139 |
| Interest-bearing deposits | $345,104,000 | 1,067 |
| Deposits held in domestic offices | $373,450,000 | 1,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,186,000 | 2,032 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $69,031,000 | 665 |
| Subordinated debt | $5,000,000 | 162 |
| All other liabilities | $3,848,000 | 1,225 |
| Total equity capital | $39,550,000 | 1,376 |
| Total bank equity capital | $39,550,000 | 1,376 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $942,000 | 3,226 |
| Surplus | $4,880,000 | 3,350 |
| Undivided profits | $33,728,000 | 973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,105,000 | 2,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,908,000 | 1,493 |
| Earning assets | $466,436,000 | 1,086 |
| Long-term assets (5+ years) | $196,145,000 | 554 |
| Average Assets, year-to-date | $487,648,670 | 1,113 |
| Average Assets, quarterly | $488,858,500 | 1,128 |
| Volatile liabilities | $105,238,000 | 1,009 |
| Insider loans | $922,000 | 4,166 |
| FHLB advances | $68,316,000 | 591 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $126,285,000 | 720 |
| Tier 1 (core) risk-based capital | $39,293,000 | 1,269 |
| Tier 2 risk-based capital | $9,952,000 | 485 |
| Total risk weighted assets | $416,667,000 | 904 |
| Total unused commitments | $126,285,000 | 725 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 157 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $484,652,000 | 1,130 |
| Cash and due from depository institutions | $9,723,000 | 1,057 |
| Interest-bearing balances | $1,286,000 | 2,943 |
| Securities | $21,992,000 | 4,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $433,501,000 | 797 |
| Loan loss allowance | $4,557,000 | 996 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,031,000 | 1,135 |
| Other real estate owned | $866,000 | 1,057 |
| Goodwill and other intangibles | $43,000 | 2,909 |
| All other assets | $10,496,000 | 1,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $484,652,000 | 1,130 |
| Total liabilities | $446,579,000 | 1,105 |
| Total deposits | $359,924,000 | 1,174 |
| Interest-bearing deposits | $337,074,000 | 1,091 |
| Deposits held in domestic offices | $359,924,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,121,000 | 1,929 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $76,327,000 | 599 |
| Subordinated debt | $5,000,000 | 157 |
| All other liabilities | $3,207,000 | 1,448 |
| Total equity capital | $38,073,000 | 1,395 |
| Total bank equity capital | $38,073,000 | 1,395 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $942,000 | 3,242 |
| Surplus | $4,880,000 | 3,307 |
| Undivided profits | $32,251,000 | 975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,078,000 | 2,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,950,000 | 1,497 |
| Earning assets | $456,779,000 | 1,097 |
| Long-term assets (5+ years) | $198,532,000 | 528 |
| Average Assets, year-to-date | $484,940,500 | 1,113 |
| Average Assets, quarterly | $484,940,500 | 1,113 |
| Volatile liabilities | $109,929,000 | 959 |
| Insider loans | $1,087,000 | 3,767 |
| FHLB advances | $76,109,000 | 525 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $120,252,000 | 720 |
| Tier 1 (core) risk-based capital | $37,792,000 | 1,309 |
| Tier 2 risk-based capital | $9,557,000 | 498 |
| Total risk weighted assets | $401,746,000 | 915 |
| Total unused commitments | $120,252,000 | 722 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 154 | 1,076 |
| Assets and Liabilities | ||
| Total Assets: | $485,229,000 | 1,122 |
| Cash and due from depository institutions | $13,010,000 | 1,076 |
| Interest-bearing balances | $9,098,000 | 869 |
| Securities | $22,475,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $430,082,000 | 795 |
| Loan loss allowance | $4,147,000 | 1,060 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,110,000 | 1,100 |
| Other real estate owned | $1,209,000 | 1,076 |
| Goodwill and other intangibles | $37,000 | 2,897 |
| All other assets | $10,306,000 | 1,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $485,229,000 | 1,122 |
| Total liabilities | $448,707,000 | 1,089 |
| Total deposits | $341,125,000 | 1,227 |
| Interest-bearing deposits | $316,135,000 | 1,139 |
| Deposits held in domestic offices | $341,125,000 | 1,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $331,000 | 2,923 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $97,930,000 | 522 |
| Subordinated debt | $5,000,000 | 154 |
| All other liabilities | $4,321,000 | 1,099 |
| Total equity capital | $36,522,000 | 1,424 |
| Total bank equity capital | $36,522,000 | 1,424 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $942,000 | 3,239 |
| Surplus | $4,880,000 | 3,269 |
| Undivided profits | $30,700,000 | 1,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,506,000 | 1,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,894,000 | 1,614 |
| Earning assets | $461,655,000 | 1,063 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $467,619,400 | 1,096 |
| Average Assets, quarterly | $480,259,000 | 1,116 |
| Volatile liabilities | $233,705,000 | 540 |
| Insider loans | $1,440,000 | 3,168 |
| FHLB advances | $97,930,000 | 448 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $58,930,000 | 1,183 |
| Tier 1 (core) risk-based capital | $36,243,000 | 1,331 |
| Tier 2 risk-based capital | $9,147,000 | 508 |
| Total risk weighted assets | $390,112,000 | 925 |
| Total unused commitments | $58,930,000 | 1,185 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 145 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $449,221,000 | 1,151 |
| Cash and due from depository institutions | $7,469,000 | 1,131 |
| Interest-bearing balances | $6,384,000 | 1,011 |
| Securities | $19,004,000 | 4,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $404,254,000 | 823 |
| Loan loss allowance | $3,627,000 | 1,154 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,319,000 | 1,402 |
| Other real estate owned | $861,000 | 1,131 |
| Goodwill and other intangibles | $58,000 | 2,774 |
| All other assets | $11,256,000 | 1,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $449,221,000 | 1,151 |
| Total liabilities | $417,552,000 | 1,121 |
| Total deposits | $304,832,000 | 1,309 |
| Interest-bearing deposits | $291,922,000 | 1,178 |
| Deposits held in domestic offices | $304,832,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $530,000 | 2,942 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $103,570,000 | 484 |
| Subordinated debt | $5,000,000 | 161 |
| All other liabilities | $3,620,000 | 1,257 |
| Total equity capital | $31,669,000 | 1,548 |
| Total bank equity capital | $31,669,000 | 1,548 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $942,000 | 3,300 |
| Surplus | $4,880,000 | 3,183 |
| Undivided profits | $25,847,000 | 1,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,591,000 | 846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,797,000 | 1,849 |
| Earning assets | $429,642,000 | 1,087 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $439,449,000 | 1,101 |
| Average Assets, quarterly | $451,093,000 | 1,124 |
| Volatile liabilities | $186,137,000 | 610 |
| Insider loans | $2,722,000 | 1,815 |
| FHLB advances | $103,570,000 | 399 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $52,309,000 | 1,216 |
| Tier 1 (core) risk-based capital | $31,555,000 | 1,460 |
| Tier 2 risk-based capital | $8,627,000 | 503 |
| Total risk weighted assets | $367,264,000 | 942 |
| Total unused commitments | $52,309,000 | 1,221 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 143 | 1,134 |
| Assets and Liabilities | ||
| Total Assets: | $430,078,000 | 1,132 |
| Cash and due from depository institutions | $7,532,000 | 1,134 |
| Interest-bearing balances | $6,693,000 | 679 |
| Securities | $22,880,000 | 4,197 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $381,980,000 | 850 |
| Loan loss allowance | $3,042,000 | 1,272 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,137,000 | 1,687 |
| Other real estate owned | $324,000 | 1,134 |
| Goodwill and other intangibles | $155,000 | 2,427 |
| All other assets | $12,070,000 | 844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,078,000 | 1,132 |
| Total liabilities | $401,228,000 | 1,102 |
| Total deposits | $303,856,000 | 1,250 |
| Interest-bearing deposits | $298,205,000 | 1,112 |
| Deposits held in domestic offices | $303,856,000 | 1,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $620,000 | 3,066 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $90,937,000 | 495 |
| Subordinated debt | $2,000,000 | 190 |
| All other liabilities | $3,815,000 | 1,204 |
| Total equity capital | $28,850,000 | 1,610 |
| Total bank equity capital | $28,850,000 | 1,610 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $942,000 | 3,395 |
| Surplus | $4,880,000 | 3,103 |
| Undivided profits | $23,028,000 | 1,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,201,000 | 414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,175,000 | 1,144 |
| Earning assets | $411,553,000 | 1,084 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $403,088,600 | 1,150 |
| Average Assets, quarterly | $423,371,000 | 1,132 |
| Volatile liabilities | $178,889,000 | 639 |
| Insider loans | $4,422,000 | 1,093 |
| FHLB advances | $90,937,000 | 143 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $56,056,000 | 1,068 |
| Tier 1 (core) risk-based capital | $28,924,000 | 1,530 |
| Tier 2 risk-based capital | $5,042,000 | 786 |
| Total risk weighted assets | $333,164,000 | 989 |
| Total unused commitments | $56,056,000 | 1,069 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 141 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $370,691,000 | 1,269 |
| Cash and due from depository institutions | $4,882,000 | 1,186 |
| Interest-bearing balances | $2,278,000 | 1,563 |
| Securities | $23,799,000 | 4,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $322,830,000 | 967 |
| Loan loss allowance | $2,709,000 | 1,394 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,731,000 | 720 |
| Other real estate owned | $1,011,000 | 1,186 |
| Goodwill and other intangibles | $150,000 | 2,516 |
| All other assets | $7,288,000 | 1,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $370,691,000 | 1,269 |
| Total liabilities | $344,600,000 | 1,240 |
| Total deposits | $245,938,000 | 1,541 |
| Interest-bearing deposits | $242,309,000 | 1,341 |
| Deposits held in domestic offices | $245,938,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $94,261,000 | 516 |
| Subordinated debt | $2,000,000 | 195 |
| All other liabilities | $2,401,000 | 1,632 |
| Total equity capital | $26,091,000 | 1,708 |
| Total bank equity capital | $26,091,000 | 1,708 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $942,000 | 3,475 |
| Surplus | $4,880,000 | 3,070 |
| Undivided profits | $20,269,000 | 1,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,777,000 | 857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,647,000 | 1,293 |
| Earning assets | $348,907,000 | 1,238 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $340,554,200 | 1,333 |
| Average Assets, quarterly | $362,799,000 | 1,281 |
| Volatile liabilities | $137,244,000 | 790 |
| Insider loans | $5,915,000 | 774 |
| FHLB advances | $94,103,000 | 138 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $62,389,000 | 1,029 |
| Tier 1 (core) risk-based capital | $26,503,000 | 1,643 |
| Tier 2 risk-based capital | $4,709,000 | 817 |
| Total risk weighted assets | $298,330,000 | 1,071 |
| Total unused commitments | $62,389,000 | 1,030 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 143 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $317,289,000 | 1,435 |
| Cash and due from depository institutions | $6,162,000 | 1,171 |
| Interest-bearing balances | $5,602,000 | 1,099 |
| Securities | $15,024,000 | 5,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $277,702,000 | 1,038 |
| Loan loss allowance | $2,299,000 | 1,559 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,284,000 | 590 |
| Other real estate owned | $310,000 | 1,171 |
| Goodwill and other intangibles | $99,000 | 2,680 |
| All other assets | $5,708,000 | 1,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,289,000 | 1,435 |
| Total liabilities | $293,475,000 | 1,399 |
| Total deposits | $236,760,000 | 1,580 |
| Interest-bearing deposits | $234,582,000 | 1,360 |
| Deposits held in domestic offices | $236,760,000 | 1,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $52,293,000 | 588 |
| Subordinated debt | $2,000,000 | 198 |
| All other liabilities | $2,422,000 | 1,690 |
| Total equity capital | $23,814,000 | 1,876 |
| Total bank equity capital | $23,814,000 | 1,876 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $942,000 | 3,484 |
| Surplus | $4,880,000 | 2,927 |
| Undivided profits | $17,992,000 | 1,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,407,000 | 628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,707,000 | 1,224 |
| Earning assets | $298,328,000 | 1,399 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $295,424,600 | 1,464 |
| Average Assets, quarterly | $313,758,500 | 1,434 |
| Volatile liabilities | $99,097,000 | 832 |
| Insider loans | $15,000 | 9,064 |
| FHLB advances | $52,293,000 | 170 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $49,928,000 | 1,131 |
| Tier 1 (core) risk-based capital | $23,814,000 | 1,756 |
| Tier 2 risk-based capital | $4,299,000 | 836 |
| Total risk weighted assets | $250,329,000 | 1,159 |
| Total unused commitments | $49,928,000 | 1,135 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 129 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $269,680,000 | 1,696 |
| Cash and due from depository institutions | $4,412,000 | 1,368 |
| Interest-bearing balances | $4,034,000 | 1,091 |
| Securities | $14,956,000 | 6,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $241,255,000 | 1,219 |
| Loan loss allowance | $1,839,000 | 1,927 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,119,000 | 1,924 |
| Other real estate owned | $0 | 1,368 |
| Goodwill and other intangibles | $681,000 | 1,564 |
| All other assets | $4,257,000 | 1,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,680,000 | 1,696 |
| Total liabilities | $250,235,000 | 1,638 |
| Total deposits | $209,658,000 | 1,793 |
| Interest-bearing deposits | $208,027,000 | 1,546 |
| Deposits held in domestic offices | $209,658,000 | 1,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $38,375,000 | 669 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,702,000 | 2,324 |
| Total equity capital | $19,445,000 | 2,295 |
| Total bank equity capital | $19,445,000 | 2,295 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $942,000 | 3,581 |
| Surplus | $4,880,000 | 2,845 |
| Undivided profits | $13,623,000 | 1,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,622,000 | 1,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,493,000 | 1,475 |
| Earning assets | $260,245,000 | 1,607 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $239,682,400 | 1,807 |
| Average Assets, quarterly | $260,058,500 | 1,739 |
| Volatile liabilities | $74,270,000 | 1,033 |
| Insider loans | $104,000 | 8,388 |
| FHLB advances | $35,375,000 | 223 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $44,490,000 | 1,186 |
| Tier 1 (core) risk-based capital | $19,408,000 | 2,201 |
| Tier 2 risk-based capital | $2,339,000 | 1,328 |
| Total risk weighted assets | $215,719,000 | 1,320 |
| Total unused commitments | $44,490,000 | 1,190 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 145 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $221,841,000 | 2,109 |
| Cash and due from depository institutions | $4,173,000 | 1,272 |
| Interest-bearing balances | $3,786,000 | 1,022 |
| Securities | $14,386,000 | 6,587 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $196,198,000 | 1,494 |
| Loan loss allowance | $1,772,000 | 2,111 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,764,000 | 2,815 |
| Other real estate owned | $0 | 1,272 |
| Goodwill and other intangibles | $322,000 | 1,902 |
| All other assets | $3,998,000 | 1,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,841,000 | 2,109 |
| Total liabilities | $205,560,000 | 2,056 |
| Total deposits | $169,270,000 | 2,300 |
| Interest-bearing deposits | $168,893,000 | 1,986 |
| Deposits held in domestic offices | $169,270,000 | 2,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $32,515,000 | 728 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,775,000 | 1,233 |
| Total equity capital | $16,281,000 | 2,746 |
| Total bank equity capital | $16,281,000 | 2,746 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $875,000 | 3,955 |
| Surplus | $3,619,000 | 3,725 |
| Undivided profits | $11,787,000 | 2,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $953,000 | 2,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,179,000 | 1,900 |
| Earning assets | $214,370,000 | 2,005 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $219,752,200 | 2,062 |
| Average Assets, quarterly | $222,102,500 | 2,087 |
| Volatile liabilities | $63,374,000 | 1,175 |
| Insider loans | $27,000 | 9,820 |
| FHLB advances | $23,200,000 | 304 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,695,000 | 2,581 |
| Tier 1 (core) risk-based capital | $16,361,000 | 2,662 |
| Tier 2 risk-based capital | $1,632,000 | 1,899 |
| Total risk weighted assets | $167,129,000 | 1,712 |
| Total unused commitments | $14,695,000 | 2,593 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 118 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $203,111,000 | 2,321 |
| Cash and due from depository institutions | $3,574,000 | 1,630 |
| Interest-bearing balances | $3,496,000 | 1,280 |
| Securities | $18,865,000 | 5,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $165,647,000 | 1,718 |
| Loan loss allowance | $971,000 | 3,632 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,228,000 | 3,367 |
| Other real estate owned | $27,000 | 1,630 |
| Goodwill and other intangibles | $164,000 | 2,118 |
| All other assets | $12,606,000 | 786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,110,000 | 2,321 |
| Total liabilities | $188,571,000 | 2,264 |
| Total deposits | $164,798,000 | 2,376 |
| Interest-bearing deposits | $163,253,000 | 2,082 |
| Deposits held in domestic offices | $164,798,000 | 2,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $21,800,000 | 829 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,973,000 | 2,122 |
| Total equity capital | $14,539,000 | 3,053 |
| Total bank equity capital | $14,539,000 | 3,053 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $875,000 | 4,142 |
| Surplus | $3,619,000 | 3,715 |
| Undivided profits | $10,045,000 | 2,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 6,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,131,000 | 2,034 |
| Earning assets | $188,008,000 | 2,303 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $183,372,400 | 2,455 |
| Average Assets, quarterly | $205,412,000 | 2,264 |
| Volatile liabilities | $75,943,000 | 980 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $21,800,000 | 289 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,489,000 | 4,300 |
| Tier 1 (core) risk-based capital | $14,490,000 | 2,967 |
| Tier 2 risk-based capital | $1,418,000 | 2,118 |
| Total risk weighted assets | $157,286,000 | 1,809 |
| Total unused commitments | $6,489,000 | 4,312 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 132 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $151,016,000 | 2,997 |
| Cash and due from depository institutions | $1,487,000 | 1,491 |
| Interest-bearing balances | $1,435,000 | 1,970 |
| Securities | $8,825,000 | 9,195 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $132,137,000 | 2,102 |
| Loan loss allowance | $926,000 | 3,856 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,460,000 | 2,999 |
| Other real estate owned | $42,000 | 1,491 |
| Goodwill and other intangibles | $8,000 | 2,935 |
| All other assets | $6,057,000 | 1,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,016,000 | 2,997 |
| Total liabilities | $140,014,000 | 2,936 |
| Total deposits | $104,789,000 | 3,630 |
| Interest-bearing deposits | $104,424,000 | 3,123 |
| Deposits held in domestic offices | $104,789,000 | 3,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $33,800,000 | 683 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,425,000 | 2,325 |
| Total equity capital | $11,002,000 | 3,702 |
| Total bank equity capital | $11,002,000 | 3,702 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $808,000 | 4,449 |
| Surplus | $2,712,000 | 4,480 |
| Undivided profits | $7,482,000 | 3,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $837,000 | 2,415 |
| Earning assets | $142,397,000 | 2,911 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $126,961,400 | 3,417 |
| Average Assets, quarterly | $137,440,500 | 3,232 |
| Volatile liabilities | $53,971,000 | 1,199 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $33,800,000 | 260 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,404,000 | 3,546 |
| Tier 1 (core) risk-based capital | $11,062,000 | 3,718 |
| Tier 2 risk-based capital | $1,226,000 | 2,421 |
| Total risk weighted assets | $119,077,000 | 2,262 |
| Total unused commitments | $8,404,000 | 3,553 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 141 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $122,383,000 | 3,691 |
| Cash and due from depository institutions | $3,021,000 | 1,492 |
| Interest-bearing balances | $2,968,000 | 1,871 |
| Securities | $16,887,000 | 6,862 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $94,608,000 | 2,735 |
| Loan loss allowance | $537,000 | 6,064 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,647,000 | 2,765 |
| Other real estate owned | $0 | 1,492 |
| Goodwill and other intangibles | $30,000 | 2,618 |
| All other assets | $5,190,000 | 1,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,383,000 | 3,691 |
| Total liabilities | $113,910,000 | 3,617 |
| Total deposits | $101,535,000 | 3,837 |
| Interest-bearing deposits | $101,331,000 | 3,351 |
| Deposits held in domestic offices | $101,535,000 | 3,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,431,000 | 1,041 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,944,000 | 1,837 |
| Total equity capital | $8,473,000 | 4,759 |
| Total bank equity capital | $8,473,000 | 4,759 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $686,000 | 5,171 |
| Surplus | $1,184,000 | 7,592 |
| Undivided profits | $6,603,000 | 3,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 6,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $551,000 | 3,350 |
| Earning assets | $114,463,000 | 3,620 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $119,677,800 | 3,688 |
| Average Assets, quarterly | $123,874,000 | 3,624 |
| Volatile liabilities | $20,689,000 | 2,328 |
| Insider loans | $94,000 | 9,843 |
| FHLB advances | $10,431,000 | 390 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,435,000 | 3,220 |
| Tier 1 (core) risk-based capital | $8,450,000 | 4,666 |
| Tier 2 risk-based capital | $880,000 | 3,243 |
| Total risk weighted assets | $90,034,000 | 2,858 |
| Total unused commitments | $9,435,000 | 3,239 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 109 | 1,979 |
| Assets and Liabilities | ||
| Total Assets: | $117,340,000 | 3,923 |
| Cash and due from depository institutions | $3,603,000 | 1,979 |
| Interest-bearing balances | $3,547,000 | 1,895 |
| Securities | $5,633,000 | 11,253 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $99,795,000 | 2,687 |
| Loan loss allowance | $707,000 | 4,965 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,079,000 | 3,477 |
| Other real estate owned | $475,000 | 1,979 |
| Goodwill and other intangibles | $70,000 | 2,361 |
| All other assets | $5,685,000 | 1,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,340,000 | 3,923 |
| Total liabilities | $109,858,000 | 3,849 |
| Total deposits | $91,524,000 | 4,361 |
| Interest-bearing deposits | $91,524,000 | 3,842 |
| Deposits held in domestic offices | $91,524,000 | 4,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,869,000 | 775 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,465,000 | 1,585 |
| Total equity capital | $7,482,000 | 5,083 |
| Total bank equity capital | $7,482,000 | 5,083 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $686,000 | 5,433 |
| Surplus | $1,184,000 | 7,584 |
| Undivided profits | $5,612,000 | 3,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 6,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $592,000 | 3,435 |
| Earning assets | $108,975,000 | 3,859 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $123,528,000 | 3,669 |
| Average Assets, quarterly | $120,266,000 | 3,800 |
| Volatile liabilities | $25,381,000 | 1,955 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,869,000 | 317 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,749,000 | 2,804 |
| Tier 1 (core) risk-based capital | $7,423,000 | 5,053 |
| Tier 2 risk-based capital | $795,000 | 3,566 |
| Total risk weighted assets | $90,899,000 | 2,930 |
| Total unused commitments | $10,749,000 | 2,816 |
| Derivatives | $0 | 651 |