Home > Liberty Trust & Savings Bank > Income and Expense
Liberty Trust & Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,070,000 | 3,465 |
| Total interest expense | $1,129,000 | 3,609 |
| Net interest income | $4,941,000 | 3,373 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $357,000 | 3,665 |
| Gross Fiduciary activities income | $5,000 | 895 |
| Service charges on deposit accounts | $87,000 | 3,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,483 |
| Total noninterest expense | $3,155,000 | 3,633 |
| Salaries and employee benefits | $1,997,000 | 3,454 |
| Premises and equipment expense | $599,000 | 2,711 |
| Additional noninterest expense | $265,000 | 3,483 |
| Pre-tax net operating income | $2,143,000 | 2,885 |
| Securities gains (losses) | $89,000 | 266 |
| Applicable income taxes | $365,000 | 2,101 |
| Income before extraordinary items | $1,867,000 | 2,860 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,867,000 | 2,888 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,867,000 | 2,862 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $748,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,792,240 | 2,936 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 3,456 |
| Total interest expense | $750,000 | 3,630 |
| Net interest income | $3,760,000 | 3,365 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $248,000 | 3,728 |
| Gross Fiduciary activities income | $3,000 | 875 |
| Service charges on deposit accounts | $67,000 | 3,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 3,565 |
| Total noninterest expense | $2,276,000 | 3,673 |
| Salaries and employee benefits | $1,437,000 | 3,485 |
| Premises and equipment expense | $450,000 | 2,713 |
| Additional noninterest expense | $178,000 | 3,563 |
| Pre-tax net operating income | $1,732,000 | 2,863 |
| Securities gains (losses) | $47,000 | 266 |
| Applicable income taxes | $308,000 | 2,096 |
| Income before extraordinary items | $1,471,000 | 2,864 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,471,000 | 2,894 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,471,000 | 2,865 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $748,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,431,990 | 2,921 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 3,433 |
| Total interest expense | $467,000 | 3,571 |
| Net interest income | $2,530,000 | 3,368 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $169,000 | 3,726 |
| Gross Fiduciary activities income | $3,000 | 856 |
| Service charges on deposit accounts | $43,000 | 3,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,545 |
| Total noninterest expense | $1,490,000 | 3,699 |
| Salaries and employee benefits | $956,000 | 3,496 |
| Premises and equipment expense | $289,000 | 2,759 |
| Additional noninterest expense | $123,000 | 3,531 |
| Pre-tax net operating income | $1,209,000 | 2,834 |
| Securities gains (losses) | $36,000 | 327 |
| Applicable income taxes | $222,000 | 2,064 |
| Income before extraordinary items | $1,023,000 | 2,836 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,023,000 | 2,866 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,023,000 | 2,835 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $374,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $993,480 | 2,893 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 3,479 |
| Total interest expense | $206,000 | 3,529 |
| Net interest income | $1,245,000 | 3,407 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $86,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $22,000 | 3,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 3,525 |
| Total noninterest expense | $738,000 | 3,748 |
| Salaries and employee benefits | $480,000 | 3,531 |
| Premises and equipment expense | $136,000 | 2,890 |
| Additional noninterest expense | $64,000 | 3,525 |
| Pre-tax net operating income | $593,000 | 2,912 |
| Securities gains (losses) | $22,000 | 421 |
| Applicable income taxes | $106,000 | 2,098 |
| Income before extraordinary items | $509,000 | 2,897 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $509,000 | 2,896 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $509,000 | 2,897 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $374,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $490,740 | 2,982 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 3,436 |
| Total interest expense | $494,000 | 3,254 |
| Net interest income | $4,656,000 | 3,425 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $821,000 | 3,027 |
| Gross Fiduciary activities income | $35,000 | 828 |
| Service charges on deposit accounts | $87,000 | 3,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 2,718 |
| Total noninterest expense | $3,050,000 | 3,701 |
| Salaries and employee benefits | $1,928,000 | 3,530 |
| Premises and equipment expense | $542,000 | 2,878 |
| Additional noninterest expense | $699,000 | 2,718 |
| Pre-tax net operating income | $2,427,000 | 2,902 |
| Securities gains (losses) | $-17,000 | 3,550 |
| Applicable income taxes | $480,000 | 2,052 |
| Income before extraordinary items | $1,930,000 | 2,970 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,930,000 | 2,967 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,930,000 | 2,969 |
| Net charge-offs | $-1,000 | 3,246 |
| Cash dividends | $442,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,943,600 | 2,995 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 3,434 |
| Total interest expense | $323,000 | 3,198 |
| Net interest income | $3,425,000 | 3,440 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $569,000 | 3,156 |
| Gross Fiduciary activities income | $34,000 | 798 |
| Service charges on deposit accounts | $67,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 2,874 |
| Total noninterest expense | $2,247,000 | 3,708 |
| Salaries and employee benefits | $1,398,000 | 3,558 |
| Premises and equipment expense | $435,000 | 2,769 |
| Additional noninterest expense | $468,000 | 2,874 |
| Pre-tax net operating income | $1,747,000 | 2,925 |
| Securities gains (losses) | $-30,000 | 4,019 |
| Applicable income taxes | $314,000 | 2,169 |
| Income before extraordinary items | $1,403,000 | 2,996 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,403,000 | 2,994 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,403,000 | 2,995 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $442,000 | 2,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,427,600 | 3,006 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 3,461 |
| Total interest expense | $188,000 | 3,269 |
| Net interest income | $2,233,000 | 3,454 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $485,000 | 2,860 |
| Gross Fiduciary activities income | $34,000 | 745 |
| Service charges on deposit accounts | $41,000 | 3,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 2,614 |
| Total noninterest expense | $1,456,000 | 3,748 |
| Salaries and employee benefits | $933,000 | 3,565 |
| Premises and equipment expense | $263,000 | 2,942 |
| Additional noninterest expense | $260,000 | 4,316 |
| Pre-tax net operating income | $1,262,000 | 2,756 |
| Securities gains (losses) | $-32,000 | 4,168 |
| Applicable income taxes | $231,000 | 2,014 |
| Income before extraordinary items | $999,000 | 2,833 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $999,000 | 2,831 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $999,000 | 2,833 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $221,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,024,920 | 2,830 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 3,461 |
| Total interest expense | $94,000 | 3,255 |
| Net interest income | $1,084,000 | 3,459 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $374,000 | 2,339 |
| Gross Fiduciary activities income | $2,000 | 841 |
| Service charges on deposit accounts | $20,000 | 3,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 2,022 |
| Total noninterest expense | $738,000 | 3,736 |
| Salaries and employee benefits | $469,000 | 3,564 |
| Premises and equipment expense | $131,000 | 2,955 |
| Additional noninterest expense | $138,000 | 4,265 |
| Pre-tax net operating income | $720,000 | 2,517 |
| Securities gains (losses) | $-16,000 | 4,311 |
| Applicable income taxes | $137,000 | 1,860 |
| Income before extraordinary items | $567,000 | 2,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $567,000 | 2,605 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $567,000 | 2,607 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $221,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $579,960 | 2,601 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 3,340 |
| Total interest expense | $436,000 | 3,347 |
| Net interest income | $5,061,000 | 3,314 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $380,000 | 3,878 |
| Gross Fiduciary activities income | $42,000 | 779 |
| Service charges on deposit accounts | $81,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 3,838 |
| Total noninterest expense | $3,171,000 | 3,687 |
| Salaries and employee benefits | $2,035,000 | 3,494 |
| Premises and equipment expense | $540,000 | 2,913 |
| Additional noninterest expense | $596,000 | 4,243 |
| Pre-tax net operating income | $2,270,000 | 2,997 |
| Securities gains (losses) | $46,000 | 1,163 |
| Applicable income taxes | $408,000 | 2,238 |
| Income before extraordinary items | $1,908,000 | 3,085 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,908,000 | 3,085 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,908,000 | 3,085 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $740,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,870,280 | 3,091 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 3,346 |
| Total interest expense | $333,000 | 3,415 |
| Net interest income | $3,957,000 | 3,314 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $266,000 | 3,974 |
| Gross Fiduciary activities income | $9,000 | 852 |
| Service charges on deposit accounts | $60,000 | 3,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 3,856 |
| Total noninterest expense | $2,296,000 | 3,760 |
| Salaries and employee benefits | $1,484,000 | 3,560 |
| Premises and equipment expense | $413,000 | 2,900 |
| Additional noninterest expense | $399,000 | 4,385 |
| Pre-tax net operating income | $1,927,000 | 2,982 |
| Securities gains (losses) | $43,000 | 1,115 |
| Applicable income taxes | $363,000 | 2,194 |
| Income before extraordinary items | $1,607,000 | 3,052 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,607,000 | 3,052 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,607,000 | 3,052 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $740,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,571,740 | 3,054 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 3,277 |
| Total interest expense | $229,000 | 3,447 |
| Net interest income | $2,823,000 | 3,224 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $183,000 | 3,962 |
| Gross Fiduciary activities income | $6,000 | 845 |
| Service charges on deposit accounts | $36,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,820 |
| Total noninterest expense | $1,536,000 | 3,761 |
| Salaries and employee benefits | $1,000,000 | 3,549 |
| Premises and equipment expense | $290,000 | 2,812 |
| Additional noninterest expense | $246,000 | 4,470 |
| Pre-tax net operating income | $1,470,000 | 2,794 |
| Securities gains (losses) | $30,000 | 1,057 |
| Applicable income taxes | $288,000 | 2,050 |
| Income before extraordinary items | $1,212,000 | 2,918 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,212,000 | 2,917 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,212,000 | 2,918 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $221,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,187,700 | 2,917 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 3,251 |
| Total interest expense | $119,000 | 3,478 |
| Net interest income | $1,426,000 | 3,190 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $97,000 | 3,901 |
| Gross Fiduciary activities income | $2,000 | 863 |
| Service charges on deposit accounts | $18,000 | 3,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,726 |
| Total noninterest expense | $790,000 | 3,732 |
| Salaries and employee benefits | $505,000 | 3,533 |
| Premises and equipment expense | $149,000 | 2,787 |
| Additional noninterest expense | $136,000 | 4,395 |
| Pre-tax net operating income | $733,000 | 2,784 |
| Securities gains (losses) | $32,000 | 775 |
| Applicable income taxes | $143,000 | 2,045 |
| Income before extraordinary items | $622,000 | 2,859 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $622,000 | 2,858 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $622,000 | 2,859 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $221,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $596,080 | 2,876 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 3,458 |
| Total interest expense | $532,000 | 3,776 |
| Net interest income | $4,903,000 | 3,371 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $399,000 | 3,814 |
| Gross Fiduciary activities income | $47,000 | 782 |
| Service charges on deposit accounts | $88,000 | 3,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,731 |
| Total noninterest expense | $3,103,000 | 3,765 |
| Salaries and employee benefits | $1,919,000 | 3,629 |
| Premises and equipment expense | $522,000 | 2,978 |
| Additional noninterest expense | $662,000 | 4,192 |
| Pre-tax net operating income | $2,199,000 | 2,838 |
| Securities gains (losses) | $-8,000 | 4,802 |
| Applicable income taxes | $420,000 | 2,071 |
| Income before extraordinary items | $1,771,000 | 2,979 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,771,000 | 2,978 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,771,000 | 2,979 |
| Net charge-offs | $9,000 | 3,054 |
| Cash dividends | $587,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,777,480 | 2,926 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 3,462 |
| Total interest expense | $407,000 | 3,834 |
| Net interest income | $3,762,000 | 3,355 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $274,000 | 3,887 |
| Gross Fiduciary activities income | $11,000 | 848 |
| Service charges on deposit accounts | $69,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,738 |
| Total noninterest expense | $2,164,000 | 3,856 |
| Salaries and employee benefits | $1,378,000 | 3,678 |
| Premises and equipment expense | $376,000 | 3,061 |
| Additional noninterest expense | $410,000 | 4,397 |
| Pre-tax net operating income | $1,872,000 | 2,677 |
| Securities gains (losses) | $-20,000 | 4,856 |
| Applicable income taxes | $373,000 | 1,928 |
| Income before extraordinary items | $1,479,000 | 2,850 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,479,000 | 2,849 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,479,000 | 2,850 |
| Net charge-offs | $2,000 | 3,091 |
| Cash dividends | $587,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,495,000 | 2,786 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 3,535 |
| Total interest expense | $290,000 | 3,842 |
| Net interest income | $2,427,000 | 3,447 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $176,000 | 3,913 |
| Gross Fiduciary activities income | $9,000 | 840 |
| Service charges on deposit accounts | $46,000 | 3,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,767 |
| Total noninterest expense | $1,373,000 | 3,939 |
| Salaries and employee benefits | $892,000 | 3,730 |
| Premises and equipment expense | $243,000 | 3,102 |
| Additional noninterest expense | $238,000 | 4,530 |
| Pre-tax net operating income | $1,230,000 | 2,653 |
| Securities gains (losses) | $-20,000 | 4,855 |
| Applicable income taxes | $244,000 | 1,893 |
| Income before extraordinary items | $966,000 | 2,851 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $966,000 | 2,850 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $966,000 | 2,851 |
| Net charge-offs | $2,000 | 2,854 |
| Cash dividends | $365,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $982,000 | 2,783 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 3,512 |
| Total interest expense | $165,000 | 3,825 |
| Net interest income | $1,213,000 | 3,404 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $100,000 | 3,801 |
| Gross Fiduciary activities income | $5,000 | 829 |
| Service charges on deposit accounts | $27,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,590 |
| Total noninterest expense | $688,000 | 3,968 |
| Salaries and employee benefits | $450,000 | 3,758 |
| Premises and equipment expense | $109,000 | 3,291 |
| Additional noninterest expense | $129,000 | 4,516 |
| Pre-tax net operating income | $625,000 | 2,499 |
| Securities gains (losses) | $-33,000 | 4,920 |
| Applicable income taxes | $125,000 | 1,767 |
| Income before extraordinary items | $467,000 | 2,722 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $467,000 | 2,721 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $467,000 | 2,723 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $221,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $493,070 | 2,629 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 3,535 |
| Total interest expense | $798,000 | 3,626 |
| Net interest income | $4,845,000 | 3,456 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,453,000 | 2,341 |
| Gross Fiduciary activities income | $10,000 | 919 |
| Service charges on deposit accounts | $121,000 | 3,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,322,000 | 1,933 |
| Total noninterest expense | $2,944,000 | 3,923 |
| Salaries and employee benefits | $1,827,000 | 3,767 |
| Premises and equipment expense | $472,000 | 3,197 |
| Additional noninterest expense | $645,000 | 4,361 |
| Pre-tax net operating income | $3,354,000 | 2,301 |
| Securities gains (losses) | $31,000 | 1,450 |
| Applicable income taxes | $447,000 | 2,080 |
| Income before extraordinary items | $2,938,000 | 2,321 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,938,000 | 2,324 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,938,000 | 2,323 |
| Net charge-offs | $8,000 | 3,387 |
| Cash dividends | $2,297,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,911,030 | 2,301 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 3,583 |
| Total interest expense | $610,000 | 3,627 |
| Net interest income | $3,627,000 | 3,503 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,353,000 | 2,075 |
| Gross Fiduciary activities income | $9,000 | 895 |
| Service charges on deposit accounts | $93,000 | 3,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,251,000 | 1,695 |
| Total noninterest expense | $2,156,000 | 3,984 |
| Salaries and employee benefits | $1,318,000 | 3,841 |
| Premises and equipment expense | $338,000 | 3,301 |
| Additional noninterest expense | $500,000 | 4,378 |
| Pre-tax net operating income | $2,824,000 | 2,190 |
| Securities gains (losses) | $3,000 | 1,926 |
| Applicable income taxes | $377,000 | 2,058 |
| Income before extraordinary items | $2,450,000 | 2,231 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,450,000 | 2,231 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,450,000 | 2,232 |
| Net charge-offs | $4,000 | 3,193 |
| Cash dividends | $2,297,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,447,390 | 2,195 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 3,601 |
| Total interest expense | $405,000 | 3,620 |
| Net interest income | $2,413,000 | 3,528 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,250,000 | 1,715 |
| Gross Fiduciary activities income | $9,000 | 871 |
| Service charges on deposit accounts | $62,000 | 3,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,179,000 | 1,349 |
| Total noninterest expense | $1,363,000 | 4,072 |
| Salaries and employee benefits | $887,000 | 3,850 |
| Premises and equipment expense | $219,000 | 3,361 |
| Additional noninterest expense | $257,000 | 4,702 |
| Pre-tax net operating income | $2,300,000 | 1,902 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $251,000 | 2,020 |
| Income before extraordinary items | $2,052,000 | 1,863 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,052,000 | 1,862 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,052,000 | 1,863 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $2,076,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,049,330 | 1,843 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 3,635 |
| Total interest expense | $203,000 | 3,581 |
| Net interest income | $1,197,000 | 3,576 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,139,000 | 1,133 |
| Gross Fiduciary activities income | $4,000 | 868 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,104,000 | 839 |
| Total noninterest expense | $686,000 | 4,113 |
| Salaries and employee benefits | $448,000 | 3,890 |
| Premises and equipment expense | $108,000 | 3,421 |
| Additional noninterest expense | $130,000 | 4,736 |
| Pre-tax net operating income | $1,650,000 | 1,409 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $120,000 | 2,017 |
| Income before extraordinary items | $1,530,000 | 1,333 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,530,000 | 1,332 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,530,000 | 1,332 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $221,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,530,000 | 1,311 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,575,000 | 3,573 |
| Total interest expense | $803,000 | 3,262 |
| Net interest income | $4,772,000 | 3,580 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $386,000 | 4,079 |
| Gross Fiduciary activities income | $7,000 | 975 |
| Service charges on deposit accounts | $125,000 | 3,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 3,856 |
| Total noninterest expense | $3,006,000 | 3,994 |
| Salaries and employee benefits | $1,893,000 | 3,780 |
| Premises and equipment expense | $444,000 | 3,362 |
| Additional noninterest expense | $669,000 | 4,461 |
| Pre-tax net operating income | $2,152,000 | 3,016 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $413,000 | 2,144 |
| Income before extraordinary items | $1,740,000 | 3,145 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,740,000 | 3,144 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,740,000 | 3,144 |
| Net charge-offs | $2,000 | 3,662 |
| Cash dividends | $442,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,739,190 | 3,139 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 3,580 |
| Total interest expense | $573,000 | 3,270 |
| Net interest income | $3,614,000 | 3,596 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $325,000 | 3,992 |
| Gross Fiduciary activities income | $8,000 | 921 |
| Service charges on deposit accounts | $91,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 3,696 |
| Total noninterest expense | $2,175,000 | 4,083 |
| Salaries and employee benefits | $1,371,000 | 3,873 |
| Premises and equipment expense | $336,000 | 3,393 |
| Additional noninterest expense | $468,000 | 4,595 |
| Pre-tax net operating income | $1,764,000 | 2,941 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $342,000 | 2,113 |
| Income before extraordinary items | $1,422,000 | 3,063 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,422,000 | 3,061 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,422,000 | 3,062 |
| Net charge-offs | $-1,000 | 4,015 |
| Cash dividends | $442,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,422,000 | 3,049 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 3,577 |
| Total interest expense | $398,000 | 3,126 |
| Net interest income | $2,378,000 | 3,618 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $213,000 | 4,029 |
| Gross Fiduciary activities income | $7,000 | 915 |
| Service charges on deposit accounts | $58,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 3,736 |
| Total noninterest expense | $1,452,000 | 4,113 |
| Salaries and employee benefits | $912,000 | 3,894 |
| Premises and equipment expense | $224,000 | 3,408 |
| Additional noninterest expense | $316,000 | 4,618 |
| Pre-tax net operating income | $1,139,000 | 2,959 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $216,000 | 2,151 |
| Income before extraordinary items | $923,000 | 3,078 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $923,000 | 3,076 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $923,000 | 3,077 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $221,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $923,000 | 3,067 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 3,606 |
| Total interest expense | $178,000 | 3,272 |
| Net interest income | $1,197,000 | 3,624 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $111,000 | 3,982 |
| Gross Fiduciary activities income | $5,000 | 887 |
| Service charges on deposit accounts | $29,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,686 |
| Total noninterest expense | $732,000 | 4,144 |
| Salaries and employee benefits | $459,000 | 3,918 |
| Premises and equipment expense | $114,000 | 3,419 |
| Additional noninterest expense | $159,000 | 4,660 |
| Pre-tax net operating income | $576,000 | 2,888 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $109,000 | 2,105 |
| Income before extraordinary items | $467,000 | 3,010 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $467,000 | 3,011 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $467,000 | 3,011 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $221,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $467,000 | 3,001 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 3,593 |
| Total interest expense | $577,000 | 3,451 |
| Net interest income | $4,883,000 | 3,584 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $462,000 | 4,031 |
| Gross Fiduciary activities income | $10,000 | 980 |
| Service charges on deposit accounts | $142,000 | 3,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,767 |
| Total noninterest expense | $2,897,000 | 4,181 |
| Salaries and employee benefits | $1,782,000 | 3,976 |
| Premises and equipment expense | $459,000 | 3,413 |
| Additional noninterest expense | $656,000 | 4,681 |
| Pre-tax net operating income | $2,448,000 | 2,777 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $694,000 | 2,169 |
| Income before extraordinary items | $1,754,000 | 2,902 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,754,000 | 2,901 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,754,000 | 2,902 |
| Net charge-offs | $-138,000 | 5,375 |
| Cash dividends | $386,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,754,000 | 2,877 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 3,649 |
| Total interest expense | $401,000 | 3,581 |
| Net interest income | $3,643,000 | 3,620 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $360,000 | 4,021 |
| Gross Fiduciary activities income | $10,000 | 939 |
| Service charges on deposit accounts | $114,000 | 3,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,784 |
| Total noninterest expense | $2,074,000 | 4,278 |
| Salaries and employee benefits | $1,283,000 | 4,071 |
| Premises and equipment expense | $323,000 | 3,556 |
| Additional noninterest expense | $468,000 | 4,780 |
| Pre-tax net operating income | $1,929,000 | 2,765 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $528,000 | 2,012 |
| Income before extraordinary items | $1,401,000 | 2,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,401,000 | 2,967 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,401,000 | 2,968 |
| Net charge-offs | $-160,000 | 5,450 |
| Cash dividends | $386,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,401,000 | 2,942 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 3,684 |
| Total interest expense | $247,000 | 3,680 |
| Net interest income | $2,404,000 | 3,639 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $234,000 | 4,070 |
| Gross Fiduciary activities income | $10,000 | 914 |
| Service charges on deposit accounts | $73,000 | 3,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 3,836 |
| Total noninterest expense | $1,352,000 | 4,339 |
| Salaries and employee benefits | $851,000 | 4,101 |
| Premises and equipment expense | $206,000 | 3,659 |
| Additional noninterest expense | $295,000 | 4,893 |
| Pre-tax net operating income | $1,286,000 | 2,735 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $350,000 | 2,016 |
| Income before extraordinary items | $936,000 | 2,918 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $936,000 | 2,918 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $936,000 | 2,918 |
| Net charge-offs | $-30,000 | 5,135 |
| Cash dividends | $193,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $936,000 | 2,896 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 3,720 |
| Total interest expense | $118,000 | 3,747 |
| Net interest income | $1,187,000 | 3,679 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $115,000 | 4,093 |
| Gross Fiduciary activities income | $6,000 | 905 |
| Service charges on deposit accounts | $35,000 | 3,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,880 |
| Total noninterest expense | $668,000 | 4,399 |
| Salaries and employee benefits | $427,000 | 4,142 |
| Premises and equipment expense | $95,000 | 3,835 |
| Additional noninterest expense | $146,000 | 4,940 |
| Pre-tax net operating income | $634,000 | 2,707 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $174,000 | 1,983 |
| Income before extraordinary items | $460,000 | 2,890 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $460,000 | 2,890 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $460,000 | 2,890 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $193,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $460,000 | 2,873 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,357,000 | 3,667 |
| Total interest expense | $492,000 | 3,671 |
| Net interest income | $4,865,000 | 3,628 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $499,000 | 4,088 |
| Gross Fiduciary activities income | $11,000 | 1,007 |
| Service charges on deposit accounts | $131,000 | 4,190 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $357,000 | 3,728 |
| Total noninterest expense | $2,912,000 | 4,290 |
| Salaries and employee benefits | $1,791,000 | 4,036 |
| Premises and equipment expense | $477,000 | 3,467 |
| Additional noninterest expense | $644,000 | 4,889 |
| Pre-tax net operating income | $2,452,000 | 2,712 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $651,000 | 2,029 |
| Income before extraordinary items | $1,809,000 | 2,962 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,809,000 | 2,961 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,809,000 | 2,961 |
| Net charge-offs | $-25,000 | 5,173 |
| Cash dividends | $386,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,803,080 | 2,923 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 3,680 |
| Total interest expense | $365,000 | 3,709 |
| Net interest income | $3,667,000 | 3,637 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $369,000 | 4,143 |
| Gross Fiduciary activities income | $11,000 | 969 |
| Service charges on deposit accounts | $99,000 | 4,210 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $259,000 | 3,780 |
| Total noninterest expense | $2,125,000 | 4,367 |
| Salaries and employee benefits | $1,316,000 | 4,087 |
| Premises and equipment expense | $339,000 | 3,571 |
| Additional noninterest expense | $470,000 | 4,976 |
| Pre-tax net operating income | $1,911,000 | 2,696 |
| Securities gains (losses) | $7,000 | 2,695 |
| Applicable income taxes | $512,000 | 2,036 |
| Income before extraordinary items | $1,406,000 | 2,919 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,406,000 | 2,919 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,406,000 | 2,919 |
| Net charge-offs | $-25,000 | 5,146 |
| Cash dividends | $386,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,400,890 | 2,872 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 3,685 |
| Total interest expense | $244,000 | 3,728 |
| Net interest income | $2,455,000 | 3,652 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $235,000 | 4,204 |
| Gross Fiduciary activities income | $6,000 | 992 |
| Service charges on deposit accounts | $66,000 | 4,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $163,000 | 3,884 |
| Total noninterest expense | $1,423,000 | 4,396 |
| Salaries and employee benefits | $883,000 | 4,104 |
| Premises and equipment expense | $234,000 | 3,546 |
| Additional noninterest expense | $306,000 | 5,064 |
| Pre-tax net operating income | $1,267,000 | 2,674 |
| Securities gains (losses) | $7,000 | 2,354 |
| Applicable income taxes | $340,000 | 2,029 |
| Income before extraordinary items | $934,000 | 2,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $934,000 | 2,914 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $934,000 | 2,915 |
| Net charge-offs | $-25,000 | 5,283 |
| Cash dividends | $193,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $928,890 | 2,857 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 3,744 |
| Total interest expense | $119,000 | 3,790 |
| Net interest income | $1,197,000 | 3,701 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $130,000 | 4,054 |
| Gross Fiduciary activities income | $6,000 | 933 |
| Service charges on deposit accounts | $32,000 | 4,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $92,000 | 3,674 |
| Total noninterest expense | $716,000 | 4,399 |
| Salaries and employee benefits | $444,000 | 4,136 |
| Premises and equipment expense | $112,000 | 3,646 |
| Additional noninterest expense | $160,000 | 5,029 |
| Pre-tax net operating income | $611,000 | 2,709 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $160,000 | 2,042 |
| Income before extraordinary items | $451,000 | 2,917 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $451,000 | 2,916 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $451,000 | 2,917 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $193,000 | 1,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $451,000 | 2,864 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 3,716 |
| Total interest expense | $510,000 | 3,689 |
| Net interest income | $4,789,000 | 3,679 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $522,000 | 4,116 |
| Gross Fiduciary activities income | $29,000 | 950 |
| Service charges on deposit accounts | $146,000 | 4,180 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $347,000 | 3,785 |
| Total noninterest expense | $2,995,000 | 4,341 |
| Salaries and employee benefits | $1,787,000 | 4,135 |
| Premises and equipment expense | $459,000 | 3,637 |
| Additional noninterest expense | $749,000 | 4,823 |
| Pre-tax net operating income | $2,316,000 | 2,765 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $575,000 | 2,104 |
| Income before extraordinary items | $1,741,000 | 2,972 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,741,000 | 2,974 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,741,000 | 2,974 |
| Net charge-offs | $-34,000 | 5,469 |
| Cash dividends | $386,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,741,000 | 2,925 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 3,758 |
| Total interest expense | $379,000 | 3,755 |
| Net interest income | $3,580,000 | 3,728 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $390,000 | 4,145 |
| Gross Fiduciary activities income | $28,000 | 921 |
| Service charges on deposit accounts | $109,000 | 4,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 3,848 |
| Total noninterest expense | $2,113,000 | 4,487 |
| Salaries and employee benefits | $1,283,000 | 4,248 |
| Premises and equipment expense | $344,000 | 3,699 |
| Additional noninterest expense | $486,000 | 5,105 |
| Pre-tax net operating income | $1,857,000 | 2,696 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $479,000 | 2,051 |
| Income before extraordinary items | $1,378,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,378,000 | 2,932 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,378,000 | 2,934 |
| Net charge-offs | $-26,000 | 5,416 |
| Cash dividends | $386,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,378,000 | 2,881 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 3,789 |
| Total interest expense | $252,000 | 3,787 |
| Net interest income | $2,371,000 | 3,759 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $262,000 | 4,155 |
| Gross Fiduciary activities income | $28,000 | 894 |
| Service charges on deposit accounts | $68,000 | 4,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 3,904 |
| Total noninterest expense | $1,400,000 | 4,541 |
| Salaries and employee benefits | $850,000 | 4,305 |
| Premises and equipment expense | $229,000 | 3,734 |
| Additional noninterest expense | $321,000 | 5,155 |
| Pre-tax net operating income | $1,233,000 | 2,688 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $317,000 | 2,076 |
| Income before extraordinary items | $916,000 | 2,914 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $916,000 | 2,914 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $916,000 | 2,916 |
| Net charge-offs | $-16,000 | 5,405 |
| Cash dividends | $193,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $916,000 | 2,848 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 3,838 |
| Total interest expense | $125,000 | 3,833 |
| Net interest income | $1,166,000 | 3,808 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $147,000 | 3,951 |
| Gross Fiduciary activities income | $26,000 | 839 |
| Service charges on deposit accounts | $34,000 | 4,324 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 3,810 |
| Total noninterest expense | $708,000 | 4,546 |
| Salaries and employee benefits | $426,000 | 4,320 |
| Premises and equipment expense | $110,000 | 3,843 |
| Additional noninterest expense | $172,000 | 5,075 |
| Pre-tax net operating income | $605,000 | 2,673 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $154,000 | 2,065 |
| Income before extraordinary items | $451,000 | 2,913 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $451,000 | 2,916 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $451,000 | 2,916 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $193,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $451,000 | 2,838 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,184,000 | 3,884 |
| Total interest expense | $548,000 | 3,819 |
| Net interest income | $4,636,000 | 3,845 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $498,000 | 4,281 |
| Gross Fiduciary activities income | $12,000 | 1,059 |
| Service charges on deposit accounts | $144,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $342,000 | 3,846 |
| Total noninterest expense | $2,845,000 | 4,600 |
| Salaries and employee benefits | $1,724,000 | 4,315 |
| Premises and equipment expense | $442,000 | 3,895 |
| Additional noninterest expense | $679,000 | 5,203 |
| Pre-tax net operating income | $2,289,000 | 2,751 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $555,000 | 2,100 |
| Income before extraordinary items | $1,734,000 | 2,967 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,734,000 | 2,966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,734,000 | 2,967 |
| Net charge-offs | $-28,000 | 5,873 |
| Cash dividends | $386,000 | 3,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,734,000 | 2,924 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 3,926 |
| Total interest expense | $413,000 | 3,869 |
| Net interest income | $3,467,000 | 3,881 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $366,000 | 4,350 |
| Gross Fiduciary activities income | $12,000 | 1,018 |
| Service charges on deposit accounts | $110,000 | 4,470 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $244,000 | 3,947 |
| Total noninterest expense | $2,051,000 | 4,719 |
| Salaries and employee benefits | $1,246,000 | 4,411 |
| Premises and equipment expense | $326,000 | 3,975 |
| Additional noninterest expense | $479,000 | 5,338 |
| Pre-tax net operating income | $1,782,000 | 2,723 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $440,000 | 2,084 |
| Income before extraordinary items | $1,342,000 | 2,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,342,000 | 2,944 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,342,000 | 2,945 |
| Net charge-offs | $-28,000 | 5,879 |
| Cash dividends | $386,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,342,000 | 2,883 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 3,923 |
| Total interest expense | $279,000 | 3,885 |
| Net interest income | $2,311,000 | 3,885 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $239,000 | 4,394 |
| Gross Fiduciary activities income | $11,000 | 995 |
| Service charges on deposit accounts | $71,000 | 4,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $157,000 | 3,986 |
| Total noninterest expense | $1,348,000 | 4,795 |
| Salaries and employee benefits | $837,000 | 4,438 |
| Premises and equipment expense | $207,000 | 4,104 |
| Additional noninterest expense | $304,000 | 5,440 |
| Pre-tax net operating income | $1,202,000 | 2,647 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $296,000 | 2,048 |
| Income before extraordinary items | $906,000 | 2,839 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $906,000 | 2,844 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $906,000 | 2,844 |
| Net charge-offs | $-15,000 | 5,786 |
| Cash dividends | $193,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $906,000 | 2,787 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 3,953 |
| Total interest expense | $139,000 | 3,957 |
| Net interest income | $1,151,000 | 3,904 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $119,000 | 4,366 |
| Gross Fiduciary activities income | $7,000 | 977 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $81,000 | 3,873 |
| Total noninterest expense | $694,000 | 4,755 |
| Salaries and employee benefits | $423,000 | 4,452 |
| Premises and equipment expense | $105,000 | 4,105 |
| Additional noninterest expense | $166,000 | 5,347 |
| Pre-tax net operating income | $576,000 | 2,649 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $138,000 | 2,079 |
| Income before extraordinary items | $438,000 | 2,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $438,000 | 2,831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $438,000 | 2,831 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $193,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $438,000 | 2,786 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 4,038 |
| Total interest expense | $628,000 | 3,991 |
| Net interest income | $4,447,000 | 3,999 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $503,000 | 4,395 |
| Gross Fiduciary activities income | $28,000 | 1,004 |
| Service charges on deposit accounts | $123,000 | 4,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $352,000 | 3,865 |
| Total noninterest expense | $2,838,000 | 4,732 |
| Salaries and employee benefits | $1,709,000 | 4,443 |
| Premises and equipment expense | $420,000 | 4,109 |
| Additional noninterest expense | $709,000 | 5,313 |
| Pre-tax net operating income | $2,112,000 | 2,754 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $465,000 | 2,237 |
| Income before extraordinary items | $1,647,000 | 2,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,647,000 | 2,982 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,647,000 | 2,983 |
| Net charge-offs | $-33,000 | 6,354 |
| Cash dividends | $386,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,647,000 | 2,924 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 4,083 |
| Total interest expense | $481,000 | 4,029 |
| Net interest income | $3,302,000 | 4,061 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $378,000 | 4,462 |
| Gross Fiduciary activities income | $27,000 | 967 |
| Service charges on deposit accounts | $93,000 | 4,945 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $258,000 | 3,976 |
| Total noninterest expense | $1,991,000 | 4,912 |
| Salaries and employee benefits | $1,229,000 | 4,559 |
| Premises and equipment expense | $320,000 | 4,124 |
| Additional noninterest expense | $442,000 | 5,629 |
| Pre-tax net operating income | $1,689,000 | 2,717 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $388,000 | 2,163 |
| Income before extraordinary items | $1,301,000 | 2,918 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,301,000 | 2,922 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,301,000 | 2,922 |
| Net charge-offs | $-22,000 | 6,291 |
| Cash dividends | $386,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,301,000 | 2,843 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 4,087 |
| Total interest expense | $333,000 | 4,010 |
| Net interest income | $2,204,000 | 4,051 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $254,000 | 4,499 |
| Gross Fiduciary activities income | $27,000 | 937 |
| Service charges on deposit accounts | $58,000 | 5,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 4,043 |
| Total noninterest expense | $1,310,000 | 4,969 |
| Salaries and employee benefits | $816,000 | 4,598 |
| Premises and equipment expense | $199,000 | 4,283 |
| Additional noninterest expense | $295,000 | 5,636 |
| Pre-tax net operating income | $1,148,000 | 2,655 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $262,000 | 2,165 |
| Income before extraordinary items | $886,000 | 2,868 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $886,000 | 2,872 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $886,000 | 2,872 |
| Net charge-offs | $-15,000 | 6,255 |
| Cash dividends | $193,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $886,000 | 2,779 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 4,078 |
| Total interest expense | $174,000 | 4,001 |
| Net interest income | $1,112,000 | 4,032 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $144,000 | 4,264 |
| Gross Fiduciary activities income | $23,000 | 894 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $658,000 | 5,000 |
| Salaries and employee benefits | $408,000 | 4,644 |
| Premises and equipment expense | $100,000 | 4,297 |
| Additional noninterest expense | $150,000 | 5,670 |
| Pre-tax net operating income | $598,000 | 2,556 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $138,000 | 2,079 |
| Income before extraordinary items | $460,000 | 2,753 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $460,000 | 2,756 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $460,000 | 2,755 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $193,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $460,000 | 2,665 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 4,199 |
| Total interest expense | $834,000 | 4,024 |
| Net interest income | $4,393,000 | 4,160 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $508,000 | 4,469 |
| Gross Fiduciary activities income | $10,000 | 1,127 |
| Service charges on deposit accounts | $132,000 | 4,987 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $366,000 | 3,753 |
| Total noninterest expense | $2,655,000 | 5,030 |
| Salaries and employee benefits | $1,677,000 | 4,569 |
| Premises and equipment expense | $374,000 | 4,454 |
| Additional noninterest expense | $604,000 | 5,791 |
| Pre-tax net operating income | $2,126,000 | 2,700 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $443,000 | 2,299 |
| Income before extraordinary items | $1,687,000 | 2,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,687,000 | 2,908 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,687,000 | 2,908 |
| Net charge-offs | $-51,000 | 6,862 |
| Cash dividends | $684,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,683,840 | 2,787 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 4,266 |
| Total interest expense | $644,000 | 4,082 |
| Net interest income | $3,286,000 | 4,229 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $372,000 | 4,558 |
| Gross Fiduciary activities income | $9,000 | 1,086 |
| Service charges on deposit accounts | $100,000 | 5,044 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $263,000 | 3,872 |
| Total noninterest expense | $1,914,000 | 5,163 |
| Salaries and employee benefits | $1,201,000 | 4,699 |
| Premises and equipment expense | $280,000 | 4,519 |
| Additional noninterest expense | $433,000 | 5,932 |
| Pre-tax net operating income | $1,654,000 | 2,703 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $357,000 | 2,292 |
| Income before extraordinary items | $1,301,000 | 2,909 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,301,000 | 2,909 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,301,000 | 2,908 |
| Net charge-offs | $-40,000 | 6,886 |
| Cash dividends | $333,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,297,880 | 2,776 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 4,283 |
| Total interest expense | $444,000 | 4,109 |
| Net interest income | $2,198,000 | 4,235 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $248,000 | 4,552 |
| Gross Fiduciary activities income | $7,000 | 1,082 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 3,837 |
| Total noninterest expense | $1,275,000 | 5,204 |
| Salaries and employee benefits | $804,000 | 4,721 |
| Premises and equipment expense | $194,000 | 4,443 |
| Additional noninterest expense | $277,000 | 6,037 |
| Pre-tax net operating income | $1,111,000 | 2,657 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $239,000 | 2,286 |
| Income before extraordinary items | $872,000 | 2,858 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $872,000 | 2,859 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $872,000 | 2,859 |
| Net charge-offs | $-27,000 | 6,867 |
| Cash dividends | $167,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $872,000 | 2,719 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 4,281 |
| Total interest expense | $227,000 | 4,157 |
| Net interest income | $1,111,000 | 4,233 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $123,000 | 4,599 |
| Gross Fiduciary activities income | $4,000 | 1,056 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 3,919 |
| Total noninterest expense | $638,000 | 5,229 |
| Salaries and employee benefits | $407,000 | 4,734 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $135,000 | 6,098 |
| Pre-tax net operating income | $566,000 | 2,628 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $122,000 | 2,240 |
| Income before extraordinary items | $444,000 | 2,859 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $444,000 | 2,862 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $444,000 | 2,863 |
| Net charge-offs | $-12,000 | 6,715 |
| Cash dividends | $167,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $444,000 | 2,718 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 4,377 |
| Total interest expense | $1,053,000 | 4,294 |
| Net interest income | $4,307,000 | 4,334 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $525,000 | 4,308 |
| Gross Fiduciary activities income | $13,000 | 1,069 |
| Service charges on deposit accounts | $167,000 | 4,704 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $345,000 | 3,655 |
| Total noninterest expense | $2,646,000 | 5,201 |
| Salaries and employee benefits | $1,669,000 | 4,645 |
| Premises and equipment expense | $349,000 | 4,872 |
| Additional noninterest expense | $628,000 | 5,908 |
| Pre-tax net operating income | $2,066,000 | 2,442 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $429,000 | 2,175 |
| Income before extraordinary items | $1,638,000 | 2,598 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,638,000 | 2,599 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,638,000 | 2,599 |
| Net charge-offs | $-31,000 | 7,129 |
| Cash dividends | $587,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,637,210 | 2,519 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 4,417 |
| Total interest expense | $812,000 | 4,333 |
| Net interest income | $3,218,000 | 4,373 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $388,000 | 4,378 |
| Gross Fiduciary activities income | $11,000 | 1,030 |
| Service charges on deposit accounts | $127,000 | 4,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $250,000 | 3,740 |
| Total noninterest expense | $1,927,000 | 5,284 |
| Salaries and employee benefits | $1,190,000 | 4,796 |
| Premises and equipment expense | $276,000 | 4,813 |
| Additional noninterest expense | $461,000 | 5,987 |
| Pre-tax net operating income | $1,589,000 | 2,474 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $342,000 | 2,123 |
| Income before extraordinary items | $1,248,000 | 2,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,248,000 | 2,650 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,248,000 | 2,650 |
| Net charge-offs | $-28,000 | 7,165 |
| Cash dividends | $333,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,247,220 | 2,556 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 4,453 |
| Total interest expense | $554,000 | 4,381 |
| Net interest income | $2,138,000 | 4,388 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $250,000 | 4,471 |
| Gross Fiduciary activities income | $10,000 | 1,015 |
| Service charges on deposit accounts | $82,000 | 4,746 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 3,854 |
| Total noninterest expense | $1,280,000 | 5,352 |
| Salaries and employee benefits | $792,000 | 4,854 |
| Premises and equipment expense | $187,000 | 4,815 |
| Additional noninterest expense | $301,000 | 6,094 |
| Pre-tax net operating income | $1,048,000 | 2,461 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $223,000 | 2,108 |
| Income before extraordinary items | $826,000 | 2,616 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $826,000 | 2,616 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $826,000 | 2,616 |
| Net charge-offs | $-20,000 | 7,161 |
| Cash dividends | $167,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $825,210 | 2,536 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 4,462 |
| Total interest expense | $278,000 | 4,502 |
| Net interest income | $1,074,000 | 4,366 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $122,000 | 4,570 |
| Gross Fiduciary activities income | $5,000 | 1,007 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 3,973 |
| Total noninterest expense | $648,000 | 5,353 |
| Salaries and employee benefits | $398,000 | 4,880 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $152,000 | 6,118 |
| Pre-tax net operating income | $518,000 | 2,494 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $108,000 | 2,098 |
| Income before extraordinary items | $410,000 | 2,611 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $410,000 | 2,610 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $410,000 | 2,611 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $167,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $410,000 | 2,555 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 4,538 |
| Total interest expense | $1,299,000 | 4,610 |
| Net interest income | $4,239,000 | 4,416 |
| Provision for loan and lease losses | $350,000 | 4,639 |
| Total noninterest income | $521,000 | 4,479 |
| Gross Fiduciary activities income | $11,000 | 1,137 |
| Service charges on deposit accounts | $173,000 | 4,670 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $337,000 | 3,786 |
| Total noninterest expense | $2,626,000 | 5,375 |
| Salaries and employee benefits | $1,616,000 | 4,853 |
| Premises and equipment expense | $358,000 | 5,016 |
| Additional noninterest expense | $652,000 | 6,047 |
| Pre-tax net operating income | $1,784,000 | 2,448 |
| Securities gains (losses) | $351,000 | 1,134 |
| Applicable income taxes | $460,000 | 1,967 |
| Income before extraordinary items | $1,675,000 | 2,326 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,675,000 | 2,324 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,675,000 | 2,327 |
| Net charge-offs | $663,000 | 3,250 |
| Cash dividends | $319,000 | 2,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,401,220 | 2,523 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 4,599 |
| Total interest expense | $1,003,000 | 4,693 |
| Net interest income | $3,186,000 | 4,453 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $387,000 | 4,579 |
| Gross Fiduciary activities income | $10,000 | 1,095 |
| Service charges on deposit accounts | $132,000 | 4,714 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $245,000 | 3,870 |
| Total noninterest expense | $1,911,000 | 5,486 |
| Salaries and employee benefits | $1,155,000 | 5,025 |
| Premises and equipment expense | $287,000 | 4,929 |
| Additional noninterest expense | $469,000 | 6,181 |
| Pre-tax net operating income | $1,612,000 | 2,247 |
| Securities gains (losses) | $16,000 | 2,975 |
| Applicable income taxes | $378,000 | 1,930 |
| Income before extraordinary items | $1,250,000 | 2,474 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,250,000 | 2,471 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,250,000 | 2,475 |
| Net charge-offs | $486,000 | 3,118 |
| Cash dividends | $319,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,237,680 | 2,367 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 4,606 |
| Total interest expense | $686,000 | 4,731 |
| Net interest income | $2,145,000 | 4,425 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $250,000 | 4,623 |
| Gross Fiduciary activities income | $10,000 | 1,056 |
| Service charges on deposit accounts | $88,000 | 4,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,959 |
| Total noninterest expense | $1,284,000 | 5,486 |
| Salaries and employee benefits | $771,000 | 5,035 |
| Premises and equipment expense | $206,000 | 4,784 |
| Additional noninterest expense | $307,000 | 6,234 |
| Pre-tax net operating income | $1,061,000 | 2,267 |
| Securities gains (losses) | $7,000 | 2,699 |
| Applicable income taxes | $231,000 | 1,990 |
| Income before extraordinary items | $837,000 | 2,429 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $837,000 | 2,425 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $837,000 | 2,428 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $159,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $831,540 | 2,342 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 4,650 |
| Total interest expense | $349,000 | 4,822 |
| Net interest income | $1,069,000 | 4,467 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $117,000 | 4,758 |
| Gross Fiduciary activities income | $7,000 | 1,015 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 4,144 |
| Total noninterest expense | $653,000 | 5,509 |
| Salaries and employee benefits | $390,000 | 5,072 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $158,000 | 6,241 |
| Pre-tax net operating income | $533,000 | 2,292 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $114,000 | 1,996 |
| Income before extraordinary items | $419,000 | 2,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 2,472 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $419,000 | 2,475 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $159,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $419,000 | 2,378 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 4,735 |
| Total interest expense | $1,718,000 | 4,841 |
| Net interest income | $4,044,000 | 4,541 |
| Provision for loan and lease losses | $200,000 | 5,783 |
| Total noninterest income | $539,000 | 4,593 |
| Gross Fiduciary activities income | $11,000 | 1,169 |
| Service charges on deposit accounts | $223,000 | 4,440 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $305,000 | 3,954 |
| Total noninterest expense | $2,763,000 | 5,408 |
| Salaries and employee benefits | $1,633,000 | 4,942 |
| Premises and equipment expense | $399,000 | 4,995 |
| Additional noninterest expense | $731,000 | 6,032 |
| Pre-tax net operating income | $1,620,000 | 2,246 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $268,000 | 2,136 |
| Income before extraordinary items | $1,354,000 | 2,274 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,354,000 | 2,271 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,354,000 | 2,272 |
| Net charge-offs | $6,000 | 7,003 |
| Cash dividends | $319,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,352,340 | 2,245 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 4,777 |
| Total interest expense | $1,336,000 | 4,895 |
| Net interest income | $3,011,000 | 4,570 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $398,000 | 4,692 |
| Gross Fiduciary activities income | $10,000 | 1,116 |
| Service charges on deposit accounts | $164,000 | 4,503 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $224,000 | 4,098 |
| Total noninterest expense | $2,024,000 | 5,485 |
| Salaries and employee benefits | $1,172,000 | 5,108 |
| Premises and equipment expense | $305,000 | 4,991 |
| Additional noninterest expense | $547,000 | 6,050 |
| Pre-tax net operating income | $1,385,000 | 2,190 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $269,000 | 2,044 |
| Income before extraordinary items | $1,118,000 | 2,284 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,118,000 | 2,281 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,118,000 | 2,284 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $319,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,116,380 | 2,249 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 4,802 |
| Total interest expense | $917,000 | 4,939 |
| Net interest income | $1,993,000 | 4,590 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $262,000 | 4,713 |
| Gross Fiduciary activities income | $10,000 | 1,074 |
| Service charges on deposit accounts | $107,000 | 4,524 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $145,000 | 4,192 |
| Total noninterest expense | $1,357,000 | 5,520 |
| Salaries and employee benefits | $776,000 | 5,193 |
| Premises and equipment expense | $200,000 | 5,076 |
| Additional noninterest expense | $381,000 | 5,961 |
| Pre-tax net operating income | $898,000 | 2,306 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $172,000 | 2,130 |
| Income before extraordinary items | $728,000 | 2,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $728,000 | 2,396 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $728,000 | 2,398 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $159,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $726,380 | 2,329 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 4,806 |
| Total interest expense | $471,000 | 4,992 |
| Net interest income | $1,002,000 | 4,572 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $128,000 | 4,748 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $73,000 | 4,164 |
| Total noninterest expense | $657,000 | 5,562 |
| Salaries and employee benefits | $386,000 | 5,256 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $169,000 | 6,022 |
| Pre-tax net operating income | $473,000 | 2,481 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $97,000 | 2,218 |
| Income before extraordinary items | $377,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $377,000 | 2,684 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $377,000 | 2,686 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $159,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $376,200 | 2,552 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 4,894 |
| Total interest expense | $2,164,000 | 5,114 |
| Net interest income | $3,914,000 | 4,645 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $535,000 | 4,698 |
| Gross Fiduciary activities income | $11,000 | 1,215 |
| Service charges on deposit accounts | $234,000 | 4,498 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $290,000 | 4,164 |
| Total noninterest expense | $2,545,000 | 5,604 |
| Salaries and employee benefits | $1,584,000 | 5,162 |
| Premises and equipment expense | $379,000 | 5,233 |
| Additional noninterest expense | $582,000 | 6,298 |
| Pre-tax net operating income | $1,854,000 | 2,605 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $411,000 | 2,055 |
| Income before extraordinary items | $1,480,000 | 2,538 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,480,000 | 2,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $319,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,451,140 | 2,719 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 4,994 |
| Total interest expense | $1,671,000 | 5,164 |
| Net interest income | $2,855,000 | 4,766 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $401,000 | 4,805 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $176,000 | 4,524 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $215,000 | 4,283 |
| Total noninterest expense | $1,796,000 | 5,758 |
| Salaries and employee benefits | $1,121,000 | 5,361 |
| Premises and equipment expense | $287,000 | 5,222 |
| Additional noninterest expense | $388,000 | 6,536 |
| Pre-tax net operating income | $1,460,000 | 2,900 |
| Securities gains (losses) | $37,000 | 1,627 |
| Applicable income taxes | $344,000 | 2,316 |
| Income before extraordinary items | $1,153,000 | 2,822 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,153,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $319,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,124,510 | 3,013 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 5,074 |
| Total interest expense | $1,150,000 | 5,232 |
| Net interest income | $1,857,000 | 4,853 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $261,000 | 4,914 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $117,000 | 4,532 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $134,000 | 4,495 |
| Total noninterest expense | $1,188,000 | 5,819 |
| Salaries and employee benefits | $746,000 | 5,420 |
| Premises and equipment expense | $191,000 | 5,265 |
| Additional noninterest expense | $251,000 | 6,642 |
| Pre-tax net operating income | $930,000 | 3,099 |
| Securities gains (losses) | $37,000 | 1,654 |
| Applicable income taxes | $223,000 | 2,556 |
| Income before extraordinary items | $744,000 | 3,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $744,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $159,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $715,510 | 3,223 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,110 |
| Total interest expense | $592,000 | 5,325 |
| Net interest income | $941,000 | 4,825 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $109,000 | 5,257 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $57,000 | 4,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $575,000 | 5,929 |
| Salaries and employee benefits | $374,000 | 5,445 |
| Premises and equipment expense | $96,000 | 5,276 |
| Additional noninterest expense | $105,000 | 6,983 |
| Pre-tax net operating income | $475,000 | 3,178 |
| Securities gains (losses) | $37,000 | 1,259 |
| Applicable income taxes | $125,000 | 2,538 |
| Income before extraordinary items | $387,000 | 3,261 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $387,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $159,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $358,880 | 3,342 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,091,000 | 5,183 |
| Total interest expense | $2,322,000 | 5,465 |
| Net interest income | $3,769,000 | 4,798 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $510,000 | 4,987 |
| Gross Fiduciary activities income | $37,000 | 1,061 |
| Service charges on deposit accounts | $281,000 | 4,208 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $192,000 | 5,146 |
| Total noninterest expense | $2,482,000 | 5,626 |
| Salaries and employee benefits | $1,535,000 | 5,233 |
| Premises and equipment expense | $348,000 | 5,423 |
| Additional noninterest expense | $599,000 | 6,125 |
| Pre-tax net operating income | $1,797,000 | 3,550 |
| Securities gains (losses) | $-127,000 | 8,188 |
| Applicable income taxes | $368,000 | 3,130 |
| Income before extraordinary items | $1,302,000 | 3,763 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,302,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $289,000 | 4,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,401,060 | 3,570 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 5,220 |
| Total interest expense | $1,719,000 | 5,505 |
| Net interest income | $2,814,000 | 4,835 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $412,000 | 4,836 |
| Gross Fiduciary activities income | $35,000 | 1,007 |
| Service charges on deposit accounts | $216,000 | 4,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,932 |
| Total noninterest expense | $1,725,000 | 5,811 |
| Salaries and employee benefits | $1,071,000 | 5,433 |
| Premises and equipment expense | $249,000 | 5,532 |
| Additional noninterest expense | $405,000 | 6,367 |
| Pre-tax net operating income | $1,501,000 | 3,473 |
| Securities gains (losses) | $-127,000 | 8,330 |
| Applicable income taxes | $313,000 | 3,142 |
| Income before extraordinary items | $1,061,000 | 3,748 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,061,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $289,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,158,790 | 3,531 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 5,255 |
| Total interest expense | $1,136,000 | 5,538 |
| Net interest income | $1,872,000 | 4,866 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $247,000 | 5,098 |
| Gross Fiduciary activities income | $7,000 | 1,185 |
| Service charges on deposit accounts | $138,000 | 4,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $102,000 | 5,087 |
| Total noninterest expense | $1,142,000 | 5,864 |
| Salaries and employee benefits | $713,000 | 5,491 |
| Premises and equipment expense | $167,000 | 5,553 |
| Additional noninterest expense | $262,000 | 6,468 |
| Pre-tax net operating income | $977,000 | 3,587 |
| Securities gains (losses) | $-127,000 | 8,430 |
| Applicable income taxes | $138,000 | 3,744 |
| Income before extraordinary items | $712,000 | 3,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $712,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $145,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $818,680 | 3,453 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 5,375 |
| Total interest expense | $554,000 | 5,596 |
| Net interest income | $895,000 | 5,016 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $127,000 | 4,998 |
| Gross Fiduciary activities income | $7,000 | 1,074 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $55,000 | 4,922 |
| Total noninterest expense | $579,000 | 5,852 |
| Salaries and employee benefits | $356,000 | 5,530 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $136,000 | 6,389 |
| Pre-tax net operating income | $443,000 | 3,785 |
| Securities gains (losses) | $-127,000 | 8,572 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $306,000 | 4,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $306,000 | 4,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $145,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $429,190 | 3,316 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 5,328 |
| Total interest expense | $2,036,000 | 5,355 |
| Net interest income | $3,382,000 | 5,158 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $424,000 | 5,472 |
| Gross Fiduciary activities income | $27,000 | 1,127 |
| Service charges on deposit accounts | $221,000 | 4,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $176,000 | 5,339 |
| Total noninterest expense | $2,370,000 | 5,659 |
| Salaries and employee benefits | $1,523,000 | 5,145 |
| Premises and equipment expense | $305,000 | 5,709 |
| Additional noninterest expense | $542,000 | 6,344 |
| Pre-tax net operating income | $1,436,000 | 4,391 |
| Securities gains (losses) | $-104,000 | 8,220 |
| Applicable income taxes | $238,000 | 4,100 |
| Income before extraordinary items | $1,094,000 | 4,506 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,094,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $685,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,179,280 | 4,301 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 5,362 |
| Total interest expense | $1,495,000 | 5,347 |
| Net interest income | $2,512,000 | 5,246 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $290,000 | 5,698 |
| Gross Fiduciary activities income | $8,000 | 1,232 |
| Service charges on deposit accounts | $154,000 | 4,988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,415 |
| Total noninterest expense | $1,722,000 | 5,732 |
| Salaries and employee benefits | $1,102,000 | 5,236 |
| Premises and equipment expense | $242,000 | 5,578 |
| Additional noninterest expense | $378,000 | 6,524 |
| Pre-tax net operating income | $1,080,000 | 4,561 |
| Securities gains (losses) | $-82,000 | 8,344 |
| Applicable income taxes | $183,000 | 4,245 |
| Income before extraordinary items | $815,000 | 4,655 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $815,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,863 |
| Cash dividends | $685,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $882,240 | 4,459 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 5,378 |
| Total interest expense | $978,000 | 5,282 |
| Net interest income | $1,651,000 | 5,314 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $199,000 | 5,656 |
| Gross Fiduciary activities income | $8,000 | 1,202 |
| Service charges on deposit accounts | $97,000 | 5,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 5,267 |
| Total noninterest expense | $1,123,000 | 5,826 |
| Salaries and employee benefits | $726,000 | 5,297 |
| Premises and equipment expense | $160,000 | 5,602 |
| Additional noninterest expense | $237,000 | 6,702 |
| Pre-tax net operating income | $727,000 | 4,545 |
| Securities gains (losses) | $-82,000 | 8,494 |
| Applicable income taxes | $117,000 | 4,338 |
| Income before extraordinary items | $528,000 | 4,750 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $528,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $558,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $595,240 | 4,454 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 5,376 |
| Total interest expense | $483,000 | 5,216 |
| Net interest income | $811,000 | 5,359 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $5,000 | 1,164 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $559,000 | 5,837 |
| Salaries and employee benefits | $362,000 | 5,332 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $119,000 | 6,649 |
| Pre-tax net operating income | $350,000 | 4,584 |
| Securities gains (losses) | $-25,000 | 8,424 |
| Applicable income taxes | $61,000 | 4,248 |
| Income before extraordinary items | $264,000 | 4,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $558,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $284,250 | 4,541 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 5,085 |
| Total interest expense | $1,766,000 | 4,792 |
| Net interest income | $3,351,000 | 5,142 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $378,000 | 5,845 |
| Gross Fiduciary activities income | $16,000 | 1,229 |
| Service charges on deposit accounts | $193,000 | 5,107 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,520 |
| Total noninterest expense | $2,251,000 | 5,712 |
| Salaries and employee benefits | $1,448,000 | 5,171 |
| Premises and equipment expense | $312,000 | 5,612 |
| Additional noninterest expense | $491,000 | 6,644 |
| Pre-tax net operating income | $1,463,000 | 4,449 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $311,000 | 4,086 |
| Income before extraordinary items | $1,135,000 | 4,487 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,135,000 | 4,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $1,255,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,148,260 | 4,416 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 5,069 |
| Total interest expense | $1,289,000 | 4,741 |
| Net interest income | $2,518,000 | 5,160 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $288,000 | 5,847 |
| Gross Fiduciary activities income | $15,000 | 1,162 |
| Service charges on deposit accounts | $146,000 | 5,131 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,502 |
| Total noninterest expense | $1,618,000 | 5,820 |
| Salaries and employee benefits | $1,030,000 | 5,324 |
| Premises and equipment expense | $231,000 | 5,653 |
| Additional noninterest expense | $357,000 | 6,683 |
| Pre-tax net operating income | $1,173,000 | 4,361 |
| Securities gains (losses) | $-11,000 | 7,939 |
| Applicable income taxes | $263,000 | 4,010 |
| Income before extraordinary items | $899,000 | 4,460 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $899,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $255,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $907,470 | 4,398 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 5,025 |
| Total interest expense | $834,000 | 4,674 |
| Net interest income | $1,699,000 | 5,113 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $199,000 | 5,743 |
| Gross Fiduciary activities income | $15,000 | 1,108 |
| Service charges on deposit accounts | $96,000 | 5,125 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $1,048,000 | 5,903 |
| Salaries and employee benefits | $678,000 | 5,349 |
| Premises and equipment expense | $149,000 | 5,729 |
| Additional noninterest expense | $221,000 | 6,857 |
| Pre-tax net operating income | $835,000 | 4,183 |
| Securities gains (losses) | $-11,000 | 8,167 |
| Applicable income taxes | $192,000 | 3,849 |
| Income before extraordinary items | $632,000 | 4,283 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $632,000 | 4,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,426 |
| Cash dividends | $128,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $640,470 | 4,198 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 5,050 |
| Total interest expense | $401,000 | 4,674 |
| Net interest income | $850,000 | 5,143 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,145 |
| Total noninterest expense | $533,000 | 5,882 |
| Salaries and employee benefits | $339,000 | 5,398 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $120,000 | 6,679 |
| Pre-tax net operating income | $404,000 | 4,253 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $308,000 | 4,294 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $308,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,582 |
| Cash dividends | $128,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $312,620 | 4,208 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 4,786 |
| Total interest expense | $1,650,000 | 4,238 |
| Net interest income | $3,442,000 | 4,966 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $380,000 | 5,898 |
| Gross Fiduciary activities income | $12,000 | 1,285 |
| Service charges on deposit accounts | $202,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,491 |
| Total noninterest expense | $2,371,000 | 5,477 |
| Salaries and employee benefits | $1,543,000 | 4,846 |
| Premises and equipment expense | $308,000 | 5,606 |
| Additional noninterest expense | $520,000 | 6,427 |
| Pre-tax net operating income | $1,271,000 | 4,646 |
| Securities gains (losses) | $-26,000 | 8,443 |
| Applicable income taxes | $237,000 | 4,529 |
| Income before extraordinary items | $1,008,000 | 4,675 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,008,000 | 4,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $255,000 | 4,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,029,060 | 4,548 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 4,745 |
| Total interest expense | $1,248,000 | 4,151 |
| Net interest income | $2,596,000 | 4,931 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $288,000 | 5,918 |
| Gross Fiduciary activities income | $12,000 | 1,215 |
| Service charges on deposit accounts | $150,000 | 5,268 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 5,476 |
| Total noninterest expense | $1,725,000 | 5,538 |
| Salaries and employee benefits | $1,118,000 | 4,921 |
| Premises and equipment expense | $230,000 | 5,589 |
| Additional noninterest expense | $377,000 | 6,487 |
| Pre-tax net operating income | $1,024,000 | 4,546 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $209,000 | 4,372 |
| Income before extraordinary items | $816,000 | 4,578 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $816,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $255,000 | 3,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $815,200 | 4,494 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 4,734 |
| Total interest expense | $856,000 | 4,077 |
| Net interest income | $1,718,000 | 4,949 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $201,000 | 5,804 |
| Gross Fiduciary activities income | $12,000 | 1,161 |
| Service charges on deposit accounts | $100,000 | 5,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 5,394 |
| Total noninterest expense | $1,147,000 | 5,576 |
| Salaries and employee benefits | $749,000 | 4,934 |
| Premises and equipment expense | $153,000 | 5,605 |
| Additional noninterest expense | $245,000 | 6,600 |
| Pre-tax net operating income | $682,000 | 4,511 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $136,000 | 4,407 |
| Income before extraordinary items | $547,000 | 4,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $547,000 | 4,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,968 |
| Cash dividends | $128,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $546,200 | 4,411 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,750 |
| Total interest expense | $444,000 | 4,013 |
| Net interest income | $846,000 | 5,005 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $116,000 | 5,420 |
| Gross Fiduciary activities income | $11,000 | 1,081 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $579,000 | 5,566 |
| Salaries and employee benefits | $380,000 | 4,910 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $121,000 | 6,647 |
| Pre-tax net operating income | $338,000 | 4,526 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $67,000 | 4,419 |
| Income before extraordinary items | $271,000 | 4,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $128,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $271,000 | 4,412 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 4,519 |
| Total interest expense | $2,200,000 | 3,709 |
| Net interest income | $3,381,000 | 4,912 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $418,000 | 5,883 |
| Gross Fiduciary activities income | $5,000 | 1,443 |
| Service charges on deposit accounts | $198,000 | 5,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $215,000 | 5,141 |
| Total noninterest expense | $2,355,000 | 5,435 |
| Salaries and employee benefits | $1,484,000 | 4,878 |
| Premises and equipment expense | $334,000 | 5,327 |
| Additional noninterest expense | $537,000 | 6,339 |
| Pre-tax net operating income | $1,044,000 | 5,064 |
| Securities gains (losses) | $-17,000 | 8,841 |
| Applicable income taxes | $161,000 | 5,194 |
| Income before extraordinary items | $866,000 | 5,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $866,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 1,393 |
| Cash dividends | $437,000 | 3,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $880,280 | 4,829 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 4,517 |
| Total interest expense | $1,712,000 | 3,704 |
| Net interest income | $2,550,000 | 4,906 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $323,000 | 5,864 |
| Gross Fiduciary activities income | $5,000 | 1,384 |
| Service charges on deposit accounts | $146,000 | 5,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,069 |
| Total noninterest expense | $1,691,000 | 5,555 |
| Salaries and employee benefits | $1,069,000 | 5,018 |
| Premises and equipment expense | $253,000 | 5,289 |
| Additional noninterest expense | $369,000 | 6,583 |
| Pre-tax net operating income | $1,182,000 | 4,116 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $275,000 | 4,082 |
| Income before extraordinary items | $907,000 | 4,265 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $907,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $437,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $907,000 | 4,081 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 4,481 |
| Total interest expense | $1,170,000 | 3,740 |
| Net interest income | $1,731,000 | 4,836 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $200,000 | 6,006 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $93,000 | 5,436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $103,000 | 5,279 |
| Total noninterest expense | $1,141,000 | 5,513 |
| Salaries and employee benefits | $714,000 | 4,999 |
| Premises and equipment expense | $167,000 | 5,295 |
| Additional noninterest expense | $260,000 | 6,414 |
| Pre-tax net operating income | $790,000 | 4,101 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $182,000 | 4,152 |
| Income before extraordinary items | $608,000 | 4,256 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $608,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $310,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $608,000 | 4,054 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 4,434 |
| Total interest expense | $584,000 | 3,837 |
| Net interest income | $909,000 | 4,676 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $574,000 | 5,488 |
| Salaries and employee benefits | $359,000 | 4,991 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $133,000 | 6,350 |
| Pre-tax net operating income | $439,000 | 3,814 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $108,000 | 3,802 |
| Income before extraordinary items | $331,000 | 3,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $309,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $331,000 | 3,780 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,629,000 | 4,230 |
| Total interest expense | $2,785,000 | 3,759 |
| Net interest income | $3,844,000 | 4,478 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $402,000 | 5,775 |
| Gross Fiduciary activities income | $8,000 | 1,447 |
| Service charges on deposit accounts | $223,000 | 4,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 5,328 |
| Total noninterest expense | $2,296,000 | 5,387 |
| Salaries and employee benefits | $1,445,000 | 4,831 |
| Premises and equipment expense | $334,000 | 5,236 |
| Additional noninterest expense | $517,000 | 6,402 |
| Pre-tax net operating income | $1,900,000 | 3,552 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $483,000 | 3,521 |
| Income before extraordinary items | $1,417,000 | 3,642 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,417,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,859 |
| Cash dividends | $412,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,417,000 | 3,545 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 5,645 |
| Total interest expense | $2,441,000 | 5,472 |
| Net interest income | $2,506,000 | 5,709 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $389,000 | 5,747 |
| Gross Fiduciary activities income | $28,000 | 1,243 |
| Service charges on deposit accounts | $136,000 | 5,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $225,000 | 4,695 |
| Total noninterest expense | $1,584,000 | 6,612 |
| Salaries and employee benefits | $1,008,000 | 5,945 |
| Premises and equipment expense | $219,000 | 6,505 |
| Additional noninterest expense | $357,000 | 7,457 |
| Pre-tax net operating income | $1,311,000 | 4,203 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $330,000 | 4,086 |
| Income before extraordinary items | $986,000 | 4,322 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $986,000 | 4,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,080 |
| Cash dividends | $527,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $982,250 | 4,216 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 5,769 |
| Total interest expense | $2,513,000 | 5,540 |
| Net interest income | $2,441,000 | 5,905 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $273,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,363 |
| Total noninterest expense | $1,488,000 | 6,782 |
| Salaries and employee benefits | $970,000 | 6,048 |
| Premises and equipment expense | $189,000 | 6,930 |
| Additional noninterest expense | $329,000 | 7,724 |
| Pre-tax net operating income | $1,226,000 | 4,663 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $298,000 | 4,610 |
| Income before extraordinary items | $923,000 | 4,613 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $923,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,115 |
| Cash dividends | $1,755,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $926,800 | 4,598 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 5,759 |
| Total interest expense | $2,302,000 | 5,484 |
| Net interest income | $2,434,000 | 5,894 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $285,000 | 6,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,347 |
| Total noninterest expense | $1,550,000 | 6,654 |
| Salaries and employee benefits | $998,000 | 5,890 |
| Premises and equipment expense | $233,000 | 6,289 |
| Additional noninterest expense | $319,000 | 7,964 |
| Pre-tax net operating income | $1,169,000 | 4,841 |
| Securities gains (losses) | $-27,000 | 9,628 |
| Applicable income taxes | $267,000 | 5,062 |
| Income before extraordinary items | $875,000 | 4,823 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $875,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 9,836 |
| Cash dividends | $254,000 | 4,823 |
| Sale, conversion, retirement of capital stock, net | $-665,000 | 10,164 |
| Net operating income | $895,790 | 4,719 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 5,920 |
| Total interest expense | $2,275,000 | 5,702 |
| Net interest income | $2,410,000 | 5,976 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $259,000 | 6,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,826 |
| Total noninterest expense | $1,490,000 | 6,732 |
| Salaries and employee benefits | $954,000 | 5,970 |
| Premises and equipment expense | $243,000 | 6,067 |
| Additional noninterest expense | $293,000 | 8,176 |
| Pre-tax net operating income | $1,101,000 | 5,137 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $262,000 | 5,533 |
| Income before extraordinary items | $836,000 | 5,047 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $836,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $252,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $838,280 | 4,960 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 6,159 |
| Total interest expense | $2,348,000 | 5,653 |
| Net interest income | $2,223,000 | 6,492 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $284,000 | 6,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,605 |
| Total noninterest expense | $1,372,000 | 7,115 |
| Salaries and employee benefits | $883,000 | 6,378 |
| Premises and equipment expense | $213,000 | 6,604 |
| Additional noninterest expense | $276,000 | 8,581 |
| Pre-tax net operating income | $1,095,000 | 5,558 |
| Securities gains (losses) | $-15,000 | 10,235 |
| Applicable income taxes | $260,000 | 6,158 |
| Income before extraordinary items | $820,000 | 5,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $820,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 10,378 |
| Cash dividends | $252,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $831,400 | 5,277 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 6,446 |
| Total interest expense | $2,352,000 | 5,747 |
| Net interest income | $2,107,000 | 6,946 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $267,000 | 7,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $1,357,000 | 7,494 |
| Salaries and employee benefits | $908,000 | 6,421 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $274,000 | 9,148 |
| Pre-tax net operating income | $977,000 | 5,830 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $236,000 | 6,628 |
| Income before extraordinary items | $732,000 | 5,615 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $732,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $252,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $738,840 | 5,537 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 6,635 |
| Total interest expense | $2,306,000 | 5,879 |
| Net interest income | $2,030,000 | 7,230 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $232,000 | 7,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $1,450,000 | 7,428 |
| Salaries and employee benefits | $955,000 | 6,273 |
| Premises and equipment expense | $180,000 | 7,598 |
| Additional noninterest expense | $315,000 | 9,094 |
| Pre-tax net operating income | $812,000 | 6,782 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $142,000 | 8,417 |
| Income before extraordinary items | $670,000 | 6,175 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $670,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $546,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $670,000 | 6,153 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 6,483 |
| Total interest expense | $2,016,000 | 5,583 |
| Net interest income | $2,170,000 | 7,148 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $248,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,348 |
| Total noninterest expense | $1,499,000 | 7,602 |
| Salaries and employee benefits | $947,000 | 6,373 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $375,000 | 9,083 |
| Pre-tax net operating income | $919,000 | 6,304 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $749,000 | 5,618 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $749,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 11,354 |
| Cash dividends | $651,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $748,190 | 5,695 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 6,390 |
| Total interest expense | $2,175,000 | 5,430 |
| Net interest income | $2,252,000 | 7,029 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $263,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $1,529,000 | 7,737 |
| Salaries and employee benefits | $949,000 | 6,417 |
| Premises and equipment expense | $168,000 | 8,425 |
| Additional noninterest expense | $412,000 | 9,132 |
| Pre-tax net operating income | $986,000 | 5,939 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $218,000 | 7,290 |
| Income before extraordinary items | $768,000 | 5,737 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $768,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $620,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $768,000 | 5,494 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 6,613 |
| Total interest expense | $2,474,000 | 6,038 |
| Net interest income | $2,292,000 | 7,027 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $262,000 | 8,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $1,505,000 | 7,892 |
| Salaries and employee benefits | $935,000 | 6,418 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $409,000 | 9,451 |
| Pre-tax net operating income | $974,000 | 5,731 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $196,000 | 7,643 |
| Income before extraordinary items | $778,000 | 5,476 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $778,000 | 5,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $620,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $778,000 | 5,160 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.