Home > Liberty State Bank > Assets and Liabilities
Liberty State Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 83 | 2,102 |
| Assets and Liabilities | ||
| Total Assets: | $417,177,000 | 1,348 |
| Cash and due from depository institutions | $12,685,000 | 2,102 |
| Interest-bearing balances | $26,000 | 6,276 |
| Securities | $96,683,000 | 1,386 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 4,356 |
| Net loans & leases | $285,150,000 | 1,249 |
| Loan loss allowance | $2,881,000 | 1,599 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,537,000 | 1,459 |
| Other real estate owned | $210,000 | 2,102 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $13,862,000 | 1,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,177,000 | 1,348 |
| Total liabilities | $379,691,000 | 1,325 |
| Total deposits | $376,645,000 | 1,147 |
| Interest-bearing deposits | $311,362,000 | 1,226 |
| Deposits held in domestic offices | $376,645,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,046,000 | 1,424 |
| Total equity capital | $37,486,000 | 1,469 |
| Total bank equity capital | $37,486,000 | 1,469 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,440,000 | 2,340 |
| Surplus | $26,060,000 | 857 |
| Undivided profits | $9,986,000 | 3,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 5,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,989,000 | 1,485 |
| Earning assets | $383,909,000 | 1,330 |
| Long-term assets (5+ years) | $139,224,000 | 794 |
| Average Assets, year-to-date | $404,557,250 | 1,357 |
| Average Assets, quarterly | $409,393,500 | 1,369 |
| Volatile liabilities | $57,368,000 | 1,699 |
| Insider loans | $9,994,000 | 490 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $26,734,000 | 2,338 |
| Tier 1 (core) risk-based capital | $37,293,000 | 1,379 |
| Tier 2 risk-based capital | $2,881,000 | 1,515 |
| Total risk weighted assets | $301,528,000 | 1,262 |
| Total unused commitments | $26,734,000 | 2,342 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $401,610,000 | 1,396 |
| Cash and due from depository institutions | $12,058,000 | 1,967 |
| Interest-bearing balances | $93,000 | 5,615 |
| Securities | $96,472,000 | 1,338 |
| Federal funds sold & reverse repurchase agreements | $2,870,000 | 4,131 |
| Net loans & leases | $269,874,000 | 1,308 |
| Loan loss allowance | $2,728,000 | 1,661 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,583,000 | 1,433 |
| Other real estate owned | $405,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $13,348,000 | 1,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $401,610,000 | 1,396 |
| Total liabilities | $363,495,000 | 1,374 |
| Total deposits | $360,555,000 | 1,194 |
| Interest-bearing deposits | $304,584,000 | 1,241 |
| Deposits held in domestic offices | $360,555,000 | 1,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,940,000 | 1,503 |
| Total equity capital | $38,115,000 | 1,437 |
| Total bank equity capital | $38,115,000 | 1,437 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,440,000 | 2,341 |
| Surplus | $26,060,000 | 840 |
| Undivided profits | $10,615,000 | 2,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 4,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,002,000 | 1,406 |
| Earning assets | $369,309,000 | 1,378 |
| Long-term assets (5+ years) | $120,986,000 | 866 |
| Average Assets, year-to-date | $400,350,670 | 1,355 |
| Average Assets, quarterly | $402,823,500 | 1,371 |
| Volatile liabilities | $46,467,000 | 2,012 |
| Insider loans | $9,308,000 | 511 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $49,083,000 | 1,452 |
| Tier 1 (core) risk-based capital | $36,356,000 | 1,378 |
| Tier 2 risk-based capital | $2,728,000 | 1,545 |
| Total risk weighted assets | $286,432,000 | 1,316 |
| Total unused commitments | $49,083,000 | 1,460 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $404,037,000 | 1,356 |
| Cash and due from depository institutions | $10,607,000 | 1,985 |
| Interest-bearing balances | $84,000 | 5,543 |
| Securities | $105,710,000 | 1,210 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 2,148 |
| Net loans & leases | $258,994,000 | 1,345 |
| Loan loss allowance | $2,618,000 | 1,692 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,678,000 | 1,383 |
| Other real estate owned | $405,000 | 1,985 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $13,643,000 | 1,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,037,000 | 1,356 |
| Total liabilities | $367,660,000 | 1,329 |
| Total deposits | $365,101,000 | 1,155 |
| Interest-bearing deposits | $308,327,000 | 1,208 |
| Deposits held in domestic offices | $365,101,000 | 1,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,559,000 | 1,712 |
| Total equity capital | $36,377,000 | 1,460 |
| Total bank equity capital | $36,377,000 | 1,460 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,440,000 | 2,355 |
| Surplus | $26,060,000 | 825 |
| Undivided profits | $8,877,000 | 3,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,088 |
| Income earned, not collected on loans | $2,166,000 | 1,328 |
| Earning assets | $372,788,000 | 1,334 |
| Long-term assets (5+ years) | $120,980,000 | 836 |
| Average Assets, year-to-date | $399,721,000 | 1,348 |
| Average Assets, quarterly | $399,721,000 | 1,348 |
| Volatile liabilities | $47,283,000 | 1,930 |
| Insider loans | $4,036,000 | 1,332 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $41,900,000 | 1,596 |
| Tier 1 (core) risk-based capital | $35,498,000 | 1,389 |
| Tier 2 risk-based capital | $2,618,000 | 1,572 |
| Total risk weighted assets | $276,884,000 | 1,329 |
| Total unused commitments | $41,900,000 | 1,605 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 87 | 1,980 |
| Assets and Liabilities | ||
| Total Assets: | $395,405,000 | 1,356 |
| Cash and due from depository institutions | $14,301,000 | 1,980 |
| Interest-bearing balances | $76,000 | 5,537 |
| Securities | $85,395,000 | 1,444 |
| Federal funds sold & reverse repurchase agreements | $20,675,000 | 668 |
| Net loans & leases | $254,631,000 | 1,355 |
| Loan loss allowance | $2,624,000 | 1,655 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,646,000 | 1,384 |
| Other real estate owned | $405,000 | 1,980 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $13,352,000 | 1,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,405,000 | 1,356 |
| Total liabilities | $359,629,000 | 1,341 |
| Total deposits | $357,117,000 | 1,161 |
| Interest-bearing deposits | $300,956,000 | 1,216 |
| Deposits held in domestic offices | $357,117,000 | 1,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,512,000 | 1,701 |
| Total equity capital | $35,776,000 | 1,452 |
| Total bank equity capital | $35,776,000 | 1,452 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,440,000 | 2,357 |
| Surplus | $26,060,000 | 802 |
| Undivided profits | $8,276,000 | 3,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,046 |
| Income earned, not collected on loans | $2,048,000 | 1,477 |
| Earning assets | $360,777,000 | 1,361 |
| Long-term assets (5+ years) | $113,903,000 | 858 |
| Average Assets, year-to-date | $376,885,400 | 1,356 |
| Average Assets, quarterly | $390,192,500 | 1,366 |
| Volatile liabilities | $47,475,000 | 1,918 |
| Insider loans | $3,957,000 | 1,338 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $42,980,000 | 1,505 |
| Tier 1 (core) risk-based capital | $34,656,000 | 1,394 |
| Tier 2 risk-based capital | $2,624,000 | 1,544 |
| Total risk weighted assets | $270,139,000 | 1,333 |
| Total unused commitments | $42,980,000 | 1,510 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 88 | 1,948 |
| Assets and Liabilities | ||
| Total Assets: | $365,480,000 | 1,399 |
| Cash and due from depository institutions | $17,957,000 | 1,948 |
| Interest-bearing balances | $143,000 | 4,780 |
| Securities | $83,167,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $16,785,000 | 845 |
| Net loans & leases | $229,063,000 | 1,454 |
| Loan loss allowance | $2,359,000 | 1,709 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,788,000 | 1,528 |
| Other real estate owned | $0 | 1,948 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $12,720,000 | 1,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,480,000 | 1,399 |
| Total liabilities | $334,178,000 | 1,378 |
| Total deposits | $331,624,000 | 1,195 |
| Interest-bearing deposits | $278,159,000 | 1,246 |
| Deposits held in domestic offices | $331,624,000 | 1,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,554,000 | 1,666 |
| Total equity capital | $31,302,000 | 1,565 |
| Total bank equity capital | $31,302,000 | 1,565 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,440,000 | 2,401 |
| Surplus | $21,060,000 | 925 |
| Undivided profits | $8,802,000 | 3,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 3,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,090 |
| Income earned, not collected on loans | $1,789,000 | 1,858 |
| Earning assets | $329,158,000 | 1,417 |
| Long-term assets (5+ years) | $95,427,000 | 991 |
| Average Assets, year-to-date | $343,691,000 | 1,406 |
| Average Assets, quarterly | $357,639,000 | 1,408 |
| Volatile liabilities | $39,171,000 | 2,167 |
| Insider loans | $2,032,000 | 2,357 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $33,915,000 | 1,697 |
| Tier 1 (core) risk-based capital | $31,175,000 | 1,473 |
| Tier 2 risk-based capital | $2,359,000 | 1,594 |
| Total risk weighted assets | $240,941,000 | 1,423 |
| Total unused commitments | $33,915,000 | 1,701 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 89 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $334,088,000 | 1,440 |
| Cash and due from depository institutions | $12,435,000 | 1,890 |
| Interest-bearing balances | $103,000 | 4,515 |
| Securities | $69,500,000 | 1,574 |
| Federal funds sold & reverse repurchase agreements | $7,540,000 | 1,592 |
| Net loans & leases | $229,441,000 | 1,385 |
| Loan loss allowance | $2,334,000 | 1,656 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,971,000 | 2,913 |
| Other real estate owned | $549,000 | 1,890 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $11,652,000 | 873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,088,000 | 1,440 |
| Total liabilities | $305,684,000 | 1,418 |
| Total deposits | $302,112,000 | 1,260 |
| Interest-bearing deposits | $253,563,000 | 1,304 |
| Deposits held in domestic offices | $302,112,000 | 1,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $750,000 | 4,807 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,822,000 | 1,553 |
| Total equity capital | $28,404,000 | 1,636 |
| Total bank equity capital | $28,404,000 | 1,636 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,440,000 | 2,452 |
| Surplus | $21,060,000 | 901 |
| Undivided profits | $5,904,000 | 3,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,125,000 | 2,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 978 |
| Income earned, not collected on loans | $1,248,000 | 2,114 |
| Earning assets | $306,584,000 | 1,440 |
| Long-term assets (5+ years) | $58,521,000 | 1,437 |
| Average Assets, year-to-date | $319,330,800 | 1,436 |
| Average Assets, quarterly | $330,907,000 | 1,438 |
| Volatile liabilities | $39,656,000 | 2,123 |
| Insider loans | $3,157,000 | 1,547 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $30,776,000 | 1,708 |
| Tier 1 (core) risk-based capital | $28,318,000 | 1,563 |
| Tier 2 risk-based capital | $2,334,000 | 1,561 |
| Total risk weighted assets | $245,130,000 | 1,322 |
| Total unused commitments | $30,776,000 | 1,709 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $309,432,000 | 1,528 |
| Cash and due from depository institutions | $14,272,000 | 2,009 |
| Interest-bearing balances | $45,000 | 5,518 |
| Securities | $76,798,000 | 1,492 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $203,026,000 | 1,499 |
| Loan loss allowance | $2,138,000 | 1,715 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,560,000 | 3,313 |
| Other real estate owned | $95,000 | 2,009 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,681,000 | 882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,432,000 | 1,528 |
| Total liabilities | $284,137,000 | 1,493 |
| Total deposits | $281,528,000 | 1,321 |
| Interest-bearing deposits | $235,776,000 | 1,378 |
| Deposits held in domestic offices | $281,528,000 | 1,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,609,000 | 1,528 |
| Total equity capital | $25,295,000 | 1,759 |
| Total bank equity capital | $25,295,000 | 1,759 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,440,000 | 2,501 |
| Surplus | $16,060,000 | 1,093 |
| Undivided profits | $7,795,000 | 3,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,402,000 | 1,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,230 |
| Income earned, not collected on loans | $1,024,000 | 2,198 |
| Earning assets | $280,869,000 | 1,537 |
| Long-term assets (5+ years) | $68,232,000 | 1,336 |
| Average Assets, year-to-date | $299,682,400 | 1,505 |
| Average Assets, quarterly | $308,787,000 | 1,500 |
| Volatile liabilities | $35,038,000 | 2,249 |
| Insider loans | $2,710,000 | 1,729 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $30,672,000 | 1,719 |
| Tier 1 (core) risk-based capital | $26,210,000 | 1,664 |
| Tier 2 risk-based capital | $2,138,000 | 1,588 |
| Total risk weighted assets | $221,276,600 | 1,414 |
| Total unused commitments | $30,672,000 | 1,721 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 92 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $292,318,000 | 1,571 |
| Cash and due from depository institutions | $12,950,000 | 1,861 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $70,965,000 | 1,667 |
| Federal funds sold & reverse repurchase agreements | $21,550,000 | 750 |
| Net loans & leases | $174,839,000 | 1,606 |
| Loan loss allowance | $1,907,000 | 1,854 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,377,000 | 3,382 |
| Other real estate owned | $95,000 | 1,861 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $9,542,000 | 911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,318,000 | 1,571 |
| Total liabilities | $267,686,000 | 1,537 |
| Total deposits | $265,177,000 | 1,396 |
| Interest-bearing deposits | $221,663,000 | 1,433 |
| Deposits held in domestic offices | $265,177,000 | 1,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,509,000 | 1,630 |
| Total equity capital | $24,632,000 | 1,811 |
| Total bank equity capital | $24,632,000 | 1,811 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,440,000 | 2,477 |
| Surplus | $16,060,000 | 1,037 |
| Undivided profits | $7,132,000 | 3,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 1,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,315 |
| Income earned, not collected on loans | $873,000 | 2,579 |
| Earning assets | $267,354,000 | 1,589 |
| Long-term assets (5+ years) | $64,365,000 | 1,283 |
| Average Assets, year-to-date | $270,440,400 | 1,605 |
| Average Assets, quarterly | $284,123,500 | 1,582 |
| Volatile liabilities | $32,996,000 | 1,994 |
| Insider loans | $3,437,000 | 1,258 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,845,000 | 1,895 |
| Tier 1 (core) risk-based capital | $24,135,000 | 1,734 |
| Tier 2 risk-based capital | $1,907,000 | 1,694 |
| Total risk weighted assets | $192,934,300 | 1,494 |
| Total unused commitments | $24,845,000 | 1,902 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 94 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $263,678,000 | 1,728 |
| Cash and due from depository institutions | $11,055,000 | 1,878 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $64,392,000 | 1,785 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 733 |
| Net loans & leases | $159,112,000 | 1,786 |
| Loan loss allowance | $1,686,000 | 2,089 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,078,000 | 3,719 |
| Other real estate owned | $176,000 | 1,878 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $8,865,000 | 956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,678,000 | 1,728 |
| Total liabilities | $240,951,000 | 1,699 |
| Total deposits | $238,434,000 | 1,558 |
| Interest-bearing deposits | $198,606,000 | 1,624 |
| Deposits held in domestic offices | $238,434,000 | 1,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,517,000 | 1,672 |
| Total equity capital | $22,727,000 | 1,970 |
| Total bank equity capital | $22,727,000 | 1,970 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,440,000 | 2,504 |
| Surplus | $11,060,000 | 1,413 |
| Undivided profits | $10,227,000 | 2,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,950,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $217,000 | 611 |
| Income earned, not collected on loans | $859,000 | 2,668 |
| Earning assets | $241,504,000 | 1,736 |
| Long-term assets (5+ years) | $60,725,000 | 1,171 |
| Average Assets, year-to-date | $250,449,600 | 1,736 |
| Average Assets, quarterly | $259,686,000 | 1,743 |
| Volatile liabilities | $31,753,000 | 2,043 |
| Insider loans | $5,406,000 | 765 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,806,000 | 2,216 |
| Tier 1 (core) risk-based capital | $22,246,000 | 1,907 |
| Tier 2 risk-based capital | $1,686,000 | 1,804 |
| Total risk weighted assets | $174,387,000 | 1,610 |
| Total unused commitments | $18,806,000 | 2,222 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 90 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $243,026,000 | 1,929 |
| Cash and due from depository institutions | $9,409,000 | 2,076 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $55,303,000 | 2,205 |
| Federal funds sold & reverse repurchase agreements | $19,575,000 | 673 |
| Net loans & leases | $148,486,000 | 1,954 |
| Loan loss allowance | $1,802,000 | 2,081 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,763,000 | 4,157 |
| Other real estate owned | $222,000 | 2,076 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $8,268,000 | 1,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,026,000 | 1,929 |
| Total liabilities | $222,252,000 | 1,899 |
| Total deposits | $220,115,000 | 1,742 |
| Interest-bearing deposits | $187,573,000 | 1,778 |
| Deposits held in domestic offices | $220,115,000 | 1,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,137,000 | 1,918 |
| Total equity capital | $20,774,000 | 2,163 |
| Total bank equity capital | $20,774,000 | 2,163 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,440,000 | 2,662 |
| Surplus | $11,060,000 | 1,467 |
| Undivided profits | $8,274,000 | 2,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 2,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $761,000 | 2,991 |
| Earning assets | $223,364,000 | 1,933 |
| Long-term assets (5+ years) | $40,128,000 | 1,555 |
| Average Assets, year-to-date | $230,722,600 | 1,964 |
| Average Assets, quarterly | $237,815,500 | 1,958 |
| Volatile liabilities | $26,501,000 | 2,313 |
| Insider loans | $4,986,000 | 862 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,187,000 | 2,520 |
| Tier 1 (core) risk-based capital | $20,567,000 | 2,096 |
| Tier 2 risk-based capital | $1,802,000 | 1,739 |
| Total risk weighted assets | $162,228,000 | 1,755 |
| Total unused commitments | $15,187,000 | 2,532 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 85 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $230,040,000 | 2,054 |
| Cash and due from depository institutions | $10,315,000 | 2,298 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $65,657,000 | 1,904 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,096 |
| Net loans & leases | $136,750,000 | 2,064 |
| Loan loss allowance | $1,818,000 | 2,110 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,668,000 | 4,311 |
| Other real estate owned | $267,000 | 2,298 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,383,000 | 1,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,040,000 | 2,054 |
| Total liabilities | $210,909,000 | 2,022 |
| Total deposits | $208,508,000 | 1,875 |
| Interest-bearing deposits | $180,260,000 | 1,870 |
| Deposits held in domestic offices | $208,508,000 | 1,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,401,000 | 1,811 |
| Total equity capital | $19,131,000 | 2,332 |
| Total bank equity capital | $19,131,000 | 2,332 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,440,000 | 2,750 |
| Surplus | $7,310,000 | 2,111 |
| Undivided profits | $10,381,000 | 2,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,239,000 | 2,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $765,000 | 3,069 |
| Earning assets | $209,407,000 | 2,076 |
| Long-term assets (5+ years) | $41,853,000 | 1,374 |
| Average Assets, year-to-date | $221,634,600 | 2,049 |
| Average Assets, quarterly | $227,791,000 | 2,047 |
| Volatile liabilities | $27,788,000 | 1,998 |
| Insider loans | $5,265,000 | 849 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,812,000 | 2,452 |
| Tier 1 (core) risk-based capital | $18,773,000 | 2,277 |
| Tier 2 risk-based capital | $1,818,000 | 1,728 |
| Total risk weighted assets | $148,656,900 | 1,881 |
| Total unused commitments | $14,812,000 | 2,465 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 86 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $217,812,000 | 2,124 |
| Cash and due from depository institutions | $11,498,000 | 2,336 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $65,537,000 | 2,000 |
| Federal funds sold & reverse repurchase agreements | $4,870,000 | 1,881 |
| Net loans & leases | $125,022,000 | 2,191 |
| Loan loss allowance | $1,421,000 | 2,658 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,670,000 | 4,275 |
| Other real estate owned | $841,000 | 2,336 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,374,000 | 1,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,812,000 | 2,124 |
| Total liabilities | $200,762,000 | 2,088 |
| Total deposits | $198,868,000 | 1,926 |
| Interest-bearing deposits | $168,485,000 | 1,963 |
| Deposits held in domestic offices | $198,868,000 | 1,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,894,000 | 1,875 |
| Total equity capital | $17,050,000 | 2,381 |
| Total bank equity capital | $17,050,000 | 2,381 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,440,000 | 2,845 |
| Surplus | $7,310,000 | 2,039 |
| Undivided profits | $8,300,000 | 2,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 5,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $656,000 | 3,144 |
| Earning assets | $195,429,000 | 2,167 |
| Long-term assets (5+ years) | $26,845,000 | 2,012 |
| Average Assets, year-to-date | $212,256,000 | 2,116 |
| Average Assets, quarterly | $216,652,500 | 2,115 |
| Volatile liabilities | $20,352,000 | 2,505 |
| Insider loans | $3,092,000 | 1,363 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,960,000 | 2,258 |
| Tier 1 (core) risk-based capital | $17,405,000 | 2,351 |
| Tier 2 risk-based capital | $1,421,000 | 2,127 |
| Total risk weighted assets | $135,575,800 | 2,012 |
| Total unused commitments | $15,960,000 | 2,269 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 86 | 2,442 |
| Assets and Liabilities | ||
| Total Assets: | $210,182,000 | 2,211 |
| Cash and due from depository institutions | $11,289,000 | 2,442 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $73,885,000 | 1,881 |
| Federal funds sold & reverse repurchase agreements | $2,220,000 | 5,392 |
| Net loans & leases | $111,787,000 | 2,358 |
| Loan loss allowance | $1,666,000 | 2,398 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,753,000 | 4,100 |
| Other real estate owned | $1,291,000 | 2,442 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $7,957,000 | 1,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,182,000 | 2,211 |
| Total liabilities | $193,916,000 | 2,199 |
| Total deposits | $192,374,000 | 2,067 |
| Interest-bearing deposits | $164,600,000 | 2,107 |
| Deposits held in domestic offices | $192,374,000 | 2,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,542,000 | 2,249 |
| Total equity capital | $16,266,000 | 2,468 |
| Total bank equity capital | $16,266,000 | 2,468 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,440,000 | 2,922 |
| Surplus | $7,310,000 | 1,954 |
| Undivided profits | $7,516,000 | 3,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 2,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $591,000 | 3,095 |
| Earning assets | $187,892,000 | 2,267 |
| Long-term assets (5+ years) | $15,086,000 | 3,295 |
| Average Assets, year-to-date | $207,729,600 | 2,171 |
| Average Assets, quarterly | $209,323,500 | 2,198 |
| Volatile liabilities | $15,313,000 | 2,955 |
| Insider loans | $3,615,000 | 1,149 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,540,000 | 2,074 |
| Tier 1 (core) risk-based capital | $16,266,000 | 2,416 |
| Tier 2 risk-based capital | $1,541,600 | 1,992 |
| Total risk weighted assets | $123,203,500 | 2,165 |
| Total unused commitments | $17,540,000 | 2,091 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 86 | 2,518 |
| Assets and Liabilities | ||
| Total Assets: | $207,889,000 | 2,282 |
| Cash and due from depository institutions | $12,430,000 | 2,518 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $58,564,000 | 2,309 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $121,049,000 | 2,276 |
| Loan loss allowance | $2,046,000 | 2,079 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,873,000 | 3,839 |
| Other real estate owned | $1,385,000 | 2,518 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,588,000 | 1,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,889,000 | 2,282 |
| Total liabilities | $192,794,000 | 2,244 |
| Total deposits | $191,530,000 | 2,139 |
| Interest-bearing deposits | $158,832,000 | 2,282 |
| Deposits held in domestic offices | $191,530,000 | 2,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,264,000 | 2,713 |
| Total equity capital | $15,095,000 | 2,553 |
| Total bank equity capital | $15,095,000 | 2,553 |
| Perpetual preferred stock | $367,000 | 242 |
| Common stock | $1,440,000 | 3,034 |
| Surplus | $6,943,000 | 1,959 |
| Undivided profits | $6,345,000 | 3,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,413,000 | 1,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $690,000 | 2,888 |
| Earning assets | $184,613,000 | 2,331 |
| Long-term assets (5+ years) | $13,138,000 | 3,585 |
| Average Assets, year-to-date | $204,175,000 | 2,268 |
| Average Assets, quarterly | $205,069,500 | 2,291 |
| Volatile liabilities | $14,209,000 | 3,105 |
| Insider loans | $680,000 | 1,326 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,271,000 | 2,180 |
| Tier 1 (core) risk-based capital | $14,728,000 | 2,556 |
| Tier 2 risk-based capital | $2,002,800 | 1,591 |
| Total risk weighted assets | $130,454,100 | 2,136 |
| Total unused commitments | $15,271,000 | 2,197 |
| Derivatives | $0 | 651 |