Home > Liberty State Bank > Income and Expense
Liberty State Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 3,606 |
| Total interest expense | $1,087,000 | 2,284 |
| Net interest income | $3,505,000 | 3,889 |
| Provision for loan and lease losses | $675,000 | 1,211 |
| Total noninterest income | $645,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $357,000 | 2,488 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $288,000 | 3,798 |
| Total noninterest expense | $2,623,000 | 4,281 |
| Salaries and employee benefits | $1,156,000 | 4,708 |
| Premises and equipment expense | $301,000 | 4,247 |
| Additional noninterest expense | $1,166,000 | 3,566 |
| Pre-tax net operating income | $852,000 | 3,951 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $109,000 | 3,250 |
| Income before extraordinary items | $743,000 | 3,955 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $743,000 | 3,957 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $743,000 | 3,958 |
| Net charge-offs | $715,000 | 1,274 |
| Cash dividends | $135,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $743,000 | 3,884 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 3,612 |
| Total interest expense | $758,000 | 2,247 |
| Net interest income | $2,299,000 | 3,929 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $362,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $230,000 | 2,531 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,380 |
| Total noninterest expense | $1,773,000 | 4,252 |
| Salaries and employee benefits | $803,000 | 4,635 |
| Premises and equipment expense | $202,000 | 4,247 |
| Additional noninterest expense | $768,000 | 3,599 |
| Pre-tax net operating income | $438,000 | 4,338 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $30,000 | 3,766 |
| Income before extraordinary items | $408,000 | 4,284 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $408,000 | 4,286 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $408,000 | 4,287 |
| Net charge-offs | $674,000 | 1,024 |
| Cash dividends | $135,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $408,000 | 4,172 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 3,617 |
| Total interest expense | $384,000 | 2,285 |
| Net interest income | $1,165,000 | 3,903 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $169,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $110,000 | 2,614 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,515 |
| Total noninterest expense | $928,000 | 4,185 |
| Salaries and employee benefits | $404,000 | 4,667 |
| Premises and equipment expense | $99,000 | 4,329 |
| Additional noninterest expense | $425,000 | 3,365 |
| Pre-tax net operating income | $181,000 | 4,616 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $177,000 | 4,479 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $177,000 | 4,481 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $177,000 | 4,481 |
| Net charge-offs | $309,000 | 1,036 |
| Cash dividends | $135,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $177,000 | 4,378 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 3,558 |
| Total interest expense | $1,658,000 | 2,518 |
| Net interest income | $5,021,000 | 3,803 |
| Provision for loan and lease losses | $891,000 | 1,911 |
| Total noninterest income | $699,000 | 3,887 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $500,000 | 2,485 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $199,000 | 4,601 |
| Total noninterest expense | $3,444,000 | 4,424 |
| Salaries and employee benefits | $1,611,000 | 4,671 |
| Premises and equipment expense | $383,000 | 4,398 |
| Additional noninterest expense | $1,450,000 | 3,879 |
| Pre-tax net operating income | $1,385,000 | 3,472 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $250,000 | 2,827 |
| Income before extraordinary items | $1,135,000 | 3,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,135,000 | 3,670 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,135,000 | 3,671 |
| Net charge-offs | $531,000 | 2,574 |
| Cash dividends | $270,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,135,000 | 3,508 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 3,615 |
| Total interest expense | $1,245,000 | 2,607 |
| Net interest income | $3,790,000 | 3,850 |
| Provision for loan and lease losses | $566,000 | 2,125 |
| Total noninterest income | $507,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $380,000 | 2,485 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $127,000 | 4,825 |
| Total noninterest expense | $2,588,000 | 4,429 |
| Salaries and employee benefits | $1,224,000 | 4,657 |
| Premises and equipment expense | $286,000 | 4,466 |
| Additional noninterest expense | $1,078,000 | 3,912 |
| Pre-tax net operating income | $1,143,000 | 3,402 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $225,000 | 2,735 |
| Income before extraordinary items | $918,000 | 3,589 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $918,000 | 3,589 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $918,000 | 3,591 |
| Net charge-offs | $439,000 | 2,345 |
| Cash dividends | $270,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $918,000 | 3,445 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 3,632 |
| Total interest expense | $833,000 | 2,688 |
| Net interest income | $2,538,000 | 3,855 |
| Provision for loan and lease losses | $341,000 | 2,266 |
| Total noninterest income | $300,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $249,000 | 2,491 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $1,744,000 | 4,443 |
| Salaries and employee benefits | $828,000 | 4,645 |
| Premises and equipment expense | $187,000 | 4,527 |
| Additional noninterest expense | $729,000 | 3,882 |
| Pre-tax net operating income | $753,000 | 3,403 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $151,000 | 2,708 |
| Income before extraordinary items | $606,000 | 3,628 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $606,000 | 3,629 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $606,000 | 3,630 |
| Net charge-offs | $56,000 | 3,930 |
| Cash dividends | $135,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $602,800 | 3,455 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 3,797 |
| Total interest expense | $418,000 | 2,777 |
| Net interest income | $1,188,000 | 4,041 |
| Provision for loan and lease losses | $121,000 | 2,646 |
| Total noninterest income | $84,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $123,000 | 2,504 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-39,000 | 7,067 |
| Total noninterest expense | $880,000 | 4,448 |
| Salaries and employee benefits | $430,000 | 4,594 |
| Premises and equipment expense | $93,000 | 4,555 |
| Additional noninterest expense | $357,000 | 3,928 |
| Pre-tax net operating income | $271,000 | 4,013 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $39,000 | 3,256 |
| Income before extraordinary items | $232,000 | 4,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 4,131 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $232,000 | 4,131 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $135,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $232,000 | 3,981 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,512,000 | 3,856 |
| Total interest expense | $1,859,000 | 2,929 |
| Net interest income | $4,653,000 | 4,108 |
| Provision for loan and lease losses | $1,641,000 | 1,785 |
| Total noninterest income | $1,434,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $598,000 | 2,251 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $836,000 | 2,376 |
| Total noninterest expense | $3,225,000 | 4,673 |
| Salaries and employee benefits | $1,658,000 | 4,674 |
| Premises and equipment expense | $362,000 | 4,789 |
| Additional noninterest expense | $1,205,000 | 4,441 |
| Pre-tax net operating income | $1,221,000 | 3,378 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $10,000 | 4,308 |
| Income before extraordinary items | $1,211,000 | 3,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,211,000 | 3,201 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,211,000 | 3,201 |
| Net charge-offs | $1,657,000 | 1,751 |
| Cash dividends | $1,185,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,211,000 | 3,095 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 3,798 |
| Total interest expense | $1,424,000 | 2,978 |
| Net interest income | $3,671,000 | 3,983 |
| Provision for loan and lease losses | $662,000 | 2,520 |
| Total noninterest income | $703,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $459,000 | 2,216 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $244,000 | 3,789 |
| Total noninterest expense | $2,487,000 | 4,619 |
| Salaries and employee benefits | $1,226,000 | 4,717 |
| Premises and equipment expense | $270,000 | 4,865 |
| Additional noninterest expense | $991,000 | 4,199 |
| Pre-tax net operating income | $1,225,000 | 2,965 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $241,000 | 2,489 |
| Income before extraordinary items | $984,000 | 3,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 3,099 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $984,000 | 3,099 |
| Net charge-offs | $368,000 | 3,010 |
| Cash dividends | $1,185,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $984,000 | 3,000 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 3,874 |
| Total interest expense | $975,000 | 3,006 |
| Net interest income | $2,347,000 | 4,109 |
| Provision for loan and lease losses | $420,000 | 2,531 |
| Total noninterest income | $486,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $306,000 | 2,195 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 3,671 |
| Total noninterest expense | $1,662,000 | 4,669 |
| Salaries and employee benefits | $830,000 | 4,728 |
| Premises and equipment expense | $178,000 | 4,926 |
| Additional noninterest expense | $654,000 | 4,287 |
| Pre-tax net operating income | $751,000 | 3,051 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $138,000 | 2,588 |
| Income before extraordinary items | $613,000 | 3,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $613,000 | 3,151 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $613,000 | 3,152 |
| Net charge-offs | $286,000 | 2,735 |
| Cash dividends | $1,050,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $613,000 | 3,065 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 3,930 |
| Total interest expense | $510,000 | 2,989 |
| Net interest income | $1,137,000 | 4,206 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $214,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $147,000 | 2,229 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,206 |
| Total noninterest expense | $821,000 | 4,723 |
| Salaries and employee benefits | $421,000 | 4,719 |
| Premises and equipment expense | $85,000 | 5,102 |
| Additional noninterest expense | $315,000 | 4,391 |
| Pre-tax net operating income | $230,000 | 3,996 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $20,000 | 3,446 |
| Income before extraordinary items | $210,000 | 3,897 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $210,000 | 3,896 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $210,000 | 3,897 |
| Net charge-offs | $140,000 | 2,416 |
| Cash dividends | $1,050,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $210,000 | 3,849 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 3,948 |
| Total interest expense | $2,361,000 | 3,129 |
| Net interest income | $4,538,000 | 4,218 |
| Provision for loan and lease losses | $791,000 | 3,414 |
| Total noninterest income | $972,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $718,000 | 1,999 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $254,000 | 4,225 |
| Total noninterest expense | $3,285,000 | 4,754 |
| Salaries and employee benefits | $1,645,000 | 4,793 |
| Premises and equipment expense | $347,000 | 5,078 |
| Additional noninterest expense | $1,293,000 | 4,415 |
| Pre-tax net operating income | $1,434,000 | 2,791 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $267,000 | 2,469 |
| Income before extraordinary items | $1,167,000 | 2,968 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,167,000 | 2,964 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,167,000 | 2,968 |
| Net charge-offs | $580,000 | 3,450 |
| Cash dividends | $255,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,167,000 | 2,843 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 4,039 |
| Total interest expense | $1,820,000 | 3,183 |
| Net interest income | $3,322,000 | 4,347 |
| Provision for loan and lease losses | $684,000 | 3,065 |
| Total noninterest income | $726,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $543,000 | 2,045 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $183,000 | 4,322 |
| Total noninterest expense | $2,439,000 | 4,807 |
| Salaries and employee benefits | $1,215,000 | 4,870 |
| Premises and equipment expense | $269,000 | 5,083 |
| Additional noninterest expense | $955,000 | 4,436 |
| Pre-tax net operating income | $925,000 | 3,230 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $153,000 | 2,780 |
| Income before extraordinary items | $772,000 | 3,338 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $772,000 | 3,336 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $772,000 | 3,338 |
| Net charge-offs | $561,000 | 2,928 |
| Cash dividends | $255,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $772,000 | 3,206 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 4,064 |
| Total interest expense | $1,238,000 | 3,228 |
| Net interest income | $2,210,000 | 4,353 |
| Provision for loan and lease losses | $579,000 | 2,650 |
| Total noninterest income | $458,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $350,000 | 2,102 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 4,518 |
| Total noninterest expense | $1,611,000 | 4,849 |
| Salaries and employee benefits | $813,000 | 4,884 |
| Premises and equipment expense | $179,000 | 5,117 |
| Additional noninterest expense | $619,000 | 4,509 |
| Pre-tax net operating income | $478,000 | 3,704 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $58,000 | 3,188 |
| Income before extraordinary items | $420,000 | 3,700 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $420,000 | 3,698 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $420,000 | 3,699 |
| Net charge-offs | $485,000 | 2,485 |
| Cash dividends | $127,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $420,000 | 3,597 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 4,157 |
| Total interest expense | $641,000 | 3,273 |
| Net interest income | $1,060,000 | 4,499 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $213,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $162,000 | 2,210 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $830,000 | 4,804 |
| Salaries and employee benefits | $418,000 | 4,866 |
| Premises and equipment expense | $92,000 | 5,136 |
| Additional noninterest expense | $320,000 | 4,414 |
| Pre-tax net operating income | $338,000 | 3,147 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $64,000 | 2,567 |
| Income before extraordinary items | $276,000 | 3,302 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $276,000 | 3,299 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $276,000 | 3,302 |
| Net charge-offs | $73,000 | 3,394 |
| Cash dividends | $127,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $274,380 | 3,198 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,954,000 | 4,193 |
| Total interest expense | $2,740,000 | 3,664 |
| Net interest income | $4,214,000 | 4,421 |
| Provision for loan and lease losses | $427,000 | 4,787 |
| Total noninterest income | $899,000 | 3,544 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $687,000 | 2,293 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $212,000 | 4,543 |
| Total noninterest expense | $3,324,000 | 4,881 |
| Salaries and employee benefits | $1,659,000 | 4,899 |
| Premises and equipment expense | $351,000 | 5,320 |
| Additional noninterest expense | $1,314,000 | 4,475 |
| Pre-tax net operating income | $1,362,000 | 2,495 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $254,000 | 2,177 |
| Income before extraordinary items | $1,110,000 | 2,597 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,110,000 | 2,595 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,110,000 | 2,596 |
| Net charge-offs | $319,000 | 4,408 |
| Cash dividends | $225,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,108,380 | 2,558 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 4,224 |
| Total interest expense | $2,057,000 | 3,786 |
| Net interest income | $3,184,000 | 4,418 |
| Provision for loan and lease losses | $277,000 | 4,707 |
| Total noninterest income | $683,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $524,000 | 2,265 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $159,000 | 4,665 |
| Total noninterest expense | $2,474,000 | 4,918 |
| Salaries and employee benefits | $1,266,000 | 4,870 |
| Premises and equipment expense | $271,000 | 5,282 |
| Additional noninterest expense | $937,000 | 4,601 |
| Pre-tax net operating income | $1,116,000 | 2,546 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $225,000 | 2,206 |
| Income before extraordinary items | $893,000 | 2,668 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $893,000 | 2,665 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $893,000 | 2,668 |
| Net charge-offs | $246,000 | 3,993 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $891,400 | 2,628 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 4,315 |
| Total interest expense | $1,365,000 | 3,909 |
| Net interest income | $2,074,000 | 4,475 |
| Provision for loan and lease losses | $186,000 | 4,432 |
| Total noninterest income | $447,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $344,000 | 2,270 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $103,000 | 4,741 |
| Total noninterest expense | $1,636,000 | 4,976 |
| Salaries and employee benefits | $835,000 | 4,967 |
| Premises and equipment expense | $181,000 | 5,327 |
| Additional noninterest expense | $620,000 | 4,628 |
| Pre-tax net operating income | $699,000 | 2,768 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $135,000 | 2,366 |
| Income before extraordinary items | $566,000 | 2,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $566,000 | 2,863 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $566,000 | 2,865 |
| Net charge-offs | $180,000 | 3,560 |
| Cash dividends | $113,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $564,380 | 2,763 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 4,363 |
| Total interest expense | $663,000 | 4,092 |
| Net interest income | $1,049,000 | 4,440 |
| Provision for loan and lease losses | $93,000 | 4,014 |
| Total noninterest income | $205,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $156,000 | 2,384 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $784,000 | 5,016 |
| Salaries and employee benefits | $417,000 | 5,013 |
| Premises and equipment expense | $93,000 | 5,299 |
| Additional noninterest expense | $274,000 | 4,684 |
| Pre-tax net operating income | $377,000 | 2,921 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $75,000 | 2,472 |
| Income before extraordinary items | $302,000 | 3,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $302,000 | 3,119 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $302,000 | 3,119 |
| Net charge-offs | $102,000 | 2,849 |
| Cash dividends | $113,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $302,000 | 2,960 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 4,471 |
| Total interest expense | $2,957,000 | 4,295 |
| Net interest income | $4,087,000 | 4,527 |
| Provision for loan and lease losses | $302,000 | 4,603 |
| Total noninterest income | $956,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $808,000 | 2,107 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $148,000 | 5,337 |
| Total noninterest expense | $3,105,000 | 5,009 |
| Salaries and employee benefits | $1,668,000 | 5,014 |
| Premises and equipment expense | $400,000 | 5,082 |
| Additional noninterest expense | $1,037,000 | 4,717 |
| Pre-tax net operating income | $1,636,000 | 2,870 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $404,000 | 2,071 |
| Income before extraordinary items | $1,239,000 | 2,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,239,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 3,752 |
| Cash dividends | $105,000 | 4,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,233,750 | 3,002 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,265,000 | 4,547 |
| Total interest expense | $2,280,000 | 4,332 |
| Net interest income | $2,985,000 | 4,631 |
| Provision for loan and lease losses | $189,000 | 4,301 |
| Total noninterest income | $718,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $611,000 | 2,110 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 5,524 |
| Total noninterest expense | $2,270,000 | 5,076 |
| Salaries and employee benefits | $1,212,000 | 5,123 |
| Premises and equipment expense | $291,000 | 5,192 |
| Additional noninterest expense | $767,000 | 4,674 |
| Pre-tax net operating income | $1,244,000 | 3,246 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $311,000 | 2,421 |
| Income before extraordinary items | $940,000 | 3,235 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $940,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,946 |
| Cash dividends | $105,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $934,750 | 3,386 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 4,652 |
| Total interest expense | $1,567,000 | 4,389 |
| Net interest income | $1,905,000 | 4,772 |
| Provision for loan and lease losses | $126,000 | 3,898 |
| Total noninterest income | $492,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $408,000 | 2,072 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $84,000 | 5,338 |
| Total noninterest expense | $1,497,000 | 5,133 |
| Salaries and employee benefits | $796,000 | 5,232 |
| Premises and equipment expense | $192,000 | 5,252 |
| Additional noninterest expense | $509,000 | 4,683 |
| Pre-tax net operating income | $774,000 | 3,500 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $194,000 | 2,718 |
| Income before extraordinary items | $587,000 | 3,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,520 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $581,750 | 3,649 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 4,790 |
| Total interest expense | $815,000 | 4,461 |
| Net interest income | $892,000 | 4,975 |
| Provision for loan and lease losses | $63,000 | 3,434 |
| Total noninterest income | $251,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $194,000 | 2,129 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,793 |
| Total noninterest expense | $735,000 | 5,204 |
| Salaries and employee benefits | $387,000 | 5,341 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $250,000 | 4,690 |
| Pre-tax net operating income | $345,000 | 3,848 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $87,000 | 2,957 |
| Income before extraordinary items | $260,000 | 4,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 4,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $258,500 | 4,033 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 4,807 |
| Total interest expense | $3,225,000 | 4,576 |
| Net interest income | $3,596,000 | 4,953 |
| Provision for loan and lease losses | $260,000 | 3,438 |
| Total noninterest income | $829,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $744,000 | 2,252 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $85,000 | 6,455 |
| Total noninterest expense | $2,881,000 | 5,137 |
| Salaries and employee benefits | $1,531,000 | 5,241 |
| Premises and equipment expense | $383,000 | 5,160 |
| Additional noninterest expense | $967,000 | 4,762 |
| Pre-tax net operating income | $1,284,000 | 4,215 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $326,000 | 3,280 |
| Income before extraordinary items | $958,000 | 4,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $958,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,837 |
| Cash dividends | $1,695,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $958,000 | 4,404 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 4,843 |
| Total interest expense | $2,401,000 | 4,609 |
| Net interest income | $2,671,000 | 5,006 |
| Provision for loan and lease losses | $195,000 | 3,051 |
| Total noninterest income | $637,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $549,000 | 2,263 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $88,000 | 6,009 |
| Total noninterest expense | $2,191,000 | 5,060 |
| Salaries and employee benefits | $1,189,000 | 5,123 |
| Premises and equipment expense | $285,000 | 5,159 |
| Additional noninterest expense | $717,000 | 4,726 |
| Pre-tax net operating income | $922,000 | 4,541 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $233,000 | 3,517 |
| Income before extraordinary items | $689,000 | 4,700 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $689,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $195,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $689,000 | 4,691 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 4,924 |
| Total interest expense | $1,569,000 | 4,650 |
| Net interest income | $1,758,000 | 5,071 |
| Provision for loan and lease losses | $126,000 | 2,895 |
| Total noninterest income | $415,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $352,000 | 2,349 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $63,000 | 5,922 |
| Total noninterest expense | $1,429,000 | 5,165 |
| Salaries and employee benefits | $777,000 | 5,228 |
| Premises and equipment expense | $184,000 | 5,276 |
| Additional noninterest expense | $468,000 | 4,796 |
| Pre-tax net operating income | $618,000 | 4,577 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $161,000 | 3,546 |
| Income before extraordinary items | $457,000 | 4,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $457,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $97,000 | 4,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $457,000 | 4,766 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,984 |
| Total interest expense | $740,000 | 4,819 |
| Net interest income | $886,000 | 5,050 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $209,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $179,000 | 2,264 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $728,000 | 5,117 |
| Salaries and employee benefits | $395,000 | 5,209 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $236,000 | 4,729 |
| Pre-tax net operating income | $307,000 | 4,599 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $84,000 | 3,516 |
| Income before extraordinary items | $223,000 | 4,817 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $223,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $97,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $223,000 | 4,788 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 5,074 |
| Total interest expense | $2,373,000 | 4,962 |
| Net interest income | $3,519,000 | 5,041 |
| Provision for loan and lease losses | $276,000 | 2,933 |
| Total noninterest income | $1,094,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $785,000 | 2,147 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $309,000 | 4,246 |
| Total noninterest expense | $2,948,000 | 4,952 |
| Salaries and employee benefits | $1,620,000 | 4,942 |
| Premises and equipment expense | $371,000 | 5,157 |
| Additional noninterest expense | $957,000 | 4,654 |
| Pre-tax net operating income | $1,389,000 | 4,464 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $395,000 | 3,448 |
| Income before extraordinary items | $994,000 | 4,737 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $994,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,927 |
| Cash dividends | $180,000 | 5,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $994,000 | 4,729 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 5,151 |
| Total interest expense | $1,678,000 | 5,036 |
| Net interest income | $2,620,000 | 5,096 |
| Provision for loan and lease losses | $208,000 | 2,811 |
| Total noninterest income | $859,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $601,000 | 2,117 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,038 |
| Total noninterest expense | $2,214,000 | 4,924 |
| Salaries and employee benefits | $1,226,000 | 4,898 |
| Premises and equipment expense | $281,000 | 5,147 |
| Additional noninterest expense | $707,000 | 4,667 |
| Pre-tax net operating income | $1,057,000 | 4,606 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $304,000 | 3,567 |
| Income before extraordinary items | $753,000 | 4,842 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $753,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 1,371 |
| Cash dividends | $180,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $753,000 | 4,831 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 5,189 |
| Total interest expense | $1,074,000 | 5,036 |
| Net interest income | $1,725,000 | 5,164 |
| Provision for loan and lease losses | $141,000 | 2,751 |
| Total noninterest income | $587,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $381,000 | 2,190 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $206,000 | 3,687 |
| Total noninterest expense | $1,461,000 | 4,970 |
| Salaries and employee benefits | $814,000 | 4,939 |
| Premises and equipment expense | $196,000 | 5,000 |
| Additional noninterest expense | $451,000 | 4,819 |
| Pre-tax net operating income | $710,000 | 4,601 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $205,000 | 3,582 |
| Income before extraordinary items | $505,000 | 4,851 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $505,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,169 |
| Cash dividends | $90,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $505,000 | 4,846 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 5,142 |
| Total interest expense | $523,000 | 4,980 |
| Net interest income | $871,000 | 5,135 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $332,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $161,000 | 2,439 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $171,000 | 2,748 |
| Total noninterest expense | $710,000 | 5,088 |
| Salaries and employee benefits | $389,000 | 5,105 |
| Premises and equipment expense | $97,000 | 5,056 |
| Additional noninterest expense | $224,000 | 4,827 |
| Pre-tax net operating income | $433,000 | 4,093 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $137,000 | 3,170 |
| Income before extraordinary items | $296,000 | 4,454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 883 |
| Cash dividends | $90,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $296,000 | 4,442 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,346,000 | 4,952 |
| Total interest expense | $1,663,000 | 4,973 |
| Net interest income | $3,683,000 | 4,867 |
| Provision for loan and lease losses | $195,000 | 3,634 |
| Total noninterest income | $629,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $549,000 | 2,852 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $80,000 | 6,751 |
| Total noninterest expense | $3,097,000 | 4,671 |
| Salaries and employee benefits | $1,715,000 | 4,627 |
| Premises and equipment expense | $381,000 | 5,009 |
| Additional noninterest expense | $1,001,000 | 4,421 |
| Pre-tax net operating income | $1,020,000 | 5,308 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $278,000 | 4,223 |
| Income before extraordinary items | $747,000 | 5,516 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $747,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,612 |
| Cash dividends | $180,000 | 5,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $743,350 | 5,493 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 4,938 |
| Total interest expense | $1,185,000 | 4,966 |
| Net interest income | $2,790,000 | 4,850 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $454,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $404,000 | 2,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 7,069 |
| Total noninterest expense | $2,261,000 | 4,721 |
| Salaries and employee benefits | $1,286,000 | 4,609 |
| Premises and equipment expense | $287,000 | 4,989 |
| Additional noninterest expense | $688,000 | 4,675 |
| Pre-tax net operating income | $848,000 | 5,184 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $324,000 | 3,669 |
| Income before extraordinary items | $529,000 | 5,772 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $529,000 | 5,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,574 |
| Cash dividends | $180,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $525,800 | 5,755 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 4,907 |
| Total interest expense | $753,000 | 4,945 |
| Net interest income | $1,866,000 | 4,825 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $295,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $261,000 | 2,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $1,427,000 | 4,896 |
| Salaries and employee benefits | $851,000 | 4,613 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $384,000 | 5,232 |
| Pre-tax net operating income | $644,000 | 4,833 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $189,000 | 3,878 |
| Income before extraordinary items | $459,000 | 5,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $459,000 | 5,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,327 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $456,160 | 5,070 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 4,971 |
| Total interest expense | $367,000 | 4,924 |
| Net interest income | $912,000 | 4,914 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $140,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $124,000 | 2,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $710,000 | 4,947 |
| Salaries and employee benefits | $421,000 | 4,659 |
| Premises and equipment expense | $94,000 | 5,079 |
| Additional noninterest expense | $195,000 | 5,175 |
| Pre-tax net operating income | $297,000 | 5,020 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $190,000 | 5,547 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $190,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 967 |
| Cash dividends | $90,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $190,000 | 5,513 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 4,798 |
| Total interest expense | $1,302,000 | 4,889 |
| Net interest income | $3,779,000 | 4,673 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $640,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $531,000 | 3,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $109,000 | 6,276 |
| Total noninterest expense | $2,713,000 | 5,012 |
| Salaries and employee benefits | $1,646,000 | 4,641 |
| Premises and equipment expense | $360,000 | 5,113 |
| Additional noninterest expense | $707,000 | 5,491 |
| Pre-tax net operating income | $1,546,000 | 4,173 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $530,000 | 3,253 |
| Income before extraordinary items | $1,022,000 | 4,631 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,022,000 | 4,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,774 |
| Cash dividends | $165,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,018,040 | 4,582 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 4,795 |
| Total interest expense | $951,000 | 4,922 |
| Net interest income | $2,844,000 | 4,659 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $477,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $401,000 | 3,007 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $2,019,000 | 4,995 |
| Salaries and employee benefits | $1,230,000 | 4,606 |
| Premises and equipment expense | $270,000 | 5,086 |
| Additional noninterest expense | $519,000 | 5,530 |
| Pre-tax net operating income | $1,212,000 | 4,131 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $407,000 | 3,269 |
| Income before extraordinary items | $811,000 | 4,595 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $811,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,767 |
| Cash dividends | $165,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $806,980 | 4,518 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 4,820 |
| Total interest expense | $627,000 | 4,969 |
| Net interest income | $1,892,000 | 4,656 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $324,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $274,000 | 2,912 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 6,428 |
| Total noninterest expense | $1,329,000 | 5,057 |
| Salaries and employee benefits | $815,000 | 4,653 |
| Premises and equipment expense | $177,000 | 5,163 |
| Additional noninterest expense | $337,000 | 5,621 |
| Pre-tax net operating income | $827,000 | 4,024 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $273,000 | 3,236 |
| Income before extraordinary items | $560,000 | 4,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $560,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,324 |
| Cash dividends | $82,000 | 4,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $555,980 | 4,365 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 4,872 |
| Total interest expense | $311,000 | 5,061 |
| Net interest income | $937,000 | 4,685 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $152,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $135,000 | 2,893 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $649,000 | 5,170 |
| Salaries and employee benefits | $400,000 | 4,740 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $410,000 | 4,018 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $147,000 | 3,131 |
| Income before extraordinary items | $266,000 | 4,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $266,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,238 |
| Cash dividends | $82,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $264,080 | 4,480 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 4,802 |
| Total interest expense | $1,531,000 | 4,813 |
| Net interest income | $3,602,000 | 4,699 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $646,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $562,000 | 2,828 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $84,000 | 6,810 |
| Total noninterest expense | $2,671,000 | 4,976 |
| Salaries and employee benefits | $1,587,000 | 4,667 |
| Premises and equipment expense | $361,000 | 5,066 |
| Additional noninterest expense | $723,000 | 5,390 |
| Pre-tax net operating income | $1,457,000 | 4,199 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $492,000 | 3,404 |
| Income before extraordinary items | $972,000 | 4,724 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $972,000 | 4,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,613 |
| Cash dividends | $165,000 | 5,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $967,380 | 4,568 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 4,829 |
| Total interest expense | $1,203,000 | 4,813 |
| Net interest income | $2,671,000 | 4,748 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $471,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $414,000 | 2,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,031 |
| Total noninterest expense | $1,975,000 | 5,024 |
| Salaries and employee benefits | $1,173,000 | 4,696 |
| Premises and equipment expense | $265,000 | 5,134 |
| Additional noninterest expense | $537,000 | 5,402 |
| Pre-tax net operating income | $1,077,000 | 4,358 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $346,000 | 3,659 |
| Income before extraordinary items | $736,000 | 4,843 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $736,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,223 |
| Cash dividends | $165,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $732,600 | 4,671 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 4,834 |
| Total interest expense | $867,000 | 4,683 |
| Net interest income | $1,747,000 | 4,808 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $351,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $281,000 | 2,795 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $1,379,000 | 4,873 |
| Salaries and employee benefits | $779,000 | 4,699 |
| Premises and equipment expense | $201,000 | 4,692 |
| Additional noninterest expense | $399,000 | 5,014 |
| Pre-tax net operating income | $659,000 | 4,597 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $191,000 | 4,068 |
| Income before extraordinary items | $471,000 | 4,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $471,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,834 |
| Cash dividends | $83,000 | 4,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $468,870 | 4,765 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,844 |
| Total interest expense | $448,000 | 4,685 |
| Net interest income | $864,000 | 4,827 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $180,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $142,000 | 2,695 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $685,000 | 4,869 |
| Salaries and employee benefits | $381,000 | 4,785 |
| Premises and equipment expense | $101,000 | 4,667 |
| Additional noninterest expense | $203,000 | 4,916 |
| Pre-tax net operating income | $329,000 | 4,554 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $101,000 | 3,916 |
| Income before extraordinary items | $228,000 | 4,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,835 |
| Cash dividends | $83,000 | 3,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $228,000 | 4,772 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,711,000 | 4,708 |
| Total interest expense | $2,182,000 | 4,531 |
| Net interest income | $3,529,000 | 4,730 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $746,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $604,000 | 2,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,719 |
| Total noninterest expense | $2,770,000 | 4,720 |
| Salaries and employee benefits | $1,513,000 | 4,667 |
| Premises and equipment expense | $417,000 | 4,497 |
| Additional noninterest expense | $840,000 | 4,765 |
| Pre-tax net operating income | $1,385,000 | 4,322 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $400,000 | 3,884 |
| Income before extraordinary items | $992,000 | 4,628 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $992,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,752 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $987,030 | 4,520 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,839,000 | 4,507 |
| Total interest expense | $3,767,000 | 3,979 |
| Net interest income | $3,072,000 | 4,977 |
| Provision for loan and lease losses | $622,000 | 1,843 |
| Total noninterest income | $622,000 | 4,500 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $512,000 | 2,793 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $110,000 | 6,201 |
| Total noninterest expense | $2,556,000 | 4,886 |
| Salaries and employee benefits | $1,370,000 | 4,834 |
| Premises and equipment expense | $509,000 | 3,815 |
| Additional noninterest expense | $677,000 | 5,408 |
| Pre-tax net operating income | $516,000 | 6,489 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $93,000 | 6,089 |
| Income before extraordinary items | $423,000 | 6,442 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $423,000 | 6,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,613 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $423,000 | 6,316 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,126,000 | 5,004 |
| Total interest expense | $3,276,000 | 4,607 |
| Net interest income | $2,850,000 | 5,341 |
| Provision for loan and lease losses | $450,000 | 2,054 |
| Total noninterest income | $858,000 | 3,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,739 |
| Total noninterest expense | $2,405,000 | 4,980 |
| Salaries and employee benefits | $1,335,000 | 4,801 |
| Premises and equipment expense | $412,000 | 4,413 |
| Additional noninterest expense | $658,000 | 5,430 |
| Pre-tax net operating income | $853,000 | 5,691 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $283,000 | 4,706 |
| Income before extraordinary items | $570,000 | 5,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $570,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,184 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $570,000 | 5,994 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,937,000 | 4,984 |
| Total interest expense | $2,934,000 | 4,680 |
| Net interest income | $3,003,000 | 5,157 |
| Provision for loan and lease losses | $198,000 | 3,594 |
| Total noninterest income | $503,000 | 4,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,335 |
| Total noninterest expense | $2,377,000 | 5,060 |
| Salaries and employee benefits | $1,363,000 | 4,689 |
| Premises and equipment expense | $414,000 | 4,407 |
| Additional noninterest expense | $600,000 | 5,825 |
| Pre-tax net operating income | $931,000 | 5,518 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $325,000 | 4,634 |
| Income before extraordinary items | $605,000 | 5,867 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $605,000 | 5,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,532 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $605,650 | 5,841 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 4,576 |
| Total interest expense | $3,468,000 | 4,168 |
| Net interest income | $3,199,000 | 4,912 |
| Provision for loan and lease losses | $1,260,000 | 792 |
| Total noninterest income | $552,000 | 4,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,955 |
| Total noninterest expense | $2,385,000 | 4,923 |
| Salaries and employee benefits | $1,309,000 | 4,734 |
| Premises and equipment expense | $425,000 | 4,215 |
| Additional noninterest expense | $651,000 | 5,441 |
| Pre-tax net operating income | $106,000 | 9,395 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-18,000 | 10,049 |
| Income before extraordinary items | $124,000 | 9,157 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $124,000 | 9,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $947,000 | 789 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $124,000 | 9,085 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,172,000 | 4,953 |
| Total interest expense | $2,987,000 | 4,738 |
| Net interest income | $3,185,000 | 5,074 |
| Provision for loan and lease losses | $128,000 | 4,489 |
| Total noninterest income | $535,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,030 |
| Total noninterest expense | $2,064,000 | 5,531 |
| Salaries and employee benefits | $1,199,000 | 5,103 |
| Premises and equipment expense | $312,000 | 5,324 |
| Additional noninterest expense | $553,000 | 6,099 |
| Pre-tax net operating income | $1,528,000 | 4,430 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $522,000 | 4,084 |
| Income before extraordinary items | $1,006,000 | 4,682 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,006,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,774 |
| Cash dividends | $182,000 | 5,591 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 640 |
| Net operating income | $1,006,000 | 4,613 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 5,726 |
| Total interest expense | $2,455,000 | 5,585 |
| Net interest income | $2,791,000 | 5,743 |
| Provision for loan and lease losses | $329,000 | 2,413 |
| Total noninterest income | $537,000 | 4,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,535 |
| Total noninterest expense | $1,798,000 | 6,392 |
| Salaries and employee benefits | $1,041,000 | 5,826 |
| Premises and equipment expense | $249,000 | 6,268 |
| Additional noninterest expense | $508,000 | 6,991 |
| Pre-tax net operating income | $1,201,000 | 5,121 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $384,000 | 5,020 |
| Income before extraordinary items | $817,000 | 5,229 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $817,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,153 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $817,000 | 5,164 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 6,642 |
| Total interest expense | $2,135,000 | 6,198 |
| Net interest income | $2,194,000 | 6,876 |
| Provision for loan and lease losses | $111,000 | 4,376 |
| Total noninterest income | $416,000 | 5,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,433 |
| Total noninterest expense | $1,576,000 | 7,045 |
| Salaries and employee benefits | $869,000 | 6,711 |
| Premises and equipment expense | $211,000 | 6,988 |
| Additional noninterest expense | $496,000 | 7,281 |
| Pre-tax net operating income | $923,000 | 6,308 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $288,000 | 6,164 |
| Income before extraordinary items | $637,000 | 6,394 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $637,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,529 |
| Cash dividends | $131,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $635,620 | 6,392 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 7,839 |
| Total interest expense | $1,338,000 | 7,431 |
| Net interest income | $1,804,000 | 8,033 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $334,000 | 6,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $1,417,000 | 7,860 |
| Salaries and employee benefits | $747,000 | 7,538 |
| Premises and equipment expense | $209,000 | 7,235 |
| Additional noninterest expense | $461,000 | 8,224 |
| Pre-tax net operating income | $707,000 | 7,353 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $194,000 | 7,444 |
| Income before extraordinary items | $513,000 | 7,215 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $513,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $105,000 | 6,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $513,000 | 7,247 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 8,744 |
| Total interest expense | $1,241,000 | 8,105 |
| Net interest income | $1,511,000 | 9,073 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $364,000 | 6,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $1,186,000 | 8,948 |
| Salaries and employee benefits | $614,000 | 8,684 |
| Premises and equipment expense | $161,000 | 8,616 |
| Additional noninterest expense | $411,000 | 9,144 |
| Pre-tax net operating income | $644,000 | 7,657 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $193,000 | 7,749 |
| Income before extraordinary items | $501,000 | 7,547 |
| Extraordinary gains, net | $70,000 | 1,909 |
| Net income | $571,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $465,000 | 7,584 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 9,684 |
| Total interest expense | $1,262,000 | 9,388 |
| Net interest income | $1,357,000 | 9,773 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $296,000 | 7,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $1,084,000 | 9,595 |
| Salaries and employee benefits | $515,000 | 9,627 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $429,000 | 9,216 |
| Pre-tax net operating income | $501,000 | 8,407 |
| Securities gains (losses) | $59,000 | 3,858 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $410,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $65,000 | 7,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $366,930 | 8,182 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.