Home > Liberty Savings Bank, F.S.B. > Income and Expense

Liberty Savings Bank, F.S.B., Income and Expense

2013-12-31 (YTD Data)Rank
Total interest income$1,085,0006,449
Total interest expense$124,0006,301
Net interest income$961,0006,445
Provision for loan and lease losses$161,0003,206
Total noninterest income$82,0006,301
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$34,0006,224
Trading account gains and fees$0184
Additional Noninterest Income$48,0005,887
Total noninterest expense$2,076,0005,410
Salaries and employee benefits$988,0005,554
Premises and equipment expense$280,0004,990
Additional noninterest expense$808,0005,055
Pre-tax net operating income$-1,194,0006,592
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-1,194,0006,611
Extraordinary gains, net$029
Net income$-1,194,0006,610
Minority interest net income$090
Net income of bank and minority interests.$-1,194,0006,611
Net charge-offs$121,0003,556
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,194,0006,603
2013-09-30 (YTD Data)Rank
Total interest income$838,0006,513
Total interest expense$99,0006,353
Net interest income$739,0006,495
Provision for loan and lease losses$161,0002,858
Total noninterest income$64,0006,377
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$26,0006,279
Trading account gains and fees$0180
Additional Noninterest Income$38,0005,940
Total noninterest expense$1,370,0005,645
Salaries and employee benefits$802,0005,455
Premises and equipment expense$205,0005,079
Additional noninterest expense$363,0005,930
Pre-tax net operating income$-728,0006,667
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-728,0006,686
Extraordinary gains, net$025
Net income$-728,0006,687
Minority interest net income$084
Net income of bank and minority interests.$-728,0006,687
Net charge-offs$129,0003,021
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-728,0006,677
2013-06-30 (YTD Data)Rank
Total interest income$576,0006,539
Total interest expense$70,0006,377
Net interest income$506,0006,523
Provision for loan and lease losses$161,0002,359
Total noninterest income$48,0006,343
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$18,0006,289
Trading account gains and fees$0157
Additional Noninterest Income$30,0005,866
Total noninterest expense$947,0005,606
Salaries and employee benefits$544,0005,467
Premises and equipment expense$138,0005,062
Additional noninterest expense$265,0005,801
Pre-tax net operating income$-554,0006,705
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-554,0006,738
Extraordinary gains, net$022
Net income$-554,0006,740
Minority interest net income$082
Net income of bank and minority interests.$-554,0006,739
Net charge-offs$140,0002,440
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-554,0006,719
2013-03-31 (YTD Data)Rank
Total interest income$301,0006,565
Total interest expense$39,0006,383
Net interest income$262,0006,562
Provision for loan and lease losses$135,0001,793
Total noninterest income$17,0006,554
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$9,0006,313
Trading account gains and fees$0148
Additional Noninterest Income$8,0006,256
Total noninterest expense$492,0005,597
Salaries and employee benefits$275,0005,475
Premises and equipment expense$77,0004,877
Additional noninterest expense$140,0005,779
Pre-tax net operating income$-348,0006,813
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-348,0006,833
Extraordinary gains, net$010
Net income$-348,0006,834
Minority interest net income$076
Net income of bank and minority interests.$-348,0006,834
Net charge-offs$104,0001,862
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-348,0006,818
2012-12-31 (YTD Data)Rank
Total interest income$1,397,0006,550
Total interest expense$185,0006,463
Net interest income$1,212,0006,520
Provision for loan and lease losses$169,0004,161
Total noninterest income$300,0005,213
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$36,0006,461
Trading account gains and fees$0166
Additional Noninterest Income$264,0004,217
Total noninterest expense$1,688,0005,901
Salaries and employee benefits$875,0005,948
Premises and equipment expense$154,0006,081
Additional noninterest expense$659,0005,650
Pre-tax net operating income$-345,0006,434
Securities gains (losses)$03,810
Applicable income taxes$353,0002,513
Income before extraordinary items$-698,0006,647
Extraordinary gains, net$029
Net income$-698,0006,641
Minority interest net income$093
Net income of bank and minority interests.$-698,0006,643
Net charge-offs$233,0003,607
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$451,000324
Net operating income$-698,0006,593
2012-09-30 (YTD Data)Rank
Total interest income$1,064,0006,640
Total interest expense$145,0006,564
Net interest income$919,0006,611
Provision for loan and lease losses$106,0004,290
Total noninterest income$232,0005,231
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$28,0006,523
Trading account gains and fees$0157
Additional Noninterest Income$204,0004,221
Total noninterest expense$1,229,0006,015
Salaries and employee benefits$642,0006,017
Premises and equipment expense$108,0006,245
Additional noninterest expense$479,0005,762
Pre-tax net operating income$-184,0006,505
Securities gains (losses)$03,575
Applicable income taxes$353,0002,305
Income before extraordinary items$-537,0006,767
Extraordinary gains, net$020
Net income$-537,0006,766
Minority interest net income$086
Net income of bank and minority interests.$-537,0006,766
Net charge-offs$196,0003,332
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$451,000250
Net operating income$-537,0006,716
2012-06-30 (YTD Data)Rank
Total interest income$723,0006,680
Total interest expense$99,0006,625
Net interest income$624,0006,645
Provision for loan and lease losses$88,0004,055
Total noninterest income$99,0005,798
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$16,0006,624
Trading account gains and fees$0153
Additional Noninterest Income$83,0004,887
Total noninterest expense$820,0006,053
Salaries and employee benefits$428,0006,059
Premises and equipment expense$67,0006,369
Additional noninterest expense$325,0005,767
Pre-tax net operating income$-185,0006,617
Securities gains (losses)$03,178
Applicable income taxes$353,0001,869
Income before extraordinary items$-538,0006,882
Extraordinary gains, net$019
Net income$-538,0006,882
Minority interest net income$084
Net income of bank and minority interests.$-538,0006,883
Net charge-offs$202,0002,744
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-538,0006,850
2012-03-31 (YTD Data)Rank
Total interest income$373,0006,698
Total interest expense$49,0006,722
Net interest income$324,0006,658
Provision for loan and lease losses$70,0003,343
Total noninterest income$14,0006,837
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$5,0006,835
Trading account gains and fees$0148
Additional Noninterest Income$9,0006,296
Total noninterest expense$416,0006,080
Salaries and employee benefits$225,0006,025
Premises and equipment expense$56,0005,641
Additional noninterest expense$135,0006,098
Pre-tax net operating income$-148,0006,799
Securities gains (losses)$02,210
Applicable income taxes$-52,0007,117
Income before extraordinary items$-96,0006,804
Extraordinary gains, net$019
Net income$-96,0006,805
Minority interest net income$078
Net income of bank and minority interests.$-96,0006,805
Net charge-offs$152,0002,074
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-96,0006,740
2011-12-31 (YTD Data)Rank
Total interest income$1,464,0006,791
Total interest expense$257,0006,696
Net interest income$1,207,0006,773
Provision for loan and lease losses$60,0005,708
Total noninterest income$21,0006,898
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$16,0006,784
Trading account gains and fees$0146
Additional Noninterest Income$5,0006,615
Total noninterest expense$1,902,0005,910
Salaries and employee benefits$796,0006,285
Premises and equipment expense$237,0005,723
Additional noninterest expense$869,0005,248
Pre-tax net operating income$-734,0006,499
Securities gains (losses)$03,838
Applicable income taxes$-114,0006,834
Income before extraordinary items$-620,0006,525
Extraordinary gains, net$029
Net income$-620,0006,526
Minority interest net income$096
Net income of bank and minority interests.$-620,0006,525
Net charge-offs$-4,0006,925
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,745,000258
Net operating income$-620,0006,489
2011-09-30 (YTD Data)Rank
Total interest income$1,085,0006,874
Total interest expense$213,0006,707
Net interest income$872,0006,867
Provision for loan and lease losses$23,0005,958
Total noninterest income$32,0006,930
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$-6,0007,363
Additional Noninterest Income$38,0006,022
Total noninterest expense$1,422,0005,947
Salaries and employee benefits$622,0006,220
Premises and equipment expense$82,0006,787
Additional noninterest expense$718,0005,026
Pre-tax net operating income$-541,0006,636
Securities gains (losses)$03,555
Applicable income taxes$-63,0006,953
Income before extraordinary items$-478,0006,679
Extraordinary gains, net$021
Net income$-478,0006,680
Minority interest net income$087
Net income of bank and minority interests.$-478,0006,680
Net charge-offs$-4,0006,858
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,601,000231
Net operating income$-478,0006,625
2011-06-30 (YTD Data)Rank
Total interest income$716,0006,944
Total interest expense$142,0006,797
Net interest income$574,0006,934
Provision for loan and lease losses$10,0005,964
Total noninterest income$18,0007,045
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$-6,0007,458
Additional Noninterest Income$24,0006,112
Total noninterest expense$970,0005,975
Salaries and employee benefits$388,0006,390
Premises and equipment expense$53,0006,870
Additional noninterest expense$529,0004,855
Pre-tax net operating income$-388,0006,721
Securities gains (losses)$02,914
Applicable income taxes$-10,0006,865
Income before extraordinary items$-378,0006,773
Extraordinary gains, net$015
Net income$-378,0006,772
Minority interest net income$089
Net income of bank and minority interests.$-378,0006,773
Net charge-offs$-5,0006,855
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$1,601,000138
Net operating income$-378,0006,756
2011-03-31 (YTD Data)Rank
Total interest income$369,0006,960
Total interest expense$93,0006,600
Net interest income$276,0007,002
Provision for loan and lease losses$5,0005,624
Total noninterest income$14,0007,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$1,000152
Additional Noninterest Income$13,0006,201
Total noninterest expense$340,0006,616
Salaries and employee benefits$183,0006,536
Premises and equipment expense$28,0006,863
Additional noninterest expense$129,0006,403
Pre-tax net operating income$-55,0006,567
Securities gains (losses)$01,772
Applicable income taxes$-35,0007,144
Income before extraordinary items$-20,0006,490
Extraordinary gains, net$09
Net income$-20,0006,490
Minority interest net income$086
Net income of bank and minority interests.$-20,0006,490
Net charge-offs$-1,0006,209
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$1,601,00072
Net operating income$-20,0006,474
2010-12-31 (YTD Data)Rank
Total interest income$1,653,0006,950
Total interest expense$467,0006,614
Net interest income$1,186,0006,986
Provision for loan and lease losses$22,0006,793
Total noninterest income$55,0007,014
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$16,000159
Additional Noninterest Income$39,0006,281
Total noninterest expense$1,307,0006,738
Salaries and employee benefits$622,0006,875
Premises and equipment expense$112,0006,954
Additional noninterest expense$573,0006,282
Pre-tax net operating income$-88,0005,923
Securities gains (losses)$03,793
Applicable income taxes$-25,0006,644
Income before extraordinary items$-63,0006,031
Extraordinary gains, net$029
Net income$-63,0006,031
Minority interest net income$0111
Net income of bank and minority interests.$-63,0006,031
Net charge-offs$-4,0007,377
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-63,0005,948
2010-09-30 (YTD Data)Rank
Total interest income$1,258,0007,045
Total interest expense$368,0006,685
Net interest income$890,0007,095
Provision for loan and lease losses$15,0006,753
Total noninterest income$48,0007,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$19,000140
Additional Noninterest Income$29,0006,448
Total noninterest expense$1,000,0006,762
Salaries and employee benefits$475,0006,901
Premises and equipment expense$82,0007,068
Additional noninterest expense$443,0006,286
Pre-tax net operating income$-77,0006,132
Securities gains (losses)$03,651
Applicable income taxes$-22,0006,899
Income before extraordinary items$-55,0006,240
Extraordinary gains, net$023
Net income$-55,0006,241
Minority interest net income$0110
Net income of bank and minority interests.$-55,0006,241
Net charge-offs$-10,0007,468
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-55,0006,123
2010-06-30 (YTD Data)Rank
Total interest income$853,0007,093
Total interest expense$258,0006,708
Net interest income$595,0007,139
Provision for loan and lease losses$8,0006,692
Total noninterest income$38,0007,067
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$19,000126
Additional Noninterest Income$19,0006,502
Total noninterest expense$664,0006,825
Salaries and employee benefits$309,0006,985
Premises and equipment expense$52,0007,155
Additional noninterest expense$303,0006,266
Pre-tax net operating income$-39,0006,158
Securities gains (losses)$03,184
Applicable income taxes$-7,0006,907
Income before extraordinary items$-32,0006,271
Extraordinary gains, net$019
Net income$-32,0006,272
Minority interest net income$0105
Net income of bank and minority interests.$-32,0006,271
Net charge-offs$-9,0007,464
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-32,0006,178
2010-03-31 (YTD Data)Rank
Total interest income$432,0007,173
Total interest expense$143,0006,689
Net interest income$289,0007,251
Provision for loan and lease losses$3,0006,435
Total noninterest income$25,0006,913
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$16,000132
Additional Noninterest Income$9,0006,695
Total noninterest expense$346,0006,850
Salaries and employee benefits$168,0006,944
Premises and equipment expense$29,0007,134
Additional noninterest expense$149,0006,369
Pre-tax net operating income$-35,0006,443
Securities gains (losses)$02,284
Applicable income taxes$-13,0007,130
Income before extraordinary items$-22,0006,503
Extraordinary gains, net$016
Net income$-22,0006,505
Minority interest net income$091
Net income of bank and minority interests.$-22,0006,504
Net charge-offs$-7,0007,395
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-22,0006,422
2009-12-31 (YTD Data)Rank
Total interest income$1,955,0007,086
Total interest expense$842,0006,375
Net interest income$1,113,0007,332
Provision for loan and lease losses$22,0007,159
Total noninterest income$74,0007,198
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$8,000190
Additional Noninterest Income$66,0006,098
Total noninterest expense$1,218,0007,123
Salaries and employee benefits$642,0007,104
Premises and equipment expense$98,0007,404
Additional noninterest expense$478,0006,846
Pre-tax net operating income$-53,0005,512
Securities gains (losses)$03,754
Applicable income taxes$-10,0006,245
Income before extraordinary items$-43,0005,612
Extraordinary gains, net$034
Net income$-43,0005,610
Minority interest net income$0115
Net income of bank and minority interests.$-43,0005,610
Net charge-offs$30,0006,500
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-43,0005,584
2009-09-30 (YTD Data)Rank
Total interest income$1,486,0007,146
Total interest expense$671,0006,381
Net interest income$815,0007,414
Provision for loan and lease losses$20,0006,935
Total noninterest income$53,0007,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$53,0006,161
Total noninterest expense$894,0007,195
Salaries and employee benefits$485,0007,131
Premises and equipment expense$69,0007,511
Additional noninterest expense$340,0006,962
Pre-tax net operating income$-46,0005,783
Securities gains (losses)$03,497
Applicable income taxes$-8,0006,642
Income before extraordinary items$-38,0005,856
Extraordinary gains, net$027
Net income$-38,0005,856
Minority interest net income$0118
Net income of bank and minority interests.$-38,0005,856
Net charge-offs$11,0006,487
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-38,0005,808
2009-06-30 (YTD Data)Rank
Total interest income$999,0007,215
Total interest expense$461,0006,449
Net interest income$538,0007,461
Provision for loan and lease losses$8,0006,978
Total noninterest income$35,0007,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$35,0006,236
Total noninterest expense$604,0007,234
Salaries and employee benefits$323,0007,213
Premises and equipment expense$41,0007,675
Additional noninterest expense$240,0006,920
Pre-tax net operating income$-39,0005,929
Securities gains (losses)$03,136
Applicable income taxes$-4,0006,741
Income before extraordinary items$-35,0006,025
Extraordinary gains, net$021
Net income$-35,0006,024
Minority interest net income$0112
Net income of bank and minority interests.$-35,0006,024
Net charge-offs$12,0005,902
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-35,0005,964
2009-03-31 (YTD Data)Rank
Total interest income$507,0007,244
Total interest expense$232,0006,538
Net interest income$275,0007,465
Provision for loan and lease losses$4,0006,586
Total noninterest income$13,0007,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$13,0006,619
Total noninterest expense$274,0007,405
Salaries and employee benefits$154,0007,328
Premises and equipment expense$27,0007,482
Additional noninterest expense$93,0007,192
Pre-tax net operating income$10,0006,126
Securities gains (losses)$02,434
Applicable income taxes$3,0004,463
Income before extraordinary items$7,0006,320
Extraordinary gains, net$015
Net income$7,0006,322
Minority interest net income$0102
Net income of bank and minority interests.$7,0006,322
Net charge-offs$6,0005,032
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,0006,175
2008-12-31 (YTD Data)Rank
Total interest income$2,153,0007,223
Total interest expense$1,146,0006,535
Net interest income$1,007,0007,579
Provision for loan and lease losses$19,0007,043
Total noninterest income$64,0007,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$64,0006,497
Total noninterest expense$1,206,0007,258
Salaries and employee benefits$671,0007,223
Premises and equipment expense$102,0007,601
Additional noninterest expense$433,0006,916
Pre-tax net operating income$-154,0006,512
Securities gains (losses)$03,220
Applicable income taxes$-73,0007,015
Income before extraordinary items$-81,0006,334
Extraordinary gains, net$039
Net income$-81,0006,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,480
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-81,0006,479
2008-09-30 (YTD Data)Rank
Total interest income$1,627,0007,291
Total interest expense$894,0006,569
Net interest income$733,0007,683
Provision for loan and lease losses$13,0006,677
Total noninterest income$45,0007,796
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$45,0006,722
Total noninterest expense$898,0007,284
Salaries and employee benefits$498,0007,259
Premises and equipment expense$74,0007,676
Additional noninterest expense$326,0006,889
Pre-tax net operating income$-133,0006,960
Securities gains (losses)$03,106
Applicable income taxes$-66,0007,480
Income before extraordinary items$-67,0006,725
Extraordinary gains, net$031
Net income$-67,0006,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,975
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-67,0006,905
2008-06-30 (YTD Data)Rank
Total interest income$1,095,0007,341
Total interest expense$631,0006,585
Net interest income$464,0007,782
Provision for loan and lease losses$10,0006,307
Total noninterest income$33,0007,819
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$33,0006,662
Total noninterest expense$600,0007,330
Salaries and employee benefits$342,0007,272
Premises and equipment expense$47,0007,766
Additional noninterest expense$211,0006,971
Pre-tax net operating income$-113,0007,214
Securities gains (losses)$03,233
Applicable income taxes$-58,0007,775
Income before extraordinary items$-55,0007,160
Extraordinary gains, net$021
Net income$-55,0007,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,448
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-55,0007,132
2008-03-31 (YTD Data)Rank
Total interest income$557,0007,388
Total interest expense$343,0006,568
Net interest income$214,0007,913
Provision for loan and lease losses$5,0005,755
Total noninterest income$11,0008,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$11,0007,150
Total noninterest expense$279,0007,497
Salaries and employee benefits$162,0007,404
Premises and equipment expense$28,0007,609
Additional noninterest expense$89,0007,253
Pre-tax net operating income$-59,0007,429
Securities gains (losses)$02,688
Applicable income taxes$-22,0007,913
Income before extraordinary items$-37,0007,457
Extraordinary gains, net$015
Net income$-37,0007,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-37,0007,392
2007-12-31 (YTD Data)Rank
Total interest income$2,090,0007,493
Total interest expense$1,281,0006,745
Net interest income$809,0007,970
Provision for loan and lease losses$29,0006,139
Total noninterest income$70,0007,849
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$70,0006,708
Total noninterest expense$1,131,0007,468
Salaries and employee benefits$645,0007,410
Premises and equipment expense$93,0007,828
Additional noninterest expense$393,0007,077
Pre-tax net operating income$-281,0007,698
Securities gains (losses)$2,0001,832
Applicable income taxes$-93,0008,015
Income before extraordinary items$-186,0007,697
Extraordinary gains, net$039
Net income$-186,0007,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$25,0001,152
Net operating income$-187,3407,680
2007-09-30 (YTD Data)Rank
Total interest income$1,527,0007,576
Total interest expense$943,0006,805
Net interest income$584,0008,059
Provision for loan and lease losses$27,0005,609
Total noninterest income$59,0007,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$59,0006,570
Total noninterest expense$833,0007,479
Salaries and employee benefits$470,0007,437
Premises and equipment expense$68,0007,828
Additional noninterest expense$295,0007,067
Pre-tax net operating income$-217,0007,903
Securities gains (losses)$2,0001,394
Applicable income taxes$-68,0008,196
Income before extraordinary items$-147,0007,888
Extraordinary gains, net$033
Net income$-147,0007,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,700
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-148,3607,875
2007-06-30 (YTD Data)Rank
Total interest income$994,0007,658
Total interest expense$615,0006,860
Net interest income$379,0008,156
Provision for loan and lease losses$18,0005,390
Total noninterest income$37,0007,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$37,0006,715
Total noninterest expense$552,0007,542
Salaries and employee benefits$317,0007,467
Premises and equipment expense$43,0007,927
Additional noninterest expense$192,0007,146
Pre-tax net operating income$-154,0008,046
Securities gains (losses)$2,0001,203
Applicable income taxes$-47,0008,280
Income before extraordinary items$-105,0008,008
Extraordinary gains, net$029
Net income$-105,0008,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,435
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-106,3808,003
2007-03-31 (YTD Data)Rank
Total interest income$487,0007,722
Total interest expense$299,0006,924
Net interest income$188,0008,212
Provision for loan and lease losses$9,0005,108
Total noninterest income$13,0008,149
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$13,0007,127
Total noninterest expense$228,0007,845
Salaries and employee benefits$143,0007,677
Premises and equipment expense$9,0008,425
Additional noninterest expense$76,0007,570
Pre-tax net operating income$-36,0007,991
Securities gains (losses)$01,187
Applicable income taxes$-14,0008,269
Income before extraordinary items$-22,0007,965
Extraordinary gains, net$022
Net income$-22,0007,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,465
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-22,0007,953
2006-12-31 (YTD Data)Rank
Total interest income$1,705,0007,772
Total interest expense$895,0007,130
Net interest income$810,0008,080
Provision for loan and lease losses$107,0004,641
Total noninterest income$78,0007,972
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$78,0006,711
Total noninterest expense$945,0007,797
Salaries and employee benefits$573,0007,671
Premises and equipment expense$53,0008,331
Additional noninterest expense$319,0007,481
Pre-tax net operating income$-164,0008,088
Securities gains (losses)$3,0001,365
Applicable income taxes$-35,0008,259
Income before extraordinary items$-126,0008,098
Extraordinary gains, net$051
Net income$-126,0008,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,041
Cash dividends$16,0005,871
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-128,3408,091
2006-09-30 (YTD Data)Rank
Total interest income$1,237,0007,865
Total interest expense$616,0007,281
Net interest income$621,0008,142
Provision for loan and lease losses$108,0003,967
Total noninterest income$57,0008,066
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$57,0006,753
Total noninterest expense$692,0007,831
Salaries and employee benefits$414,0007,721
Premises and equipment expense$41,0008,359
Additional noninterest expense$237,0007,498
Pre-tax net operating income$-122,0008,245
Securities gains (losses)$01,388
Applicable income taxes$-25,0008,455
Income before extraordinary items$-97,0008,246
Extraordinary gains, net$045
Net income$-97,0008,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,885
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-97,0008,237
2006-06-30 (YTD Data)Rank
Total interest income$794,0007,929
Total interest expense$382,0007,353
Net interest income$412,0008,201
Provision for loan and lease losses$99,0003,359
Total noninterest income$40,0008,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$40,0006,712
Total noninterest expense$467,0007,841
Salaries and employee benefits$280,0007,743
Premises and equipment expense$28,0008,370
Additional noninterest expense$159,0007,515
Pre-tax net operating income$-114,0008,349
Securities gains (losses)$01,185
Applicable income taxes$-21,0008,522
Income before extraordinary items$-93,0008,342
Extraordinary gains, net$039
Net income$-93,0008,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,906
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-93,0008,340
2006-03-31 (YTD Data)Rank
Total interest income$383,0007,984
Total interest expense$179,0007,417
Net interest income$204,0008,227
Provision for loan and lease losses$39,0003,587
Total noninterest income$13,0008,341
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$13,0007,271
Total noninterest expense$224,0007,917
Salaries and employee benefits$130,0007,874
Premises and equipment expense$14,0008,354
Additional noninterest expense$80,0007,508
Pre-tax net operating income$-46,0008,368
Securities gains (losses)$0955
Applicable income taxes$-15,0008,547
Income before extraordinary items$-31,0008,338
Extraordinary gains, net$021
Net income$-31,0008,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,390
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-31,0008,324
2005-12-31 (YTD Data)Rank
Total interest income$1,448,0007,947
Total interest expense$586,0007,361
Net interest income$862,0008,144
Provision for loan and lease losses$84,0005,073
Total noninterest income$72,0008,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$72,0006,898
Total noninterest expense$900,0007,918
Salaries and employee benefits$527,0007,810
Premises and equipment expense$38,0008,607
Additional noninterest expense$335,0007,433
Pre-tax net operating income$-50,0008,300
Securities gains (losses)$02,296
Applicable income taxes$-18,0008,490
Income before extraordinary items$-32,0008,317
Extraordinary gains, net$046
Net income$-32,0008,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,036
Cash dividends$35,0005,854
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-32,0008,291
2005-09-30 (YTD Data)Rank
Total interest income$1,068,0007,996
Total interest expense$418,0007,401
Net interest income$650,0008,176
Provision for loan and lease losses$66,0004,870
Total noninterest income$49,0008,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$49,0007,089
Total noninterest expense$659,0007,942
Salaries and employee benefits$383,0007,848
Premises and equipment expense$27,0008,620
Additional noninterest expense$249,0007,448
Pre-tax net operating income$-26,0008,365
Securities gains (losses)$02,317
Applicable income taxes$-11,0008,608
Income before extraordinary items$-15,0008,367
Extraordinary gains, net$035
Net income$-15,0008,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-15,0008,342
2005-06-30 (YTD Data)Rank
Total interest income$694,0008,031
Total interest expense$261,0007,437
Net interest income$433,0008,191
Provision for loan and lease losses$42,0004,804
Total noninterest income$31,0008,369
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$31,0007,144
Total noninterest expense$433,0007,963
Salaries and employee benefits$261,0007,833
Premises and equipment expense$14,0008,690
Additional noninterest expense$158,0007,527
Pre-tax net operating income$-11,0008,381
Securities gains (losses)$02,146
Applicable income taxes$-7,0008,618
Income before extraordinary items$-4,0008,384
Extraordinary gains, net$030
Net income$-4,0008,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-4,0008,355
2005-03-31 (YTD Data)Rank
Total interest income$337,0008,120
Total interest expense$125,0007,496
Net interest income$212,0008,292
Provision for loan and lease losses$21,0004,581
Total noninterest income$12,0008,547
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$12,0007,544
Total noninterest expense$207,0008,113
Salaries and employee benefits$121,0008,004
Premises and equipment expense$08,891
Additional noninterest expense$86,0007,444
Pre-tax net operating income$-4,0008,450
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$-5,0008,470
Extraordinary gains, net$024
Net income$-5,0008,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-5,0008,445
2004-12-31 (YTD Data)Rank
Total interest income$1,404,0008,007
Total interest expense$499,0007,312
Net interest income$905,0008,167
Provision for loan and lease losses$25,0006,557
Total noninterest income$43,0008,631
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$43,0007,588
Total noninterest expense$786,0008,182
Salaries and employee benefits$476,0008,055
Premises and equipment expense$51,0008,589
Additional noninterest expense$259,0007,942
Pre-tax net operating income$137,0007,992
Securities gains (losses)$2,0003,489
Applicable income taxes$47,0006,074
Income before extraordinary items$92,0008,127
Extraordinary gains, net$034
Net income$92,0008,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,745
Cash dividends$33,0005,963
Sale, conversion, retirement of capital stock, net$0872
Net operating income$90,6808,098
2004-09-30 (YTD Data)Rank
Total interest income$1,062,0008,032
Total interest expense$377,0007,322
Net interest income$685,0008,188
Provision for loan and lease losses$15,0006,527
Total noninterest income$33,0008,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$33,0007,603
Total noninterest expense$564,0008,239
Salaries and employee benefits$340,0008,108
Premises and equipment expense$38,0008,614
Additional noninterest expense$186,0008,002
Pre-tax net operating income$139,0007,959
Securities gains (losses)$2,0003,384
Applicable income taxes$46,0006,019
Income before extraordinary items$95,0008,099
Extraordinary gains, net$026
Net income$95,0008,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,103
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$93,6608,060
2004-06-30 (YTD Data)Rank
Total interest income$716,0008,052
Total interest expense$254,0007,359
Net interest income$462,0008,231
Provision for loan and lease losses$10,0006,364
Total noninterest income$24,0008,711
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$24,0007,531
Total noninterest expense$371,0008,304
Salaries and employee benefits$230,0008,144
Premises and equipment expense$26,0008,632
Additional noninterest expense$115,0008,149
Pre-tax net operating income$105,0007,882
Securities gains (losses)$03,413
Applicable income taxes$33,0005,966
Income before extraordinary items$72,0008,058
Extraordinary gains, net$021
Net income$72,0008,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,683
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$72,0007,998
2004-03-31 (YTD Data)Rank
Total interest income$357,0008,093
Total interest expense$128,0007,392
Net interest income$229,0008,278
Provision for loan and lease losses$5,0006,071
Total noninterest income$11,0008,767
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$11,0007,645
Total noninterest expense$190,0008,314
Salaries and employee benefits$110,0008,250
Premises and equipment expense$13,0008,652
Additional noninterest expense$67,0007,958
Pre-tax net operating income$45,0007,988
Securities gains (losses)$02,934
Applicable income taxes$16,0005,956
Income before extraordinary items$29,0008,171
Extraordinary gains, net$016
Net income$29,0008,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$29,0008,105
2003-12-31 (YTD Data)Rank
Total interest income$1,519,0008,059
Total interest expense$570,0007,496
Net interest income$949,0008,184
Provision for loan and lease losses$47,0006,392
Total noninterest income$69,0008,612
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$69,0007,124
Total noninterest expense$805,0008,267
Salaries and employee benefits$482,0008,150
Premises and equipment expense$53,0008,720
Additional noninterest expense$270,0007,963
Pre-tax net operating income$166,0007,937
Securities gains (losses)$14,0003,435
Applicable income taxes$66,0006,086
Income before extraordinary items$114,0008,159
Extraordinary gains, net$054
Net income$114,0008,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,313
Cash dividends$46,0005,962
Sale, conversion, retirement of capital stock, net$0868
Net operating income$105,0408,072
2003-09-30 (YTD Data)Rank
Total interest income$1,161,0008,123
Total interest expense$438,0007,597
Net interest income$723,0008,221
Provision for loan and lease losses$35,0006,280
Total noninterest income$54,0008,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$54,0007,104
Total noninterest expense$604,0008,268
Salaries and employee benefits$364,0008,125
Premises and equipment expense$40,0008,754
Additional noninterest expense$200,0007,993
Pre-tax net operating income$138,0008,043
Securities gains (losses)$14,0003,164
Applicable income taxes$54,0006,146
Income before extraordinary items$98,0008,231
Extraordinary gains, net$040
Net income$98,0008,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,382
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$89,0408,176
2003-06-30 (YTD Data)Rank
Total interest income$797,0008,131
Total interest expense$299,0007,671
Net interest income$498,0008,214
Provision for loan and lease losses$31,0005,724
Total noninterest income$36,0008,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$36,0007,110
Total noninterest expense$403,0008,281
Salaries and employee benefits$248,0008,102
Premises and equipment expense$26,0008,793
Additional noninterest expense$129,0008,057
Pre-tax net operating income$100,0008,007
Securities gains (losses)$11,0002,898
Applicable income taxes$40,0006,096
Income before extraordinary items$71,0008,222
Extraordinary gains, net$030
Net income$71,0008,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,844
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$63,9608,164
2003-03-31 (YTD Data)Rank
Total interest income$406,0008,150
Total interest expense$155,0007,686
Net interest income$251,0008,241
Provision for loan and lease losses$30,0004,429
Total noninterest income$13,0008,892
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$13,0007,569
Total noninterest expense$195,0008,386
Salaries and employee benefits$119,0008,219
Premises and equipment expense$14,0008,741
Additional noninterest expense$62,0008,151
Pre-tax net operating income$39,0008,165
Securities gains (losses)$3,0002,514
Applicable income taxes$15,0006,300
Income before extraordinary items$27,0008,344
Extraordinary gains, net$021
Net income$27,0008,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$25,0808,261
2002-12-31 (YTD Data)Rank
Total interest income$1,772,0008,099
Total interest expense$774,0007,596
Net interest income$998,0008,259
Provision for loan and lease losses$54,0006,634
Total noninterest income$85,0008,586
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$85,0006,773
Total noninterest expense$783,0008,379
Salaries and employee benefits$467,0008,269
Premises and equipment expense$69,0008,615
Additional noninterest expense$247,0008,193
Pre-tax net operating income$246,0007,765
Securities gains (losses)$24,0003,010
Applicable income taxes$90,0006,057
Income before extraordinary items$180,0007,945
Extraordinary gains, net$070
Net income$180,0007,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,727
Cash dividends$26,0006,163
Sale, conversion, retirement of capital stock, net$0862
Net operating income$163,9207,920
2001-12-31 (YTD Data)Rank
Total interest income$2,051,0008,159
Total interest expense$1,255,0007,504
Net interest income$796,0008,675
Provision for loan and lease losses$68,0006,251
Total noninterest income$142,0007,947
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$142,0005,644
Total noninterest expense$871,0008,276
Salaries and employee benefits$525,0008,047
Premises and equipment expense$71,0008,778
Additional noninterest expense$275,0008,038
Pre-tax net operating income$-1,0008,735
Securities gains (losses)$7,0003,779
Applicable income taxes$3,0007,803
Income before extraordinary items$3,0008,805
Extraordinary gains, net$0105
Net income$3,0008,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,653
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,4808,735
2000-12-31 (YTD Data)Rank
Total interest income$2,071,0008,335
Total interest expense$1,299,0007,582
Net interest income$772,0008,965
Provision for loan and lease losses$69,0006,019
Total noninterest income$156,0007,808
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$156,0005,379
Total noninterest expense$800,0008,572
Salaries and employee benefits$487,0008,313
Premises and equipment expense$59,0009,200
Additional noninterest expense$254,0008,308
Pre-tax net operating income$59,0008,942
Securities gains (losses)$9,0001,192
Applicable income taxes$11,0008,049
Income before extraordinary items$57,0008,937
Extraordinary gains, net$038
Net income$57,0008,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,720
Cash dividends$13,0006,752
Sale, conversion, retirement of capital stock, net$0969
Net operating income$49,4408,947
1999-12-31 (YTD Data)Rank
Total interest income$1,858,0008,657
Total interest expense$1,100,0007,905
Net interest income$758,0009,160
Provision for loan and lease losses$26,0007,391
Total noninterest income$95,0008,904
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$95,0006,757
Total noninterest expense$857,0008,573
Salaries and employee benefits$478,0008,470
Premises and equipment expense$59,0009,453
Additional noninterest expense$320,0007,954
Pre-tax net operating income$-30,0009,464
Securities gains (losses)$45,0001,019
Applicable income taxes$-1,0009,599
Income before extraordinary items$16,0009,390
Extraordinary gains, net$035
Net income$16,0009,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$25,0006,862
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-29,0009,460
1998-12-31 (YTD Data)Rank
Total interest income$1,825,0008,894
Total interest expense$1,117,0008,117
Net interest income$708,0009,473
Provision for loan and lease losses$08,652
Total noninterest income$81,0009,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$81,0007,164
Total noninterest expense$767,0008,881
Salaries and employee benefits$419,0008,851
Premises and equipment expense$55,0009,708
Additional noninterest expense$293,0008,176
Pre-tax net operating income$22,0009,712
Securities gains (losses)$29,0002,139
Applicable income taxes$10,0009,075
Income before extraordinary items$41,0009,667
Extraordinary gains, net$032
Net income$41,0009,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,302
Cash dividends$33,0007,103
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$17,8009,712
1997-12-31 (YTD Data)Rank
Total interest income$1,812,0009,258
Total interest expense$1,100,0008,406
Net interest income$712,0009,908
Provision for loan and lease losses$08,829
Total noninterest income$55,00010,192
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$55,0008,220
Total noninterest expense$567,0009,870
Salaries and employee benefits$348,0009,612
Premises and equipment expense$38,00010,474
Additional noninterest expense$181,0009,661
Pre-tax net operating income$200,0009,579
Securities gains (losses)$03,944
Applicable income taxes$60,0009,083
Income before extraordinary items$140,0009,669
Extraordinary gains, net$044
Net income$140,0009,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$30,0007,454
Sale, conversion, retirement of capital stock, net$13,000948
Net operating income$140,0009,624
1996-12-31 (YTD Data)Rank
Total interest income$1,704,0009,801
Total interest expense$979,0009,084
Net interest income$725,00010,311
Provision for loan and lease losses$09,041
Total noninterest income$49,00010,867
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$49,0008,929
Total noninterest expense$784,0009,490
Salaries and employee benefits$341,00010,030
Premises and equipment expense$71,00010,045
Additional noninterest expense$372,0008,145
Pre-tax net operating income$-10,00010,823
Securities gains (losses)$04,148
Applicable income taxes$-14,00010,964
Income before extraordinary items$4,00010,799
Extraordinary gains, net$053
Net income$4,00010,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$29,0007,913
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,00010,754
1995-12-31 (YTD Data)Rank
Total interest income$1,632,00010,292
Total interest expense$973,0009,349
Net interest income$659,00010,953
Provision for loan and lease losses$08,958
Total noninterest income$56,00011,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$56,0008,932
Total noninterest expense$580,00010,662
Salaries and employee benefits$314,00010,640
Premises and equipment expense$67,00010,564
Additional noninterest expense$199,00010,425
Pre-tax net operating income$135,00010,875
Securities gains (losses)$03,831
Applicable income taxes$44,00010,292
Income before extraordinary items$91,00011,004
Extraordinary gains, net$065
Net income$91,00011,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,779
Cash dividends$47,0007,864
Sale, conversion, retirement of capital stock, netNANA
Net operating income$91,00010,981
1994-12-31 (YTD Data)Rank
Total interest income$1,298,00011,137
Total interest expense$614,00010,536
Net interest income$684,00011,430
Provision for loan and lease losses$09,146
Total noninterest income$38,00012,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$38,00010,284
Total noninterest expense$534,00011,437
Salaries and employee benefits$271,00011,468
Premises and equipment expense$64,00011,169
Additional noninterest expense$199,00011,166
Pre-tax net operating income$188,00010,985
Securities gains (losses)$03,600
Applicable income taxes$76,0009,895
Income before extraordinary items$112,00011,253
Extraordinary gains, net$0249
Net income$112,00011,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$45,0008,081
Sale, conversion, retirement of capital stock, net$1,0001,153
Net operating income$112,00011,300
1993-12-31 (YTD Data)Rank
Total interest income$1,085,00012,109
Total interest expense$499,00011,688
Net interest income$586,00012,271
Provision for loan and lease losses$010,371
Total noninterest income$43,00012,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$43,00010,513
Total noninterest expense$451,00012,407
Salaries and employee benefits$250,00012,195
Premises and equipment expense$55,00012,039
Additional noninterest expense$146,00012,476
Pre-tax net operating income$178,00011,234
Securities gains (losses)$07,477
Applicable income taxes$63,00010,631
Income before extraordinary items$115,00011,643
Extraordinary gains, net$03,149
Net income$115,00011,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$39,0008,269
Sale, conversion, retirement of capital stock, net$1,0001,209
Net operating income$115,00011,445
1992-12-31 (YTD Data)Rank
Total interest income$1,022,00012,983
Total interest expense$557,00012,499
Net interest income$465,00013,191
Provision for loan and lease losses$011,756
Total noninterest income$22,00013,657
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$22,00012,406
Total noninterest expense$373,00013,296
Salaries and employee benefits$197,00013,191
Premises and equipment expense$60,00012,283
Additional noninterest expense$116,00013,378
Pre-tax net operating income$114,00011,876
Securities gains (losses)$4,0007,235
Applicable income taxes$29,00011,842
Income before extraordinary items$89,00012,094
Extraordinary gains, net$01,422
Net income$89,00012,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$26,0008,330
Sale, conversion, retirement of capital stock, net$17,0001,032
Net operating income$86,00011,838

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.