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Liberty Savings Association, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 35 | 4,737 |
| Assets and Liabilities | ||
| Total Assets: | $99,598,000 | 4,374 |
| Cash and due from depository institutions | $3,134,000 | 4,737 |
| Interest-bearing balances | $2,991,000 | 1,761 |
| Securities | $5,649,000 | 8,529 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $83,336,000 | 3,247 |
| Loan loss allowance | $412,000 | 6,295 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $796,000 | 6,595 |
| Other real estate owned | $668,000 | 4,737 |
| Goodwill and other intangibles | $4,511,000 | 626 |
| All other assets | $1,504,000 | 4,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,598,000 | 4,374 |
| Total liabilities | $85,102,000 | 4,544 |
| Total deposits | $76,069,000 | 4,724 |
| Interest-bearing deposits | $76,069,000 | 4,144 |
| Deposits held in domestic offices | $76,069,000 | 4,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,964,000 | 1,921 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,069,000 | 1,943 |
| Total equity capital | $14,496,000 | 3,095 |
| Total bank equity capital | $14,496,000 | 3,095 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $345,000 | 5,657 |
| Surplus | $6,461,000 | 2,296 |
| Undivided profits | $7,690,000 | 3,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,943,000 | 1,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $658,000 | 3,550 |
| Earning assets | $91,976,000 | 4,347 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $98,051,400 | 4,240 |
| Average Assets, quarterly | $98,326,500 | 4,355 |
| Volatile liabilities | $20,244,000 | 2,975 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $6,964,000 | 478 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,400,000 | 1,924 |
| Tier 1 (core) risk-based capital | $12,113,000 | 3,512 |
| Tier 2 risk-based capital | $412,000 | 5,898 |
| Total risk weighted assets | $74,781,000 | 3,642 |
| Total unused commitments | $24,400,000 | 1,931 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $95,527,000 | 4,492 |
| Cash and due from depository institutions | $6,301,000 | 4,480 |
| Interest-bearing balances | $6,151,000 | 738 |
| Securities | $50,000 | 10,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $81,372,000 | 3,312 |
| Loan loss allowance | $391,000 | 6,631 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $788,000 | 6,662 |
| Other real estate owned | $592,000 | 4,480 |
| Goodwill and other intangibles | $4,890,000 | 575 |
| All other assets | $1,534,000 | 4,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,527,000 | 4,492 |
| Total liabilities | $80,533,000 | 4,750 |
| Total deposits | $74,919,000 | 4,764 |
| Interest-bearing deposits | $70,511,000 | 4,414 |
| Deposits held in domestic offices | $74,919,000 | 4,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,052,000 | 1,937 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $562,000 | 5,460 |
| Total equity capital | $14,994,000 | 2,952 |
| Total bank equity capital | $14,994,000 | 2,952 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $335,000 | 5,925 |
| Surplus | $7,738,000 | 1,966 |
| Undivided profits | $6,921,000 | 3,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,125,000 | 2,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $590,000 | 4,032 |
| Earning assets | $87,573,000 | 4,511 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $99,046,600 | 4,188 |
| Average Assets, quarterly | $97,005,500 | 4,390 |
| Volatile liabilities | $11,731,000 | 4,474 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $5,052,000 | 526 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,874,000 | 2,508 |
| Tier 1 (core) risk-based capital | $12,393,000 | 3,417 |
| Tier 2 risk-based capital | $391,000 | 6,087 |
| Total risk weighted assets | $73,539,000 | 3,668 |
| Total unused commitments | $15,874,000 | 2,514 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $99,462,000 | 4,441 |
| Cash and due from depository institutions | $7,233,000 | 4,911 |
| Interest-bearing balances | $7,160,000 | 536 |
| Securities | $90,000 | 11,352 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $84,866,000 | 3,222 |
| Loan loss allowance | $352,000 | 7,280 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $848,000 | 6,546 |
| Other real estate owned | $570,000 | 4,911 |
| Goodwill and other intangibles | $3,222,000 | 694 |
| All other assets | $2,633,000 | 2,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,462,000 | 4,441 |
| Total liabilities | $86,228,000 | 4,577 |
| Total deposits | $77,814,000 | 4,758 |
| Interest-bearing deposits | $73,333,000 | 4,409 |
| Deposits held in domestic offices | $77,814,000 | 4,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,405,000 | 1,543 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,009,000 | 3,488 |
| Total equity capital | $13,234,000 | 3,341 |
| Total bank equity capital | $13,234,000 | 3,341 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $335,000 | 6,278 |
| Surplus | $7,738,000 | 2,026 |
| Undivided profits | $5,161,000 | 4,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,580,000 | 1,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $735,000 | 3,114 |
| Earning assets | $92,116,000 | 4,406 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $100,408,400 | 4,243 |
| Average Assets, quarterly | $99,889,000 | 4,372 |
| Volatile liabilities | $15,758,000 | 3,490 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $7,405,000 | 500 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,485,000 | 4,422 |
| Tier 1 (core) risk-based capital | $10,430,000 | 4,094 |
| Tier 2 risk-based capital | $297,000 | 7,266 |
| Total risk weighted assets | $74,415,000 | 3,656 |
| Total unused commitments | $6,485,000 | 4,436 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $106,126,000 | 4,182 |
| Cash and due from depository institutions | $8,041,000 | 5,049 |
| Interest-bearing balances | $7,966,000 | 593 |
| Securities | $3,099,000 | 10,988 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $87,726,000 | 3,052 |
| Loan loss allowance | $331,000 | 7,710 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $941,000 | 6,270 |
| Other real estate owned | $890,000 | 5,049 |
| Goodwill and other intangibles | $3,012,000 | 689 |
| All other assets | $2,417,000 | 3,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,126,000 | 4,182 |
| Total liabilities | $94,505,000 | 4,224 |
| Total deposits | $83,953,000 | 4,494 |
| Interest-bearing deposits | $80,271,000 | 4,087 |
| Deposits held in domestic offices | $83,953,000 | 4,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,761,000 | 1,270 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,791,000 | 2,308 |
| Total equity capital | $11,621,000 | 3,784 |
| Total bank equity capital | $11,621,000 | 3,784 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $335,000 | 6,623 |
| Surplus | $7,738,000 | 2,024 |
| Undivided profits | $3,548,000 | 5,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,367,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $723,000 | 3,253 |
| Earning assets | $98,791,000 | 4,135 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $103,489,400 | 4,120 |
| Average Assets, quarterly | $105,619,000 | 4,159 |
| Volatile liabilities | $15,357,000 | 3,260 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $8,761,000 | 444 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,405,000 | 5,308 |
| Tier 1 (core) risk-based capital | $8,636,000 | 4,767 |
| Tier 2 risk-based capital | $274,000 | 7,700 |
| Total risk weighted assets | $77,956,000 | 3,398 |
| Total unused commitments | $4,405,000 | 5,318 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $96,246,000 | 4,524 |
| Cash and due from depository institutions | $4,200,000 | 5,348 |
| Interest-bearing balances | $4,120,000 | 868 |
| Securities | $119,000 | 12,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $85,310,000 | 3,048 |
| Loan loss allowance | $230,000 | 9,374 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $807,000 | 6,876 |
| Other real estate owned | $398,000 | 5,348 |
| Goodwill and other intangibles | $3,430,000 | 578 |
| All other assets | $1,982,000 | 3,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,246,000 | 4,524 |
| Total liabilities | $86,010,000 | 4,588 |
| Total deposits | $76,224,000 | 4,832 |
| Interest-bearing deposits | $73,144,000 | 4,393 |
| Deposits held in domestic offices | $76,224,000 | 4,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,980,000 | 1,406 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,806,000 | 1,947 |
| Total equity capital | $10,236,000 | 3,956 |
| Total bank equity capital | $10,236,000 | 3,956 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $335,000 | 7,003 |
| Surplus | $7,738,000 | 1,957 |
| Undivided profits | $2,163,000 | 6,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 3,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $595,000 | 3,496 |
| Earning assets | $89,549,000 | 4,470 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $89,604,200 | 4,715 |
| Average Assets, quarterly | $95,703,000 | 4,517 |
| Volatile liabilities | $13,069,000 | 3,560 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $7,980,000 | 526 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,293,000 | 7,112 |
| Tier 1 (core) risk-based capital | $7,186,000 | 5,497 |
| Tier 2 risk-based capital | $229,000 | 8,595 |
| Total risk weighted assets | $73,786,000 | 3,492 |
| Total unused commitments | $2,293,000 | 7,124 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $82,542,000 | 5,261 |
| Cash and due from depository institutions | $3,126,000 | 6,114 |
| Interest-bearing balances | $3,059,000 | 1,819 |
| Securities | $5,115,000 | 11,209 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $65,744,000 | 3,810 |
| Loan loss allowance | $220,000 | 9,865 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $797,000 | 7,035 |
| Other real estate owned | $1,589,000 | 6,114 |
| Goodwill and other intangibles | $3,865,000 | 495 |
| All other assets | $2,306,000 | 3,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,542,000 | 5,261 |
| Total liabilities | $73,244,000 | 5,366 |
| Total deposits | $62,841,000 | 5,902 |
| Interest-bearing deposits | $59,349,000 | 5,498 |
| Deposits held in domestic offices | $62,841,000 | 5,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,130,000 | 1,139 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,273,000 | 2,618 |
| Total equity capital | $9,298,000 | 4,369 |
| Total bank equity capital | $9,298,000 | 4,369 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $335,000 | 7,363 |
| Surplus | $7,738,000 | 1,864 |
| Undivided profits | $1,225,000 | 9,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,823,000 | 2,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $491,000 | 3,790 |
| Earning assets | $73,918,000 | 5,392 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $86,618,800 | 4,912 |
| Average Assets, quarterly | $84,029,000 | 5,144 |
| Volatile liabilities | $14,455,000 | 3,083 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $9,130,000 | 424 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $959,000 | 9,334 |
| Tier 1 (core) risk-based capital | $6,068,000 | 6,259 |
| Tier 2 risk-based capital | $212,000 | 9,086 |
| Total risk weighted assets | $59,037,000 | 4,239 |
| Total unused commitments | $959,000 | 9,361 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $88,020,000 | 5,067 |
| Cash and due from depository institutions | $2,452,000 | 7,484 |
| Interest-bearing balances | $2,382,000 | 2,421 |
| Securities | $6,133,000 | 10,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $72,061,000 | 3,566 |
| Loan loss allowance | $195,000 | 10,626 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $843,000 | 6,897 |
| Other real estate owned | $70,000 | 7,484 |
| Goodwill and other intangibles | $4,321,000 | 466 |
| All other assets | $2,140,000 | 3,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,020,000 | 5,067 |
| Total liabilities | $79,838,000 | 5,088 |
| Total deposits | $71,062,000 | 5,427 |
| Interest-bearing deposits | $68,430,000 | 4,976 |
| Deposits held in domestic offices | $71,062,000 | 5,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,746,000 | 1,087 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,030,000 | 3,207 |
| Total equity capital | $8,182,000 | 4,689 |
| Total bank equity capital | $8,182,000 | 4,689 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $335,000 | 7,743 |
| Surplus | $7,738,000 | 1,801 |
| Undivided profits | $109,000 | 12,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,439,000 | 2,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $552,000 | 3,703 |
| Earning assets | $80,576,000 | 5,050 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $88,488,400 | 4,938 |
| Average Assets, quarterly | $88,781,000 | 4,986 |
| Volatile liabilities | $11,694,000 | 3,665 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $7,746,000 | 431 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,664,000 | 7,828 |
| Tier 1 (core) risk-based capital | $4,778,000 | 7,240 |
| Tier 2 risk-based capital | $186,000 | 9,785 |
| Total risk weighted assets | $55,733,000 | 4,498 |
| Total unused commitments | $1,664,000 | 7,863 |
| Derivatives | $0 | 651 |