Home > Liberty Savings and Loan Association > Income and Expense
Liberty Savings and Loan Association, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,385 |
| Total interest expense | $143,000 | 7,846 |
| Net interest income | $209,000 | 8,511 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $753,000 | 4,559 |
| Salaries and employee benefits | $691,000 | 2,989 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $27,000 | 9,071 |
| Pre-tax net operating income | $-532,000 | 9,204 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-42,000 | 9,168 |
| Income before extraordinary items | $-490,000 | 9,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-490,000 | 9,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-490,000 | 9,196 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 8,295 |
| Total interest expense | $621,000 | 8,026 |
| Net interest income | $956,000 | 8,330 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $14,000 | 9,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $529,000 | 8,928 |
| Salaries and employee benefits | $353,000 | 8,682 |
| Premises and equipment expense | $107,000 | 8,078 |
| Additional noninterest expense | $69,000 | 9,251 |
| Pre-tax net operating income | $441,000 | 6,989 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $169,000 | 5,347 |
| Income before extraordinary items | $272,000 | 7,465 |
| Extraordinary gains, net | $-5,000 | 9,307 |
| Net income | $267,000 | 7,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $272,000 | 7,366 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 8,501 |
| Total interest expense | $980,000 | 8,067 |
| Net interest income | $745,000 | 8,782 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $26,000 | 9,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $469,000 | 9,238 |
| Salaries and employee benefits | $309,000 | 9,022 |
| Premises and equipment expense | $89,000 | 8,479 |
| Additional noninterest expense | $71,000 | 9,499 |
| Pre-tax net operating income | $302,000 | 7,403 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $121,000 | 5,759 |
| Income before extraordinary items | $181,000 | 7,856 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $181,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $181,000 | 7,742 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 8,732 |
| Total interest expense | $977,000 | 8,273 |
| Net interest income | $721,000 | 9,062 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $18,000 | 9,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $18,000 | 9,043 |
| Total noninterest expense | $463,000 | 9,467 |
| Salaries and employee benefits | $300,000 | 9,257 |
| Premises and equipment expense | $90,000 | 8,615 |
| Additional noninterest expense | $73,000 | 9,768 |
| Pre-tax net operating income | $276,000 | 7,998 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $69,000 | 6,944 |
| Income before extraordinary items | $207,000 | 8,029 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $207,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $207,000 | 8,030 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 8,877 |
| Total interest expense | $897,000 | 8,450 |
| Net interest income | $767,000 | 9,135 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $24,000 | 9,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $438,000 | 9,776 |
| Salaries and employee benefits | $279,000 | 9,582 |
| Premises and equipment expense | $82,000 | 8,984 |
| Additional noninterest expense | $77,000 | 10,063 |
| Pre-tax net operating income | $353,000 | 7,820 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $78,000 | 7,215 |
| Income before extraordinary items | $275,000 | 7,761 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $275,000 | 7,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $275,000 | 7,737 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 9,083 |
| Total interest expense | $897,000 | 8,698 |
| Net interest income | $774,000 | 9,321 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $37,000 | 10,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $425,000 | 9,985 |
| Salaries and employee benefits | $267,000 | 9,797 |
| Premises and equipment expense | $73,000 | 9,302 |
| Additional noninterest expense | $85,000 | 10,234 |
| Pre-tax net operating income | $386,000 | 7,951 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $134,000 | 7,060 |
| Income before extraordinary items | $252,000 | 8,238 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $252,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $252,000 | 8,164 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 9,545 |
| Total interest expense | $785,000 | 9,303 |
| Net interest income | $826,000 | 9,607 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $26,000 | 10,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $385,000 | 10,515 |
| Salaries and employee benefits | $244,000 | 10,307 |
| Premises and equipment expense | $68,000 | 9,770 |
| Additional noninterest expense | $73,000 | 10,734 |
| Pre-tax net operating income | $467,000 | 8,102 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $179,000 | 7,191 |
| Income before extraordinary items | $288,000 | 8,466 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $288,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $288,000 | 8,425 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 9,999 |
| Total interest expense | $805,000 | 9,628 |
| Net interest income | $780,000 | 10,163 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $28,000 | 11,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $493,000 | 10,624 |
| Salaries and employee benefits | $224,000 | 10,881 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $209,000 | 9,841 |
| Pre-tax net operating income | $315,000 | 9,028 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $76,000 | 9,229 |
| Income before extraordinary items | $239,000 | 8,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $239,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $239,000 | 8,867 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 10,363 |
| Total interest expense | $777,000 | 10,033 |
| Net interest income | $814,000 | 10,493 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $29,000 | 11,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $381,000 | 11,492 |
| Salaries and employee benefits | $219,000 | 11,374 |
| Premises and equipment expense | $65,000 | 10,624 |
| Additional noninterest expense | $97,000 | 11,635 |
| Pre-tax net operating income | $462,000 | 8,676 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $162,000 | 8,063 |
| Income before extraordinary items | $300,000 | 8,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $300,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $300,000 | 8,905 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 10,568 |
| Total interest expense | $669,000 | 10,264 |
| Net interest income | $909,000 | 10,694 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $27,000 | 12,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $404,000 | 12,020 |
| Salaries and employee benefits | $230,000 | 11,838 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $109,000 | 12,220 |
| Pre-tax net operating income | $526,000 | 8,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $203,000 | 7,293 |
| Income before extraordinary items | $323,000 | 8,903 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $323,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $323,000 | 8,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 10,827 |
| Total interest expense | $696,000 | 10,610 |
| Net interest income | $996,000 | 10,791 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $28,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $352,000 | 12,825 |
| Salaries and employee benefits | $187,000 | 12,734 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $96,000 | 12,965 |
| Pre-tax net operating income | $666,000 | 7,539 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $262,000 | 6,617 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $404,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $404,000 | 8,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 11,360 |
| Total interest expense | $932,000 | 10,704 |
| Net interest income | $844,000 | 11,731 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $40,000 | 13,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $323,000 | 13,496 |
| Salaries and employee benefits | $174,000 | 13,374 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $87,000 | 13,631 |
| Pre-tax net operating income | $546,000 | 8,092 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $236,000 | 6,895 |
| Income before extraordinary items | $310,000 | 9,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $310,000 | 9,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $310,000 | 8,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.