Home > Liberty National Bank of Shelbyville > Income and Expense
Liberty National Bank of Shelbyville, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 6,254 |
| Total interest expense | $2,331,000 | 4,931 |
| Net interest income | $2,070,000 | 7,403 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $557,000 | 4,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,356 |
| Total noninterest expense | $1,708,000 | 6,962 |
| Salaries and employee benefits | $720,000 | 7,731 |
| Premises and equipment expense | $185,000 | 7,754 |
| Additional noninterest expense | $803,000 | 5,695 |
| Pre-tax net operating income | $864,000 | 6,568 |
| Securities gains (losses) | $-496,000 | 12,242 |
| Applicable income taxes | $82,000 | 9,759 |
| Income before extraordinary items | $286,000 | 9,293 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $286,000 | 9,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,602 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $672,880 | 6,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 6,486 |
| Total interest expense | $2,096,000 | 5,618 |
| Net interest income | $2,240,000 | 7,060 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $442,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $1,509,000 | 7,804 |
| Salaries and employee benefits | $650,000 | 8,390 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $709,000 | 6,497 |
| Pre-tax net operating income | $1,135,000 | 5,396 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $344,000 | 5,572 |
| Income before extraordinary items | $791,000 | 5,616 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $791,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $791,000 | 5,381 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 6,686 |
| Total interest expense | $2,699,000 | 5,644 |
| Net interest income | $1,990,000 | 7,795 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $373,000 | 6,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $1,442,000 | 8,126 |
| Salaries and employee benefits | $690,000 | 8,066 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $602,000 | 7,489 |
| Pre-tax net operating income | $886,000 | 6,161 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $254,000 | 6,590 |
| Income before extraordinary items | $632,000 | 6,359 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $632,000 | 6,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $361,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $632,000 | 6,003 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.