Home > Liberty National Bank of Northern Kentucky > Loan Charge- Offs and Recoveries
Liberty National Bank of Northern Kentucky, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $420,000 | 2,067 |
| Loans secured by real estate, total | $127,000 | 1,697 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $127,000 | 1,697 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $57,000 | 1,604 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $70,000 | 1,178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $52,000 | 3,550 |
| Loans to individuals | $241,000 | 1,158 |
| Credit card loan charge offs | $162,000 | 563 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $79,000 | 2,279 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $392,000 | 1,021 |
| Loans secured by real estate, total | $12,000 | 2,996 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $12,000 | 2,994 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,286 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $260,000 | 635 |
| Loans to individuals | $120,000 | 968 |
| Credit card loan recoveries | $14,000 | 808 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $106,000 | 928 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Loans secured by real estate, total | $115,000 | 1,477 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $115,000 | 1,478 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $50,000 | 1,454 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $65,000 | 1,020 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-208,000 | 12,341 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $121,000 | 1,408 |
| Credit card loan net charge offs | $148,000 | 519 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-27,000 | 12,361 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $768,000 | 1,691 |
| Loans secured by real estate, total | $157,000 | 1,946 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $157,000 | 1,945 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $92,000 | 1,463 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $65,000 | 1,545 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $355,000 | 1,313 |
| Loans to individuals | $256,000 | 1,273 |
| Credit card loan charge offs | $100,000 | 753 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $156,000 | 1,522 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $350,000 | 1,209 |
| Loans secured by real estate, total | $124,000 | 873 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $124,000 | 872 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 2,052 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $113,000 | 499 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $110,000 | 1,370 |
| Loans to individuals | $116,000 | 1,074 |
| Credit card loan recoveries | $6,000 | 1,249 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $110,000 | 971 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $418,000 | 2,000 |
| Loans secured by real estate, total | $33,000 | 3,332 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $33,000 | 3,330 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $81,000 | 1,349 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-48,000 | 13,006 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $245,000 | 1,314 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $140,000 | 1,445 |
| Credit card loan net charge offs | $94,000 | 697 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $46,000 | 2,546 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,291,000 | 1,018 |
| Loans secured by real estate, total | $781,000 | 998 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $781,000 | 998 |
| Construction and land development | $255,000 | 545 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $97,000 | 1,658 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $429,000 | 814 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $818,000 | 923 |
| Loans to individuals | $692,000 | 805 |
| Credit card loan charge offs | $68,000 | 1,003 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $624,000 | 656 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $357,000 | 1,194 |
| Loans secured by real estate, total | $95,000 | 1,003 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $95,000 | 1,002 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,991 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $83,000 | 558 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $86,000 | 1,839 |
| Loans to individuals | $176,000 | 869 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $176,000 | 728 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,934,000 | 980 |
| Loans secured by real estate, total | $686,000 | 984 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $686,000 | 984 |
| Construction and land development | $255,000 | 515 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $85,000 | 1,556 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $346,000 | 846 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $732,000 | 859 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $516,000 | 789 |
| Credit card loan net charge offs | $68,000 | 909 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $448,000 | 620 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.