Home > Liberty National Bank of Northern Kentucky > Income and Expense
Liberty National Bank of Northern Kentucky, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,819,000 | 1,212 |
| Total interest expense | $11,292,000 | 1,165 |
| Net interest income | $14,527,000 | 1,253 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $2,601,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,689,000 | 779 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $912,000 | 1,959 |
| Total noninterest expense | $11,139,000 | 1,314 |
| Salaries and employee benefits | $5,143,000 | 1,317 |
| Premises and equipment expense | $1,613,000 | 1,295 |
| Additional noninterest expense | $4,383,000 | 1,318 |
| Pre-tax net operating income | $5,919,000 | 1,259 |
| Securities gains (losses) | $-471,000 | 12,228 |
| Applicable income taxes | $1,617,000 | 1,448 |
| Income before extraordinary items | $3,831,000 | 1,313 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,831,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $3,300,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,160,700 | 1,226 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,918,000 | 1,183 |
| Total interest expense | $11,708,000 | 1,164 |
| Net interest income | $15,210,000 | 1,194 |
| Provision for loan and lease losses | $950,000 | 1,349 |
| Total noninterest income | $2,440,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,417,000 | 935 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,023,000 | 2,002 |
| Total noninterest expense | $11,206,000 | 1,367 |
| Salaries and employee benefits | $4,962,000 | 1,357 |
| Premises and equipment expense | $1,204,000 | 1,744 |
| Additional noninterest expense | $5,040,000 | 1,268 |
| Pre-tax net operating income | $5,494,000 | 1,268 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $1,762,000 | 1,358 |
| Income before extraordinary items | $3,738,000 | 1,357 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,738,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 2,000 |
| Cash dividends | $3,000,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,733,920 | 1,275 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,580,000 | 1,279 |
| Total interest expense | $13,166,000 | 1,349 |
| Net interest income | $15,414,000 | 1,214 |
| Provision for loan and lease losses | $1,918,000 | 1,193 |
| Total noninterest income | $1,962,000 | 1,957 |
| Gross Fiduciary activities income | $2,000 | 1,625 |
| Service charges on deposit accounts | $1,282,000 | 1,012 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $678,000 | 2,597 |
| Total noninterest expense | $10,793,000 | 1,435 |
| Salaries and employee benefits | $4,946,000 | 1,358 |
| Premises and equipment expense | $1,157,000 | 1,823 |
| Additional noninterest expense | $4,690,000 | 1,406 |
| Pre-tax net operating income | $4,665,000 | 1,369 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $1,409,000 | 1,524 |
| Income before extraordinary items | $3,272,000 | 1,414 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,272,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,934,000 | 980 |
| Cash dividends | $3,300,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,260,800 | 1,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.