Home > Liberty National Bank of Madisonville > Income and Expense
Liberty National Bank of Madisonville, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 2,945 |
| Total interest expense | $4,667,000 | 2,760 |
| Net interest income | $5,884,000 | 3,084 |
| Provision for loan and lease losses | $288,000 | 3,104 |
| Total noninterest income | $1,061,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $653,000 | 2,094 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $408,000 | 3,704 |
| Total noninterest expense | $4,308,000 | 3,254 |
| Salaries and employee benefits | $1,869,000 | 3,490 |
| Premises and equipment expense | $529,000 | 3,690 |
| Additional noninterest expense | $1,910,000 | 2,838 |
| Pre-tax net operating income | $2,349,000 | 2,869 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $595,000 | 3,628 |
| Income before extraordinary items | $1,760,000 | 2,816 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,760,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 2,087 |
| Cash dividends | $1,970,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,755,500 | 2,673 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,220,000 | 2,873 |
| Total interest expense | $6,054,000 | 2,751 |
| Net interest income | $6,166,000 | 2,954 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $1,021,000 | 3,265 |
| Gross Fiduciary activities income | $112,000 | 1,225 |
| Service charges on deposit accounts | $638,000 | 2,130 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $271,000 | 4,720 |
| Total noninterest expense | $4,170,000 | 3,376 |
| Salaries and employee benefits | $1,901,000 | 3,355 |
| Premises and equipment expense | $444,000 | 4,399 |
| Additional noninterest expense | $1,825,000 | 3,023 |
| Pre-tax net operating income | $2,747,000 | 2,251 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $721,000 | 2,877 |
| Income before extraordinary items | $2,026,000 | 2,259 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,026,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 3,456 |
| Cash dividends | $2,700,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,026,000 | 2,085 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.