Home > Liberty National Bank and Trust Company of Hardin County > Income and Expense
Liberty National Bank and Trust Company of Hardin County, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,072,000 | 4,897 |
| Total interest expense | $2,595,000 | 4,658 |
| Net interest income | $3,477,000 | 4,985 |
| Provision for loan and lease losses | $355,000 | 2,682 |
| Total noninterest income | $458,000 | 5,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $1,730,000 | 7,100 |
| Salaries and employee benefits | $605,000 | 8,761 |
| Premises and equipment expense | $206,000 | 7,564 |
| Additional noninterest expense | $919,000 | 5,274 |
| Pre-tax net operating income | $1,850,000 | 3,581 |
| Securities gains (losses) | $87,000 | 2,698 |
| Applicable income taxes | $624,000 | 3,472 |
| Income before extraordinary items | $1,313,000 | 3,675 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,313,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,727 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,253,840 | 3,640 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 5,501 |
| Total interest expense | $3,120,000 | 4,993 |
| Net interest income | $2,869,000 | 5,927 |
| Provision for loan and lease losses | $554,000 | 2,785 |
| Total noninterest income | $394,000 | 6,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 6,352 |
| Total noninterest expense | $1,837,000 | 6,830 |
| Salaries and employee benefits | $696,000 | 8,019 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $946,000 | 5,291 |
| Pre-tax net operating income | $872,000 | 6,237 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $615,000 | 6,471 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $615,000 | 6,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 3,048 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $615,000 | 6,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.