Home > Liberty National Bank and Trust Company of Central Kentucky > Income and Expense
Liberty National Bank and Trust Company of Central Kentucky, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,818,000 | 1,948 |
| Total interest expense | $6,913,000 | 1,819 |
| Net interest income | $8,905,000 | 2,030 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $2,582,000 | 1,532 |
| Gross Fiduciary activities income | $1,000 | 1,574 |
| Service charges on deposit accounts | $1,111,000 | 1,199 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,470,000 | 1,406 |
| Total noninterest expense | $7,624,000 | 1,897 |
| Salaries and employee benefits | $3,048,000 | 2,180 |
| Premises and equipment expense | $1,141,000 | 1,800 |
| Additional noninterest expense | $3,435,000 | 1,619 |
| Pre-tax net operating income | $3,851,000 | 1,841 |
| Securities gains (losses) | $-709,000 | 12,327 |
| Applicable income taxes | $1,184,000 | 1,899 |
| Income before extraordinary items | $1,958,000 | 2,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,958,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,686 |
| Cash dividends | $432,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,411,760 | 2,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 7,974 |
| Total interest expense | $1,166,000 | 8,416 |
| Net interest income | $2,057,000 | 7,516 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $1,614,000 | 2,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,236,000 | 1,779 |
| Total noninterest expense | $2,383,000 | 5,495 |
| Salaries and employee benefits | $1,167,000 | 5,358 |
| Premises and equipment expense | $427,000 | 4,456 |
| Additional noninterest expense | $789,000 | 5,984 |
| Pre-tax net operating income | $1,267,000 | 4,971 |
| Securities gains (losses) | $62,000 | 3,121 |
| Applicable income taxes | $501,000 | 4,181 |
| Income before extraordinary items | $828,000 | 5,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $828,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 12,927 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $788,320 | 5,394 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 6,340 |
| Total interest expense | $2,324,000 | 6,348 |
| Net interest income | $2,725,000 | 6,170 |
| Provision for loan and lease losses | $330,000 | 3,911 |
| Total noninterest income | $3,013,000 | 1,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $574,000 | 2,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,439,000 | 1,096 |
| Total noninterest expense | $3,702,000 | 3,740 |
| Salaries and employee benefits | $1,257,000 | 4,953 |
| Premises and equipment expense | $588,000 | 3,423 |
| Additional noninterest expense | $1,857,000 | 2,986 |
| Pre-tax net operating income | $1,706,000 | 3,609 |
| Securities gains (losses) | $131,000 | 2,589 |
| Applicable income taxes | $604,000 | 3,416 |
| Income before extraordinary items | $1,233,000 | 3,709 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,233,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 3,404 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,145,230 | 3,690 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.