Home > Liberty National Bank > Loan Charge- Offs and Recoveries
Liberty National Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $447,000 | 1,988 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $395,000 | 806 |
| Loans to individuals | $52,000 | 3,775 |
| Credit card loan charge offs | $18,000 | 1,734 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $34,000 | 4,159 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $186,000 | 1,559 |
| Loans secured by real estate, total | $61,000 | 1,118 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $61,000 | 1,118 |
| Construction and land development | $61,000 | 166 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $81,000 | 1,301 |
| Loans to individuals | $44,000 | 1,910 |
| Credit card loan recoveries | $4,000 | 1,342 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $40,000 | 1,842 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $261,000 | 2,287 |
| Loans secured by real estate, total | $-61,000 | 11,093 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-61,000 | 11,118 |
| Construction and land development | $-61,000 | 11,348 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $314,000 | 720 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,000 | 6,268 |
| Credit card loan net charge offs | $14,000 | 1,766 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-6,000 | 11,001 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,468,000 | 884 |
| Loans secured by real estate, total | $430,000 | 782 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $430,000 | 781 |
| Construction and land development | $430,000 | 143 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $834,000 | 417 |
| Loans to individuals | $204,000 | 1,446 |
| Credit card loan charge offs | $39,000 | 1,081 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $165,000 | 1,393 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $476,000 | 805 |
| Loans secured by real estate, total | $28,000 | 1,805 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $28,000 | 1,804 |
| Construction and land development | $28,000 | 280 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $404,000 | 385 |
| Loans to individuals | $44,000 | 1,936 |
| Credit card loan recoveries | $12,000 | 840 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $32,000 | 2,189 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $992,000 | 885 |
| Loans secured by real estate, total | $402,000 | 659 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $402,000 | 658 |
| Construction and land development | $402,000 | 125 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $430,000 | 499 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $160,000 | 1,350 |
| Credit card loan net charge offs | $27,000 | 1,167 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $133,000 | 1,215 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,106,000 | 465 |
| Loans secured by real estate, total | $1,734,000 | 367 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,734,000 | 367 |
| Construction and land development | $1,734,000 | 72 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,362,000 | 321 |
| Loans to individuals | $1,010,000 | 495 |
| Credit card loan charge offs | $69,000 | 813 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $941,000 | 351 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $418,000 | 972 |
| Loans secured by real estate, total | $30,000 | 2,030 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,000 | 2,030 |
| Construction and land development | $30,000 | 368 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $287,000 | 580 |
| Loans to individuals | $101,000 | 1,105 |
| Credit card loan recoveries | $36,000 | 531 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $65,000 | 1,345 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $3,688,000 | 368 |
| Loans secured by real estate, total | $1,704,000 | 303 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,704,000 | 303 |
| Construction and land development | $1,704,000 | 61 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,075,000 | 247 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $909,000 | 386 |
| Credit card loan net charge offs | $33,000 | 998 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $876,000 | 232 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,870,000 | 708 |
| Loans secured by real estate, total | $555,000 | 978 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $555,000 | 977 |
| Construction and land development | $555,000 | 270 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,758,000 | 364 |
| Loans to individuals | $557,000 | 750 |
| Credit card loan charge offs | $32,000 | 1,256 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $525,000 | 573 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $116,000 | 2,814 |
| Loans secured by real estate, total | $2,000 | 5,083 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,000 | 5,083 |
| Construction and land development | $2,000 | 785 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $62,000 | 2,254 |
| Loans to individuals | $52,000 | 1,917 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $51,000 | 1,762 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $2,754,000 | 593 |
| Loans secured by real estate, total | $553,000 | 848 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $553,000 | 846 |
| Construction and land development | $553,000 | 247 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,696,000 | 287 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $505,000 | 614 |
| Credit card loan net charge offs | $31,000 | 1,141 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $474,000 | 425 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,032,000 | 1,100 |
| Loans secured by real estate, total | $0 | 8,179 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 8,166 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,397,000 | 613 |
| Loans to individuals | $635,000 | 851 |
| Credit card loan charge offs | $5,000 | 2,890 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $630,000 | 654 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $137,000 | 2,630 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $106,000 | 1,506 |
| Loans to individuals | $31,000 | 2,922 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $31,000 | 2,698 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,895,000 | 992 |
| Loans secured by real estate, total | $0 | 7,205 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 7,197 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,291,000 | 554 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $604,000 | 720 |
| Credit card loan net charge offs | $5,000 | 2,682 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $599,000 | 514 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.