Home > Liberty National Bank > Assets and Liabilities
Liberty National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 64 | 2,969 |
| Assets and Liabilities | ||
| Total Assets: | $150,941,000 | 3,029 |
| Cash and due from depository institutions | $8,146,000 | 2,969 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $15,153,000 | 6,370 |
| Federal funds sold & reverse repurchase agreements | $15,800,000 | 811 |
| Net loans & leases | $103,305,000 | 2,710 |
| Loan loss allowance | $1,696,000 | 2,193 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,330,000 | 5,098 |
| Other real estate owned | $836,000 | 2,969 |
| Goodwill and other intangibles | $3,611,000 | 655 |
| All other assets | $2,760,000 | 2,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,941,000 | 3,029 |
| Total liabilities | $138,168,000 | 2,983 |
| Total deposits | $134,941,000 | 2,837 |
| Interest-bearing deposits | $108,156,000 | 3,043 |
| Deposits held in domestic offices | $134,941,000 | 2,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,227,000 | 1,396 |
| Total equity capital | $12,773,000 | 3,464 |
| Total bank equity capital | $12,773,000 | 3,464 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $417,000 | 5,729 |
| Surplus | $11,734,000 | 1,407 |
| Undivided profits | $622,000 | 9,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,036,000 | 1,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $492,000 | 4,724 |
| Earning assets | $134,258,000 | 3,104 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $148,727,400 | 2,937 |
| Average Assets, quarterly | $146,927,500 | 3,065 |
| Volatile liabilities | $3,479,000 | 8,173 |
| Insider loans | $1,849,000 | 2,273 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,643,000 | 2,167 |
| Tier 1 (core) risk-based capital | $9,131,000 | 4,565 |
| Tier 2 risk-based capital | $1,357,750 | 2,248 |
| Total risk weighted assets | $108,281,750 | 2,589 |
| Total unused commitments | $18,643,000 | 2,180 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 67 | 2,899 |
| Assets and Liabilities | ||
| Total Assets: | $146,046,000 | 3,128 |
| Cash and due from depository institutions | $7,875,000 | 2,899 |
| Interest-bearing balances | $689,000 | 2,955 |
| Securities | $34,974,000 | 3,625 |
| Federal funds sold & reverse repurchase agreements | $9,350,000 | 1,554 |
| Net loans & leases | $89,032,000 | 3,006 |
| Loan loss allowance | $1,686,000 | 2,253 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,226,000 | 5,351 |
| Other real estate owned | $1,169,000 | 2,899 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,420,000 | 3,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,046,000 | 3,128 |
| Total liabilities | $134,709,000 | 3,072 |
| Total deposits | $132,113,000 | 2,926 |
| Interest-bearing deposits | $108,460,000 | 3,039 |
| Deposits held in domestic offices | $132,113,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,596,000 | 1,714 |
| Total equity capital | $11,337,000 | 3,873 |
| Total bank equity capital | $11,337,000 | 3,873 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,260,000 | 1,174 |
| Surplus | $4,062,000 | 3,382 |
| Undivided profits | $4,015,000 | 5,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,745,000 | 971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $634,000 | 3,774 |
| Earning assets | $134,045,000 | 3,130 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $141,380,600 | 3,100 |
| Average Assets, quarterly | $147,039,500 | 3,079 |
| Volatile liabilities | $8,787,000 | 4,972 |
| Insider loans | $1,799,000 | 2,370 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,842,000 | 2,446 |
| Tier 1 (core) risk-based capital | $11,273,000 | 3,765 |
| Tier 2 risk-based capital | $1,229,100 | 2,430 |
| Total risk weighted assets | $97,870,800 | 2,779 |
| Total unused commitments | $14,842,000 | 2,459 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $135,085,000 | 3,306 |
| Cash and due from depository institutions | $9,398,000 | 2,785 |
| Interest-bearing balances | $2,077,000 | 1,546 |
| Securities | $18,165,000 | 6,299 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,155 |
| Net loans & leases | $94,893,000 | 2,774 |
| Loan loss allowance | $2,528,000 | 1,628 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,253,000 | 5,270 |
| Other real estate owned | $5,304,000 | 2,785 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,372,000 | 1,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,085,000 | 3,306 |
| Total liabilities | $124,845,000 | 3,246 |
| Total deposits | $122,214,000 | 3,111 |
| Interest-bearing deposits | $100,597,000 | 3,238 |
| Deposits held in domestic offices | $122,214,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,631,000 | 1,446 |
| Total equity capital | $10,240,000 | 3,951 |
| Total bank equity capital | $10,240,000 | 3,951 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,260,000 | 1,187 |
| Surplus | $4,062,000 | 3,264 |
| Undivided profits | $2,918,000 | 5,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,496,000 | 861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $607,000 | 3,421 |
| Earning assets | $116,835,000 | 3,476 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $146,526,000 | 3,004 |
| Average Assets, quarterly | $134,711,000 | 3,287 |
| Volatile liabilities | $11,012,000 | 4,055 |
| Insider loans | $2,495,000 | 1,685 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,784,000 | 2,638 |
| Tier 1 (core) risk-based capital | $10,329,000 | 3,989 |
| Tier 2 risk-based capital | $1,373,480 | 2,184 |
| Total risk weighted assets | $108,723,680 | 2,448 |
| Total unused commitments | $12,784,000 | 2,648 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $159,457,000 | 2,873 |
| Cash and due from depository institutions | $19,746,000 | 2,991 |
| Interest-bearing balances | $13,540,000 | 463 |
| Securities | $15,471,000 | 7,248 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,136 |
| Net loans & leases | $108,625,000 | 2,412 |
| Loan loss allowance | $4,901,000 | 996 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,359,000 | 5,041 |
| Other real estate owned | $3,706,000 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,050,000 | 1,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,457,000 | 2,873 |
| Total liabilities | $147,650,000 | 2,842 |
| Total deposits | $145,624,000 | 2,714 |
| Interest-bearing deposits | $119,002,000 | 2,872 |
| Deposits held in domestic offices | $145,624,000 | 2,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,026,000 | 1,784 |
| Total equity capital | $11,807,000 | 3,467 |
| Total bank equity capital | $11,807,000 | 3,467 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,261,000 | 1,181 |
| Surplus | $4,062,000 | 3,220 |
| Undivided profits | $4,484,000 | 4,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,647,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,911,000 | 59 |
| Income earned, not collected on loans | $582,000 | 3,163 |
| Earning assets | $144,136,000 | 2,922 |
| Long-term assets (5+ years) | $1,364,000 | 9,472 |
| Average Assets, year-to-date | $164,324,600 | 2,727 |
| Average Assets, quarterly | $158,734,500 | 2,863 |
| Volatile liabilities | $14,738,000 | 3,042 |
| Insider loans | $2,062,000 | 1,978 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,705,000 | 2,472 |
| Tier 1 (core) risk-based capital | $11,700,000 | 3,416 |
| Tier 2 risk-based capital | $1,575,490 | 1,949 |
| Total risk weighted assets | $122,713,790 | 2,170 |
| Total unused commitments | $13,705,000 | 2,493 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 74 | 2,908 |
| Assets and Liabilities | ||
| Total Assets: | $173,254,000 | 2,736 |
| Cash and due from depository institutions | $25,321,000 | 2,908 |
| Interest-bearing balances | $16,883,000 | 468 |
| Securities | $9,071,000 | 9,547 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 6,669 |
| Net loans & leases | $130,826,000 | 2,128 |
| Loan loss allowance | $2,874,000 | 1,582 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,584,000 | 4,446 |
| Other real estate owned | $2,219,000 | 2,908 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,333,000 | 3,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,254,000 | 2,736 |
| Total liabilities | $160,320,000 | 2,708 |
| Total deposits | $158,630,000 | 2,596 |
| Interest-bearing deposits | $134,379,000 | 2,683 |
| Deposits held in domestic offices | $158,630,000 | 2,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,690,000 | 2,144 |
| Total equity capital | $12,934,000 | 2,970 |
| Total bank equity capital | $12,934,000 | 2,970 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,252,000 | 1,202 |
| Surplus | $4,062,000 | 3,104 |
| Undivided profits | $5,620,000 | 3,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,273,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,205,000 | 1,601 |
| Earning assets | $158,680,000 | 2,717 |
| Long-term assets (5+ years) | $16,254,000 | 3,043 |
| Average Assets, year-to-date | $170,149,000 | 2,705 |
| Average Assets, quarterly | $176,572,000 | 2,660 |
| Volatile liabilities | $25,778,000 | 1,930 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,991,000 | 1,959 |
| Tier 1 (core) risk-based capital | $12,934,000 | 2,922 |
| Tier 2 risk-based capital | $1,789,800 | 1,765 |
| Total risk weighted assets | $142,100,100 | 1,979 |
| Total unused commitments | $17,991,000 | 1,975 |
| Derivatives | $0 | 651 |