Home > Liberty National Bank > Income and Expense

Liberty National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$60,053,000801
Total interest expense$20,604,000768
Net interest income$39,449,000818
Provision for loan and lease losses$670,0001,072
Total noninterest income$3,899,0001,382
Gross Fiduciary activities income$0981
Service charges on deposit accounts$798,0001,192
Trading account gains and fees$0123
Additional Noninterest Income$3,101,0001,225
Total noninterest expense$25,648,0001,001
Salaries and employee benefits$13,874,0001,022
Premises and equipment expense$2,051,0001,190
Additional noninterest expense$3,101,0001,225
Pre-tax net operating income$17,030,000774
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$17,030,000654
Extraordinary gains, net$054
Net income$17,030,000664
Minority interest net income$088
Net income of bank and minority interests.$17,030,000657
Net charge-offs$50,0001,802
Cash dividends$4,910,000833
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,030,000669
2023-09-30 (YTD Data)Rank
Total interest income$44,245,000800
Total interest expense$14,649,000755
Net interest income$29,596,000828
Provision for loan and lease losses$418,0001,124
Total noninterest income$3,004,0001,354
Gross Fiduciary activities income$0950
Service charges on deposit accounts$582,0001,217
Trading account gains and fees$0125
Additional Noninterest Income$2,422,0001,203
Total noninterest expense$19,171,0001,003
Salaries and employee benefits$10,423,0001,025
Premises and equipment expense$1,569,0001,175
Additional noninterest expense$2,422,0001,203
Pre-tax net operating income$13,011,000788
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$13,011,000666
Extraordinary gains, net$052
Net income$13,011,000670
Minority interest net income$081
Net income of bank and minority interests.$13,011,000666
Net charge-offs$68,0001,351
Cash dividends$4,640,000644
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,011,000677
2023-06-30 (YTD Data)Rank
Total interest income$27,684,000814
Total interest expense$9,240,000725
Net interest income$18,444,000876
Provision for loan and lease losses$386,000902
Total noninterest income$2,034,0001,282
Gross Fiduciary activities income$0931
Service charges on deposit accounts$386,0001,211
Trading account gains and fees$0112
Additional Noninterest Income$1,648,0001,120
Total noninterest expense$12,667,000995
Salaries and employee benefits$6,894,0001,025
Premises and equipment expense$1,039,0001,177
Additional noninterest expense$1,648,0001,119
Pre-tax net operating income$7,425,000909
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$7,425,000760
Extraordinary gains, net$051
Net income$7,425,000772
Minority interest net income$081
Net income of bank and minority interests.$7,425,000760
Net charge-offs$90,000963
Cash dividends$3,540,000570
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,425,000766
2023-03-31 (YTD Data)Rank
Total interest income$13,264,000842
Total interest expense$4,235,000701
Net interest income$9,029,000900
Provision for loan and lease losses$1,0002,584
Total noninterest income$1,023,0001,274
Gross Fiduciary activities income$0913
Service charges on deposit accounts$193,0001,217
Trading account gains and fees$097
Additional Noninterest Income$830,0001,104
Total noninterest expense$6,177,0001,031
Salaries and employee benefits$3,464,0001,044
Premises and equipment expense$508,0001,231
Additional noninterest expense$830,0001,104
Pre-tax net operating income$3,874,000901
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,874,000756
Extraordinary gains, net$04
Net income$3,874,000755
Minority interest net income$048
Net income of bank and minority interests.$3,874,000755
Net charge-offs$24,0001,045
Cash dividends$1,350,000651
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,874,000771
2022-12-31 (YTD Data)Rank
Total interest income$38,880,000915
Total interest expense$5,003,000785
Net interest income$33,877,000920
Provision for loan and lease losses$814,000929
Total noninterest income$4,325,0001,307
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$829,0001,175
Trading account gains and fees$0116
Additional Noninterest Income$3,496,0001,143
Total noninterest expense$22,804,0001,068
Salaries and employee benefits$12,571,0001,103
Premises and equipment expense$1,980,0001,222
Additional noninterest expense$3,496,0001,143
Pre-tax net operating income$14,584,000961
Securities gains (losses)$5,000515
Applicable income taxes$560,0001,945
Income before extraordinary items$14,029,000855
Extraordinary gains, net$05
Net income$14,029,000856
Minority interest net income$063
Net income of bank and minority interests.$14,029,000856
Net charge-offs$35,0001,710
Cash dividends$3,780,000972
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,024,200875
2022-09-30 (YTD Data)Rank
Total interest income$26,927,000946
Total interest expense$2,223,000920
Net interest income$24,704,000932
Provision for loan and lease losses$808,000718
Total noninterest income$3,147,0001,356
Gross Fiduciary activities income$0968
Service charges on deposit accounts$626,0001,177
Trading account gains and fees$0111
Additional Noninterest Income$2,521,0001,198
Total noninterest expense$16,593,0001,099
Salaries and employee benefits$9,225,0001,120
Premises and equipment expense$1,535,0001,177
Additional noninterest expense$2,521,0001,198
Pre-tax net operating income$10,450,0001,007
Securities gains (losses)$5,000540
Applicable income taxes$415,0001,960
Income before extraordinary items$10,040,000895
Extraordinary gains, net$04
Net income$10,040,000895
Minority interest net income$057
Net income of bank and minority interests.$10,040,000895
Net charge-offs$18,0001,631
Cash dividends$2,870,000885
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,035,200907
2022-06-30 (YTD Data)Rank
Total interest income$16,549,000972
Total interest expense$809,0001,345
Net interest income$15,740,000949
Provision for loan and lease losses$804,000491
Total noninterest income$1,906,0001,425
Gross Fiduciary activities income$0925
Service charges on deposit accounts$410,0001,177
Trading account gains and fees$0108
Additional Noninterest Income$1,496,0001,316
Total noninterest expense$10,702,0001,117
Salaries and employee benefits$5,927,0001,140
Premises and equipment expense$996,0001,200
Additional noninterest expense$3,779,000976
Pre-tax net operating income$6,140,0001,043
Securities gains (losses)$5,000481
Applicable income taxes$269,0001,915
Income before extraordinary items$5,876,000926
Extraordinary gains, net$04
Net income$5,876,000926
Minority interest net income$060
Net income of bank and minority interests.$5,876,000926
Net charge-offs$14,0001,459
Cash dividends$2,370,000737
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,871,200946
2022-03-31 (YTD Data)Rank
Total interest income$7,541,0001,029
Total interest expense$352,0001,462
Net interest income$7,189,000996
Provision for loan and lease losses$114,000914
Total noninterest income$841,0001,537
Gross Fiduciary activities income$0892
Service charges on deposit accounts$200,0001,181
Trading account gains and fees$0103
Additional Noninterest Income$641,0001,450
Total noninterest expense$5,240,0001,133
Salaries and employee benefits$2,941,0001,156
Premises and equipment expense$482,0001,260
Additional noninterest expense$1,817,000994
Pre-tax net operating income$2,676,0001,097
Securities gains (losses)$5,000455
Applicable income taxes$124,0001,940
Income before extraordinary items$2,557,000999
Extraordinary gains, net$04
Net income$2,557,000998
Minority interest net income$050
Net income of bank and minority interests.$2,557,000999
Net charge-offs$15,0001,053
Cash dividends$800,000877
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,552,2501,013
2021-12-31 (YTD Data)Rank
Total interest income$31,942,000999
Total interest expense$1,982,0001,341
Net interest income$29,960,000970
Provision for loan and lease losses$229,0001,645
Total noninterest income$3,437,0001,642
Gross Fiduciary activities income$0994
Service charges on deposit accounts$785,0001,155
Trading account gains and fees$0132
Additional Noninterest Income$2,652,0001,608
Total noninterest expense$19,604,0001,178
Salaries and employee benefits$10,960,0001,212
Premises and equipment expense$1,968,0001,227
Additional noninterest expense$6,676,0001,058
Pre-tax net operating income$13,564,0001,019
Securities gains (losses)$5,0001,837
Applicable income taxes$543,0002,039
Income before extraordinary items$13,026,000924
Extraordinary gains, net$010
Net income$13,026,000924
Minority interest net income$074
Net income of bank and minority interests.$13,026,000924
Net charge-offs$27,0001,945
Cash dividends$3,441,0001,074
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,021,200912
2021-09-30 (YTD Data)Rank
Total interest income$23,233,0001,047
Total interest expense$1,585,0001,341
Net interest income$21,648,0001,018
Provision for loan and lease losses$218,0001,426
Total noninterest income$2,571,0001,696
Gross Fiduciary activities income$0957
Service charges on deposit accounts$574,0001,170
Trading account gains and fees$0132
Additional Noninterest Income$1,997,0001,676
Total noninterest expense$14,516,0001,198
Salaries and employee benefits$8,107,0001,229
Premises and equipment expense$1,469,0001,249
Additional noninterest expense$4,940,0001,065
Pre-tax net operating income$9,485,0001,124
Securities gains (losses)$5,0001,760
Applicable income taxes$234,0002,478
Income before extraordinary items$9,256,0001,016
Extraordinary gains, net$08
Net income$9,256,0001,016
Minority interest net income$069
Net income of bank and minority interests.$9,256,0001,016
Net charge-offs$-5,0003,437
Cash dividends$3,441,000770
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,251,100993
2021-06-30 (YTD Data)Rank
Total interest income$15,137,0001,056
Total interest expense$1,137,0001,313
Net interest income$14,000,0001,035
Provision for loan and lease losses$217,0001,134
Total noninterest income$1,696,0001,676
Gross Fiduciary activities income$0951
Service charges on deposit accounts$359,0001,192
Trading account gains and fees$0133
Additional Noninterest Income$1,337,0001,618
Total noninterest expense$9,544,0001,197
Salaries and employee benefits$5,398,0001,229
Premises and equipment expense$934,0001,297
Additional noninterest expense$3,212,0001,080
Pre-tax net operating income$5,935,0001,157
Securities gains (losses)$01,818
Applicable income taxes$137,0002,553
Income before extraordinary items$5,798,0001,058
Extraordinary gains, net$06
Net income$5,798,0001,058
Minority interest net income$067
Net income of bank and minority interests.$5,798,0001,059
Net charge-offs$12,0001,675
Cash dividends$3,281,000582
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,798,0001,036
2021-03-31 (YTD Data)Rank
Total interest income$7,346,0001,078
Total interest expense$617,0001,278
Net interest income$6,729,0001,059
Provision for loan and lease losses$157,000925
Total noninterest income$771,0001,771
Gross Fiduciary activities income$0922
Service charges on deposit accounts$179,0001,184
Trading account gains and fees$0127
Additional Noninterest Income$592,0001,741
Total noninterest expense$4,555,0001,228
Salaries and employee benefits$2,709,0001,202
Premises and equipment expense$463,0001,317
Additional noninterest expense$1,383,0001,182
Pre-tax net operating income$2,788,0001,202
Securities gains (losses)$01,392
Applicable income taxes$39,0002,799
Income before extraordinary items$2,749,0001,103
Extraordinary gains, net$03
Net income$2,749,0001,102
Minority interest net income$055
Net income of bank and minority interests.$2,749,0001,103
Net charge-offs$11,0001,336
Cash dividends$1,511,000556
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,749,0001,069
2020-12-31 (YTD Data)Rank
Total interest income$29,194,0001,088
Total interest expense$3,593,0001,283
Net interest income$25,601,0001,046
Provision for loan and lease losses$1,452,0001,274
Total noninterest income$3,269,0001,647
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$790,0001,150
Trading account gains and fees$0133
Additional Noninterest Income$2,479,0001,597
Total noninterest expense$18,109,0001,196
Salaries and employee benefits$10,248,0001,234
Premises and equipment expense$1,729,0001,360
Additional noninterest expense$6,132,0001,072
Pre-tax net operating income$9,309,0001,125
Securities gains (losses)$151,0001,175
Applicable income taxes$448,0002,026
Income before extraordinary items$9,012,0001,051
Extraordinary gains, net$04
Net income$9,012,0001,051
Minority interest net income$072
Net income of bank and minority interests.$9,012,0001,051
Net charge-offs$27,0002,693
Cash dividends$3,173,0001,077
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,868,5501,032
2020-09-30 (YTD Data)Rank
Total interest income$21,980,0001,078
Total interest expense$2,867,0001,288
Net interest income$19,113,0001,045
Provision for loan and lease losses$1,070,0001,298
Total noninterest income$2,490,0001,586
Gross Fiduciary activities income$0981
Service charges on deposit accounts$598,0001,132
Trading account gains and fees$0125
Additional Noninterest Income$1,892,0001,540
Total noninterest expense$13,568,0001,183
Salaries and employee benefits$7,665,0001,223
Premises and equipment expense$1,291,0001,359
Additional noninterest expense$4,612,0001,058
Pre-tax net operating income$6,965,0001,087
Securities gains (losses)$151,0001,028
Applicable income taxes$318,0002,053
Income before extraordinary items$6,798,000996
Extraordinary gains, net$04
Net income$6,798,000996
Minority interest net income$065
Net income of bank and minority interests.$6,798,000996
Net charge-offs$25,0002,405
Cash dividends$3,032,000802
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,653,040992
2020-06-30 (YTD Data)Rank
Total interest income$14,690,0001,087
Total interest expense$2,058,0001,289
Net interest income$12,632,0001,058
Provision for loan and lease losses$682,0001,349
Total noninterest income$1,613,0001,546
Gross Fiduciary activities income$0970
Service charges on deposit accounts$392,0001,159
Trading account gains and fees$0123
Additional Noninterest Income$1,221,0001,490
Total noninterest expense$8,980,0001,178
Salaries and employee benefits$5,067,0001,222
Premises and equipment expense$849,0001,370
Additional noninterest expense$3,064,0001,068
Pre-tax net operating income$4,583,0001,030
Securities gains (losses)$151,000817
Applicable income taxes$211,0002,012
Income before extraordinary items$4,523,000937
Extraordinary gains, net$04
Net income$4,523,000937
Minority interest net income$065
Net income of bank and minority interests.$4,523,000937
Net charge-offs$16,0002,286
Cash dividends$1,233,0001,132
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,378,040935
2020-03-31 (YTD Data)Rank
Total interest income$7,278,0001,097
Total interest expense$1,167,0001,258
Net interest income$6,111,0001,065
Provision for loan and lease losses$357,0001,086
Total noninterest income$865,0001,405
Gross Fiduciary activities income$0941
Service charges on deposit accounts$247,0001,124
Trading account gains and fees$0106
Additional Noninterest Income$618,0001,332
Total noninterest expense$4,528,0001,186
Salaries and employee benefits$2,512,0001,234
Premises and equipment expense$435,0001,341
Additional noninterest expense$1,581,0001,068
Pre-tax net operating income$2,091,0001,001
Securities gains (losses)$66,000753
Applicable income taxes$105,0001,899
Income before extraordinary items$2,052,000912
Extraordinary gains, net$04
Net income$2,052,000912
Minority interest net income$056
Net income of bank and minority interests.$2,052,000912
Net charge-offs$-4,0004,126
Cash dividends$1,073,000775
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,989,300926
2019-12-31 (YTD Data)Rank
Total interest income$27,738,0001,154
Total interest expense$4,004,0001,471
Net interest income$23,734,0001,094
Provision for loan and lease losses$968,000925
Total noninterest income$3,482,0001,444
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,161,0001,017
Trading account gains and fees$0135
Additional Noninterest Income$2,321,0001,406
Total noninterest expense$17,296,0001,210
Salaries and employee benefits$9,418,0001,263
Premises and equipment expense$1,743,0001,311
Additional noninterest expense$6,135,0001,069
Pre-tax net operating income$8,952,0001,141
Securities gains (losses)$59,0001,174
Applicable income taxes$03,859
Income before extraordinary items$9,011,0001,015
Extraordinary gains, net$011
Net income$9,011,0001,016
Minority interest net income$076
Net income of bank and minority interests.$9,011,0001,016
Net charge-offs$345,0001,272
Cash dividends$4,966,000806
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,952,000999
2019-09-30 (YTD Data)Rank
Total interest income$20,482,0001,176
Total interest expense$2,843,0001,545
Net interest income$17,639,0001,105
Provision for loan and lease losses$541,0001,090
Total noninterest income$2,707,0001,406
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$888,000987
Trading account gains and fees$0129
Additional Noninterest Income$1,819,0001,360
Total noninterest expense$13,254,0001,191
Salaries and employee benefits$7,299,0001,236
Premises and equipment expense$1,325,0001,306
Additional noninterest expense$4,630,0001,064
Pre-tax net operating income$6,551,0001,185
Securities gains (losses)$53,0001,045
Applicable income taxes$03,902
Income before extraordinary items$6,604,0001,062
Extraordinary gains, net$011
Net income$6,604,0001,063
Minority interest net income$072
Net income of bank and minority interests.$6,604,0001,063
Net charge-offs$19,0002,732
Cash dividends$4,736,000644
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,551,0001,043
2019-06-30 (YTD Data)Rank
Total interest income$13,337,0001,194
Total interest expense$1,740,0001,620
Net interest income$11,597,0001,113
Provision for loan and lease losses$331,0001,141
Total noninterest income$1,753,0001,410
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$580,000992
Trading account gains and fees$0131
Additional Noninterest Income$1,173,0001,354
Total noninterest expense$8,743,0001,199
Salaries and employee benefits$4,834,0001,239
Premises and equipment expense$866,0001,329
Additional noninterest expense$3,043,0001,074
Pre-tax net operating income$4,276,0001,175
Securities gains (losses)$18,0001,068
Applicable income taxes$03,901
Income before extraordinary items$4,294,0001,053
Extraordinary gains, net$011
Net income$4,294,0001,053
Minority interest net income$069
Net income of bank and minority interests.$4,294,0001,053
Net charge-offs$30,0002,158
Cash dividends$4,222,000507
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,276,0001,037
2019-03-31 (YTD Data)Rank
Total interest income$6,605,0001,192
Total interest expense$795,0001,684
Net interest income$5,810,0001,119
Provision for loan and lease losses$39,0002,292
Total noninterest income$817,0001,415
Gross Fiduciary activities income$0972
Service charges on deposit accounts$285,0001,001
Trading account gains and fees$0126
Additional Noninterest Income$532,0001,390
Total noninterest expense$4,199,0001,241
Salaries and employee benefits$2,326,0001,281
Premises and equipment expense$432,0001,352
Additional noninterest expense$1,441,0001,107
Pre-tax net operating income$2,389,0001,067
Securities gains (losses)$13,000656
Applicable income taxes$03,800
Income before extraordinary items$2,402,000936
Extraordinary gains, net$05
Net income$2,402,000934
Minority interest net income$052
Net income of bank and minority interests.$2,402,000935
Net charge-offs$-8,0004,574
Cash dividends$1,939,000528
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,389,000923
2018-12-31 (YTD Data)Rank
Total interest income$24,870,0001,185
Total interest expense$2,234,0001,796
Net interest income$22,636,0001,121
Provision for loan and lease losses$865,0001,000
Total noninterest income$3,920,0001,288
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,323,000910
Trading account gains and fees$0126
Additional Noninterest Income$2,597,0001,263
Total noninterest expense$15,608,0001,298
Salaries and employee benefits$8,446,0001,357
Premises and equipment expense$1,673,0001,355
Additional noninterest expense$5,489,0001,160
Pre-tax net operating income$10,083,0001,028
Securities gains (losses)$-17,0004,544
Applicable income taxes$03,978
Income before extraordinary items$10,066,000910
Extraordinary gains, net$06
Net income$10,066,000909
Minority interest net income$072
Net income of bank and minority interests.$10,066,000909
Net charge-offs$728,000755
Cash dividends$5,527,000686
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,083,000913
2018-09-30 (YTD Data)Rank
Total interest income$18,285,0001,192
Total interest expense$1,579,0001,791
Net interest income$16,706,0001,129
Provision for loan and lease losses$625,000956
Total noninterest income$2,965,0001,290
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$997,000911
Trading account gains and fees$0138
Additional Noninterest Income$1,968,0001,272
Total noninterest expense$11,915,0001,268
Salaries and employee benefits$6,556,0001,322
Premises and equipment expense$1,277,0001,350
Additional noninterest expense$4,082,0001,165
Pre-tax net operating income$7,131,0001,085
Securities gains (losses)$-17,0004,891
Applicable income taxes$04,032
Income before extraordinary items$7,114,000970
Extraordinary gains, net$05
Net income$7,114,000969
Minority interest net income$066
Net income of bank and minority interests.$7,114,000969
Net charge-offs$674,000593
Cash dividends$5,177,000517
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,131,000958
2018-06-30 (YTD Data)Rank
Total interest income$11,898,0001,206
Total interest expense$1,004,0001,772
Net interest income$10,894,0001,144
Provision for loan and lease losses$261,0001,307
Total noninterest income$1,968,0001,304
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$651,000921
Trading account gains and fees$0130
Additional Noninterest Income$1,317,0001,268
Total noninterest expense$8,005,0001,266
Salaries and employee benefits$4,370,0001,323
Premises and equipment expense$841,0001,381
Additional noninterest expense$2,794,0001,135
Pre-tax net operating income$4,596,0001,090
Securities gains (losses)$-15,0005,058
Applicable income taxes$04,018
Income before extraordinary items$4,581,000986
Extraordinary gains, net$06
Net income$4,581,000985
Minority interest net income$065
Net income of bank and minority interests.$4,581,000985
Net charge-offs$15,0002,411
Cash dividends$3,977,000475
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,596,000976
2018-03-31 (YTD Data)Rank
Total interest income$5,813,0001,224
Total interest expense$481,0001,763
Net interest income$5,332,0001,162
Provision for loan and lease losses$5,0003,326
Total noninterest income$848,0001,430
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$328,000921
Trading account gains and fees$0123
Additional Noninterest Income$520,0001,452
Total noninterest expense$4,011,0001,272
Salaries and employee benefits$2,203,0001,331
Premises and equipment expense$417,0001,401
Additional noninterest expense$1,391,0001,131
Pre-tax net operating income$2,164,0001,128
Securities gains (losses)$9,000456
Applicable income taxes$03,948
Income before extraordinary items$2,173,000998
Extraordinary gains, net$07
Net income$2,173,000997
Minority interest net income$052
Net income of bank and minority interests.$2,173,000998
Net charge-offs$86,000927
Cash dividends$2,178,000392
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,164,000995
2017-12-31 (YTD Data)Rank
Total interest income$21,293,0001,286
Total interest expense$1,284,0002,158
Net interest income$20,009,0001,214
Provision for loan and lease losses$196,0002,405
Total noninterest income$3,462,0001,426
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,308,000936
Trading account gains and fees$0151
Additional Noninterest Income$2,154,0001,460
Total noninterest expense$15,416,0001,288
Salaries and employee benefits$8,450,0001,341
Premises and equipment expense$1,797,0001,293
Additional noninterest expense$5,169,0001,217
Pre-tax net operating income$7,859,0001,196
Securities gains (losses)$161,000462
Applicable income taxes$04,135
Income before extraordinary items$8,020,000907
Extraordinary gains, net$09
Net income$8,020,000907
Minority interest net income$076
Net income of bank and minority interests.$8,020,000907
Net charge-offs$13,0003,596
Cash dividends$4,674,000720
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,859,000908
2017-09-30 (YTD Data)Rank
Total interest income$15,629,0001,305
Total interest expense$866,0002,283
Net interest income$14,763,0001,234
Provision for loan and lease losses$18,0003,740
Total noninterest income$2,600,0001,426
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$977,000938
Trading account gains and fees$0145
Additional Noninterest Income$1,623,0001,473
Total noninterest expense$11,694,0001,282
Salaries and employee benefits$6,528,0001,304
Premises and equipment expense$1,347,0001,308
Additional noninterest expense$3,819,0001,221
Pre-tax net operating income$5,651,0001,257
Securities gains (losses)$161,000424
Applicable income taxes$04,172
Income before extraordinary items$5,812,0001,025
Extraordinary gains, net$09
Net income$5,812,0001,024
Minority interest net income$071
Net income of bank and minority interests.$5,812,0001,025
Net charge-offs$89,0002,029
Cash dividends$3,374,000699
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,651,0001,037
2017-06-30 (YTD Data)Rank
Total interest income$10,183,0001,324
Total interest expense$502,0002,485
Net interest income$9,681,0001,248
Provision for loan and lease losses$6,0003,724
Total noninterest income$1,829,0001,392
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$715,000848
Trading account gains and fees$0139
Additional Noninterest Income$1,114,0001,447
Total noninterest expense$7,770,0001,294
Salaries and employee benefits$4,283,0001,327
Premises and equipment expense$901,0001,313
Additional noninterest expense$2,586,0001,203
Pre-tax net operating income$3,734,0001,256
Securities gains (losses)$64,000566
Applicable income taxes$04,189
Income before extraordinary items$3,798,0001,023
Extraordinary gains, net$011
Net income$3,798,0001,023
Minority interest net income$071
Net income of bank and minority interests.$3,798,0001,023
Net charge-offs$58,0001,882
Cash dividends$2,593,000611
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,734,0001,030
2017-03-31 (YTD Data)Rank
Total interest income$4,956,0001,344
Total interest expense$220,0002,675
Net interest income$4,736,0001,262
Provision for loan and lease losses$2,0003,483
Total noninterest income$918,0001,377
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$369,000825
Trading account gains and fees$0142
Additional Noninterest Income$549,0001,450
Total noninterest expense$3,846,0001,310
Salaries and employee benefits$2,142,0001,336
Premises and equipment expense$452,0001,307
Additional noninterest expense$1,252,0001,245
Pre-tax net operating income$1,806,0001,283
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,806,0001,045
Extraordinary gains, net$08
Net income$1,806,0001,045
Minority interest net income$055
Net income of bank and minority interests.$1,806,0001,045
Net charge-offs$15,0002,041
Cash dividends$643,0001,013
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,806,0001,026
2016-12-31 (YTD Data)Rank
Total interest income$19,491,0001,320
Total interest expense$751,0002,903
Net interest income$18,740,0001,238
Provision for loan and lease losses$803,0001,091
Total noninterest income$4,034,0001,331
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,604,000785
Trading account gains and fees$0170
Additional Noninterest Income$2,430,0001,397
Total noninterest expense$15,655,0001,282
Salaries and employee benefits$8,550,0001,304
Premises and equipment expense$1,791,0001,303
Additional noninterest expense$5,314,0001,200
Pre-tax net operating income$6,316,0001,342
Securities gains (losses)$282,000691
Applicable income taxes$04,278
Income before extraordinary items$6,598,0001,108
Extraordinary gains, net$05
Net income$6,598,0001,107
Minority interest net income$082
Net income of bank and minority interests.$6,598,0001,107
Net charge-offs$512,0001,067
Cash dividends$5,693,000598
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,316,0001,122
2016-09-30 (YTD Data)Rank
Total interest income$14,610,0001,329
Total interest expense$565,0002,909
Net interest income$14,045,0001,244
Provision for loan and lease losses$637,000971
Total noninterest income$3,133,0001,295
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,208,000790
Trading account gains and fees$0169
Additional Noninterest Income$1,925,0001,348
Total noninterest expense$11,826,0001,280
Salaries and employee benefits$6,462,0001,293
Premises and equipment expense$1,353,0001,295
Additional noninterest expense$4,011,0001,202
Pre-tax net operating income$4,715,0001,368
Securities gains (losses)$282,000625
Applicable income taxes$04,325
Income before extraordinary items$4,997,0001,122
Extraordinary gains, net$05
Net income$4,997,0001,121
Minority interest net income$071
Net income of bank and minority interests.$4,997,0001,122
Net charge-offs$435,000882
Cash dividends$5,286,000483
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,715,0001,135
2016-06-30 (YTD Data)Rank
Total interest income$9,690,0001,341
Total interest expense$379,0002,917
Net interest income$9,311,0001,256
Provision for loan and lease losses$328,0001,172
Total noninterest income$1,774,0001,441
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$796,000789
Trading account gains and fees$0157
Additional Noninterest Income$978,0001,578
Total noninterest expense$7,857,0001,282
Salaries and employee benefits$4,292,0001,304
Premises and equipment expense$912,0001,287
Additional noninterest expense$2,653,0001,212
Pre-tax net operating income$2,900,0001,435
Securities gains (losses)$236,000520
Applicable income taxes$04,338
Income before extraordinary items$3,136,0001,160
Extraordinary gains, net$016
Net income$3,136,0001,160
Minority interest net income$071
Net income of bank and minority interests.$3,136,0001,160
Net charge-offs$160,0001,276
Cash dividends$4,234,000421
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,900,0001,189
2016-03-31 (YTD Data)Rank
Total interest income$4,797,0001,344
Total interest expense$188,0002,952
Net interest income$4,609,0001,256
Provision for loan and lease losses$255,000776
Total noninterest income$824,0001,486
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$413,000760
Trading account gains and fees$0142
Additional Noninterest Income$411,0001,708
Total noninterest expense$3,866,0001,298
Salaries and employee benefits$2,104,0001,330
Premises and equipment expense$465,0001,262
Additional noninterest expense$1,297,0001,226
Pre-tax net operating income$1,312,0001,547
Securities gains (losses)$213,000284
Applicable income taxes$04,259
Income before extraordinary items$1,525,0001,164
Extraordinary gains, net$012
Net income$1,525,0001,165
Minority interest net income$062
Net income of bank and minority interests.$1,525,0001,165
Net charge-offs$180,000715
Cash dividends$2,447,000372
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,312,0001,279
2015-12-31 (YTD Data)Rank
Total interest income$19,950,0001,276
Total interest expense$367,0004,312
Net interest income$19,583,0001,164
Provision for loan and lease losses$878,000914
Total noninterest income$3,843,0001,338
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,814,000732
Trading account gains and fees$0159
Additional Noninterest Income$2,029,0001,505
Total noninterest expense$15,618,0001,266
Salaries and employee benefits$8,081,0001,344
Premises and equipment expense$1,840,0001,271
Additional noninterest expense$5,697,0001,135
Pre-tax net operating income$6,930,0001,208
Securities gains (losses)$300,000556
Applicable income taxes$04,402
Income before extraordinary items$7,230,000981
Extraordinary gains, net$023
Net income$7,230,000981
Minority interest net income$081
Net income of bank and minority interests.$7,230,000981
Net charge-offs$71,0002,971
Cash dividends$4,158,000758
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,930,0001,008
2015-09-30 (YTD Data)Rank
Total interest income$15,151,0001,268
Total interest expense$196,0004,893
Net interest income$14,955,0001,147
Provision for loan and lease losses$867,000683
Total noninterest income$2,871,0001,354
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,347,000744
Trading account gains and fees$0153
Additional Noninterest Income$1,524,0001,519
Total noninterest expense$11,698,0001,274
Salaries and employee benefits$5,968,0001,367
Premises and equipment expense$1,371,0001,302
Additional noninterest expense$4,359,0001,114
Pre-tax net operating income$5,261,0001,216
Securities gains (losses)$321,000448
Applicable income taxes$04,489
Income before extraordinary items$5,582,000954
Extraordinary gains, net$021
Net income$5,582,000954
Minority interest net income$078
Net income of bank and minority interests.$5,582,000954
Net charge-offs$59,0002,646
Cash dividends$3,742,000611
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,261,000981
2015-06-30 (YTD Data)Rank
Total interest income$9,751,0001,316
Total interest expense$16,0006,247
Net interest income$9,735,0001,173
Provision for loan and lease losses$691,000583
Total noninterest income$1,864,0001,391
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$869,000755
Trading account gains and fees$0157
Additional Noninterest Income$995,0001,561
Total noninterest expense$7,613,0001,299
Salaries and employee benefits$3,933,0001,384
Premises and equipment expense$918,0001,305
Additional noninterest expense$2,762,0001,160
Pre-tax net operating income$3,295,0001,278
Securities gains (losses)$306,000373
Applicable income taxes$04,497
Income before extraordinary items$3,601,000985
Extraordinary gains, net$022
Net income$3,601,000985
Minority interest net income$075
Net income of bank and minority interests.$3,601,000985
Net charge-offs$62,0002,156
Cash dividends$2,757,000545
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,295,0001,045
2015-03-31 (YTD Data)Rank
Total interest income$4,959,0001,282
Total interest expense$179,0003,106
Net interest income$4,780,0001,185
Provision for loan and lease losses$411,000484
Total noninterest income$853,0001,439
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$411,000769
Trading account gains and fees$0152
Additional Noninterest Income$442,0001,648
Total noninterest expense$3,678,0001,339
Salaries and employee benefits$1,956,0001,393
Premises and equipment expense$431,0001,396
Additional noninterest expense$1,291,0001,216
Pre-tax net operating income$1,544,0001,298
Securities gains (losses)$25,0001,138
Applicable income taxes$04,400
Income before extraordinary items$1,569,0001,088
Extraordinary gains, net$013
Net income$1,569,0001,089
Minority interest net income$064
Net income of bank and minority interests.$1,569,0001,089
Net charge-offs$21,0002,091
Cash dividends$1,590,000456
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,544,0001,076
2014-12-31 (YTD Data)Rank
Total interest income$20,503,0001,232
Total interest expense$813,0002,996
Net interest income$19,690,0001,142
Provision for loan and lease losses$1,689,000548
Total noninterest income$3,873,0001,305
Gross Fiduciary activities income$15,0001,039
Service charges on deposit accounts$1,640,000817
Trading account gains and fees$0180
Additional Noninterest Income$2,218,0001,354
Total noninterest expense$15,981,0001,245
Salaries and employee benefits$8,077,0001,314
Premises and equipment expense$1,689,0001,404
Additional noninterest expense$6,215,0001,065
Pre-tax net operating income$5,893,0001,333
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$5,893,0001,123
Extraordinary gains, net$017
Net income$5,893,0001,122
Minority interest net income$084
Net income of bank and minority interests.$5,893,0001,123
Net charge-offs$310,0001,974
Cash dividends$2,308,0001,145
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,893,0001,091
2014-09-30 (YTD Data)Rank
Total interest income$15,197,0001,248
Total interest expense$640,0002,952
Net interest income$14,557,0001,169
Provision for loan and lease losses$1,324,000516
Total noninterest income$2,436,0001,476
Gross Fiduciary activities income$15,0001,000
Service charges on deposit accounts$1,155,000875
Trading account gains and fees$0174
Additional Noninterest Income$1,266,0001,652
Total noninterest expense$12,377,0001,220
Salaries and employee benefits$6,332,0001,270
Premises and equipment expense$1,263,0001,414
Additional noninterest expense$4,782,0001,029
Pre-tax net operating income$3,292,0001,720
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,292,0001,454
Extraordinary gains, net$015
Net income$3,292,0001,453
Minority interest net income$081
Net income of bank and minority interests.$3,292,0001,454
Net charge-offs$97,0002,723
Cash dividends$2,057,000902
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,292,0001,433
2014-06-30 (YTD Data)Rank
Total interest income$5,358,0002,249
Total interest expense$304,0003,705
Net interest income$5,054,0002,099
Provision for loan and lease losses$240,0001,487
Total noninterest income$822,0002,371
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$366,0001,685
Trading account gains and fees$0172
Additional Noninterest Income$456,0002,438
Total noninterest expense$3,824,0002,417
Salaries and employee benefits$1,937,0002,585
Premises and equipment expense$441,0002,519
Additional noninterest expense$1,446,0002,091
Pre-tax net operating income$1,812,0001,963
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,812,0001,669
Extraordinary gains, net$020
Net income$1,812,0001,672
Minority interest net income$080
Net income of bank and minority interests.$1,812,0001,671
Net charge-offs$86,0002,332
Cash dividends$593,0001,667
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,812,0001,646
2014-03-31 (YTD Data)Rank
Total interest income$2,663,0002,262
Total interest expense$159,0003,643
Net interest income$2,504,0002,107
Provision for loan and lease losses$120,0001,448
Total noninterest income$399,0002,372
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$180,0001,689
Trading account gains and fees$0147
Additional Noninterest Income$219,0002,422
Total noninterest expense$1,871,0002,480
Salaries and employee benefits$923,0002,696
Premises and equipment expense$221,0002,558
Additional noninterest expense$727,0002,074
Pre-tax net operating income$912,0001,901
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$912,0001,610
Extraordinary gains, net$016
Net income$912,0001,613
Minority interest net income$066
Net income of bank and minority interests.$912,0001,613
Net charge-offs$55,0001,793
Cash dividends$204,0001,734
Sale, conversion, retirement of capital stock, net$0747
Net operating income$912,0001,578
2013-12-31 (YTD Data)Rank
Total interest income$10,825,0002,245
Total interest expense$839,0003,336
Net interest income$9,986,0002,088
Provision for loan and lease losses$531,0001,766
Total noninterest income$1,703,0002,389
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$836,0001,595
Trading account gains and fees$0184
Additional Noninterest Income$867,0002,569
Total noninterest expense$7,820,0002,393
Salaries and employee benefits$3,809,0002,587
Premises and equipment expense$939,0002,375
Additional noninterest expense$3,072,0002,038
Pre-tax net operating income$3,338,0001,988
Securities gains (losses)$3,0002,899
Applicable income taxes$04,631
Income before extraordinary items$3,341,0001,732
Extraordinary gains, net$029
Net income$3,341,0001,736
Minority interest net income$090
Net income of bank and minority interests.$3,341,0001,736
Net charge-offs$329,0002,474
Cash dividends$3,368,000795
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,338,0001,704
2013-09-30 (YTD Data)Rank
Total interest income$8,128,0002,254
Total interest expense$658,0003,321
Net interest income$7,470,0002,103
Provision for loan and lease losses$411,0001,738
Total noninterest income$1,284,0002,427
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$631,0001,587
Trading account gains and fees$0180
Additional Noninterest Income$653,0002,603
Total noninterest expense$5,725,0002,438
Salaries and employee benefits$2,798,0002,643
Premises and equipment expense$702,0002,405
Additional noninterest expense$2,225,0002,094
Pre-tax net operating income$2,618,0001,973
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,618,0001,711
Extraordinary gains, net$025
Net income$2,618,0001,712
Minority interest net income$084
Net income of bank and minority interests.$2,618,0001,715
Net charge-offs$250,0002,315
Cash dividends$3,368,000580
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,618,0001,658
2013-06-30 (YTD Data)Rank
Total interest income$5,362,0002,280
Total interest expense$457,0003,284
Net interest income$4,905,0002,129
Provision for loan and lease losses$291,0001,731
Total noninterest income$878,0002,414
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$423,0001,552
Trading account gains and fees$0157
Additional Noninterest Income$455,0002,610
Total noninterest expense$3,715,0002,494
Salaries and employee benefits$1,860,0002,671
Premises and equipment expense$468,0002,408
Additional noninterest expense$1,387,0002,220
Pre-tax net operating income$1,777,0001,914
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,777,0001,687
Extraordinary gains, net$022
Net income$1,777,0001,691
Minority interest net income$082
Net income of bank and minority interests.$1,777,0001,692
Net charge-offs$253,0001,856
Cash dividends$290,0002,252
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,777,0001,614
2013-03-31 (YTD Data)Rank
Total interest income$2,655,0002,327
Total interest expense$233,0003,324
Net interest income$2,422,0002,168
Provision for loan and lease losses$171,0001,505
Total noninterest income$441,0002,416
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$211,0001,548
Trading account gains and fees$0148
Additional Noninterest Income$230,0002,573
Total noninterest expense$1,788,0002,619
Salaries and employee benefits$907,0002,752
Premises and equipment expense$225,0002,520
Additional noninterest expense$656,0002,353
Pre-tax net operating income$904,0001,864
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$904,0001,616
Extraordinary gains, net$010
Net income$904,0001,617
Minority interest net income$076
Net income of bank and minority interests.$904,0001,618
Net charge-offs$1,0004,010
Cash dividends$265,0001,421
Sale, conversion, retirement of capital stock, net$0789
Net operating income$904,0001,562
2012-12-31 (YTD Data)Rank
Total interest income$10,460,0002,464
Total interest expense$1,149,0003,287
Net interest income$9,311,0002,305
Provision for loan and lease losses$300,0003,343
Total noninterest income$1,646,0002,477
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$911,0001,530
Trading account gains and fees$0166
Additional Noninterest Income$735,0002,824
Total noninterest expense$7,067,0002,639
Salaries and employee benefits$3,657,0002,671
Premises and equipment expense$732,0002,928
Additional noninterest expense$2,678,0002,419
Pre-tax net operating income$3,590,0001,779
Securities gains (losses)$-39,0006,835
Applicable income taxes$04,751
Income before extraordinary items$3,551,0001,610
Extraordinary gains, net$029
Net income$3,551,0001,611
Minority interest net income$093
Net income of bank and minority interests.$3,551,0001,611
Net charge-offs$-4,0006,481
Cash dividends$1,543,0001,460
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,590,0001,507
2012-09-30 (YTD Data)Rank
Total interest income$7,715,0002,551
Total interest expense$907,0003,298
Net interest income$6,808,0002,411
Provision for loan and lease losses$225,0003,327
Total noninterest income$1,217,0002,488
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$683,0001,543
Trading account gains and fees$0157
Additional Noninterest Income$534,0002,855
Total noninterest expense$5,275,0002,654
Salaries and employee benefits$2,829,0002,614
Premises and equipment expense$495,0003,187
Additional noninterest expense$1,951,0002,470
Pre-tax net operating income$2,525,0001,958
Securities gains (losses)$9,0003,149
Applicable income taxes$04,802
Income before extraordinary items$2,534,0001,728
Extraordinary gains, net$020
Net income$2,534,0001,728
Minority interest net income$086
Net income of bank and minority interests.$2,534,0001,729
Net charge-offs$-8,0006,562
Cash dividends$1,468,0001,026
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,525,0001,629
2012-06-30 (YTD Data)Rank
Total interest income$5,067,0002,599
Total interest expense$626,0003,311
Net interest income$4,441,0002,458
Provision for loan and lease losses$150,0003,329
Total noninterest income$796,0002,496
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$454,0001,542
Trading account gains and fees$0153
Additional Noninterest Income$342,0002,881
Total noninterest expense$3,501,0002,670
Salaries and employee benefits$1,877,0002,634
Premises and equipment expense$325,0003,239
Additional noninterest expense$1,299,0002,490
Pre-tax net operating income$1,586,0002,046
Securities gains (losses)$-13,0006,955
Applicable income taxes$04,770
Income before extraordinary items$1,573,0001,814
Extraordinary gains, net$019
Net income$1,573,0001,811
Minority interest net income$084
Net income of bank and minority interests.$1,573,0001,814
Net charge-offs$-87,0007,070
Cash dividends$1,149,000867
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,586,0001,716
2012-03-31 (YTD Data)Rank
Total interest income$2,556,0002,602
Total interest expense$313,0003,425
Net interest income$2,243,0002,436
Provision for loan and lease losses$75,0003,178
Total noninterest income$396,0002,496
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$230,0001,506
Trading account gains and fees$0148
Additional Noninterest Income$166,0002,922
Total noninterest expense$1,769,0002,646
Salaries and employee benefits$966,0002,563
Premises and equipment expense$162,0003,266
Additional noninterest expense$641,0002,493
Pre-tax net operating income$795,0002,041
Securities gains (losses)$10,0001,776
Applicable income taxes$04,704
Income before extraordinary items$805,0001,786
Extraordinary gains, net$019
Net income$805,0001,787
Minority interest net income$078
Net income of bank and minority interests.$805,0001,787
Net charge-offs$-87,0007,167
Cash dividends$228,0001,491
Sale, conversion, retirement of capital stock, net$0861
Net operating income$795,0001,708
2011-12-31 (YTD Data)Rank
Total interest income$10,375,0002,680
Total interest expense$1,625,0003,244
Net interest income$8,750,0002,514
Provision for loan and lease losses$300,0004,096
Total noninterest income$2,084,0001,939
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,128,0001,307
Trading account gains and fees$0146
Additional Noninterest Income$956,0002,203
Total noninterest expense$6,867,0002,712
Salaries and employee benefits$3,209,0002,953
Premises and equipment expense$649,0003,372
Additional noninterest expense$3,009,0002,200
Pre-tax net operating income$3,667,0001,534
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$3,667,0001,347
Extraordinary gains, net$029
Net income$3,667,0001,347
Minority interest net income$096
Net income of bank and minority interests.$3,667,0001,347
Net charge-offs$213,0004,227
Cash dividends$1,100,0001,512
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,667,0001,280
2011-09-30 (YTD Data)Rank
Total interest income$7,879,0002,673
Total interest expense$1,278,0003,240
Net interest income$6,601,0002,504
Provision for loan and lease losses$225,0003,970
Total noninterest income$1,648,0001,874
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$866,0001,282
Trading account gains and fees$0145
Additional Noninterest Income$782,0002,073
Total noninterest expense$5,262,0002,671
Salaries and employee benefits$2,498,0002,860
Premises and equipment expense$485,0003,428
Additional noninterest expense$2,279,0002,193
Pre-tax net operating income$2,762,0001,595
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,762,0001,396
Extraordinary gains, net$021
Net income$2,762,0001,396
Minority interest net income$087
Net income of bank and minority interests.$2,762,0001,396
Net charge-offs$46,0005,029
Cash dividends$1,076,0001,092
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,762,0001,315
2011-06-30 (YTD Data)Rank
Total interest income$5,282,0002,687
Total interest expense$886,0003,252
Net interest income$4,396,0002,514
Provision for loan and lease losses$150,0003,873
Total noninterest income$1,154,0001,803
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$563,0001,288
Trading account gains and fees$0153
Additional Noninterest Income$591,0001,889
Total noninterest expense$3,564,0002,653
Salaries and employee benefits$1,636,0002,920
Premises and equipment expense$323,0003,470
Additional noninterest expense$1,605,0002,110
Pre-tax net operating income$1,836,0001,573
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,836,0001,358
Extraordinary gains, net$015
Net income$1,836,0001,358
Minority interest net income$089
Net income of bank and minority interests.$1,836,0001,358
Net charge-offs$121,0003,656
Cash dividends$901,000884
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,836,0001,294
2011-03-31 (YTD Data)Rank
Total interest income$2,646,0002,689
Total interest expense$455,0003,279
Net interest income$2,191,0002,514
Provision for loan and lease losses$75,0003,668
Total noninterest income$469,0002,097
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$286,0001,237
Trading account gains and fees$0158
Additional Noninterest Income$183,0002,597
Total noninterest expense$1,700,0002,771
Salaries and employee benefits$844,0002,863
Premises and equipment expense$158,0003,562
Additional noninterest expense$698,0002,379
Pre-tax net operating income$885,0001,617
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$885,0001,372
Extraordinary gains, net$09
Net income$885,0001,372
Minority interest net income$086
Net income of bank and minority interests.$885,0001,372
Net charge-offs$26,0003,862
Cash dividends$24,0002,450
Sale, conversion, retirement of capital stock, net$0925
Net operating income$885,0001,329
2010-12-31 (YTD Data)Rank
Total interest income$10,240,0002,902
Total interest expense$1,871,0003,738
Net interest income$8,369,0002,618
Provision for loan and lease losses$402,0004,439
Total noninterest income$1,714,0002,315
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,018,0001,487
Trading account gains and fees$0175
Additional Noninterest Income$696,0002,703
Total noninterest expense$7,500,0002,581
Salaries and employee benefits$3,449,0002,769
Premises and equipment expense$825,0002,921
Additional noninterest expense$3,226,0002,156
Pre-tax net operating income$2,181,0002,086
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,181,0001,874
Extraordinary gains, net$029
Net income$2,181,0001,874
Minority interest net income$0111
Net income of bank and minority interests.$2,181,0001,876
Net charge-offs$716,0003,139
Cash dividends$177,0003,387
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,181,0001,802
2010-09-30 (YTD Data)Rank
Total interest income$7,589,0002,992
Total interest expense$1,406,0003,864
Net interest income$6,183,0002,681
Provision for loan and lease losses$244,0004,620
Total noninterest income$1,191,0002,434
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$685,0001,675
Trading account gains and fees$0165
Additional Noninterest Income$506,0002,737
Total noninterest expense$5,280,0002,712
Salaries and employee benefits$2,635,0002,728
Premises and equipment expense$506,0003,457
Additional noninterest expense$2,139,0002,347
Pre-tax net operating income$1,850,0002,020
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,850,0001,781
Extraordinary gains, net$023
Net income$1,850,0001,784
Minority interest net income$0110
Net income of bank and minority interests.$1,850,0001,784
Net charge-offs$476,0003,150
Cash dividends$153,0002,909
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,850,0001,692
2010-06-30 (YTD Data)Rank
Total interest income$4,971,0003,056
Total interest expense$936,0003,975
Net interest income$4,035,0002,732
Provision for loan and lease losses$244,0003,927
Total noninterest income$738,0002,494
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$403,0001,876
Trading account gains and fees$0152
Additional Noninterest Income$335,0002,676
Total noninterest expense$3,508,0002,727
Salaries and employee benefits$1,807,0002,672
Premises and equipment expense$326,0003,581
Additional noninterest expense$1,375,0002,420
Pre-tax net operating income$1,021,0002,334
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,021,0002,083
Extraordinary gains, net$019
Net income$1,021,0002,083
Minority interest net income$0105
Net income of bank and minority interests.$1,021,0002,085
Net charge-offs$458,0002,547
Cash dividends$126,0002,665
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,021,0001,995
2010-03-31 (YTD Data)Rank
Total interest income$2,509,0003,097
Total interest expense$478,0004,059
Net interest income$2,031,0002,739
Provision for loan and lease losses$200,0002,974
Total noninterest income$368,0002,517
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$203,0001,853
Trading account gains and fees$0175
Additional Noninterest Income$165,0002,679
Total noninterest expense$1,813,0002,680
Salaries and employee benefits$945,0002,600
Premises and equipment expense$178,0003,414
Additional noninterest expense$690,0002,410
Pre-tax net operating income$386,0002,895
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$386,0002,613
Extraordinary gains, net$016
Net income$386,0002,610
Minority interest net income$091
Net income of bank and minority interests.$386,0002,613
Net charge-offs$291,0002,061
Cash dividends$63,0002,172
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$386,0002,516
2009-12-31 (YTD Data)Rank
Total interest income$9,930,0003,251
Total interest expense$2,513,0003,877
Net interest income$7,417,0002,914
Provision for loan and lease losses$915,0003,632
Total noninterest income$1,555,0002,505
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$837,0001,979
Trading account gains and fees$0211
Additional Noninterest Income$718,0002,616
Total noninterest expense$7,758,0002,541
Salaries and employee benefits$3,512,0002,778
Premises and equipment expense$771,0003,223
Additional noninterest expense$3,475,0002,071
Pre-tax net operating income$299,0004,507
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$299,0004,472
Extraordinary gains, net$034
Net income$299,0004,472
Minority interest net income$0115
Net income of bank and minority interests.$299,0004,473
Net charge-offs$1,216,0002,637
Cash dividends$252,0003,404
Sale, conversion, retirement of capital stock, net$2,000,000334
Net operating income$299,0004,403
2009-09-30 (YTD Data)Rank
Total interest income$7,389,0003,322
Total interest expense$1,978,0003,875
Net interest income$5,411,0002,978
Provision for loan and lease losses$857,0003,012
Total noninterest income$1,172,0002,544
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$620,0002,002
Trading account gains and fees$0212
Additional Noninterest Income$552,0002,652
Total noninterest expense$6,029,0002,450
Salaries and employee benefits$2,777,0002,657
Premises and equipment expense$615,0003,097
Additional noninterest expense$2,637,0002,011
Pre-tax net operating income$-303,0006,139
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-303,0006,240
Extraordinary gains, net$027
Net income$-303,0006,241
Minority interest net income$0118
Net income of bank and minority interests.$-303,0006,240
Net charge-offs$1,176,0002,025
Cash dividends$189,0003,138
Sale, conversion, retirement of capital stock, net$2,000,000276
Net operating income$-303,0006,231
2009-06-30 (YTD Data)Rank
Total interest income$4,890,0003,363
Total interest expense$1,367,0003,905
Net interest income$3,523,0003,025
Provision for loan and lease losses$372,0003,394
Total noninterest income$804,0002,512
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$405,0002,003
Trading account gains and fees$0193
Additional Noninterest Income$399,0002,557
Total noninterest expense$3,787,0002,638
Salaries and employee benefits$1,875,0002,651
Premises and equipment expense$407,0003,131
Additional noninterest expense$1,505,0002,329
Pre-tax net operating income$168,0004,840
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$168,0004,743
Extraordinary gains, net$021
Net income$168,0004,740
Minority interest net income$0112
Net income of bank and minority interests.$168,0004,740
Net charge-offs$529,0002,289
Cash dividends$126,0003,094
Sale, conversion, retirement of capital stock, net$600,000328
Net operating income$168,0004,649
2009-03-31 (YTD Data)Rank
Total interest income$2,435,0003,411
Total interest expense$682,0004,017
Net interest income$1,753,0003,036
Provision for loan and lease losses$177,0003,020
Total noninterest income$421,0002,415
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$192,0002,034
Trading account gains and fees$0171
Additional Noninterest Income$229,0002,326
Total noninterest expense$1,858,0002,592
Salaries and employee benefits$945,0002,674
Premises and equipment expense$211,0003,099
Additional noninterest expense$702,0002,228
Pre-tax net operating income$139,0004,619
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$139,0004,473
Extraordinary gains, net$015
Net income$139,0004,477
Minority interest net income$0102
Net income of bank and minority interests.$139,0004,477
Net charge-offs$267,0001,882
Cash dividends$63,0002,556
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$139,0004,313
2008-12-31 (YTD Data)Rank
Total interest income$11,546,0003,138
Total interest expense$3,910,0003,566
Net interest income$7,636,0002,829
Provision for loan and lease losses$1,478,0002,180
Total noninterest income$1,534,0002,584
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$896,0001,926
Trading account gains and fees$0154
Additional Noninterest Income$638,0002,801
Total noninterest expense$7,572,0002,495
Salaries and employee benefits$3,821,0002,614
Premises and equipment expense$859,0002,999
Additional noninterest expense$2,892,0002,073
Pre-tax net operating income$120,0005,963
Securities gains (losses)$16,0002,295
Applicable income taxes$04,979
Income before extraordinary items$136,0005,731
Extraordinary gains, net$039
Net income$136,0005,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,180,0001,225
Cash dividends$275,0004,198
Sale, conversion, retirement of capital stock, net$940,000438
Net operating income$120,0005,943
2008-09-30 (YTD Data)Rank
Total interest income$9,024,0003,101
Total interest expense$3,200,0003,458
Net interest income$5,824,0002,802
Provision for loan and lease losses$1,128,0001,708
Total noninterest income$1,177,0002,613
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$681,0001,908
Trading account gains and fees$0148
Additional Noninterest Income$496,0002,829
Total noninterest expense$5,681,0002,481
Salaries and employee benefits$2,961,0002,576
Premises and equipment expense$645,0003,010
Additional noninterest expense$2,075,0002,087
Pre-tax net operating income$192,0006,064
Securities gains (losses)$16,0002,140
Applicable income taxes$05,372
Income before extraordinary items$208,0005,660
Extraordinary gains, net$031
Net income$208,0005,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,852,000864
Cash dividends$212,0003,807
Sale, conversion, retirement of capital stock, net$940,000309
Net operating income$192,0005,907
2008-06-30 (YTD Data)Rank
Total interest income$6,206,0003,059
Total interest expense$2,401,0003,284
Net interest income$3,805,0002,831
Provision for loan and lease losses$515,0001,878
Total noninterest income$720,0002,789
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$454,0001,891
Trading account gains and fees$0149
Additional Noninterest Income$266,0003,235
Total noninterest expense$3,736,0002,527
Salaries and employee benefits$1,935,0002,646
Premises and equipment expense$428,0003,032
Additional noninterest expense$1,373,0002,073
Pre-tax net operating income$274,0005,395
Securities gains (losses)$16,0002,191
Applicable income taxes$05,627
Income before extraordinary items$290,0005,062
Extraordinary gains, net$021
Net income$290,0005,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,116,000800
Cash dividends$149,0003,774
Sale, conversion, retirement of capital stock, net$940,000213
Net operating income$274,0005,081
2008-03-31 (YTD Data)Rank
Total interest income$3,214,0003,023
Total interest expense$1,379,0003,105
Net interest income$1,835,0002,920
Provision for loan and lease losses$385,0001,180
Total noninterest income$359,0002,798
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$231,0001,836
Trading account gains and fees$0158
Additional Noninterest Income$128,0003,321
Total noninterest expense$1,831,0002,573
Salaries and employee benefits$976,0002,642
Premises and equipment expense$211,0003,079
Additional noninterest expense$644,0002,172
Pre-tax net operating income$-22,0007,292
Securities gains (losses)$17,0001,682
Applicable income taxes$05,622
Income before extraordinary items$-5,0007,309
Extraordinary gains, net$015
Net income$-5,0007,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,000641
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$940,000106
Net operating income$-22,0007,332
2007-12-31 (YTD Data)Rank
Total interest income$13,984,0002,867
Total interest expense$6,081,0002,976
Net interest income$7,903,0002,756
Provision for loan and lease losses$3,378,000581
Total noninterest income$1,424,0002,806
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$898,0001,927
Trading account gains and fees$0178
Additional Noninterest Income$526,0003,213
Total noninterest expense$7,066,0002,565
Salaries and employee benefits$3,727,0002,657
Premises and equipment expense$846,0002,948
Additional noninterest expense$2,493,0002,182
Pre-tax net operating income$-1,117,0008,078
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,117,0008,138
Extraordinary gains, net$039
Net income$-1,117,0008,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,441,000528
Cash dividends$926,0002,762
Sale, conversion, retirement of capital stock, net$1,531,000386
Net operating income$-1,117,0008,128
2007-09-30 (YTD Data)Rank
Total interest income$10,576,0002,848
Total interest expense$4,564,0002,967
Net interest income$6,012,0002,716
Provision for loan and lease losses$1,976,000527
Total noninterest income$1,069,0002,777
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$665,0001,943
Trading account gains and fees$0184
Additional Noninterest Income$404,0003,187
Total noninterest expense$5,180,0002,603
Salaries and employee benefits$2,817,0002,626
Premises and equipment expense$628,0002,960
Additional noninterest expense$1,735,0002,293
Pre-tax net operating income$-75,0007,776
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-75,0007,823
Extraordinary gains, net$033
Net income$-75,0007,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,117,000600
Cash dividends$863,0002,226
Sale, conversion, retirement of capital stock, net$1,000,000321
Net operating income$-75,0007,807
2007-06-30 (YTD Data)Rank
Total interest income$7,024,0002,873
Total interest expense$3,005,0003,007
Net interest income$4,019,0002,744
Provision for loan and lease losses$974,000601
Total noninterest income$741,0002,718
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$466,0001,871
Trading account gains and fees$0168
Additional Noninterest Income$275,0003,170
Total noninterest expense$3,410,0002,657
Salaries and employee benefits$1,872,0002,665
Premises and equipment expense$391,0003,140
Additional noninterest expense$1,147,0002,320
Pre-tax net operating income$376,0005,633
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$376,0005,202
Extraordinary gains, net$029
Net income$376,0005,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,000715
Cash dividends$761,0001,863
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$376,0005,189
2007-03-31 (YTD Data)Rank
Total interest income$3,441,0002,904
Total interest expense$1,461,0003,060
Net interest income$1,980,0002,781
Provision for loan and lease losses$340,000716
Total noninterest income$371,0002,698
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$237,0001,792
Trading account gains and fees$0195
Additional Noninterest Income$134,0003,207
Total noninterest expense$1,671,0002,723
Salaries and employee benefits$954,0002,649
Premises and equipment expense$190,0003,240
Additional noninterest expense$527,0002,495
Pre-tax net operating income$340,0004,380
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$340,0003,903
Extraordinary gains, net$022
Net income$340,0003,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,000852
Cash dividends$343,0001,850
Sale, conversion, retirement of capital stock, net$0885
Net operating income$340,0003,877
2006-12-31 (YTD Data)Rank
Total interest income$12,371,0003,005
Total interest expense$4,494,0003,295
Net interest income$7,877,0002,792
Provision for loan and lease losses$715,0001,393
Total noninterest income$1,406,0002,825
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$963,0001,810
Trading account gains and fees$0130
Additional Noninterest Income$443,0003,560
Total noninterest expense$6,488,0002,694
Salaries and employee benefits$3,598,0002,681
Premises and equipment expense$806,0002,988
Additional noninterest expense$2,084,0002,476
Pre-tax net operating income$2,080,0003,554
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,080,0003,013
Extraordinary gains, net$051
Net income$2,080,0003,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,183
Cash dividends$1,468,0001,973
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,080,0003,012
2006-09-30 (YTD Data)Rank
Total interest income$8,907,0003,087
Total interest expense$3,107,0003,413
Net interest income$5,800,0002,862
Provision for loan and lease losses$378,0001,779
Total noninterest income$1,058,0002,820
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$729,0001,797
Trading account gains and fees$0126
Additional Noninterest Income$329,0003,571
Total noninterest expense$4,781,0002,729
Salaries and employee benefits$2,696,0002,683
Premises and equipment expense$583,0003,082
Additional noninterest expense$1,502,0002,559
Pre-tax net operating income$1,699,0003,492
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,699,0002,922
Extraordinary gains, net$045
Net income$1,699,0002,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,215
Cash dividends$1,400,0001,526
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,699,0002,913
2006-06-30 (YTD Data)Rank
Total interest income$5,688,0003,166
Total interest expense$1,871,0003,576
Net interest income$3,817,0002,903
Provision for loan and lease losses$228,0001,905
Total noninterest income$686,0002,858
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$479,0001,806
Trading account gains and fees$0126
Additional Noninterest Income$207,0003,678
Total noninterest expense$3,175,0002,761
Salaries and employee benefits$1,792,0002,694
Premises and equipment expense$395,0003,034
Additional noninterest expense$988,0002,599
Pre-tax net operating income$1,100,0003,564
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,100,0002,987
Extraordinary gains, net$039
Net income$1,100,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,000951
Cash dividends$1,122,0001,313
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,100,0002,972
2006-03-31 (YTD Data)Rank
Total interest income$2,721,0003,228
Total interest expense$874,0003,617
Net interest income$1,847,0002,984
Provision for loan and lease losses$100,0001,992
Total noninterest income$357,0002,741
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$241,0001,748
Trading account gains and fees$0115
Additional Noninterest Income$116,0003,440
Total noninterest expense$1,576,0002,773
Salaries and employee benefits$890,0002,709
Premises and equipment expense$192,0003,117
Additional noninterest expense$494,0002,565
Pre-tax net operating income$528,0003,607
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$528,0003,035
Extraordinary gains, net$021
Net income$528,0003,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0001,662
Cash dividends$63,0003,448
Sale, conversion, retirement of capital stock, net$0648
Net operating income$528,0003,013
2005-12-31 (YTD Data)Rank
Total interest income$9,403,0003,309
Total interest expense$2,548,0003,768
Net interest income$6,855,0003,090
Provision for loan and lease losses$667,0001,496
Total noninterest income$1,265,0003,022
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$890,0001,930
Trading account gains and fees$0138
Additional Noninterest Income$375,0003,890
Total noninterest expense$5,348,0003,059
Salaries and employee benefits$2,987,0002,968
Premises and equipment expense$707,0003,203
Additional noninterest expense$1,654,0002,992
Pre-tax net operating income$2,105,0003,563
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,105,0002,965
Extraordinary gains, net$046
Net income$2,105,0002,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,227
Cash dividends$878,0002,697
Sale, conversion, retirement of capital stock, net$2,935,000361
Net operating income$2,105,0002,933
2005-09-30 (YTD Data)Rank
Total interest income$6,793,0003,348
Total interest expense$1,757,0003,871
Net interest income$5,036,0003,130
Provision for loan and lease losses$398,0001,738
Total noninterest income$963,0002,987
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$640,0001,999
Trading account gains and fees$0126
Additional Noninterest Income$323,0003,673
Total noninterest expense$3,897,0003,097
Salaries and employee benefits$2,161,0003,048
Premises and equipment expense$524,0003,224
Additional noninterest expense$1,212,0003,015
Pre-tax net operating income$1,704,0003,448
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,704,0002,817
Extraordinary gains, net$035
Net income$1,704,0002,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,846
Cash dividends$684,0002,344
Sale, conversion, retirement of capital stock, net$2,935,000266
Net operating income$1,704,0002,781
2005-06-30 (YTD Data)Rank
Total interest income$4,363,0003,390
Total interest expense$1,093,0003,888
Net interest income$3,270,0003,176
Provision for loan and lease losses$257,0001,740
Total noninterest income$625,0003,005
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$392,0002,098
Trading account gains and fees$0116
Additional Noninterest Income$233,0003,489
Total noninterest expense$2,518,0003,172
Salaries and employee benefits$1,404,0003,106
Premises and equipment expense$329,0003,364
Additional noninterest expense$785,0003,068
Pre-tax net operating income$1,120,0003,419
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,120,0002,828
Extraordinary gains, net$030
Net income$1,120,0002,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,733
Cash dividends$491,0002,249
Sale, conversion, retirement of capital stock, net$2,935,000174
Net operating income$1,120,0002,783
2005-03-31 (YTD Data)Rank
Total interest income$2,108,0003,445
Total interest expense$502,0004,015
Net interest income$1,606,0003,218
Provision for loan and lease losses$117,0001,831
Total noninterest income$304,0003,026
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$194,0002,057
Trading account gains and fees$0115
Additional Noninterest Income$110,0003,560
Total noninterest expense$1,236,0003,234
Salaries and employee benefits$687,0003,174
Premises and equipment expense$159,0003,485
Additional noninterest expense$390,0003,088
Pre-tax net operating income$557,0003,401
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$557,0002,779
Extraordinary gains, net$024
Net income$557,0002,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,607
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$400,000178
Net operating income$557,0002,727
2004-12-31 (YTD Data)Rank
Total interest income$7,093,0003,764
Total interest expense$1,402,0004,698
Net interest income$5,691,0003,435
Provision for loan and lease losses$483,0002,012
Total noninterest income$1,013,0003,503
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$776,0002,198
Trading account gains and fees$0138
Additional Noninterest Income$237,0004,744
Total noninterest expense$4,413,0003,472
Salaries and employee benefits$2,389,0003,472
Premises and equipment expense$572,0003,677
Additional noninterest expense$1,452,0003,205
Pre-tax net operating income$1,808,0003,779
Securities gains (losses)$24,0002,281
Applicable income taxes$07,185
Income before extraordinary items$1,832,0003,147
Extraordinary gains, net$034
Net income$1,832,0003,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,468
Cash dividends$742,0002,865
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,808,0003,117
2004-09-30 (YTD Data)Rank
Total interest income$5,125,0003,858
Total interest expense$1,005,0004,777
Net interest income$4,120,0003,512
Provision for loan and lease losses$405,0001,746
Total noninterest income$748,0003,574
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$571,0002,251
Trading account gains and fees$0134
Additional Noninterest Income$177,0004,755
Total noninterest expense$3,181,0003,541
Salaries and employee benefits$1,723,0003,561
Premises and equipment expense$393,0003,928
Additional noninterest expense$1,065,0003,238
Pre-tax net operating income$1,282,0003,994
Securities gains (losses)$24,0002,195
Applicable income taxes$07,220
Income before extraordinary items$1,306,0003,341
Extraordinary gains, net$026
Net income$1,306,0003,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,599
Cash dividends$556,0002,530
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,282,0003,298
2004-06-30 (YTD Data)Rank
Total interest income$3,299,0003,963
Total interest expense$631,0004,952
Net interest income$2,668,0003,586
Provision for loan and lease losses$315,0001,472
Total noninterest income$464,0003,744
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$362,0002,326
Trading account gains and fees$0130
Additional Noninterest Income$102,0005,122
Total noninterest expense$2,011,0003,723
Salaries and employee benefits$1,070,0003,782
Premises and equipment expense$233,0004,294
Additional noninterest expense$708,0003,273
Pre-tax net operating income$806,0004,089
Securities gains (losses)$24,0001,931
Applicable income taxes$07,214
Income before extraordinary items$830,0003,433
Extraordinary gains, net$021
Net income$830,0003,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,258
Cash dividends$412,0002,410
Sale, conversion, retirement of capital stock, net$0638
Net operating income$806,0003,420
2004-03-31 (YTD Data)Rank
Total interest income$1,635,0003,988
Total interest expense$314,0005,031
Net interest income$1,321,0003,605
Provision for loan and lease losses$120,0001,785
Total noninterest income$218,0003,853
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$173,0002,365
Trading account gains and fees$0121
Additional Noninterest Income$45,0005,324
Total noninterest expense$973,0003,843
Salaries and employee benefits$509,0003,947
Premises and equipment expense$101,0004,760
Additional noninterest expense$363,0003,187
Pre-tax net operating income$446,0003,805
Securities gains (losses)$24,0001,620
Applicable income taxes$07,103
Income before extraordinary items$470,0003,085
Extraordinary gains, net$016
Net income$470,0003,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,000863
Cash dividends$262,0001,879
Sale, conversion, retirement of capital stock, net$0464
Net operating income$446,0003,105
2003-12-31 (YTD Data)Rank
Total interest income$6,072,0004,286
Total interest expense$1,361,0005,185
Net interest income$4,711,0003,860
Provision for loan and lease losses$474,0002,281
Total noninterest income$830,0004,146
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$630,0002,605
Trading account gains and fees$0160
Additional Noninterest Income$200,0005,288
Total noninterest expense$3,400,0004,219
Salaries and employee benefits$1,807,0004,256
Premises and equipment expense$380,0004,919
Additional noninterest expense$1,213,0003,701
Pre-tax net operating income$1,667,0003,838
Securities gains (losses)$9,0003,670
Applicable income taxes$07,459
Income before extraordinary items$1,676,0003,274
Extraordinary gains, net$054
Net income$1,676,0003,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0002,028
Cash dividends$1,288,0001,963
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,667,0003,140
2003-09-30 (YTD Data)Rank
Total interest income$4,487,0004,373
Total interest expense$1,062,0005,206
Net interest income$3,425,0003,970
Provision for loan and lease losses$397,0002,039
Total noninterest income$562,0004,417
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$449,0002,709
Trading account gains and fees$0153
Additional Noninterest Income$113,0005,844
Total noninterest expense$2,448,0004,338
Salaries and employee benefits$1,309,0004,349
Premises and equipment expense$262,0005,168
Additional noninterest expense$877,0003,783
Pre-tax net operating income$1,142,0004,224
Securities gains (losses)$9,0003,379
Applicable income taxes$07,524
Income before extraordinary items$1,151,0003,615
Extraordinary gains, net$040
Net income$1,151,0003,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0001,741
Cash dividends$999,0001,766
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,142,0003,465
2003-06-30 (YTD Data)Rank
Total interest income$2,947,0004,439
Total interest expense$734,0005,191
Net interest income$2,213,0004,064
Provision for loan and lease losses$287,0001,926
Total noninterest income$383,0004,358
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$284,0002,770
Trading account gains and fees$0150
Additional Noninterest Income$99,0005,340
Total noninterest expense$1,602,0004,384
Salaries and employee benefits$844,0004,453
Premises and equipment expense$163,0005,379
Additional noninterest expense$595,0003,726
Pre-tax net operating income$707,0004,396
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$707,0003,832
Extraordinary gains, net$030
Net income$707,0003,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,657
Cash dividends$808,0001,549
Sale, conversion, retirement of capital stock, net$0589
Net operating income$707,0003,641
2003-03-31 (YTD Data)Rank
Total interest income$1,484,0004,449
Total interest expense$376,0005,217
Net interest income$1,108,0004,080
Provision for loan and lease losses$218,0001,281
Total noninterest income$173,0004,523
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$143,0002,678
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$786,0004,423
Salaries and employee benefits$420,0004,472
Premises and equipment expense$86,0005,190
Additional noninterest expense$280,0003,863
Pre-tax net operating income$277,0004,993
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$277,0004,448
Extraordinary gains, net$021
Net income$277,0004,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,000962
Cash dividends$607,0001,038
Sale, conversion, retirement of capital stock, net$0419
Net operating income$277,0004,250
2002-12-31 (YTD Data)Rank
Total interest income$5,976,0004,579
Total interest expense$1,806,0005,145
Net interest income$4,170,0004,215
Provision for loan and lease losses$541,0002,259
Total noninterest income$739,0004,187
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$600,0002,564
Trading account gains and fees$0153
Additional Noninterest Income$139,0005,767
Total noninterest expense$2,833,0004,649
Salaries and employee benefits$1,481,0004,742
Premises and equipment expense$320,0005,360
Additional noninterest expense$1,032,0004,071
Pre-tax net operating income$1,535,0004,042
Securities gains (losses)$2,0004,234
Applicable income taxes$07,681
Income before extraordinary items$1,537,0003,431
Extraordinary gains, net$070
Net income$1,537,0003,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0002,411
Cash dividends$938,0002,375
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,535,0003,327
2001-12-31 (YTD Data)Rank
Total interest income$5,715,0005,149
Total interest expense$2,554,0005,328
Net interest income$3,161,0004,881
Provision for loan and lease losses$175,0004,458
Total noninterest income$863,0003,663
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$750,0002,018
Trading account gains and fees$0177
Additional Noninterest Income$113,0006,139
Total noninterest expense$2,502,0004,947
Salaries and employee benefits$1,244,0005,178
Premises and equipment expense$300,0005,518
Additional noninterest expense$958,0004,209
Pre-tax net operating income$1,347,0004,137
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,347,0003,501
Extraordinary gains, net$0105
Net income$1,347,0003,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,806
Cash dividends$999,0002,281
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,347,0003,403
2000-12-31 (YTD Data)Rank
Total interest income$5,130,0005,648
Total interest expense$2,012,0006,262
Net interest income$3,118,0005,012
Provision for loan and lease losses$130,0004,683
Total noninterest income$711,0003,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$608,0002,262
Trading account gains and feesNANA
Additional Noninterest Income$103,0006,363
Total noninterest expense$2,175,0005,381
Salaries and employee benefits$1,088,0005,599
Premises and equipment expense$262,0005,881
Additional noninterest expense$825,0004,634
Pre-tax net operating income$1,524,0004,034
Securities gains (losses)$01,956
Applicable income taxes$4,0008,229
Income before extraordinary items$1,520,0003,218
Extraordinary gains, net$038
Net income$1,520,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$903,0002,456
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,520,0003,213
1999-12-31 (YTD Data)Rank
Total interest income$4,511,0005,930
Total interest expense$1,767,0006,427
Net interest income$2,744,0005,486
Provision for loan and lease losses$585,0001,560
Total noninterest income$562,0004,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$495,0002,659
Trading account gains and feesNANA
Additional Noninterest Income$67,0007,520
Total noninterest expense$1,848,0005,987
Salaries and employee benefits$874,0006,428
Premises and equipment expense$246,0006,090
Additional noninterest expense$728,0005,115
Pre-tax net operating income$873,0005,681
Securities gains (losses)$03,155
Applicable income taxes$-102,0009,921
Income before extraordinary items$975,0004,508
Extraordinary gains, net$035
Net income$975,0004,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,0001,224
Cash dividends$462,0003,668
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$975,0004,463
1998-12-31 (YTD Data)Rank
Total interest income$3,256,0007,227
Total interest expense$1,242,0007,804
Net interest income$2,014,0006,645
Provision for loan and lease losses$25,0007,503
Total noninterest income$372,0005,839
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$321,0003,726
Trading account gains and feesNANA
Additional Noninterest Income$51,0008,120
Total noninterest expense$1,489,0006,737
Salaries and employee benefits$669,0007,375
Premises and equipment expense$232,0006,228
Additional noninterest expense$588,0005,832
Pre-tax net operating income$872,0005,831
Securities gains (losses)$04,449
Applicable income taxes$334,0004,894
Income before extraordinary items$538,0006,387
Extraordinary gains, net$032
Net income$538,0006,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,508
Cash dividends$240,0005,025
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$538,0006,275
1997-12-31 (YTD Data)Rank
Total interest income$1,675,0009,458
Total interest expense$663,0009,643
Net interest income$1,012,0009,154
Provision for loan and lease losses$30,0007,369
Total noninterest income$195,0007,906
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0005,740
Trading account gains and feesNANA
Additional Noninterest Income$20,0009,849
Total noninterest expense$740,0009,260
Salaries and employee benefits$344,0009,642
Premises and equipment expense$114,0008,637
Additional noninterest expense$282,0008,504
Pre-tax net operating income$437,0008,249
Securities gains (losses)$-14,00010,204
Applicable income taxes$170,0007,324
Income before extraordinary items$253,0008,722
Extraordinary gains, net$044
Net income$253,0008,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,129
Cash dividends$404,0003,916
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$261,9608,625
1996-12-31 (YTD Data)Rank
Total interest income$1,884,0009,530
Total interest expense$784,0009,697
Net interest income$1,100,0009,285
Provision for loan and lease losses$80,0005,594
Total noninterest income$248,0007,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,177
Trading account gains and feesNANA
Additional Noninterest Income$24,00010,174
Total noninterest expense$699,0009,827
Salaries and employee benefits$410,0009,537
Premises and equipment expense$115,0008,909
Additional noninterest expense$174,00010,241
Pre-tax net operating income$569,0007,575
Securities gains (losses)$04,148
Applicable income taxes$149,0007,882
Income before extraordinary items$420,0007,455
Extraordinary gains, net$053
Net income$420,0007,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,679
Cash dividends$227,0005,164
Sale, conversion, retirement of capital stock, net$0953
Net operating income$420,0007,399
1995-12-31 (YTD Data)Rank
Total interest income$1,881,0009,911
Total interest expense$754,00010,109
Net interest income$1,127,0009,551
Provision for loan and lease losses$120,0004,090
Total noninterest income$236,0007,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,518
Trading account gains and feesNANA
Additional Noninterest Income$26,00010,525
Total noninterest expense$727,00010,080
Salaries and employee benefits$407,0009,889
Premises and equipment expense$110,0009,315
Additional noninterest expense$210,00010,303
Pre-tax net operating income$516,0008,352
Securities gains (losses)$03,831
Applicable income taxes$219,0007,114
Income before extraordinary items$297,0008,977
Extraordinary gains, net$065
Net income$297,0008,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,514
Cash dividends$48,0007,835
Sale, conversion, retirement of capital stock, net$0809
Net operating income$297,0008,941
1994-12-31 (YTD Data)Rank
Total interest income$1,681,00010,387
Total interest expense$576,00010,717
Net interest income$1,105,00010,049
Provision for loan and lease losses$5,0008,812
Total noninterest income$263,0007,767
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,425
Trading account gains and feesNANA
Additional Noninterest Income$38,00010,284
Total noninterest expense$741,00010,518
Salaries and employee benefits$388,00010,388
Premises and equipment expense$102,0009,964
Additional noninterest expense$251,00010,511
Pre-tax net operating income$622,0007,880
Securities gains (losses)$18,0001,859
Applicable income taxes$218,0007,042
Income before extraordinary items$422,0007,970
Extraordinary gains, net$-131,00012,544
Net income$291,0009,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,795
Cash dividends$108,0006,729
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$410,1208,146
1993-12-31 (YTD Data)Rank
Total interest income$1,617,00010,970
Total interest expense$575,00011,285
Net interest income$1,042,00010,621
Provision for loan and lease losses$40,0007,927
Total noninterest income$253,0008,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0005,425
Trading account gains and feesNANA
Additional Noninterest Income$23,00011,812
Total noninterest expense$775,00010,793
Salaries and employee benefits$393,00010,709
Premises and equipment expense$98,00010,504
Additional noninterest expense$284,00010,641
Pre-tax net operating income$480,0008,782
Securities gains (losses)$24,0004,420
Applicable income taxes$61,00010,680
Income before extraordinary items$443,0008,030
Extraordinary gains, net$03,149
Net income$443,0008,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0005,402
Cash dividends$40,0008,186
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$421,8807,946
1992-12-31 (YTD Data)Rank
Total interest income$1,739,00011,444
Total interest expense$737,00011,641
Net interest income$1,002,00011,096
Provision for loan and lease losses$408,0003,420
Total noninterest income$229,0008,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$202,0005,955
Trading account gains and feesNANA
Additional Noninterest Income$27,00012,017
Total noninterest expense$784,00011,086
Salaries and employee benefits$372,00011,196
Premises and equipment expense$94,00010,953
Additional noninterest expense$318,00010,577
Pre-tax net operating income$39,00012,483
Securities gains (losses)$51,0004,091
Applicable income taxes$21,00012,079
Income before extraordinary items$69,00012,360
Extraordinary gains, net$21,0001,217
Net income$90,00012,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,0002,497
Cash dividends$18,0008,523
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$29,73012,470

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.