Home > Liberty FSB > Income and Expense
Liberty FSB, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 4,439 |
| Total interest expense | $97,000 | 4,156 |
| Net interest income | $748,000 | 4,425 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $27,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $36,000 | 3,791 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $-9,000 | 5,568 |
| Total noninterest expense | $775,000 | 4,047 |
| Salaries and employee benefits | $274,000 | 4,682 |
| Premises and equipment expense | $120,000 | 3,318 |
| Additional noninterest expense | $381,000 | 3,169 |
| Pre-tax net operating income | $0 | 5,392 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $0 | 5,384 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $0 | 5,384 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $0 | 5,384 |
| Net charge-offs | $-103,000 | 5,390 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $0 | 5,387 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,241,000 | 4,491 |
| Total interest expense | $344,000 | 4,217 |
| Net interest income | $2,897,000 | 4,465 |
| Provision for loan and lease losses | $-150,000 | 5,403 |
| Total noninterest income | $259,000 | 4,640 |
| Gross Fiduciary activities income | $108,000 | 776 |
| Service charges on deposit accounts | $136,000 | 3,977 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $15,000 | 5,405 |
| Total noninterest expense | $3,001,000 | 4,112 |
| Salaries and employee benefits | $1,234,000 | 4,591 |
| Premises and equipment expense | $443,000 | 3,478 |
| Additional noninterest expense | $1,324,000 | 3,468 |
| Pre-tax net operating income | $305,000 | 5,043 |
| Securities gains (losses) | $-9,000 | 5,054 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $296,000 | 4,869 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $296,000 | 4,869 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $296,000 | 4,869 |
| Net charge-offs | $-150,000 | 5,391 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $305,000 | 4,832 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 4,524 |
| Total interest expense | $259,000 | 4,232 |
| Net interest income | $2,176,000 | 4,510 |
| Provision for loan and lease losses | $-116,000 | 5,537 |
| Total noninterest income | $192,000 | 4,701 |
| Gross Fiduciary activities income | $80,000 | 782 |
| Service charges on deposit accounts | $101,000 | 4,008 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $11,000 | 5,490 |
| Total noninterest expense | $2,196,000 | 4,190 |
| Salaries and employee benefits | $944,000 | 4,587 |
| Premises and equipment expense | $320,000 | 3,582 |
| Additional noninterest expense | $932,000 | 3,611 |
| Pre-tax net operating income | $288,000 | 4,993 |
| Securities gains (losses) | $-9,000 | 5,385 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $279,000 | 4,927 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $279,000 | 4,927 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $279,000 | 4,927 |
| Net charge-offs | $-116,000 | 5,381 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $288,000 | 4,886 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 4,554 |
| Total interest expense | $176,000 | 4,191 |
| Net interest income | $1,435,000 | 4,535 |
| Provision for loan and lease losses | $-38,000 | 5,577 |
| Total noninterest income | $122,000 | 4,765 |
| Gross Fiduciary activities income | $49,000 | 790 |
| Service charges on deposit accounts | $65,000 | 4,071 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $8,000 | 5,499 |
| Total noninterest expense | $1,479,000 | 4,189 |
| Salaries and employee benefits | $637,000 | 4,612 |
| Premises and equipment expense | $210,000 | 3,624 |
| Additional noninterest expense | $632,000 | 3,593 |
| Pre-tax net operating income | $116,000 | 5,248 |
| Securities gains (losses) | $-9,000 | 5,476 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $107,000 | 5,228 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $107,000 | 5,227 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $107,000 | 5,228 |
| Net charge-offs | $-38,000 | 5,210 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $116,000 | 5,188 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 4,411 |
| Total interest expense | $90,000 | 4,173 |
| Net interest income | $801,000 | 4,377 |
| Provision for loan and lease losses | $-27,000 | 5,689 |
| Total noninterest income | $60,000 | 4,824 |
| Gross Fiduciary activities income | $26,000 | 791 |
| Service charges on deposit accounts | $32,000 | 4,113 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,663 |
| Total noninterest expense | $754,000 | 4,194 |
| Salaries and employee benefits | $329,000 | 4,608 |
| Premises and equipment expense | $101,000 | 3,717 |
| Additional noninterest expense | $324,000 | 3,556 |
| Pre-tax net operating income | $134,000 | 4,752 |
| Securities gains (losses) | $-9,000 | 5,640 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $125,000 | 4,672 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $125,000 | 4,673 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $125,000 | 4,673 |
| Net charge-offs | $-27,000 | 5,356 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $134,000 | 4,590 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 4,852 |
| Total interest expense | $394,000 | 4,048 |
| Net interest income | $2,286,000 | 4,911 |
| Provision for loan and lease losses | $-252,000 | 5,660 |
| Total noninterest income | $317,000 | 4,620 |
| Gross Fiduciary activities income | $140,000 | 772 |
| Service charges on deposit accounts | $161,000 | 3,869 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $16,000 | 5,634 |
| Total noninterest expense | $3,016,000 | 4,228 |
| Salaries and employee benefits | $1,144,000 | 4,818 |
| Premises and equipment expense | $423,000 | 3,682 |
| Additional noninterest expense | $1,449,000 | 3,420 |
| Pre-tax net operating income | $-161,000 | 5,714 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-160,000 | 5,728 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-160,000 | 5,727 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-160,000 | 5,727 |
| Net charge-offs | $-240,000 | 5,686 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-161,000 | 5,714 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 4,881 |
| Total interest expense | $300,000 | 4,052 |
| Net interest income | $1,738,000 | 4,932 |
| Provision for loan and lease losses | $-240,000 | 5,790 |
| Total noninterest income | $246,000 | 4,627 |
| Gross Fiduciary activities income | $111,000 | 763 |
| Service charges on deposit accounts | $123,000 | 3,869 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $12,000 | 5,703 |
| Total noninterest expense | $2,247,000 | 4,258 |
| Salaries and employee benefits | $823,000 | 4,893 |
| Premises and equipment expense | $316,000 | 3,709 |
| Additional noninterest expense | $1,108,000 | 3,393 |
| Pre-tax net operating income | $-23,000 | 5,738 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-22,000 | 5,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-22,000 | 5,757 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-22,000 | 5,757 |
| Net charge-offs | $-229,000 | 5,755 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-23,000 | 5,739 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 4,996 |
| Total interest expense | $203,000 | 4,042 |
| Net interest income | $1,086,000 | 5,082 |
| Provision for loan and lease losses | $-240,000 | 5,908 |
| Total noninterest income | $163,000 | 4,656 |
| Gross Fiduciary activities income | $74,000 | 769 |
| Service charges on deposit accounts | $80,000 | 3,914 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 5,740 |
| Total noninterest expense | $1,470,000 | 4,331 |
| Salaries and employee benefits | $585,000 | 4,861 |
| Premises and equipment expense | $207,000 | 3,761 |
| Additional noninterest expense | $678,000 | 3,590 |
| Pre-tax net operating income | $19,000 | 5,720 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $19,000 | 5,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $19,000 | 5,746 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $19,000 | 5,746 |
| Net charge-offs | $-229,000 | 5,869 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $19,000 | 5,711 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 5,221 |
| Total interest expense | $105,000 | 4,009 |
| Net interest income | $463,000 | 5,345 |
| Provision for loan and lease losses | $-238,000 | 6,027 |
| Total noninterest income | $81,000 | 4,639 |
| Gross Fiduciary activities income | $34,000 | 788 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,000 | 5,805 |
| Total noninterest expense | $730,000 | 4,365 |
| Salaries and employee benefits | $287,000 | 4,916 |
| Premises and equipment expense | $102,000 | 3,826 |
| Additional noninterest expense | $341,000 | 3,599 |
| Pre-tax net operating income | $52,000 | 5,459 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $52,000 | 5,442 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $52,000 | 5,441 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $52,000 | 5,441 |
| Net charge-offs | $-227,000 | 6,009 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $52,000 | 5,383 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 5,227 |
| Total interest expense | $475,000 | 3,825 |
| Net interest income | $1,832,000 | 5,375 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $468,000 | 4,273 |
| Gross Fiduciary activities income | $138,000 | 792 |
| Service charges on deposit accounts | $185,000 | 3,815 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $145,000 | 4,783 |
| Total noninterest expense | $3,088,000 | 4,276 |
| Salaries and employee benefits | $1,272,000 | 4,792 |
| Premises and equipment expense | $441,000 | 3,717 |
| Additional noninterest expense | $1,375,000 | 3,607 |
| Pre-tax net operating income | $-788,000 | 6,068 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-788,000 | 6,078 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-788,000 | 6,078 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-788,000 | 6,078 |
| Net charge-offs | $-6,000 | 5,105 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-788,000 | 6,073 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 5,298 |
| Total interest expense | $361,000 | 3,849 |
| Net interest income | $1,350,000 | 5,462 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $386,000 | 4,167 |
| Gross Fiduciary activities income | $105,000 | 787 |
| Service charges on deposit accounts | $141,000 | 3,827 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 4,566 |
| Total noninterest expense | $2,277,000 | 4,341 |
| Salaries and employee benefits | $906,000 | 4,905 |
| Premises and equipment expense | $328,000 | 3,787 |
| Additional noninterest expense | $1,043,000 | 3,581 |
| Pre-tax net operating income | $-541,000 | 6,162 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-541,000 | 6,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-541,000 | 6,167 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-541,000 | 6,167 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-541,000 | 6,158 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 5,344 |
| Total interest expense | $244,000 | 3,851 |
| Net interest income | $892,000 | 5,515 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $281,000 | 4,035 |
| Gross Fiduciary activities income | $60,000 | 817 |
| Service charges on deposit accounts | $93,000 | 3,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,216 |
| Total noninterest expense | $1,516,000 | 4,376 |
| Salaries and employee benefits | $594,000 | 4,986 |
| Premises and equipment expense | $209,000 | 3,905 |
| Additional noninterest expense | $713,000 | 3,540 |
| Pre-tax net operating income | $-343,000 | 6,222 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-343,000 | 6,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-343,000 | 6,232 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-343,000 | 6,232 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-343,000 | 6,221 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 5,430 |
| Total interest expense | $124,000 | 3,856 |
| Net interest income | $428,000 | 5,608 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $85,000 | 4,734 |
| Gross Fiduciary activities income | $30,000 | 822 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 5,828 |
| Total noninterest expense | $745,000 | 4,449 |
| Salaries and employee benefits | $304,000 | 4,992 |
| Premises and equipment expense | $105,000 | 3,925 |
| Additional noninterest expense | $336,000 | 3,690 |
| Pre-tax net operating income | $-232,000 | 6,312 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-232,000 | 6,323 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-232,000 | 6,324 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-232,000 | 6,324 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-232,000 | 6,317 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 5,140 |
| Total interest expense | $555,000 | 3,797 |
| Net interest income | $2,262,000 | 5,281 |
| Provision for loan and lease losses | $-341,000 | 6,208 |
| Total noninterest income | $653,000 | 3,841 |
| Gross Fiduciary activities income | $132,000 | 821 |
| Service charges on deposit accounts | $168,000 | 4,202 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $353,000 | 3,795 |
| Total noninterest expense | $3,468,000 | 4,158 |
| Salaries and employee benefits | $1,263,000 | 4,983 |
| Premises and equipment expense | $329,000 | 4,503 |
| Additional noninterest expense | $1,876,000 | 3,032 |
| Pre-tax net operating income | $-212,000 | 6,225 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-212,000 | 6,237 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-212,000 | 6,238 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-212,000 | 6,238 |
| Net charge-offs | $-253,000 | 6,290 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-212,000 | 6,235 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 5,160 |
| Total interest expense | $421,000 | 3,836 |
| Net interest income | $1,751,000 | 5,281 |
| Provision for loan and lease losses | $-341,000 | 6,342 |
| Total noninterest income | $508,000 | 3,810 |
| Gross Fiduciary activities income | $98,000 | 818 |
| Service charges on deposit accounts | $120,000 | 4,327 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $290,000 | 3,689 |
| Total noninterest expense | $2,603,000 | 4,177 |
| Salaries and employee benefits | $957,000 | 4,980 |
| Premises and equipment expense | $251,000 | 4,519 |
| Additional noninterest expense | $1,395,000 | 3,050 |
| Pre-tax net operating income | $-3,000 | 6,148 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-3,000 | 6,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,000 | 6,162 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-3,000 | 6,163 |
| Net charge-offs | $-251,000 | 6,384 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-3,000 | 6,149 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 5,134 |
| Total interest expense | $284,000 | 3,849 |
| Net interest income | $1,204,000 | 5,259 |
| Provision for loan and lease losses | $-341,000 | 6,467 |
| Total noninterest income | $378,000 | 3,596 |
| Gross Fiduciary activities income | $68,000 | 823 |
| Service charges on deposit accounts | $47,000 | 5,160 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $263,000 | 3,216 |
| Total noninterest expense | $1,720,000 | 4,221 |
| Salaries and employee benefits | $633,000 | 5,044 |
| Premises and equipment expense | $161,000 | 4,637 |
| Additional noninterest expense | $926,000 | 3,074 |
| Pre-tax net operating income | $203,000 | 5,310 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $203,000 | 5,205 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $203,000 | 5,207 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $203,000 | 5,208 |
| Net charge-offs | $-250,000 | 6,491 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $203,000 | 5,153 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 5,083 |
| Total interest expense | $147,000 | 3,833 |
| Net interest income | $644,000 | 5,208 |
| Provision for loan and lease losses | $-341,000 | 6,607 |
| Total noninterest income | $117,000 | 4,388 |
| Gross Fiduciary activities income | $28,000 | 860 |
| Service charges on deposit accounts | $38,000 | 4,409 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $51,000 | 4,536 |
| Total noninterest expense | $839,000 | 4,311 |
| Salaries and employee benefits | $307,000 | 5,172 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $462,000 | 3,073 |
| Pre-tax net operating income | $263,000 | 4,028 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $263,000 | 3,772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $263,000 | 3,775 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $263,000 | 3,775 |
| Net charge-offs | $-275,000 | 6,630 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $263,000 | 3,723 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 5,035 |
| Total interest expense | $785,000 | 3,491 |
| Net interest income | $2,557,000 | 5,251 |
| Provision for loan and lease losses | $-878,000 | 6,659 |
| Total noninterest income | $810,000 | 3,591 |
| Gross Fiduciary activities income | $115,000 | 850 |
| Service charges on deposit accounts | $100,000 | 5,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $595,000 | 3,128 |
| Total noninterest expense | $3,690,000 | 4,118 |
| Salaries and employee benefits | $1,290,000 | 5,105 |
| Premises and equipment expense | $518,000 | 3,658 |
| Additional noninterest expense | $1,882,000 | 3,118 |
| Pre-tax net operating income | $555,000 | 4,885 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $555,000 | 4,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $555,000 | 4,767 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $555,000 | 4,767 |
| Net charge-offs | $-228,000 | 6,640 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $555,000 | 4,695 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 5,056 |
| Total interest expense | $620,000 | 3,461 |
| Net interest income | $1,924,000 | 5,293 |
| Provision for loan and lease losses | $-778,000 | 6,762 |
| Total noninterest income | $716,000 | 3,338 |
| Gross Fiduciary activities income | $83,000 | 848 |
| Service charges on deposit accounts | $72,000 | 5,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $561,000 | 2,846 |
| Total noninterest expense | $2,802,000 | 4,099 |
| Salaries and employee benefits | $1,015,000 | 5,038 |
| Premises and equipment expense | $368,000 | 3,812 |
| Additional noninterest expense | $1,419,000 | 3,095 |
| Pre-tax net operating income | $616,000 | 4,463 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $616,000 | 4,267 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $616,000 | 4,270 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $616,000 | 4,271 |
| Net charge-offs | $-512,000 | 6,821 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $616,000 | 4,194 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 4,984 |
| Total interest expense | $433,000 | 3,418 |
| Net interest income | $1,328,000 | 5,237 |
| Provision for loan and lease losses | $-455,000 | 6,806 |
| Total noninterest income | $448,000 | 3,502 |
| Gross Fiduciary activities income | $56,000 | 853 |
| Service charges on deposit accounts | $47,000 | 5,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $345,000 | 3,007 |
| Total noninterest expense | $1,753,000 | 4,286 |
| Salaries and employee benefits | $664,000 | 5,110 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $847,000 | 3,362 |
| Pre-tax net operating income | $478,000 | 4,219 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $478,000 | 4,020 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $478,000 | 4,022 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $478,000 | 4,023 |
| Net charge-offs | $-377,000 | 6,866 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $478,000 | 3,921 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 5,055 |
| Total interest expense | $227,000 | 3,387 |
| Net interest income | $637,000 | 5,349 |
| Provision for loan and lease losses | $-255,000 | 6,917 |
| Total noninterest income | $384,000 | 2,612 |
| Gross Fiduciary activities income | $28,000 | 871 |
| Service charges on deposit accounts | $22,000 | 5,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $334,000 | 2,081 |
| Total noninterest expense | $903,000 | 4,245 |
| Salaries and employee benefits | $331,000 | 5,164 |
| Premises and equipment expense | $123,000 | 3,841 |
| Additional noninterest expense | $449,000 | 3,221 |
| Pre-tax net operating income | $373,000 | 3,413 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $373,000 | 3,152 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $373,000 | 3,152 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $373,000 | 3,154 |
| Net charge-offs | $-375,000 | 6,959 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $373,000 | 3,059 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 4,884 |
| Total interest expense | $1,292,000 | 3,046 |
| Net interest income | $2,687,000 | 5,326 |
| Provision for loan and lease losses | $84,000 | 4,841 |
| Total noninterest income | $78,000 | 6,446 |
| Gross Fiduciary activities income | $134,000 | 843 |
| Service charges on deposit accounts | $100,000 | 5,434 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-156,000 | 6,782 |
| Total noninterest expense | $3,861,000 | 4,124 |
| Salaries and employee benefits | $1,535,000 | 4,784 |
| Premises and equipment expense | $539,000 | 3,638 |
| Additional noninterest expense | $1,787,000 | 3,361 |
| Pre-tax net operating income | $-1,180,000 | 6,700 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $-1,204,000 | 6,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,204,000 | 6,740 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,204,000 | 6,741 |
| Net charge-offs | $1,391,000 | 1,462 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,204,000 | 6,715 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 4,886 |
| Total interest expense | $1,030,000 | 2,999 |
| Net interest income | $2,065,000 | 5,367 |
| Provision for loan and lease losses | $185,000 | 3,608 |
| Total noninterest income | $-238,000 | 7,065 |
| Gross Fiduciary activities income | $100,000 | 841 |
| Service charges on deposit accounts | $76,000 | 5,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-414,000 | 7,058 |
| Total noninterest expense | $3,018,000 | 4,050 |
| Salaries and employee benefits | $1,185,000 | 4,733 |
| Premises and equipment expense | $409,000 | 3,666 |
| Additional noninterest expense | $1,424,000 | 3,240 |
| Pre-tax net operating income | $-1,376,000 | 6,903 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $24,000 | 4,092 |
| Income before extraordinary items | $-1,400,000 | 6,941 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,400,000 | 6,938 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,400,000 | 6,940 |
| Net charge-offs | $1,436,000 | 1,147 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,400,000 | 6,913 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 4,845 |
| Total interest expense | $727,000 | 2,968 |
| Net interest income | $1,396,000 | 5,361 |
| Provision for loan and lease losses | $218,000 | 2,871 |
| Total noninterest income | $-417,000 | 7,182 |
| Gross Fiduciary activities income | $66,000 | 849 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-533,000 | 7,168 |
| Total noninterest expense | $2,045,000 | 4,022 |
| Salaries and employee benefits | $811,000 | 4,697 |
| Premises and equipment expense | $273,000 | 3,654 |
| Additional noninterest expense | $961,000 | 3,227 |
| Pre-tax net operating income | $-1,284,000 | 7,016 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $-1,308,000 | 7,040 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,308,000 | 7,039 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,308,000 | 7,040 |
| Net charge-offs | $1,435,000 | 882 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,308,000 | 7,027 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 4,921 |
| Total interest expense | $387,000 | 2,929 |
| Net interest income | $661,000 | 5,507 |
| Provision for loan and lease losses | $185,000 | 2,099 |
| Total noninterest income | $-731,000 | 7,292 |
| Gross Fiduciary activities income | $38,000 | 836 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-792,000 | 7,288 |
| Total noninterest expense | $1,011,000 | 4,073 |
| Salaries and employee benefits | $384,000 | 4,876 |
| Premises and equipment expense | $141,000 | 3,620 |
| Additional noninterest expense | $486,000 | 3,162 |
| Pre-tax net operating income | $-1,266,000 | 7,184 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,266,000 | 7,195 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,266,000 | 7,195 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,266,000 | 7,195 |
| Net charge-offs | $1,434,000 | 527 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,266,000 | 7,189 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 4,559 |
| Total interest expense | $1,971,000 | 2,810 |
| Net interest income | $3,054,000 | 5,214 |
| Provision for loan and lease losses | $-900,000 | 7,326 |
| Total noninterest income | $193,000 | 5,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $174,000 | 4,636 |
| Total noninterest expense | $4,148,000 | 4,017 |
| Salaries and employee benefits | $1,902,000 | 4,297 |
| Premises and equipment expense | $1,204,000 | 2,060 |
| Additional noninterest expense | $1,042,000 | 4,811 |
| Pre-tax net operating income | $-1,000 | 6,021 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,000 | 6,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,000 | 6,164 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,000 | 6,164 |
| Net charge-offs | $-190,000 | 7,290 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,000 | 6,040 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 4,574 |
| Total interest expense | $1,537,000 | 2,824 |
| Net interest income | $2,291,000 | 5,254 |
| Provision for loan and lease losses | $-629,000 | 7,398 |
| Total noninterest income | $187,000 | 5,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 6,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $168,000 | 4,361 |
| Total noninterest expense | $3,109,000 | 4,020 |
| Salaries and employee benefits | $1,463,000 | 4,239 |
| Premises and equipment expense | $914,000 | 2,046 |
| Additional noninterest expense | $732,000 | 4,981 |
| Pre-tax net operating income | $-2,000 | 6,144 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,000 | 6,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,000 | 6,259 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,000 | 6,259 |
| Net charge-offs | $-243,000 | 7,381 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,000 | 6,158 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 4,564 |
| Total interest expense | $1,070,000 | 2,812 |
| Net interest income | $1,525,000 | 5,296 |
| Provision for loan and lease losses | $-504,000 | 7,473 |
| Total noninterest income | $122,000 | 5,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 4,497 |
| Total noninterest expense | $2,110,000 | 4,026 |
| Salaries and employee benefits | $993,000 | 4,220 |
| Premises and equipment expense | $621,000 | 2,033 |
| Additional noninterest expense | $496,000 | 5,026 |
| Pre-tax net operating income | $41,000 | 5,982 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $41,000 | 6,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 6,065 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $41,000 | 6,066 |
| Net charge-offs | $-197,000 | 7,441 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $41,000 | 5,980 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 4,551 |
| Total interest expense | $563,000 | 2,772 |
| Net interest income | $744,000 | 5,367 |
| Provision for loan and lease losses | $-462,000 | 7,544 |
| Total noninterest income | $-15,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-34,000 | 7,262 |
| Total noninterest expense | $1,101,000 | 3,936 |
| Salaries and employee benefits | $484,000 | 4,325 |
| Premises and equipment expense | $316,000 | 2,031 |
| Additional noninterest expense | $301,000 | 4,520 |
| Pre-tax net operating income | $90,000 | 5,253 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $90,000 | 5,151 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $90,000 | 5,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $90,000 | 5,151 |
| Net charge-offs | $-276,000 | 7,530 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $90,000 | 5,087 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 4,044 |
| Total interest expense | $3,688,000 | 2,147 |
| Net interest income | $2,969,000 | 5,379 |
| Provision for loan and lease losses | $11,658,000 | 590 |
| Total noninterest income | $-55,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-55,000 | 7,127 |
| Total noninterest expense | $4,632,000 | 3,821 |
| Salaries and employee benefits | $2,197,000 | 3,964 |
| Premises and equipment expense | $1,232,000 | 2,054 |
| Additional noninterest expense | $1,203,000 | 4,606 |
| Pre-tax net operating income | $-13,376,000 | 7,430 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,920,000 | 7,445 |
| Income before extraordinary items | $-11,456,000 | 7,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,456,000 | 7,408 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-11,456,000 | 7,409 |
| Net charge-offs | $7,082,000 | 779 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-11,456,000 | 7,401 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 4,057 |
| Total interest expense | $2,929,000 | 2,124 |
| Net interest income | $2,180,000 | 5,511 |
| Provision for loan and lease losses | $11,591,000 | 444 |
| Total noninterest income | $-283,000 | 7,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-283,000 | 7,503 |
| Total noninterest expense | $3,513,000 | 3,796 |
| Salaries and employee benefits | $1,703,000 | 3,904 |
| Premises and equipment expense | $928,000 | 2,070 |
| Additional noninterest expense | $882,000 | 4,653 |
| Pre-tax net operating income | $-13,207,000 | 7,608 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,920,000 | 7,603 |
| Income before extraordinary items | $-11,287,000 | 7,599 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-11,287,000 | 7,599 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-11,287,000 | 7,599 |
| Net charge-offs | $6,618,000 | 646 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-11,287,000 | 7,597 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 3,967 |
| Total interest expense | $2,019,000 | 2,141 |
| Net interest income | $1,543,000 | 5,362 |
| Provision for loan and lease losses | $11,458,000 | 321 |
| Total noninterest income | $-265,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-265,000 | 7,630 |
| Total noninterest expense | $2,337,000 | 3,807 |
| Salaries and employee benefits | $1,151,000 | 3,886 |
| Premises and equipment expense | $620,000 | 2,091 |
| Additional noninterest expense | $566,000 | 4,752 |
| Pre-tax net operating income | $-12,517,000 | 7,712 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,920,000 | 7,695 |
| Income before extraordinary items | $-10,597,000 | 7,697 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-10,597,000 | 7,697 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-10,597,000 | 7,697 |
| Net charge-offs | $6,727,000 | 455 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-10,597,000 | 7,695 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 3,943 |
| Total interest expense | $1,004,000 | 2,252 |
| Net interest income | $832,000 | 5,186 |
| Provision for loan and lease losses | $2,968,000 | 562 |
| Total noninterest income | $-78,000 | 7,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-78,000 | 7,710 |
| Total noninterest expense | $1,147,000 | 3,880 |
| Salaries and employee benefits | $598,000 | 3,828 |
| Premises and equipment expense | $304,000 | 2,177 |
| Additional noninterest expense | $245,000 | 5,171 |
| Pre-tax net operating income | $-3,361,000 | 7,712 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-62,000 | 7,368 |
| Income before extraordinary items | $-3,299,000 | 7,727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,299,000 | 7,728 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,299,000 | 7,728 |
| Net charge-offs | $867,000 | 1,146 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,299,000 | 7,723 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,771,000 | 3,577 |
| Total interest expense | $5,002,000 | 2,260 |
| Net interest income | $3,769,000 | 4,739 |
| Provision for loan and lease losses | $2,483,000 | 2,194 |
| Total noninterest income | $569,000 | 4,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $569,000 | 2,978 |
| Total noninterest expense | $4,504,000 | 4,006 |
| Salaries and employee benefits | $2,414,000 | 3,791 |
| Premises and equipment expense | $1,175,000 | 2,260 |
| Additional noninterest expense | $915,000 | 5,490 |
| Pre-tax net operating income | $-2,649,000 | 6,812 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $-2,651,000 | 6,922 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,651,000 | 6,923 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,651,000 | 6,923 |
| Net charge-offs | $2,245,000 | 1,900 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,651,000 | 6,929 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 3,547 |
| Total interest expense | $3,850,000 | 2,302 |
| Net interest income | $2,921,000 | 4,663 |
| Provision for loan and lease losses | $2,483,000 | 1,673 |
| Total noninterest income | $462,000 | 4,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $462,000 | 2,945 |
| Total noninterest expense | $3,308,000 | 4,069 |
| Salaries and employee benefits | $1,820,000 | 3,821 |
| Premises and equipment expense | $867,000 | 2,312 |
| Additional noninterest expense | $621,000 | 5,738 |
| Pre-tax net operating income | $-2,408,000 | 7,163 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-2,410,000 | 7,278 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,410,000 | 7,277 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,410,000 | 7,278 |
| Net charge-offs | $2,094,000 | 1,466 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,410,000 | 7,267 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 3,571 |
| Total interest expense | $2,620,000 | 2,339 |
| Net interest income | $1,909,000 | 4,713 |
| Provision for loan and lease losses | $534,000 | 2,890 |
| Total noninterest income | $388,000 | 3,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $388,000 | 2,598 |
| Total noninterest expense | $2,209,000 | 4,083 |
| Salaries and employee benefits | $1,222,000 | 3,835 |
| Premises and equipment expense | $562,000 | 2,385 |
| Additional noninterest expense | $425,000 | 5,673 |
| Pre-tax net operating income | $-446,000 | 6,584 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $-448,000 | 6,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-448,000 | 6,708 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-448,000 | 6,708 |
| Net charge-offs | $284,000 | 3,001 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-448,000 | 6,689 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 3,579 |
| Total interest expense | $1,323,000 | 2,399 |
| Net interest income | $962,000 | 4,683 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $274,000 | 3,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $274,000 | 2,078 |
| Total noninterest expense | $1,078,000 | 4,084 |
| Salaries and employee benefits | $634,000 | 3,759 |
| Premises and equipment expense | $280,000 | 2,442 |
| Additional noninterest expense | $164,000 | 6,092 |
| Pre-tax net operating income | $136,000 | 4,646 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $134,000 | 4,536 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $134,000 | 4,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $134,000 | 4,540 |
| Net charge-offs | $207,000 | 2,101 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $134,000 | 4,369 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,490,000 | 3,408 |
| Total interest expense | $5,670,000 | 2,644 |
| Net interest income | $4,820,000 | 4,050 |
| Provision for loan and lease losses | $88,000 | 6,180 |
| Total noninterest income | $916,000 | 3,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $916,000 | 2,259 |
| Total noninterest expense | $4,176,000 | 4,109 |
| Salaries and employee benefits | $2,420,000 | 3,866 |
| Premises and equipment expense | $1,107,000 | 2,405 |
| Additional noninterest expense | $649,000 | 6,025 |
| Pre-tax net operating income | $1,473,000 | 3,056 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $401,000 | 2,082 |
| Income before extraordinary items | $1,072,000 | 3,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,072,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 4,109 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,072,000 | 3,298 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,039,000 | 3,411 |
| Total interest expense | $4,308,000 | 2,718 |
| Net interest income | $3,731,000 | 3,981 |
| Provision for loan and lease losses | $70,000 | 5,559 |
| Total noninterest income | $732,000 | 3,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $732,000 | 2,248 |
| Total noninterest expense | $3,115,000 | 4,107 |
| Salaries and employee benefits | $1,813,000 | 3,901 |
| Premises and equipment expense | $836,000 | 2,394 |
| Additional noninterest expense | $466,000 | 6,099 |
| Pre-tax net operating income | $1,279,000 | 3,189 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $382,000 | 2,214 |
| Income before extraordinary items | $897,000 | 3,321 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $897,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,376 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $897,000 | 3,457 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 3,447 |
| Total interest expense | $2,920,000 | 2,771 |
| Net interest income | $2,463,000 | 4,026 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $426,000 | 3,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $426,000 | 2,481 |
| Total noninterest expense | $2,043,000 | 4,175 |
| Salaries and employee benefits | $1,183,000 | 3,999 |
| Premises and equipment expense | $553,000 | 2,414 |
| Additional noninterest expense | $307,000 | 6,128 |
| Pre-tax net operating income | $817,000 | 3,385 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $235,000 | 2,505 |
| Income before extraordinary items | $582,000 | 3,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $582,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,008 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $582,000 | 3,645 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 3,425 |
| Total interest expense | $1,508,000 | 2,882 |
| Net interest income | $1,293,000 | 3,886 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $203,000 | 3,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $203,000 | 2,553 |
| Total noninterest expense | $998,000 | 4,238 |
| Salaries and employee benefits | $562,000 | 4,169 |
| Premises and equipment expense | $281,000 | 2,399 |
| Additional noninterest expense | $155,000 | 6,092 |
| Pre-tax net operating income | $480,000 | 3,150 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $170,000 | 2,168 |
| Income before extraordinary items | $310,000 | 3,728 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $310,000 | 3,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $310,000 | 3,643 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,376,000 | 3,428 |
| Total interest expense | $6,333,000 | 2,875 |
| Net interest income | $5,043,000 | 3,974 |
| Provision for loan and lease losses | $81,000 | 5,181 |
| Total noninterest income | $1,214,000 | 3,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,214,000 | 1,960 |
| Total noninterest expense | $4,167,000 | 3,988 |
| Salaries and employee benefits | $2,486,000 | 3,737 |
| Premises and equipment expense | $1,082,000 | 2,401 |
| Additional noninterest expense | $599,000 | 6,125 |
| Pre-tax net operating income | $2,009,000 | 3,304 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $719,000 | 2,265 |
| Income before extraordinary items | $1,289,000 | 3,783 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,289,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,035 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,289,000 | 3,780 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 3,473 |
| Total interest expense | $4,697,000 | 2,899 |
| Net interest income | $3,737,000 | 4,020 |
| Provision for loan and lease losses | $63,000 | 4,794 |
| Total noninterest income | $936,000 | 3,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $936,000 | 1,917 |
| Total noninterest expense | $3,134,000 | 3,962 |
| Salaries and employee benefits | $1,883,000 | 3,699 |
| Premises and equipment expense | $807,000 | 2,398 |
| Additional noninterest expense | $444,000 | 6,141 |
| Pre-tax net operating income | $1,476,000 | 3,511 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $531,000 | 2,454 |
| Income before extraordinary items | $945,000 | 4,006 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $945,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $945,000 | 3,989 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 3,540 |
| Total interest expense | $3,066,000 | 2,959 |
| Net interest income | $2,417,000 | 4,146 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $680,000 | 2,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $680,000 | 1,814 |
| Total noninterest expense | $2,120,000 | 3,953 |
| Salaries and employee benefits | $1,289,000 | 3,664 |
| Premises and equipment expense | $539,000 | 2,397 |
| Additional noninterest expense | $292,000 | 6,200 |
| Pre-tax net operating income | $932,000 | 3,688 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $341,000 | 2,576 |
| Income before extraordinary items | $591,000 | 4,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $591,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $591,000 | 4,181 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 3,605 |
| Total interest expense | $1,490,000 | 3,000 |
| Net interest income | $1,172,000 | 4,241 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $338,000 | 2,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $338,000 | 1,797 |
| Total noninterest expense | $1,071,000 | 3,926 |
| Salaries and employee benefits | $657,000 | 3,626 |
| Premises and equipment expense | $269,000 | 2,422 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $419,000 | 3,890 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $127,000 | 2,960 |
| Income before extraordinary items | $292,000 | 4,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $292,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $292,000 | 4,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,947,000 | 3,583 |
| Total interest expense | $5,371,000 | 2,845 |
| Net interest income | $4,576,000 | 4,298 |
| Provision for loan and lease losses | $55,000 | 5,497 |
| Total noninterest income | $1,063,000 | 3,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,063,000 | 2,134 |
| Total noninterest expense | $3,935,000 | 4,050 |
| Salaries and employee benefits | $2,253,000 | 3,908 |
| Premises and equipment expense | $1,075,000 | 2,305 |
| Additional noninterest expense | $607,000 | 6,033 |
| Pre-tax net operating income | $1,649,000 | 4,080 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $562,000 | 2,977 |
| Income before extraordinary items | $1,087,000 | 4,520 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,087,000 | 4,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,672 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,087,000 | 4,508 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 3,635 |
| Total interest expense | $3,874,000 | 2,860 |
| Net interest income | $3,391,000 | 4,358 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $776,000 | 3,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $776,000 | 2,177 |
| Total noninterest expense | $2,929,000 | 4,042 |
| Salaries and employee benefits | $1,656,000 | 3,953 |
| Premises and equipment expense | $804,000 | 2,312 |
| Additional noninterest expense | $469,000 | 5,951 |
| Pre-tax net operating income | $1,198,000 | 4,304 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $408,000 | 3,151 |
| Income before extraordinary items | $790,000 | 4,728 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $790,000 | 4,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $790,000 | 4,720 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,666,000 | 3,695 |
| Total interest expense | $2,444,000 | 2,870 |
| Net interest income | $2,222,000 | 4,412 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $523,000 | 3,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $523,000 | 2,150 |
| Total noninterest expense | $1,936,000 | 4,087 |
| Salaries and employee benefits | $1,083,000 | 4,029 |
| Premises and equipment expense | $528,000 | 2,348 |
| Additional noninterest expense | $325,000 | 5,834 |
| Pre-tax net operating income | $784,000 | 4,371 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $267,000 | 3,200 |
| Income before extraordinary items | $517,000 | 4,800 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $517,000 | 4,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $517,000 | 4,787 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 3,753 |
| Total interest expense | $1,158,000 | 2,885 |
| Net interest income | $1,085,000 | 4,469 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $227,000 | 3,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $227,000 | 2,317 |
| Total noninterest expense | $920,000 | 4,246 |
| Salaries and employee benefits | $500,000 | 4,286 |
| Premises and equipment expense | $262,000 | 2,379 |
| Additional noninterest expense | $158,000 | 5,910 |
| Pre-tax net operating income | $380,000 | 4,389 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $129,000 | 3,244 |
| Income before extraordinary items | $251,000 | 4,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $251,000 | 4,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,400,000 | 3,614 |
| Total interest expense | $4,086,000 | 2,612 |
| Net interest income | $4,314,000 | 4,398 |
| Provision for loan and lease losses | $292,000 | 2,919 |
| Total noninterest income | $1,136,000 | 3,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,136,000 | 2,036 |
| Total noninterest expense | $3,752,000 | 4,060 |
| Salaries and employee benefits | $2,155,000 | 3,907 |
| Premises and equipment expense | $959,000 | 2,460 |
| Additional noninterest expense | $638,000 | 5,853 |
| Pre-tax net operating income | $1,406,000 | 4,532 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $305,000 | 4,104 |
| Income before extraordinary items | $1,101,000 | 4,558 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,101,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,101,000 | 4,520 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,193,000 | 3,612 |
| Total interest expense | $2,972,000 | 2,554 |
| Net interest income | $3,221,000 | 4,425 |
| Provision for loan and lease losses | $279,000 | 2,329 |
| Total noninterest income | $932,000 | 3,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $932,000 | 1,910 |
| Total noninterest expense | $2,861,000 | 3,979 |
| Salaries and employee benefits | $1,646,000 | 3,831 |
| Premises and equipment expense | $704,000 | 2,499 |
| Additional noninterest expense | $511,000 | 5,634 |
| Pre-tax net operating income | $1,013,000 | 4,733 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $171,000 | 4,649 |
| Income before extraordinary items | $842,000 | 4,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $842,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $842,000 | 4,580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 3,588 |
| Total interest expense | $1,913,000 | 2,502 |
| Net interest income | $2,142,000 | 4,405 |
| Provision for loan and lease losses | $271,000 | 1,670 |
| Total noninterest income | $569,000 | 3,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $569,000 | 2,006 |
| Total noninterest expense | $1,881,000 | 4,003 |
| Salaries and employee benefits | $1,063,000 | 3,900 |
| Premises and equipment expense | $454,000 | 2,553 |
| Additional noninterest expense | $364,000 | 5,403 |
| Pre-tax net operating income | $559,000 | 5,186 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $543,000 | 4,688 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $543,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $543,000 | 4,631 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 3,610 |
| Total interest expense | $921,000 | 2,500 |
| Net interest income | $1,071,000 | 4,407 |
| Provision for loan and lease losses | $68,000 | 2,703 |
| Total noninterest income | $375,000 | 2,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $375,000 | 1,622 |
| Total noninterest expense | $921,000 | 4,084 |
| Salaries and employee benefits | $563,000 | 3,754 |
| Premises and equipment expense | $227,000 | 2,562 |
| Additional noninterest expense | $131,000 | 6,423 |
| Pre-tax net operating income | $457,000 | 3,919 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $174,000 | 2,829 |
| Income before extraordinary items | $283,000 | 4,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $283,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $283,000 | 4,487 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 3,854 |
| Total interest expense | $3,236,000 | 2,457 |
| Net interest income | $3,663,000 | 4,762 |
| Provision for loan and lease losses | $108,000 | 4,881 |
| Total noninterest income | $1,346,000 | 2,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,346,000 | 1,762 |
| Total noninterest expense | $3,451,000 | 4,226 |
| Salaries and employee benefits | $2,079,000 | 3,873 |
| Premises and equipment expense | $879,000 | 2,574 |
| Additional noninterest expense | $493,000 | 6,582 |
| Pre-tax net operating income | $1,450,000 | 4,327 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $469,000 | 3,457 |
| Income before extraordinary items | $980,000 | 4,756 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $980,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $980,680 | 4,677 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 3,915 |
| Total interest expense | $2,370,000 | 2,469 |
| Net interest income | $2,666,000 | 4,841 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $1,024,000 | 2,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,024,000 | 1,741 |
| Total noninterest expense | $2,573,000 | 4,217 |
| Salaries and employee benefits | $1,558,000 | 3,845 |
| Premises and equipment expense | $654,000 | 2,582 |
| Additional noninterest expense | $361,000 | 6,622 |
| Pre-tax net operating income | $1,045,000 | 4,500 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $349,000 | 3,521 |
| Income before extraordinary items | $695,000 | 4,973 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $695,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $695,670 | 4,884 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 3,990 |
| Total interest expense | $1,552,000 | 2,498 |
| Net interest income | $1,724,000 | 4,941 |
| Provision for loan and lease losses | $49,000 | 4,763 |
| Total noninterest income | $668,000 | 2,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $668,000 | 1,783 |
| Total noninterest expense | $1,686,000 | 4,291 |
| Salaries and employee benefits | $1,019,000 | 3,923 |
| Premises and equipment expense | $426,000 | 2,638 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $657,000 | 4,604 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $216,000 | 3,626 |
| Income before extraordinary items | $441,000 | 5,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $441,000 | 4,966 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 4,124 |
| Total interest expense | $770,000 | 2,539 |
| Net interest income | $805,000 | 5,190 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $347,000 | 2,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $347,000 | 1,697 |
| Total noninterest expense | $854,000 | 4,271 |
| Salaries and employee benefits | $514,000 | 3,915 |
| Premises and equipment expense | $218,000 | 2,599 |
| Additional noninterest expense | $122,000 | 6,621 |
| Pre-tax net operating income | $294,000 | 4,857 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $101,000 | 3,769 |
| Income before extraordinary items | $193,000 | 5,436 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $193,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $193,000 | 5,309 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,975,000 | 4,327 |
| Total interest expense | $3,278,000 | 2,645 |
| Net interest income | $2,697,000 | 5,642 |
| Provision for loan and lease losses | $14,000 | 7,242 |
| Total noninterest income | $900,000 | 3,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $900,000 | 2,548 |
| Total noninterest expense | $2,976,000 | 4,626 |
| Salaries and employee benefits | $1,678,000 | 4,478 |
| Premises and equipment expense | $871,000 | 2,563 |
| Additional noninterest expense | $427,000 | 6,989 |
| Pre-tax net operating income | $607,000 | 6,316 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $191,000 | 4,984 |
| Income before extraordinary items | $416,000 | 6,742 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $416,000 | 6,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $416,000 | 6,577 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 4,384 |
| Total interest expense | $2,491,000 | 2,688 |
| Net interest income | $1,974,000 | 5,757 |
| Provision for loan and lease losses | $11,000 | 7,078 |
| Total noninterest income | $662,000 | 4,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $662,000 | 2,666 |
| Total noninterest expense | $2,240,000 | 4,601 |
| Salaries and employee benefits | $1,258,000 | 4,461 |
| Premises and equipment expense | $657,000 | 2,558 |
| Additional noninterest expense | $325,000 | 6,929 |
| Pre-tax net operating income | $385,000 | 6,766 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $116,000 | 5,404 |
| Income before extraordinary items | $269,000 | 7,120 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $269,000 | 7,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $269,000 | 6,960 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 4,404 |
| Total interest expense | $1,688,000 | 2,730 |
| Net interest income | $1,295,000 | 5,815 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $422,000 | 4,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $422,000 | 2,708 |
| Total noninterest expense | $1,495,000 | 4,601 |
| Salaries and employee benefits | $834,000 | 4,481 |
| Premises and equipment expense | $449,000 | 2,486 |
| Additional noninterest expense | $212,000 | 6,986 |
| Pre-tax net operating income | $214,000 | 7,097 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $57,000 | 5,788 |
| Income before extraordinary items | $157,000 | 7,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $157,000 | 7,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 4,482 |
| Total interest expense | $863,000 | 2,739 |
| Net interest income | $605,000 | 6,038 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $191,000 | 4,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $191,000 | 2,797 |
| Total noninterest expense | $740,000 | 4,622 |
| Salaries and employee benefits | $404,000 | 4,582 |
| Premises and equipment expense | $238,000 | 2,339 |
| Additional noninterest expense | $98,000 | 7,195 |
| Pre-tax net operating income | $54,000 | 7,928 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $40,000 | 8,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $40,000 | 7,953 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 4,429 |
| Total interest expense | $3,776,000 | 2,886 |
| Net interest income | $2,491,000 | 5,925 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $657,000 | 4,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $657,000 | 2,815 |
| Total noninterest expense | $2,745,000 | 4,755 |
| Salaries and employee benefits | $1,499,000 | 4,703 |
| Premises and equipment expense | $856,000 | 2,524 |
| Additional noninterest expense | $390,000 | 7,225 |
| Pre-tax net operating income | $399,000 | 7,168 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $130,000 | 5,699 |
| Income before extraordinary items | $287,000 | 7,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $287,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $274,580 | 7,351 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 4,248 |
| Total interest expense | $4,942,000 | 3,179 |
| Net interest income | $2,521,000 | 5,690 |
| Provision for loan and lease losses | $4,000 | 8,142 |
| Total noninterest income | $566,000 | 4,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $566,000 | 2,931 |
| Total noninterest expense | $2,702,000 | 4,697 |
| Salaries and employee benefits | $1,502,000 | 4,506 |
| Premises and equipment expense | $796,000 | 2,643 |
| Additional noninterest expense | $404,000 | 7,113 |
| Pre-tax net operating income | $381,000 | 7,067 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $99,000 | 6,018 |
| Income before extraordinary items | $280,000 | 7,251 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $280,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 9,382 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $281,480 | 7,126 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 4,038 |
| Total interest expense | $5,620,000 | 2,954 |
| Net interest income | $2,604,000 | 5,656 |
| Provision for loan and lease losses | $3,000 | 8,228 |
| Total noninterest income | $500,000 | 4,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $500,000 | 2,949 |
| Total noninterest expense | $2,665,000 | 4,635 |
| Salaries and employee benefits | $1,548,000 | 4,253 |
| Premises and equipment expense | $764,000 | 2,682 |
| Additional noninterest expense | $353,000 | 7,534 |
| Pre-tax net operating income | $436,000 | 7,285 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $152,000 | 5,885 |
| Income before extraordinary items | $284,000 | 7,570 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $284,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $284,000 | 7,578 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,944,000 | 4,427 |
| Total interest expense | $4,108,000 | 3,511 |
| Net interest income | $2,836,000 | 5,377 |
| Provision for loan and lease losses | $-21,000 | 10,010 |
| Total noninterest income | $396,000 | 5,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $396,000 | 3,447 |
| Total noninterest expense | $2,695,000 | 4,601 |
| Salaries and employee benefits | $1,434,000 | 4,505 |
| Premises and equipment expense | $776,000 | 2,611 |
| Additional noninterest expense | $485,000 | 6,623 |
| Pre-tax net operating income | $558,000 | 6,870 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $167,000 | 6,075 |
| Income before extraordinary items | $391,000 | 7,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $391,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,769 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $391,000 | 7,007 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,423,000 | 4,191 |
| Total interest expense | $4,369,000 | 3,402 |
| Net interest income | $3,054,000 | 5,076 |
| Provision for loan and lease losses | $61,000 | 6,101 |
| Total noninterest income | $351,000 | 6,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $351,000 | 3,699 |
| Total noninterest expense | $2,397,000 | 4,910 |
| Salaries and employee benefits | $1,235,000 | 4,968 |
| Premises and equipment expense | $671,000 | 2,876 |
| Additional noninterest expense | $491,000 | 6,503 |
| Pre-tax net operating income | $947,000 | 5,585 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $338,000 | 4,859 |
| Income before extraordinary items | $609,000 | 6,007 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $609,000 | 6,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $609,000 | 5,904 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,330,000 | 3,832 |
| Total interest expense | $4,948,000 | 3,009 |
| Net interest income | $3,382,000 | 4,852 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $383,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $383,000 | 3,375 |
| Total noninterest expense | $2,355,000 | 5,017 |
| Salaries and employee benefits | $1,241,000 | 4,947 |
| Premises and equipment expense | $633,000 | 3,007 |
| Additional noninterest expense | $481,000 | 6,666 |
| Pre-tax net operating income | $1,350,000 | 4,839 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $431,000 | 4,655 |
| Income before extraordinary items | $919,000 | 4,982 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $919,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $919,000 | 4,926 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 4,347 |
| Total interest expense | $4,362,000 | 3,416 |
| Net interest income | $3,033,000 | 5,402 |
| Provision for loan and lease losses | $58,000 | 6,349 |
| Total noninterest income | $852,000 | 3,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $852,000 | 2,016 |
| Total noninterest expense | $3,068,000 | 4,235 |
| Salaries and employee benefits | $1,257,000 | 4,994 |
| Premises and equipment expense | $617,000 | 3,121 |
| Additional noninterest expense | $1,194,000 | 3,802 |
| Pre-tax net operating income | $759,000 | 6,662 |
| Securities gains (losses) | $-37,000 | 10,927 |
| Applicable income taxes | $304,000 | 5,784 |
| Income before extraordinary items | $418,000 | 7,472 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $418,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $441,680 | 7,248 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 4,341 |
| Total interest expense | $4,617,000 | 3,244 |
| Net interest income | $2,767,000 | 5,870 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $517,000 | 5,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $517,000 | 2,808 |
| Total noninterest expense | $2,762,000 | 4,578 |
| Salaries and employee benefits | $1,378,000 | 4,628 |
| Premises and equipment expense | $636,000 | 3,062 |
| Additional noninterest expense | $748,000 | 5,541 |
| Pre-tax net operating income | $382,000 | 9,178 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $249,000 | 9,419 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $249,000 | 9,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $249,000 | 9,403 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 4,067 |
| Total interest expense | $3,778,000 | 3,235 |
| Net interest income | $3,534,000 | 4,904 |
| Provision for loan and lease losses | $81,000 | 5,013 |
| Total noninterest income | $443,000 | 5,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $443,000 | 3,203 |
| Total noninterest expense | $2,713,000 | 4,808 |
| Salaries and employee benefits | $1,266,000 | 5,005 |
| Premises and equipment expense | $645,000 | 3,051 |
| Additional noninterest expense | $802,000 | 5,697 |
| Pre-tax net operating income | $1,183,000 | 5,286 |
| Securities gains (losses) | $-81,000 | 11,391 |
| Applicable income taxes | $377,000 | 4,980 |
| Income before extraordinary items | $725,000 | 5,767 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $725,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $778,460 | 5,540 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,132,000 | 3,763 |
| Total interest expense | $4,177,000 | 3,044 |
| Net interest income | $3,955,000 | 4,452 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $618,000 | 4,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $618,000 | 2,828 |
| Total noninterest expense | $2,645,000 | 5,016 |
| Salaries and employee benefits | $1,287,000 | 4,925 |
| Premises and equipment expense | $617,000 | 3,238 |
| Additional noninterest expense | $741,000 | 6,289 |
| Pre-tax net operating income | $1,882,000 | 3,522 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $605,000 | 3,574 |
| Income before extraordinary items | $1,277,000 | 3,781 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,277,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,534 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,277,000 | 3,581 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,472,000 | 3,687 |
| Total interest expense | $5,705,000 | 2,921 |
| Net interest income | $3,767,000 | 4,706 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $405,000 | 6,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $405,000 | 3,680 |
| Total noninterest expense | $2,576,000 | 5,169 |
| Salaries and employee benefits | $1,203,000 | 5,147 |
| Premises and equipment expense | $567,000 | 3,545 |
| Additional noninterest expense | $806,000 | 6,036 |
| Pre-tax net operating income | $1,578,000 | 3,861 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $15,000 | 12,232 |
| Income before extraordinary items | $1,563,000 | 2,947 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,563,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,563,000 | 2,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.