Home > Liberty First Bank > Income and Expense
Liberty First Bank, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 3,476 |
| Total interest expense | $377,000 | 3,259 |
| Net interest income | $3,556,000 | 3,474 |
| Provision for loan and lease losses | $-80,000 | 4,369 |
| Total noninterest income | $412,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $265,000 | 2,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 4,040 |
| Total noninterest expense | $4,784,000 | 2,647 |
| Salaries and employee benefits | $2,362,000 | 2,876 |
| Premises and equipment expense | $280,000 | 3,490 |
| Additional noninterest expense | $2,142,000 | 2,061 |
| Pre-tax net operating income | $-736,000 | 4,868 |
| Securities gains (losses) | $246,000 | 498 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-490,000 | 4,844 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-490,000 | 4,844 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-490,000 | 4,844 |
| Net charge-offs | $-3,000 | 3,300 |
| Cash dividends | $553,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-736,000 | 4,857 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 3,509 |
| Total interest expense | $271,000 | 3,233 |
| Net interest income | $2,337,000 | 3,510 |
| Provision for loan and lease losses | $-80,000 | 4,475 |
| Total noninterest income | $237,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $175,000 | 1,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,317 |
| Total noninterest expense | $2,022,000 | 3,358 |
| Salaries and employee benefits | $1,107,000 | 3,394 |
| Premises and equipment expense | $153,000 | 3,767 |
| Additional noninterest expense | $762,000 | 3,073 |
| Pre-tax net operating income | $632,000 | 3,756 |
| Securities gains (losses) | $246,000 | 425 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $878,000 | 3,287 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $878,000 | 3,286 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $878,000 | 3,287 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $553,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $632,000 | 3,636 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 3,575 |
| Total interest expense | $144,000 | 3,219 |
| Net interest income | $1,103,000 | 3,575 |
| Provision for loan and lease losses | $-80,000 | 4,649 |
| Total noninterest income | $117,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $88,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,313 |
| Total noninterest expense | $990,000 | 3,386 |
| Salaries and employee benefits | $553,000 | 3,401 |
| Premises and equipment expense | $77,000 | 3,777 |
| Additional noninterest expense | $360,000 | 3,125 |
| Pre-tax net operating income | $310,000 | 3,749 |
| Securities gains (losses) | $153,000 | 375 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $463,000 | 3,199 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $463,000 | 3,200 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $463,000 | 3,199 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $553,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $310,000 | 3,634 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 3,403 |
| Total interest expense | $860,000 | 3,149 |
| Net interest income | $4,813,000 | 3,410 |
| Provision for loan and lease losses | $47,000 | 3,924 |
| Total noninterest income | $443,000 | 3,731 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $322,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 4,284 |
| Total noninterest expense | $3,786,000 | 3,458 |
| Salaries and employee benefits | $2,160,000 | 3,446 |
| Premises and equipment expense | $319,000 | 3,735 |
| Additional noninterest expense | $1,307,000 | 3,267 |
| Pre-tax net operating income | $1,423,000 | 3,336 |
| Securities gains (losses) | $158,000 | 1,146 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,581,000 | 3,133 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,581,000 | 3,132 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,581,000 | 3,133 |
| Net charge-offs | $-3,000 | 4,049 |
| Cash dividends | $870,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $-168,000 | 4,945 |
| Net operating income | $1,423,000 | 3,181 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 3,383 |
| Total interest expense | $683,000 | 3,160 |
| Net interest income | $3,711,000 | 3,381 |
| Provision for loan and lease losses | $47,000 | 3,743 |
| Total noninterest income | $329,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $237,000 | 2,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 4,272 |
| Total noninterest expense | $2,771,000 | 3,487 |
| Salaries and employee benefits | $1,579,000 | 3,468 |
| Premises and equipment expense | $247,000 | 3,711 |
| Additional noninterest expense | $945,000 | 3,298 |
| Pre-tax net operating income | $1,222,000 | 3,218 |
| Securities gains (losses) | $90,000 | 1,271 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,312,000 | 3,005 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,312,000 | 3,004 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,312,000 | 3,005 |
| Net charge-offs | $-2,000 | 3,908 |
| Cash dividends | $870,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $-168,000 | 4,989 |
| Net operating income | $1,222,000 | 3,052 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 3,406 |
| Total interest expense | $489,000 | 3,157 |
| Net interest income | $2,465,000 | 3,405 |
| Provision for loan and lease losses | $25,000 | 3,779 |
| Total noninterest income | $215,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $152,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,262 |
| Total noninterest expense | $1,835,000 | 3,506 |
| Salaries and employee benefits | $1,055,000 | 3,475 |
| Premises and equipment expense | $168,000 | 3,680 |
| Additional noninterest expense | $612,000 | 3,373 |
| Pre-tax net operating income | $820,000 | 3,200 |
| Securities gains (losses) | $18,000 | 1,714 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $838,000 | 3,042 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $838,000 | 3,041 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $838,000 | 3,042 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $870,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $-168,000 | 5,031 |
| Net operating income | $820,000 | 3,021 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 3,434 |
| Total interest expense | $280,000 | 3,106 |
| Net interest income | $1,174,000 | 3,461 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $109,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $76,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 4,156 |
| Total noninterest expense | $949,000 | 3,487 |
| Salaries and employee benefits | $555,000 | 3,424 |
| Premises and equipment expense | $81,000 | 3,759 |
| Additional noninterest expense | $313,000 | 3,375 |
| Pre-tax net operating income | $334,000 | 3,289 |
| Securities gains (losses) | $18,000 | 1,156 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $352,000 | 3,090 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $352,000 | 3,090 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $352,000 | 3,091 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $870,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $-168,000 | 5,085 |
| Net operating income | $334,000 | 3,124 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 3,378 |
| Total interest expense | $1,338,000 | 2,897 |
| Net interest income | $4,879,000 | 3,446 |
| Provision for loan and lease losses | $34,000 | 3,560 |
| Total noninterest income | $481,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $340,000 | 2,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 4,211 |
| Total noninterest expense | $3,926,000 | 3,453 |
| Salaries and employee benefits | $2,261,000 | 3,394 |
| Premises and equipment expense | $327,000 | 3,779 |
| Additional noninterest expense | $1,338,000 | 3,293 |
| Pre-tax net operating income | $1,400,000 | 3,481 |
| Securities gains (losses) | $49,000 | 1,246 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,449,000 | 3,310 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,449,000 | 3,311 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,449,000 | 3,311 |
| Net charge-offs | $2,000 | 3,605 |
| Cash dividends | $1,000,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,400,000 | 3,331 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,721,000 | 3,392 |
| Total interest expense | $1,021,000 | 2,896 |
| Net interest income | $3,700,000 | 3,474 |
| Provision for loan and lease losses | $34,000 | 3,333 |
| Total noninterest income | $368,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $259,000 | 2,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 4,229 |
| Total noninterest expense | $2,954,000 | 3,462 |
| Salaries and employee benefits | $1,707,000 | 3,409 |
| Premises and equipment expense | $249,000 | 3,805 |
| Additional noninterest expense | $998,000 | 3,332 |
| Pre-tax net operating income | $1,080,000 | 3,529 |
| Securities gains (losses) | $48,000 | 1,082 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,128,000 | 3,330 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,128,000 | 3,329 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,128,000 | 3,330 |
| Net charge-offs | $3,000 | 3,249 |
| Cash dividends | $1,000,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,080,000 | 3,368 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 3,437 |
| Total interest expense | $679,000 | 2,886 |
| Net interest income | $2,418,000 | 3,526 |
| Provision for loan and lease losses | $29,000 | 3,156 |
| Total noninterest income | $248,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $171,000 | 2,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 4,205 |
| Total noninterest expense | $1,971,000 | 3,494 |
| Salaries and employee benefits | $1,132,000 | 3,437 |
| Premises and equipment expense | $157,000 | 3,916 |
| Additional noninterest expense | $682,000 | 3,320 |
| Pre-tax net operating income | $666,000 | 3,632 |
| Securities gains (losses) | $10,000 | 1,220 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $676,000 | 3,482 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $676,000 | 3,480 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $676,000 | 3,481 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $1,000,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $666,000 | 3,480 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 3,470 |
| Total interest expense | $333,000 | 2,891 |
| Net interest income | $1,200,000 | 3,573 |
| Provision for loan and lease losses | $14,000 | 2,997 |
| Total noninterest income | $115,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $77,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,205 |
| Total noninterest expense | $980,000 | 3,534 |
| Salaries and employee benefits | $567,000 | 3,475 |
| Premises and equipment expense | $85,000 | 3,806 |
| Additional noninterest expense | $328,000 | 3,391 |
| Pre-tax net operating income | $321,000 | 3,683 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $321,000 | 3,530 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $321,000 | 3,529 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $321,000 | 3,529 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $1,000,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $321,000 | 3,522 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 3,484 |
| Total interest expense | $764,000 | 3,329 |
| Net interest income | $5,076,000 | 3,475 |
| Provision for loan and lease losses | $99,000 | 3,100 |
| Total noninterest income | $396,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $345,000 | 2,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,903 |
| Total noninterest expense | $3,750,000 | 3,610 |
| Salaries and employee benefits | $2,130,000 | 3,572 |
| Premises and equipment expense | $312,000 | 3,965 |
| Additional noninterest expense | $1,308,000 | 3,430 |
| Pre-tax net operating income | $1,623,000 | 3,420 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,623,000 | 3,252 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,623,000 | 3,251 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,623,000 | 3,251 |
| Net charge-offs | $24,000 | 3,022 |
| Cash dividends | $964,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,623,000 | 3,249 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 3,512 |
| Total interest expense | $474,000 | 3,544 |
| Net interest income | $3,851,000 | 3,487 |
| Provision for loan and lease losses | $74,000 | 2,939 |
| Total noninterest income | $277,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $261,000 | 2,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,188 |
| Total noninterest expense | $2,833,000 | 3,607 |
| Salaries and employee benefits | $1,595,000 | 3,573 |
| Premises and equipment expense | $217,000 | 4,108 |
| Additional noninterest expense | $1,021,000 | 3,362 |
| Pre-tax net operating income | $1,221,000 | 3,472 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,221,000 | 3,287 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,221,000 | 3,286 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,221,000 | 3,286 |
| Net charge-offs | $25,000 | 2,593 |
| Cash dividends | $964,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,221,000 | 3,284 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 3,550 |
| Total interest expense | $296,000 | 3,585 |
| Net interest income | $2,526,000 | 3,514 |
| Provision for loan and lease losses | $49,000 | 2,864 |
| Total noninterest income | $219,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $177,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,783 |
| Total noninterest expense | $1,877,000 | 3,635 |
| Salaries and employee benefits | $1,006,000 | 3,709 |
| Premises and equipment expense | $145,000 | 4,130 |
| Additional noninterest expense | $726,000 | 3,248 |
| Pre-tax net operating income | $819,000 | 3,446 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $819,000 | 3,255 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $819,000 | 3,254 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $819,000 | 3,254 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $964,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $819,000 | 3,248 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 3,597 |
| Total interest expense | $145,000 | 3,582 |
| Net interest income | $1,235,000 | 3,573 |
| Provision for loan and lease losses | $25,000 | 2,657 |
| Total noninterest income | $114,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $94,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,839 |
| Total noninterest expense | $929,000 | 3,697 |
| Salaries and employee benefits | $496,000 | 3,768 |
| Premises and equipment expense | $69,000 | 4,261 |
| Additional noninterest expense | $364,000 | 3,258 |
| Pre-tax net operating income | $395,000 | 3,452 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $395,000 | 3,271 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $395,000 | 3,271 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $395,000 | 3,271 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $964,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $395,000 | 3,271 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 3,664 |
| Total interest expense | $580,000 | 3,445 |
| Net interest income | $4,688,000 | 3,649 |
| Provision for loan and lease losses | $133,000 | 2,769 |
| Total noninterest income | $346,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $322,000 | 2,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 5,334 |
| Total noninterest expense | $3,524,000 | 3,805 |
| Salaries and employee benefits | $1,878,000 | 3,876 |
| Premises and equipment expense | $305,000 | 4,150 |
| Additional noninterest expense | $1,341,000 | 3,450 |
| Pre-tax net operating income | $1,377,000 | 3,650 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,377,000 | 3,270 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,377,000 | 3,268 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,377,000 | 3,270 |
| Net charge-offs | $2,000 | 3,998 |
| Cash dividends | $1,033,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 625 |
| Net operating income | $1,377,000 | 3,249 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 3,703 |
| Total interest expense | $433,000 | 3,451 |
| Net interest income | $3,495,000 | 3,688 |
| Provision for loan and lease losses | $105,000 | 2,606 |
| Total noninterest income | $229,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $235,000 | 2,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-6,000 | 5,671 |
| Total noninterest expense | $2,629,000 | 3,830 |
| Salaries and employee benefits | $1,375,000 | 3,943 |
| Premises and equipment expense | $235,000 | 4,125 |
| Additional noninterest expense | $1,019,000 | 3,423 |
| Pre-tax net operating income | $990,000 | 3,797 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $990,000 | 3,562 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $990,000 | 3,562 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $990,000 | 3,562 |
| Net charge-offs | $3,000 | 3,568 |
| Cash dividends | $1,033,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $990,000 | 3,541 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 3,712 |
| Total interest expense | $286,000 | 3,450 |
| Net interest income | $2,323,000 | 3,701 |
| Provision for loan and lease losses | $72,000 | 2,507 |
| Total noninterest income | $216,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $149,000 | 2,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 4,655 |
| Total noninterest expense | $1,778,000 | 3,821 |
| Salaries and employee benefits | $915,000 | 3,967 |
| Premises and equipment expense | $165,000 | 4,071 |
| Additional noninterest expense | $698,000 | 3,399 |
| Pre-tax net operating income | $689,000 | 3,683 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $689,000 | 3,435 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $689,000 | 3,434 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $689,000 | 3,435 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $1,033,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $689,000 | 3,411 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 3,724 |
| Total interest expense | $142,000 | 3,436 |
| Net interest income | $1,160,000 | 3,726 |
| Provision for loan and lease losses | $36,000 | 2,328 |
| Total noninterest income | $106,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $74,000 | 2,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,723 |
| Total noninterest expense | $886,000 | 3,864 |
| Salaries and employee benefits | $456,000 | 4,024 |
| Premises and equipment expense | $92,000 | 3,897 |
| Additional noninterest expense | $338,000 | 3,461 |
| Pre-tax net operating income | $344,000 | 3,647 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $344,000 | 3,404 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $344,000 | 3,403 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $344,000 | 3,404 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $1,033,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $344,000 | 3,380 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 3,849 |
| Total interest expense | $593,000 | 3,356 |
| Net interest income | $4,289,000 | 3,876 |
| Provision for loan and lease losses | $107,000 | 3,067 |
| Total noninterest income | $424,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $336,000 | 2,762 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $88,000 | 5,043 |
| Total noninterest expense | $3,167,000 | 4,122 |
| Salaries and employee benefits | $1,704,000 | 4,140 |
| Premises and equipment expense | $283,000 | 4,405 |
| Additional noninterest expense | $1,180,000 | 3,860 |
| Pre-tax net operating income | $1,439,000 | 3,561 |
| Securities gains (losses) | $37,000 | 2,041 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,476,000 | 3,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,476,000 | 3,300 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,476,000 | 3,300 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $1,103,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 733 |
| Net operating income | $1,439,000 | 3,294 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 3,880 |
| Total interest expense | $446,000 | 3,357 |
| Net interest income | $3,196,000 | 3,912 |
| Provision for loan and lease losses | $69,000 | 3,104 |
| Total noninterest income | $312,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $255,000 | 2,751 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $57,000 | 5,184 |
| Total noninterest expense | $2,376,000 | 4,130 |
| Salaries and employee benefits | $1,263,000 | 4,172 |
| Premises and equipment expense | $204,000 | 4,489 |
| Additional noninterest expense | $909,000 | 3,816 |
| Pre-tax net operating income | $1,063,000 | 3,628 |
| Securities gains (losses) | $37,000 | 1,983 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,100,000 | 3,338 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,100,000 | 3,336 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,100,000 | 3,338 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $1,103,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 690 |
| Net operating income | $1,063,000 | 3,341 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 3,894 |
| Total interest expense | $297,000 | 3,377 |
| Net interest income | $2,144,000 | 3,928 |
| Provision for loan and lease losses | $41,000 | 3,086 |
| Total noninterest income | $197,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $161,000 | 2,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,257 |
| Total noninterest expense | $1,598,000 | 4,147 |
| Salaries and employee benefits | $846,000 | 4,190 |
| Premises and equipment expense | $140,000 | 4,479 |
| Additional noninterest expense | $612,000 | 3,822 |
| Pre-tax net operating income | $702,000 | 3,654 |
| Securities gains (losses) | $37,000 | 1,629 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $739,000 | 3,336 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $739,000 | 3,334 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $739,000 | 3,334 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $1,103,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 682 |
| Net operating income | $702,000 | 3,361 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 3,907 |
| Total interest expense | $149,000 | 3,387 |
| Net interest income | $1,073,000 | 3,933 |
| Provision for loan and lease losses | $21,000 | 2,849 |
| Total noninterest income | $104,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $82,000 | 2,770 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $22,000 | 5,163 |
| Total noninterest expense | $819,000 | 4,130 |
| Salaries and employee benefits | $428,000 | 4,206 |
| Premises and equipment expense | $72,000 | 4,457 |
| Additional noninterest expense | $319,000 | 3,731 |
| Pre-tax net operating income | $337,000 | 3,681 |
| Securities gains (losses) | $37,000 | 956 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $374,000 | 3,254 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $374,000 | 3,252 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $374,000 | 3,253 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $1,103,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 640 |
| Net operating income | $337,000 | 3,369 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 4,037 |
| Total interest expense | $612,000 | 3,352 |
| Net interest income | $3,978,000 | 4,085 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $483,000 | 4,219 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $339,000 | 2,808 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $144,000 | 4,789 |
| Total noninterest expense | $2,931,000 | 4,379 |
| Salaries and employee benefits | $1,566,000 | 4,407 |
| Premises and equipment expense | $257,000 | 4,728 |
| Additional noninterest expense | $1,108,000 | 4,089 |
| Pre-tax net operating income | $1,530,000 | 3,469 |
| Securities gains (losses) | $73,000 | 1,359 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,603,000 | 3,111 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,603,000 | 3,112 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,603,000 | 3,113 |
| Net charge-offs | $362,000 | 1,447 |
| Cash dividends | $622,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 710 |
| Net operating income | $1,530,000 | 3,144 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 4,117 |
| Total interest expense | $460,000 | 3,386 |
| Net interest income | $2,930,000 | 4,156 |
| Provision for loan and lease losses | $200,000 | 1,947 |
| Total noninterest income | $423,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $257,000 | 2,810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 4,373 |
| Total noninterest expense | $2,122,000 | 4,475 |
| Salaries and employee benefits | $1,106,000 | 4,560 |
| Premises and equipment expense | $203,000 | 4,691 |
| Additional noninterest expense | $813,000 | 4,145 |
| Pre-tax net operating income | $1,031,000 | 3,691 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,031,000 | 3,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,031,000 | 3,434 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,031,000 | 3,435 |
| Net charge-offs | $375,000 | 1,060 |
| Cash dividends | $622,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 731 |
| Net operating income | $1,031,000 | 3,390 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 4,179 |
| Total interest expense | $305,000 | 3,427 |
| Net interest income | $1,908,000 | 4,231 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $228,000 | 4,344 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $169,000 | 2,807 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,047 |
| Total noninterest expense | $1,404,000 | 4,533 |
| Salaries and employee benefits | $728,000 | 4,643 |
| Premises and equipment expense | $137,000 | 4,718 |
| Additional noninterest expense | $539,000 | 4,187 |
| Pre-tax net operating income | $582,000 | 3,937 |
| Securities gains (losses) | $50,000 | 1,228 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $632,000 | 3,578 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $632,000 | 3,578 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $632,000 | 3,579 |
| Net charge-offs | $96,000 | 1,766 |
| Cash dividends | $622,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 710 |
| Net operating income | $582,000 | 3,660 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 4,233 |
| Total interest expense | $153,000 | 3,437 |
| Net interest income | $930,000 | 4,305 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $115,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $86,000 | 2,760 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 5,084 |
| Total noninterest expense | $692,000 | 4,595 |
| Salaries and employee benefits | $366,000 | 4,656 |
| Premises and equipment expense | $66,000 | 4,813 |
| Additional noninterest expense | $260,000 | 4,288 |
| Pre-tax net operating income | $278,000 | 3,997 |
| Securities gains (losses) | $50,000 | 840 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $328,000 | 3,481 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $328,000 | 3,484 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $328,000 | 3,484 |
| Net charge-offs | $110,000 | 1,050 |
| Cash dividends | $622,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 676 |
| Net operating income | $278,000 | 3,694 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 4,126 |
| Total interest expense | $727,000 | 3,229 |
| Net interest income | $3,928,000 | 4,235 |
| Provision for loan and lease losses | $324,000 | 1,911 |
| Total noninterest income | $388,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $297,000 | 3,226 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $91,000 | 5,313 |
| Total noninterest expense | $2,804,000 | 4,646 |
| Salaries and employee benefits | $1,456,000 | 4,696 |
| Premises and equipment expense | $299,000 | 4,687 |
| Additional noninterest expense | $1,049,000 | 4,350 |
| Pre-tax net operating income | $1,188,000 | 3,867 |
| Securities gains (losses) | $55,000 | 1,667 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,243,000 | 3,555 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,243,000 | 3,556 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,243,000 | 3,557 |
| Net charge-offs | $502,000 | 1,452 |
| Cash dividends | $419,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 824 |
| Net operating income | $1,188,000 | 3,601 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 4,154 |
| Total interest expense | $566,000 | 3,215 |
| Net interest income | $2,946,000 | 4,280 |
| Provision for loan and lease losses | $243,000 | 1,854 |
| Total noninterest income | $279,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $212,000 | 3,358 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $67,000 | 5,411 |
| Total noninterest expense | $2,121,000 | 4,641 |
| Salaries and employee benefits | $1,098,000 | 4,710 |
| Premises and equipment expense | $232,000 | 4,661 |
| Additional noninterest expense | $791,000 | 4,366 |
| Pre-tax net operating income | $861,000 | 4,007 |
| Securities gains (losses) | $36,000 | 1,670 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $897,000 | 3,696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $897,000 | 3,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $897,000 | 3,700 |
| Net charge-offs | $502,000 | 1,155 |
| Cash dividends | $419,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 789 |
| Net operating income | $861,000 | 3,727 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 4,145 |
| Total interest expense | $390,000 | 3,175 |
| Net interest income | $1,976,000 | 4,270 |
| Provision for loan and lease losses | $162,000 | 1,825 |
| Total noninterest income | $180,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $134,000 | 3,443 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $46,000 | 5,414 |
| Total noninterest expense | $1,420,000 | 4,666 |
| Salaries and employee benefits | $729,000 | 4,763 |
| Premises and equipment expense | $150,000 | 4,755 |
| Additional noninterest expense | $541,000 | 4,316 |
| Pre-tax net operating income | $574,000 | 3,951 |
| Securities gains (losses) | $36,000 | 1,362 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $610,000 | 3,609 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $610,000 | 3,614 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $610,000 | 3,615 |
| Net charge-offs | $505,000 | 861 |
| Cash dividends | $419,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 774 |
| Net operating income | $574,000 | 3,647 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 4,167 |
| Total interest expense | $201,000 | 3,163 |
| Net interest income | $980,000 | 4,314 |
| Provision for loan and lease losses | $81,000 | 1,753 |
| Total noninterest income | $122,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $65,000 | 3,474 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $57,000 | 4,383 |
| Total noninterest expense | $707,000 | 4,722 |
| Salaries and employee benefits | $365,000 | 4,801 |
| Premises and equipment expense | $75,000 | 4,812 |
| Additional noninterest expense | $267,000 | 4,373 |
| Pre-tax net operating income | $314,000 | 3,743 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $314,000 | 3,467 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $314,000 | 3,470 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $314,000 | 3,470 |
| Net charge-offs | $377,000 | 618 |
| Cash dividends | $419,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $314,000 | 3,422 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 4,288 |
| Total interest expense | $846,000 | 3,323 |
| Net interest income | $3,780,000 | 4,412 |
| Provision for loan and lease losses | $364,000 | 2,216 |
| Total noninterest income | $253,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $245,000 | 3,737 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 6,366 |
| Total noninterest expense | $2,653,000 | 4,893 |
| Salaries and employee benefits | $1,413,000 | 4,906 |
| Premises and equipment expense | $324,000 | 4,683 |
| Additional noninterest expense | $916,000 | 4,781 |
| Pre-tax net operating income | $1,016,000 | 4,058 |
| Securities gains (losses) | $32,000 | 2,090 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,048,000 | 3,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,048,000 | 3,805 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,048,000 | 3,805 |
| Net charge-offs | $106,000 | 3,673 |
| Cash dividends | $306,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 879 |
| Net operating income | $1,016,000 | 3,805 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 4,375 |
| Total interest expense | $631,000 | 3,418 |
| Net interest income | $2,770,000 | 4,490 |
| Provision for loan and lease losses | $243,000 | 2,324 |
| Total noninterest income | $186,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $182,000 | 3,788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,000 | 6,503 |
| Total noninterest expense | $2,149,000 | 4,736 |
| Salaries and employee benefits | $949,000 | 5,171 |
| Premises and equipment expense | $236,000 | 4,782 |
| Additional noninterest expense | $964,000 | 4,038 |
| Pre-tax net operating income | $564,000 | 4,602 |
| Securities gains (losses) | $32,000 | 1,957 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $596,000 | 4,324 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $596,000 | 4,327 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $596,000 | 4,328 |
| Net charge-offs | $24,000 | 4,312 |
| Cash dividends | $306,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 828 |
| Net operating income | $564,000 | 4,333 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 4,417 |
| Total interest expense | $416,000 | 3,507 |
| Net interest income | $1,815,000 | 4,551 |
| Provision for loan and lease losses | $162,000 | 2,356 |
| Total noninterest income | $106,000 | 5,659 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $115,000 | 3,858 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-9,000 | 6,687 |
| Total noninterest expense | $1,430,000 | 4,761 |
| Salaries and employee benefits | $636,000 | 5,189 |
| Premises and equipment expense | $159,000 | 4,762 |
| Additional noninterest expense | $635,000 | 4,057 |
| Pre-tax net operating income | $329,000 | 4,755 |
| Securities gains (losses) | $14,000 | 2,169 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $343,000 | 4,550 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $343,000 | 4,552 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $343,000 | 4,553 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $306,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 802 |
| Net operating income | $329,000 | 4,506 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 4,454 |
| Total interest expense | $208,000 | 3,586 |
| Net interest income | $904,000 | 4,575 |
| Provision for loan and lease losses | $81,000 | 2,303 |
| Total noninterest income | $34,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $56,000 | 3,885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-22,000 | 6,842 |
| Total noninterest expense | $704,000 | 4,845 |
| Salaries and employee benefits | $319,000 | 5,234 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $306,000 | 4,160 |
| Pre-tax net operating income | $153,000 | 4,827 |
| Securities gains (losses) | $14,000 | 1,385 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $167,000 | 4,573 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $167,000 | 4,574 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $167,000 | 4,575 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $306,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $153,000 | 4,597 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 4,572 |
| Total interest expense | $975,000 | 3,665 |
| Net interest income | $3,519,000 | 4,737 |
| Provision for loan and lease losses | $224,000 | 3,803 |
| Total noninterest income | $-50,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $201,000 | 4,254 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-251,000 | 6,840 |
| Total noninterest expense | $2,623,000 | 5,059 |
| Salaries and employee benefits | $1,236,000 | 5,332 |
| Premises and equipment expense | $300,000 | 4,964 |
| Additional noninterest expense | $1,087,000 | 4,592 |
| Pre-tax net operating income | $622,000 | 4,667 |
| Securities gains (losses) | $185,000 | 1,776 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $807,000 | 4,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $807,000 | 4,257 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $807,000 | 4,259 |
| Net charge-offs | $117,000 | 4,286 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 967 |
| Net operating income | $622,000 | 4,468 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 4,659 |
| Total interest expense | $752,000 | 3,718 |
| Net interest income | $2,609,000 | 4,845 |
| Provision for loan and lease losses | $224,000 | 3,405 |
| Total noninterest income | $116,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $150,000 | 4,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-34,000 | 6,806 |
| Total noninterest expense | $2,020,000 | 5,035 |
| Salaries and employee benefits | $928,000 | 5,358 |
| Premises and equipment expense | $226,000 | 5,017 |
| Additional noninterest expense | $866,000 | 4,480 |
| Pre-tax net operating income | $481,000 | 4,754 |
| Securities gains (losses) | $101,000 | 1,976 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $582,000 | 4,428 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $582,000 | 4,427 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $582,000 | 4,426 |
| Net charge-offs | $117,000 | 3,815 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 928 |
| Net operating income | $481,000 | 4,513 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 4,686 |
| Total interest expense | $516,000 | 3,746 |
| Net interest income | $1,736,000 | 4,869 |
| Provision for loan and lease losses | $140,000 | 3,468 |
| Total noninterest income | $98,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $95,000 | 4,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,653 |
| Total noninterest expense | $1,370,000 | 5,025 |
| Salaries and employee benefits | $626,000 | 5,370 |
| Premises and equipment expense | $152,000 | 5,022 |
| Additional noninterest expense | $592,000 | 4,421 |
| Pre-tax net operating income | $324,000 | 4,749 |
| Securities gains (losses) | $101,000 | 1,592 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $425,000 | 4,270 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $425,000 | 4,274 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $425,000 | 4,273 |
| Net charge-offs | $18,000 | 4,698 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 910 |
| Net operating income | $324,000 | 4,509 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 4,734 |
| Total interest expense | $271,000 | 3,734 |
| Net interest income | $854,000 | 4,936 |
| Provision for loan and lease losses | $84,000 | 3,099 |
| Total noninterest income | $55,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $46,000 | 4,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $703,000 | 4,989 |
| Salaries and employee benefits | $333,000 | 5,244 |
| Premises and equipment expense | $77,000 | 5,025 |
| Additional noninterest expense | $293,000 | 4,441 |
| Pre-tax net operating income | $122,000 | 5,183 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $122,000 | 5,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $122,000 | 5,128 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $122,000 | 5,129 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 805 |
| Net operating income | $122,000 | 4,984 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 4,807 |
| Total interest expense | $1,184,000 | 4,006 |
| Net interest income | $3,356,000 | 5,009 |
| Provision for loan and lease losses | $329,000 | 3,993 |
| Total noninterest income | $224,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $181,000 | 4,555 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $43,000 | 6,018 |
| Total noninterest expense | $2,674,000 | 5,177 |
| Salaries and employee benefits | $1,169,000 | 5,573 |
| Premises and equipment expense | $313,000 | 5,141 |
| Additional noninterest expense | $1,192,000 | 4,468 |
| Pre-tax net operating income | $577,000 | 4,552 |
| Securities gains (losses) | $99,000 | 2,075 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $676,000 | 4,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $676,000 | 4,213 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $676,000 | 4,213 |
| Net charge-offs | $315,000 | 3,745 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 429 |
| Net operating income | $577,000 | 4,333 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 4,865 |
| Total interest expense | $820,000 | 4,313 |
| Net interest income | $2,585,000 | 4,972 |
| Provision for loan and lease losses | $295,000 | 3,645 |
| Total noninterest income | $150,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $134,000 | 4,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $2,082,000 | 5,094 |
| Salaries and employee benefits | $863,000 | 5,612 |
| Premises and equipment expense | $399,000 | 3,916 |
| Additional noninterest expense | $820,000 | 4,717 |
| Pre-tax net operating income | $358,000 | 4,898 |
| Securities gains (losses) | $36,000 | 2,537 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $394,000 | 4,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $394,000 | 4,683 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $394,000 | 4,683 |
| Net charge-offs | $156,000 | 3,976 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $445,000 | 359 |
| Net operating income | $358,000 | 4,697 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 4,944 |
| Total interest expense | $530,000 | 4,489 |
| Net interest income | $1,716,000 | 4,990 |
| Provision for loan and lease losses | $251,000 | 3,235 |
| Total noninterest income | $101,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $88,000 | 4,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 6,489 |
| Total noninterest expense | $1,401,000 | 5,113 |
| Salaries and employee benefits | $574,000 | 5,668 |
| Premises and equipment expense | $328,000 | 3,425 |
| Additional noninterest expense | $499,000 | 5,012 |
| Pre-tax net operating income | $165,000 | 5,326 |
| Securities gains (losses) | $36,000 | 1,782 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $201,000 | 5,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $201,000 | 5,012 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $201,000 | 5,012 |
| Net charge-offs | $155,000 | 3,367 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 742 |
| Net operating income | $165,000 | 5,172 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 4,972 |
| Total interest expense | $297,000 | 4,324 |
| Net interest income | $827,000 | 5,078 |
| Provision for loan and lease losses | $174,000 | 2,618 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $610,000 | 5,512 |
| Salaries and employee benefits | $290,000 | 5,686 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $254,000 | 4,968 |
| Pre-tax net operating income | $92,000 | 5,232 |
| Securities gains (losses) | $36,000 | 869 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $128,000 | 4,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $128,000 | 4,679 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $128,000 | 4,680 |
| Net charge-offs | $57,000 | 3,235 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 709 |
| Net operating income | $92,000 | 5,068 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 5,003 |
| Total interest expense | $1,617,000 | 4,083 |
| Net interest income | $3,047,000 | 5,318 |
| Provision for loan and lease losses | $250,000 | 5,079 |
| Total noninterest income | $181,000 | 6,081 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $158,000 | 4,820 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 6,550 |
| Total noninterest expense | $2,465,000 | 5,536 |
| Salaries and employee benefits | $1,124,000 | 5,809 |
| Premises and equipment expense | $341,000 | 5,122 |
| Additional noninterest expense | $1,000,000 | 5,091 |
| Pre-tax net operating income | $513,000 | 4,338 |
| Securities gains (losses) | $92,000 | 2,236 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $605,000 | 4,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $605,000 | 4,060 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $605,000 | 4,061 |
| Net charge-offs | $191,000 | 4,808 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,003 |
| Net operating income | $513,000 | 4,128 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 5,083 |
| Total interest expense | $1,249,000 | 4,163 |
| Net interest income | $2,260,000 | 5,409 |
| Provision for loan and lease losses | $190,000 | 4,943 |
| Total noninterest income | $132,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $116,000 | 4,926 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,000 | 6,762 |
| Total noninterest expense | $1,778,000 | 5,676 |
| Salaries and employee benefits | $839,000 | 5,856 |
| Premises and equipment expense | $180,000 | 5,931 |
| Additional noninterest expense | $759,000 | 5,059 |
| Pre-tax net operating income | $424,000 | 4,435 |
| Securities gains (losses) | $67,000 | 2,257 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $491,000 | 4,147 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $491,000 | 4,149 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $491,000 | 4,149 |
| Net charge-offs | $165,000 | 4,412 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 943 |
| Net operating income | $424,000 | 4,221 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 5,133 |
| Total interest expense | $849,000 | 4,211 |
| Net interest income | $1,486,000 | 5,468 |
| Provision for loan and lease losses | $130,000 | 4,798 |
| Total noninterest income | $84,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $78,000 | 4,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 7,011 |
| Total noninterest expense | $1,129,000 | 5,812 |
| Salaries and employee benefits | $560,000 | 5,897 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $451,000 | 5,363 |
| Pre-tax net operating income | $311,000 | 4,352 |
| Securities gains (losses) | $67,000 | 1,696 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $378,000 | 3,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $378,000 | 3,874 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $378,000 | 3,875 |
| Net charge-offs | $142,000 | 3,890 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 871 |
| Net operating income | $311,000 | 4,101 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 5,240 |
| Total interest expense | $429,000 | 4,307 |
| Net interest income | $722,000 | 5,577 |
| Provision for loan and lease losses | $70,000 | 4,445 |
| Total noninterest income | $40,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $549,000 | 5,954 |
| Salaries and employee benefits | $280,000 | 5,966 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $211,000 | 5,555 |
| Pre-tax net operating income | $143,000 | 4,621 |
| Securities gains (losses) | $54,000 | 1,110 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $197,000 | 3,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 3,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $197,000 | 3,913 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 825 |
| Net operating income | $143,000 | 4,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 5,354 |
| Total interest expense | $2,056,000 | 4,365 |
| Net interest income | $2,546,000 | 5,788 |
| Provision for loan and lease losses | $398,000 | 4,884 |
| Total noninterest income | $155,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $117,000 | 5,528 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $38,000 | 6,593 |
| Total noninterest expense | $2,393,000 | 5,788 |
| Salaries and employee benefits | $1,077,000 | 6,073 |
| Premises and equipment expense | $247,000 | 6,088 |
| Additional noninterest expense | $1,069,000 | 5,052 |
| Pre-tax net operating income | $-90,000 | 5,571 |
| Securities gains (losses) | $205,000 | 1,536 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $115,000 | 5,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $115,000 | 5,102 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $115,000 | 5,102 |
| Net charge-offs | $89,000 | 5,798 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 1,090 |
| Net operating income | $-90,000 | 5,664 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 5,443 |
| Total interest expense | $1,592,000 | 4,414 |
| Net interest income | $1,847,000 | 5,895 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $162,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $80,000 | 5,706 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $82,000 | 5,640 |
| Total noninterest expense | $1,578,000 | 6,127 |
| Salaries and employee benefits | $819,000 | 6,077 |
| Premises and equipment expense | $168,000 | 6,332 |
| Additional noninterest expense | $591,000 | 5,863 |
| Pre-tax net operating income | $161,000 | 5,078 |
| Securities gains (losses) | $39,000 | 2,429 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $200,000 | 4,856 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $200,000 | 4,855 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $200,000 | 4,856 |
| Net charge-offs | $99,000 | 5,068 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,011 |
| Net operating income | $161,000 | 4,978 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 5,549 |
| Total interest expense | $1,077,000 | 4,514 |
| Net interest income | $1,165,000 | 6,040 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $154,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $50,000 | 5,799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $104,000 | 4,730 |
| Total noninterest expense | $1,074,000 | 6,123 |
| Salaries and employee benefits | $552,000 | 6,122 |
| Premises and equipment expense | $121,000 | 6,226 |
| Additional noninterest expense | $401,000 | 5,826 |
| Pre-tax net operating income | $105,000 | 5,172 |
| Securities gains (losses) | $33,000 | 2,127 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $138,000 | 4,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 4,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $138,000 | 4,947 |
| Net charge-offs | $27,000 | 5,411 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 977 |
| Net operating income | $105,000 | 5,077 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 5,733 |
| Total interest expense | $528,000 | 4,692 |
| Net interest income | $528,000 | 6,292 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $111,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $88,000 | 3,856 |
| Total noninterest expense | $506,000 | 6,245 |
| Salaries and employee benefits | $266,000 | 6,254 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $181,000 | 5,842 |
| Pre-tax net operating income | $78,000 | 5,281 |
| Securities gains (losses) | $33,000 | 1,486 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $111,000 | 4,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $111,000 | 4,806 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $111,000 | 4,805 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 842 |
| Net operating income | $78,000 | 5,091 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 6,173 |
| Total interest expense | $1,954,000 | 5,367 |
| Net interest income | $1,775,000 | 6,676 |
| Provision for loan and lease losses | $440,000 | 4,004 |
| Total noninterest income | $143,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 6,074 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $55,000 | 6,671 |
| Total noninterest expense | $1,942,000 | 6,306 |
| Salaries and employee benefits | $1,002,000 | 6,404 |
| Premises and equipment expense | $261,000 | 6,149 |
| Additional noninterest expense | $679,000 | 5,906 |
| Pre-tax net operating income | $-464,000 | 6,742 |
| Securities gains (losses) | $90,000 | 1,208 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-374,000 | 6,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-374,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 3,826 |
| Cash dividends | $303,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,194 |
| Net operating income | $-464,000 | 6,820 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 6,297 |
| Total interest expense | $1,458,000 | 5,501 |
| Net interest income | $1,282,000 | 6,804 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $102,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 6,941 |
| Total noninterest expense | $1,304,000 | 6,574 |
| Salaries and employee benefits | $754,000 | 6,426 |
| Premises and equipment expense | $181,000 | 6,337 |
| Additional noninterest expense | $369,000 | 6,647 |
| Pre-tax net operating income | $-170,000 | 6,993 |
| Securities gains (losses) | $24,000 | 1,901 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-146,000 | 6,842 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-146,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,956 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,046 |
| Net operating income | $-170,000 | 7,042 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 6,408 |
| Total interest expense | $948,000 | 5,716 |
| Net interest income | $835,000 | 6,872 |
| Provision for loan and lease losses | $164,000 | 3,469 |
| Total noninterest income | $72,000 | 7,101 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $30,000 | 6,778 |
| Total noninterest expense | $867,000 | 6,620 |
| Salaries and employee benefits | $504,000 | 6,471 |
| Premises and equipment expense | $114,000 | 6,502 |
| Additional noninterest expense | $249,000 | 6,653 |
| Pre-tax net operating income | $-124,000 | 7,236 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-117,000 | 7,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-117,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 959 |
| Net operating income | $-124,000 | 7,266 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 6,423 |
| Total interest expense | $457,000 | 5,956 |
| Net interest income | $458,000 | 6,710 |
| Provision for loan and lease losses | $61,000 | 3,456 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $436,000 | 6,627 |
| Salaries and employee benefits | $253,000 | 6,486 |
| Premises and equipment expense | $51,000 | 6,733 |
| Additional noninterest expense | $132,000 | 6,495 |
| Pre-tax net operating income | $-8,000 | 7,232 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-4,000 | 7,304 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 838 |
| Net operating income | $-8,000 | 7,250 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 6,984 |
| Total interest expense | $1,349,000 | 6,643 |
| Net interest income | $1,451,000 | 7,182 |
| Provision for loan and lease losses | $230,000 | 3,659 |
| Total noninterest income | $73,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $50,000 | 6,752 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $23,000 | 7,725 |
| Total noninterest expense | $1,540,000 | 6,861 |
| Salaries and employee benefits | $878,000 | 6,773 |
| Premises and equipment expense | $203,000 | 6,704 |
| Additional noninterest expense | $459,000 | 6,786 |
| Pre-tax net operating income | $-246,000 | 7,680 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-233,000 | 7,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-233,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,106 |
| Net operating income | $-246,000 | 7,726 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 7,213 |
| Total interest expense | $900,000 | 6,899 |
| Net interest income | $1,017,000 | 7,357 |
| Provision for loan and lease losses | $165,000 | 3,339 |
| Total noninterest income | $49,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,000 | 7,773 |
| Total noninterest expense | $1,124,000 | 6,907 |
| Salaries and employee benefits | $642,000 | 6,790 |
| Premises and equipment expense | $136,000 | 6,908 |
| Additional noninterest expense | $346,000 | 6,770 |
| Pre-tax net operating income | $-223,000 | 7,907 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-223,000 | 7,948 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-223,000 | 7,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 990 |
| Net operating income | $-223,000 | 7,933 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 7,411 |
| Total interest expense | $513,000 | 7,188 |
| Net interest income | $655,000 | 7,481 |
| Provision for loan and lease losses | $132,000 | 2,837 |
| Total noninterest income | $27,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $745,000 | 6,959 |
| Salaries and employee benefits | $430,000 | 6,837 |
| Premises and equipment expense | $88,000 | 6,986 |
| Additional noninterest expense | $227,000 | 6,819 |
| Pre-tax net operating income | $-195,000 | 8,078 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-195,000 | 8,111 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-195,000 | 8,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 921 |
| Net operating income | $-195,000 | 8,101 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,572 |
| Total interest expense | $235,000 | 7,339 |
| Net interest income | $300,000 | 7,642 |
| Provision for loan and lease losses | $58,000 | 2,941 |
| Total noninterest income | $7,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $376,000 | 6,975 |
| Salaries and employee benefits | $217,000 | 6,842 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $-127,000 | 8,193 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-127,000 | 8,228 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-127,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 779 |
| Net operating income | $-127,000 | 8,216 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 8,418 |
| Total interest expense | $311,000 | 8,279 |
| Net interest income | $451,000 | 8,447 |
| Provision for loan and lease losses | $127,000 | 4,298 |
| Total noninterest income | $9,000 | 8,496 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,000 | 7,490 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,437 |
| Total noninterest expense | $1,176,000 | 7,425 |
| Salaries and employee benefits | $740,000 | 7,152 |
| Premises and equipment expense | $136,000 | 7,432 |
| Additional noninterest expense | $300,000 | 7,592 |
| Pre-tax net operating income | $-843,000 | 8,378 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-843,000 | 8,422 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-843,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,976,000 | 194 |
| Net operating income | $-843,000 | 8,407 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,621 |
| Total interest expense | $128,000 | 8,506 |
| Net interest income | $215,000 | 8,635 |
| Provision for loan and lease losses | $38,000 | 5,462 |
| Total noninterest income | $2,000 | 8,639 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $845,000 | 7,524 |
| Salaries and employee benefits | $558,000 | 7,130 |
| Premises and equipment expense | $74,000 | 7,855 |
| Additional noninterest expense | $213,000 | 7,684 |
| Pre-tax net operating income | $-666,000 | 8,496 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-666,000 | 8,527 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-666,000 | 8,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $10,969,000 | 142 |
| Net operating income | $-666,000 | 8,521 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $65,000 | 8,756 |
| Total interest expense | $16,000 | 8,696 |
| Net interest income | $49,000 | 8,753 |
| Provision for loan and lease losses | $1,000 | 6,387 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $556,000 | 7,577 |
| Salaries and employee benefits | $396,000 | 6,998 |
| Premises and equipment expense | $23,000 | 8,472 |
| Additional noninterest expense | $137,000 | 7,754 |
| Pre-tax net operating income | $-508,000 | 8,566 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-508,000 | 8,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-508,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $10,975,000 | 91 |
| Net operating income | $-508,000 | 8,584 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.